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Navient Co. SR NT 6% 121543 (JSM) Financials

Navient Co. SR NT 6% 121543 logo
$18.43 +0.11 (+0.60%)
As of 05/30/2025 04:00 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.
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Annual Income Statements for Navient Co. SR NT 6% 121543

Annual Income Statements for Navient Co. SR NT 6% 121543

This table shows Navient Co. SR NT 6% 121543's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Net Income / (Loss) Attributable to Common Shareholders		 131 228 645 717 412 597 395 292 681 984 1,131
Consolidated Net Income / (Loss)		 131 228 645 717 412 597 395 292 681 984 1,137
Net Income / (Loss) Continuing Operations		 131 228 645 717 412 597 395 292 681 983 1,137
Total Pre-Tax Income 		174 313 827 936 532 763 528 764 1,108 1,580 1,818
Total Revenue		 1,152 1,271 1,737 2,138 1,682 2,041 1,942 2,208 2,524 3,123 3,574
Net Interest Income / (Expense)		 536 862 1,121 1,332 1,252 1,185 1,240 1,412 1,705 2,221 2,667
Total Interest Income		 3,809 4,419 3,223 2,648 3,298 4,673 4,908 4,383 4,146 4,303 4,739
Investment Securities Interest Income		 3,809 4,419 3,223 2,648 3,298 4,673 4,908 4,383 4,146 4,303 4,739
Total Interest Expense		 3,273 3,557 2,102 1,316 2,046 3,488 3,668 2,971 2,441 2,074 2,063
Total Non-Interest Income		 616 409 616 806 430 856 702 796 819 902 907
Service Charges on Deposit Accounts		 54 64 77 168 214 240 274 290 304 - -
Other Service Charges		 30 21 32 30 20 45 17 9.00 7.00 357 380
Net Realized & Unrealized Capital Gains on Investments		 261 3.00 171 69 -262 83 -19 22 118 178 139
Other Non-Interest Income		 271 321 336 539 458 488 430 475 390 367 388
Provision for Credit Losses		 113 123 79 -61 155 258 370 426 429 581 647
Total Non-Interest Expense		 865 835 831 1,263 995 1,020 1,044 1,018 987 962 1,109
Salaries and Employee Benefits		 316 401 444 569 497 488 507 519 500 467 479
Other Operating Expenses		 364 399 332 638 467 496 477 447 451 451 508
Amortization Expense		 146 10 19 30 22 30 47 23 36 12 9.00
Restructuring Charge		 39 25 36 26 9.00 6.00 13 29 0.00 32 113
Income Tax Expense		 43 85 182 219 120 166 133 472 427 597 681
Basic Earnings per Share		 $1.20 $1.87 $4.54 $4.23 $2.14 $2.59 $1.52 $1.06 $2.15 $2.62 $2.71
Weighted Average Basic Shares Outstanding		 109M 122M 142M 170M 193M 230M 260M 275M 316M 376M 417M
Diluted Earnings per Share		 $1.18 $1.85 $4.49 $4.18 $2.12 $2.56 $1.49 $1.04 $2.12 $2.58 $2.66
Weighted Average Diluted Shares Outstanding		 111M 123M 144M 172M 195M 233M 264M 281M 322M 382M 425M
Weighted Average Basic & Diluted Shares Outstanding		 102.28M 112.75M 128.94M 152.13M 183.77M 193.33M 259.90M 275M 291.01M 374.80M 417.20M
Cash Dividends to Common per Share		 $0.64 $0.64 $0.64 $0.64 $0.64 $0.64 $0.64 $0.64 $0.64 $0.64 $0.60

Quarterly Income Statements for Navient Co. SR NT 6% 121543

This table shows Navient Co. SR NT 6% 121543's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 -2.00 24 -2.00 36 73 -28 79 66 111 105 105
Consolidated Net Income / (Loss)		 -2.00 24 -2.00 36 73 -28 79 66 111 105 105
Net Income / (Loss) Continuing Operations		 -2.00 24 -2.00 36 73 -28 79 66 111 105 105
Total Pre-Tax Income 		-5.00 26 12 48 88 -37 110 96 144 114 137
Total Revenue		 156 222 396 247 287 220 422 307 322 332 390
Net Interest Income / (Expense)		 130 134 120 130 152 159 291 178 234 223 240
Total Interest Income		 802 861 948 973 1,027 1,081 1,170 1,097 1,071 1,024 881
Investment Securities Interest Income		 802 861 948 973 1,027 1,081 1,170 1,097 1,071 1,300 881
Total Interest Expense		 672 727 828 843 875 922 879 919 837 801 641
Total Non-Interest Income		 26 88 276 117 135 61 131 129 88 109 150
Service Charges on Deposit Accounts		 13 6.00 13 18 17 16 15 16 17 18 24
Other Service Charges		 15 7.00 10 4.00 9.00 5.00 5.00 4.00 7.00 9.00 6.00
Net Realized & Unrealized Capital Gains on Investments		 -25 32 183 14 32 -41 26 26 -8.00 11 40
Other Non-Interest Income		 23 43 70 81 77 81 85 83 72 71 80
Provision for Credit Losses		 30 45 42 14 12 54 72 11 -14 - 28
Total Non-Interest Expense		 131 151 342 185 187 203 240 200 192 185 225
Salaries and Employee Benefits		 49 56 72 87 101 99 99 98 105 108 106
Other Operating Expenses		 78 91 112 79 82 101 134 84 80 63 88
Amortization Expense		 1.00 - 140 3.00 3.00 1.00 3.00 3.00 3.00 2.00 10
Restructuring Charge		 3.00 4.00 18 16 1.00 2.00 4.00 15 4.00 12 21
Income Tax Expense		 -3.00 2.00 14 12 15 -9.00 31 30 33 9.00 32
Basic Earnings per Share		 ($0.02) $0.25 ($0.02) $0.32 $0.65 ($0.19) $0.66 $0.53 $0.87 $0.87 $0.75
Weighted Average Basic Shares Outstanding		 102M 109M 108M 111M 113M 122M 120M 124M 129M 142M 139M
Diluted Earnings per Share		 ($0.02) $0.24 ($0.02) $0.32 $0.64 ($0.18) $0.65 $0.52 $0.86 $0.85 $0.75
Weighted Average Diluted Shares Outstanding		 102M 111M 108M 112M 114M 123M 121M 125M 130M 144M 141M
Weighted Average Basic & Diluted Shares Outstanding		 101.33M 102.28M 107.36M 109.41M 111.82M 112.75M 117.57M 121.60M 126.46M 128.94M 135.61M
Cash Dividends to Common per Share		 $0.16 $0.16 $0.16 $0.16 $0.16 $0.16 $0.16 $0.16 $0.16 $0.16 $0.16

