Heartland Financial USA Company Profile (NASDAQ:HTLF)

About Heartland Financial USA (NASDAQ:HTLF)

Heartland Financial USA logoHeartland Financial USA, Inc. (Heartland) is a diversified financial services company engaged in providing banking, mortgage, private client, investment, treasury management, card services, insurance, and consumer finance services to individuals and businesses. Its segments include community and other banking, and retail mortgage banking. Its community and other banking segment is engaged in making loans to, and generating deposits from, individuals and businesses in the markets where Heartland has banks. Its retail mortgage banking segment is engaged in the origination of residential loans and subsequent sale of those loans to investors. The Company conducts its community banking business through independently chartered community banks (collectively, the Bank Subsidiaries). Its securities portfolio consists of United States Government corporations and agencies, mortgage-backed securities and other securities. Its loans include commercial, commercial real estate and consumer loans.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Commercial Banks
  • Sub-Industry: Regional Banks
  • Symbol: NASDAQ:HTLF
  • CUSIP: 42234Q10
  • Web: www.htlf.com
Capitalization:
  • Market Cap: $1.47 billion
  • Outstanding Shares: 29,917,000
Average Prices:
  • 50 Day Moving Avg: $47.31
  • 200 Day Moving Avg: $46.93
  • 52 Week Range: $36.15 - $52.65
P/E:
  • Trailing P/E Ratio: 16.17
  • Foreward P/E Ratio: 14.33
  • P/E Growth: 1.65
Sales & Book Value:
  • Annual Revenue: $386.37 million
  • Price / Sales: 3.82
  • Book Value: $30.15 per share
  • Price / Book: 1.64
Dividend:
  • Annual Dividend: $0.44
  • Dividend Yield: 0.9%
Profitability:
  • Net Margins: 18.38%
  • Return on Equity: 10.48%
  • Return on Assets: 0.96%
Debt:
  • Debt-to-Equity Ratio: 0.35%
  • Current Ratio: 0.78%
  • Quick Ratio: 0.77%
Misc:
  • Average Volume: 83,251 shs.
  • Beta: 0.67
  • Short Ratio: 7.76
 

Frequently Asked Questions for Heartland Financial USA (NASDAQ:HTLF)

What is Heartland Financial USA's stock symbol?

Heartland Financial USA trades on the NASDAQ under the ticker symbol "HTLF."

How often does Heartland Financial USA pay dividends? What is the dividend yield for Heartland Financial USA?

Heartland Financial USA declared a quarterly dividend on Friday, October 20th. Shareholders of record on Friday, November 17th will be paid a dividend of $0.11 per share on Friday, December 1st. This represents a $0.44 dividend on an annualized basis and a dividend yield of 0.89%. The ex-dividend date of this dividend is Thursday, November 16th. View Heartland Financial USA's Dividend History.

How were Heartland Financial USA's earnings last quarter?

Heartland Financial USA, Inc. (NASDAQ:HTLF) posted its quarterly earnings data on Monday, July, 31st. The company reported $0.81 earnings per share (EPS) for the quarter, topping the Thomson Reuters' consensus estimate of $0.73 by $0.08. The firm earned $100.20 million during the quarter, compared to analysts' expectations of $103.48 million. Heartland Financial USA had a return on equity of 10.48% and a net margin of 18.38%. The company's revenue for the quarter was down 3.8% compared to the same quarter last year. During the same period in the previous year, the company posted $0.84 earnings per share. View Heartland Financial USA's Earnings History.

When will Heartland Financial USA make its next earnings announcement?

Heartland Financial USA is scheduled to release their next quarterly earnings announcement on Monday, October, 30th 2017. View Earnings Estimates for Heartland Financial USA.

Where is Heartland Financial USA's stock going? Where will Heartland Financial USA's stock price be in 2017?

2 brokers have issued 12 month price targets for Heartland Financial USA's shares. Their forecasts range from $51.00 to $52.00. On average, they anticipate Heartland Financial USA's share price to reach $51.50 in the next year. View Analyst Ratings for Heartland Financial USA.

Who are some of Heartland Financial USA's key competitors?

Who are Heartland Financial USA's key executives?

