NASDAQ:HTLFHeartland Financial USA Stock Price, Forecast & News

$32.01

-0.60 (-1.84 %)

(As of 05/29/2020 04:00 PM ET)

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Today's Range

$31.51

Now: $32.01▼

$32.40

50-Day Range

$26.76

MA: $30.65▼

$35.42

52-Week Range

$25.26

Now: $32.01▼

$51.85

Volume132,378 shs

Average Volume125,484 shs

Market Capitalization$1.18 billion

P/E Ratio8.49

Dividend Yield2.45%

Beta1.26

Heartland Financial USA, Inc., a multi-bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. It accepts various deposit products, including checking and other demand deposit accounts, NOW accounts, savings accounts, money market accounts, certificates of deposit, individual retirement accounts, health savings accounts, and other time deposits. The company also offers commercial and industrial loans; commercial real estate loans; real estate mortgage loans; small business loans; agricultural loans; consumer loans comprising motor vehicle loans, home improvement loans, home equity line of credit, and fixed rate home equity and personal lines of credit; and credit cards for commercial, business, and personal use. In addition, it provides online banking, mobile banking, telephone banking, bill payment, automated clearing house, wire transfer, zero balance account, transaction reporting, lock box, remote deposit capture, accounts receivable, investment sweep account, reconciliation, treasury management, foreign exchange, and various fraud prevention services, as well as commercial purchasing and merchant credit cards, debit cards, and automated teller machines. Further, the company offers investment services, such as mutual funds, annuities, retirement products, education savings products, brokerage services, employer sponsored plans, and insurance products, as well as vehicle, property and casualty, and life and disability insurance products. Additionally, it is involved in the community development, consumer finance, multi-line insurance agency, and property management businesses. The company operates through a network of 119 banking locations in Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, Minnesota, Kansas, Missouri, Texas, and California. Heartland Financial USA, Inc. was founded in 1981 and is headquartered in Dubuque, Iowa.

Beat the Market (BTM) Rank^™

3.3 Analyst's Opinion

Consensus Rating
Heartland Financial USA has received a consensus rating of Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.
Price Target Upside/Downside
According to analysts' consensus price target of $46.00, Heartland Financial USA has a potential upside of 43.7% from its current price of $32.01.
Amount of Analyst Coverage
Heartland Financial USA has only been the subject of 1 research reports in the past 90 days.

2.2 Community Rank

Outperform Votes
Heartland Financial USA has received 370 “outperform” votes. (Add your “outperform” vote.)
Underperform Votes
Heartland Financial USA has received 473 “underperform” votes. (Add your “underperform” vote.)
Community Sentiment
Heartland Financial USA has received 56.11% “underperform” votes from our community.

MarketBeat's community ratings are surveys of what our community members think about Heartland Financial USA and other stocks. Vote “Outperform” if you believe HTLF will outperform the S&P 500 over the long term. Vote “Underperform” if you believe HTLF will underperform the S&P 500 over the long term. You may vote once every thirty days.

3.3 Dividend Strength

Dividend Leadership
Heartland Financial USA is a leading dividend payer. It pays a dividend yield of 2.45%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
Heartland Financial USA has only been increasing its dividend for 3 years.
Dividend Coverage
The dividend payout ratio of Heartland Financial USA is 19.32 %. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Heartland Financial USA will have a dividend payout ratio of 27.97 % next year. This indicates that Heartland Financial USA will be able to sustain or increase its dividend.

4.0 Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Heartland Financial USA insiders have bought 477.60% more of their company's stock than they have sold. Specifically, they have bought $65,800.00 in company stock and sold $11,392.00 in company stock.
Percentage Held by Insiders
Only 6.50% of the stock of Heartland Financial USA is held by insiders.
Percentage Held by Institutions
55.98% of the stock of Heartland Financial USA is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

1.9 Earnings and Valuation

Earnings Growth
Earnings for Heartland Financial USA are expected to decrease by -8.04% in the coming year, from $3.11 to $2.86 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Heartland Financial USA is 8.49, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 13.93.
Price to Earnings Ratio vs. Sector
The P/E ratio of Heartland Financial USA is 8.49, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 14.40.
Price to Book Value per Share Ratio
Heartland Financial USA has a P/B Ratio of 0.76. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Overall Beat the Market Rank^™

