Sezzle (SEZL) Financials

$99.11 -0.02 (-0.02%)

Closing price 04:00 PM Eastern

Extended Trading

$98.16 -0.95 (-0.96%)

As of 07:58 PM Eastern

Annual Income Statements for Sezzle

This table shows Sezzle's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Net Income / (Loss) Attributable to Common Shareholders	79	7.10	-38	-75	-32
Consolidated Net Income / (Loss)	79	7.10	-38	-75	-32
Net Income / (Loss) Continuing Operations	79	7.10	-38	-75	-32
Total Pre-Tax Income	67	7.71	-38	-75	-32
Total Operating Income	82	22	-28	-69	-28
Total Gross Profit	219	113	74	58	28
Total Revenue	271	159	126	115	59
Total Cost of Revenue	52	46	51	57	31
Operating Cost of Revenue	52	46	51	57	31
Total Operating Expenses	137	91	103	127	56
Selling, General & Admin Expense	11	8.59	16	16	7.21
Marketing Expense	9.74	12	19	9.25	4.27
Other Operating Expenses / (Income)	116	70	67	102	45
Total Other Income / (Expense), net	-15	-14	-9.59	-6.43	-4.43
Interest Expense	14	16	9.41	6.36	4.30
Other Income / (Expense), net	-0.91	1.48	-0.18	-0.07	-0.13
Income Tax Expense	-11	0.61	0.07	0.06	0.03
Basic Earnings per Share	$13.98	$1.27	($7.00)	($0.38)	($0.17)
Weighted Average Basic Shares Outstanding	5.62M	5.61M	5.44M	200.34M	186.84M
Diluted Earnings per Share	$13.13	$1.25	($7.00)	($0.38)	($0.17)
Weighted Average Diluted Shares Outstanding	5.98M	5.68M	5.44M	200.34M	186.84M
Weighted Average Basic & Diluted Shares Outstanding	5.64M	5.63M	208.27M	204.41M	-

This table shows Sezzle's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	36	25	15	30	8.01	2.94	1.29	1.14	1.72	0.63	4.34
Consolidated Net Income / (Loss)	36	25	15	30	8.01	2.94	1.29	1.14	1.72	0.63	4.34
Net Income / (Loss) Continuing Operations	36	25	15	30	8.01	2.94	1.29	1.14	1.72	0.63	4.34
Total Pre-Tax Income	47	28	18	14	8.40	3.50	1.31	1.16	1.74	0.66	4.36
Total Operating Income	50	31	21	17	14	7.67	5.35	3.76	5.42	4.74	6.50
Total Gross Profit	90	84	57	43	36	37	30	23	23	27	19
Total Revenue	105	98	70	56	47	49	41	35	35	38	30
Total Cost of Revenue	15	15	13	13	11	12	11	12	12	11	12
Operating Cost of Revenue	15	15	13	13	11	12	11	12	12	11	12
Total Operating Expenses	40	53	36	27	22	30	24	19	18	23	12
Selling, General & Admin Expense	3.13	4.08	2.42	2.52	2.38	1.91	2.18	1.70	2.80	2.18	2.29
Marketing Expense	5.35	5.36	2.73	1.00	0.65	1.86	3.62	3.31	3.20	3.57	3.86
Other Operating Expenses / (Income)	31	43	31	23	19	26	19	14	12	17	6.18
Total Other Income / (Expense), net	-2.89	-3.14	-3.23	-3.12	-5.43	-4.16	-4.04	-2.60	-3.68	-4.09	-2.14
Interest Expense	2.91	3.44	3.33	3.17	4.08	4.51	4.14	3.93	3.38	3.94	2.19
Other Income / (Expense), net	0.03	0.30	0.10	0.05	-1.35	0.35	0.10	1.33	-0.31	-0.15	0.05
Income Tax Expense	11	2.36	2.16	-16	0.39	0.56	0.02	0.02	0.01	0.02	0.01
Basic Earnings per Share	$1.07	$4.53	$2.79	$5.25	$1.41	$0.53	$0.23	$0.20	$0.31	$0.95	$0.02
Weighted Average Basic Shares Outstanding	33.85M	5.62M	5.55M	5.66M	5.66M	5.61M	5.67M	5.58M	5.48M	5.44M	207.65M
Diluted Earnings per Share	$1.00	$4.24	$2.62	$4.93	$1.34	$0.51	$0.23	$0.20	$0.31	$0.95	$0.02
Weighted Average Diluted Shares Outstanding	36.17M	5.98M	5.91M	6.02M	5.96M	5.68M	5.73M	5.66M	5.56M	5.44M	227.16M
Weighted Average Basic & Diluted Shares Outstanding	33.29M	5.64M	5.61M	5.60M	5.67M	5.63M	-	5.68M	5.61M	208.27M	207.90M

