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NASDAQ:ISBA

Isabella Bank (ISBA) Stock Price, News & Analysis

$40.83 +0.23 (+0.57%)
Closing price 04:00 PM Eastern
Extended Trading
$40.88 +0.05 (+0.11%)
As of 07:34 PM Eastern
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About Isabella Bank Stock (NASDAQ:ISBA)

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Key Stats

Today's Range
$39.40
$41.31
50-Day Range
$36.81
$43.24
52-Week Range
$29.52
$58.83
Volume
77,749 shs
Average Volume
62,334 shs
Market Capitalization
$299.28 million
P/E Ratio
15.01
Dividend Yield
2.74%
Price Target
$43.00
Consensus Rating
Hold

Company Overview

Isabella Bank (NASDAQ: ISBA) is a community bank headquartered in Mount Pleasant, Michigan, serving individuals and businesses across mid-Michigan. The bank delivers a broad array of financial products, including checking and savings accounts, money market accounts, certificates of deposit, and online and mobile banking platforms designed to meet everyday banking needs.

On the commercial side, Isabella Bank offers business lending solutions such as lines of credit, term loans, and equipment financing, alongside treasury management, merchant services, and payroll processing to help companies manage cash flow and streamline operations. Residential mortgage lending is also a key focus, with home purchase and refinancing options available for first-time buyers and existing homeowners.

Wealth management and trust services form another cornerstone of the bank’s offerings. Through its trust department, Isabella Bank provides personalized investment strategies, estate planning, and fiduciary oversight aimed at preserving and growing client assets over the long term. This suite of services is tailored to meet the complex needs of families, individuals, and businesses seeking professional stewardship of their wealth.

With a network of branches and ATMs strategically located in Isabella County and surrounding communities, Isabella Bank emphasizes local decision-making and personalized customer service. By combining community-focused banking with digital tools, the institution seeks to deliver convenience and flexibility without sacrificing the close relationships that define regional banking.

AI Generated. May Contain Errors.

Isabella Bank Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
72nd Percentile Overall Score

ISBA MarketRank™: 

Isabella Bank scored higher than 72% of companies evaluated by MarketBeat, and ranked 375th out of 842 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Isabella Bank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and 1 sell rating.

  • Upside/Downside

    The consensus price target for Isabella Bank is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Isabella Bank has only been the subject of 3 research reports in the past 90 days.

  • Read more about Isabella Bank's stock forecast and price target.
  • Earnings Growth

    Earnings for Isabella Bank are expected to grow by 21.91% in the coming year, from $3.24 to $3.95 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Isabella Bank is 15.01, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.49.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Isabella Bank is 15.01, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.34.

  • Price to Book Value per Share Ratio

    Isabella Bank has a P/B Ratio of 1.29. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    3.96% of the float of Isabella Bank has been sold short.
  • Short Interest Ratio / Days to Cover

    Isabella Bank has a short interest ratio ("days to cover") of 7.2.
  • Change versus previous month

    Short interest in Isabella Bank has recently decreased by 8.22%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    Isabella Bank pays a meaningful dividend of 2.78%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Isabella Bank does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Isabella Bank is 41.18%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Isabella Bank will have a dividend payout ratio of 28.35% next year. This indicates that Isabella Bank will be able to sustain or increase its dividend.

  • Read more about Isabella Bank's dividend.
  • News Sentiment

    Isabella Bank has a news sentiment score of -0.39. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.77 average news sentiment score of Finance companies.
  • Insider Buying vs. Insider Selling

    In the past three months, Isabella Bank insiders have bought more of their company's stock than they have sold. Specifically, they have bought $577.00 in company stock and sold $0.00 in company stock.

  • Percentage Held by Insiders

    1.32% of the stock of Isabella Bank is held by insiders.

  • Percentage Held by Institutions

    Isabella Bank has minimal institutional ownership at this time.

  • Read more about Isabella Bank's insider trading history.
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ISBA Stock News Headlines

Isabella Bank Struggles To Keep Pace With Expectations
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Porter Stansberry flew the Porter and Co. team 3,300 miles to Dublin to investigate a 17-year investing experiment called Project Prophet - and documented everything on film. Rooted in the laws of physics, this quantitative approach challenges conventional wealth-building wisdom. With 17 years of verified data behind it, Porter calls it unlike anything he has seen in nearly 30 years in the business.tc pixel
Isabella Bank Corporation
Isabella Bank to Merge with Grand River Commerce
See More Headlines

ISBA Stock Analysis - Frequently Asked Questions

Isabella Bank's stock was trading at $50.00 at the beginning of 2026. Since then, ISBA stock has decreased by 18.3% and is now trading at $40.83.

Isabella Bank Corporation (NASDAQ:ISBA) posted its quarterly earnings data on Thursday, July, 23rd. The company reported $0.69 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.92 by $0.23. The business earned $21.86 million during the quarter, compared to analyst estimates of $23 million. Isabella Bank had a net margin of 16.78% and a trailing twelve-month return on equity of 8.64%.

Isabella Bank's Board of Directors approved a stock repurchase program on Thursday, May 1st 2025, which permits the company to buy back 0 outstanding shares, according to EventVestor. This permits the company to repurchase shares of its stock through open market purchases. Shares repurchase programs are usually a sign that the company's board of directors believes its stock is undervalued.

Isabella Bank's top institutional investors include Gradient Investments LLC (0.12%). Insiders that own company stock include Jae A Evans, Michael P Prisby, Neil Michael Mcdonnell, Jill Bourland, Brian Roy Sackett and David Brian Behen.
View institutional ownership trends
.

Shares of ISBA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Isabella Bank investors own include JPMorgan Chase & Co. (JPM), PayPal (PYPL), Sinclair (SBGI), Avino Silver & Gold Mines (ASM), Taiwan Semiconductor Manufacturing (TSM), Toro (TTC) and United Microelectronics (UMC).

Company Calendar

Record date for 6/30 Dividend
6/26/2026
Ex-Dividend for 6/30 Dividend
6/26/2026
Dividend Payable
6/30/2026
Last Earnings
7/23/2026
Today
8/05/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:ISBA
Previous Symbol
NASDAQ:ISBA
CIK
842517
Web
N/A
Fax
N/A
Employees
330
Year Founded
N/A

Price Target and Rating

High Price Target
$43.00
Low Price Target
$43.00
Potential Upside/Downside
+5.3%
Consensus Rating
Hold
Rating Score (0-4)
2.00
Research Coverage
3 Analysts

Profitability

EPS (Trailing Twelve Months)
$2.72
Trailing P/E Ratio
15.01
Forward P/E Ratio
12.60
P/E Growth
N/A
Net Income
$18.91 million
Net Margins
16.78%
Pretax Margin
21.88%
Return on Equity
8.64%
Return on Assets
0.89%

Debt

Debt-to-Equity Ratio
0.13
Current Ratio
0.81
Quick Ratio
0.81

Sales & Book Value

Annual Sales
$112 million
Price / Sales
2.67
Cash Flow
$2.93 per share
Price / Cash Flow
13.93
Book Value
$31.55 per share
Price / Book
1.29

Miscellaneous

Outstanding Shares
7,330,000
Free Float
7,236,000
Market Cap
$299.28 million
Optionable
N/A
Beta
0.01

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This page (NASDAQ:ISBA) was last updated on 8/5/2026 by MarketBeat.com Staff.
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