NASDAQ:HTLF - Heartland Financial USA Stock Price, News, & Analysis

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$61.05 -0.45 (-0.73 %)
(As of 09/21/2018 04:00 PM ET)
Previous Close$61.50
Today's Range$60.85 - $61.95
52-Week Range$45.60 - $61.95
Volume534,168 shs
Average Volume132,440 shs
Market Capitalization$2.09 billion
P/E Ratio20.53
Dividend Yield0.92%
Heartland Financial USA logoHeartland Financial USA, Inc., a multi-bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. It accepts various deposit products, including checking and other demand deposit accounts, NOW accounts, savings accounts, money market accounts, certificates of deposit, individual retirement accounts, health savings accounts, and other time deposits. The company also offers commercial and industrial loans; commercial real estate loans; small business loans; agricultural loans; real estate mortgage loans; consumer loans comprising motor vehicle loans, home improvement loans, home equity line of credit, and fixed rate home equity and personal lines of credit; and credit cards for commercial, business, and personal use. In addition, it provides online banking, mobile banking, bill payment, automated clearing house, wire transfer, zero balance account, transaction reporting, lock box, remote deposit capture, accounts receivable, investment sweep account, reconciliation, treasury management, foreign exchange, and various fraud prevention services, as well as commercial purchasing and merchant credit cards, debit cards, and automated teller machines. Further, the company offers investment services, such as mutual funds, annuities, retirement products, education savings products, brokerage services, employer sponsored plans, and insurance products, as well as vehicle, property and casualty, and life and disability insurance products. Additionally, it is involved in the community development, consumer finance, multi-line insurance agency, and property management businesses. The company operates through a network of 118 banking locations in Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, Minnesota, Kansas, Missouri, Texas, and California. Heartland Financial USA, Inc. was founded in 1981 and is headquartered in Dubuque, Iowa.

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Industry, Sector and Symbol

Stock Exchange NASDAQ
Industry State commercial banks
Sub-IndustryRegional Banks


Debt-to-Equity Ratio0.21
Current Ratio0.80
Quick Ratio0.80


Trailing P/E Ratio20.53
Forward P/E Ratio16.96
P/E Growth1.68

Sales & Book Value

Annual Sales$465.68 million
Price / Sales4.52
Cash Flow$4.8033 per share
Price / Cash12.71
Book Value$33.07 per share
Price / Book1.85


EPS (Most Recent Fiscal Year)$3.00
Net Income$75.27 million
Net Margins16.67%
Return on Equity9.06%
Return on Assets0.95%


Outstanding Shares34,440,000
Market Cap$2.09 billion

Heartland Financial USA (NASDAQ:HTLF) Frequently Asked Questions

What is Heartland Financial USA's stock symbol?

Heartland Financial USA trades on the NASDAQ under the ticker symbol "HTLF."

How often does Heartland Financial USA pay dividends? What is the dividend yield for Heartland Financial USA?

Heartland Financial USA declared a quarterly dividend on Tuesday, July 24th. Shareholders of record on Friday, August 10th will be given a dividend of $0.14 per share on Friday, August 31st. This represents a $0.56 annualized dividend and a yield of 0.92%. The ex-dividend date is Thursday, August 9th. This is a positive change from Heartland Financial USA's previous quarterly dividend of $0.13. View Heartland Financial USA's Dividend History.

How were Heartland Financial USA's earnings last quarter?

Heartland Financial USA Inc (NASDAQ:HTLF) posted its quarterly earnings results on Monday, July, 23rd. The bank reported $0.85 EPS for the quarter, missing analysts' consensus estimates of $0.90 by $0.05. The bank earned $129.04 million during the quarter, compared to analyst estimates of $129.51 million. Heartland Financial USA had a return on equity of 9.06% and a net margin of 16.67%. During the same period in the prior year, the firm earned $0.81 EPS. View Heartland Financial USA's Earnings History.

When is Heartland Financial USA's next earnings date?

Heartland Financial USA is scheduled to release their next quarterly earnings announcement on Monday, October, 29th 2018. View Earnings Estimates for Heartland Financial USA.

What price target have analysts set for HTLF?

7 brokers have issued 1-year price targets for Heartland Financial USA's stock. Their predictions range from $50.00 to $63.00. On average, they expect Heartland Financial USA's share price to reach $56.20 in the next twelve months. This suggests that the stock has a possible downside of 7.9%. View Analyst Price Targets for Heartland Financial USA.

What is the consensus analysts' recommendation for Heartland Financial USA?