This table details how cash moves in and out of Sezzle's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Net Change in Cash & Equivalents	29	1.16	-8.18	-10	52
Net Cash From Operating Activities	41	-26	8.51	-72	-25
Net Cash From Continuing Operating Activities	41	-26	8.51	-72	-25
Net Income / (Loss) Continuing Operations	79	7.10	-38	-75	-32
Consolidated Net Income / (Loss)	79	7.10	-38	-75	-32
Depreciation Expense	0.97	0.86	0.85	0.75	0.43
Amortization Expense	0.53	0.73	0.98	0.69	0.42
Non-Cash Adjustments To Reconcile Net Income	72	34	50	75	29
Changes in Operating Assets and Liabilities, net	-111	-68	-5.13	-74	-23
Net Cash From Investing Activities	-1.46	-1.37	-1.01	-1.42	-0.73
Net Cash From Continuing Investing Activities	-1.46	-1.37	-1.01	-1.42	-0.73
Purchase of Property, Plant & Equipment	-1.46	-1.37	-1.01	-1.42	-0.73
Net Cash From Financing Activities	-10	28	-16	63	78
Net Cash From Continuing Financing Activities	-10	28	-16	63	78
Repayment of Debt	-99	-25	-87	-140	-67
Repurchase of Common Equity	-24	-1.68	-0.38	-2.65	-3.10
Issuance of Debt	107	55	71	175	87
Other Financing Activities, net	4.36	0.03	0.42	1.01	0.44
Cash Interest Paid	14	16	7.79	4.82	3.77
Cash Income Taxes Paid	4.77	0.45	0.07	0.06	0.01

This table details how cash moves in and out of Sezzle's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	22	11	24	-18	12	3.67	3.80	3.37	-9.68	10	-3.14
Net Cash From Operating Activities	59	0.97	5.71	-4.39	39	-15	-13	6.55	-4.07	1.44	0.95
Net Cash From Continuing Operating Activities	59	0.97	5.71	-4.39	39	-15	-13	6.55	-4.07	1.44	0.95
Net Income / (Loss) Continuing Operations	36	25	15	30	8.01	2.94	1.29	1.14	1.72	0.63	4.34
Consolidated Net Income / (Loss)	36	25	15	30	8.01	2.94	1.29	1.14	1.72	0.63	4.34
Depreciation Expense	0.27	0.26	0.23	0.25	0.23	0.23	0.22	0.21	0.20	0.20	0.21
Amortization Expense	0.11	0.11	0.10	0.12	0.20	0.20	0.18	0.18	0.17	0.16	0.45
Non-Cash Adjustments To Reconcile Net Income	23	31	19	13	8.37	13	8.57	7.19	5.02	11	10
Changes in Operating Assets and Liabilities, net	-1.10	-56	-29	-48	22	-32	-23	-2.17	-11	-10	-14
Net Cash From Investing Activities	-0.31	-0.41	-0.28	-0.43	-0.34	-0.33	-0.30	-0.42	-0.32	-0.22	-0.22
Net Cash From Continuing Investing Activities	-0.31	-0.41	-0.28	-0.43	-0.34	-0.33	-0.30	-0.42	-0.32	-0.22	-0.22
Purchase of Property, Plant & Equipment	-0.31	-0.41	-0.28	-0.43	-0.34	-0.33	-0.30	-0.42	-0.32	-0.22	-0.22
Net Cash From Financing Activities	-36	11	19	-13	-27	19	17	-2.76	-5.28	9.09	-3.87
Net Cash From Continuing Financing Activities	-36	11	19	-13	-27	19	17	-2.76	-5.28	9.09	-3.87
Repayment of Debt	-49	-23	-3.05	-50	-23	-6.90	-0.02	-1.50	-17	-57	-3.85
Repurchase of Common Equity	-2.44	-1.45	-7.82	-11	-3.80	-0.04	-0.34	-1.28	-0.03	-0.03	-0.02
Issuance of Debt	15	33	28	47	0.00	26	18	-	11	66	-
Other Financing Activities, net	0.54	2.39	1.66	0.14	0.17	-	0.01	0.01	0.00	0.00	0.00
Effect of Exchange Rate Changes	0.14	-	-	-	-0.03	-	-	-	-	-	-
Cash Interest Paid	3.22	3.57	3.33	2.98	4.17	4.50	4.18	4.06	3.62	2.93	1.87
Cash Income Taxes Paid	0.09	1.22	2.02	1.53	0.00	0.38	0.00	0.07	0.00	0.04	0.01

This table presents Sezzle's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Total Assets	298	213	173	223	174
Total Current Assets	258	209	170	221	173
Cash & Equivalents	73	68	68	77	84
Restricted Cash	4.85	2.99	1.22	1.89	4.80
Note & Lease Receivable	191	143	104	134	81
Accounts Receivable	3.63	1.57	2.53	5.08	1.40
Prepaid Expenses	11	6.22	4.74	3.35	1.71
Other Current Assets	-26	-12	-10	-	-
Plant, Property, & Equipment, net	0.00	0.00	0.00	0.66	0.38
Total Noncurrent Assets	41	3.60	2.45	1.45	0.74
Intangible Assets	2.44	1.90	1.32	0.91	0.54
Noncurrent Deferred & Refundable Income Taxes	17	0.00	-	-	-
Other Noncurrent Operating Assets	21	1.70	1.12	0.54	0.20
Total Liabilities & Shareholders' Equity	298	213	173	223	174
Total Liabilities	211	191	164	186	114
Total Current Liabilities	106	187	99	108	68
Short-Term Debt	0.00	94	0.00	-	-
Accounts Payable	69	74	83	97	61
Accrued Expenses	25	11	10	8.00	6.68
Current Deferred Revenue	4.23	2.64	1.52	0.00	-
Other Current Liabilities	7.46	5.26	4.21	3.05	0.76
Total Noncurrent Liabilities	105	3.28	65	78	46
Long-Term Debt	104	0.25	64	78	41
Other Noncurrent Operating Liabilities	0.87	3.03	0.51	0.09	4.48
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	88	22	8.84	38	60
Total Preferred & Common Equity	88	22	8.84	38	60
Total Common Equity	88	22	8.84	38	60
Common Stock	189	186	179	168	113
Retained Earnings	-90	-158	-165	-127	-52
Treasury Stock	-9.39	-5.76	-4.07	-3.69	-0.88
Accumulated Other Comprehensive Income / (Loss)	-1.59	-0.65	-0.64	0.56	0.49

