Should I buy or sell Isabella Bank stock right now?

1 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Isabella Bank in the last year. There are currently 1 hold rating for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" ISBA shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in ISBA, but not buy additional shares or sell existing shares. View ISBA analyst ratings or view top-rated stocks .

What is Isabella Bank's stock price target for 2024?

1 Wall Street research analysts have issued 1-year price objectives for Isabella Bank's stock. Their ISBA share price targets range from $20.00 to $20.00. On average, they expect the company's stock price to reach $20.00 in the next twelve months. This suggests a possible upside of 9.9% from the stock's current price. View analysts price targets for ISBA or view top-rated stocks among Wall Street analysts .

How have ISBA shares performed in 2024?

Isabella Bank's stock was trading at $21.50 at the beginning of the year. Since then, ISBA shares have decreased by 15.3% and is now trading at $18.20. View the best growth stocks for 2024 here .

When is Isabella Bank's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Thursday, April 18th 2024. View our ISBA earnings forecast .

How were Isabella Bank's earnings last quarter?

Isabella Bank Co. (OTCMKTS:ISBA) released its quarterly earnings data on Friday, February, 16th. The company reported $0.51 EPS for the quarter, missing analysts' consensus estimates of $0.69 by $0.18. The company earned $17.13 million during the quarter, compared to analyst estimates of $20.80 million. Isabella Bank had a trailing twelve-month return on equity of 9.45% and a net margin of 19.44%.

How often does Isabella Bank pay dividends? What is the dividend yield for Isabella Bank?

Isabella Bank announced a quarterly dividend on Friday, March 1st. Investors of record on Wednesday, March 27th will be paid a dividend of $0.28 per share on Friday, March 29th. This represents a $1.12 dividend on an annualized basis and a dividend yield of 6.15%. The ex-dividend date is Tuesday, March 26th. Read our dividend analysis for ISBA .

Is Isabella Bank a good dividend stock?

Isabella Bank (OTCMKTS:ISBA) pays an annual dividend of $1.12 per share and currently has a dividend yield of 6.03%. ISBA has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 46.67%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, ISBA will have a dividend payout ratio of 42.91% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for ISBA .

What other stocks do shareholders of Isabella Bank own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Isabella Bank investors own include Hyster-Yale Materials Handling (HY) , ABM Industries (ABM) , Bank of America (BAC) , Brookfield Asset Management (BAM) , Bank of South Carolina (BKSC) , Codorus Valley Bancorp (CVLY) , Dominion Energy (D) , Donegal Group (DGICA) , Eagle Bancorp Montana (EBMT) and Great Western Bancorp (GWB) .

How do I buy shares of Isabella Bank?

Shares of ISBA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here .

OTCMKTS:ISBA

Isabella Bank (ISBA) Stock Price, News & Analysis

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Free ISBA Stock Alerts

$18.20

-0.36 (-1.94%)

(As of 04/15/2024 ET)

Compare

Today's Range: $18.20
▼
$18.60
50-Day Range: $18.10
▼
$20.96
52-Week Range: $18.05
▼
$24.00

Volume: 2,881 shs
Average Volume: 3,204 shs
Market Capitalization: $136.50 million

P/E Ratio: 7.58
Dividend Yield: 6.15%
Price Target: $20.00

Stock Analysis Analyst Forecasts Chart Dividend Earnings Financials Headlines SEC Filings Short Interest

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Isabella Bank MarketRank™ Stock Analysis

Analyst Rating: Hold
2.00 Rating Score
Upside/Downside: 9.9% Upside
$20.00 Price Target
Short Interest: Healthy
0.02% of Shares Sold Short
Dividend Strength: Strong
Based on Four Factors
Sustainability: N/A
News Sentiment: 0.64
Based on 3 Articles This Week
Insider Trading: N/A
Proj. Earnings Growth: 23.70%
From $2.11 to $2.61 Per Share

Overall MarketRank^™

New Rank-Based ScoringMarketRank^™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

2.46 out of 5 stars

1.0

Analyst's Opinion

Consensus Rating
Isabella Bank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.
Amount of Analyst Coverage
Isabella Bank has only been the subject of 1 research reports in the past 90 days.

3.0

Short Interest

Percentage of Shares Shorted
0.02% of the outstanding shares of Isabella Bank have been sold short.
Short Interest Ratio / Days to Cover
Isabella Bank has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month

3.3

Dividend Strength

Dividend Leadership
Isabella Bank is a leading dividend payer. It pays a dividend yield of 6.03%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
Isabella Bank does not have a long track record of dividend growth.
Dividend Coverage
The dividend payout ratio of Isabella Bank is 46.67%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Isabella Bank will have a dividend payout ratio of 42.91% next year. This indicates that Isabella Bank will be able to sustain or increase its dividend.

