About Heartland Financial USA (NASDAQ:HTLF)
Heartland Financial USA, Inc. (Heartland) is a diversified financial services company engaged in providing banking, mortgage, private client, investment, treasury management, card services, insurance, and consumer finance services to individuals and businesses. Its segments include community and other banking, and retail mortgage banking. Its community and other banking segment is engaged in making loans to, and generating deposits from, individuals and businesses in the markets where Heartland has banks. Its retail mortgage banking segment is engaged in the origination of residential loans and subsequent sale of those loans to investors. The Company conducts its community banking business through independently chartered community banks (collectively, the Bank Subsidiaries). Its securities portfolio consists of United States Government corporations and agencies, mortgage-backed securities and other securities. Its loans include commercial, commercial real estate and consumer loans.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Commercial Banks
- Sub-Industry: Regional Banks
- Symbol: NASDAQ:HTLF
- CUSIP: 42234Q10
- Web: www.htlf.com
- Market Cap: $1.47 billion
- Outstanding Shares: 29,917,000
- 50 Day Moving Avg: $47.31
- 200 Day Moving Avg: $46.93
- 52 Week Range: $36.15 - $52.65
Sales & Book Value:
- Trailing P/E Ratio: 16.17
- Foreward P/E Ratio: 14.33
- P/E Growth: 1.65
- Annual Revenue: $386.37 million
- Price / Sales: 3.82
- Book Value: $30.15 per share
- Price / Book: 1.64
- Annual Dividend: $0.44
- Dividend Yield: 0.9%
- Net Margins: 18.38%
- Return on Equity: 10.48%
- Return on Assets: 0.96%
- Debt-to-Equity Ratio: 0.35%
- Current Ratio: 0.78%
- Quick Ratio: 0.77%
- Average Volume: 83,251 shs.
- Beta: 0.67
- Short Ratio: 7.76
Frequently Asked Questions for Heartland Financial USA (NASDAQ:HTLF)
What is Heartland Financial USA's stock symbol?
Heartland Financial USA trades on the NASDAQ under the ticker symbol "HTLF."
How often does Heartland Financial USA pay dividends? What is the dividend yield for Heartland Financial USA?
Heartland Financial USA declared a quarterly dividend on Friday, October 20th. Shareholders of record on Friday, November 17th will be paid a dividend of $0.11 per share on Friday, December 1st. This represents a $0.44 dividend on an annualized basis and a dividend yield of 0.89%. The ex-dividend date of this dividend is Thursday, November 16th. View Heartland Financial USA's Dividend History.
How were Heartland Financial USA's earnings last quarter?
Heartland Financial USA, Inc. (NASDAQ:HTLF) posted its quarterly earnings data on Monday, July, 31st. The company reported $0.81 earnings per share (EPS) for the quarter, topping the Thomson Reuters' consensus estimate of $0.73 by $0.08. The firm earned $100.20 million during the quarter, compared to analysts' expectations of $103.48 million. Heartland Financial USA had a return on equity of 10.48% and a net margin of 18.38%. The company's revenue for the quarter was down 3.8% compared to the same quarter last year. During the same period in the previous year, the company posted $0.84 earnings per share. View Heartland Financial USA's Earnings History.
When will Heartland Financial USA make its next earnings announcement?
Where is Heartland Financial USA's stock going? Where will Heartland Financial USA's stock price be in 2017?
2 brokers have issued 12 month price targets for Heartland Financial USA's shares. Their forecasts range from $51.00 to $52.00. On average, they anticipate Heartland Financial USA's share price to reach $51.50 in the next year. View Analyst Ratings for Heartland Financial USA.
Who are some of Heartland Financial USA's key competitors?
Some companies that are related to Heartland Financial USA include Columbia Banking System (COLB), Hope Bancorp (HOPE), Great Western Bancorp (GWB), Eagle Bancorp (EGBN), Trustmark Corp (TRMK), ServisFirst Bancshares (SFBS), FCB Financial Holdings (FCB), United Community Banks (UCBI), Independent Bank Corp. (INDB), Bank of N.T. Butterfield & Son Limited (The) (NTB), Provident Financial Services (PFS), Independent Bank Group (IBTX), Pacific Premier Bancorp (PPBI), S&T Bancorp (STBA), 1st Source Corporation (SRCE), Enterprise Financial Services Corporation (EFSC), CPB (CPF) and Lakeland Bancorp (LBAI).
Who are Heartland Financial USA's key executives?
Heartland Financial USA's management team includes the folowing people:
- Lynn B. Fuller, Chairman of the Board, Chief Executive Officer
- Bruce K. Lee, President
- Mark C. Falb, Independent Vice Chairman of the Board
- Janet M. Quick, Executive Vice President, Deputy Chief Financial Officer, Principal Accounting Officer
- Bryan R. McKeag, Executive Vice President, Chief Financial Officer
- Laura J. Hughes, Executive Vice President, Chief Marketing Officer
- Rodney L. Sloan, Executive Vice President, Chief Risk Officer
- Michael J. Coyle, Executive Vice President, Senior General Counsel, Corporate Secretary
- Frank E. Walter, Executive Vice President - Commercial Sales
- Mark G. Murtha, Executive Vice President - Human Resources, Organizational Development
Who owns Heartland Financial USA stock?
