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BFC Capital Trust II PFD TR 7.20% (BANFP) Financials

BFC Capital Trust II PFD TR 7.20% logo
$27.13 -0.07 (-0.26%)
As of 08/7/2026 04:00 PM Eastern
This is a fair market value price provided by Massive. Learn more.
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Annual Income Statements for BFC Capital Trust II PFD TR 7.20%

Annual Income Statements for BFC Capital Trust II PFD TR 7.20%

This table shows BFC Capital Trust II PFD TR 7.20%'s income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 66 71 86 126 135 100 168 193 212 216 241
Consolidated Net Income / (Loss)		 66 71 86 126 135 100 168 193 212 216 241
Net Income / (Loss) Continuing Operations		 66 71 86 126 135 100 168 193 212 216 241
Total Pre-Tax Income 		101 108 136 160 170 124 208 237 270 275 305
Total Revenue		 295 311 345 386 419 444 486 557 610 631 691
Net Interest Income / (Expense)		 189 204 227 260 282 307 316 374 424 447 490
Total Interest Income		 201 219 248 303 337 327 327 420 624 724 760
Loans and Leases Interest Income		 190 204 222 263 292 312 316 336 468 555 565
Investment Securities Interest Income		 6.47 6.19 7.91 9.42 14 9.08 6.53 25 37 34 27
Deposits and Money Market Investments Interest Income		 4.27 7.91 18 30 31 6.05 4.37 59 119 135 168
Federal Funds Sold and Securities Borrowed Interest Income		 0.01 0.00 0.06 0.29 0.00 0.00 0.00 0.08 0.23 0.03 0.46
Total Interest Expense		 12 15 21 43 55 20 11 46 199 277 270
Deposits Interest Expense		 10 13 19 40 53 18 8.23 42 195 273 265
Short-Term Borrowings Interest Expense		 0.00 0.01 0.02 0.10 0.03 0.01 0.00 0.06 0.31 0.24 0.29
Long-Term Debt Interest Expense		 2.00 2.10 2.12 2.17 1.97 1.97 3.13 4.12 4.12 4.12 4.17
Total Non-Interest Income		 106 107 118 125 137 137 170 184 185 185 200
Trust Fees by Commissions		 17 11 11 13 17 15 12 19 31 36 41
Other Service Charges		 78 21 22 25 26 28 50 59 56 54 60
Net Realized & Unrealized Capital Gains on Investments		 11 2.81 6.98 3.52 4.39 5.81 10 5.00 4.21 2.66 4.50
Other Non-Interest Income		 - 73 78 84 90 88 97 101 94 91 94
Provision for Credit Losses		 7.68 12 8.51 3.80 8.29 63 -8.69 10 7.46 9.00 5.67
Total Non-Interest Expense		 186 191 200 222 241 258 286 310 332 347 380
Salaries and Employee Benefits		 113 120 125 140 153 165 167 185 200 212 226
Net Occupancy & Equipment Expense		 16 17 17 18 19 23 25 27 29 33 37
Marketing Expense		 6.99 7.24 7.39 8.03 8.55 7.00 7.40 8.07 9.11 9.39 10
Other Operating Expenses		 34 32 39 43 45 44 67 68 72 71 84
Depreciation Expense		 9.97 10 9.60 11 13 15 17 19 19 18 19
Amortization Expense		 1.94 2.27 2.19 3.01 3.37 3.82 3.12 3.45 3.53 3.55 3.45
Income Tax Expense		 35 37 50 34 35 24 41 44 57 59 65
Basic Earnings per Share		 $2.13 $2.27 $2.72 $3.85 $4.13 $3.05 $5.12 $5.89 $6.45 $6.55 $7.22
Weighted Average Basic Shares Outstanding		 15.56M 31.23M 31.81M 32.61M 32.70M 32.75M 32.63M 32.89M 32.94M 33.23M 33.55M
Diluted Earnings per Share		 $2.09 $2.22 $2.65 $3.76 $4.05 $3.00 $5.03 $5.77 $6.34 $6.44 $7.11
Weighted Average Diluted Shares Outstanding		 15.56M 31.23M 31.81M 32.61M 32.70M 32.75M 32.63M 32.89M 32.94M 33.23M 33.55M
Weighted Average Basic & Diluted Shares Outstanding		 15.56M 31.23M 31.81M 32.61M 32.70M 32.75M 32.63M 32.89M 32.94M 33.23M 33.55M
Cash Dividends to Common per Share		 - - - - - - - $1.52 $1.66 $1.78 $1.90