Heartland Financial USA's management team includes the folowing people:

  • Lynn B. Fuller, Chairman of the Board, Chief Executive Officer
  • Bruce K. Lee, President
  • Mark C. Falb, Independent Vice Chairman of the Board
  • Janet M. Quick, Executive Vice President, Deputy Chief Financial Officer, Principal Accounting Officer
  • Bryan R. McKeag, Executive Vice President, Chief Financial Officer
  • Laura J. Hughes, Executive Vice President, Chief Marketing Officer
  • Rodney L. Sloan, Executive Vice President, Chief Risk Officer
  • Michael J. Coyle, Executive Vice President, Senior General Counsel, Corporate Secretary
  • Frank E. Walter, Executive Vice President - Commercial Sales
  • Mark G. Murtha, Executive Vice President - Human Resources, Organizational Development

Who owns Heartland Financial USA stock?

Heartland Financial USA's stock is owned by a number of of retail and institutional investors. Top institutional investors include Honkamp Krueger Financial Services Inc. (0.41%) and Nationwide Fund Advisors (0.15%). Company insiders that own Heartland Financial USA stock include Douglas J Horstmann, John W Cox, Jr, Kurt Saylor, Lynn B Fuller and R Michael Mccoy. View Institutional Ownership Trends for Heartland Financial USA.

Who sold Heartland Financial USA stock? Who is selling Heartland Financial USA stock?

Heartland Financial USA's stock was sold by a variety of institutional investors in the last quarter, including Nationwide Fund Advisors. Company insiders that have sold Heartland Financial USA stock in the last year include Douglas J Horstmann and John W Cox, Jr. View Insider Buying and Selling for Heartland Financial USA.

Who bought Heartland Financial USA stock? Who is buying Heartland Financial USA stock?

Heartland Financial USA's stock was purchased by a variety of institutional investors in the last quarter, including Honkamp Krueger Financial Services Inc.. Company insiders that have bought Heartland Financial USA stock in the last two years include Lynn B Fuller and R Michael Mccoy. View Insider Buying and Selling for Heartland Financial USA.

How do I buy Heartland Financial USA stock?

Shares of Heartland Financial USA can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Heartland Financial USA's stock price today?

One share of Heartland Financial USA stock can currently be purchased for approximately $49.30.


MarketBeat Community Rating for Heartland Financial USA (NASDAQ HTLF)
Community Ranking:  2.1 out of 5 (star star)
Outperform Votes:  114 (Vote Outperform)
Underperform Votes:  156 (Vote Underperform)
Total Votes:  270
MarketBeat's community ratings are surveys of what our community members think about Heartland Financial USA and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for Heartland Financial USA (NASDAQ:HTLF) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 2 Hold Ratings
Consensus Rating:Hold (Score: 2.00)
Consensus Price Target: $51.50 (4.46% upside)
Consensus Price Target History for Heartland Financial USA (NASDAQ:HTLF)
Price Target History for Heartland Financial USA (NASDAQ:HTLF)
Analysts' Ratings History for Heartland Financial USA (NASDAQ:HTLF)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
10/3/2017Keefe, Bruyette & WoodsReiterated RatingHold$51.00LowView Rating Details
4/25/2017DA DavidsonDowngradeBuy -> NeutralHighView Rating Details
4/25/2017FBR & CoReiterated RatingMkt Perform -> Mkt Perform$50.00 -> $52.00HighView Rating Details
7/26/2016Sandler O'NeillDowngradeBuy -> HoldN/AView Rating Details
4/26/2016Royal Bank Of CanadaBoost Price TargetSector Perform$30.00 -> $35.00N/AView Rating Details
3/11/2016Piper Jaffray CompaniesInitiated CoverageOverweight$37.00N/AView Rating Details
1/26/2016Raymond James Financial, Inc.UpgradeOutperform -> Strong-BuyN/AView Rating Details
(Data available from 10/23/2015 forward)

