Summit Financial Group (SMMF) Stock Price, News & Analysis

Company Overview

Summit Financial Group, Inc. operates as a financial holding company for Summit Community Bank, Inc. that provides community banking and other financial services to individuals and businesses primarily in the Eastern Panhandle, Southern and North Central regions of West Virginia and the Northern, Shenandoah Valley, and Southwestern regions of Virginia, and the Central region of Kentucky. Its community banking services include demand, savings, and time deposits; commercial, commercial real estate, construction and land development, residential real estate, and consumer loans; and mortgage warehouse lines of credit, as well as trust and wealth management, cash management, and insurance services. Summit Financial Group, Inc. was incorporated in 1987 and is headquartered in Moorefield, West Virginia.

Key Stats

• Today's Range: $25.70 to $25.70
• 50-Day Range: $25.03 to $27.72
• 52-Week Range: $17.06 to $31.49
• Volume: N/A
• Average Volume: 27,319 shs
• Market Capitalization: $377.28 million
• P/E Ratio: 6.62
• Dividend Yield: 3.42%
• Price Target: N/A
• Consensus Rating: N/A

SMMF Stock Analysis - Frequently Asked Questions

How were Summit Financial Group's earnings last quarter?

Summit Financial Group, Inc. (NASDAQ:SMMF) posted its quarterly earnings results on Thursday, January, 25th. The bank reported $1.11 earnings per share for the quarter, beating the consensus estimate of $1.10 by $0.01. The bank had revenue of $72.32 million for the quarter. Summit Financial Group had a trailing twelve-month return on equity of 14.25% and a net margin of 20.84%.

What other stocks do shareholders of Summit Financial Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Summit Financial Group investors own include NVIDIA (NVDA), Broadcom (AVGO), Jabil (JBL), Adobe (ADBE), Arista Networks (ANET), Builders FirstSource (BLDR) and e.l.f. Beauty (ELF).

Company Calendar

• Last Earnings: 1/25/2024
• Today: 9/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: N/A
• Current Symbol: NASDAQ:SMMF
• CIK: 811808
• Web: www.summitfgi.com
• Phone: (304) 530-1000
• Fax: 304-538-7053
• Employees: 496
• Year Founded: 1987

Profitability

• EPS (Trailing Twelve Months): $3.88
• Trailing P/E Ratio: 6.62
• Forward P/E Ratio: 6.43
• P/E Growth: N/A
• Net Income: $55.24 million
• Net Margins: 20.84%
• Pretax Margin: 26.73%
• Return on Equity: 14.25%
• Return on Assets: 1.27%

Debt

• Debt-to-Equity Ratio: 0.29
• Current Ratio: 0.92
• Quick Ratio: 0.92

Sales & Book Value

• Annual Sales: $263.42 million
• Price / Sales: 1.43
• Cash Flow: $4.07 per share
• Price / Cash Flow: 6.32
• Book Value: $28.98 per share
• Price / Book: 0.89

Miscellaneous

• Outstanding Shares: 14,680,000
• Free Float: 12,793,000
• Market Cap: $377.28 million
• Optionable: Optionable
• Beta: 0.39