NASDAQ:HTLFHeartland Financial USA Stock Price, Forecast & News

$29.26

-0.32 (-1.08 %)

(As of 04/7/2020 04:00 PM ET)

Add

Compare

Today's Range

$28.74

Now: $29.26▼

$31.28

50-Day Range

$26.35

MA: $37.50▼

$51.52

52-Week Range

$25.26

Now: $29.26▼

$51.85

Volume108,235 shs

Average Volume208,958 shs

Market Capitalization$1.08 billion

P/E Ratio7.07

Dividend Yield2.93%

Beta1.3

Heartland Financial USA, Inc., a multi-bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. It accepts various deposit products, including checking and other demand deposit accounts, NOW accounts, savings accounts, money market accounts, certificates of deposit, individual retirement accounts, health savings accounts, and other time deposits. The company also offers commercial and industrial loans; commercial real estate loans; real estate mortgage loans; small business loans; agricultural loans; consumer loans comprising motor vehicle loans, home improvement loans, home equity line of credit, and fixed rate home equity and personal lines of credit; and credit cards for commercial, business, and personal use. In addition, it provides online banking, mobile banking, telephone banking, bill payment, automated clearing house, wire transfer, zero balance account, transaction reporting, lock box, remote deposit capture, accounts receivable, investment sweep account, reconciliation, treasury management, foreign exchange, and various fraud prevention services, as well as commercial purchasing and merchant credit cards, debit cards, and automated teller machines. Further, the company offers investment services, such as mutual funds, annuities, retirement products, education savings products, brokerage services, employer sponsored plans, and insurance products, as well as vehicle, property and casualty, and life and disability insurance products. Additionally, it is involved in the community development, consumer finance, multi-line insurance agency, and property management businesses. The company operates through a network of 119 banking locations in Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, Minnesota, Kansas, Missouri, Texas, and California. Heartland Financial USA, Inc. was founded in 1981 and is headquartered in Dubuque, Iowa.

Beat the Market (BTM) Rank^™

3.3 Analyst's Opinion

Consensus Rating
Heartland Financial USA has received a consensus rating of Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.
Price Target Upside/Downside
According to analysts' consensus price target of $46.00, Heartland Financial USA has a potential upside of 57.2% from its current price of $29.26.
Amount of Analyst Coverage
Heartland Financial USA has only been the subject of 2 research reports in the past 90 days.

2.2 Community Rank

Outperform Votes
Heartland Financial USA has received 370 “outperform” votes. (Add your “outperform” vote.)
Underperform Votes
Heartland Financial USA has received 468 “underperform” votes. (Add your “underperform” vote.)
Community Sentiment
Heartland Financial USA has received 55.85% “underperform” votes from our community.

MarketBeat's community ratings are surveys of what our community members think about Heartland Financial USA and other stocks. Vote “Outperform” if you believe HTLF will outperform the S&P 500 over the long term. Vote “Underperform” if you believe HTLF will underperform the S&P 500 over the long term. You may vote once every thirty days.

3.3 Dividend Strength

Dividend Leadership
Heartland Financial USA is a leading dividend payer. It pays a dividend yield of 2.93%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
Heartland Financial USA has only been increasing its dividend for 3 years.
Dividend Coverage
The dividend payout ratio of Heartland Financial USA is 19.32 %. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Heartland Financial USA will have a dividend payout ratio of 21.62 % next year. This indicates that Heartland Financial USA will be able to sustain or increase its dividend.