This table presents Sezzle's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	6/30/2023	3/31/2023	9/30/2022
Total Assets	298	253	212	196	155	153	159
Total Current Assets	266	232	190	192	153	151	157
Cash & Equivalents	89	80	58	78	62	59	58
Restricted Cash	15	7.17	5.38	3.82	1.28	1.52	0.87
Note & Lease Receivable	167	151	131	113	84	85	92
Accounts Receivable	3.26	3.82	1.02	1.32	1.96	1.89	2.35
Prepaid Expenses	12	8.58	6.80	5.43	3.59	3.74	3.59
Other Current Assets	-21	-19	-12	-9.18	-	-	-
Plant, Property, & Equipment, net	0.00	0.00	0.00	0.00	0.21	0.27	0.38
Total Noncurrent Assets	32	20	22	4.02	2.39	2.23	1.67
Intangible Assets	2.40	2.29	2.20	2.06	1.66	1.45	1.29
Noncurrent Deferred & Refundable Income Taxes	12	16	18	-	-	-	-
Other Noncurrent Operating Assets	18	2.29	1.85	1.97	0.73	0.78	0.38
Total Liabilities & Shareholders' Equity	298	253	212	196	155	153	159
Total Liabilities	172	192	162	166	139	140	153
Total Current Liabilities	102	97	92	93	79	77	99
Accounts Payable	65	70	71	74	67	65	84
Accrued Expenses	22	11	8.44	10	5.02	7.29	9.72
Current Deferred Revenue	4.13	4.37	3.94	3.13	1.80	1.64	0.53
Other Current Liabilities	10	11	8.31	5.59	4.43	3.22	5.26
Total Noncurrent Liabilities	71	95	70	73	60	62	54
Long-Term Debt	70	94	69	72	58	59	54
Other Noncurrent Operating Liabilities	0.82	0.91	0.96	1.46	2.70	3.45	0.00
Commitments & Contingencies	0.00	0.00	-	-	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	126	61	50	30	16	14	5.73
Total Preferred & Common Equity	126	61	50	30	16	14	5.73
Total Common Equity	126	61	50	30	16	14	5.73
Common Stock	193	185	184	186	184	181	177
Retained Earnings	-54	-115	-126	-150	-162	-163	-166
Treasury Stock	-12	-7.94	-7.26	-6.07	-5.38	-4.10	-4.04
Accumulated Other Comprehensive Income / (Loss)	-1.50	-0.65	-0.72	-0.65	-0.49	-0.79	-1.05

This table displays calculated financial ratios and metrics derived from Sezzle's official financial filings.

