OFS Credit (OCCI) Stock Price, News & Analysis

Company Overview

OFS Credit Company, Inc. (NASDAQ: OCCI) is a specialty finance real estate investment trust (REIT) that provides tailored financing solutions to owners and developers of commercial real estate across North America. Since its initial public offering in 2014, the company has assembled a diversified portfolio of floating-rate, senior secured loans, mezzanine financings, net leased property investments and other real estate-related debt instruments. OFS Credit focuses on sectors such as multifamily, office, industrial, retail and hospitality, targeting stabilized, income-producing assets backed by strong market fundamentals.

As an externally managed REIT, OFS Credit leverages the expertise of OFS Capital Management, LLC, benefiting from an established platform of credit analysts, underwriters and portfolio managers. The company’s investment approach emphasizes disciplined underwriting, active covenants and ongoing portfolio oversight to manage risk and preserve capital. In addition to first-lien debt, OFS Credit selectively participates in second-lien and equity-linked financings, enabling borrowers to access flexible capital solutions while seeking attractive risk-adjusted returns.

Headquartered in Denver with a strategic presence in New York, OFS Credit evaluates opportunities throughout the United States and Canada, focusing on markets with resilient demand and strong occupancy trends. The firm’s geographic reach allows it to identify niche financing needs and partner with regional developers, institutional owners and private capital sponsors. With a portfolio that spans diverse property types and geographies, the company aims to balance yield generation with credit quality.

The senior leadership team brings decades of combined experience in real estate finance, credit analysis and portfolio management. Guided by an independent board of directors, OFS Credit maintains a disciplined balance sheet strategy, emphasizing conservative leverage and liquidity management. Through its seasoned management and proprietary sourcing capabilities, the company seeks to deliver sustainable dividend distributions and long-term capital appreciation for its shareholders.

Key Stats

• Today's Range: $6.17 to $6.25
• 50-Day Range: $5.93 to $6.80
• 52-Week Range: $5.26 to $7.78
• Volume: 384,177 shs
• Average Volume: 297,086 shs
• Market Capitalization: $97.17 million
• P/E Ratio: 36.29
• Dividend Yield: 22.37%
• Price Target: N/A
• Consensus Rating: N/A

OFS Credit Stock Analysis - MarketRank™

OFS Credit scored higher than 14% of companies evaluated by MarketBeat, and ranked 867th out of 915 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for OFS Credit.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: -3.37%

Earnings Growth

Earnings for OFS Credit are expected to decrease by -3.37% in the coming year, from $0.89 to $0.86 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of OFS Credit is 36.29, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 26.54.

Price to Earnings Ratio vs. Sector

The P/E ratio of OFS Credit is 36.29, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.16.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.16% of the float of OFS Credit has been sold short.

Short Interest Ratio / Days to Cover

OFS Credit has a short interest ratio ("days to cover") of 0.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in OFS Credit has recently increased by 20.29%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

OFS Credit is a leading dividend payer. It pays a dividend yield of 21.99%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

OFS Credit does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of OFS Credit is 811.76%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on EPS estimates, OFS Credit will have a dividend payout ratio of 160.47% in the coming year. This indicates that OFS Credit may not be able to sustain their current dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.16% of the float of OFS Credit has been sold short.

Short Interest Ratio / Days to Cover

OFS Credit has a short interest ratio ("days to cover") of 0.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in OFS Credit has recently increased by 20.29%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.82

News Sentiment

OFS Credit has a news sentiment score of 0.82. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for OFS Credit this week, compared to 1 article on an average week.

Search Interest

Only 6 people have searched for OCCI on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

MarketBeat Follows

1 people have added OFS Credit to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, OFS Credit insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 0.99% of the stock of OFS Credit is held by insiders.

Percentage Held by Institutions

Only 23.77% of the stock of OFS Credit is held by institutions.

OCCI Stock Analysis - Frequently Asked Questions

How have OCCI shares performed this year?

OFS Credit's stock was trading at $7.11 on January 1st, 2025. Since then, OCCI shares have decreased by 13.2% and is now trading at $6.17.

How were OFS Credit's earnings last quarter?

OFS Credit Company, Inc. (NASDAQ:OCCI) issued its quarterly earnings data on Tuesday, June, 10th. The company reported $0.37 EPS for the quarter, topping the consensus estimate of $0.24 by $0.13. The firm earned $10.24 million during the quarter, compared to analysts' expectations of $11.44 million.

Who are OFS Credit's major shareholders?

OFS Credit's top institutional shareholders include MinichMacGregor Wealth Management LLC (0.07%). Insiders that own company stock include Eagle Point Credit Management and Kathleen Griggs.
View institutional ownership trends.

How do I buy shares of OFS Credit?

Shares of OCCI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of OFS Credit own?

Based on aggregate information from My MarketBeat watchlists, some other companies that OFS Credit investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Arista Networks (ANET), Adobe (ADBE), Novo Nordisk A/S (NVO) and Rithm Capital (RITM).

Company Calendar

• Last Earnings: 6/10/2025
• Today: 7/19/2025
• Record date for 7/31 Dividend: 7/21/2025
• Ex-Dividend for 7/31 Dividend: 7/21/2025
• Record date for 7/31 Dividend: 7/21/2025
• Ex-Dividend for 7/31 Dividend: 7/21/2025
• Dividend Payable: 7/31/2025
• Dividend Payable: 7/31/2025
• Fiscal Year End: 10/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - INVEST MGMT
• Sub-Industry: Financial Services
• Current Symbol: NASDAQ:OCCI
• CIK: 1716951
• Web: www.ofscreditcompany.com
• Phone: 847-734-2000
• Fax: N/A
• Employees: N/A
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 36.29
• Forward P/E Ratio: 6.93
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $3.80 million
• Price / Sales: 25.57
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 15,749,000
• Free Float: 15,593,000
• Market Cap: $97.17 million
• Optionable: Not Optionable
• Beta: 0.77