Annual Cash Flow Statements for Navient Co. SR NT 6% 121543

This table details how cash moves in and out of Navient Co. SR NT 6% 121543's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Net Change in Cash & Equivalents		 -690 -2,014 1,229 41 -244 -1,481 616 -66 -474 151 -3,747
Net Cash From Operating Activities		 459 676 305 702 987 1,019 1,140 1,158 1,347 1,910 1,664
Net Cash From Continuing Operating Activities		 459 676 305 702 987 1,019 1,140 1,155 1,347 1,910 1,664
Net Income / (Loss) Continuing Operations		 131 228 645 717 412 597 395 292 681 984 1,137
Consolidated Net Income / (Loss)		 131 228 645 717 412 597 395 292 681 984 1,137
Provision For Loan Losses		 113 123 79 -61 155 258 370 426 429 581 647
Amortization Expense		 146 10 19 30 22 30 47 23 36 12 9.00
Non-Cash Adjustments to Reconcile Net Income		 -143 179 -571 -416 364 94 43 -48 -303 -773 -758
Changes in Operating Assets and Liabilities, net		 212 136 133 432 34 40 285 462 504 1,106 629
Net Cash From Investing Activities		 8,466 7,357 10,585 6,673 6,448 7,485 10,360 7,118 11,282 10,686 -1,653
Net Cash From Continuing Investing Activities		 8,466 7,357 10,585 6,673 6,448 7,485 10,360 7,118 11,282 10,686 -1,653
Purchase of Investment Securities		 -1,393 -965 -1,955 -6,052 -4,731 -5,395 -3,728 -7,371 -3,690 -4,265 -14,493
Sale and/or Maturity of Investments		 9,500 8,322 12,540 12,725 11,179 408 115 14,673 14,972 798 804
Other Investing Activities, net		 359 0.00 0.00 0.00 0.00 12,472 13,973 -184 0.00 14,153 12,036
Net Cash From Financing Activities		 -9,615 -10,047 -9,661 -7,334 -7,679 -9,985 -10,884 -8,342 -13,103 -12,445 -3,758
Net Cash From Continuing Financing Activities		 -9,615 -10,047 -9,661 -7,334 -7,679 -9,985 -10,884 -8,342 -13,103 -12,445 -3,758
Issuance of Debt		 0.00 989 0.00 1,237 682 0.00 495 10,053 1,231 5,504 1,817
Repayment of Debt		 -9,287 -10,547 -9,259 -8,061 -7,646 -9,209 -10,831 -17,746 -13,140 -16,519 -3,480
Repurchase of Common Equity		 -179 -310 -400 -600 -400 -440 -220 -440 -755 -945 -600
Payment of Dividends		 -70 -78 -91 -107 -123 -147 -166 -176 -201 -240 -2,472
Other Financing Activities, Net		 -79 -101 89 197 -192 -189 -162 -33 -238 -245 251
Cash Interest Paid		 3,238 3,431 1,904 1,378 2,059 3,479 3,460 2,872 2,301 1,981 1,983
Cash Income Taxes Paid		 41 62 42 201 74 97 63 158 253 102 592

Quarterly Cash Flow Statements for Navient Co. SR NT 6% 121543

This table details how cash moves in and out of Navient Co. SR NT 6% 121543's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 -48 -690 -1,213 1,058 155 -8.00 -467 490 -2,029 895 476
Net Cash From Operating Activities		 71 8.00 -10 279 182 310 122 99 145 207 68
Net Cash From Continuing Operating Activities		 71 8.00 -10 279 182 310 122 99 145 207 68
Net Income / (Loss) Continuing Operations		 -2.00 24 -2.00 36 73 -28 79 66 111 105 105
Consolidated Net Income / (Loss)		 -2.00 24 -2.00 36 73 -28 79 66 111 105 105
Provision For Loan Losses		 30 45 42 14 12 55 71 11 -14 17 28
Amortization Expense		 1.00 1.00 140 2.00 3.00 2.00 3.00 2.00 3.00 2.00 10
Non-Cash Adjustments to Reconcile Net Income		 60 -28 -97 13 -31 166 -45 -16 74 20 -138
Changes in Operating Assets and Liabilities, net		 -18 -34 -93 214 125 115 14 36 -29 63 63
Net Cash From Investing Activities		 661 907 1,961 3,268 2,330 2,024 1,659 1,826 1,848 3,773 2,856
Net Cash From Continuing Investing Activities		 661 907 1,961 3,268 2,330 2,024 1,659 1,826 1,848 3,773 2,856
Purchase of Investment Securities		 -630 -376 -407 -247 -363 -224 -303 -164 -274 -190 -249
Sale and/or Maturity of Investments		 52 9,141 351 -6.00 14 8,316 5.00 -3.00 4.00 12,451 33
Other Investing Activities, net		 1,239 -7,858 2,017 3,521 2,679 -6,068 1,957 1,993 2,118 -8,488 3,072
Net Cash From Financing Activities		 -780 -1,605 -3,164 -2,489 -2,357 -2,342 -2,248 -1,435 -4,022 -3,085 -2,448
Net Cash From Continuing Financing Activities		 -780 -1,605 -3,164 -2,489 -2,357 -2,342 -2,248 -1,435 -4,022 -3,085 -2,448
Issuance of Debt		 543 -497 13 283 201 -835 208 1,427 189 -2,978 790
Repayment of Debt		 -1,267 -991 -3,135 -2,710 -2,451 -1,432 -2,276 -2,791 -4,048 -19 -3,135
Repurchase of Common Equity		 -35 -65 -33 -38 -43 -70 -75 -80 -85 -85 -95
Payment of Dividends		 -16 -17 -18 -17 -18 -19 -19 -19 -21 -22 -22
Other Financing Activities, Net		 -5.00 -35 9.00 -7.00 -46 14 -86 28 -57 19 14
Cash Interest Paid		 703 707 851 814 866 863 880 843 845 696 560
Cash Income Taxes Paid		 1.00 8.00 2.00 23 8.00 27 24 3.00 8.00 7.00 3.00

