NASDAQ:HTLF Heartland Financial USA - HTLF Stock Forecast, Price & News Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat Daily Premium to add more stocks to your watchlist. Adding Heartland Financial USA, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. $50.23 -0.23 (-0.46%) (As of 02/7/2023 11:40 AM ET) Add Compare Share Share Today's Range$50.03▼$50.4150-Day Range$44.16▼$50.9752-Week Range$39.27▼$52.39Volume16,883 shsAverage Volume150,103 shsMarket Capitalization$2.13 billionP/E Ratio10.17Dividend Yield2.20%Price Target$53.67 ProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaSustainability Heartland Financial USA MarketRank™ ForecastAnalyst RatingHold2.00 Rating ScoreUpside/Downside6.4% Upside$53.67 Price TargetShort InterestHealthy1.12% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.55Upright™ Environmental ScoreNews Sentiment1.26Based on 9 Articles This WeekInsider TradingSelling Shares$200,840 Sold Last QuarterProj. Earnings Growth2.59%From $5.41 to $5.55 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.35 out of 5 starsFinance Sector416th out of 850 stocksState Commercial Banks Industry88th out of 177 stocks 1.0 Analyst's Opinion Consensus RatingHeartland Financial USA has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $53.67, Heartland Financial USA has a forecasted upside of 6.4% from its current price of $50.46.Amount of Analyst CoverageHeartland Financial USA has only been the subject of 1 research reports in the past 90 days. Previous Next 4.0 Short Interest Percentage of Shares Shorted1.12% of the float of Heartland Financial USA has been sold short.Short Interest Ratio / Days to CoverHeartland Financial USA has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Heartland Financial USA has recently decreased by 0.07%, indicating that investor sentiment is improving. Previous Next 3.3 Dividend Strength Dividend YieldHeartland Financial USA pays a meaningful dividend of 2.20%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthHeartland Financial USA has been increasing its dividend for 7 years.Dividend CoverageThe dividend payout ratio of Heartland Financial USA is 22.67%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Heartland Financial USA will have a dividend payout ratio of 20.18% next year. This indicates that Heartland Financial USA will be able to sustain or increase its dividend. Previous Next 3.4 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreHeartland Financial USA has received a 39.74% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Home improvement financing", "Cash withdrawal services", "Mortgages provided by brick and mortar banks", "Mortgage loans for corporations", "Corporate debit cards", and "Home equity loans" products. See details.Environmental SustainabilityThe Environmental Impact score for Heartland Financial USA is -0.55. Previous Next 3.5 News and Social Media Coverage News SentimentHeartland Financial USA has a news sentiment score of 1.26. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.55 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 9 news articles for Heartland Financial USA this week, compared to 1 article on an average week.MarketBeat Follows3 people have added Heartland Financial USA to their MarketBeat watchlist in the last 30 days. This is an increase of 50% compared to the previous 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Heartland Financial USA insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $200,840.00 in company stock.Percentage Held by InsidersOnly 3.80% of the stock of Heartland Financial USA is held by insiders.Percentage Held by Institutions62.33% of the stock of Heartland Financial USA is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.9 Earnings and Valuation Earnings GrowthEarnings for Heartland Financial USA are expected to grow by 2.59% in the coming year, from $5.41 to $5.55 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Heartland Financial USA is 10.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 135.98.Price to Earnings Ratio vs. SectorThe P/E ratio of Heartland Financial USA is 10.