Quarterly Income Statements for BFC Capital Trust II PFD TR 7.20%

This table shows BFC Capital Trust II PFD TR 7.20%'s income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Income / (Loss) Attributable to Common Shareholders		 49 50 51 59 56 56 62 63 59 63 67
Consolidated Net Income / (Loss)		 49 50 51 59 56 56 62 63 59 63 67
Net Income / (Loss) Continuing Operations		 49 50 51 59 56 56 62 63 59 63 67
Total Pre-Tax Income 		60 64 65 74 72 71 80 79 75 80 85
Total Revenue		 150 151 154 164 163 165 169 175 181 179 187
Net Interest Income / (Expense)		 105 106 110 115 116 116 121 126 128 128 134
Total Interest Income		 167 172 178 188 186 182 188 194 195 190 195
Loans and Leases Interest Income		 127 132 138 144 141 137 139 144 146 144 148
Investment Securities Interest Income		 9.20 9.20 8.95 8.36 7.86 7.02 6.90 6.52 6.31 5.93 7.47
Deposits and Money Market Investments Interest Income		 32 30 32 35 38 38 42 44 43 40 40
Federal Funds Sold and Securities Borrowed Interest Income		 0.05 0.02 0.01 0.00 0.01 0.00 0.00 0.00 0.46 0.41 0.00
Total Interest Expense		 62 66 69 73 70 67 67 69 67 63 62
Deposits Interest Expense		 61 64 67 72 69 65 66 68 66 61 61
Short-Term Borrowings Interest Expense		 0.05 0.10 0.06 0.05 0.03 0.01 0.05 0.10 0.13 0.14 0.10
Long-Term Debt Interest Expense		 1.03 1.03 1.03 1.03 1.03 1.03 1.03 1.03 1.08 1.07 1.03
Other Interest Expense		 - - - - - 0.00 0.00 - - 0.13 0.20
Total Non-Interest Income		 45 45 44 49 47 49 48 50 53 51 54
Trust Fees by Commissions		 7.88 8.65 9.15 9.19 9.22 10 11 10 10 11 11
Other Service Charges		 16 15 11 16 13 16 13 14 17 15 16
Net Realized & Unrealized Capital Gains on Investments		 1.43 0.17 0.73 0.35 0.72 0.64 0.93 1.47 0.73 1.51 1.53
Other Non-Interest Income		 20 22 23 23 24 22 24 24 25 24 25
Provision for Credit Losses		 - 4.02 3.36 3.03 -1.40 1.59 1.39 4.44 -1.47 2.14 4.88
Total Non-Interest Expense		 90 83 85 87 92 92 88 92 107 97 98
Salaries and Employee Benefits		 51 52 52 54 54 55 55 58 59 59 60
Net Occupancy & Equipment Expense		 7.66 7.82 7.93 8.50 8.70 8.65 9.02 9.34 9.99 9.73 9.31
Marketing Expense		 2.65 2.26 2.25 2.17 2.72 2.46 2.33 2.13 3.12 2.64 2.08
Other Operating Expenses		 23 16 18 16 21 21 16 17 30 20 20
Depreciation Expense		 4.56 4.56 4.50 4.48 4.59 4.81 4.69 4.73 4.87 4.82 4.99
Amortization Expense		 0.89 0.89 0.89 0.89 0.89 0.89 0.86 0.86 0.84 0.98 0.97
Income Tax Expense		 11 14 15 15 16 15 17 16 16 17 18
Basic Earnings per Share		 $1.48 $1.53 $1.53 $1.78 $1.71 $1.69 $1.87 $1.88 $1.78 $1.88 $1.98
Weighted Average Basic Shares Outstanding		 32.94M 32.99M 33.02M 33.13M 33.23M 33.24M 33.31M 33.33M 33.55M 33.59M 33.60M
Diluted Earnings per Share		 $1.46 $1.50 $1.51 $1.75 $1.68 $1.66 $1.85 $1.85 $1.75 $1.85 $1.96
Weighted Average Diluted Shares Outstanding		 32.94M 32.99M 33.02M 33.13M 33.23M 33.24M 33.31M 33.33M 33.55M 33.59M 33.60M
Weighted Average Basic & Diluted Shares Outstanding		 32.94M 32.99M 33.02M 33.13M 33.23M 33.24M 33.31M 33.33M 33.55M 33.59M 33.60M