Annual Balance Sheets for Navient Co. SR NT 6% 121543

This table presents Navient Co. SR NT 6% 121543's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Total Assets		 51,789 61,375 70,795 80,605 87,412 94,903 104,176 114,991 121,136 134,046 146,352
Cash and Due from Banks		 722 839 1,535 905 1,183 1,233 1,286 1,518 1,253 1,594 1,443
Restricted Cash		 1,381 1,954 3,272 2,673 2,354 2,548 3,976 3,128 7,034 7,291 3,926
Trading Account Securities		 0.00 0.00 0.00 74 15 19 0.00 2.00 353 506 6.00
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 111,070 122,796 0.00
Intangible Assets		 437 695 705 725 735 757 786 810 670 705 369
Other Assets		 49,106 57,741 65,116 76,228 83,125 90,346 98,128 109,533 4,529 16,767 140,608
Total Liabilities & Shareholders' Equity		 51,789 61,375 70,795 80,605 87,412 94,903 104,176 114,991 121,136 134,046 146,352
Total Liabilities		 49,148 58,615 67,818 77,997 84,965 91,554 100,629 111,506 117,413 130,113 142,154
Short-Term Debt		 5,134 4,226 5,870 2,490 6,613 8,483 5,422 4,771 2,334 2,570 2,663
Long-Term Debt		 43,184 53,402 61,026 74,488 77,332 81,715 93,519 105,012 112,368 124,833 136,866
Other Long-Term Liabilities		 830 987 922 1,019 1,020 1,356 1,688 1,723 2,711 2,710 2,625
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,641 2,760 2,977 2,608 2,447 3,349 3,547 3,485 3,723 3,933 4,198
Total Preferred & Common Equity		 0.00 0.00 0.00 2,597 2,433 3,336 3,519 3,454 3,699 3,909 4,198
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 - - - - - -
Total Common Equity		 2,641 2,760 2,977 2,597 2,433 3,336 3,519 3,454 3,699 3,909 4,198
Common Stock		 3,384 3,357 3,317 3,286 3,230 3,202 3,149 3,081 3,026 2,971 2,897
Retained Earnings		 4,697 4,638 4,490 3,939 3,331 3,664 3,218 3,004 2,890 2,414 1,724
Treasury Stock		 -5,443 -5,254 -4,917 -4,495 -3,854 -3,439 -2,961 -2,692 -2,223 -1,425 -432
Accumulated Other Comprehensive Income / (Loss)		 3.00 19 87 -133 -274 -91 113 61 6.00 -51 9.00
Noncontrolling Interest		 0.00 0.00 0.00 11 14 13 28 31 24 24 0.00

Quarterly Balance Sheets for Navient Co. SR NT 6% 121543

This table presents Navient Co. SR NT 6% 121543's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 3/31/2025 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets		 50,950 53,440 56,622 59,029 63,414 65,598 66,913 73,625
Cash and Due from Banks		 642 1,143 1,088 823 977 1,317 570 1,364
Restricted Cash		 1,413 1,650 2,918 2,125 1,824 1,951 2,208 5,059
Trading Account Securities		 125 140 132 129 149 158 57 62
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 194,264
Intangible Assets		 437 438 690 692 697 700 703 708
Other Assets		 78,577 66,074 68,032 71,868 77,100 79,204 81,650 4,297
Total Liabilities & Shareholders' Equity		 50,950 53,440 56,622 59,029 63,414 65,598 66,913 73,625
Total Liabilities		 48,361 50,746 53,874 56,263 60,516 62,668 63,955 70,652
Short-Term Debt		 4,855 5,305 5,326 4,427 4,662 4,838 5,753 5,677
Long-Term Debt		 42,872 44,695 47,545 50,848 54,907 56,936 57,388 63,998
Other Long-Term Liabilities		 634 746 1,003 988 947 894 814 977
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,589 2,694 2,748 2,766 2,898 2,930 2,958 2,973
Total Preferred & Common Equity		 2,589 2,694 2,748 2,766 2,898 0.00 2,958 2,973
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 2,589 2,694 2,748 2,766 2,898 2,930 2,958 2,973
Common Stock		 3,394 3,378 3,371 3,364 3,353 3,347 3,339 3,313
Retained Earnings		 4,677 4,690 4,710 4,691 4,685 4,625 4,579 4,406
Treasury Stock		 -5,484 -5,377 -5,343 -5,304 -5,183 -5,107 -5,026 -4,830
Accumulated Other Comprehensive Income / (Loss)		 2.00 3.00 10 15 43 65 66 84