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 183.56.Price to Book Value per Share RatioHeartland Financial USA has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Heartland Financial USA (NASDAQ:HTLF) StockHeartland Financial USA, Inc. operates as a bank holding company. The firm provides commercial banking services. It also engages in the business of community banking. The company was founded in 1981 and is headquartered in Denver, CO.Read More Receive HTLF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Heartland Financial USA and its competitors with MarketBeat's FREE daily newsletter. Email Address HTLF Stock News HeadlinesFebruary 2, 2023 | finance.yahoo.comHeartland Financial (HTLF) is a Top Dividend Stock Right Now: Should You Buy?February 2, 2023 | americanbankingnews.comHeartland Financial USA (NASDAQ:HTLF) Sees Strong Trading Volume on Better-Than-Expected EarningsFebruary 7, 2023 | PressReach (Ad)Is This Stock On Your RadarThis stock is positioned like its peers that cashed out.January 31, 2023 | finance.yahoo.comHeartland Financial USA, Inc. (NASDAQ:HTLF) Q4 2022 Earnings Call TranscriptJanuary 31, 2023 | 247wallst.comHeartland Financial USA Declares $0.30 DividendJanuary 30, 2023 | seekingalpha.comHeartland Financial USA, Inc. (HTLF) Q4 2022 Earnings Call TranscriptJanuary 30, 2023 | finance.yahoo.comHeartland Financial USA, Inc. ("HTLF") Reports Annual Earnings and Fourth Quarter Results as of December 31, 2022January 29, 2023 | americanbankingnews.comHeartland Financial USA (HTLF) to Release Quarterly Earnings on MondayFebruary 7, 2023 | Investing Trends (Ad)Move Over Lithium – 220 Pounds of Graphite In Every EV BatteryInvestors constantly hear that lithium is the key to powering our transition to electric vehicles and clean energy. Truth is, switching from gas-powered isn't possible without massive amounts of graphite. But America hasn't produced any graphite since the 1950s. Now, a little-known exploration company has defined America's largest high-quality graphite deposit near Nome, Alaska.January 26, 2023 | finance.yahoo.comHeartland Financial USA (NASDAQ:HTLF) Is Increasing Its Dividend To $0.30January 18, 2023 | reuters.comHTLF.O - | Stock Price & Latest News | ReutersJanuary 17, 2023 | finance.yahoo.comHTLF Schedules Fourth Quarter Earnings Conference Call for January 30, 2023December 22, 2022 | seekingalpha.comHTLF Heartland Financial USA, Inc.December 12, 2022 | finance.yahoo.comHeartland Financial USA (NASDAQ:HTLF) investors are sitting on a loss of 3.6% if they invested five years agoDecember 8, 2022 | finance.yahoo.comShould Value Investors Buy Heartland Financial USA (HTLF) Stock?November 10, 2022 | finance.yahoo.comHeartland Financial USA Third Quarter 2022 Earnings: EPS Beats ExpectationsNovember 10, 2022 | finance.yahoo.comHeartland Financial (HTLF)'s Technical Outlook is Bright After Key Golden CrossNovember 1, 2022 | finance.yahoo.comHeartland Financial USA, Inc. ("HTLF") Reports Quarterly and Year to Date Results as of September 30, 2022November 1, 2022 | finance.yahoo.comHeartland Financial (HTLF) Q3 Earnings and Revenues Top EstimatesOctober 17, 2022 | finance.yahoo.comHTLF Schedules Third Quarter Earnings Conference Call for October 31, 2022October 13, 2022 | finance.yahoo.comHeartland Financial USA, Inc.'s (NASDAQ:HTLF) latest 3.7% decline adds to one-year losses, institutional investors may consider drastic measuresOctober 6, 2022 | nasdaq.comHeartland Financial USA, Inc. (NASDAQ:HTLF) is largely controlled by institutional shareholders who own 64% of the companySeptember 16, 2022 | finance.yahoo.comA Heartland Financial USA, Inc. (NASDAQ:HTLF) insider increased their holdings by 4.0% last yearAugust 29, 2022 | nasdaq.comHeartland Financial USA Named Top Dividend Stock With Insider Buying and 2.37% Yield (HTLF)August 7, 2022 | nasdaq.comShould You Buy Heartland Financial USA, Inc. (NASDAQ:HTLF) For Its Upcoming Dividend?August 6, 2022 | finance.yahoo.comIs It Smart To Buy Heartland Financial USA, Inc. (NASDAQ:HTLF) Before It Goes Ex-Dividend?July 