Northrim BanCorp (NRIM) Stock Price, News & Analysis

Company Overview

Northrim BanCorp is the bank holding company for Northrim Bank, a community bank headquartered in Anchorage, Alaska. The company offers a comprehensive suite of personal and commercial banking products and services, including checking and savings accounts, consumer and commercial loans, mortgage financing, and treasury and cash management solutions.

With branches located across Alaska’s major population centers—such as Anchorage, Fairbanks and Juneau—Northrim serves both urban and rural communities. Its commercial banking division provides tailored lending and deposit services for small- and medium-sized businesses, while its retail banking operations deliver digital and in-branch solutions designed to meet the needs of individual customers.

In addition to core deposit and lending activities, Northrim offers specialized real estate lending, construction financing and trust and wealth management services. The company is led by a seasoned executive team and governed by a board of directors with deep expertise in financial services and in Alaska’s regional economy. Northrim BanCorp’s common stock trades on the NASDAQ under the ticker symbol NRIM.

Key Stats

• Today's Range: $21.11 to $21.40
• 50-Day Range: $20.22 to $23.74
• 52-Week Range: $15.92 to $25.05
• Volume: 38,109 shs
• Average Volume: 195,288 shs
• Market Capitalization: $468.31 million
• P/E Ratio: 10.60
• Dividend Yield: 3.02%
• Price Target: $26.00
• Consensus Rating: Buy

Northrim BanCorp Stock Analysis - MarketRank™

Northrim BanCorp scored higher than 81% of companies evaluated by MarketBeat, and ranked 361st out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Buy

Consensus Rating

Northrim BanCorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Upside Potential

Northrim BanCorp has a consensus price target of $26.00, representing about 23.1% upside from its current price of $21.13.

Amount of Analyst Coverage

Northrim BanCorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 4.97%

Earnings Growth

Earnings for Northrim BanCorp are expected to grow by 4.97% in the coming year, from $8.05 to $8.45 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Northrim BanCorp is 10.58, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 281.90.

Price to Earnings Ratio vs. Sector

The P/E ratio of Northrim BanCorp is 10.58, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.19.

Price to Book Value per Share Ratio

Northrim BanCorp has a P/B Ratio of 1.74. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.22% of the outstanding shares of Northrim BanCorp have been sold short.

Short Interest Ratio / Days to Cover

Northrim BanCorp has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Northrim BanCorp has recently increased by 311.81%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Northrim BanCorp pays a meaningful dividend of 2.95%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Northrim BanCorp has been increasing its dividend for 16 years.

Dividend Coverage

The dividend payout ratio of Northrim BanCorp is 32.00%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Northrim BanCorp will have a dividend payout ratio of 7.57% next year. This indicates that Northrim BanCorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.22% of the outstanding shares of Northrim BanCorp have been sold short.

Short Interest Ratio / Days to Cover

Northrim BanCorp has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Northrim BanCorp has recently increased by 311.81%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.41

News Sentiment

Northrim BanCorp has a news sentiment score of 0.41. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.83 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Northrim BanCorp this week, compared to 2 articles on an average week.

Search Interest

20 people have searched for NRIM on MarketBeat in the last 30 days. This is an increase of 1,900% compared to the previous 30 days.

MarketBeat Follows

1 people have added Northrim BanCorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Northrim BanCorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 3.90% of the stock of Northrim BanCorp is held by insiders.

Percentage Held by Institutions

65.99% of the stock of Northrim BanCorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

NRIM Stock Analysis - Frequently Asked Questions

How have NRIM shares performed this year?

Northrim BanCorp's stock was trading at $19.4850 at the beginning of 2025. Since then, NRIM shares have increased by 8.4% and is now trading at $21.1290.

How were Northrim BanCorp's earnings last quarter?

Northrim BanCorp Inc (NASDAQ:NRIM) announced its earnings results on Wednesday, July, 23rd. The financial services provider reported $0.52 earnings per share for the quarter, missing analysts' consensus estimates of $0.57 by $0.04. The financial services provider earned $50.23 million during the quarter, compared to analyst estimates of $48.80 million. Northrim BanCorp had a trailing twelve-month return on equity of 16.35% and a net margin of 20.11%.

When did Northrim BanCorp's stock split?

Shares of Northrim BanCorp split before market open on Tuesday, September 23rd 2025.The 4-1 split was announced on Friday, August 22nd 2025. The newly issued shares were payable to shareholders after the closing bell on Monday, September 22nd 2025. An investor that had 100 shares of stock prior to the split would have 400 shares after the split.

How do I buy shares of Northrim BanCorp?

Shares of NRIM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Northrim BanCorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Northrim BanCorp investors own include Humana (HUM), American Water Works (AWK), Voyager Therapeutics (VYGR), Waste Connections (WCN), The RMR Group (RMR), Southern First Bancshares (SFST) and DiamondRock Hospitality (DRH).

Company Calendar

• Last Earnings: 7/23/2025
• Record date for 9/12 Dividend: 9/04/2025
• Ex-Dividend for 9/12 Dividend: 9/04/2025
• Dividend Payable: 9/12/2025
• Today: 10/02/2025
• Next Earnings (Estimated): 10/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:NRIM
• CIK: 1163370
• Web: www.northrim.com
• Phone: (907) 562-0062
• Fax: 907-562-1758
• Employees: 450
• Year Founded: 1990

Price Target and Rating

• Average Price Target for Northrim BanCorp: $26.00
• High Price Target: $26.00
• Low Price Target: $26.00
• Potential Upside/Downside: +22.8%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.00
• Trailing P/E Ratio: 10.60
• Forward P/E Ratio: 2.63
• P/E Growth: N/A
• Net Income: $36.97 million
• Net Margins: 20.11%
• Pretax Margin: 26.13%
• Return on Equity: 16.35%
• Return on Assets: 1.45%

Debt

• Debt-to-Equity Ratio: 0.25
• Current Ratio: 0.91
• Quick Ratio: 0.87

Sales & Book Value

• Annual Sales: $195.96 million
• Price / Sales: 2.39
• Cash Flow: $1.82 per share
• Price / Cash Flow: 11.64
• Book Value: $12.14 per share
• Price / Book: 1.74

Miscellaneous

• Outstanding Shares: 22,090,000
• Free Float: 21,229,000
• Market Cap: $467.76 million
• Optionable: Not Optionable
• Beta: 0.94