Annual Metrics And Ratios for Navient Co. SR NT 6% 121543

This table displays calculated financial ratios and metrics derived from Navient Co. SR NT 6% 121543's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -9.36% -26.83% -18.76% 27.11% -17.59% 5.10% -12.05% -12.52% -19.18% -12.62% -11.82%
EBITDA Growth		 -0.93% -61.82% -12.42% 74.37% -30.14% 37.91% -26.94% -31.21% -28.14% -12.86% -13.00%
EBIT Growth		 -44.41% -62.15% -11.65% 75.94% -30.28% 44.51% -30.89% -31.05% -29.87% -13.09% -12.89%
NOPAT Growth		 -42.54% -64.65% -10.04% 74.03% -30.99% 51.14% 35.27% -57.12% -30.72% -13.54% -13.27%
Net Income Growth		 -42.54% -64.65% -10.04% 74.03% -30.99% 51.14% 35.27% -57.12% -30.79% -13.46% -19.76%
EPS Growth		 -36.22% -58.80% 7.42% 97.17% -17.19% 71.81% 43.27% -50.94% -17.83% -3.01% -14.74%
Operating Cash Flow Growth		 -32.10% 121.64% -56.55% -28.88% -3.14% -10.61% -1.55% -14.03% -29.48% 14.78% -16.80%
Free Cash Flow Firm Growth		 -1.58% -6.23% 37.68% -0.58% -20.66% -14.65% 105.08% -59.91% 1.63% -0.90% 108.72%
Invested Capital Growth		 -15.61% -13.57% -12.20% -7.88% -7.65% -8.72% -9.52% -4.35% -9.83% -8.62% -7.92%
Revenue Q/Q Growth		 0.17% -8.10% -7.80% -1.47% -0.18% 2.87% -6.18% -0.81% -7.48% 0.58% -2.11%
EBITDA Q/Q Growth		 24.03% -43.92% 7.22% -19.37% 2.40% 16.62% -11.40% -42.93% -31.99% 1.99% 3.57%
EBIT Q/Q Growth		 56.76% -44.70% 9.39% -20.54% 2.70% 17.57% -12.58% -43.32% -33.05% 1.80% 3.65%
NOPAT Q/Q Growth		 65.82% -36.84% 21.93% -21.55% 3.78% 19.88% 65.27% -43.95% -15.82% 2.40% 3.65%
Net Income Q/Q Growth		 65.82% -36.84% 21.93% -21.55% 3.78% 19.88% 65.27% -43.95% -15.82% 2.18% -1.47%
EPS Q/Q Growth		 55.26% -35.76% 20.38% -16.90% 8.72% 23.67% 61.96% -42.54% -11.67% 6.17% 0.00%
Operating Cash Flow Q/Q Growth		 -39.68% 17.98% 14.66% -0.43% -1.69% -22.57% 26.81% 0.96% -13.93% 26.66% -23.77%
Free Cash Flow Firm Q/Q Growth		 -2.96% -7.86% 14.77% -8.81% 9.00% -7.61% 3.70% -32.26% 5.41% 253.53% 0.00%
Invested Capital Q/Q Growth		 -3.29% -3.33% -3.82% -1.92% -2.36% -1.56% -2.25% -1.84% -3.65% -2.71% 4.29%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 27.78% 25.41% 48.70% 45.18% 32.94% 38.85% 29.61% 35.64% 45.32% 50.98% 51.12%
EBIT Margin		 15.10% 24.63% 47.61% 43.78% 31.63% 37.38% 27.19% 34.60% 43.90% 50.59% 50.87%
Profit (Net Income) Margin		 11.37% 17.94% 37.13% 33.54% 24.49% 29.25% 20.34% 13.22% 26.98% 31.51% 31.81%
Tax Burden Percent		 75.29% 72.84% 77.99% 76.60% 77.44% 78.24% 74.81% 38.22% 61.46% 62.28% 62.54%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 24.71% 27.16% 22.01% 23.40% 22.56% 21.76% 25.19% 61.78% 38.54% 37.78% 37.46%
Return on Invested Capital (ROIC)		 0.24% 0.35% 0.86% 0.86% 0.46% 0.61% 0.37% 0.25% 0.55% 0.71% 0.76%
ROIC Less NNEP Spread (ROIC-NNEP)		 0.24% 0.35% 0.86% 0.86% 0.46% 0.61% 0.37% 0.25% 0.55% 0.72% 0.76%
Return on Net Nonoperating Assets (RNNOA)		 4.62% 7.60% 22.23% 27.50% 13.76% 16.71% 10.87% 7.85% 17.24% 23.49% 22.35%
Return on Equity (ROE)		 4.85% 7.95% 23.10% 28.37% 14.22% 17.31% 11.23% 8.10% 17.79% 24.20% 23.11%
Cash Return on Invested Capital (CROIC)		 17.17% 14.91% 13.86% 9.07% 8.41% 9.73% 10.36% 4.70% 10.88% 9.72% 9.00%
Operating Return on Assets (OROA)		 0.31% 0.47% 1.09% 1.11% 0.58% 0.77% 0.48% 0.65% 0.87% 1.13% 1.19%
Return on Assets (ROA)		 0.23% 0.35% 0.85% 0.85% 0.45% 0.60% 0.36% 0.25% 0.53% 0.70% 0.74%
Return on Common Equity (ROCE)		 4.85% 7.95% 23.05% 28.23% 14.15% 17.21% 11.14% 8.04% 17.68% 24.13% 21.77%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 0.00% 0.00% 27.61% 16.93% 17.90% 11.22% 8.45% 18.41% 25.17% 27.08%
Net Operating Profit after Tax (NOPAT)		 131 228 645 717 412 597 395 292 681 983 1,137
NOPAT Margin		 11.37% 17.94% 37.13% 33.54% 24.49% 29.25% 20.34% 13.22% 26.98% 31.48% 31.81%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 27.43% 31.55% 25.56% 26.61% 29.55% 23.91% 26.11% 23.51% 19.81% 14.95% 13.40%
Operating Expenses to Revenue		 75.09% 65.70% 47.84% 59.07% 59.16% 49.98% 53.76% 46.11% 39.10% 30.80% 31.03%
Earnings before Interest and Taxes (EBIT)		 174 313 827 936 532 763 528 764 1,108 1,580 1,818
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 320 323 846 966 554 793 575 787 1,144 1,592 1,827
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.54 0.76 0.69 1.19 0.66 0.74 0.50 0.75 0.95 0.71 1.36
Price to Tangible Book Value (P/TBV)		 0.65 1.02 0.91 1.66 0.94 0.96 0.65 0.98 1.16 0.87 1.49
Price to Revenue (P/Rev)		 1.24 1.65 1.19 1.45 0.95 1.21 0.91 1.17 1.39 0.89 1.60
Price to Earnings (P/E)		 10.89 9.21 3.19 4.32 3.88 4.13 4.47 8.86 5.16 2.84 5.06
Dividend Yield		 4.82% 3.58% 4.21% 3.33% 7.46% 5.74% 9.36% 6.51% 5.52% 8.31% 3.23%
Earnings Yield		 9.18% 10.86% 31.32% 23.14% 25.79% 24.21% 22.38% 11.29% 19.39% 35.25% 19.78%
Enterprise Value to Invested Capital (EV/IC)		 0.93 0.94 0.92 0.96 0.95 0.95 0.93 0.95 0.93 0.92 0.97
Enterprise Value to Revenue (EV/Rev)		 41.36 44.80 36.93 35.79 48.76 43.56 49.16 48.80 43.56 38.85 39.14
Enterprise Value to EBITDA (EV/EBITDA)		 148.88 176.27 75.83 79.20 148.05 112.10 166.04 136.92 96.11 76.21 76.56
Enterprise Value to EBIT (EV/EBIT)		 273.80 181.90 77.57 81.74 154.17 116.51 180.82 141.04 99.23 76.79 76.94
Enterprise Value to NOPAT (EV/NOPAT)		 363.68 249.71 99.46 106.71 199.08 148.91 241.70 369.02 161.46 123.43 123.02
