Mechanics Bancorp (MCHB) Stock Price, News & Analysis

Company Overview

HomeStreet, Inc. operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States. The company offers personal and business checking, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit; credit cards; insurance; and treasury management products and services. Its loan products include commercial business and agriculture loans, single family residential mortgages, consumer loans, commercial loans secured by residential and commercial real estate, and construction loans for residential and commercial real estate development, as well as consumer installment loans and permanent loans on commercial real estate and single-family residences. In addition, the company offers its products and services through bank branches, loan production offices, and ATMs, as well as through online, mobile, and telephone banking. As of December 31, 2021, it operated 60 full-service bank branches located in Washington state, Northern and Southern California, the Portland, Oregon, and Hawaii; and five primary stand-alone commercial lending centers in Central Washington, Oregon, Southern California, Idaho, and Utah. HomeStreet, Inc. serves small and medium sized businesses, real estate investors, professional firms, and individuals. The company was formerly known as Continental Mortgage and Loan Company. HomeStreet, Inc. was incorporated in 1921 and is headquartered in Seattle, Washington.

Key Stats

• Today's Range: $13.25 to $13.68
• 50-Day Range: N/A
• 52-Week Range: $8.41 to $15.03
• Volume: 137,615 shs
• Average Volume: 283,361 shs
• Market Capitalization: $258.26 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $14.50
• Consensus Rating: Hold

Mechanics Bancorp Stock Analysis - MarketRank™

Mechanics Bancorp scored higher than 10% of companies evaluated by MarketBeat, and ranked 21st out of 22 stocks in the financial services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Hold

Consensus Rating

Mechanics Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.

Upside/Downside

The consensus price target for Mechanics Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Mechanics Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Book Value per Share Ratio

Mechanics Bancorp has a P/B Ratio of 0.65. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for MCHB.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Mechanics Bancorp does not currently pay a dividend.

Dividend Growth

Mechanics Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for MCHB.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for Mechanics Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Mechanics Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 4.60% of the stock of Mechanics Bancorp is held by insiders.

Percentage Held by Institutions

74.71% of the stock of Mechanics Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MCHB Stock Analysis - Frequently Asked Questions

How have MCHB shares performed this year?

Mechanics Bancorp's stock was trading at $13.65 at the start of the year. Since then, MCHB stock has increased by 0.0% and is now trading at $13.65.

Who are Mechanics Bancorp's major shareholders?

Top institutional investors of Mechanics Bancorp include Miracle Mile Advisors LLC (5.90%).

How do I buy shares of Mechanics Bancorp?

Shares of MCHB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Today: 10/20/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Financial Services
• Industry: State Commercial Banks – Fed Reserve System
• Sub-Industry: Banking
• Current Symbol: NASDAQ:MCHB
• CIK: N/A
• Web: N/A
• Phone: (206) 623-3050
• Fax: 800-654-1075
• Employees: 940
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Mechanics Bancorp: $14.50
• High Price Target: $14.50
• Low Price Target: $14.50
• Potential Upside/Downside: +6.2%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): ($7.40)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$144.34 million
• Net Margins: -42.54%
• Pretax Margin: -34.00%
• Return on Equity: -3.92%
• Return on Assets: -0.21%

Debt

• Debt-to-Equity Ratio: 3.14
• Current Ratio: 1.03
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $358.19 million
• Price / Sales: 0.72
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $21.05 per share
• Price / Book: 0.65

Miscellaneous

• Outstanding Shares: 18,920,000
• Free Float: 18,051,000
• Market Cap: $258.26 million
• Optionable: N/A
• Beta: 1.39