NASDAQ:HTLF Heartland Financial USA - HTLF Stock Forecast, Price & News Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat Daily Premium to add more stocks to your watchlist. Adding Heartland Financial USA, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. $38.40 +0.17 (+0.44%) (As of 03/20/2023 12:00 AM ET) Add Compare Share Share Today's Range$38.19▼$39.8450-Day Range$38.23▼$50.9752-Week Range$36.25▼$51.60Volume198,417 shsAverage Volume190,121 shsMarket Capitalization$1.63 billionP/E Ratio7.77Dividend Yield3.13%Price Target$53.67 ProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainability Heartland Financial USA MarketRank™ ForecastAnalyst RatingHold2.00 Rating ScoreUpside/Downside39.8% Upside$53.67 Price TargetShort InterestHealthy0.74% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.55Upright™ Environmental ScoreNews Sentiment0.67Based on 6 Articles This WeekInsider TradingAcquiring Shares$279,465 Bought Last QuarterProj. Earnings Growth1.27%From $5.50 to $5.57 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.94 out of 5 starsFinance Sector165th out of 876 stocksState Commercial Banks Industry48th out of 177 stocks 3.0 Analyst's Opinion Consensus RatingHeartland Financial USA has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $53.67, Heartland Financial USA has a forecasted upside of 39.8% from its current price of $38.40.Amount of Analyst CoverageHeartland Financial USA has received no research coverage in the past 90 days. Previous Next 4.0 Short Interest Percentage of Shares Shorted0.74% of the float of Heartland Financial USA has been sold short.Short Interest Ratio / Days to CoverHeartland Financial USA has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Heartland Financial USA has recently decreased by 4.32%, indicating that investor sentiment is improving. Previous Next 3.3 Dividend Strength Dividend YieldHeartland Financial USA pays a meaningful dividend of 3.14%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthHeartland Financial USA has been increasing its dividend for 7 years.Dividend CoverageThe dividend payout ratio of Heartland Financial USA is 24.29%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Heartland Financial USA will have a dividend payout ratio of 21.54% next year. This indicates that Heartland Financial USA will be able to sustain or increase its dividend. Previous Next 3.4 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreHeartland Financial USA has received a 39.74% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Home improvement financing", "Cash withdrawal services", "Mortgages provided by brick and mortar banks", "Mortgage loans for corporations", "Corporate debit cards", and "Home equity loans" products. See details.Environmental SustainabilityThe Environmental Impact score for Heartland Financial USA is -0.55. Previous Next 2.6 News and Social Media Coverage News SentimentHeartland Financial USA has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.46 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Heartland Financial USA this week, compared to 1 article on an average week. Previous Next 3.3 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Heartland Financial USA insiders have bought 39.15% more of their company's stock than they have sold. Specifically, they have bought $279,465.00 in company stock and sold $200,840.00 in company stock.Percentage Held by InsidersOnly 3.80% of the stock of Heartland Financial USA is held by insiders.Percentage Held by Institutions62.33% of the stock of Heartland Financial USA is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.9 Earnings and Valuation Earnings GrowthEarnings for Heartland Financial USA are expected to grow by 1.27% in the coming year, from $5.50 to $5.57 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Heartland Financial USA is 7.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 132.87.Price to Earnings Ratio vs. SectorThe P/E ratio of Heartland Financial USA is 7.