Enterprise Value to Operating Cash Flow (EV/OCF)		 103.79 84.22 210.32 108.99 83.10 87.24 83.75 93.05 81.63 63.53 84.06
Enterprise Value to Free Cash Flow (EV/FCFF)		 4.98 5.86 6.19 10.17 10.84 9.32 8.54 19.78 8.09 9.07 10.37
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 18.30 20.88 22.47 29.52 34.31 26.93 27.89 31.50 30.81 32.39 33.24
Long-Term Debt to Equity		 16.35 19.35 20.50 28.56 31.60 24.40 26.37 30.13 30.18 31.74 32.60
Financial Leverage		 19.62 21.71 25.76 31.83 30.05 27.43 29.68 31.14 31.62 32.83 29.47
Leverage Ratio		 20.95 23.04 27.11 33.24 31.46 28.87 31.17 32.76 33.33 34.49 31.09
Compound Leverage Factor		 20.95 23.04 27.11 33.24 31.46 28.87 31.17 32.76 33.33 34.49 31.09
Debt to Total Capital		 94.82% 95.43% 95.74% 96.72% 97.17% 96.42% 96.54% 96.92% 96.86% 97.01% 97.08%
Short-Term Debt to Total Capital		 10.07% 7.00% 8.40% 3.13% 7.65% 9.07% 5.29% 4.21% 1.97% 1.96% 1.85%
Long-Term Debt to Total Capital		 84.74% 88.43% 87.34% 93.59% 89.51% 87.35% 91.25% 92.71% 94.89% 95.05% 95.23%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.01% 0.02% 0.01% 0.03% 0.03% 0.02% 0.02% 0.00%
Common Equity to Total Capital		 5.18% 4.57% 4.26% 3.26% 2.82% 3.57% 3.43% 3.05% 3.12% 2.98% 2.92%
Debt to EBITDA		 150.99 178.41 79.07 79.69 151.53 113.74 172.07 139.50 100.26 80.03 76.37
Net Debt to EBITDA		 144.42 169.77 73.39 75.98 145.14 108.97 162.92 133.59 93.02 74.45 73.43
Long-Term Debt to EBITDA		 134.95 165.33 72.13 77.11 139.59 103.05 162.64 133.43 98.22 78.41 74.91
Debt to NOPAT		 368.84 252.75 103.71 107.36 203.75 151.09 250.48 375.97 168.43 129.61 122.72
Net Debt to NOPAT		 352.79 240.50 96.26 102.37 195.17 144.75 237.16 360.06 156.26 120.57 117.99
Long-Term Debt to NOPAT		 329.65 234.22 94.61 103.89 187.70 136.88 236.76 359.63 165.00 126.99 120.37
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.20% 0.49% 0.47% 0.59% 0.84% 0.76% 0.63% 0.30% 5.79%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 9,560 9,713 10,358 7,523 7,567 9,538 11,175 5,449 13,592 13,374 13,495
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 2.92 2.73 4.93 5.72 3.70 2.73 3.05 1.83 5.57 6.45 6.54
Operating Cash Flow to Interest Expense		 0.14 0.19 0.15 0.53 0.48 0.29 0.31 0.39 0.55 0.92 0.81
Operating Cash Flow Less CapEx to Interest Expense		 0.14 0.19 0.15 0.53 0.48 0.29 0.31 0.39 0.55 0.92 0.81
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.02 0.02 0.02 0.03 0.02 0.02 0.02 0.02 0.02 0.02 0.02
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 50,959 60,388 69,873 79,586 86,392 93,547 102,488 113,268 118,425 131,336 143,727
Invested Capital Turnover		 0.02 0.02 0.02 0.03 0.02 0.02 0.02 0.02 0.02 0.02 0.02
Increase / (Decrease) in Invested Capital		 -9,429 -9,485 -9,713 -6,806 -7,155 -8,941 -10,780 -5,157 -12,911 -12,391 -12,358
Enterprise Value (EV)		 47,642 56,935 64,149 76,509 82,020 88,896 95,472 107,755 109,951 121,334 139,877
Market Capitalization		 1,427 2,100 2,060 3,098 1,598 2,466 1,765 2,587 3,512 2,792 5,717
Book Value per Share		 $24.60 $23.48 $21.95 $16.11 $13.06 $15.09 $13.64 $13.13 $12.20 $10.79 $10.23
Tangible Book Value per Share		 $20.53 $17.56 $16.75 $11.61 $9.12 $11.67 $10.59 $10.05 $9.99 $8.84 $9.33
Total Capital		 50,959 60,388 69,873 79,586 86,392 93,547 102,488 113,268 118,425 131,336 143,727
Total Debt		 48,318 57,628 66,896 76,978 83,945 90,198 98,941 109,783 114,702 127,403 139,529
Total Long-Term Debt		 43,184 53,402 61,026 74,488 77,332 81,715 93,519 105,012 112,368 124,833 136,866
Net Debt		 46,215 54,835 62,089 73,400 80,408 86,417 93,679 105,137 106,415 118,518 134,160
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -1.00 0.00
Net Nonoperating Obligations (NNO)		 48,318 57,628 66,896 76,978 83,945 90,198 98,941 109,783 114,702 127,403 139,529
Total Depreciation and Amortization (D&A)		 146 10 19 30 22 30 47 23 36 12 9.00
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.20 $1.87 $4.54 $4.23 $2.14 $2.59 $1.52 $1.06 $2.15 $0.00 $0.00
Adjusted Weighted Average Basic Shares Outstanding		 109M 122M 142M 170M 193M 230M 260M 275M 316M 0.00 0.00
Adjusted Diluted Earnings per Share		 $1.18 $1.85 $4.49 $4.18 $2.12 $2.56 $1.49 $1.04 $2.12 $0.00 $0.00
Adjusted Weighted Average Diluted Shares Outstanding		 111M 123M 144M 172M 195M 233M 264M 281M 322M 0.00 0.00
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 102.28M 112.75M 128.94M 152.13M 183.77M 193.33M 244.51M 263.39M 291.01M 0.00 0.00
Normalized Net Operating Profit after Tax (NOPAT)		 160 246 673 737 419 602 405 555 681 1,003 1,208
Normalized NOPAT Margin		 13.92% 19.37% 38.75% 34.47% 24.91% 29.48% 20.84% 25.14% 26.98% 32.11% 33.79%
Pre Tax Income Margin		 15.10% 24.63% 47.61% 43.78% 31.63% 37.38% 27.19% 34.60% 43.90% 50.59% 50.87%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.05 0.09 0.39 0.71 0.26 0.22 0.14 0.26 0.45 0.76 0.88
NOPAT to Interest Expense		 0.04 0.06 0.31 0.54 0.20 0.17 0.11 0.10 0.28 0.47 0.55
EBIT Less CapEx to Interest Expense		 0.05 0.09 0.39 0.71 0.26 0.22 0.14 0.26 0.45 0.76 0.88
NOPAT Less CapEx to Interest Expense		 0.04 0.06 0.31 0.54 0.20 0.17 0.11 0.10 0.28 0.47 0.55
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 53.44% 34.21% 14.11% 14.92% 29.85% 24.62% 42.03% 60.27% 29.52% 24.39% 217.41%
Augmented Payout Ratio		 190.08% 170.18% 76.12% 98.61% 126.94% 98.33% 97.72% 210.96% 140.38% 120.43% 270.18%

