Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides financial services. The company accepts money market, NOW, savings, individual retirement, and demand deposit accounts, as well as certificates of deposit. Its loan products include residential real estate, automobile, manufactured housing, personal, student, home equity, and credit card loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. The company also offers investment management, IRA trustee, estate administration, living and life insurance trusts, trustee under will, guardianship, custodial/IRA custodial, and corporate trusts services, as well as pension and profit sharing plans. In addition, it provides investment portfolio management, estate and business succession planning, annuities, insurance, education funding strategies, and tax planning; and securities and brokerage, and investor services. Further, the company offers small business checking accounts, merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services. Additionally, it provides remote deposit capture, cash management, night depository, and direct deposit, and official check services, as well as automatic clearing house transactions, automated teller machines, point of sale transactions, and safe deposit boxes. The company serves business, governmental, professional, and retail customers, as well as non-profits and municipal agencies through 27 full-service community banking offices located in Lackawanna, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, Wayne, and Wyoming Counties of Pennsylvania; and Broome County of New York. Peoples Financial Services Corp. was founded in 1905 and is headquartered in Scranton, Pennsylvania.
Industry, Sector and Symbol
Stock Exchange NASDAQ
Industry National commercial banks
Sub-IndustryN/A
SectorFinance
Current SymbolNASDAQ:PFIS
Previous Symbol
CUSIPN/A
Phone570-346-7741
Debt
Debt-to-Equity Ratio0.18
Current Ratio0.94
Quick Ratio0.94
Price-To-Earnings
Trailing P/E Ratio13.28
Forward P/E RatioN/A
P/E GrowthN/A
Sales & Book Value
Annual Sales$91.43 million
Price / Sales3.43
Cash Flow$3.6321 per share
Price / Cash11.66
Book Value$36.89 per share
Price / Book1.15
Profitability
EPS (Most Recent Fiscal Year)N/A
Net Income$18.45 million
Net Margins22.20%
Return on Equity8.76%
Return on Assets1.06%
Miscellaneous
Employees388
Outstanding Shares7,400,000
Market Cap$313.35 million
OptionableNot Optionable
