LSB Financial Corp. (LSB Financial) is thrift holding company of Lafayette Savings Bank, FSB (the Bank). The Bank is a federally chartered stock savings bank headquartered in Lafayette, Indiana. The Bank is primarily engaged in providing a range of banking and financial services to individual and corporate customers in Tippecanoe and surrounding counties in Indiana. LSB Financial's principal business consists of attracting retail deposits from the general public and investing those funds primarily in permanent first mortgage loans secured by owner-occupied, one- to four-family residences, and to a lesser extent, non-owner-occupied one- to four-family residential, commercial real estate, multi-family, construction and development, consumer and commercial business loans. As of December 31, 2011, the Company served Tippecanoe County, Indiana and its surrounding counties through its five retail banking offices.
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