Quarterly Metrics And Ratios for Navient Co. SR NT 6% 121543

This table displays calculated financial ratios and metrics derived from Navient Co. SR NT 6% 121543's official financial filings.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -45.64% 0.91% -6.16% -19.54% -10.87% -33.73% 8.21% -32.53% -42.50% -30.69% -21.05%
EBITDA Growth		 -104.40% 177.14% 34.51% -48.98% -38.10% -123.49% -23.13% -60.32% -56.25% 1,762.50% -34.38%
EBIT Growth		 -105.68% 170.27% -89.09% -50.00% -38.89% -125.17% -19.71% -60.66% -56.63% 1,937.50% -37.73%
NOPAT Growth		 -104.79% 192.66% -102.53% -45.45% -34.23% -124.67% -24.76% -63.33% -56.47% 1,975.00% -39.31%
Net Income Growth		 -102.74% 185.71% -102.53% -45.45% -34.23% -126.67% -24.76% -63.33% -56.47% 1,054.55% -39.31%
EPS Growth		 -103.13% 233.33% -103.08% -38.46% -25.58% -121.18% -13.33% -57.38% -48.50% 844.44% -27.88%
Operating Cash Flow Growth		 -60.99% -97.42% -108.20% 181.82% 25.52% 49.76% 79.41% -28.78% 233.03% 23.21% -66.17%
Free Cash Flow Firm Growth		 -5.04% -0.06% -4.77% -14.24% -29.10% -3.66% 19.29% 41.81% 66.39% 44.37% 14.54%
Invested Capital Growth		 -13.31% -15.61% -15.65% -14.04% -12.19% -13.57% -14.01% -14.04% -14.66% -12.20% -10.47%
Revenue Q/Q Growth		 -29.73% -43.94% 60.32% -13.94% 30.45% -47.87% 37.46% -4.66% -3.01% -14.87% -14.29%
EBITDA Q/Q Growth		 -114.81% -82.24% 204.00% -45.05% 360.00% -130.97% 15.31% -33.33% -1.34% 1.36% -40.49%
EBIT Q/Q Growth		 -119.23% 116.67% -75.00% -45.45% 337.84% -133.64% 14.58% -33.33% -2.04% 7.30% -43.85%
NOPAT Q/Q Growth		 -114.58% 1,300.00% -105.56% -50.68% 381.85% -132.78% 19.70% -40.54% 5.71% 0.00% -41.67%
Net Income Q/Q Growth		 -108.33% 1,300.00% -105.56% -50.68% 360.71% -135.44% 19.70% -40.54% 5.71% 0.00% -41.67%
EPS Q/Q Growth		 -108.33% 1,300.00% -106.25% -50.00% 455.56% -127.69% 25.00% -39.53% 1.18% 13.33% -38.52%
Operating Cash Flow Q/Q Growth		 787.50% 180.00% -103.58% 53.30% -41.29% 154.10% 23.23% -31.72% -29.95% 204.41% -51.08%
Free Cash Flow Firm Q/Q Growth		 -18.32% -3.25% 7.13% 12.18% -14.04% -7.81% -3.54% -7.26% 16.82% 14.15% 14.68%
Invested Capital Q/Q Growth		 -1.26% -3.29% -5.26% -4.17% -3.89% -3.33% -3.46% -2.11% -5.40% -3.82% -3.49%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 -2.56% 12.16% 38.38% 20.24% 31.71% -15.91% 26.78% 31.92% 45.65% 44.88% 37.69%
EBIT Margin		 -3.21% 11.71% 3.03% 19.43% 30.66% -16.82% 26.07% 31.27% 44.72% 44.28% 35.13%
Profit (Net Income) Margin		 -1.28% 10.81% -0.51% 14.57% 25.44% -12.73% 18.72% 21.50% 34.47% 31.63% 26.92%
Tax Burden Percent		 40.00% 92.31% -16.67% 75.00% 82.95% 75.68% 71.82% 68.75% 77.08% 92.11% 76.64%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 77.55% 100.00%
Effective Tax Rate		 0.00% 7.69% 116.67% 25.00% 17.05% 0.00% 28.18% 31.25% 22.92% 7.89% 23.36%
Return on Invested Capital (ROIC)		 -0.04% 0.22% -0.01% 0.28% 0.51% -0.23% 0.38% 0.42% 0.72% 0.74% 0.66%
ROIC Less NNEP Spread (ROIC-NNEP)		 -0.04% 0.22% -0.01% 0.28% 0.51% -0.23% 0.38% 0.42% 0.72% 0.74% 0.66%
Return on Net Nonoperating Assets (RNNOA)		 -0.76% 4.39% -0.20% 5.75% 10.48% -5.06% 8.44% 9.50% 17.14% 18.94% 17.12%
Return on Equity (ROE)		 -0.80% 4.61% -0.21% 6.04% 10.98% -5.29% 8.82% 9.92% 17.86% 19.67% 17.78%
Cash Return on Invested Capital (CROIC)		 14.36% 17.17% 17.11% 15.37% 13.29% 14.91% 15.60% 15.66% 16.52% 13.86% 11.74%
Operating Return on Assets (OROA)		 -0.06% 0.24% 0.06% 0.37% 0.60% -0.32% 0.53% 0.60% 0.92% 1.02% 0.85%
Return on Assets (ROA)		 -0.02% 0.22% -0.01% 0.28% 0.50% -0.24% 0.38% 0.41% 0.71% 0.73% 0.65%
Return on Common Equity (ROCE)		 -0.80% 4.61% -0.21% 6.04% 10.98% -5.29% 8.82% 9.92% 17.84% 19.63% 17.74%
Return on Equity Simple (ROE_SIMPLE)		 2.16% 0.00% 2.93% 5.82% 6.87% 0.00% 12.46% 0.00% 16.94% 0.00% 17.79%
Net Operating Profit after Tax (NOPAT)		 -3.50 24 -2.00 36 73 -26 79 66 111 105 105
NOPAT Margin		 -2.24% 10.81% -0.51% 14.57% 25.44% -11.77% 18.72% 21.50% 34.47% 31.63% 26.92%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 31.41% 25.23% 18.18% 35.22% 35.19% 45.00% 23.46% 31.92% 32.61% 32.53% 27.18%
Operating Expenses to Revenue		 83.97% 68.02% 86.36% 74.90% 65.16% 92.27% 56.87% 65.15% 59.63% 55.72% 57.69%
Earnings before Interest and Taxes (EBIT)		 -5.00 26 12 48 88 -37 110 96 144 147 137
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -4.00 27 152 50 91 -35 113 98 147 149 147
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.50 0.54 0.63 0.59 0.73 0.76 0.69 0.77 0.66 0.69 0.65
Price to Tangible Book Value (P/TBV)		 0.60 0.65 0.76 0.79 0.98 1.02 0.91 1.01 0.87 0.91 0.86
Price to Revenue (P/Rev)		 1.27 1.24 1.48 1.38 1.64 1.65 1.45 1.67 1.31 1.19 1.03
Price to Earnings (P/E)		 23.07 10.89 21.59 10.18 10.65 9.21 5.57 5.84 3.91 3.19 3.68
Dividend Yield		 5.07% 4.82% 4.11% 4.40% 3.72% 3.58% 3.87% 3.58% 4.21% 4.21% 4.67%
Earnings Yield		 4.34% 9.18% 4.63% 9.83% 9.39% 10.86% 17.96% 17.14% 25.55% 31.32% 27.19%
Enterprise Value to Invested Capital (EV/IC)		 0.93 0.93 0.93 0.91 0.94 0.94 0.94 0.94 0.94 0.92 0.90
Enterprise Value to Revenue (EV/Rev)		 46.00 41.36 42.53 42.94 43.97 44.80 42.50 44.98 41.58 36.93 34.61
Enterprise Value to EBITDA (EV/EBITDA)		 208.73 148.88 189.58 230.56 203.56 176.27 102.05 107.36 86.32 75.83 82.63
Enterprise Value to EBIT (EV/EBIT)		 579.80 273.80 440.66 241.59 211.48 181.90 103.85 110.68 88.53 77.57 86.24