Earnings

Earnings History for Heartland Financial USA (NASDAQ:HTLF)
Earnings by Quarter for Heartland Financial USA (NASDAQ:HTLF)
Earnings History by Quarter for Heartland Financial USA (NASDAQ HTLF)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/30/2017$0.72N/AView Earnings Details
7/31/2017Q2 2017$0.73$0.81$103.48 million$100.20 millionViewN/AView Earnings Details
4/24/2017Q1 2017$0.68$0.68$100.45 million$106.44 millionViewN/AView Earnings Details
1/30/2017Q416$0.73$0.74$101.74 million$99.62 millionViewN/AView Earnings Details
10/31/2016Q3$0.74$0.81$101.71 million$102.22 millionViewListenView Earnings Details
7/25/2016Q216$0.77$0.84$103.00 million$104.14 millionViewListenView Earnings Details
4/25/2016Q116$0.63$0.82$91.14 million$102.29 millionViewListenView Earnings Details
1/25/2016Q415$0.67$0.67$90.03 million$87.08 millionViewListenView Earnings Details
10/26/2015Q315$0.66$0.69$86.78 million$84.70 millionViewListenView Earnings Details
7/27/2015Q215$0.66$0.72$82.86 million$88.31 millionViewListenView Earnings Details
4/27/2015Q115$0.56$0.76$77.62 million$84.59 millionViewN/AView Earnings Details
1/26/2015Q414$0.57$0.64$72.06 million$73.40 millionViewN/AView Earnings Details
10/27/2014Q314$0.59$0.63$73.67 million$71.65 millionViewListenView Earnings Details
7/28/2014Q214$0.52$0.56$68.56 million$71.54 millionViewN/AView Earnings Details
4/28/2014Q114$0.46$0.36$67.38 million$67.34 millionViewN/AView Earnings Details
1/27/2014Q413$0.42$0.42$65.34 millionViewN/AView Earnings Details
10/28/2013Q313$0.50$0.38$63.40 millionViewN/AView Earnings Details
7/29/2013Q2 2013$0.59$0.54$64.06 millionViewN/AView Earnings Details
4/29/2013Q1 2013$0.58$0.70$67.18 millionViewN/AView Earnings Details
1/28/2013Q4 2012$0.65$0.50$64.79 millionViewN/AView Earnings Details
10/29/2012Q312$0.65$0.75$62.81 millionViewN/AView Earnings Details
7/30/2012$0.46$0.77ViewN/AView Earnings Details
4/23/2012$0.31$0.71ViewN/AView Earnings Details
1/30/2012$0.33$0.31ViewN/AView Earnings Details
10/24/2011$0.31$0.36ViewN/AView Earnings Details
7/25/2011$0.20$0.54ViewN/AView Earnings Details
4/26/2011$0.26$0.18ViewN/AView Earnings Details
1/24/2011$0.27$0.31ViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Heartland Financial USA (NASDAQ:HTLF)
2017 EPS Consensus Estimate: $2.83
2018 EPS Consensus Estimate: $3.44
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20172$0.64$0.76$0.70
Q2 20172$0.72$0.79$0.76
Q3 20172$0.61$0.74$0.68
Q4 20172$0.67$0.72$0.70
Q1 20181$0.79$0.79$0.79
Q2 20181$0.87$0.87$0.87
Q3 20181$0.90$0.90$0.90
Q4 20181$0.88$0.88$0.88
(Data provided by Zacks Investment Research)

Dividends

Current Dividend Information for Heartland Financial USA (NASDAQ:HTLF)
Next Dividend:12/1/2017
Annual Dividend:$0.44
Dividend Yield:0.89%
Payout Ratio:14.47% (Trailing 12 Months of Earnings)
14.57% (Based on This Year's Estimates)
12.79% (Based on Next Year's Estimates)
Dividend Payments by Quarter for Heartland Financial USA (NASDAQ:HTLF)

