OFS Credit (OCCI) Stock Price, News & Analysis

Company Overview

OFS Credit Company, Inc. (NASDAQ: OCCI) is a closed-end, externally managed business development company that primarily invests in senior secured loans to U.S. middle-market companies. As a registered investment company under the Investment Company Act of 1940, OFS Credit seeks to generate current income and capital appreciation by providing first-lien and second-lien debt financing to privately held and sponsor-backed businesses. The company targets borrowers with stable cash flows and defensible market positions across diverse industries, including business services, healthcare, manufacturing and technology.

The company’s investment portfolio is weighted toward floating-rate loan instruments and subordinated debt, complemented by selective equity and equity-related securities. By structuring senior secured facilities—such as unitranche and one-stop financings—OFS Credit aims to preserve downside protection while offering flexible capital solutions tailored to lower middle-market borrowers. Its disciplined underwriting process and active portfolio monitoring are designed to manage risk and maintain credit quality through economic cycles.

Headquartered in Stamford, Connecticut, OFS Credit Company commenced operations in early 2017 and is externally managed and advised by OFS Capital Management, Inc., a privately held asset manager focused on private credit and specialty finance. The firm’s leadership team brings deep expertise in credit analysis, deal structuring and portfolio management, leveraging longstanding relationships with private equity sponsors and corporate borrowers. Through a combination of senior secured positioning and hands-on portfolio oversight, OFS Credit endeavors to deliver attractive risk-adjusted returns for its shareholders.

Key Stats

• Today's Range: $5.84 to $6.02
• 50-Day Range: $5.41 to $6.30
• 52-Week Range: $5.26 to $7.78
• Volume: 258,016 shs
• Average Volume: 313,119 shs
• Market Capitalization: $94.49 million
• P/E Ratio: 35.29
• Dividend Yield: 24.83%
• Price Target: N/A
• Consensus Rating: N/A

OFS Credit Stock Analysis - MarketRank™

OFS Credit scored higher than 16% of companies evaluated by MarketBeat, and ranked 870th out of 915 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for OFS Credit.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -3.37%

Earnings Growth

Earnings for OFS Credit are expected to decrease by -3.37% in the coming year, from $0.89 to $0.86 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of OFS Credit is 35.26, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 279.67.

Price to Earnings Ratio vs. Sector

The P/E ratio of OFS Credit is 35.26, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 231.78.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.92% of the outstanding shares of OFS Credit have been sold short.

Short Interest Ratio / Days to Cover

OFS Credit has a short interest ratio ("days to cover") of 1.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

OFS Credit is a leading dividend payer. It pays a dividend yield of 23.12%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

OFS Credit does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of OFS Credit is 876.47%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on EPS estimates, OFS Credit will have a dividend payout ratio of 173.26% in the coming year. This indicates that OFS Credit may not be able to sustain their current dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.92% of the outstanding shares of OFS Credit have been sold short.

Short Interest Ratio / Days to Cover

OFS Credit has a short interest ratio ("days to cover") of 1.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 1.1 / 5
• News Sentiment: N/A

Search Interest

12 people have searched for OCCI on MarketBeat in the last 30 days. This is an increase of 50% compared to the previous 30 days.

MarketBeat Follows

5 people have added OFS Credit to their MarketBeat watchlist in the last 30 days. This is an increase of 67% compared to the previous 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, OFS Credit insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 0.99% of the stock of OFS Credit is held by insiders.

Percentage Held by Institutions

Only 23.77% of the stock of OFS Credit is held by institutions.

OCCI Stock Analysis - Frequently Asked Questions

How have OCCI shares performed this year?

OFS Credit's stock was trading at $7.11 at the start of the year. Since then, OCCI shares have decreased by 15.7% and is now trading at $5.9950.

How were OFS Credit's earnings last quarter?

OFS Credit Company, Inc. (NASDAQ:OCCI) posted its quarterly earnings data on Tuesday, June, 10th. The company reported $0.37 EPS for the quarter, beating analysts' consensus estimates of $0.24 by $0.13. The firm had revenue of $10.24 million for the quarter, compared to analysts' expectations of $11.44 million.

Who are OFS Credit's major shareholders?

Top institutional investors of OFS Credit include Virtus Investment Advisers LLC (2.22%), Jane Street Group LLC (0.27%), Naviter Wealth LLC (0.13%) and Prospera Financial Services Inc (0.07%). Insiders that own company stock include Eagle Point Credit Management and Kathleen Griggs.
View institutional ownership trends.

How do I buy shares of OFS Credit?

Shares of OCCI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of OFS Credit own?

Based on aggregate information from My MarketBeat watchlists, some other companies that OFS Credit investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Arista Networks (ANET), Adobe (ADBE), Novo Nordisk A/S (NVO) and Rithm Capital (RITM).

Company Calendar

• Last Earnings: 6/10/2025
• Record date for 6/30 Dividend: 6/20/2025
• Ex-Dividend for 6/30 Dividend: 6/20/2025
• Dividend Payable: 6/30/2025
• Record date for 8/29 Dividend: 8/15/2025
• Ex-Dividend for 8/29 Dividend: 8/15/2025
• Dividend Payable: 8/29/2025
• Today: 9/10/2025
• Next Earnings (Estimated): 9/12/2025
• Fiscal Year End: 10/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - INVEST MGMT
• Sub-Industry: Financial Services
• Current Symbol: NASDAQ:OCCI
• CIK: 1716951
• Web: www.ofscreditcompany.com
• Phone: 847-734-2000
• Fax: N/A
• Employees: N/A
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 35.03
• Forward P/E Ratio: 6.69
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $3.80 million
• Price / Sales: 24.68
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 15,749,000
• Free Float: 15,593,000
• Market Cap: $93.79 million
• Optionable: Not Optionable
• Beta: 0.71