Enterprise Value to NOPAT (EV/NOPAT)		 838.64 363.68 619.15 315.58 286.05 249.71 162.82 157.01 124.40 99.46 123.25
Enterprise Value to Operating Cash Flow (EV/OCF)		 134.95 103.79 64.27 56.54 76.23 84.22 102.58 117.08 111.49 210.32 245.10
Enterprise Value to Free Cash Flow (EV/FCFF)		 6.04 4.98 4.96 5.46 6.59 5.86 5.58 5.55 5.26 6.19 7.22
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 18.43 18.30 18.56 19.24 19.98 20.88 20.56 21.08 21.35 22.47 23.44
Long-Term Debt to Equity		 16.56 16.35 16.59 17.30 18.38 19.35 18.95 19.43 19.40 20.50 21.53
Financial Leverage		 19.23 19.62 19.59 20.19 20.69 21.71 22.01 22.90 23.80 25.76 25.95
Leverage Ratio		 20.54 20.95 20.90 21.53 22.00 23.04 23.34 24.19 25.06 27.11 27.26
Compound Leverage Factor		 20.54 20.95 20.90 21.53 22.00 23.04 23.34 24.19 25.06 21.02 27.26
Debt to Total Capital		 94.85% 94.82% 94.89% 95.06% 95.23% 95.43% 95.36% 95.47% 95.52% 95.74% 95.91%
Short-Term Debt to Total Capital		 9.65% 10.07% 10.07% 9.58% 7.63% 7.00% 7.46% 7.48% 8.70% 8.40% 7.81%
Long-Term Debt to Total Capital		 85.21% 84.74% 84.82% 85.48% 87.61% 88.43% 87.90% 87.99% 86.82% 87.34% 88.09%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 5.15% 5.18% 5.11% 4.94% 4.77% 4.57% 4.64% 4.53% 4.48% 4.26% 4.09%
Debt to EBITDA		 212.12 150.99 193.80 241.42 207.02 178.41 103.42 109.14 87.45 79.07 88.31
Net Debt to EBITDA		 202.99 144.42 182.97 223.13 195.98 169.77 98.56 103.37 83.61 73.39 80.17
Long-Term Debt to EBITDA		 190.54 134.95 173.24 217.10 190.44 165.33 95.32 100.59 79.48 72.13 81.11
Debt to NOPAT		 852.27 368.84 632.91 330.44 290.92 252.75 165.01 159.62 126.03 103.71 131.71
Net Debt to NOPAT		 815.57 352.79 597.56 305.41 275.41 240.50 157.25 151.18 120.49 96.26 119.57
Long-Term Debt to NOPAT		 765.57 329.65 565.76 297.16 267.62 234.22 152.10 147.12 114.55 94.61 120.98
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.10% 0.20% 0.19%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 7,722 9,453 9,771 9,121 8,131 9,459 10,260 10,636 11,469 9,818 8,601
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 11.49 13.00 11.80 10.82 9.29 10.26 11.67 11.57 13.70 12.26 13.42
Operating Cash Flow to Interest Expense		 0.11 0.01 -0.01 0.33 0.21 0.34 0.14 0.11 0.17 0.26 0.11
Operating Cash Flow Less CapEx to Interest Expense		 0.11 0.01 -0.01 0.33 0.21 0.34 0.14 0.11 0.17 0.26 0.11
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 50,316 50,959 52,694 55,619 58,041 60,388 62,467 64,704 66,099 69,873 72,648
Invested Capital Turnover		 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02
Increase / (Decrease) in Invested Capital		 -7,725 -9,429 -9,773 -9,085 -8,058 -9,485 -10,181 -10,570 -11,358 -9,713 -8,496
Enterprise Value (EV)		 46,964 47,642 48,913 50,493 54,350 56,935 58,778 60,764 62,324 64,149 65,197
Market Capitalization		 1,292 1,427 1,706 1,628 2,023 2,100 2,010 2,258 1,961 2,060 1,945
Book Value per Share		 $25.31 $24.60 $24.62 $24.57 $24.48 $23.48 $23.83 $23.17 $22.94 $21.95 $20.95
Tangible Book Value per Share		 $21.04 $20.53 $20.62 $18.40 $18.35 $17.56 $18.10 $17.63 $17.49 $16.75 $15.96
Total Capital		 50,316 50,959 52,694 55,619 58,041 60,388 62,467 64,704 66,099 69,873 72,648
Total Debt		 47,727 48,318 50,000 52,871 55,275 57,628 59,569 61,774 63,141 66,896 69,675
Total Long-Term Debt		 42,872 43,184 44,695 47,545 50,848 53,402 54,907 56,936 57,388 61,026 63,998
Net Debt		 45,672 46,215 47,207 48,865 52,327 54,835 56,768 58,506 60,363 62,089 63,252
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 -1.50 0.00 0.00 0.00 0.00 2.10 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 47,727 48,318 50,000 52,871 55,275 57,628 59,569 61,774 63,141 66,896 69,675
Total Depreciation and Amortization (D&A)		 1.00 1.00 140 2.00 3.00 2.00 3.00 2.00 3.00 2.00 10
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 ($0.02) $0.25 ($0.02) $0.32 $0.65 ($0.19) $0.66 $0.53 $0.87 $0.87 $0.75
Adjusted Weighted Average Basic Shares Outstanding		 102M 109M 108M 111M 113M 122M 120M 124M 129M 142M 139M
Adjusted Diluted Earnings per Share		 ($0.02) $0.24 ($0.02) $0.32 $0.64 ($0.18) $0.65 $0.52 $0.86 $0.85 $0.75
Adjusted Weighted Average Diluted Shares Outstanding		 102M 111M 108M 112M 114M 123M 121M 125M 130M 144M 141M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 101.33M 102.28M 107.36M 109.41M 111.82M 112.75M 117.57M 121.60M 126.46M 128.94M 135.61M
Normalized Net Operating Profit after Tax (NOPAT)		 -1.40 28 21 48 74 -25 82 76 114 116 121
Normalized NOPAT Margin		 -0.90% 12.47% 5.30% 19.43% 25.72% -11.14% 19.40% 24.86% 35.43% 34.96% 31.05%
Pre Tax Income Margin		 -3.21% 11.71% 3.03% 19.43% 30.66% -16.82% 26.07% 31.27% 44.72% 34.34% 35.13%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 -0.01 0.04 0.01 0.06 0.10 -0.04 0.13 0.10 0.17 0.18 0.21
NOPAT to Interest Expense		 -0.01 0.03 0.00 0.04 0.08 -0.03 0.09 0.07 0.13 0.13 0.16
EBIT Less CapEx to Interest Expense		 -0.01 0.04 0.01 0.06 0.10 -0.04 0.13 0.10 0.17 0.18 0.21
NOPAT Less CapEx to Interest Expense		 -0.01 0.03 0.00 0.04 0.08 -0.03 0.09 0.07 0.13 0.13 0.16
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 121.43% 53.44% 91.14% 45.63% 39.47% 34.21% 22.44% 21.71% 17.56% 14.11% 17.77%
Augmented Payout Ratio		 426.79% 190.08% 324.05% 186.88% 180.53% 170.18% 112.47% 110.85% 91.42% 76.12% 105.67%