Annual Cash Flow Statements for BFC Capital Trust II PFD TR 7.20%

This table details how cash moves in and out of BFC Capital Trust II PFD TR 7.20%'s business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -316 252 -93 -334 444 -251 433 1,119 -771 1,156 851
Net Cash From Operating Activities		 78 91 110 140 159 155 204 226 233 261 285
Net Cash From Continuing Operating Activities		 78 91 110 140 159 155 204 226 233 261 285
Net Income / (Loss) Continuing Operations		 66 71 86 126 135 100 168 193 212 216 241
Consolidated Net Income / (Loss)		 66 71 86 126 135 100 168 193 212 216 241
Provision For Loan Losses		 7.68 12 8.51 3.80 8.29 63 -8.69 10 7.46 9.00 5.67
Depreciation Expense		 12 12 12 14 16 18 20 22 22 22 23
Amortization Expense		 1.02 0.13 -0.15 -0.42 -4.28 -0.09 4.41 2.62 -1.27 -1.05 -0.72
Non-Cash Adjustments to Reconcile Net Income		 -7.51 -2.74 6.07 -0.52 3.22 -24 17 12 -5.64 9.40 15
Changes in Operating Assets and Liabilities, net		 -1.10 -1.43 -2.92 -2.21 0.87 -1.97 3.60 -14 -2.16 5.82 2.05
Net Cash From Investing Activities		 -265 -98 -350 -294 50 -899 423 -1,519 -670 -71 16
Net Cash From Continuing Investing Activities		 -265 -98 -350 -294 50 -899 423 -1,519 -670 -71 16
Purchase of Property, Leasehold Improvements and Equipment		 -11 -11 -18 -52 -27 -66 -27 -20 -23 -37 -48
Acquisitions		 - - - - 0.00 0.00 -14 0.00 0.00 0.00 0.00
Purchase of Investment Securities		 -341 -402 -417 -473 -489 -1,406 -60 -2,407 -1,174 -764 -659
Sale and/or Maturity of Investments		 74 316 91 216 597 575 517 917 533 741 748
Net Increase in Fed Funds Sold		 13 -0.70 - 24 -1.00 1.00 14 0.56 1.53 0.60 6.30
Other Investing Activities, net		 - - -5.22 -8.86 -29 -2.20 -7.46 -9.71 -7.64 -13 -31
Net Cash From Financing Activities		 -129 260 147 -180 235 492 -194 2,412 -335 966 550
Net Cash From Continuing Financing Activities		 -129 260 147 -180 235 492 -194 2,412 -335 966 550
Net Change in Deposits		 -106 275 167 -140 274 536 -192 2,452 -285 1,018 611
Issuance of Debt		 - - 0.40 0.78 -0.58 3.00 58 0.30 3.05 -3.35 10
Issuance of Common Equity		 4.43 13 4.84 2.24 2.48 1.79 2.26 7.65 2.54 9.20 4.68
Repayment of Debt		 -3.48 - - -5.16 0.00 -3.00 0.00 0.00 0.00 0.00 -14
Repurchase of Common Equity		 -1.65 -5.52 - -7.91 -1.60 -3.10 -12 0.00 -1.82 0.00 0.00
Payment of Dividends		 -21 -23 -25 -30 -40 -42 -45 -48 -54 -58 -62
Cash Interest Paid		 12 15 21 42 55 22 12 43 192 271 269
Cash Income Taxes Paid		 34 33 41 28 31 27 31 35 52 47 55

Quarterly Cash Flow Statements for BFC Capital Trust II PFD TR 7.20%

This table details how cash moves in and out of BFC Capital Trust II PFD TR 7.20%'s business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Change in Cash & Equivalents		 61 128 -32 499 562 420 23 57 350 280 -280
Net Cash From Operating Activities		 43 66 100 78 17 77 78 75 55 76 83
Net Cash From Continuing Operating Activities		 43 66 100 78 17 77 78 75 55 76 83
Net Income / (Loss) Continuing Operations		 49 50 51 59 56 56 62 63 59 63 67
Consolidated Net Income / (Loss)		 49 50 51 59 56 56 62 63 59 63 67
Provision For Loan Losses		 - 4.02 3.36 3.03 -1.40 1.59 1.39 4.44 -1.74 2.14 4.88
Depreciation Expense		 5.45 5.44 5.39 5.37 5.48 5.69 5.55 5.59 5.71 5.79 5.96
Amortization Expense		 -0.39 -0.31 -0.32 -0.22 -0.20 -0.06 -0.18 -0.20 -0.29 -0.43 -0.64
Non-Cash Adjustments to Reconcile Net Income		 -12 5.98 40 9.48 -46 15 7.38 5.44 -12 7.10 6.25
Changes in Operating Assets and Liabilities, net		 1.13 0.86 1.38 1.03 2.55 -1.05 1.63 -2.50 3.97 -1.75 -0.05
Net Cash From Investing Activities		 -134 -141 -220 -27 317 -50 24 -73 115 -3.65 -263
Net Cash From Continuing Investing Activities		 -134 -141 -220 -27 317 -50 24 -73 115 -3.65 -263
Purchase of Property, Leasehold Improvements and Equipment		 -4.81 -10 -6.02 -5.24 -15 -11 -14 -12 -12 -11 -9.81
Purchase of Investment Securities		 -487 -131 -315 -135 -182 -72 -43 -166 -378 -83 -371
Sale and/or Maturity of Investments		 353 0.51 103 115 522 46 83 106 514 4.59 125
Other Investing Activities, net		 -0.97 -0.43 -2.04 -3.41 -6.77 -13 -3.34 -1.19 -14 -6.01 -6.94
Net Cash From Financing Activities		 152 203 88 448 228 394 -79 55 180 208 -100
Net Cash From Continuing Financing Activities		 152 203 88 448 228 394 -79 55 180 208 -100
Net Change in Deposits		 166 209 106 459 244 408 -71 62 211 231 -75
Issuance of Debt		 -0.63 6.35 -5.44 0.17 -4.43 0.00 5.86 5.82 -1.67 4.98 -8.99
Issuance of Common Equity		 0.48 0.85 1.71 3.63 3.01 0.89 1.09 2.62 0.08 0.78 0.35
Repayment of Debt		 - - - - - 0.00 - - - -12 -0.06
Payment of Dividends		 -14 -14 -14 -14 -15 -15 -15 -15 -16 -16 -16
Cash Interest Paid		 60 62 67 72 71 67 67 69 66 63 62
Cash Income Taxes Paid		 9.72 0.25 22 14 10 1.98 14 12 26 0.00 20