26, 2022 | seekingalpha.comHeartland Financial USA, Inc. (HTLF) CEO Bruce Lee on Q2 2022 Results - Earnings Call TranscriptSee More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive HTLF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Heartland Financial USA and its competitors with MarketBeat's FREE daily newsletter. Email Address HTLF Company Calendar Ex-Dividend for 11/29 Dividend11/10/2022Dividend Payable11/29/2022Last Earnings1/30/2023Today2/07/2023Ex-Dividend for 2/28 Dividend2/09/2023Dividend Payable2/28/2023Next Earnings (Estimated)4/24/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryRegional Banks SectorFinance Current SymbolNASDAQ:HTLF CUSIP42234Q10 CIK920112 Webwww.htlf.com Phone(563) 589-2100Fax563-589-1951Employees2,249Year Founded1981Price Target and Rating Average Stock Price Forecast$53.67 High Stock Price Forecast$55.00 Low Stock Price Forecast$52.00 Forecasted Upside/Downside+6.8%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage2 Analysts Profitability EPS (Most Recent Fiscal Year)$4.94 Trailing P/E Ratio10.17 Forward P/E Ratio9.28 P/E GrowthN/ANet Income$212.18 million Net Margins27.27% Pretax Margin33.96% Return on Equity13.24% Return on Assets1.14% Debt Debt-to-Equity Ratio0.24 Current Ratio0.64 Quick Ratio0.64 Sales & Book Value Annual Sales$802.92 million Price / Sales2.66 Cash Flow$7.02 per share Price / Cash Flow7.16 Book Value$49.03 per share Price / Book1.02Miscellaneous Outstanding Shares42,440,000Free Float40,832,000Market Cap$2.13 billion OptionableOptionable Beta1.07 Social Links Key ExecutivesBruce K. LeePresident, Chief Executive Officer & DirectorMark E. FrankChief Operating Officer & Executive Vice PresidentBryan R. McKeagChief Financial Officer & Executive Vice PresidentDennis J. MochalChief Information Officer & Executive VPJanet M QuickChief Accounting Officer, Deputy CFO & EVPKey CompetitorsRenasantNASDAQ:RNSTEnterprise Financial ServicesNASDAQ:EFSCSeacoast Banking Co. of FloridaNASDAQ:SBCFBannerNASDAQ:BANRTowneBankNASDAQ:TOWNView All CompetitorsInsiders & InstitutionsMesirow Institutional Investment Management Inc.Sold 54,026 shares on 2/6/2023Ownership: 0.411%Jackson Creek Investment Advisors LLCSold 313 shares on 2/6/2023Ownership: 0.048%Dubuque Bank & Trust Co.Bought 15,446 shares on 2/3/2023Ownership: 3.902%Martin J SchmitzSold 4,000 sharesTotal: $200,840.00 ($50.21/share)Bailard Inc.Sold 1,200 shares on 2/2/2023Ownership: 0.037%View All Insider TransactionsView All Institutional Transactions HTLF Stock - Frequently Asked Questions Should I buy or sell Heartland Financial USA stock right now? 2 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Heartland Financial USA in the last year. There are currently 2 hold ratings for the stock. The consensus among Wall Street research analysts is that investors should "hold" HTLF shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in HTLF, but not buy additional shares or sell existing shares. View HTLF analyst ratings or view top-rated stocks. What is Heartland Financial USA's stock price forecast for 2023? 2 Wall Street analysts have issued 12-month price objectives for Heartland Financial USA's stock. Their HTLF share price forecasts range from $52.00 to $55.00. On average, they anticipate the company's stock price to reach $53.67 in the next year. This suggests a possible upside of 6.4% from the stock's current price. View analysts price targets for HTLF or view top-rated stocks among Wall Street analysts. How have HTLF shares performed in 2023? Heartland Financial USA's stock was trading at $46.62 at the start of the year. Since then, HTLF stock has increased by 8.2% and is now trading at $50.46. View the best growth stocks for 2023 here. When is Heartland Financial USA's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Monday, April 24th 2023. View our HTLF earnings forecast. How were Heartland Financial USA's earnings last quarter? Heartland Financial USA, Inc. (NASDAQ:HTLF) released its quarterly earnings results on Monday, January, 30th. The bank reported $1.37 EPS for the quarter, beating the consensus