Dividend History by Quarter for Heartland Financial USA (NASDAQ HTLF)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
10/20/2017quarterly$0.110.88%11/16/201711/17/201712/1/2017
7/27/2017quarterly$0.110.95%8/9/20178/11/20179/1/2017
4/21/2017quarterly$0.110.86%5/17/20175/19/20176/2/2017
1/19/2017quarterly$0.110.95%2/15/20172/17/20173/3/2017
12/14/2016special$0.100.88%12/21/201612/23/201612/29/2016
10/21/2016quarterly$0.101.06%11/16/201611/18/201612/2/2016
7/22/2016quarterly$0.101.09%8/17/20168/19/20169/2/2016
4/21/2016quarterly$0.101.26%5/18/20165/20/20166/3/2016
1/21/2016quarterly$0.101.48%2/17/20162/19/20163/4/2016
12/16/2015$0.0512/22/201512/25/201512/31/2015
10/23/2015Quarterly$0.1011/18/201511/20/201512/4/2015
7/23/2015$0.108/19/20158/21/20159/4/2015
4/24/2015quarterly$0.101.2%5/20/20155/22/20156/5/2015
1/22/2015quarterly$0.101.45%2/18/20152/20/20153/6/2015
10/22/2014quarterly$0.101.65%11/19/201411/21/201412/5/2014
7/23/2014quarterly$0.101.69%8/20/20148/22/20149/5/2014
4/23/2014quarterly$0.101.58%5/21/20145/23/20146/6/2014
1/22/2014quarterly$0.101.55%2/19/20142/21/20143/7/2014
10/16/2013quarterly$0.101.44%11/20/201311/22/201312/6/2013
7/17/2013quarterly$0.101.35%8/21/20138/23/20139/6/2013
4/17/2013quarterly$0.101.71%5/22/20135/24/20136/7/2013
1/23/2013quarterly$0.101.53%2/20/20132/22/20133/8/2013
12/12/2012special$0.1012/20/201212/24/201212/28/2012
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for Heartland Financial USA (NASDAQ:HTLF)
Insider Ownership Percentage: 9.00%
Institutional Ownership Percentage: 42.41%
Insider Trades by Quarter for Heartland Financial USA (NASDAQ:HTLF)
Institutional Ownership by Quarter for Heartland Financial USA (NASDAQ:HTLF)
Insider Trades by Quarter for Heartland Financial USA (NASDAQ:HTLF)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
6/2/2017Lynn B. FullerCEOBuy1,000$44.60$44,600.00View SEC Filing  
5/30/2017R Michael MccoyDirectorBuy2,030$44.67$90,680.10View SEC Filing  
2/22/2017Douglas J HorstmannEVPSell10,000$49.00$490,000.00View SEC Filing  
2/10/2017John W. Cox, Jr.DirectorSell2,497$45.60$113,863.20View SEC Filing  
12/14/2016Douglas J HorstmannEVPSell8,409$46.00$386,814.00View SEC Filing  
10/4/2016Kurt SaylorDirectorSell1,343$35.55$47,743.65View SEC Filing  
10/3/2016Kurt SaylorDirectorSell18,657$35.63$664,748.91View SEC Filing  
9/27/2016Kurt SaylorDirectorSell14,500$35.25$511,125.00View SEC Filing  
9/26/2016Kurt SaylorDirectorSell8,000$35.26$282,080.00View SEC Filing  
9/20/2016Kurt SaylorDirectorSell5,800$35.97$208,626.00View SEC Filing  
9/19/2016Kurt SaylorDirectorSell16,700$35.93$600,031.00View SEC Filing  
9/13/2016Kurt SaylorDirectorSell1,506$36.07$54,321.42View SEC Filing  
9/12/2016Kurt SaylorDirectorSell20,994$36.63$769,010.22View SEC Filing  
9/6/2016Kurt SaylorDirectorSell22,500$36.86$829,350.00View SEC Filing  
8/30/2016Kurt SaylorDirectorSell13,500$35.35$477,225.00View SEC Filing  
8/29/2016Kurt SaylorDirectorSell9,000$35.40$318,600.00View SEC Filing  
8/24/2016Kurt SaylorDirectorSell2,350$35.32$83,002.00View SEC Filing  
8/23/2016Kurt SaylorDirectorSell7,650$35.62$272,493.00View SEC Filing  
8/22/2016Kurt SaylorDirectorSell12,500$35.46$443,250.00View SEC Filing  
8/17/2016Kurt SaylorDirectorSell2,400$36.06$86,544.00View SEC Filing  
8/16/2016Kurt SaylorDirectorSell10,100$36.16$365,216.00View SEC Filing  
8/15/2016Kurt SaylorDirectorSell10,000$36.25$362,500.00View SEC Filing  
8/9/2016Kurt SaylorDirectorSell16,500$36.78$606,870.00View SEC Filing  
8/8/2016Kurt SaylorDirectorSell6,000$36.49$218,940.00View SEC Filing  
6/20/2016Kurt SaylorDirectorSell4,500$34.52$155,340.00View SEC Filing  
6/14/2016Kurt SaylorDirectorSell115,317$34.63$3,993,427.71View SEC Filing  
3/2/2015John W Cox JrDirectorSell5,231$27.03$141,393.93View SEC Filing  
2/3/2015Douglas J HorstmannEVPSell10,000$28.20$282,000.00View SEC Filing  
8/5/2014Lynn B FullerCEOBuy1,000$23.98$23,980.00View SEC Filing  
11/18/2013John SchmidtDirectorSell19,500$27.03$527,085.00View SEC Filing  
8/7/2013John SchmidtDirectorSell14,340$28.18$404,101.20View SEC Filing  
2/4/2013Lynn B FullerCEOBuy1,000$23.85$23,850.00View SEC Filing  
1/31/2013James F ConlanDirectorBuy2,000$23.74$47,480.00View SEC Filing  
11/14/2012James F ConlanDirectorBuy2,217$25.18$55,824.06View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

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Heartland Financial USA (HTLF) Chart for Monday, October, 23, 2017

This page was last updated on 10/23/2017 by MarketBeat.com Staff

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