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Mechanics Bancorp (MCHB) Competitors

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$15.17 +0.09 (+0.60%)
Closing price 09/25/2026 04:00 PM Eastern
Extended Trading
$15.18 +0.01 (+0.03%)
As of 09/25/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

MCHB vs. FHN, BPOP, UMBF, SSB, and WTFC

Should you buy Mechanics Bancorp stock or one of its competitors? Mechanics Bancorp's main competitors and comparable companies include First Horizon (FHN), Popular (BPOP), UMB Financial (UMBF), SouthState Bank (SSB), and Wintrust Financial (WTFC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Mechanics Bancorp compare to First Horizon?

First Horizon (NYSE:FHN) and Mechanics Bancorp (NASDAQ:MCHB) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, analyst recommendations, media sentiment, earnings, dividends and profitability.

First Horizon has higher revenue and earnings than Mechanics Bancorp. First Horizon is trading at a lower price-to-earnings ratio than Mechanics Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Horizon$5.00B2.22$982M$2.0911.22
Mechanics Bancorp$1.03B3.25$265.74M$1.2312.33

In the previous week, First Horizon had 3 more articles in the media than Mechanics Bancorp. MarketBeat recorded 5 mentions for First Horizon and 2 mentions for Mechanics Bancorp. Mechanics Bancorp's average media sentiment score of 0.82 beat First Horizon's score of 0.09 indicating that Mechanics Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Horizon
0 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Mechanics Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Horizon has a beta of 0.6, meaning that its stock price is 40% less volatile than the broader market. Comparatively, Mechanics Bancorp has a beta of 1.39, meaning that its stock price is 39% more volatile than the broader market.

First Horizon presently has a consensus target price of $27.31, suggesting a potential upside of 16.43%. Mechanics Bancorp has a consensus target price of $17.10, suggesting a potential upside of 12.72%. Given First Horizon's higher probable upside, research analysts clearly believe First Horizon is more favorable than Mechanics Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Horizon
1 Sell rating(s)
12 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.36
Mechanics Bancorp
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

80.3% of First Horizon shares are owned by institutional investors. Comparatively, 74.7% of Mechanics Bancorp shares are owned by institutional investors. 0.9% of First Horizon shares are owned by company insiders. Comparatively, 81.6% of Mechanics Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Mechanics Bancorp has a net margin of 23.98% compared to First Horizon's net margin of 21.12%. First Horizon's return on equity of 12.06% beat Mechanics Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
First Horizon21.12% 12.06% 1.26%
Mechanics Bancorp 23.98%10.70%1.37%

First Horizon pays an annual dividend of $0.68 per share and has a dividend yield of 2.9%. Mechanics Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 6.6%. First Horizon pays out 32.5% of its earnings in the form of a dividend. Mechanics Bancorp pays out 81.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Summary

First Horizon and Mechanics Bancorp tied by winning 9 of the 18 factors compared between the two stocks.

How does Mechanics Bancorp compare to Popular?

Popular (NASDAQ:BPOP) and Mechanics Bancorp (NASDAQ:MCHB) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their media sentiment, risk, institutional ownership, analyst recommendations, dividends, valuation, earnings and profitability.

87.3% of Popular shares are held by institutional investors. Comparatively, 74.7% of Mechanics Bancorp shares are held by institutional investors. 2.1% of Popular shares are held by company insiders. Comparatively, 81.6% of Mechanics Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

In the previous week, Popular had 11 more articles in the media than Mechanics Bancorp. MarketBeat recorded 13 mentions for Popular and 2 mentions for Mechanics Bancorp. Popular's average media sentiment score of 1.28 beat Mechanics Bancorp's score of 0.82 indicating that Popular is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Popular
8 Very Positive mention(s)
3 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Mechanics Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Popular has higher revenue and earnings than Mechanics Bancorp. Popular is trading at a lower price-to-earnings ratio than Mechanics Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Popular$4.44B2.30$833.16M$14.8010.84
Mechanics Bancorp$1.03B3.25$265.74M$1.2312.33

Mechanics Bancorp has a net margin of 23.98% compared to Popular's net margin of 21.37%. Popular's return on equity of 15.34% beat Mechanics Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Popular21.37% 15.34% 1.26%
Mechanics Bancorp 23.98%10.70%1.37%

Popular pays an annual dividend of $3.60 per share and has a dividend yield of 2.2%. Mechanics Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 6.6%. Popular pays out 24.3% of its earnings in the form of a dividend. Mechanics Bancorp pays out 81.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Popular has raised its dividend for 6 consecutive years.

Popular has a beta of 0.6, meaning that its stock price is 40% less volatile than the broader market. Comparatively, Mechanics Bancorp has a beta of 1.39, meaning that its stock price is 39% more volatile than the broader market.