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 145.12.Price to Book Value per Share RatioHeartland Financial USA has a P/B Ratio of 1.00. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Heartland Financial USA (NASDAQ:HTLF) StockHeartland Financial USA, Inc. operates as a bank holding company. The firm provides commercial banking services. It also engages in the business of community banking. The company was founded in 1981 and is headquartered in Denver, CO.Read More Receive HTLF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Heartland Financial USA and its competitors with MarketBeat's FREE daily newsletter. Email Address HTLF Stock News HeadlinesMarch 15, 2023 | americanbankingnews.comHeartland Financial USA (NASDAQ:HTLF) Stock Price Down 10.3%March 15, 2023 | americanbankingnews.comHeartland Financial USA, Inc. (NASDAQ:HTLF) Director Acquires $101,050.50 in StockMarch 21, 2023 | Legacy Research (Affiliate) (Ad)"Prepare for Five Years of Famine"Market Wizard who predicted all indexes would be negative in 2022 shares shocking new forecastMarch 14, 2023 | benzinga.comBoard Member of Heartland Financial USA Makes $244K BuyMarch 14, 2023 | americanbankingnews.comHeartland Financial USA, Inc. (NASDAQ:HTLF) Director Acquires $101,224.69 in StockMarch 8, 2023 | finance.yahoo.comWhy Heartland Financial (HTLF) is a Great Dividend Stock Right NowMarch 7, 2023 | benzinga.comHeartland Financial USA Board Member Trades Company's StockFebruary 24, 2023 | money.usnews.comHeartland Financial USA, Inc.March 21, 2023 | Legacy Research (Affiliate) (Ad)"Prepare for Five Years of Famine"Market Wizard who predicted all indexes would be negative in 2022 shares shocking new forecastFebruary 20, 2023 | finance.yahoo.comWhy Heartland Financial (HTLF) is a Top Dividend Stock for Your PortfolioFebruary 2, 2023 | finance.yahoo.comHeartland Financial (HTLF) is a Top Dividend Stock Right Now: Should You Buy?January 31, 2023 | finance.yahoo.comHeartland Financial USA, Inc. (NASDAQ:HTLF) Q4 2022 Earnings Call TranscriptJanuary 31, 2023 | 247wallst.comHeartland Financial USA Declares $0.30 DividendJanuary 30, 2023 | seekingalpha.comHeartland Financial USA, Inc. (HTLF) Q4 2022 Earnings Call TranscriptJanuary 30, 2023 | finance.yahoo.comHeartland Financial USA, Inc. ("HTLF") Reports Annual Earnings and Fourth Quarter Results as of December 31, 2022January 26, 2023 | finance.yahoo.comHeartland Financial USA (NASDAQ:HTLF) Is Increasing Its Dividend To $0.30January 18, 2023 | reuters.comHTLF.O - | Stock Price & Latest News | ReutersJanuary 17, 2023 | finance.yahoo.comHTLF Schedules Fourth Quarter Earnings Conference Call for January 30, 2023December 22, 2022 | seekingalpha.comHTLF Heartland Financial USA, Inc.December 12, 2022 | finance.yahoo.comHeartland Financial USA (NASDAQ:HTLF) investors are sitting on a loss of 3.6% if they invested five years agoDecember 8, 2022 | finance.yahoo.comShould Value Investors Buy Heartland Financial USA (HTLF) Stock?November 10, 2022 | finance.yahoo.comHeartland Financial USA Third Quarter 2022 Earnings: EPS Beats ExpectationsNovember 10, 2022 | finance.yahoo.comHeartland Financial (HTLF)'s Technical Outlook is Bright After Key Golden CrossNovember 1, 2022 | finance.yahoo.comHeartland Financial USA, Inc. ("HTLF") Reports Quarterly and Year to Date Results as of September 30, 2022November 1, 2022 | finance.yahoo.comHeartland Financial (HTLF) Q3 Earnings and Revenues Top EstimatesOctober 17, 2022 | finance.yahoo.comHTLF Schedules Third Quarter Earnings Conference Call for October 31, 2022October 13, 2022 | finance.yahoo.comHeartland Financial USA, Inc.'s (NASDAQ:HTLF) latest 3.7% decline adds to one-year losses, institutional investors may consider drastic measuresSee More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive HTLF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Heartland Financial USA and its competitors with MarketBeat's FREE daily newsletter. Email Address HTLF Company Calendar Last Earnings1/30/2023Ex-Dividend for 2/28 Dividend2/09/2023Dividend