S&P 500   5,088.80
DOW   39,131.53
QQQ   436.78
Dell Technologies breaks out ahead of earnings release
Here's Why Bitcoin Could Rise to $165,000 Starting Exactly On April 22, 2024. (Ad)
Dropbox’s stock is a falling knife worth catching
Novavax’s dispute resolution and upcoming earnings call
Here's Why Bitcoin Could Rise to $165,000 Starting Exactly On April 22, 2024. (Ad)
Stock ideas from the 2024 Microcap Conference
Warner Bros. Discover: Debt down, profits up, yet questions remain
Here's Why Bitcoin Could Rise to $165,000 Starting Exactly On April 22, 2024. (Ad)
Gloom settles over Germany's economy, with businesses downbeat about the coming months
Sprouts, Block rise; Booking Holdings, Insulet fall, Friday, 2/23/2024
S&P 500   5,088.80
DOW   39,131.53
QQQ   436.78
Dell Technologies breaks out ahead of earnings release
Here's Why Bitcoin Could Rise to $165,000 Starting Exactly On April 22, 2024. (Ad)
Dropbox’s stock is a falling knife worth catching
Novavax’s dispute resolution and upcoming earnings call
Here's Why Bitcoin Could Rise to $165,000 Starting Exactly On April 22, 2024. (Ad)
Stock ideas from the 2024 Microcap Conference
Warner Bros. Discover: Debt down, profits up, yet questions remain
Here's Why Bitcoin Could Rise to $165,000 Starting Exactly On April 22, 2024. (Ad)
Gloom settles over Germany's economy, with businesses downbeat about the coming months
Sprouts, Block rise; Booking Holdings, Insulet fall, Friday, 2/23/2024
S&P 500   5,088.80
DOW   39,131.53
QQQ   436.78
Dell Technologies breaks out ahead of earnings release
Here's Why Bitcoin Could Rise to $165,000 Starting Exactly On April 22, 2024. (Ad)
Dropbox’s stock is a falling knife worth catching
Novavax’s dispute resolution and upcoming earnings call
Here's Why Bitcoin Could Rise to $165,000 Starting Exactly On April 22, 2024. (Ad)
Stock ideas from the 2024 Microcap Conference
Warner Bros. Discover: Debt down, profits up, yet questions remain
Here's Why Bitcoin Could Rise to $165,000 Starting Exactly On April 22, 2024. (Ad)
Gloom settles over Germany's economy, with businesses downbeat about the coming months
Sprouts, Block rise; Booking Holdings, Insulet fall, Friday, 2/23/2024
S&P 500   5,088.80
DOW   39,131.53
QQQ   436.78
Dell Technologies breaks out ahead of earnings release
Here's Why Bitcoin Could Rise to $165,000 Starting Exactly On April 22, 2024. (Ad)
Dropbox’s stock is a falling knife worth catching
Novavax’s dispute resolution and upcoming earnings call
Here's Why Bitcoin Could Rise to $165,000 Starting Exactly On April 22, 2024. (Ad)
Stock ideas from the 2024 Microcap Conference
Warner Bros. Discover: Debt down, profits up, yet questions remain
Here's Why Bitcoin Could Rise to $165,000 Starting Exactly On April 22, 2024. (Ad)
Gloom settles over Germany's economy, with businesses downbeat about the coming months
Sprouts, Block rise; Booking Holdings, Insulet fall, Friday, 2/23/2024

Heartland Financial USA (HTLF) Competitors

$33.23
+0.31 (+0.94%)
(As of 02/23/2024 ET)

HTLF vs. BANR, BUSE, LKFN, FBK, LOB, RNST, RONI, FSCO, CIXXF, and OXLC

Should you be buying Heartland Financial USA stock or one of its competitors? The main competitors of Heartland Financial USA include Banner (BANR), First Busey (BUSE), Lakeland Financial (LKFN), FB Financial (FBK), Live Oak Bancshares (LOB), Renasant (RNST), Rice Acquisition Corp. II (RONI), FS Credit Opportunities (FSCO), CI Financial (CIXXF), and Oxford Lane Capital (OXLC).

Heartland Financial USA vs.

Heartland Financial USA (NASDAQ:HTLF) and Banner (NASDAQ:BANR) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their media sentiment, institutional ownership, valuation, risk, analyst recommendations, community ranking, profitability, dividends and earnings.

Heartland Financial USA pays an annual dividend of $1.20 per share and has a dividend yield of 3.6%. Banner pays an annual dividend of $1.92 per share and has a dividend yield of 4.3%. Heartland Financial USA pays out 71.0% of its earnings in the form of a dividend. Banner pays out 36.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Banner is clearly the better dividend stock, given its higher yield and lower payout ratio.