Popular currently has a consensus price target of $187.42, suggesting a potential upside of 16.79%. Mechanics Bancorp has a consensus price target of $17.10, suggesting a potential upside of 12.72%. Given Popular's stronger consensus rating and higher possible upside, analysts plainly believe Popular is more favorable than Mechanics Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Popular
0 Sell rating(s)
0 Hold rating(s)
10 Buy rating(s)
3 Strong Buy rating(s)
3.23
Mechanics Bancorp
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

Popular beats Mechanics Bancorp on 13 of the 20 factors compared between the two stocks.

How does Mechanics Bancorp compare to UMB Financial?

Mechanics Bancorp (NASDAQ:MCHB) and UMB Financial (NASDAQ:UMBF) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, valuation, risk, dividends, institutional ownership, media sentiment, profitability and analyst recommendations.

In the previous week, Mechanics Bancorp and Mechanics Bancorp both had 2 articles in the media. Mechanics Bancorp's average media sentiment score of 0.82 beat UMB Financial's score of 0.40 indicating that Mechanics Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Mechanics Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
UMB Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

UMB Financial has higher revenue and earnings than Mechanics Bancorp. UMB Financial is trading at a lower price-to-earnings ratio than Mechanics Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Mechanics Bancorp$1.03B3.25$265.74M$1.2312.33
UMB Financial$4.14B2.49$702.40M$12.0111.31

Mechanics Bancorp has a beta of 1.39, indicating that its stock price is 39% more volatile than the broader market. Comparatively, UMB Financial has a beta of 0.77, indicating that its stock price is 23% less volatile than the broader market.

74.7% of Mechanics Bancorp shares are held by institutional investors. Comparatively, 87.8% of UMB Financial shares are held by institutional investors. 81.6% of Mechanics Bancorp shares are held by insiders. Comparatively, 5.3% of UMB Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Mechanics Bancorp has a net margin of 23.98% compared to UMB Financial's net margin of 21.64%. UMB Financial's return on equity of 13.41% beat Mechanics Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Mechanics Bancorp23.98% 10.70% 1.37%
UMB Financial 21.64%13.41%1.38%

Mechanics Bancorp presently has a consensus target price of $17.10, suggesting a potential upside of 12.72%. UMB Financial has a consensus target price of $167.93, suggesting a potential upside of 23.64%. Given UMB Financial's stronger consensus rating and higher possible upside, analysts clearly believe UMB Financial is more favorable than Mechanics Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Mechanics Bancorp
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
UMB Financial
0 Sell rating(s)
4 Hold rating(s)
11 Buy rating(s)
1 Strong Buy rating(s)
2.81

Mechanics Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 6.6%. UMB Financial pays an annual dividend of $2.00 per share and has a dividend yield of 1.5%. Mechanics Bancorp pays out 81.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. UMB Financial pays out 16.7% of its earnings in the form of a dividend. UMB Financial has raised its dividend for 32 consecutive years.

Summary

UMB Financial beats Mechanics Bancorp on 12 of the 19 factors compared between the two stocks.

How does Mechanics Bancorp compare to SouthState Bank?

SouthState Bank (NYSE:SSB) and Mechanics Bancorp (NASDAQ:MCHB) are both mid-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, dividends, media sentiment, risk, institutional ownership, valuation, earnings and analyst recommendations.

In the previous week, SouthState Bank had 1 more articles in the media than Mechanics Bancorp. MarketBeat recorded 3 mentions for SouthState Bank and 2 mentions for Mechanics Bancorp. SouthState Bank's average media sentiment score of 1.57 beat Mechanics Bancorp's score of 0.82 indicating that SouthState Bank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SouthState Bank
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Mechanics Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

SouthState Bank presently has a consensus price target of $119.08, suggesting a potential upside of 16.18%. Mechanics Bancorp has a consensus price target of $17.10, suggesting a potential upside of 12.72%. Given SouthState Bank's stronger consensus rating and higher probable upside, analysts plainly believe SouthState Bank is more favorable than Mechanics Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SouthState Bank
0 Sell rating(s)
1 Hold rating(s)
11 Buy rating(s)
1 Strong Buy rating(s)
3.00
Mechanics Bancorp
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

SouthState Bank pays an annual dividend of $2.64 per share and has a dividend yield of 2.6%. Mechanics Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 6.6%. SouthState Bank pays out 27.8% of its earnings in the form of a dividend. Mechanics Bancorp pays out 81.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. SouthState Bank has raised its dividend for 13 consecutive years.

89.8% of SouthState Bank shares are owned by institutional investors. Comparatively, 74.7% of Mechanics Bancorp shares are owned by institutional investors. 1.7% of SouthState Bank shares are owned by insiders. Comparatively, 81.6% of Mechanics Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

SouthState Bank has higher revenue and earnings than Mechanics Bancorp. SouthState Bank is trading at a lower price-to-earnings ratio than Mechanics Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SouthState Bank$3.76B2.65$798.67M$9.5110.78
Mechanics Bancorp$1.03B3.25$265.74M$1.2312.33

SouthState Bank has a beta of 0.72, suggesting that its stock price is 28% less volatile than the broader market. Comparatively, Mechanics Bancorp has a beta of 1.39, suggesting that its stock price is 39% more volatile than the broader market.