N/A

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
There is no current Upright™ data available for ISBA.

2.6

News and Social Media Coverage

News Sentiment
Isabella Bank has a news sentiment score of 0.64. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
News Coverage This Week
MarketBeat has tracked 3 news articles for Isabella Bank this week, compared to 0 articles on an average week.
MarketBeat Follows
1 people have added Isabella Bank to their MarketBeat watchlist in the last 30 days.

0.0

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Isabella Bank insiders have not sold or bought any company stock.
Percentage Held by Insiders
Only 7.30% of the stock of Isabella Bank is held by insiders.

3.8

Earnings and Valuation

Earnings Growth
Earnings for Isabella Bank are expected to grow by 23.70% in the coming year, from $2.11 to $2.61 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Isabella Bank is 7.58, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 142.33.
Price to Earnings Ratio vs. Sector
The P/E ratio of Isabella Bank is 7.58, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 56.99.
Price to Book Value per Share Ratio
Isabella Bank has a P/B Ratio of 0.67. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

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About Isabella Bank Stock (OTCMKTS:ISBA)

Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products include checking accounts, savings accounts, certificates of deposit, direct deposits, and money market accounts. The company's loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. It also offers cash management, mobile and internet banking, electronic bill pay, automated teller machines, trust and investment, estate planning, and safe deposit box rental services; and insurance products. The company operated banking offices in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.

ISBA Stock Price History

30 days | 90 days | 365 days | Advanced Chart

ISBA Stock News Headlines

April 13, 2024 | americanbankingnews.com

Isabella Bank (OTCMKTS:ISBA) Coverage Initiated at Piper Sandler

March 18, 2024 | nytimes.com

Conservative Influencer Is Charged in Jan. 6 Attack

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March 15, 2024 | yahoo.com

Isabella Strahan IN TEARS After Bryson Tiller SURPRISE Visit Amid Cancer Battle

March 13, 2024 | wsj.com

Isabella Bank Corp.

March 1, 2024 | finance.yahoo.com

Isabella Bank Corporation Announces First Quarter 2024 Dividend

February 29, 2024 | businessinsider.com

Isabella Merchan

February 28, 2024 | finance.yahoo.com

Isabella Bank Corporation (ISBA)

April 16, 2024 | InvestorPlace (Ad)

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February 20, 2024 | finance.yahoo.com

Stonegate Updates Coverage on Isabella Bank Corporation (ISBA) 2023 Q4

February 16, 2024 | finance.yahoo.com

Isabella Bank Corporation Announces Fourth Quarter and 2023 Earnings

February 16, 2024 | prnewswire.com

Isabella Bank Corporation Announces Fourth Quarter and 2023 Earnings

February 6, 2024 | finance.yahoo.com

McDonnell appointed to Isabella Bank Corporation and Isabella Bank Boards

January 24, 2024 | markets.businessinsider.com

Jerome Schwind Assumes CEO Role At Isabella Bank

January 23, 2024 | finance.yahoo.com

Schwind assumes role as President and CEO of Isabella Bank Corporation

January 9, 2024 | businessinsider.com

Isabella Rolz

December 28, 2023 | seekingalpha.com

ISBA Isabella Bank Corporation

November 30, 2023 | finance.yahoo.com

Isabella Bank Corporation Announces Fourth Quarter 2023 Dividend

October 31, 2023 | finance.yahoo.com

Stonegate Updates Coverage on Isabella Bank Corporation (ISBA) 2023 Q3

October 30, 2023 | finance.yahoo.com

The Isabella Bank Corp (ISBA) Company: A Short SWOT Analysis

October 20, 2023 | msn.com

Isabella Bank GAAP EPS of $0.59 misses by $0.10, revenue of $17.72M

October 19, 2023 | msn.com

Isabella Bank Corporation (ISBA) Lags Q3 Earnings and Revenue Estimates

October 19, 2023 | finance.yahoo.com

Isabella Bank Corporation Announces Third Quarter 2023 Earnings

September 26, 2023 | finance.yahoo.com

Isabella Bank Corp (ISBA): A Closer Look at Its Dividend Performance and Sustainability

September 6, 2023 | finance.yahoo.com

Isabella Bank Corporation Announces Third Quarter 2023 Dividend

August 1, 2023 | finance.yahoo.com

Stonegate Initiates Coverage on Isabella Bank Corporation (ISBA)

July 21, 2023 | msn.com

Isabella Bank Corporation (ISBA) Lags Q2 Earnings and Revenue Estimates

See More Headlines

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Company Calendar

Last Earnings: 2/16/2024
Ex-Dividend for 3/29 Dividend: 3/26/2024
Dividend Payable: 3/29/2024
Today: 4/15/2024
Next Earnings (Estimated): 4/18/2024
Fiscal Year End: 12/31/2024