Heartland Financial USA presently has a consensus price target of $39.50, suggesting a potential upside of 18.87%. Banner has a consensus price target of $53.75, suggesting a potential upside of 20.84%. Given Banner's stronger consensus rating and higher possible upside, analysts clearly believe Banner is more favorable than Heartland Financial USA.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Heartland Financial USA
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Banner
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

Heartland Financial USA received 70 more outperform votes than Banner when rated by MarketBeat users. Likewise, 59.08% of users gave Heartland Financial USA an outperform vote while only 58.19% of users gave Banner an outperform vote.

CompanyUnderperformOutperform
Heartland Financial USAOutperform Votes
397
59.08%
Underperform Votes
275
40.92%
BannerOutperform Votes
327
58.19%
Underperform Votes
235
41.81%

68.8% of Heartland Financial USA shares are owned by institutional investors. Comparatively, 84.9% of Banner shares are owned by institutional investors. 1.7% of Heartland Financial USA shares are owned by insiders. Comparatively, 1.4% of Banner shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Banner has a net margin of 24.61% compared to Heartland Financial USA's net margin of 8.57%. Banner's return on equity of 12.96% beat Heartland Financial USA's return on equity.

Company Net Margins Return on Equity Return on Assets
Heartland Financial USA8.57% 11.72% 1.00%
Banner 24.61%12.96%1.30%

Heartland Financial USA has a beta of 1.08, indicating that its share price is 8% more volatile than the S&P 500. Comparatively, Banner has a beta of 1.05, indicating that its share price is 5% more volatile than the S&P 500.

In the previous week, Banner had 3 more articles in the media than Heartland Financial USA. MarketBeat recorded 8 mentions for Banner and 5 mentions for Heartland Financial USA. Banner's average media sentiment score of 0.36 beat Heartland Financial USA's score of 0.21 indicating that Banner is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Heartland Financial USA
1 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Banner
2 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Banner has lower revenue, but higher earnings than Heartland Financial USA. Banner is trading at a lower price-to-earnings ratio than Heartland Financial USA, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Heartland Financial USA$932.87M1.52$79.92M$1.6919.66
Banner$745.98M2.05$183.62M$5.338.35

Summary

Banner beats Heartland Financial USA on 14 of the 20 factors compared between the two stocks.


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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding HTLF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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HTLF vs. The Competition

MetricHeartland Financial USAState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$1.42B$2.08B$8.21B$7.52B
Dividend Yield3.62%4.21%10.48%3.86%
P/E Ratio19.6610.6857.6918.81
Price / Sales1.521.873,664.1755.11
Price / Cash4.717.4229.6952.42
Price / Book0.871.102.184.64
Net Income$79.92M$363.50M$799.99M$207.29M
7 Day Performance-2.44%-1.47%-0.24%-1.00%
1 Month Performance-11.15%-5.73%-0.02%3.29%
1 Year Performance-33.21%-12.30%3.85%3.78%

Heartland Financial USA Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BANR
Banner
4.3762 of 5 stars
$43.26
-5.0%
$53.75
+24.2%
-30.1%$1.49B$745.98M8.121,977Gap Down
BUSE
First Busey
4.416 of 5 stars
$22.41
-5.7%
$24.50
+9.3%
-6.1%$1.24B$601.76M10.331,544Analyst Downgrade
News Coverage
LKFN
Lakeland Financial
3.5822 of 5 stars
$63.56
-5.3%
$74.00
+16.4%
-11.3%$1.62B$393.12M17.41614Insider Selling
FBK
FB Financial
3.8186 of 5 stars
$35.19
-5.1%
$36.58
+4.0%
-4.2%$1.65B$748.95M13.691,757Analyst Downgrade
News Coverage
LOB
Live Oak Bancshares
2.8843 of 5 stars
$38.55
-3.5%
$41.50
+7.7%
+11.8%$1.71B$800.01M23.511,004News Coverage
Gap Down
High Trading Volume
RNST
Renasant
3.0016 of 5 stars
$31.04
-4.1%
$31.50
+1.5%
-15.9%$1.74B$910.39M12.032,334Dividend Announcement
RONI
Rice Acquisition Corp. II
0 of 5 stars
$8.64
+3.0%
N/A-23.0%$1.58BN/A0.002,021
FSCO
FS Credit Opportunities
0 of 5 stars
$5.77
+0.3%
N/AN/A$1.14B$-136,824,000.000.00N/AUpcoming Earnings
Positive News
CIXXF
CI Financial
0 of 5 stars
$11.46
-2.9%
N/A+8.8%$1.79B$1.80B49.832,300News Coverage
Gap Up
OXLC
Oxford Lane Capital
0.9338 of 5 stars
$5.27
-1.3%
$6.00
+13.9%
-9.4%$824.23M$142.18M4.47N/APositive News

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This page (NASDAQ:HTLF) was last updated on 2/24/2024 by MarketBeat.com Staff