SouthState Bank has a net margin of 25.09% compared to Mechanics Bancorp's net margin of 23.98%. Mechanics Bancorp's return on equity of 10.70% beat SouthState Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
SouthState Bank25.09% 10.67% 1.43%
Mechanics Bancorp 23.98%10.70%1.37%

Summary

SouthState Bank beats Mechanics Bancorp on 14 of the 20 factors compared between the two stocks.

How does Mechanics Bancorp compare to Wintrust Financial?

Mechanics Bancorp (NASDAQ:MCHB) and Wintrust Financial (NASDAQ:WTFC) are both mid-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, earnings, risk, profitability, analyst recommendations, valuation, dividends and media sentiment.

In the previous week, Wintrust Financial had 4 more articles in the media than Mechanics Bancorp. MarketBeat recorded 6 mentions for Wintrust Financial and 2 mentions for Mechanics Bancorp. Mechanics Bancorp's average media sentiment score of 0.82 beat Wintrust Financial's score of 0.44 indicating that Mechanics Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Mechanics Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Wintrust Financial
0 Very Positive mention(s)
3 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

74.7% of Mechanics Bancorp shares are owned by institutional investors. Comparatively, 93.5% of Wintrust Financial shares are owned by institutional investors. 81.6% of Mechanics Bancorp shares are owned by insiders. Comparatively, 1.2% of Wintrust Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Mechanics Bancorp has a beta of 1.39, indicating that its share price is 39% more volatile than the broader market. Comparatively, Wintrust Financial has a beta of 0.84, indicating that its share price is 16% less volatile than the broader market.

Mechanics Bancorp has a net margin of 23.98% compared to Wintrust Financial's net margin of 20.72%. Wintrust Financial's return on equity of 13.37% beat Mechanics Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Mechanics Bancorp23.98% 10.70% 1.37%
Wintrust Financial 20.72%13.37%1.28%

Wintrust Financial has higher revenue and earnings than Mechanics Bancorp. Wintrust Financial is trading at a lower price-to-earnings ratio than Mechanics Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Mechanics Bancorp$1.03B3.25$265.74M$1.2312.33
Wintrust Financial$4.23B2.33$823.84M$12.4511.74

Mechanics Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 6.6%. Wintrust Financial pays an annual dividend of $2.20 per share and has a dividend yield of 1.5%. Mechanics Bancorp pays out 81.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Wintrust Financial pays out 17.7% of its earnings in the form of a dividend. Wintrust Financial has raised its dividend for 12 consecutive years.

Mechanics Bancorp currently has a consensus target price of $17.10, indicating a potential upside of 12.72%. Wintrust Financial has a consensus target price of $176.50, indicating a potential upside of 20.80%. Given Wintrust Financial's stronger consensus rating and higher possible upside, analysts clearly believe Wintrust Financial is more favorable than Mechanics Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Mechanics Bancorp
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Wintrust Financial
0 Sell rating(s)
5 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.64

Summary

Wintrust Financial beats Mechanics Bancorp on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding MCHB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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MCHB vs. The Competition

MetricMechanics BancorpBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$3.36B$23.44B$13.76B$13.18B
Dividend Yield6.59%3.10%5.99%14.03%
P/E Ratio12.3325.6224.5725.76
Price / Sales3.259.30511.9784.78
Price / Cash11.2315.2929.8635.00
Price / Book1.171.352.716.36
Net Income$265.74M$2.58B$1.32B$360.40M
7 Day Performance-1.49%-0.61%-0.52%-0.23%
1 Month Performance-5.78%-0.34%-1.91%-4.16%
1 Year PerformanceN/A21.91%7.75%4.58%

Mechanics Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
MCHB
Mechanics Bancorp
3.2251 of 5 stars
$15.17
+0.6%
$17.10
+12.7%
N/A$3.36B$1.03B12.331,971
FHN
First Horizon
4.7015 of 5 stars
$23.36
-2.4%
$27.31
+16.9%
+2.7%$11.07B$5.00B11.187,404
BPOP
Popular
4.9766 of 5 stars
$160.19
-1.5%
$187.42
+17.0%
+25.3%$10.22B$4.44B10.829,238
UMBF
UMB Financial
4.8805 of 5 stars
$134.21
+0.5%
$167.93
+25.1%
+13.7%$10.19B$4.14B11.175,222
SSB
SouthState Bank
4.772 of 5 stars
$102.49
-0.6%
$119.64
+16.7%
+1.3%$9.94B$2.66B10.786,190

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This page (NASDAQ:MCHB) was last updated on 9/27/2026 by MarketBeat.com Staff.
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