Payable2/28/2023Today3/20/2023Next Earnings (Estimated)4/24/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryRegional Banks SectorFinance Current SymbolNASDAQ:HTLF CUSIP42234Q10 CIK920112 Webwww.htlf.com Phone(303) 285-9200Fax563-589-1951Employees2,002Year Founded1981Price Target and Rating Average Stock Price Forecast$53.67 High Stock Price Forecast$55.00 Low Stock Price Forecast$52.00 Forecasted Upside/Downside+39.8%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage2 Analysts Profitability EPS (Most Recent Fiscal Year)$4.94 Trailing P/E Ratio7.77 Forward P/E Ratio6.98 P/E GrowthN/ANet Income$212.18 million Net Margins27.27% Pretax Margin33.35% Return on Equity13.35% Return on Assets1.13% Debt Debt-to-Equity Ratio0.23 Current Ratio0.64 Quick Ratio0.64 Sales & Book Value Annual Sales$802.92 million Price / Sales2.03 Cash Flow$7.08 per share Price / Cash Flow5.42 Book Value$38.27 per share Price / Book1.00Miscellaneous Outstanding Shares42,470,000Free Float40,854,000Market Cap$1.63 billion OptionableOptionable Beta1.08 Social Links Key ExecutivesBruce K. LeePresident, Chief Executive Officer & DirectorMark E. FrankChief Operating Officer & Executive Vice PresidentBryan R. McKeagChief Financial Officer & Executive Vice PresidentDennis J. MochalChief Information Officer & Executive VPJanet M QuickChief Accounting Officer, Deputy CFO & EVPKey CompetitorsColumbia Banking SystemNASDAQ:COLBLakeland FinancialNASDAQ:LKFNRenasantNASDAQ:RNSTEnterprise Financial ServicesNASDAQ:EFSCStock Yards BancorpNASDAQ:SYBTView All CompetitorsInsiders & InstitutionsRobert B EngelBought 4,291 shares on 3/13/2023Total: $101,224.69 ($23.59/share)Robert B EngelBought 4,002 shares on 3/9/2023Total: $101,050.50 ($25.25/share)Robert B EngelBought 3,000 shares on 3/3/2023Total: $77,190.00 ($25.73/share)Voya Investment Management LLCSold 1,326 shares on 2/28/2023Ownership: 0.059%Truist Financial CorpBought 1,390 shares on 2/17/2023Ownership: 0.024%View All Insider TransactionsView All Institutional Transactions HTLF Stock - Frequently Asked Questions Should I buy or sell Heartland Financial USA stock right now? 2 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Heartland Financial USA in the last year. There are currently 2 hold ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" HTLF shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in HTLF, but not buy additional shares or sell existing shares. View HTLF analyst ratings or view top-rated stocks. What is Heartland Financial USA's stock price forecast for 2023? 2 analysts have issued twelve-month price objectives for Heartland Financial USA's stock. Their HTLF share price forecasts range from $52.00 to $55.00. On average, they expect the company's share price to reach $53.67 in the next year. This suggests a possible upside of 39.8% from the stock's current price. View analysts price targets for HTLF or view top-rated stocks among Wall Street analysts. How have HTLF shares performed in 2023? Heartland Financial USA's stock was trading at $46.62 at the beginning of 2023. Since then, HTLF stock has decreased by 17.6% and is now trading at $38.40. View the best growth stocks for 2023 here. When is Heartland Financial USA's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Monday, April 24th 2023. View our HTLF earnings forecast. How were Heartland Financial USA's earnings last quarter? Heartland Financial USA, Inc. (NASDAQ:HTLF) issued its quarterly earnings data on Monday, January, 30th. The bank reported $1.37 earnings per share for the quarter, beating analysts' consensus estimates of $1.33 by $0.04. The bank earned $234.68 million during the quarter, compared to analysts' expectations of $188.66 million. Heartland Financial USA had a net margin of 27.27% and a trailing twelve-month return on equity of 13.35%. During the same period in the previous year, the company earned $1.12 EPS. How often does Heartland Financial USA pay dividends? What is the dividend yield for Heartland Financial USA? Heartland