Heartland Financial USA's stock is owned by a number of of retail and institutional investors. Top institutional investors include Honkamp Krueger Financial Services Inc. (0.41%) and Nationwide Fund Advisors (0.15%). Company insiders that own Heartland Financial USA stock include Douglas J Horstmann, John W Cox, Jr, Kurt Saylor, Lynn B Fuller and R Michael Mccoy. View Institutional Ownership Trends for Heartland Financial USA.
Who sold Heartland Financial USA stock? Who is selling Heartland Financial USA stock?
Heartland Financial USA's stock was sold by a variety of institutional investors in the last quarter, including Nationwide Fund Advisors. Company insiders that have sold Heartland Financial USA stock in the last year include Douglas J Horstmann and John W Cox, Jr. View Insider Buying and Selling for Heartland Financial USA.
Who bought Heartland Financial USA stock? Who is buying Heartland Financial USA stock?
Heartland Financial USA's stock was purchased by a variety of institutional investors in the last quarter, including Honkamp Krueger Financial Services Inc.. Company insiders that have bought Heartland Financial USA stock in the last two years include Lynn B Fuller and R Michael Mccoy. View Insider Buying and Selling for Heartland Financial USA.
How do I buy Heartland Financial USA stock?
Shares of Heartland Financial USA can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Heartland Financial USA's stock price today?
MarketBeat Community Rating for Heartland Financial USA (NASDAQ HTLF)MarketBeat's community ratings are surveys of what our community members think about Heartland Financial USA and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
One share of Heartland Financial USA stock can currently be purchased for approximately $49.30.
Consensus Ratings for Heartland Financial USA (NASDAQ:HTLF) (How are Consensus Ratings Calculated?)
MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
|Ratings Breakdown: ||2 Hold Ratings|
|Consensus Rating:||Hold (Score: 2.00)|
|Consensus Price Target: ||$51.50 (4.46% upside)|Consensus Price Target History for Heartland Financial USA (NASDAQ:HTLF)
Analysts' Ratings History for Heartland Financial USA (NASDAQ:HTLF)
(Data available from 10/23/2015 forward)
|Date||Firm||Action||Rating||Price Target||Impact on Share Price||Details|
|10/3/2017||Keefe, Bruyette & Woods||Reiterated Rating||Hold||$51.00||Low|
|4/25/2017||DA Davidson||Downgrade||Buy -> Neutral||High|
|4/25/2017||FBR & Co||Reiterated Rating||Mkt Perform -> Mkt Perform||$50.00 -> $52.00||High|
|7/26/2016||Sandler O'Neill||Downgrade||Buy -> Hold||N/A|
|4/26/2016||Royal Bank Of Canada||Boost Price Target||Sector Perform||$30.00 -> $35.00||N/A|
|3/11/2016||Piper Jaffray Companies||Initiated Coverage||Overweight||$37.00||N/A|
|1/26/2016||Raymond James Financial, Inc.||Upgrade||Outperform -> Strong-Buy||N/A|
Earnings History for Heartland Financial USA (NASDAQ:HTLF)Earnings History by Quarter for Heartland Financial USA (NASDAQ HTLF)
(Data available from 1/1/2011 forward)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|7/31/2017||Q2 2017||$0.73||$0.81||$103.48 million||$100.20 million||View||N/A|
|4/24/2017||Q1 2017||$0.68||$0.68||$100.45 million||$106.44 million||View||N/A|
|1/30/2017||Q416||$0.73||$0.74||$101.74 million||$99.62 million||View||N/A|
|10/31/2016||Q3||$0.74||$0.81||$101.71 million||$102.22 million||View||Listen|
|7/25/2016||Q216||$0.77||$0.84||$103.00 million||$104.14 million||View||Listen|
|4/25/2016||Q116||$0.63||$0.82||$91.14 million||$102.29 million||View||Listen|
|1/25/2016||Q415||$0.67||$0.67||$90.03 million||$87.08 million||View||Listen|
|10/26/2015||Q315||$0.66||$0.69||$86.78 million||$84.70 million||View||Listen|
|7/27/2015||Q215||$0.66||$0.72||$82.86 million||$88.31 million||View||Listen|
|4/27/2015||Q115||$0.56||$0.76||$77.62 million||$84.59 million||View||N/A|
|1/26/2015||Q414||$0.57||$0.64||$72.06 million||$73.40 million||View||N/A|
|10/27/2014||Q314||$0.59||$0.63||$73.67 million||$71.65 million||View||Listen|