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: OTCMKTS
Sector: Finance
Industry: State commercial banks
Sub-Industry: N/A
Current Symbol: OTCMKTS:ISBA
Previous Symbol: NASDAQ:ISBA
CUSIP: N/A
CIK: 842517
Web: ir.isabellabank.com
Phone: (989) 772-9471
Fax: N/A
Employees: 356
Year Founded: N/A

Price Target and Rating

Average Stock Price Target: $20.00
High Stock Price Target: $20.00
Low Stock Price Target: $20.00
Potential Upside/Downside: +9.9%
Consensus Rating: Hold
Rating Score (0-4): 2.00
Research Coverage: 1 Analysts

Profitability

EPS (Most Recent Fiscal Year): $2.40
Trailing P/E Ratio: 7.58
Forward P/E Ratio: 8.63
P/E Growth: N/A
Net Income: $18.17 million
Net Margins: 19.44%
Pretax Margin: 23.36%
Return on Equity: 9.45%
Return on Assets: 0.88%

Debt

Debt-to-Equity Ratio: 0.57
Current Ratio: 0.81
Quick Ratio: 0.81

Sales & Book Value

Annual Sales: $93.46 million
Price / Sales: 1.46
Cash Flow: $2.86 per share
Price / Cash Flow: 6.36
Book Value: $27.02 per share
Price / Book: 0.67

Miscellaneous

Outstanding Shares: 7,500,000
Free Float: 6,952,000
Market Cap: $136.50 million
Optionable: Not Optionable
Beta: -0.10

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Key Executives

Mr. Jerome E. Schwind (Age 57)
President, CEO & Director
Comp: $481.52k
Mr. Neil Michael McDonnell (Age 60)
Interim CFO, President & Director
Comp: $379.28k
Ms. Debra A. Campbell
VP & Corporate Secretary
Ms. Jennifer L. Gill (Age 41)
VP & Controller
Mr. Michael P. Prisby
VP & Treasurer

Key Competitors

View All Competitors

ISBA Stock Analysis - Frequently Asked Questions

Should I buy or sell Isabella Bank stock right now?: 1 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Isabella Bank in the last year. There are currently 1 hold rating for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" ISBA shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in ISBA, but not buy additional shares or sell existing shares.
View ISBA analyst ratings or view top-rated stocks.
What is Isabella Bank's stock price target for 2024?: 1 Wall Street research analysts have issued 1-year price objectives for Isabella Bank's stock. Their ISBA share price targets range from $20.00 to $20.00. On average, they expect the company's stock price to reach $20.00 in the next twelve months. This suggests a possible upside of 9.9% from the stock's current price.
View analysts price targets for ISBA or view top-rated stocks among Wall Street analysts.
How have ISBA shares performed in 2024?: Isabella Bank's stock was trading at $21.50 at the beginning of the year. Since then, ISBA shares have decreased by 15.3% and is now trading at $18.20.
View the best growth stocks for 2024 here.
When is Isabella Bank's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Thursday, April 18th 2024.
View our ISBA earnings forecast.
How were Isabella Bank's earnings last quarter?: Isabella Bank Co. (OTCMKTS:ISBA) released its quarterly earnings data on Friday, February, 16th. The company reported $0.51 EPS for the quarter, missing analysts' consensus estimates of $0.69 by $0.18. The company earned $17.13 million during the quarter, compared to analyst estimates of $20.80 million. Isabella Bank had a trailing twelve-month return on equity of 9.45% and a net margin of 19.44%.

How often does Isabella Bank pay dividends? What is the dividend yield for Isabella Bank?: Isabella Bank announced a quarterly dividend on Friday, March 1st. Investors of record on Wednesday, March 27th will be paid a dividend of $0.28 per share on Friday, March 29th. This represents a $1.12 dividend on an annualized basis and a dividend yield of 6.15%. The ex-dividend date is Tuesday, March 26th.
Read our dividend analysis for ISBA.
Is Isabella Bank a good dividend stock?: Isabella Bank (OTCMKTS:ISBA) pays an annual dividend of $1.12 per share and currently has a dividend yield of 6.03%. ISBA has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 46.67%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, ISBA will have a dividend payout ratio of 42.91% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for ISBA.
What other stocks do shareholders of Isabella Bank own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Isabella Bank investors own include Hyster-Yale Materials Handling (HY), ABM Industries (ABM), Bank of America (BAC), Brookfield Asset Management (BAM), Bank of South Carolina (BKSC), Codorus Valley Bancorp (CVLY), Dominion Energy (D), Donegal Group (DGICA), Eagle Bancorp Montana (EBMT) and Great Western Bancorp (GWB).
How do I buy shares of Isabella Bank?: Shares of ISBA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

This page (OTCMKTS:ISBA) was last updated on 4/16/2024 by MarketBeat.com Staff

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