Metric	2024	2023	2022	2021	2020
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Growth Metrics	-	-	-	-	-
Revenue Growth	70.14%	26.91%	9.37%	95.31%	0.00%
EBITDA Growth	227.83%	194.35%	60.21%	-147.34%	0.00%
EBIT Growth	243.52%	182.76%	58.38%	-145.02%	0.00%
NOPAT Growth	369.36%	202.69%	58.60%	-145.89%	0.00%
Net Income Growth	1,006.26%	118.63%	49.32%	-132.05%	0.00%
EPS Growth	950.40%	117.86%	-1,742.11%	-123.53%	0.00%
Operating Cash Flow Growth	259.20%	-401.82%	111.80%	-190.75%	0.00%
Free Cash Flow Firm Growth	226.69%	-263.84%	118.70%	0.00%	0.00%
Invested Capital Growth	146.79%	1,268.98%	-90.87%	203.04%	0.00%
Revenue Q/Q Growth	22.24%	7.14%	4.45%	0.00%	0.00%
EBITDA Q/Q Growth	38.65%	16.05%	51.95%	0.00%	0.00%
EBIT Q/Q Growth	39.79%	16.91%	50.33%	0.00%	0.00%
NOPAT Q/Q Growth	24.82%	7.56%	50.57%	0.00%	0.00%
Net Income Q/Q Growth	39.98%	48.09%	41.08%	0.00%	0.00%
EPS Q/Q Growth	39.68%	-26.04%	13.37%	0.00%	0.00%
Operating Cash Flow Q/Q Growth	64.17%	-178.20%	125.17%	-33.93%	0.00%
Free Cash Flow Firm Q/Q Growth	213.20%	-211.97%	0.00%	0.00%	0.00%
Invested Capital Q/Q Growth	67.74%	0.00%	268.34%	0.00%	0.00%
Profitability Metrics	-	-	-	-	-
Gross Margin	80.91%	70.90%	59.21%	50.50%	47.80%
EBITDA Margin	30.55%	15.85%	-21.33%	-58.62%	-46.29%
Operating Margin	30.33%	13.93%	-22.64%	-59.82%	-47.51%
EBIT Margin	30.00%	14.86%	-22.78%	-59.88%	-47.73%
Profit (Net Income) Margin	28.96%	4.45%	-30.34%	-65.47%	-55.10%
Tax Burden Percent	116.65%	92.07%	100.18%	100.08%	100.10%
Interest Burden Percent	82.76%	32.56%	132.91%	109.25%	115.34%
Effective Tax Rate	-16.65%	7.93%	0.00%	0.00%	0.00%
Return on Invested Capital (ROIC)	119.99%	82.62%	-98.90%	-196.02%	-160.65%
ROIC Less NNEP Spread (ROIC-NNEP)	50.30%	-61.31%	470.93%	-84.76%	-133.78%
Return on Net Nonoperating Assets (RNNOA)	22.86%	-36.74%	-64.47%	42.22%	106.62%
Return on Equity (ROE)	142.86%	45.89%	-163.37%	-153.80%	-54.03%
Cash Return on Invested Capital (CROIC)	35.34%	-90.15%	67.63%	-296.77%	0.00%
Operating Return on Assets (OROA)	31.83%	12.29%	-14.45%	-34.59%	-16.12%
Return on Assets (ROA)	30.73%	3.69%	-19.24%	-37.82%	-18.60%
Return on Common Equity (ROCE)	142.86%	45.89%	-163.37%	-153.80%	-54.03%
Return on Equity Simple (ROE_SIMPLE)	89.40%	32.13%	-430.77%	-198.90%	-54.03%
Net Operating Profit after Tax (NOPAT)	96	20	-20	-48	-20
NOPAT Margin	35.38%	12.83%	-15.85%	-41.87%	-33.26%
Net Nonoperating Expense Percent (NNEP)	69.69%	143.93%	-569.83%	-111.26%	-26.87%
Return On Investment Capital (ROIC_SIMPLE)	50.01%	17.51%	-	-	-
Cost of Revenue to Revenue	19.09%	29.10%	40.79%	49.50%	52.20%
SG&A Expenses to Revenue	4.21%	5.39%	13.07%	13.73%	12.27%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	50.57%	56.97%	81.86%	110.32%	95.31%
Earnings before Interest and Taxes (EBIT)	81	24	-29	-69	-28
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	83	25	-27	-67	-27
Valuation Ratios	-	-	-	-	-
Price to Book Value (P/BV)	16.33	5.27	0.00	0.00	0.70
Price to Tangible Book Value (P/TBV)	16.80	5.77	0.00	0.00	0.71
Price to Revenue (P/Rev)	5.29	0.73	0.00	0.00	0.72
Price to Earnings (P/E)	18.27	16.42	0.00	0.00	0.00
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	5.47%	6.09%	0.00%	0.00%	0.00%
Enterprise Value to Invested Capital (EV/IC)	12.83	3.05	0.00	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	5.39	0.88	0.00	0.00	0.00
Enterprise Value to EBITDA (EV/EBITDA)	17.63	5.56	0.00	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	17.95	5.94	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	15.22	6.88	0.00	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	35.70	0.00	0.00	0.00	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	51.69	0.00	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-
Debt to Equity	1.18	4.28	7.24	2.06	0.69
Long-Term Debt to Equity	1.18	0.01	7.24	2.06	0.69
Financial Leverage	0.45	0.60	-0.14	-0.50	-0.80
Leverage Ratio	4.65	12.45	8.49	4.07	2.90
Compound Leverage Factor	3.85	4.05	11.29	4.44	3.35
Debt to Total Capital	54.21%	81.07%	87.86%	67.35%	40.78%
Short-Term Debt to Total Capital	0.00%	80.86%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	54.21%	0.21%	87.86%	67.35%	40.78%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	45.79%	18.93%	12.14%	32.65%	59.22%
Debt to EBITDA	1.26	3.75	-2.39	-1.16	-1.52
Net Debt to EBITDA	0.31	0.95	0.20	0.01	1.76
Long-Term Debt to EBITDA	1.26	0.01	-2.39	-1.16	-1.52
Debt to NOPAT	1.08	4.63	-3.22	-1.62	-2.11
Net Debt to NOPAT	0.27	1.17	0.28	0.02	2.44
Long-Term Debt to NOPAT	1.08	0.01	-3.22	-1.62	-2.11
Altman Z-Score	6.09	0.57	0.00	0.00	0.33
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-
Current Ratio	2.44	1.12	1.72	2.06	2.53
Quick Ratio	2.53	1.13	1.76	2.01	2.44
Cash Flow Metrics	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	28	-22	14	-73	0.00
Operating Cash Flow to CapEx	2,793.79%	-1,881.27%	844.36%	-5,079.63%	-3,384.98%
Free Cash Flow to Firm to Interest Expense	2.01	-1.40	1.45	-11.44	0.00
Operating Cash Flow to Interest Expense	2.92	-1.61	0.90	-11.34	-5.77
Operating Cash Flow Less CapEx to Interest Expense	2.81	-1.69	0.80	-11.56	-5.94
Efficiency Ratios	-	-	-	-	-
Asset Turnover	1.06	0.83	0.63	0.58	0.34
Accounts Receivable Turnover	104.26	77.65	32.97	35.40	41.89
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	0.00	0.00	221.30	156.69
Accounts Payable Turnover	0.72	0.59	0.57	0.72	0.50
Days Sales Outstanding (DSO)	3.50	4.70	11.07	10.31	8.71
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	504.51	618.47	639.74	505.61	724.70
Cash Conversion Cycle (CCC)	-501.01	-613.77	-628.67	-495.30	-715.99
Capital & Investment Metrics	-	-	-	-	-
Invested Capital	114	46	3.37	37	12
Invested Capital Turnover	3.39	6.44	6.24	4.68	4.83
Increase / (Decrease) in Invested Capital	68	43	-34	25	0.00
Enterprise Value (EV)	1,460	141	0.00	0.00	-5.65
Market Capitalization	1,434	117	0.00	0.00	42
Book Value per Share	$15.67	$3.89	$0.04	$0.19	$0.32
Tangible Book Value per Share	$15.23	$3.56	$0.04	$0.18	$0.32
Total Capital	192	117	73	116	101
Total Debt	104	95	64	78	41
Total Long-Term Debt	104	0.25	64	78	41
Net Debt	26	24	-5.48	-0.91	-48
Capital Expenditures (CapEx)	1.46	1.37	1.01	1.42	0.73
Debt-free, Cash-free Net Working Capital (DFCFNWC)	74	46	1.43	35	16
Debt-free Net Working Capital (DFNWC)	152	116	71	114	105
Net Working Capital (NWC)	152	22	71	114	105
Net Nonoperating Expense (NNE)	17	13	18	27	13
Net Nonoperating Obligations (NNO)	26	24	-5.48	-0.91	-48
Total Depreciation and Amortization (D&A)	1.49	1.59	1.83	1.44	0.85
Debt-free, Cash-free Net Working Capital to Revenue	27.26%	28.58%	1.14%	30.36%	26.44%
Debt-free Net Working Capital to Revenue	56.04%	72.89%	56.49%	99.05%	177.97%
Net Working Capital to Revenue	56.04%	13.67%	56.49%	99.05%	177.97%
Earnings Adjustments	-	-	-	-	-
Adjusted Basic Earnings per Share	$13.98	$1.27	($0.18)	($0.38)	$0.00
Adjusted Weighted Average Basic Shares Outstanding	5.62M	5.61M	206.86M	200.34M	0.00
Adjusted Diluted Earnings per Share	$13.13	$1.25	($0.18)	($0.38)	$0.00
Adjusted Weighted Average Diluted Shares Outstanding	5.98M	5.68M	206.86M	200.34M	0.00
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	5.64M	5.63M	208.27M	204.41M	0.00
Normalized Net Operating Profit after Tax (NOPAT)	58	20	-20	-48	-20
Normalized NOPAT Margin	21.23%	12.83%	-15.85%	-41.87%	-33.26%
Pre Tax Income Margin	24.83%	4.84%	-30.28%	-65.42%	-55.05%
Debt Service Ratios	-	-	-	-	-
EBIT to Interest Expense	5.80	1.48	-3.04	-10.81	-6.52
NOPAT to Interest Expense	6.84	1.28	-2.11	-7.56	-4.54
EBIT Less CapEx to Interest Expense	5.70	1.40	-3.15	-11.03	-6.69
NOPAT Less CapEx to Interest Expense	6.74	1.19	-2.22	-7.78	-4.71
Payout Ratios	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	30.08%	23.71%	-1.00%	-3.53%	-9.56%