Annual Balance Sheets for BFC Capital Trust II PFD TR 7.20%

This table presents BFC Capital Trust II PFD TR 7.20%'s assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 6,693 7,019 7,253 7,574 8,566 9,212 9,406 12,388 12,372 13,554 14,839
Cash and Due from Banks		 203 184 216 228 222 281 229 259 225 238 227
Federal Funds Sold		 - 0.70 0.70 - 1.00 0.00 0.80 2.85 1.32 0.72 92
Interest Bearing Deposits at Other Banks		 1,395 1,667 1,542 1,196 1,646 1,336 1,821 2,910 2,172 3,316 4,177
Trading Account Securities		 553 470 464 772 492 555 535 1,541 1,555 1,212 925
Loans and Leases, Net of Allowance		 4,190 4,352 4,670 4,925 5,608 6,303 6,086 6,851 -97 -99 -104
Allowance for Loan and Lease Losses		 42 49 52 51 54 91 84 93 97 99 104
Loans Held for Sale		 14 9.32 6.17 8.17 11 54 25 6.23 3.49 8.07 12
Premises and Equipment, Net		 127 127 134 174 206 262 269 278 279 296 326
Goodwill		 54 54 54 80 149 150 150 182 182 182 183
Intangible Assets		 16 13 11 16 23 19 18 20 17 13 21
Other Assets		 141 143 155 175 208 253 273 338 8,034 8,388 8,980
Total Liabilities & Shareholders' Equity		 6,693 7,019 7,253 7,574 8,566 9,212 9,406 12,388 12,372 13,554 14,839
Total Liabilities		 6,037 6,308 6,478 6,671 7,561 8,144 8,234 11,137 10,938 11,933 12,985
Non-Interest Bearing Deposits		 2,410 2,527 2,550 2,614 2,956 3,791 3,775 4,945 3,982 3,907 3,898
Interest Bearing Deposits		 3,564 3,721 3,865 3,992 4,527 4,274 4,317 6,029 6,718 7,811 8,773
Short-Term Debt		 0.50 0.50 0.90 1.68 1.10 1.10 0.00 0.30 3.35 0.00 22
Long-Term Debt		 32 32 32 27 27 27 86 86 86 86 86
Other Long-Term Liabilities		 32 27 30 37 49 52 56 76 149 128 206
Total Equity & Noncontrolling Interests		 656 711 776 903 1,005 1,068 1,172 1,251 1,434 1,621 1,854
Total Preferred & Common Equity		 656 711 776 903 1,005 1,068 1,172 1,251 1,434 1,621 1,854
Preferred Stock		 - - - 0.00 0.00 - - 0.00 0.00 0.00 0.00
Total Common Equity		 656 711 776 903 1,005 1,068 1,172 1,251 1,434 1,621 1,854
Common Stock		 118 133 139 182 186 189 193 202 208 220 251
Retained Earnings		 536 578 639 723 815 871 977 1,120 1,276 1,434 1,611
Accumulated Other Comprehensive Income / (Loss)		 1.53 0.09 -2.33 -2.14 3.45 7.43 2.15 -72 -50 -33 -8.27

Quarterly Balance Sheets for BFC Capital Trust II PFD TR 7.20%

This table presents BFC Capital Trust II PFD TR 7.20%'s assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026 Q2 2026
Period end date 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026 6/30/2026
Total Assets		 12,332 12,020 12,115 12,602 12,737 13,313 14,038 14,046 14,198 15,117 15,082
Cash and Due from Banks		 213 221 203 183 194 248 268 260 205 254 240
Federal Funds Sold		 1.08 4.48 6.88 1.21 1.10 0.00 0.52 0.00 0.00 0.00 0.00
Interest Bearing Deposits at Other Banks		 2,624 2,188 2,134 2,342 2,299 2,744 3,706 3,738 3,850 4,431 4,165
Trading Account Securities		 1,618 1,571 1,525 1,535 1,441 1,377 1,167 1,105 1,016 887 1,113
Loans and Leases, Net of Allowance		 7,024 7,202 7,375 7,685 -100 -102 -100 -97 -100 -105 -108
Allowance for Loan and Lease Losses		 95 97 98 97 100 102 100 97 100 105 108
Loans Held for Sale		 6.22 8.78 3.85 6.00 7.41 7.84 8.28 10 8.92 11 9.93
Premises and Equipment, Net		 279 280 280 284 285 286 303 312 314 329 335
Goodwill		 182 182 182 182 182 182 182 182 182 183 183
Intangible Assets		 19 18 18 16 15 14 12 11 11 20 19
Other Assets		 39 345 387 369 8,411 8,557 8,490 8,525 8,712 9,107 9,125
Total Liabilities & Shareholders' Equity		 12,332 12,020 12,115 12,602 12,737 13,313 14,038 14,046 14,198 15,117 15,082
Total Liabilities		 11,021 10,679 10,744 11,133 11,225 11,729 12,365 12,318 12,415 13,215 13,125
Non-Interest Bearing Deposits		 4,540 4,286 4,171 3,850 3,816 3,859 4,028 3,968 3,816 4,106 4,162
Interest Bearing Deposits		 6,070 6,190 6,364 7,060 7,200 7,616 8,099 8,089 8,302 8,795 8,664
Short-Term Debt		 203 3.89 3.98 9.70 4.26 4.43 0.00 5.86 12 15 6.00
Long-Term Debt		 86 86 86 86 86 86 86 86 86 86 86
Other Long-Term Liabilities		 122 114 120 128 119 164 152 170 199 212 207
Total Equity & Noncontrolling Interests		 1,311 1,341 1,371 1,469 1,512 1,585 1,673 1,728 1,783 1,902 1,957
Total Preferred & Common Equity		 1,311 1,341 1,371 1,469 1,512 1,585 1,673 1,728 1,783 1,902 1,957
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 1,311 1,341 1,371 1,469 1,512 1,585 1,673 1,728 1,783 1,902 1,957
Common Stock		 203 205 206 209 212 216 222 224 228 255 258
Retained Earnings		 1,165 1,206 1,242 1,312 1,349 1,393 1,475 1,522 1,568 1,658 1,708
Accumulated Other Comprehensive Income / (Loss)		 -57 -71 -77 -52 -48 -24 -24 -18 -13 -11 -8.23

