Sezzle (SEZL) Stock Price, News & Analysis

Company Overview

Sezzle, Inc. (NASDAQ: SEZL) is a financial technology company headquartered in Minneapolis, Minnesota, that provides Buy Now, Pay Later (BNPL) solutions for online and in-store merchants. The company’s core platform allows qualified consumers to split purchase costs into interest-free installments, typically paid over a six-week period. By partnering with retailers across fashion, electronics, wellness and home goods verticals, Sezzle facilitates greater purchasing power for customers while driving higher conversion rates and order values for merchants.

Sezzle’s service suite includes a consumer mobile app featuring real-time budgeting tools, early access to pay off balances and rewards programs designed to promote on-time payments. For merchants, the company offers seamless point-of-sale integrations, advanced analytics dashboards and risk management services. Sezzle earns revenue through merchant fees based on transaction volume and value, without charging interest or compounding fees to consumers who adhere to agreed payment schedules.

Founded in 2016 by co-founders Charlie Youakim, Paul Paradis and Killian Brackey, Sezzle launched its first installments service in the United States before expanding into Canada later that year. In April 2021, the company completed its initial public offering on the Nasdaq, marking a key milestone in its pursuit of international growth. Sezzle has since pursued regulatory approvals in Europe and continues to broaden its merchant network across North America, targeting digitally engaged and credit-conscious consumers.

Under the leadership of CEO Charlie Youakim, Sezzle emphasizes responsible spending and transparent credit practices. The executive team, which includes Chief Financial Officer Charles Carrel and Chief Operating Officer Andrew Graham, focuses on innovation in embedded finance and strategic partnerships. Sezzle’s mission remains centered on financial inclusion, offering flexible payment solutions that aim to empower consumers and support merchant success without the burden of high-interest credit.

Key Stats

• Today's Range: $173.60 to $182.49
• 50-Day Range: $47.97 to $181.07
• 52-Week Range: $11.67 to $182.49
• Volume: 579,060 shs
• Average Volume: 829,718 shs
• Market Capitalization: $6.03 billion
• P/E Ratio: 61.17
• Dividend Yield: N/A
• Price Target: $108.28
• Consensus Rating: Buy

Sezzle Stock Analysis - MarketRank™

Sezzle scored higher than 47% of companies evaluated by MarketBeat, and ranked 529th out of 906 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.6 / 5
• Analyst Rating: Buy

Consensus Rating

Sezzle has received a consensus rating of Buy. The company's average rating score is 3.25, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Sezzle has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 29.07%

Earnings Growth

Earnings for Sezzle are expected to grow by 29.07% in the coming year, from $9.77 to $12.61 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Sezzle is 61.17, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 25.56.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sezzle is 61.17, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 28.86.

Price to Book Value per Share Ratio

Sezzle has a P/B Ratio of 69.37. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

18.24% of the float of Sezzle has been sold short.

Short Interest Ratio / Days to Cover

Sezzle has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Sezzle has recently decreased by 0.67%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Sezzle does not currently pay a dividend.

Dividend Growth

Sezzle does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

18.24% of the float of Sezzle has been sold short.

Short Interest Ratio / Days to Cover

Sezzle has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Sezzle has recently decreased by 0.67%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.61

News Sentiment

Sezzle has a news sentiment score of 0.61. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.

News Coverage This Week

MarketBeat has tracked 22 news articles for Sezzle this week, compared to 7 articles on an average week.

Search Interest

40 people have searched for SEZL on MarketBeat in the last 30 days. This is an increase of 54% compared to the previous 30 days.

MarketBeat Follows

35 people have added Sezzle to their MarketBeat watchlist in the last 30 days. This is an increase of 84% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Sezzle insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $41,660,224.00 in company stock.

Percentage Held by Insiders

49.49% of the stock of Sezzle is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 2.02% of the stock of Sezzle is held by institutions.

SEZL Stock Analysis - Frequently Asked Questions

How have SEZL shares performed this year?

Sezzle's stock was trading at $42.6333 at the beginning of 2025. Since then, SEZL shares have increased by 324.7% and is now trading at $181.0650.

How were Sezzle's earnings last quarter?

Sezzle Inc. (NASDAQ:SEZL) posted its quarterly earnings data on Tuesday, February, 25th. The company reported $0.73 earnings per share for the quarter, topping the consensus estimate of $0.51 by $0.22. The business earned $271.13 billion during the quarter, compared to the consensus estimate of $73.90 million. Sezzle had a net margin of 32.42% and a trailing twelve-month return on equity of 114.37%.
Read the conference call transcript.

When did Sezzle's stock split?

Shares of Sezzle split on Monday, March 31st 2025.A 6-1 split was announced. The newly minted shares were issued to shareholders after the closing bell on Sunday, March 30th 2025. An investor that had 100 shares of stock prior to the split would have 600 shares after the split.

How will Sezzle's stock buyback program work?

Sezzle's board authorized a stock buyback program on Monday, March 10th 2025, which allows the company to buy back $50,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 4.3% of its shares through open market purchases. Shares buyback programs are typically a sign that the company's management believes its shares are undervalued.

When did Sezzle IPO?

Sezzle (SEZL) raised $42 million in an initial public offering (IPO) on Thursday, August 17th 2023. The company issued 3,241,221 shares at $13.00 per share.

How do I buy shares of Sezzle?

Shares of SEZL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Sezzle own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Sezzle investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Netflix (NFLX) and Visa (V).

Company Calendar

• Last Earnings: 2/25/2025
• Today: 7/04/2025
• Next Earnings (Estimated): 8/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Business Services
• Current Symbol: NASDAQ:SEZL
• CIK: 1662991
• Web: www.sezzle.com
• Phone: 651-504-5402
• Fax: N/A
• Employees: 540
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $108.28
• High Stock Price Target: $202.00
• Low Stock Price Target: $60.00
• Potential Upside/Downside: -40.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.96
• Trailing P/E Ratio: 61.17
• Forward P/E Ratio: 18.53
• P/E Growth: N/A
• Net Income: $78.52 million
• Net Margins: 32.42%
• Pretax Margin: 32.19%
• Return on Equity: 114.37%
• Return on Assets: 35.02%

Debt

• Debt-to-Equity Ratio: 0.56
• Current Ratio: 2.62
• Quick Ratio: 2.62

Sales & Book Value

• Annual Sales: $271.13 million
• Price / Sales: 22.23
• Cash Flow: $2.11 per share
• Price / Cash Flow: 85.69
• Book Value: $2.61 per share
• Price / Book: 69.37

Miscellaneous

• Outstanding Shares: 33,290,000
• Free Float: 16,813,000
• Market Cap: $6.03 billion
• Optionable: Not Optionable
• Beta: 9.16