Riverview Financial (NASDAQ:RIVE) and American National Bankshares (NASDAQ:AMNB) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their earnings, profitability, valuation, risk, dividends, analyst recommendations and institutional ownership.
Analyst Recommendations
This is a summary of current recommendations and price targets for Riverview Financial and American National Bankshares, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score |
---|
Riverview Financial | 0 | 0 | 0 | 0 | N/A |
American National Bankshares | 0 | 1 | 1 | 0 | 2.50 |
American National Bankshares has a consensus price target of $30.25, indicating a potential downside of 2.98%. Given American National Bankshares' higher probable upside, analysts plainly believe American National Bankshares is more favorable than Riverview Financial.
Earnings & Valuation
This table compares Riverview Financial and American National Bankshares' revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio |
---|
Riverview Financial | $58.06 million | 1.59 | $4.29 million | N/A | N/A |
American National Bankshares | $108.03 million | 3.16 | $20.91 million | $3.10 | 10.06 |
American National Bankshares has higher revenue and earnings than Riverview Financial.
Insider and Institutional Ownership
19.8% of Riverview Financial shares are held by institutional investors. Comparatively, 36.5% of American National Bankshares shares are held by institutional investors. 4.4% of Riverview Financial shares are held by insiders. Comparatively, 4.1% of American National Bankshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
Volatility & Risk
Riverview Financial has a beta of 1.2, indicating that its share price is 20% more volatile than the S&P 500. Comparatively, American National Bankshares has a beta of 1.09, indicating that its share price is 9% more volatile than the S&P 500.
Profitability
This table compares Riverview Financial and American National Bankshares' net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets |
---|
Riverview Financial | -39.21% | 2.21% | 0.19% |
American National Bankshares | 25.52% | 8.95% | 1.09% |
Summary
American National Bankshares beats Riverview Financial on 10 of the 12 factors compared between the two stocks.