|7/28/2014||Q214||$0.52||$0.56||$68.56 million||$71.54 million||View||N/A|
|4/28/2014||Q114||$0.46||$0.36||$67.38 million||$67.34 million||View||N/A|
|7/29/2013||Q2 2013||$0.59||$0.54||$64.06 million||View||N/A|
|4/29/2013||Q1 2013||$0.58||$0.70||$67.18 million||View||N/A|
|1/28/2013||Q4 2012||$0.65||$0.50||$64.79 million||View||N/A|
Earnings Estimates for Heartland Financial USA (NASDAQ:HTLF)
2017 EPS Consensus Estimate: $2.83
2018 EPS Consensus Estimate: $3.44
(Data provided by Zacks Investment Research)
|Quarter||Number of Estimates||Low Estimate||High Estimate||Average Estimate|
Current Dividend Information for Heartland Financial USA (NASDAQ:HTLF)
|Payout Ratio:||14.47% (Trailing 12 Months of Earnings) |
14.57% (Based on This Year's Estimates)
12.79% (Based on Next Year's Estimates)
Dividend History by Quarter for Heartland Financial USA (NASDAQ HTLF)
(Data available from 1/1/2013 forward)
|Announced||Period||Amount||Yield||Ex-Dividend Date||Record Date||Payable Date|
Insider Trading and Institutional Ownership History for Heartland Financial USA (NASDAQ:HTLF)
Insider Ownership Percentage: 9.00%Insider Trades by Quarter for Heartland Financial USA (NASDAQ:HTLF)
Institutional Ownership Percentage: 42.41%
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Details|
|6/2/2017||Lynn B. Fuller||CEO||Buy||1,000||$44.60||$44,600.00|| |
|5/30/2017||R Michael Mccoy||Director||Buy||2,030||$44.67||$90,680.10|| |
|2/22/2017||Douglas J Horstmann||EVP||Sell||10,000||$49.00||$490,000.00|| |
|2/10/2017||John W. Cox, Jr.||Director||Sell||2,497||$45.60||$113,863.20|| |
|12/14/2016||Douglas J Horstmann||EVP||Sell||8,409||$46.00||$386,814.00|| |
|10/4/2016||Kurt Saylor||Director||Sell||1,343||$35.55||$47,743.65|| |
|10/3/2016||Kurt Saylor||Director||Sell||18,657||$35.63||$664,748.91|| |
|9/27/2016||Kurt Saylor||Director||Sell||14,500||$35.25||$511,125.00|| |
|9/26/2016||Kurt Saylor||Director||Sell||8,000||$35.26||$282,080.00|| |
|9/20/2016||Kurt Saylor||Director||Sell||5,800||$35.97||$208,626.00|| |
|9/19/2016||Kurt Saylor||Director||Sell||16,700||$35.93||$600,031.00|| |
|9/13/2016||Kurt Saylor||Director||Sell||1,506||$36.07||$54,321.42|| |
|9/12/2016||Kurt Saylor||Director||Sell||20,994||$36.63||$769,010.22|| |
|9/6/2016||Kurt Saylor||Director||Sell||22,500||$36.86||$829,350.00|| |
|8/30/2016||Kurt Saylor||Director||Sell||13,500||$35.35||$477,225.00|| |
|8/29/2016||Kurt Saylor||Director||Sell||9,000||$35.40||$318,600.00|| |
|8/24/2016||Kurt Saylor||Director||Sell||2,350||$35.32||$83,002.00|| |
|8/23/2016||Kurt Saylor||Director||Sell||7,650||$35.62||$272,493.00|| |
|8/22/2016||Kurt Saylor||Director||Sell||12,500||$35.46||$443,250.00|| |
|8/17/2016||Kurt Saylor||Director||Sell||2,400||$36.06||$86,544.00|| |
|8/16/2016||Kurt Saylor||Director||Sell||10,100||$36.16||$365,216.00|| |
|8/15/2016||Kurt Saylor||Director||Sell||10,000||$36.25||$362,500.00|| |
|8/9/2016||Kurt Saylor||Director||Sell||16,500||$36.78||$606,870.00|| |
|8/8/2016||Kurt Saylor||Director||Sell||6,000||$36.49||$218,940.00|| |
|6/20/2016||Kurt Saylor||Director||Sell||4,500||$34.52||$155,340.00|| |
|6/14/2016||Kurt Saylor||Director||Sell||115,317||$34.63||$3,993,427.71|| |
|3/2/2015||John W Cox Jr||Director||Sell||5,231||$27.03||$141,393.93|| |
|2/3/2015||Douglas J Horstmann||EVP||Sell||10,000||$28.20||$282,000.00|| |
|8/5/2014||Lynn B Fuller||CEO||Buy||1,000||$23.98||$23,980.00|| |
|11/18/2013||John Schmidt||Director||Sell||19,500||$27.03||$527,085.00|| |
|8/7/2013||John Schmidt||Director||Sell||14,340||$28.18||$404,101.20|| |
|2/4/2013||Lynn B Fuller||CEO||Buy||1,000||$23.85||$23,850.00|| |
|1/31/2013||James F Conlan||Director||Buy||2,000||$23.74||$47,480.00|| |
|11/14/2012||James F Conlan||Director||Buy||2,217||$25.18||$55,824.06|| |
Headline Trends for Heartland Financial USA (NASDAQ:HTLF)
Latest Headlines for Heartland Financial USA (NASDAQ:HTLF)
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Heartland Financial USA (HTLF) Chart for Monday, October, 23, 2017