Isabella Bank (ISBA) Stock Price, News & Analysis

Company Overview

Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products include checking accounts, savings accounts, certificates of deposit, direct deposits, and money market accounts. The company's loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. It also offers cash management, mobile and internet banking, electronic bill pay, automated teller machines, trust and investment, estate planning, and safe deposit box rental services; and group life, health, accident, disability, and other insurance products, as well as other employee benefit programs. As of December 31, 2021, the company operated 30 banking offices in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.

Key Stats

• Today's Range: $29.52 to $33.19
• 50-Day Range: N/A
• 52-Week Range: $19.00 to $44.99
• Volume: 8,134 shs
• Average Volume: 5,856 shs
• Market Capitalization: $239.13 million
• P/E Ratio: 14.84
• Dividend Yield: 3.45%
• Price Target: $34.00
• Consensus Rating: Hold

ISBA Stock Analysis - Frequently Asked Questions

How have ISBA shares performed this year?

Isabella Bank's stock was trading at $29.98 at the start of the year. Since then, ISBA stock has increased by 8.4% and is now trading at $32.49.

Who are Isabella Bank's major shareholders?

Top institutional investors of Isabella Bank include Geode Capital Management LLC (0.67%), FourThought Financial Partners LLC (0.11%) and Atlantic Union Bankshares Corp (0.03%).

How do I buy shares of Isabella Bank?

Shares of ISBA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Today: 8/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Financial Services
• Industry: State Commercial Banks – Fed Reserve System
• Sub-Industry: Banking
• Current Symbol: NASDAQ:ISBA
• CIK: 842517
• Web: N/A
• Phone: (989) 772-9471
• Fax: N/A
• Employees: 330
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Isabella Bank: $34.00
• High Price Target: $34.00
• Low Price Target: $34.00
• Potential Upside/Downside: +4.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.19
• Trailing P/E Ratio: 14.84
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $13.89 million
• Net Margins: 15.18%
• Pretax Margin: 18.39%
• Return on Equity: 7.83%
• Return on Assets: 0.80%

Debt

• Debt-to-Equity Ratio: 0.33
• Current Ratio: 0.81
• Quick Ratio: 0.81

Sales & Book Value

• Annual Sales: $104.55 million
• Price / Sales: 2.29
• Cash Flow: $2.48 per share
• Price / Cash Flow: 13.11
• Book Value: $29.96 per share
• Price / Book: 1.08

Miscellaneous

• Outstanding Shares: 7,360,000
• Free Float: 6,646,000
• Market Cap: $239.13 million
• Optionable: N/A
• Beta: 0.11