Annual Metrics And Ratios for BFC Capital Trust II PFD TR 7.20%

This table displays calculated financial ratios and metrics derived from BFC Capital Trust II PFD TR 7.20%'s official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.13 $2.27 $2.72 $3.85 $4.13 $3.05 $5.12 $5.89 $6.45 $6.55 $7.22
Adjusted Weighted Average Basic Shares Outstanding		 31.06M 31.73M 32.63M 32.61M 32.70M 32.75M 32.63M 32.89M 32.94M 33.23M 33.55M
Adjusted Diluted Earnings per Share		 $2.09 $2.22 $2.65 $3.76 $4.05 $3.00 $5.03 $5.77 $6.34 $6.44 $7.11
Adjusted Weighted Average Diluted Shares Outstanding		 31.06M 31.73M 32.63M 32.61M 32.70M 32.75M 32.63M 32.89M 32.94M 33.23M 33.55M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 31.06M 31.73M 32.63M 32.61M 32.70M 32.75M 32.63M 32.89M 32.94M 33.23M 33.55M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Quarterly Metrics And Ratios for BFC Capital Trust II PFD TR 7.20%

This table displays calculated financial ratios and metrics derived from BFC Capital Trust II PFD TR 7.20%'s official financial filings.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
DEI Shares Outstanding		 - - - - - - - - - 33,545,098.00 33,586,387.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - 33,545,098.00 33,586,387.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - 1.88 1.99
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -5.23% -3.81% -0.04% 10.02% 8.46% 9.16% 10.05% 7.22% - 8.59% 10.74%
EBITDA Growth		 -12.94% -12.88% -6.74% 12.14% 18.04% 10.81% 21.37% 6.72% - 11.35% 6.23%
EBIT Growth		 -13.88% -13.63% -6.86% 13.30% 19.19% 10.89% 22.56% 6.86% - 12.64% 6.72%
NOPAT Growth		 -14.34% -12.51% -7.94% 15.52% 15.41% 11.48% 23.12% 6.37% - 12.27% 6.96%
Net Income Growth		 -14.34% -12.51% -7.94% 15.52% 15.41% 11.48% 23.12% 6.37% - 12.27% 6.96%
EPS Growth		 -14.12% -12.79% -7.93% 15.13% 15.07% 10.67% 22.52% 5.71% - 11.45% 5.95%
Operating Cash Flow Growth		 -8.97% -4.58% 67.82% 26.99% -59.94% 16.02% -21.99% -2.80% - -1.44% 6.35%
Free Cash Flow Firm Growth		 -514.47% 129.97% -24.05% -25.60% 7.07% -260.86% -27.46% 8.18% - -31.49% -4.98%
Invested Capital Growth		 13.92% -2.21% 12.03% 14.69% 12.08% 12.39% 13.55% 12.27% - 13.88% 12.60%
Revenue Q/Q Growth		 0.99% 0.52% 1.88% 6.39% -0.45% 1.17% 2.71% 3.65% - -1.11% 4.74%
EBITDA Q/Q Growth		 -7.13% 5.92% 1.28% 12.55% -2.24% -0.57% 10.93% -1.03% - 6.13% 5.81%
EBIT Q/Q Growth		 -7.39% 6.30% 1.49% 13.41% -2.58% -1.11% 12.17% -1.12% - 6.64% 6.26%
NOPAT Q/Q Growth		 -4.03% 2.86% 0.61% 16.31% -4.12% -0.64% 11.11% 0.49% - 5.88% 5.86%
Net Income Q/Q Growth		 -4.03% 2.86% 0.61% 16.31% -4.12% -0.64% 11.11% 0.49% - 5.88% 5.86%
EPS Q/Q Growth		 -3.95% 2.74% 0.67% 15.89% -4.00% -1.19% 11.45% 0.00% - 5.71% 5.95%
Operating Cash Flow Q/Q Growth		 -30.01% 55.09% 51.00% -22.52% -77.92% 349.17% 1.52% -3.46% - 38.45% 9.54%
Free Cash Flow Firm Q/Q Growth		 -10.78% 162.41% -241.86% -28.08% 18.04% -8.03% -12.41% 7.73% - 7.35% 10.25%
Invested Capital Q/Q Growth		 4.29% 2.74% 2.41% 4.51% 1.92% 3.03% 3.47% 3.33% - 2.08% 2.31%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 43.58% 45.92% 45.66% 48.30% 47.43% 46.62% 50.35% 48.07% - 47.73% 48.21%
EBIT Margin		 40.21% 42.52% 42.36% 45.15% 44.19% 43.19% 47.17% 45.00% - 44.73% 45.38%
Profit (Net Income) Margin		 32.57% 33.33% 32.92% 35.99% 34.66% 34.04% 36.83% 35.70% - 35.19% 35.57%
Tax Burden Percent		 81.01% 78.39% 77.71% 79.70% 78.44% 78.94% 78.21% 79.34% - 78.68% 78.39%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 99.82% 99.81% 100.00% - 100.00% 100.00%
Effective Tax Rate		 18.99% 21.61% 22.29% 20.30% 21.56% 21.06% 21.79% 20.66% - 21.32% 21.61%