2.95 out of 5 stars

Industry, Sector and Symbol

Stock Exchange NASDAQ

Industry State commercial banks

Sub-IndustryRegional Banks

SectorFinance

Current SymbolNASDAQ:HTLF

Previous Symbol

CUSIP42234Q10

CIK920112

Webwww.htlf.com

Phone563-589-2100

Debt

Debt-to-Equity Ratio0.18

Current Ratio0.75

Quick Ratio0.75

Price-To-Earnings

Trailing P/E Ratio8.49

Forward P/E Ratio10.29

P/E GrowthN/A

Sales & Book Value

Annual Sales$630.54 million

Price / Sales1.87

Cash Flow$5.35 per share

Price / Cash Flow5.98

Book Value$42.21 per share

Price / Book0.76

Profitability

EPS (Most Recent Fiscal Year)$4.14

Net Income$149.13 million

Net Margins21.51%

Return on Equity10.02%

Return on Assets1.22%

Miscellaneous

Employees1,908

Outstanding Shares36,810,000

Market Cap$1.18 billion

Next Earnings Date8/3/2020 (Estimated)

OptionableOptionable

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Heartland Financial USA (NASDAQ:HTLF) Frequently Asked Questions

How has Heartland Financial USA's stock been impacted by COVID-19 (Coronavirus)?

Heartland Financial USA's stock was trading at $33.65 on March 11th, 2020 when Coronavirus reached pandemic status according to the World Health Organization. Since then, HTLF shares have decreased by 4.9% and is now trading at $32.01. View which stocks have been most impacted by Coronavirus.

Do Wall Street analysts recommend investors buy shares of Heartland Financial USA?

3 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Heartland Financial USA in the last year. There are currently 1 hold rating and 2 buy ratings for the stock, resulting in a consensus recommendation of "Buy." View analyst ratings for Heartland Financial USA.

When is Heartland Financial USA's next earnings date?

Heartland Financial USA is scheduled to release its next quarterly earnings announcement on Monday, August 3rd 2020. View our earnings forecast for Heartland Financial USA.

How were Heartland Financial USA's earnings last quarter?

Heartland Financial USA Inc (NASDAQ:HTLF) posted its earnings results on Monday, April, 27th. The bank reported $0.54 earnings per share for the quarter, missing analysts' consensus estimates of $0.75 by $0.21. The bank earned $138.33 million during the quarter, compared to analysts' expectations of $138.52 million. Heartland Financial USA had a net margin of 21.51% and a return on equity of 10.02%. During the same period last year, the firm posted $0.91 EPS. View Heartland Financial USA's earnings history.

How often does Heartland Financial USA pay dividends? What is the dividend yield for Heartland Financial USA?

Heartland Financial USA announced a quarterly dividend on Thursday, April 23rd. Stockholders of record on Friday, May 15th will be given a dividend of $0.20 per share on Friday, May 29th. This represents a $0.80 annualized dividend and a dividend yield of 2.50%. The ex-dividend date of this dividend is Thursday, May 14th. View Heartland Financial USA's dividend history.

What price target have analysts set for HTLF?

3 equities research analysts have issued 12-month price objectives for Heartland Financial USA's shares. Their forecasts range from $32.00 to $53.00. On average, they expect Heartland Financial USA's stock price to reach $46.00 in the next year. This suggests a possible upside of 43.7% from the stock's current price. View analysts' price targets for Heartland Financial USA.

Has Heartland Financial USA been receiving favorable news coverage?

Media coverage about HTLF stock has trended very negative recently, according to InfoTrie. InfoTrie rates the sentiment of media coverage by reviewing more than six thousand news and blog sources in real-time. The firm ranks coverage of companies on a scale of negative five to five, with scores nearest to five being the most favorable. Heartland Financial USA earned a news sentiment score of -3.0 on InfoTrie's scale. They also gave news articles about the bank a news buzz of 3.0 out of 10, meaning that recent media coverage is unlikely to have an effect on the company's share price in the next few days. View the latest news aboutHeartland Financial USA.

Are investors shorting Heartland Financial USA?

Heartland Financial USA saw a decrease in short interest in May. As of May 15th, there was short interest totaling 269,300 shares, a decrease of 29.0% from the April 30th total of 379,500 shares. Based on an average trading volume of 159,900 shares, the days-to-cover ratio is currently 1.7 days. Approximately 0.8% of the company's shares are short sold. View Heartland Financial USA's Current Options Chain.