This table displays calculated financial ratios and metrics derived from Sezzle's official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	123.32%	100.86%	71.28%	60.20%	35.49%	27.76%	34.32%	19.44%	25.47%	16.24%	6.80%
EBITDA Growth	289.82%	273.39%	263.37%	212.45%	135.15%	70.55%	-18.72%	142.17%	121.15%	120.64%	141.72%
EBIT Growth	299.97%	288.78%	283.92%	228.82%	144.10%	74.58%	-16.70%	138.02%	119.40%	118.82%	137.09%
NOPAT Growth	191.08%	338.93%	245.91%	888.12%	144.95%	40.13%	-18.49%	138.97%	129.44%	126.94%	152.36%
Net Income Growth	351.65%	763.04%	1,093.31%	2,505.94%	364.30%	363.39%	-70.21%	107.56%	106.16%	102.45%	123.07%
EPS Growth	351.65%	731.37%	1,039.13%	2,365.00%	332.26%	-46.32%	1,050.00%	107.22%	105.96%	830.77%	122.22%
Operating Cash Flow Growth	52.38%	106.47%	143.42%	-167.09%	1,047.62%	-1,142.20%	-1,483.61%	487.92%	-152.18%	103.52%	103.71%
Free Cash Flow Firm Growth	-709.05%	-8.64%	-899.42%	31.15%	335.45%	-195.27%	-72.42%	-1,376.85%	89.59%	0.00%	176.74%
Invested Capital Growth	366.10%	146.79%	0.00%	429.29%	63.48%	1,268.98%	0.00%	281.81%	179.31%	-90.87%	-94.59%
Revenue Q/Q Growth	6.81%	40.40%	24.99%	19.14%	0.00%	19.73%	16.91%	0.76%	-9.41%	25.87%	3.95%
EBITDA Q/Q Growth	59.51%	48.25%	24.28%	32.64%	0.00%	44.27%	6.87%	-0.17%	10.81%	-31.24%	155.44%
EBIT Q/Q Growth	60.15%	48.87%	25.00%	34.19%	0.00%	47.01%	7.06%	-0.38%	11.34%	-29.86%	148.87%
NOPAT Q/Q Growth	35.93%	54.48%	-49.95%	177.00%	0.00%	21.74%	42.96%	-31.33%	17.25%	-29.18%	168.34%
Net Income Q/Q Growth	42.56%	64.23%	-48.00%	270.95%	0.00%	127.08%	13.57%	-33.91%	171.88%	-85.40%	128.80%
EPS Q/Q Growth	42.56%	61.83%	-46.86%	267.91%	0.00%	121.74%	15.00%	-35.48%	-67.37%	4,650.00%	100.72%
Operating Cash Flow Q/Q Growth	5,956.85%	-82.99%	229.94%	-111.38%	0.00%	-14.17%	-300.76%	260.77%	-382.82%	51.57%	156.29%
Free Cash Flow Firm Q/Q Growth	14.48%	20.41%	-469.76%	-257.07%	0.00%	-685.64%	149.07%	-437.10%	-106.17%	69.55%	2,171.68%
Invested Capital Q/Q Growth	-19.31%	67.74%	21.66%	183.07%	0.00%	0.00%	-100.00%	-12.57%	257.77%	268.34%	115.78%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	85.66%	85.16%	80.81%	77.24%	76.53%	76.07%	72.87%	65.60%	66.62%	71.45%	61.90%
EBITDA Margin	47.95%	32.11%	30.41%	30.58%	27.47%	17.27%	14.33%	15.68%	15.83%	12.94%	23.69%
Operating Margin	47.56%	31.43%	29.79%	29.84%	29.45%	15.68%	13.10%	10.77%	15.63%	12.39%	21.37%
EBIT Margin	47.58%	31.73%	29.93%	29.93%	26.57%	16.40%	13.35%	14.58%	14.75%	12.00%	21.53%
Profit (Net Income) Margin	34.47%	25.83%	22.08%	53.07%	17.04%	6.01%	3.17%	3.26%	4.97%	1.66%	14.29%
Tax Burden Percent	76.93%	91.48%	87.72%	218.74%	95.32%	83.91%	98.79%	98.23%	99.33%	96.82%	99.75%
Interest Burden Percent	94.16%	88.96%	84.10%	81.07%	67.30%	43.69%	24.03%	22.78%	33.95%	14.27%	66.52%
Effective Tax Rate	23.07%	8.52%	12.28%	-118.74%	4.68%	16.09%	1.21%	1.77%	0.67%	3.18%	0.25%
Return on Invested Capital (ROIC)	215.94%	97.50%	170.88%	379.39%	303.55%	84.76%	0.00%	617.35%	251.65%	74.85%	287.67%
ROIC Less NNEP Spread (ROIC-NNEP)	226.07%	86.00%	86.28%	5,409.12%	393.43%	47.05%	0.00%	661.11%	324.64%	198.82%	296.64%
Return on Net Nonoperating Assets (RNNOA)	-63.82%	39.09%	9.46%	-22.06%	-104.79%	28.20%	0.00%	-470.31%	-123.34%	-27.22%	-215.98%
Return on Equity (ROE)	152.12%	136.60%	180.34%	357.34%	198.76%	112.95%	0.00%	147.04%	128.31%	47.63%	71.69%
Cash Return on Invested Capital (CROIC)	84.35%	35.34%	26.59%	69.24%	131.35%	-90.15%	0.00%	37.31%	-67.95%	67.63%	0.00%
Operating Return on Assets (OROA)	63.42%	33.67%	26.25%	31.40%	26.12%	13.56%	0.00%	12.79%	11.77%	7.61%	15.80%
Return on Assets (ROA)	45.94%	27.40%	19.37%	55.67%	16.76%	4.97%	0.00%	2.86%	3.97%	1.05%	10.49%
Return on Common Equity (ROCE)	152.12%	136.60%	180.34%	357.34%	198.76%	112.95%	0.00%	147.04%	128.31%	47.63%	71.69%
Return on Equity Simple (ROE_SIMPLE)	84.83%	0.00%	91.75%	83.40%	45.18%	0.00%	0.00%	48.18%	-61.34%	0.00%	-1,128.47%
Net Operating Profit after Tax (NOPAT)	38	28	18	37	13	6.43	5.28	3.70	5.38	4.59	6.48
