NASDAQ:PGY Pagaya Technologies (PGY) Stock Price, News & Analysis $37.72 +3.01 (+8.67%) Closing price 04:00 PM EasternExtended Trading$38.34 +0.63 (+1.66%) As of 07:59 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Pagaya Technologies Stock (NASDAQ:PGY) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Pagaya Technologies alerts:Sign Up Key Stats Today's Range$35.15▼$38.1550-Day Range$18.47▼$37.7252-Week Range$8.20▼$41.48Volume6.36 million shsAverage Volume3.99 million shsMarket Capitalization$2.89 billionP/E RatioN/ADividend YieldN/APrice Target$34.33Consensus RatingModerate Buy Company Overview Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial institutions and investors in the United States, Israel, the Cayman Islands, and internationally. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. Pagaya Technologies Ltd. was incorporated in 2016 and is headquartered in New York, New York. Read More Pagaya Technologies Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks60th Percentile Overall ScorePGY MarketRank™: Pagaya Technologies scored higher than 60% of companies evaluated by MarketBeat, and ranked 550th out of 934 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.4 / 5Analyst RatingModerate Buy Consensus RatingPagaya Technologies has received a consensus rating of Moderate Buy. The company's average rating score is 2.89, and is based on 8 buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoveragePagaya Technologies has been the subject of 8 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Pagaya Technologies' stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth67.05% Earnings GrowthEarnings for Pagaya Technologies are expected to grow by 67.05% in the coming year, from $0.88 to $1.47 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Pagaya Technologies is -9.85, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Pagaya Technologies is -9.85, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioPagaya Technologies has a P/B Ratio of 6.17. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Pagaya Technologies' valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted28.54% of the float of Pagaya Technologies has been sold short.Short Interest Ratio / Days to CoverPagaya Technologies has a short interest ratio ("days to cover") of 3.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Pagaya Technologies has recently increased by 19.87%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldPagaya Technologies does not currently pay a dividend.Dividend GrowthPagaya Technologies does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted28.54% of the float of Pagaya Technologies has been sold short.Short Interest Ratio / Days to CoverPagaya Technologies has a short interest ratio ("days to cover") of 3.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Pagaya Technologies has recently increased by 19.87%, indicating that investor sentiment is decreasing significantly. News and Social Media3.4 / 5News Sentiment1.05 News SentimentPagaya Technologies has a news sentiment score of 1.05. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.17 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 10 news articles for Pagaya Technologies this week, compared to 6 articles on an average week.Search Interest41 people have searched for PGY on MarketBeat in the last 30 days. This is an increase of 17% compared to the previous 30 days.MarketBeat Follows19 people have added Pagaya Technologies to their MarketBeat watchlist in the last 30 days. This is an increase of 73% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Pagaya Technologies insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $17,372,922.00 in company stock.Percentage Held by Insiders47.59% of the stock of Pagaya Technologies is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions57.14% of the stock of Pagaya Technologies is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Pagaya Technologies' insider trading history. Receive PGY Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Pagaya Technologies and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. PGY Stock News HeadlinesPagaya to Participate in Upcoming September Investor Conferences and EventsAugust 28 at 8:30 AM | businesswire.comDid Record Q2 Results and Raised Outlook Just Shift Pagaya Technologies' (PGY) Investment Narrative?August 