Return on Invested Capital (ROIC)		 13.89% 12.72% 13.10% 14.20% 13.55% 13.22% 14.22% 13.51% - 13.19% 13.29%
ROIC Less NNEP Spread (ROIC-NNEP)		 13.89% 12.72% 13.10% 14.20% 13.55% 13.22% 14.22% 13.51% - 13.19% 13.29%
Return on Net Nonoperating Assets (RNNOA)		 0.91% 1.76% 0.83% 0.87% 0.78% 0.77% 0.80% 0.76% - 0.69% 0.66%
Return on Equity (ROE)		 14.80% 14.48% 13.93% 15.07% 14.33% 13.98% 15.02% 14.26% - 13.88% 13.96%
Cash Return on Invested Capital (CROIC)		 1.84% 15.20% 1.90% -0.36% 2.00% 1.70% 0.97% 1.80% - 0.18% 1.17%
Operating Return on Assets (OROA)		 1.98% 2.06% 2.07% 2.20% 2.15% 2.09% 2.33% 2.20% - 2.16% 2.25%
Return on Assets (ROA)		 1.60% 1.61% 1.61% 1.75% 1.69% 1.65% 1.82% 1.75% - 1.70% 1.77%
Return on Common Equity (ROCE)		 14.80% 14.48% 13.93% 15.07% 14.33% 13.98% 15.02% 14.26% - 13.88% 13.96%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 13.97% 13.28% 13.18% 0.00% 13.28% 13.53% 13.33% - 13.01% 12.87%
Net Operating Profit after Tax (NOPAT)		 49 50 51 59 56 56 62 63 - 63 67
NOPAT Margin		 32.57% 33.33% 32.92% 35.99% 34.66% 34.04% 36.83% 35.70% - 35.19% 35.57%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
SG&A Expenses to Revenue		 40.64% 40.80% 40.37% 39.64% 40.35% 39.86% 39.27% 39.40% - 39.79% 38.24%
Operating Expenses to Revenue		 59.79% 54.82% 55.46% 52.99% 56.67% 55.92% 52.10% 52.47% - 54.07% 52.02%
Earnings before Interest and Taxes (EBIT)		 60 64 65 74 72 71 80 79 - 80 85
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 65 69 70 79 77 77 85 84 - 85 90
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 2.19 1.96 1.91 2.19 2.39 2.18 2.38 2.36 - 1.91 1.91
Price to Tangible Book Value (P/TBV)		 2.55 2.27 2.20 2.50 2.72 2.47 2.68 2.65 - 2.14 2.13
Price to Revenue (P/Rev)		 5.16 4.78 4.79 5.62 6.15 5.66 6.22 6.26 - 5.16 5.16
Price to Earnings (P/E)		 14.81 14.05 14.40 16.64 17.94 16.44 17.57 17.73 - 14.71 14.82
Dividend Yield		 1.74% 1.93% 1.96% 1.66% 1.52% 1.65% 1.49% 1.48% - 1.78% 1.76%
Earnings Yield		 6.75% 7.12% 6.94% 6.01% 5.57% 6.08% 5.69% 5.64% - 6.80% 6.75%
Enterprise Value to Invested Capital (EV/IC)		 0.55 0.29 0.31 0.34 0.24 0.00 0.11 0.14 - 0.00 0.00
Enterprise Value to Revenue (EV/Rev)		 1.37 0.75 0.81 0.93 0.66 0.00 0.31 0.38 - 0.00 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 2.88 1.61 1.78 2.02 1.40 0.00 0.64 0.79 - 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)		 3.10 1.74 1.92 2.18 1.50 0.00 0.69 0.84 - 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 3.94 2.21 2.44 2.75 1.91 0.00 0.87 1.07 - 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 3.59 1.97 1.81 2.00 1.58 0.00 0.82 1.03 - 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 31.81 1.88 17.01 0.00 12.79 0.00 12.27 7.96 - 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.06 0.07 0.06 0.06 0.05 0.05 0.05 0.05 - 0.05 0.05
Long-Term Debt to Equity		 0.06 0.06 0.06 0.05 0.05 0.05 0.05 0.05 - 0.05 0.04
Financial Leverage		 0.07 0.14 0.06 0.06 0.06 0.06 0.06 0.06 - 0.05 0.05
Leverage Ratio		 9.22 8.97 8.68 8.60 8.49 8.48 8.27 8.17 - 8.16 7.90
Compound Leverage Factor		 9.22 8.97 8.68 8.60 8.49 8.46 8.25 8.17 - 8.16 7.90
Debt to Total Capital		 5.87% 6.12% 5.64% 5.41% 5.05% 4.90% 5.06% 5.20% - 5.05% 4.50%
Short-Term Debt to Total Capital		 0.22% 0.62% 0.27% 0.26% 0.00% 0.00% 0.32% 0.62% - 0.75% 0.29%
Long-Term Debt to Total Capital		 5.65% 5.50% 5.37% 5.14% 5.05% 4.90% 4.74% 4.58% - 4.30% 4.21%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Common Equity to Total Capital		 94.13% 93.88% 94.36% 94.59% 94.95% 95.10% 94.94% 94.80% - 94.95% 95.50%
Debt to EBITDA		 0.31 0.34 0.33 0.32 0.29 0.28 0.29 0.30 - 0.30 0.27
Net Debt to EBITDA		 -7.94 -8.66 -8.72 -10.21 -11.72 -12.82 -12.26 -12.22 - -13.66 -12.65
