Root (ROOT) Stock Price, News & Analysis

Company Overview

Root, Inc. is a technology-driven insurance company that primarily provides personal automobile insurance in the United States. The company uses a mobile application, data analytics and telematics to evaluate driving behavior and help determine individualized insurance pricing. Customers can use the app to obtain quotes, manage policies, access identification cards and file claims.

Root’s insurance products are designed around a digital, direct-to-consumer model intended to simplify the purchase and management of coverage. The company’s mobile platform may collect information related to driving patterns, such as braking, acceleration, mileage and time of day, subject to applicable permissions and regulations. Root has also offered related insurance products, including renters insurance, in selected markets.

Founded in 2015 and headquartered in Columbus, Ohio, Root became a publicly traded company on the Nasdaq Stock Market in 2020. Its products and availability vary by state, and the company serves customers in participating U.S. markets rather than operating nationwide without geographic restrictions. Root was co-founded by Alex Timm, who serves as chief executive officer, and Dan Manges.

Key Stats

• Today's Range: $46.63 to $47.95
• 50-Day Range: $46.76 to $61.40
• 52-Week Range: $40.91 to $94.04
• Volume: 302,065 shs
• Average Volume: 181,623 shs
• Market Capitalization: $740.58 million
• P/E Ratio: 13.99
• Dividend Yield: N/A
• Price Target: $62.25
• Consensus Rating: Hold

Root Stock Analysis - MarketRank™

Root scored higher than 52% of companies evaluated by MarketBeat, and ranked 497th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.0 / 5
• Analyst Rating: Hold

Consensus Rating

Root has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, 5 hold ratings, and 1 sell rating.

Upside Potential

Root has a consensus price target of $62.25, representing about 30.2% upside from its current price of $47.81.

Amount of Analyst Coverage

Root has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -40.36%

Earnings Growth

Earnings for Root are expected to decrease by -40.36% in the coming year, from $4.46 to $2.66 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Root is 13.99, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.94.

Price to Earnings Ratio vs. Sector

The P/E ratio of Root is 13.99, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.95.

Price to Book Value per Share Ratio

Root has a P/B Ratio of 2.61. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

13.45% of the float of Root has been sold short.

Short Interest Ratio / Days to Cover

Root has a short interest ratio ("days to cover") of 10.95, which indicates bearish sentiment.

Change versus previous month

Short interest in Root has recently increased by 0.23%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Root does not currently pay a dividend.

Dividend Growth

Root does not have a long track record of dividend growth.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.29

News Sentiment

Root has a news sentiment score of 0.29. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.61 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Root this week, compared to 5 articles on an average week.

Search Interest

Only 5 people have searched for ROOT on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Root insiders have not sold or bought any company stock.

Percentage Held by Insiders

12.02% of the stock of Root is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

59.82% of the stock of Root is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/05/2026
• Today: 9/24/2026
• Next Earnings (Estimated): 11/04/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:ROOT
• CIK: 1788882
• Web: inc.joinroot.com
• Phone: 866-980-9431
• Fax: N/A
• Employees: 1,256
• Year Founded: 2015

Price Target and Rating

• Average Price Target for Root: $62.25
• High Price Target: $80.00
• Low Price Target: $50.00
• Potential Upside/Downside: +30.2%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.54
• Trailing P/E Ratio: 13.99
• Forward P/E Ratio: 10.72
• P/E Growth: N/A
• Net Income: $40.30 million
• Net Margins: 3.78%
• Pretax Margin: 3.96%
• Return on Equity: 19.72%
• Return on Assets: 3.56%

Debt

• Debt-to-Equity Ratio: 0.60
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $1.52 billion
• Price / Sales: 0.49
• Cash Flow: $3.18 per share
• Price / Cash Flow: 15.02
• Book Value: $18.34 per share
• Price / Book: 2.61

Miscellaneous

• Outstanding Shares: 15,490,000
• Free Float: 13,631,000
• Market Cap: $740.58 million
• Optionable: Not Optionable
• Beta: 2.92