7 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Heartland Financial USA in the last year. There are currently 5 hold ratings and 2 buy ratings for the stock, resulting in a consensus recommendation of "Hold." View Analyst Ratings for Heartland Financial USA.

Who are some of Heartland Financial USA's key competitors?

Who are Heartland Financial USA's key executives?

Heartland Financial USA's management team includes the folowing people:
  • Mr. Lynn Butch Fuller, Exec. Chairman (Age 68)
  • Mr. Bruce K. Lee, Pres, CEO & Director (Age 57)
  • Mr. Bryan R. McKeag, Exec. VP & CFO (Age 58)
  • Mr. Brian J. Fox, Exec. VP of Operations (Age 69)
  • Mr. Andrew E. Townsend, Exec. VP & Chief Credit Officer (Age 51)

Has Heartland Financial USA been receiving favorable news coverage?

Press coverage about HTLF stock has been trending somewhat positive recently, according to Accern. Accern identifies negative and positive media coverage by monitoring more than twenty million news and blog sources in real time. Accern ranks coverage of public companies on a scale of negative one to one, with scores nearest to one being the most favorable. Heartland Financial USA earned a daily sentiment score of 0.18 on Accern's scale. They also assigned media stories about the bank an impact score of 46.57 out of 100, indicating that recent media coverage is somewhat unlikely to have an impact on the stock's share price in the near future. View Recent Headlines for Heartland Financial USA.

Who are Heartland Financial USA's major shareholders?

Heartland Financial USA's stock is owned by a variety of of retail and institutional investors. Top institutional shareholders include BlackRock Inc. (6.42%), Dubuque Bank & Trust Co. (5.59%), FMR LLC (3.96%), Dimensional Fund Advisors LP (3.74%), Earnest Partners LLC (3.31%) and Northern Trust Corp (2.90%). Company insiders that own Heartland Financial USA stock include Andrew E Townsend, Douglas J Horstmann, John K Schmidt, John W Cox, Jr, Kelly J Johnson, Kurt Saylor, Lynn B Fuller, Martin J Schmitz and R Michael Mccoy. View Institutional Ownership Trends for Heartland Financial USA.

Which major investors are selling Heartland Financial USA stock?

HTLF stock was sold by a variety of institutional investors in the last quarter, including Bank of America Corp DE, LSV Asset Management, Dubuque Bank & Trust Co., American Century Companies Inc., Earnest Partners LLC, WINTON GROUP Ltd, BNP Paribas Arbitrage SA and Zebra Capital Management LLC. Company insiders that have sold Heartland Financial USA company stock in the last year include Andrew E Townsend, John K Schmidt, Kelly J Johnson, Kurt Saylor and Martin J Schmitz. View Insider Buying and Selling for Heartland Financial USA.

Which major investors are buying Heartland Financial USA stock?

HTLF stock was purchased by a variety of institutional investors in the last quarter, including BlackRock Inc., FMR LLC, Millennium Management LLC, Accredited Investors Inc., Northern Trust Corp, California Public Employees Retirement System, Renaissance Technologies LLC and Dimensional Fund Advisors LP. Company insiders that have bought Heartland Financial USA stock in the last two years include Lynn B Fuller and R Michael Mccoy. View Insider Buying and Selling for Heartland Financial USA.

How do I buy shares of Heartland Financial USA?

Shares of HTLF can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Heartland Financial USA's stock price today?

One share of HTLF stock can currently be purchased for approximately $61.05.

How big of a company is Heartland Financial USA?

Heartland Financial USA has a market capitalization of $2.09 billion and generates $465.68 million in revenue each year. The bank earns $75.27 million in net income (profit) each year or $3.00 on an earnings per share basis. Heartland Financial USA employs 2,008 workers across the globe.

How can I contact Heartland Financial USA?

Heartland Financial USA's mailing address is 1398 CENTRAL AVE, DUBUQUE IA, 52001. The bank can be reached via phone at 563-589-2100 or via email at [email protected]

MarketBeat Community Rating for Heartland Financial USA (NASDAQ HTLF)

Community Ranking:  2.3 out of 5 (star star)
Outperform Votes:  234 (Vote Outperform)
Underperform Votes:  280 (Vote Underperform)
Total Votes:  514
MarketBeat's community ratings are surveys of what our community members think about Heartland Financial USA and other stocks. Vote "Outperform" if you believe HTLF will outperform the S&P 500 over the long term. Vote "Underperform" if you believe HTLF will underperform the S&P 500 over the long term. You may vote once every thirty days.
This page was last updated on 9/21/2018 by Staff

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