Financial USA declared a quarterly dividend on Friday, January 20th. Stockholders of record on Friday, February 10th will be given a dividend of $0.30 per share on Tuesday, February 28th. This represents a $1.20 dividend on an annualized basis and a yield of 3.13%. The ex-dividend date of this dividend is Thursday, February 9th. This is a boost from the stock's previous quarterly dividend of $0.28. Read our dividend analysis for HTLF. What ETFs hold Heartland Financial USA's stock? ETFs with the largest weight of Heartland Financial USA (NASDAQ:HTLF) stock in their portfolio include AdvisorShares Alpha DNA Equity Sentiment ETF (SENT), First Trust NASDAQ ABA Community Bank Index Fund (QABA), First Trust RBA American Industrial Renaissance ETF (AIRR), iShares US Small Cap Value Factor ETF (SVAL), VictoryShares US Small Cap Volatility Wtd ETF (CSA), VictoryShares US Discovery Enhanced Volatility Wtd ETF (CSF), Vanguard U.S. Value Factor ETF (VFVA) and Timothy Plan US Small Cap Core ETF (TPSC). Is Heartland Financial USA a good dividend stock? Heartland Financial USA (NASDAQ:HTLF) pays an annual dividend of $1.20 per share and currently has a dividend yield of 3.14%. The company has been increasing its dividend for 7 consecutive years, indicating the company has a new, but growing committment to grow its dividend. The dividend payout ratio is 24.29%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, HTLF will have a dividend payout ratio of 21.54% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for HTLF. What is Bruce Lee's approval rating as Heartland Financial USA's CEO? 9 employees have rated Heartland Financial USA Chief Executive Officer Bruce Lee on Glassdoor.com. Bruce Lee has an approval rating of 82% among the company's employees. What other stocks do shareholders of Heartland Financial USA own? Based on aggregate information from My MarketBeat watchlists, some companies that other Heartland Financial USA investors own include AMN Healthcare Services (AMN), UGI (UGI), Five Below (FIVE), Huntington Bancshares (HBAN), International Business Machines (IBM), Dominion Energy (D), Illinois Tool Works (ITW), MetLife (MET), Altria Group (MO) and AT&T (T). What is Heartland Financial USA's stock symbol? Heartland Financial USA trades on the NASDAQ under the ticker symbol "HTLF." Who are Heartland Financial USA's major shareholders? Heartland Financial USA's stock is owned by a number of retail and institutional investors. Top institutional shareholders include Earnest Partners LLC (7.25%), Dimensional Fund Advisors LP (5.13%), Dubuque Bank & Trust Co. (3.90%), Thrivent Financial for Lutherans (3.48%), Geode Capital Management LLC (1.80%) and Bank of America Corp DE (1.55%). Insiders that own company stock include Brian Fox, Bruce K Lee, Christopher Hylen, John K Schmidt, Lynn B Fuller, Martin J Schmitz and Robert B Engel. View institutional ownership trends. How do I buy shares of Heartland Financial USA? Shares of HTLF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Heartland Financial USA's stock price today? One share of HTLF stock can currently be purchased for approximately $38.40. How much money does Heartland Financial USA make? Heartland Financial USA (NASDAQ:HTLF) has a market capitalization of $1.63 billion and generates $802.92 million in revenue each year. The bank earns $212.18 million in net income (profit) each year or $4.94 on an earnings per share basis. How many employees does Heartland Financial USA have? The company employs 2,002 workers across the globe. How can I contact Heartland Financial USA? Heartland Financial USA's mailing address is 1398 CENTRAL AVE, DUBUQUE IA, 52001. The official website for the company is www.htlf.com. The bank can be reached via phone at (303) 285-9200, via email at bmckeag@htlf.com, or via fax at 563-589-1951. This page (NASDAQ:HTLF) was last updated on 3/21/2023 by MarketBeat.com Staff Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis. 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