Long-Term Debt to EBITDA		 0.30 0.31 0.31 0.30 0.29 0.28 0.27 0.27 - 0.26 0.25
Debt to NOPAT		 0.42 0.47 0.45 0.43 0.40 0.39 0.39 0.41 - 0.41 0.37
Net Debt to NOPAT		 -10.87 -11.84 -11.97 -13.90 -16.03 -17.51 -16.70 -16.65 - -18.52 -17.12
Long-Term Debt to NOPAT		 0.41 0.42 0.43 0.41 0.40 0.39 0.37 0.36 - 0.35 0.34
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -137 86 -121 -156 -128 -138 -155 -143 - -181 -163
Operating Cash Flow to CapEx		 889.25% 647.00% 1,663.09% 1,482.20% 113.13% 680.38% 568.42% 644.14% - 703.39% 847.25%
Free Cash Flow to Firm to Interest Expense		 -2.20 1.31 -1.77 -2.14 -1.81 -2.07 -2.31 -2.08 - -2.89 -2.63
Operating Cash Flow to Interest Expense		 0.69 1.01 1.46 1.07 0.24 1.16 1.16 1.10 - 1.21 1.34
Operating Cash Flow Less CapEx to Interest Expense		 0.61 0.86 1.37 1.00 0.03 0.99 0.96 0.93 - 1.04 1.18
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 - 0.05 0.05
Fixed Asset Turnover		 2.19 2.14 2.14 2.19 2.20 2.20 2.21 2.24 - 2.23 2.24
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1,523 1,565 1,603 1,675 1,707 1,759 1,820 1,881 - 2,003 2,049
Invested Capital Turnover		 0.43 0.38 0.40 0.39 0.39 0.39 0.39 0.38 - 0.37 0.37
Increase / (Decrease) in Invested Capital		 186 -35 172 215 184 194 217 206 - 244 229
Enterprise Value (EV)		 837 453 489 574 414 -238 204 255 - -944 -580
Market Capitalization		 3,146 2,884 2,893 3,476 3,882 3,651 4,109 4,212 - 3,640 3,732
Book Value per Share		 $43.56 $44.54 $45.85 $47.99 $48.94 $50.34 $51.98 $53.52 - $56.70 $58.27
Tangible Book Value per Share		 $37.51 $38.53 $39.87 $42.04 $43.04 $44.49 $46.16 $47.73 - $50.62 $52.23
Total Capital		 1,523 1,565 1,603 1,675 1,707 1,759 1,820 1,881 - 2,003 2,049
Total Debt		 89 96 90 91 86 86 92 98 - 101 92
Total Long-Term Debt		 86 86 86 86 86 86 86 86 - 86 86
Net Debt		 -2,309 -2,430 -2,404 -2,902 -3,468 -3,889 -3,905 -3,957 - -4,583 -4,312
Capital Expenditures (CapEx)		 4.81 10 6.02 5.24 15 11 14 12 - 11 9.81
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
Net Nonoperating Obligations (NNO)		 89 96 90 91 86 86 92 98 - 101 92
Total Depreciation and Amortization (D&A)		 5.06 5.14 5.07 5.15 5.28 5.64 5.38 5.39 - 5.36 5.32
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.48 $1.53 $1.53 $1.78 $1.71 $1.69 $1.87 $1.88 $1.78 $1.88 $1.98
Adjusted Weighted Average Basic Shares Outstanding		 32.94M 32.99M 33.02M 33.13M 33.23M 33.24M 33.31M 33.33M 33.55M 33.59M 33.60M
Adjusted Diluted Earnings per Share		 $1.46 $1.50 $1.51 $1.75 $1.68 $1.66 $1.85 $1.85 $1.75 $1.85 $1.96
Adjusted Weighted Average Diluted Shares Outstanding		 32.94M 32.99M 33.02M 33.13M 33.23M 33.24M 33.31M 33.33M 33.55M 33.59M 33.60M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 32.94M 32.99M 33.02M 33.13M 33.23M 33.24M 33.31M 33.33M 33.55M 33.59M 33.60M
Normalized Net Operating Profit after Tax (NOPAT)		 49 50 51 59 56 56 62 63 - 63 67
Normalized NOPAT Margin		 32.57% 33.33% 32.92% 35.99% 34.66% 34.04% 36.83% 35.70% - 35.19% 35.57%
Pre Tax Income Margin		 40.21% 42.52% 42.36% 45.15% 44.19% 43.12% 47.09% 45.00% - 44.73% 45.38%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.97 0.98 0.95 1.02 1.02 1.07 1.19 1.15 - 1.28 1.38
NOPAT to Interest Expense		 0.78 0.77 0.74 0.81 0.80 0.84 0.93 0.91 - 1.01 1.08
EBIT Less CapEx to Interest Expense		 0.89 0.82 0.86 0.94 0.81 0.90 0.98 0.98 - 1.11 1.22
NOPAT Less CapEx to Interest Expense		 0.71 0.61 0.65 0.74 0.59 0.67 0.72 0.74 - 0.83 0.92
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 25.25% 26.63% 27.71% 27.15% 26.70% 26.51% 25.66% 25.72% - 25.60% 25.62%
Augmented Payout Ratio		 26.10% 26.63% 27.71% 27.15% 26.70% 26.51% 25.66% 25.72% - 25.60% 25.62%

