Riverview Bancorp (RVSB) Stock Price, News & Analysis

Company Overview

Riverview Bancorp, Inc. (NASDAQ: RVSB) is the bank holding company for Riverview Bank, a community-oriented financial institution headquartered in Pittsburgh, Pennsylvania. Through its subsidiary, the company provides a comprehensive suite of personal and commercial banking services designed to meet the needs of individuals, small businesses and local organizations.

The company’s deposit offerings include checking and savings accounts, certificates of deposit and money market accounts, all supported by online and mobile banking platforms. Riverview Bancorp places emphasis on convenience and customer service, with digital tools that allow clients to manage their finances, pay bills and access account information securely from any device.

On the lending side, Riverview Bank delivers a range of credit solutions, including residential mortgage loans, home equity lines of credit, commercial real estate financing and working capital lines for businesses. These products are complemented by treasury and cash management services, trust and wealth management capabilities, and specialized payment processing to support the financial operations of its commercial clients.

Headquartered in Pittsburgh, Pennsylvania, Riverview Bancorp serves communities across Allegheny, Westmoreland, Armstrong and Butler counties. The bank’s board of directors and executive management team bring decades of experience in banking, finance and community leadership, guiding the company’s growth while maintaining a focus on local decision-making and personalized client relationships.

Key Stats

• Today's Range: $4.83 to $4.99
• 50-Day Range: $4.82 to $5.70
• 52-Week Range: $4.45 to $6.59
• Volume: 24,558 shs
• Average Volume: 44,650 shs
• Market Capitalization: $101.61 million
• P/E Ratio: 20.21
• Dividend Yield: 1.65%
• Price Target: $7.00
• Consensus Rating: Buy

Riverview Bancorp Stock Analysis - MarketRank™

Riverview Bancorp scored higher than 95% of companies evaluated by MarketBeat, and ranked 99th out of 959 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

Riverview Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Upside Potential

Riverview Bancorp has a consensus price target of $7.00, representing about 44.3% upside from its current price of $4.85.

Amount of Analyst Coverage

Riverview Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 20.00%

Earnings Growth

Earnings for Riverview Bancorp are expected to grow by 20.00% in the coming year, from $0.20 to $0.24 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Riverview Bancorp is 20.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.69.

Price to Earnings Ratio vs. Sector

The P/E ratio of Riverview Bancorp is 20.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.73.

Price to Book Value per Share Ratio

Riverview Bancorp has a P/B Ratio of 0.64. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.98% of the float of Riverview Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Riverview Bancorp has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Riverview Bancorp has recently decreased by 1.61%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Riverview Bancorp pays a meaningful dividend of 1.61%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Riverview Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Riverview Bancorp is 33.33%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Riverview Bancorp will have a dividend payout ratio of 33.33% next year. This indicates that Riverview Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.98% of the float of Riverview Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Riverview Bancorp has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Riverview Bancorp has recently decreased by 1.61%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 1.41

News Sentiment

Riverview Bancorp has a news sentiment score of 1.41. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.06 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Riverview Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Riverview Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $12,289.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 3.30% of the stock of Riverview Bancorp is held by insiders.

Percentage Held by Institutions

69.60% of the stock of Riverview Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

RVSB Stock Analysis - Frequently Asked Questions

How have RVSB shares performed this year?

Riverview Bancorp's stock was trading at $5.74 at the start of the year. Since then, RVSB stock has decreased by 15.5% and is now trading at $4.85.

How were Riverview Bancorp's earnings last quarter?

Riverview Bancorp Inc (NASDAQ:RVSB) released its quarterly earnings data on Tuesday, July, 29th. The savings and loans company reported $0.06 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.05 by $0.01. The savings and loans company had revenue of $13.27 million for the quarter, compared to the consensus estimate of $13.30 million. Riverview Bancorp had a trailing twelve-month return on equity of 3.22% and a net margin of 6.95%.

Is Riverview Bancorp doing a stock buyback?

Riverview Bancorp's board approved a stock buyback program on Tuesday, April 29th 2025, which authorizes the company to repurchase $2,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 1.6% of its stock through open market purchases. Stock buyback programs are often a sign that the company's management believes its stock is undervalued.

Who are Riverview Bancorp's major shareholders?

Riverview Bancorp's top institutional shareholders include Nierenberg Investment Management Company Inc. (9.24%), Fourthstone LLC (3.26%), FJ Capital Management LLC (2.90%) and Arrowstreet Capital Limited Partnership (2.74%). Insiders that own company stock include Nicole Sherman, Daniel D Cox, Bessie Ross Wills, Robert Benke, Bradley Carlson, Courtney Evan Sowers, Larry Hoff, Valerie Moreno, Stacey Graham, Charmaine Lightheart, Patricia Eby and Martin S Friedman.
View institutional ownership trends.

How do I buy shares of Riverview Bancorp?

Shares of RVSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Riverview Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Riverview Bancorp investors own include Exxon Mobil (XOM), JPMorgan Chase & Co. (JPM), Bristol Myers Squibb (BMY), Cheniere Energy (LNG), Walgreens Boots Alliance (WBA), AlTi Global (ALTI) and NVIDIA (NVDA).

Company Calendar

• Record date for 7/22 Dividend: 7/10/2025
• Ex-Dividend for 7/22 Dividend: 7/10/2025
• Dividend Payable: 7/22/2025
• Last Earnings: 7/29/2025
• Today: 9/13/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 3/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Banking
• Current Symbol: NASDAQ:RVSB
• CIK: 1041368
• Web: www.riverviewbank.com
• Phone: (360) 693-6650
• Fax: 360-693-6275
• Employees: 220
• Year Founded: 1923

Price Target and Rating

• Average Price Target for Riverview Bancorp: $7.00
• High Price Target: $7.00
• Low Price Target: $7.00
• Potential Upside/Downside: +44.3%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.24
• Trailing P/E Ratio: 20.21
• Forward P/E Ratio: 24.25
• P/E Growth: N/A
• Net Income: $4.90 million
• Net Margins: 6.95%
• Pretax Margin: 8.84%
• Return on Equity: 3.22%
• Return on Assets: 0.34%

Debt

• Debt-to-Equity Ratio: 0.81
• Current Ratio: 0.89
• Quick Ratio: 0.89

Sales & Book Value

• Annual Sales: $73.22 million
• Price / Sales: 1.39
• Cash Flow: $0.38 per share
• Price / Cash Flow: 12.67
• Book Value: $7.63 per share
• Price / Book: 0.64

Miscellaneous

• Outstanding Shares: 20,950,000
• Free Float: 20,257,000
• Market Cap: $101.61 million
• Optionable: Optionable
• Beta: 0.59