NOPAT Margin	36.59%	28.75%	26.13%	65.27%	28.07%	13.16%	12.94%	10.58%	15.53%	12.00%	21.32%
Net Nonoperating Expense Percent (NNEP)	-10.14%	11.50%	84.60%	-5,029.73%	-89.88%	37.70%	0.00%	-43.76%	-72.99%	-123.97%	-8.97%
Return On Investment Capital (ROIC_SIMPLE)	19.62%	14.72%	-	-	-	5.51%	-	-	-	-	-
Cost of Revenue to Revenue	14.34%	14.84%	19.19%	22.76%	23.47%	23.93%	27.13%	34.40%	33.38%	28.55%	38.10%
SG&A Expenses to Revenue	2.98%	4.16%	3.45%	4.51%	5.07%	3.90%	5.35%	4.86%	8.07%	5.70%	7.52%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	38.10%	53.73%	51.02%	47.41%	47.08%	60.39%	59.78%	54.83%	50.99%	59.06%	40.52%
Earnings before Interest and Taxes (EBIT)	50	31	21	17	12	8.02	5.45	5.09	5.11	4.59	6.55
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	50	32	21	17	13	8.45	5.85	5.48	5.49	4.95	7.20
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	9.39	16.33	15.62	9.94	16.07	5.27	0.00	0.00	0.00	0.00	0.00
Price to Tangible Book Value (P/TBV)	9.58	16.80	16.23	10.40	17.27	5.77	0.00	0.00	0.00	0.00	0.00
Price to Revenue (P/Rev)	3.59	5.29	4.31	2.59	2.77	0.73	0.50	0.00	0.00	0.00	0.00
Price to Earnings (P/E)	11.07	18.27	17.03	11.92	35.57	16.42	15.54	0.00	0.00	0.00	0.00
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	9.03%	5.47%	5.87%	8.39%	2.81%	6.09%	6.43%	0.00%	0.00%	0.00%	0.00%
Enterprise Value to Invested Capital (EV/IC)	12.49	12.83	14.18	9.06	23.66	3.05	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	3.49	5.39	4.34	2.62	2.71	0.88	0.00	0.00	0.00	0.00	0.00
Enterprise Value to EBITDA (EV/EBITDA)	9.54	17.63	16.10	11.40	14.26	5.56	0.00	0.00	0.00	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	9.66	17.95	16.53	11.84	15.01	5.94	0.00	0.00	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	9.63	15.22	12.52	7.41	16.35	6.88	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	18.77	35.70	38.61	83.52	27.42	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	24.39	51.69	106.65	22.02	22.35	0.00	0.00	0.00	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.56	1.18	1.54	1.37	2.42	4.28	0.00	3.54	4.31	7.24	9.41
Long-Term Debt to Equity	0.56	1.18	1.54	1.37	2.42	0.01	0.00	3.54	4.31	7.24	9.41
Financial Leverage	-0.28	0.45	0.11	0.00	-0.27	0.60	0.00	-0.71	-0.38	-0.14	-0.73
Leverage Ratio	3.18	4.65	4.14	5.52	8.07	12.45	0.00	19.20	12.59	8.49	5.00
Compound Leverage Factor	2.99	4.14	3.48	4.47	5.43	5.44	0.00	4.37	4.28	1.21	3.33
Debt to Total Capital	35.72%	54.21%	60.58%	57.80%	70.77%	81.07%	0.00%	77.97%	81.18%	87.86%	90.40%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	80.86%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	35.72%	54.21%	60.58%	57.80%	70.77%	0.21%	0.00%	77.97%	81.18%	87.86%	90.40%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	64.28%	45.79%	39.42%	42.20%	29.23%	18.93%	0.00%	22.03%	18.82%	12.14%	9.60%
Debt to EBITDA	0.58	1.26	1.57	1.55	2.19	3.75	0.00	2.49	12.67	-2.39	-0.97
Net Debt to EBITDA	-0.28	0.31	0.11	0.12	-0.30	0.95	0.00	-0.25	-0.35	0.20	0.09
Long-Term Debt to EBITDA	0.58	1.26	1.57	1.55	2.19	0.01	0.00	2.49	12.67	-2.39	-0.97
Debt to NOPAT	0.59	1.08	1.22	1.01	2.52	4.63	0.00	2.84	27.09	-3.22	-1.34
Net Debt to NOPAT	-0.28	0.27	0.09	0.08	-0.35	1.17	0.00	-0.28	-0.74	0.28	0.12
Long-Term Debt to NOPAT	0.59	1.08	1.22	1.01	2.52	0.01	0.00	2.84	27.09	-3.22	-1.34
Altman Z-Score	6.18	5.53	4.15	2.75	2.34	0.33	0.00	0.00	0.00	0.00	0.00
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	2.62	2.44	2.40	2.07	2.06	1.12	0.00	1.94	1.95	1.72	1.58
Quick Ratio	2.55	2.53	2.43	2.07	2.06	1.13	0.00	1.88	1.88	1.76	1.54
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-34	-39	-50	-8.70	5.54	-36	6.20	-13	-2.35	38	22
Operating Cash Flow to CapEx	19,102.92%	239.37%	2,010.64%	-1,012.46%	11,354.23%	-4,579.46%	-4,410.98%	1,566.07%	-1,268.39%	650.34%	436.23%
Free Cash Flow to Firm to Interest Expense	-11.58	-11.46	-14.89	-2.74	1.36	-8.04	1.50	-3.21	-0.70	9.68	10.25
Operating Cash Flow to Interest Expense	20.19	0.28	1.72	-1.39	9.46	-3.33	-3.17	1.67	-1.21	0.37	0.43