estimate of $1.33 by $0.04. The bank had revenue of $234.68 million for the quarter, compared to the consensus estimate of $188.66 million. Heartland Financial USA had a net margin of 27.27% and a trailing twelve-month return on equity of 13.24%. During the same period in the previous year, the firm posted $1.12 earnings per share. How often does Heartland Financial USA pay dividends? What is the dividend yield for Heartland Financial USA? Heartland Financial USA announced a quarterly dividend on Friday, January 20th. Stockholders of record on Friday, February 10th will be paid a dividend of $0.30 per share on Tuesday, February 28th. This represents a $1.20 annualized dividend and a dividend yield of 2.38%. The ex-dividend date is Thursday, February 9th. This is an increase from the stock's previous quarterly dividend of $0.28. Read our dividend analysis for HTLF. Is Heartland Financial USA a good dividend stock? Heartland Financial USA (NASDAQ:HTLF) pays an annual dividend of $1.12 per share and currently has a dividend yield of 2.20%. The company has been increasing its dividend for 7 consecutive years, indicating the company has a new, but growing committment to grow its dividend. The dividend payout ratio is 22.67%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, HTLF will have a dividend payout ratio of 20.18% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for HTLF. What is Bruce Lee's approval rating as Heartland Financial USA's CEO? 9 employees have rated Heartland Financial USA Chief Executive Officer Bruce Lee on Glassdoor.com. Bruce Lee has an approval rating of 82% among the company's employees. What other stocks do shareholders of Heartland Financial USA own? Based on aggregate information from My MarketBeat watchlists, some companies that other Heartland Financial USA investors own include AMN Healthcare Services (AMN), UGI (UGI), Five Below (FIVE), Huntington Bancshares (HBAN), International Business Machines (IBM), Dominion Energy (D), Illinois Tool Works (ITW), MetLife (MET), Altria Group (MO) and AT&T (T). What is Heartland Financial USA's stock symbol? Heartland Financial USA trades on the NASDAQ under the ticker symbol "HTLF." Who are Heartland Financial USA's major shareholders? Heartland Financial USA's stock is owned by a variety of institutional and retail investors. Top institutional shareholders include Dubuque Bank & Trust Co. (3.90%), New York State Common Retirement Fund (1.28%), Mesirow Institutional Investment Management Inc. (0.41%), Ziegler Capital Management LLC (0.06%), Jackson Creek Investment Advisors LLC (0.05%) and Strs Ohio (0.05%). Insiders that own company stock include Brian Fox, Bruce K Lee, Christopher Hylen, John K Schmidt, Lynn B Fuller, Martin J Schmitz and Robert B Engel. View institutional ownership trends. How do I buy shares of Heartland Financial USA? Shares of HTLF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Heartland Financial USA's stock price today? One share of HTLF stock can currently be purchased for approximately $50.46. How much money does Heartland Financial USA make? Heartland Financial USA (NASDAQ:HTLF) has a market capitalization of $2.14 billion and generates $802.92 million in revenue each year. The bank earns $212.18 million in net income (profit) each year or $4.94 on an earnings per share basis. How many employees does Heartland Financial USA have? The company employs 2,249 workers across the globe. How can I contact Heartland Financial USA? Heartland Financial USA's mailing address is 1398 CENTRAL AVE, DUBUQUE IA, 52001. The official website for the company is www.htlf.com. The bank can be reached via phone at (563) 589-2100, via email at bmckeag@htlf.com, or via fax at 563-589-1951. This page (NASDAQ:HTLF) was last updated on 2/7/2023 by MarketBeat.com Staff Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis. Start Your 30-Day Free Trial Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Your Password: or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Choose a Password: Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.