River City Bank (RCBC) Stock Price, News & Analysis

Company Overview

River City Bank is a community-focused commercial bank headquartered in Sacramento, California. The bank provides banking services to businesses, nonprofit organizations, professionals and individuals, with an emphasis on relationship-based financial solutions and local market expertise.

Its products and services include commercial and small-business lending, commercial real estate financing, construction loans, business checking and savings accounts, treasury management, online and mobile banking, residential mortgage lending and personal deposit services. River City Bank also offers private banking and other tailored financial solutions for business owners and high-net-worth clients.

Founded in 1973, River City Bank serves customers primarily in Northern California, including the Sacramento region and other communities where it maintains banking operations. The bank’s activities are centered on supporting local businesses and organizations through lending, deposit services and customized cash-management solutions.

Key Stats

• Today's Range: $54.81 to $56.44
• 50-Day Range: N/A
• 52-Week Range: $38.20 to $56.71
• Volume: 121,892 shs
• Average Volume: 107,673 shs
• Market Capitalization: $771.55 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $55.00
• Consensus Rating: Hold

River City Bank Stock Analysis - MarketRank™

River City Bank scored higher than 24% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Hold

Consensus Rating

River City Bank has received a consensus rating of Hold. The company's average rating score is 2.17, and is based on no strong buy ratings, 2 buy ratings, 3 hold ratings, and 1 sell rating.

Upside/Downside

The consensus price target for River City Bank is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

River City Bank has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: -1.59%

Earnings Growth

Earnings for River City Bank are expected to decrease by -1.59% in the coming year, from $5.02 to $4.94 per share.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.08% of the float of River City Bank has been sold short.

Short Interest Ratio / Days to Cover

River City Bank has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in River City Bank has recently increased by 74.88%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

River City Bank does not currently pay a dividend.

Dividend Growth

River City Bank does not have a long track record of dividend growth.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.26

News Sentiment

River City Bank has a news sentiment score of 0.26. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.69 average news sentiment score of companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for River City Bank this week, compared to 2 articles on an average week.

Company Ownership

• Score: N/A
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, River City Bank insiders have not sold or bought any company stock.

Percentage Held by Institutions

River City Bank has minimal institutional ownership at this time.

Company Calendar

• Today: 10/14/2026
• Next Earnings (Confirmed): 10/23/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: N/A
• Industry: N/A
• Sub-Industry: N/A
• Current Symbol: NASDAQ:RCBC
• CIK: N/A
• Web: www.rivercitybank.com
• Phone: (916) 567-2800
• Fax: N/A
• Employees: 6,692
• Year Founded: N/A

Price Target and Rating

• Average Price Target for River City Bank: $55.00
• High Price Target: $56.00
• Low Price Target: $54.00
• Potential Upside/Downside: -0.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.17
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.91
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $281.98 million
• Price / Sales: 2.74
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 13,990,000
• Free Float: N/A
• Market Cap: $771.55 million
• Optionable: N/A
• Beta: N/A