Operating Cash Flow Less CapEx to Interest Expense	20.09	0.16	1.63	-1.52	9.38	-3.40	-3.25	1.56	-1.30	0.31	0.33
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	1.33	1.06	0.88	1.05	0.98	0.83	0.00	0.88	0.80	0.63	0.73
Accounts Receivable Turnover	143.72	104.26	58.01	129.29	107.15	77.65	0.00	57.65	66.08	32.97	63.09
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	408.92	301.88	0.00	232.78
Accounts Payable Turnover	0.80	0.72	0.69	0.67	0.66	0.59	0.00	0.60	0.58	0.57	0.61
Days Sales Outstanding (DSO)	2.54	3.50	6.29	2.82	3.41	4.70	0.00	6.33	5.52	11.07	5.79
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	455.08	504.51	525.97	543.74	553.60	618.47	0.00	604.55	631.31	639.74	596.89
Cash Conversion Cycle (CCC)	-452.54	-501.01	-519.68	-540.92	-550.19	-613.77	0.00	-598.22	-625.78	-628.67	-591.11
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	92	114	68	56	20	46	0.00	11	12	3.37	0.91
Invested Capital Turnover	5.90	3.39	6.54	5.81	10.81	6.44	0.00	58.35	16.21	6.24	13.49
Increase / (Decrease) in Invested Capital	72	68	68	45	7.65	43	-0.91	16	7.74	-34	-16
Enterprise Value (EV)	1,147	1,460	962	505	466	141	0.00	0.00	0.00	0.00	0.00
Market Capitalization	1,181	1,434	955	500	476	117	75	0.00	0.00	0.00	0.00
Book Value per Share	$22.29	$15.67	$10.92	$8.87	$5.26	$3.89	$0.00	$2.90	$0.07	$0.04	$0.03
Tangible Book Value per Share	$21.86	$15.23	$10.51	$8.49	$4.89	$3.56	$0.00	$2.60	$0.06	$0.04	$0.02
Total Capital	196	192	155	119	101	117	0.00	74	73	73	60
Total Debt	70	104	94	69	72	95	0.00	58	59	64	54
Total Long-Term Debt	70	104	94	69	72	0.25	0.00	58	59	64	54
Net Debt	-34	26	6.70	5.47	-9.91	24	0.00	-5.74	-1.61	-5.48	-4.81
Capital Expenditures (CapEx)	0.31	0.41	0.28	0.43	0.34	0.33	0.30	0.42	0.32	0.22	0.22
Debt-free, Cash-free Net Working Capital (DFCFNWC)	61	74	48	35	17	46	0.00	11	13	1.43	-1.13
Debt-free Net Working Capital (DFNWC)	164	152	136	99	99	116	0.00	74	74	71	58
Net Working Capital (NWC)	164	152	136	99	99	22	0.00	74	74	71	58
Net Nonoperating Expense (NNE)	2.22	2.87	2.83	6.83	5.18	3.49	3.99	2.56	3.66	3.96	2.14
Net Nonoperating Obligations (NNO)	-34	26	6.70	5.47	-9.91	24	0.00	-5.74	-1.61	-5.48	-4.81
Total Depreciation and Amortization (D&A)	0.38	0.37	0.34	0.37	0.42	0.43	0.40	0.38	0.37	0.36	0.66
Debt-free, Cash-free Net Working Capital to Revenue	18.39%	27.26%	21.78%	18.22%	9.98%	28.58%	0.00%	7.69%	9.80%	1.14%	-0.94%
Debt-free Net Working Capital to Revenue	49.94%	56.04%	61.11%	51.13%	57.52%	72.89%	0.00%	53.52%	55.47%	56.49%	47.92%
Net Working Capital to Revenue	49.94%	56.04%	61.11%	51.13%	57.52%	13.67%	0.00%	53.52%	55.47%	56.49%	47.92%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.07	$4.53	$2.79	$5.25	$1.41	$0.53	$0.00	$0.20	$0.31	$0.95	$0.02
Adjusted Weighted Average Basic Shares Outstanding	33.85M	5.62M	5.55M	5.66M	5.66M	5.61M	0.00	5.58M	5.48M	5.44M	207.65M
Adjusted Diluted Earnings per Share	$1.00	$4.24	$2.62	$4.93	$1.34	$0.51	$0.00	$0.20	$0.31	$0.95	$0.02
Adjusted Weighted Average Diluted Shares Outstanding	36.17M	5.98M	5.91M	6.02M	5.96M	5.68M	0.00	5.66M	5.56M	5.44M	227.16M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	33.29M	5.64M	5.61M	5.60M	5.67M	5.63M	0.00	5.68M	5.61M	208.27M	207.90M
Normalized Net Operating Profit after Tax (NOPAT)	38	28	18	12	13	6.43	5.28	3.70	5.38	4.59	6.48
Normalized NOPAT Margin	36.59%	28.75%	26.13%	20.89%	28.07%	13.16%	12.94%	10.58%	15.53%	12.00%	21.32%
Pre Tax Income Margin	44.81%	28.23%	25.17%	24.26%	17.88%	7.16%	3.21%	3.32%	5.01%	1.71%	14.32%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	17.13	9.06	6.29	5.28	3.06	1.78	1.32	1.30	1.51	1.17	2.99
NOPAT to Interest Expense	13.17	8.21	5.49	11.52	3.23	1.43	1.28	0.94	1.59	1.17	2.96
EBIT Less CapEx to Interest Expense	17.03	8.94	6.21	5.15	2.97	1.70	1.24	1.19	1.42	1.11	2.89
NOPAT Less CapEx to Interest Expense	13.07	8.09	5.41	11.38	3.15	1.35	1.20	0.83	1.50	1.11	2.86
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	20.87%	30.08%	39.58%	35.10%	40.73%	23.71%	35.01%	17.36%	-1.28%	-1.00%	-1.81%