26 at 7:23 AM | finance.yahoo.comCapital Gains Tax Strategies for SeniorsCapital gains taxes can take a bite out of your retirement income—unless you have a smart strategy. From holding investments longer to using tax-advantaged accounts and strategic loss offsetting, there are ways to reduce your exposure. SmartAsset outlines three capital gains tax strategies for seniors and offers a free tool to connect you with vetted fiduciary financial advisors who can help tailor these tactics to your situation.August 28 at 2:00 AM | SmartAsset (Ad)Pagaya Technologies Ltd. (NASDAQ:PGY) Receives $34.33 Consensus Target Price from AnalystsAugust 25 at 2:17 AM | americanbankingnews.comPagaya Technologies: Unbelievably Cheap After Big RallyAugust 21, 2025 | seekingalpha.comPagaya Technologies Gains Momentum After Strong Earnings Partnerships And ExpansionsAugust 19, 2025 | finance.yahoo.comPagaya: Profitability Inflection And Scalable Product ExpansionAugust 19, 2025 | seekingalpha.comPagaya Technologies Stock: The Quiet AI Powerhouse In Fintech You Might Be OverlookingAugust 19, 2025 | seekingalpha.comSee More Headlines PGY Stock Analysis - Frequently Asked Questions How have PGY shares performed this year? Pagaya Technologies' stock was trading at $9.29 at the start of the year. Since then, PGY shares have increased by 306.0% and is now trading at $37.72. How were Pagaya Technologies' earnings last quarter? Pagaya Technologies Ltd. (NASDAQ:PGY) released its quarterly earnings results on Thursday, February, 13th. The company reported ($0.04) EPS for the quarter, missing the consensus estimate of $0.28 by $0.32. The business earned $279.39 million during the quarter, compared to analysts' expectations of $264.28 million. Pagaya Technologies had a negative net margin of 24.36% and a positive trailing twelve-month return on equity of 19.14%. Read the conference call transcript. When did Pagaya Technologies' stock split? Shares of Pagaya Technologies reverse split on Friday, March 8th 2024.The 1-12 reverse split was announced on Monday, March 4th 2024. The number of shares owned by shareholders was adjusted after the closing bell on Thursday, March 7th 2024. An investor that had 100 shares of stock prior to the reverse split would have 8 shares after the split. Who are Pagaya Technologies' major shareholders? Pagaya Technologies' top institutional shareholders include Frontier Capital Management Co. LLC (3.40%), JPMorgan Chase & Co. (1.83%), BNP Paribas Financial Markets (1.59%) and Cubist Systematic Strategies LLC (0.97%). Insiders that own company stock include Yahav Yulzari, Avital Pardo, Gal Krubiner, Sanjiv Das, Dan Petrozzo, Evangelos Perros, Avi Zeevi, Tami Rosen, Nam Woo Kim and Nicole Torraco. View institutional ownership trends. How do I buy shares of Pagaya Technologies? Shares of PGY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Pagaya Technologies own? Based on aggregate information from My MarketBeat watchlists, some other companies that Pagaya Technologies investors own include Invesco QQQ (QQQ), NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Vertiv (VRT), Adobe (ADBE) and Advanced Micro Devices (AMD). Company Calendar Last Earnings2/13/2025Today8/28/2025Next Earnings (Estimated)11/11/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - MISC SVCS Sub-IndustryBanking Current SymbolNASDAQ:PGY CIK1883085 Webpagaya.com Phone972-3715-0920FaxN/AEmployees800Year FoundedN/APrice Target and Rating Average Price Target for Pagaya Technologies$34.33 High Price Target$54.00 Low Price Target$11.00 Potential Upside/Downside-9.0%Consensus RatingModerate Buy Rating Score (0-4)2.89 Research Coverage9 Analysts Profitability EPS (Trailing Twelve Months)($3.83) Trailing P/E RatioN/A Forward P/E Ratio42.86 P/E GrowthN/ANet Income-$401.41 million Net Margins-24.36% Pretax Margin-26.43% Return on Equity19.14% Return on Assets6.79% Debt Debt-to-Equity Ratio0.85 Current Ratio1.42 Quick Ratio1.42 Sales & Book Value Annual Sales$1.03 billion Price / Sales2.80 Cash Flow$0.51 per share Price / Cash Flow74.65 Book Value$6.11 per share Price / Book6.17Miscellaneous Outstanding Shares76,610,000Free Float40,150,000Market Cap$2.89 billion OptionableNot Optionable Beta5.95 These 7 Stocks Will Be Magnificent in 2025Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2025. 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