Who are some of Heartland Financial USA's key competitors?

Some companies that are related to Heartland Financial USA include Truist Financial (TFC), PNC Financial Services Group (PNC), SunTrust Banks (STI), First Republic Bank (FRC), Fifth Third Bancorp (FITB), M&T Bank (MTB), KeyCorp (KEY), SVB Financial Group (SIVB), Regions Financial (RF), Huntington Bancshares (HBAN), Commerce Bancshares (CBSH), Prosperity Bancshares (PB), Signature Bank (SBNY), Zions Bancorporation NA (ZION) and East West Bancorp (EWBC). View all competitors.

What other stocks do shareholders of Heartland Financial USA own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Heartland Financial USA investors own include AMN Healthcare Services (AMN), Five Below (FIVE), Huntington Bancshares (HBAN), IBM (IBM), UGI (UGI), Dominion Energy (D), Illinois Tool Works (ITW), Metlife (MET), Altria Group (MO) and AT&T (T).

Who are Heartland Financial USA's key executives?

Heartland Financial USA's management team includes the following people:

Mr. Lynn Butch Fuller, Exec. Chairman (Age 69)
Mr. Bruce K. Lee, Pres, CEO & Director (Age 58)
Mr. Bryan R. McKeag, Exec. VP & CFO (Age 59)
Mr. Brian J. Fox, Exec. VP of Operations (Age 70)
Mr. Andrew E. Townsend, Exec. VP & Chief Credit Officer (Age 52)

What is Heartland Financial USA's stock symbol?

Heartland Financial USA trades on the NASDAQ under the ticker symbol "HTLF."

Who are Heartland Financial USA's major shareholders?

Heartland Financial USA's stock is owned by a number of retail and institutional investors. Top institutional shareholders include BlackRock Inc. (6.99%), Dubuque Bank & Trust Co. (4.39%), Nuveen Asset Management LLC (2.29%), State Street Corp (2.13%), Thrivent Financial for Lutherans (2.08%) and Geode Capital Management LLC (1.39%). Company insiders that own Heartland Financial USA stock include Andrew E Townsend, Barry H Orr, Brian Fox, Bryan Mckeag, John K Schmidt, Kurt Saylor, Lynn B Fuller, Martin J Schmitz, Michael J Coyle and R Michael Mccoy. View institutional ownership trends for Heartland Financial USA.

Which institutional investors are selling Heartland Financial USA stock?

HTLF stock was sold by a variety of institutional investors in the last quarter, including First Trust Advisors LP, Nuveen Asset Management LLC, Morgan Stanley, Natixis Advisors L.P., Bank of New York Mellon Corp, MidWestOne Financial Group Inc., Citigroup Inc., and UBS Group AG. Company insiders that have sold Heartland Financial USA company stock in the last year include Barry H Orr, Brian Fox, and Martin J Schmitz. View insider buying and selling activity for Heartland Financial USA.

Which institutional investors are buying Heartland Financial USA stock?

HTLF stock was purchased by a variety of institutional investors in the last quarter, including Thrivent Financial for Lutherans, BlackRock Inc., Federated Hermes Inc., Dupont Capital Management Corp, Geode Capital Management LLC, JPMorgan Chase & Co., Mackenzie Financial Corp, and Ziegler Capital Management LLC. Company insiders that have bought Heartland Financial USA stock in the last two years include Bryan Mckeag, Lynn B Fuller, and R Michael Mccoy. View insider buying and selling activity for Heartland Financial USA.

How do I buy shares of Heartland Financial USA?

Shares of HTLF can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.

What is Heartland Financial USA's stock price today?

One share of HTLF stock can currently be purchased for approximately $32.01.

How big of a company is Heartland Financial USA?

Heartland Financial USA has a market capitalization of $1.18 billion and generates $630.54 million in revenue each year. The bank earns $149.13 million in net income (profit) each year or $4.14 on an earnings per share basis. Heartland Financial USA employs 1,908 workers across the globe.

What is Heartland Financial USA's official website?

The official website for Heartland Financial USA is www.htlf.com.

How can I contact Heartland Financial USA?

Heartland Financial USA's mailing address is 1398 CENTRAL AVE, DUBUQUE IA, 52001. The bank can be reached via phone at 563-589-2100 or via email at [email protected]

This page was last updated on 5/30/2020 by MarketBeat.com Staff