Frequently Asked Questions About Sezzle's Financials

When does Sezzle's financial year end?

According to the most recent income statement we have on file, Sezzle's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Sezzle's net income changed over the last 4 years?

Sezzle's net income appears to be on a downward trend, with a most recent value of $78.52 million in 2024, falling from -$32.39 million in 2020. The previous period was $7.10 million in 2023. See where experts think Sezzle is headed by visiting Sezzle's forecast page.

What is Sezzle's operating income?

Sezzle's total operating income in 2024 was $82.25 million, based on the following breakdown:

Total Gross Profit: $219.36 million
Total Operating Expenses: $137.12 million

How has Sezzle revenue changed over the last 4 years?

Over the last 4 years, Sezzle's total revenue changed from $58.79 million in 2020 to $271.13 million in 2024, a change of 361.2%.

How much debt does Sezzle have?

Sezzle's total liabilities were at $210.54 million at the end of 2024, a 10.5% increase from 2023, and a 84.4% increase since 2020.

How much cash does Sezzle have?

In the past 4 years, Sezzle's cash and equivalents has ranged from $67.62 million in 2023 to $84.29 million in 2020, and is currently $73.19 million as of their latest financial filing in 2024.

How has Sezzle's book value per share changed over the last 4 years?

Over the last 4 years, Sezzle's book value per share changed from 0.32 in 2020 to 15.67 in 2024, a change of 4,781.6%.

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This page (NASDAQ:SEZL) was last updated on 5/21/2025 by MarketBeat.com Staff

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Sezzle (SEZL) Financials

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