Financials Breakdown Chart

Key Financial Trends

BancFirst (NASDAQ: BANF) continues to show a strong earnings profile, but its balance sheet and funding mix suggest the usual bank trade-offs: solid profitability with some sensitivity to deposit flows and interest rates. Over the last several years, the company has generally produced steady quarterly net income in the mid-$50 million to low-$60 million range, while revenue has remained resilient. The most recent quarter, Q1 2026, showed continued profitability and strong operating cash flow, but also a notable rise in deposits and borrowing activity that investors should watch.

  • Profitability remains strong. Q1 2026 net income attributable to common shareholders was $63.0 million, up from $59.5 million in Q4 2025 and $56.1 million in Q1 2025.
  • Earnings per share are holding up well. Diluted EPS was $1.85 in Q1 2026 versus $1.75 in Q4 2025 and $1.66 in Q1 2025.
  • Operating cash flow is healthy. Q1 2026 operating cash flow reached $75.8 million, a solid level for a regional bank.
  • Deposits grew sharply in Q1 2026. Net change in deposits was +$230.7 million, which supports lending capacity and balance sheet growth.
  • Revenue stayed steady at a high level. Total revenue in Q1 2026 was $179.0 million, essentially in line with the prior quarter’s $181.0 million.
  • Net interest income remained stable. Q1 2026 net interest income was $127.6 million, slightly above Q4 2025 and well above Q1 2025.
  • Non-interest income continues to be meaningful. Fee and service income remains an important contributor, helping diversify earnings beyond spread income.
  • Book equity increased year over year. Total common equity rose to $1.90 billion in Q1 2026 from $1.78 billion in Q3 2025 and $1.67 billion in Q1 2025.
  • Asset growth has been steady. Total assets increased to $15.12 billion in Q1 2026 from $14.20 billion in Q3 2025 and $14.04 billion in Q1 2025.
  • Loan growth has been modest but positive. Loans and leases increased over the last year, suggesting gradual expansion rather than aggressive growth.
  • Interest expense remains elevated. Deposits interest expense was $61.2 million in Q1 2026, keeping funding costs meaningful even as earnings hold up.
  • Provisioning has ticked higher. Q1 2026 provision for credit losses was $2.1 million, up from negative or lower levels in some prior quarters, which may indicate a more cautious credit outlook.
  • Non-interest expense is still large. Q1 2026 total non-interest expense was $96.8 million, a sizable drag even though revenue remains strong.
  • Deposit and funding swings can be volatile. Some recent quarters showed large changes in deposits and financing cash flows, which is common in banking but worth monitoring.
  • Capital return is meaningful but adds to cash use. The company continues paying dividends, with Q1 2026 dividends per share at $0.49, which supports income investors but reduces retained cash.

Bottom line: BancFirst looks like a consistently profitable regional bank with solid cash generation and a stable earnings trend. The main risks are rising funding costs, credit provisioning, and the need to keep managing deposit flows carefully. For retail investors, the stock appears fundamentally steady rather than flashy, with performance likely to depend on whether management can keep margins stable while growing deposits and controlling expenses.

08/09/26 05:30 PM ETAI Generated. May Contain Errors.

BFC Capital Trust II PFD TR 7.20% Financials - Frequently Asked Questions

According to the most recent income statement we have on file, BFC Capital Trust II PFD TR 7.20%'s financial year ends in December. Their financial year 2025 ended on December 31, 2025.

BFC Capital Trust II PFD TR 7.20%'s net income appears to be on an upward trend, with a most recent value of $240.61 million in 2025, rising from $66.17 million in 2015. The previous period was $216.35 million in 2024.

Over the last 10 years, BFC Capital Trust II PFD TR 7.20%'s total revenue changed from $294.60 million in 2015 to $690.63 million in 2025, a change of 134.4%.

BFC Capital Trust II PFD TR 7.20%'s total liabilities were at $12.98 billion at the end of 2025, a 8.8% increase from 2024, and a 115.1% increase since 2015.

In the past 10 years, BFC Capital Trust II PFD TR 7.20%'s cash and equivalents has ranged from $183.92 million in 2016 to $280.52 million in 2020, and is currently $226.95 million as of their latest financial filing in 2025.


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Financial statements for NASDAQ:BANFP last updated on 8/7/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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