Monroe Capital (MRCC) Stock Price, News & Analysis

Company Overview

Monroe Capital Corporation (NASDAQ: MRCC) is a publicly traded business development company that specializes in providing flexible debt financing solutions to middle-market companies across North America. The firm structures and underwrites a range of senior secured loans, unitranche financings, second-lien loans, mezzanine debt and equity co-investments. Monroe Capital’s offerings are designed to support corporate growth, acquisitions, recapitalizations and refinancings across diverse industries, including business services, healthcare, manufacturing and specialty finance.

Headquartered in Chicago, Illinois, Monroe Capital was founded in 2004 and has since built a national footprint by maintaining offices in key U.S. financial centers. The company leverages a disciplined underwriting process and deep relationships with private equity sponsors to identify attractive financing opportunities. By combining credit expertise with flexible structuring capabilities, Monroe Capital aims to deliver tailored financing solutions that meet the specific needs of borrowers while generating attractive risk-adjusted returns for its shareholders.

Monroe Capital’s investment activities are overseen by a board of directors and an executive management team with extensive experience in middle-market lending. Co-founder and Managing Partner Joseph M. Sweeney plays a central role in guiding the firm’s strategic direction and investment decisions. Through disciplined portfolio management and risk controls, Monroe Capital seeks to balance growth opportunities with capital preservation, positioning itself as a trusted financing partner for U.S. middle-market companies.

Key Stats

• Today's Range: $7.52 to $7.60
• 50-Day Range: $6.16 to $7.60
• 52-Week Range: $5.96 to $8.85
• Volume: 106,017 shs
• Average Volume: 67,886 shs
• Market Capitalization: $164.04 million
• P/E Ratio: 84.11
• Dividend Yield: 13.21%
• Price Target: $7.63
• Consensus Rating: Reduce

Monroe Capital Stock Analysis - MarketRank™

Monroe Capital scored higher than 34% of companies evaluated by MarketBeat, and ranked 835th out of 951 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.8 / 5
• Analyst Rating: Reduce

Consensus Rating

Monroe Capital has received a consensus rating of Reduce. The company's average rating score is 1.50, and is based on no buy ratings, 1 hold rating, and 1 sell rating.

Upside/Downside

The consensus price target for Monroe Capital is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Monroe Capital has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: -6.14%

Earnings Growth

Earnings for Monroe Capital are expected to decrease by -6.14% in the coming year, from $1.14 to $1.07 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Monroe Capital is 84.11, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.64.

Price to Earnings Ratio vs. Sector

The P/E ratio of Monroe Capital is 84.11, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 246.54.

Price to Book Value per Share Ratio

Monroe Capital has a P/B Ratio of 0.86. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.41% of the float of Monroe Capital has been sold short.

Short Interest Ratio / Days to Cover

Monroe Capital has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Monroe Capital has recently decreased by 12.97%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Monroe Capital is a leading dividend payer. It pays a dividend yield of 13.21%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Monroe Capital does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Monroe Capital is 1,111.11%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on EPS estimates, Monroe Capital will have a dividend payout ratio of 93.46% in the coming year. This indicates that Monroe Capital may not be able to sustain their current dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.41% of the float of Monroe Capital has been sold short.

Short Interest Ratio / Days to Cover

Monroe Capital has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Monroe Capital has recently decreased by 12.97%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: 0.78

News Sentiment

Monroe Capital has a news sentiment score of 0.78. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.05 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Monroe Capital this week, compared to 2 articles on an average week.

Search Interest

7 people have searched for MRCC on MarketBeat in the last 30 days.

MarketBeat Follows

2 people have added Monroe Capital to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Monroe Capital insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 3.80% of the stock of Monroe Capital is held by insiders.

MRCC Stock Analysis - Frequently Asked Questions

How have MRCC shares performed this year?

Monroe Capital's stock was trading at $8.50 at the beginning of 2025. Since then, MRCC stock has decreased by 10.9% and is now trading at $7.57.

How were Monroe Capital's earnings last quarter?

Monroe Capital Corporation (NASDAQ:MRCC) released its quarterly earnings data on Monday, August, 11th. The financial services provider reported $0.15 earnings per share for the quarter, missing the consensus estimate of $0.21 by $0.06. The financial services provider earned $9.87 million during the quarter, compared to analysts' expectations of $12.38 million. Monroe Capital had a trailing twelve-month return on equity of 10.70% and a net margin of 3.74%.

Who are Monroe Capital's major shareholders?

Monroe Capital's top institutional investors include Blair William & Co. IL (1.82%), Magnolia Capital Advisors LLC (0.61%), LaFleur & Godfrey LLC (0.49%) and Virtus Investment Advisers LLC (0.38%).
View institutional ownership trends.

How do I buy shares of Monroe Capital?

Shares of MRCC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Monroe Capital own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Monroe Capital investors own include Oxford Lane Capital (OXLC), Ares Capital (ARCC), Enterprise Products Partners (EPD), Rithm Capital (RITM), Annaly Capital Management (NLY), AGNC Investment (AGNC) and Energy Transfer (ET).

Company Calendar

• Record date for 6/30 Dividend: 6/16/2025
• Ex-Dividend for 6/30 Dividend: 6/16/2025
• Dividend Payable: 6/30/2025
• Last Earnings: 8/11/2025
• Today: 9/16/2025
• Record date for 9/30 Dividend: 9/22/2025
• Ex-Dividend for 9/30 Dividend: 9/22/2025
• Dividend Payable: 9/30/2025
• Next Earnings (Estimated): 11/11/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - INVEST MGMT
• Sub-Industry: Real Estate
• Current Symbol: NASDAQ:MRCC
• CIK: 1512931
• Web: www.monroebdc.com
• Phone: (312) 258-8300
• Fax: 312-258-8350
• Employees: N/A
• Year Founded: 1971

Price Target and Rating

• Average Price Target for Monroe Capital: $7.63
• High Price Target: $8.00
• Low Price Target: $7.25
• Potential Upside/Downside: +0.7%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.09
• Trailing P/E Ratio: 84.11
• Forward P/E Ratio: 6.64
• P/E Growth: N/A
• Net Income: $9.70 million
• Net Margins: 3.74%
• Pretax Margin: 3.74%
• Return on Equity: 10.70%
• Return on Assets: 4.38%

Debt

• Debt-to-Equity Ratio: 1.16
• Current Ratio: 4.02
• Quick Ratio: 4.02

Sales & Book Value

• Annual Sales: $60.53 million
• Price / Sales: 2.71
• Cash Flow: $1.15 per share
• Price / Cash Flow: 6.59
• Book Value: $8.85 per share
• Price / Book: 0.86

Miscellaneous

• Outstanding Shares: 21,670,000
• Free Float: 20,843,000
• Market Cap: $164.04 million
• Optionable: Optionable
• Beta: 0.91