OFS Credit (OCCI) Stock Price, News & Analysis

Company Overview

OFS Credit Company, Inc. (NASDAQ: OCCI) is a closed-end, externally managed business development company that primarily invests in senior secured loans to U.S. middle-market companies. As a registered investment company under the Investment Company Act of 1940, OFS Credit seeks to generate current income and capital appreciation by providing first-lien and second-lien debt financing to privately held and sponsor-backed businesses. The company targets borrowers with stable cash flows and defensible market positions across diverse industries, including business services, healthcare, manufacturing and technology.

The company’s investment portfolio is weighted toward floating-rate loan instruments and subordinated debt, complemented by selective equity and equity-related securities. By structuring senior secured facilities—such as unitranche and one-stop financings—OFS Credit aims to preserve downside protection while offering flexible capital solutions tailored to lower middle-market borrowers. Its disciplined underwriting process and active portfolio monitoring are designed to manage risk and maintain credit quality through economic cycles.

Headquartered in Stamford, Connecticut, OFS Credit Company commenced operations in early 2017 and is externally managed and advised by OFS Capital Management, Inc., a privately held asset manager focused on private credit and specialty finance. The firm’s leadership team brings deep expertise in credit analysis, deal structuring and portfolio management, leveraging longstanding relationships with private equity sponsors and corporate borrowers. Through a combination of senior secured positioning and hands-on portfolio oversight, OFS Credit endeavors to deliver attractive risk-adjusted returns for its shareholders.

Key Stats

• Today's Range: $5.44 to $5.56
• 50-Day Range: $5.28 to $6.13
• 52-Week Range: $5.21 to $7.58
• Volume: 237,882 shs
• Average Volume: 312,087 shs
• Market Capitalization: $85.91 million
• P/E Ratio: 22.73
• Dividend Yield: 27.31%
• Price Target: N/A
• Consensus Rating: N/A

OFS Credit Stock Analysis - MarketRank™

OFS Credit scored higher than 23% of companies evaluated by MarketBeat, and ranked 850th out of 923 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for OFS Credit.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -3.37%

Earnings Growth

Earnings for OFS Credit are expected to decrease by -3.37% in the coming year, from $0.89 to $0.86 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of OFS Credit is 22.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 233.46.

Price to Earnings Ratio vs. Sector

The P/E ratio of OFS Credit is 22.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 30.21.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.61% of the outstanding shares of OFS Credit have been sold short.

Short Interest Ratio / Days to Cover

OFS Credit has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in OFS Credit has recently increased by 293.65%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

OFS Credit is a leading dividend payer. It pays a dividend yield of 24.82%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

OFS Credit does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of OFS Credit is 620.83%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on EPS estimates, OFS Credit will have a dividend payout ratio of 173.26% in the coming year. This indicates that OFS Credit may not be able to sustain their current dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.61% of the outstanding shares of OFS Credit have been sold short.

Short Interest Ratio / Days to Cover

OFS Credit has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in OFS Credit has recently increased by 293.65%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.79

News Sentiment

OFS Credit has a news sentiment score of 0.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for OFS Credit this week, compared to 1 article on an average week.

Search Interest

Only 6 people have searched for OCCI on MarketBeat in the last 30 days. This is a decrease of -40% compared to the previous 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, OFS Credit insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 0.99% of the stock of OFS Credit is held by insiders.

Percentage Held by Institutions

Only 23.77% of the stock of OFS Credit is held by institutions.

OCCI Stock Analysis - Frequently Asked Questions

How have OCCI shares performed this year?

OFS Credit's stock was trading at $7.11 on January 1st, 2025. Since then, OCCI shares have decreased by 23.3% and is now trading at $5.45.

How were OFS Credit's earnings last quarter?

OFS Credit Company, Inc. (NASDAQ:OCCI) released its earnings results on Friday, September, 12th. The company reported $0.31 earnings per share for the quarter, missing analysts' consensus estimates of $0.38 by $0.07. The company earned $12.05 million during the quarter, compared to analysts' expectations of $12.05 million.

How do I buy shares of OFS Credit?

Shares of OCCI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of OFS Credit own?

Based on aggregate information from My MarketBeat watchlists, some other companies that OFS Credit investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Arista Networks (ANET), Adobe (ADBE), Novo Nordisk A/S (NVO) and Rithm Capital (RITM).

Company Calendar

• Record date for 8/29 Dividend: 8/15/2025
• Ex-Dividend for 8/29 Dividend: 8/15/2025
• Dividend Payable: 8/29/2025
• Last Earnings: 9/12/2025
• Today: 10/07/2025
• Record date for 10/31 Dividend: 10/15/2025
• Ex-Dividend for 10/31 Dividend: 10/15/2025
• Dividend Payable: 10/31/2025
• Fiscal Year End: 10/31/2025
• Next Earnings (Estimated): 12/09/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - INVEST MGMT
• Sub-Industry: Financial Services
• Current Symbol: NASDAQ:OCCI
• CIK: 1716951
• Web: www.ofscreditcompany.com
• Phone: 847-734-2000
• Fax: N/A
• Employees: N/A
• Year Founded: 1937

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 23.08
• Forward P/E Ratio: 6.22
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $3.80 million
• Price / Sales: 22.96
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 15,749,000
• Free Float: 15,593,000
• Market Cap: $87.25 million
• Optionable: Not Optionable
• Beta: 0.65