Frequently Asked Questions About Navient Co. SR NT 6% 121543's Financials

When does Navient Co. SR NT 6% 121543's fiscal year end?

According to the most recent income statement we have on file, Navient Co. SR NT 6% 121543's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Navient Co. SR NT 6% 121543's net income changed over the last 10 years?

Navient Co. SR NT 6% 121543's net income appears to be on a downward trend, with a most recent value of $131 million in 2024, falling from $1.14 billion in 2014. The previous period was $228 million in 2023.

How has Navient Co. SR NT 6% 121543 revenue changed over the last 10 years?

Over the last 10 years, Navient Co. SR NT 6% 121543's total revenue changed from $3.57 billion in 2014 to $1.15 billion in 2024, a change of -67.8%.

How much debt does Navient Co. SR NT 6% 121543 have?

Navient Co. SR NT 6% 121543's total liabilities were at $49.15 billion at the end of 2024, a 16.2% decrease from 2023, and a 65.4% decrease since 2014.

How much cash does Navient Co. SR NT 6% 121543 have?

In the past 10 years, Navient Co. SR NT 6% 121543's cash and equivalents has ranged from $722 million in 2024 to $1.59 billion in 2015, and is currently $722 million as of their latest financial filing in 2024.

How has Navient Co. SR NT 6% 121543's book value per share changed over the last 10 years?

Over the last 10 years, Navient Co. SR NT 6% 121543's book value per share changed from 10.23 in 2014 to 24.60 in 2024, a change of 140.4%.


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This page (NASDAQ:JSM) was last updated on 5/31/2025 by MarketBeat.com Staff
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