3.0 Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Heartland Financial USA insiders have bought 31.55% more of their company's stock than they have sold. Specifically, they have bought $65,800.00 in company stock and sold $50,020.00 in company stock.
Percentage Held by Insiders
Only 6.10% of the stock of Heartland Financial USA is held by insiders.
Percentage Held by Institutions
56.75% of the stock of Heartland Financial USA is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

2.5 Earnings and Valuation

Earnings Growth
Earnings for Heartland Financial USA are expected to grow by 5.41% in the coming year, from $3.51 to $3.70 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Heartland Financial USA is 7.07, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 11.90.
Price to Earnings Ratio vs. Sector
The P/E ratio of Heartland Financial USA is 7.07, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 12.38.
Price to Book Value per Share Ratio
Heartland Financial USA has a P/B Ratio of 0.68. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Overall Beat the Market Rank^™

2.87 out of 5 stars

Industry, Sector and Symbol

Stock Exchange NASDAQ

Industry State commercial banks

Sub-IndustryRegional Banks

SectorFinance

Current SymbolNASDAQ:HTLF

Previous Symbol

CUSIP42234Q10

CIK920112

Webhttp://www.htlf.com/

Phone563-589-2100

Debt

Debt-to-Equity Ratio0.17

Current Ratio0.77

Quick Ratio0.76

Price-To-Earnings

Trailing P/E Ratio7.07

Forward P/E Ratio8.34

P/E GrowthN/A

Sales & Book Value

Annual Sales$630.54 million

Price / Sales1.71

Cash Flow$5.84 per share

Price / Cash Flow5.01

Book Value$43.00 per share

Price / Book0.68

Profitability

EPS (Most Recent Fiscal Year)$4.14

Net Income$149.13 million

Net Margins23.65%

Return on Equity9.88%

Return on Assets1.21%

Miscellaneous

Employees1,908

Outstanding Shares36,770,000

Market Cap$1.08 billion

Next Earnings Date5/4/2020 (Estimated)

OptionableOptionable

Receive HTLF News and Ratings via Email

Sign-up to receive the latest news and ratings for HTLF and its competitors with MarketBeat's FREE daily newsletter.

Heartland Financial USA (NASDAQ:HTLF) Frequently Asked Questions

How has Heartland Financial USA's stock been impacted by COVID-19 (Coronavirus)?

Heartland Financial USA's stock was trading at $33.65 on March 11th, 2020 when COVID-19 (Coronavirus) reached pandemic status according to the World Health Organization. Since then, HTLF shares have decreased by 13.0% and is now trading at $29.26. View which stocks have been mosted impacted by Coronavirus.

Do Wall Street analysts recommend investors buy shares of Heartland Financial USA?

3 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Heartland Financial USA in the last year. There are currently 1 hold rating and 2 buy ratings for the stock, resulting in a consensus recommendation of "Buy." View analyst ratings for Heartland Financial USA.

When is Heartland Financial USA's next earnings date?

Heartland Financial USA is scheduled to release its next quarterly earnings announcement on Monday, May 4th 2020. View our earnings forecast for Heartland Financial USA.

How were Heartland Financial USA's earnings last quarter?

Heartland Financial USA Inc (NASDAQ:HTLF) released its quarterly earnings results on Monday, January, 27th. The bank reported $1.03 EPS for the quarter, beating the consensus estimate of $0.99 by $0.04. The bank had revenue of $140.78 million for the quarter, compared to analysts' expectations of $138.70 million. Heartland Financial USA had a net margin of 23.65% and a return on equity of 9.88%. During the same quarter in the prior year, the business earned $0.93 earnings per share. View Heartland Financial USA's earnings history.

How often does Heartland Financial USA pay dividends? What is the dividend yield for Heartland Financial USA?

Heartland Financial USA declared a quarterly dividend on Thursday, January 23rd. Stockholders of record on Friday, February 14th will be paid a dividend of $0.20 per share on Friday, February 28th. This represents a $0.80 annualized dividend and a dividend yield of 2.73%. The ex-dividend date is Thursday, February 13th. This is a boost from Heartland Financial USA's previous quarterly dividend of $0.18. View Heartland Financial USA's dividend history.

What price target have analysts set for HTLF?

3 brokers have issued 12 month price objectives for Heartland Financial USA's stock. Their forecasts range from $32.00 to $53.00. On average, they expect Heartland Financial USA's stock price to reach $46.00 in the next year. This suggests a possible upside of 57.2% from the stock's current price. View analysts' price targets for Heartland Financial USA.

Has Heartland Financial USA been receiving favorable news coverage?

