Midland States Bancorp, Inc. is a financial holding company headquartered in Effingham, Illinois, serving as the parent organization of Midland States Bank. The company provides a full suite of banking and financial services to commercial, consumer and institutional clients. Key offerings include traditional commercial lending, treasury management, deposit products and consumer banking solutions tailored to the needs of small businesses, middle-market companies and individual customers.
In addition to core commercial and retail banking, Midland States Bancorp maintains a significant mortgage banking platform that originates and services both residential and commercial loans. The company’s mortgage banking unit operates through a network of loan production offices across multiple U.S. markets, enabling it to support homebuyers and real estate professionals with purchase, refinance and construction financing. Midland States Bank also offers trust and wealth management services, delivering personalized investment advisory, retirement planning and fiduciary solutions.
Midland States Bancorp’s branch network extends across central and southern Illinois, eastern Missouri and select markets in Wisconsin, Minnesota and Georgia. This geographic footprint is complemented by a growing team of specialized relationship managers and lending professionals who focus on local decision-making and community engagement. By combining regional insight with a broad range of financial products, the company aims to foster long-term partnerships with businesses and individuals in its service areas.
Leadership at Midland States Bancorp emphasizes community banking principles and decentralized governance. Craig D. Billings serves as President and Chief Executive Officer, guiding strategic initiatives that include digital banking enhancements and prudent balance sheet management. Under his direction, the firm continues to reinforce its commitment to customer service, risk discipline and sustainable growth within its core markets.
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