News articles about HTLF stock have been trending very negative recently, according to InfoTrie Sentiment. The research firm ranks the sentiment of media coverage by monitoring more than six thousand blog and news sources in real time. The firm ranks coverage of public companies on a scale of negative five to five, with scores nearest to five being the most favorable. Heartland Financial USA earned a media sentiment score of -3.3 on InfoTrie's scale. They also gave news headlines about the bank a news buzz of 0.0 out of 10, meaning that recent media coverage is extremely unlikely to have an impact on the stock's share price in the next few days. View the latest news aboutHeartland Financial USA.

Are investors shorting Heartland Financial USA?

Heartland Financial USA saw a drop in short interest in March. As of March 13th, there was short interest totaling 465,700 shares, a drop of 14.2% from the February 27th total of 542,500 shares. Based on an average trading volume of 148,900 shares, the days-to-cover ratio is currently 3.1 days. Approximately 1.4% of the company's stock are sold short. View Heartland Financial USA's Current Options Chain.

Who are some of Heartland Financial USA's key competitors?

Some companies that are related to Heartland Financial USA include Truist Financial (TFC), PNC Financial Services Group (PNC), SunTrust Banks (STI), First Republic Bank (FRC), M&T Bank (MTB), Fifth Third Bancorp (FITB), Regions Financial (RF), KeyCorp (KEY), SVB Financial Group (SIVB), Huntington Bancshares (HBAN), Commerce Bancshares (CBSH), Prosperity Bancshares (PB), Zions Bancorporation NA (ZION), Signature Bank (SBNY) and First Financial Bankshares (FFIN).

What other stocks do shareholders of Heartland Financial USA own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Heartland Financial USA investors own include AMN Healthcare Services (AMN), Five Below (FIVE), Huntington Bancshares (HBAN), IBM (IBM), UGI (UGI), Hollysys Automation Technologies (HOLI), RealReal (REAL), SVMK (SVMK), Chewy (CHWY) and Dominion Energy (D).

Who are Heartland Financial USA's key executives?

Heartland Financial USA's management team includes the following people:

Mr. Lynn Butch Fuller, Exec. Chairman (Age 69)
Mr. Bruce K. Lee, Pres, CEO & Director (Age 58)
Mr. Bryan R. McKeag, Exec. VP & CFO (Age 59)
Mr. Brian J. Fox, Exec. VP of Operations (Age 70)
Mr. Andrew E. Townsend, Exec. VP & Chief Credit Officer (Age 52)

What is Heartland Financial USA's stock symbol?

Heartland Financial USA trades on the NASDAQ under the ticker symbol "HTLF."

How do I buy shares of Heartland Financial USA?

Shares of HTLF can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.

What is Heartland Financial USA's stock price today?

One share of HTLF stock can currently be purchased for approximately $29.26.

How big of a company is Heartland Financial USA?

Heartland Financial USA has a market capitalization of $1.08 billion and generates $630.54 million in revenue each year. The bank earns $149.13 million in net income (profit) each year or $4.14 on an earnings per share basis. Heartland Financial USA employs 1,908 workers across the globe. View additional information about Heartland Financial USA.

What is Heartland Financial USA's official website?

The official website for Heartland Financial USA is http://www.htlf.com/.

How can I contact Heartland Financial USA?

Heartland Financial USA's mailing address is 1398 CENTRAL AVE, DUBUQUE IA, 52001. The bank can be reached via phone at 563-589-2100 or via email at [email protected]

This page was last updated on 4/7/2020 by MarketBeat.com Staff

Featured Article: Fundamental Analysis and Choosing Stocks

NASDAQ:HTLFHeartland Financial USA Stock Price, Forecast & News

Adding

Adding

Adding Heartland Financial USA Inc

Beat the Market (BTM) Rank™

3.3 Analyst's Opinion

Consensus Rating

Price Target Upside/Downside

Amount of Analyst Coverage

2.2 Community Rank

Outperform Votes

Underperform Votes

Community Sentiment