Sapiens International (SPNS) Financials

$28.20 +0.03 (+0.11%)

Closing price 04:00 PM Eastern

Extended Trading

$28.22 +0.02 (+0.05%)

As of 04:05 PM Eastern

Annual Income Statements for Sapiens International

This table shows Sapiens International's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	14	20	19	0.35	14	26	34	47	53	62	72
Consolidated Net Income / (Loss)	15	20	20	0.56	14	26	34	47	53	63	72
Net Income / (Loss) Continuing Operations	15	20	20	0.56	14	26	34	47	53	63	72
Total Pre-Tax Income	15	25	25	-2.01	19	35	41	57	66	77	90
Total Operating Income	15	24	25	1.00	23	38	45	57	66	79	86
Total Gross Profit	58	74	86	94	110	130	156	188	200	220	238
Total Revenue	157	186	216	269	290	326	383	461	475	515	542
Operating Revenue	157	186	216	269	290	326	383	461	475	515	542
Total Cost of Revenue	99	111	130	176	180	196	227	273	275	295	304
Operating Cost of Revenue	99	111	130	176	180	196	227	273	275	295	304
Total Operating Expenses	43	50	61	93	87	92	111	130	134	141	152
Selling, General & Admin Expense	32	40	44	61	52	54	70	76	75	77	86
Research & Development Expense	11	10	16	32	34	37	41	54	59	63	66
Total Other Income / (Expense), net	0.12	0.16	0.53	-3.01	-3.99	-2.77	-3.81	-0.20	-0.94	-1.75	3.98
Other Income / (Expense), net	0.12	-	0.53	-3.01	-3.99	-2.77	-3.81	-0.20	-0.94	-1.75	3.98
Income Tax Expense	0.45	4.21	5.77	-2.56	5.03	8.61	7.04	9.96	13	14	18
Net Income / (Loss) Attributable to Noncontrolling Interest	0.11	0.28	0.27	0.20	0.22	0.24	0.38	0.15	0.34	0.42	0.14
Basic Earnings per Share	$0.31	$0.42	$0.40	$0.01	$0.28	$0.53	$0.67	$0.86	$0.95	$1.13	$1.29
Weighted Average Basic Shares Outstanding	47.68M	48.76M	49.04M	49.76M	0.00	50.16M	54.66M	55.07M	55.14M	55.73M	55.89M
Diluted Earnings per Share	$0.30	$0.41	$0.40	$0.01	$0.28	$0.52	$0.65	$0.85	$0.95	$1.12	$1.29
Weighted Average Diluted Shares Outstanding	47.68M	48.76M	49.04M	49.76M	0.00	50.16M	54.66M	55.07M	55.14M	55.73M	55.89M
Weighted Average Basic & Diluted Shares Outstanding	47.68M	48.76M	49.04M	49.76M	0.00	50.16M	54.66M	55.07M	55.14M	55.73M	55.89M

No quarterly income statements for Sapiens International are available.

This table details how cash moves in and out of Sapiens International's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Change in Cash & Equivalents	-23	6.95	5.16	11	-6.84	27	86	38	-30	-34	37
Net Cash From Operating Activities	22	40	26	9.25	28	66	58	81	44	79	82
Net Cash From Continuing Operating Activities	22	40	26	12	28	66	58	81	44	79	82
Net Income / (Loss) Continuing Operations	15	20	20	0.56	14	26	34	47	53	63	72
Consolidated Net Income / (Loss)	15	20	20	0.56	14	26	34	47	53	63	72
Depreciation Expense	8.72	9.63	10	16	20	19	23	29	4.24	3.87	4.37
Amortization Expense	-0.23	-0.45	-0.52	0.51	-	-	-	0.11	0.09	18	0.04
Non-Cash Adjustments To Reconcile Net Income	1.07	1.19	1.72	2.04	2.29	1.54	4.52	6.09	14	3.82	15
Changes in Operating Assets and Liabilities, net	-2.58	9.78	-4.79	-6.59	-8.30	19	-3.80	-1.65	-28	-8.76	-9.50
Net Cash From Investing Activities	-43	-19	-9.71	-73	-26	-42	-128	0.13	-12	-73	13
Net Cash From Continuing Investing Activities	-43	-19	-9.71	-73	-26	-19	-128	0.13	-13	-73	13
Purchase of Property, Plant & Equipment	-7.56	-8.85	-10	-2.62	-1.91	-11	-2.63	-3.79	-3.03	-2.57	-3.00
Acquisitions	-2.06	-2.93	-4.38	-106	-5.16	-5.67	-5.80	-7.08	-9.56	-15	-7.51
Sale of Property, Plant & Equipment	-	-	-	0.00	0.00	0.83	0.01	1.11	0.05	0.05	0.20
Sale and/or Maturity of Investments	1.54	1.50	14	35	-	-	-	-	-55	-	-139
Other Investing Activities, net	0.24	-0.89	-	0.00	0.00	-1.12	20	9.88	55	60	162
Net Cash From Financing Activities	1.46	-14	-11	70	-9.43	-21	157	-40	-58	-43	-56
Net Cash From Continuing Financing Activities	1.46	-14	-11	70	-9.43	-21	157	-40	-58	-43	-56
Repayment of Debt	0.00	0.00	-0.82	-0.06	-0.24	-9.90	-30	-20	-20	-20	-20
Payment of Dividends	-0.11	-7.26	-9.86	-9.85	-10	-11	-7.04	-21	-39	-28	-36
Other Financing Activities, net	1.57	-6.91	-0.55	1.69	0.83	0.41	4.37	1.11	0.00	4.81	-0.53
Other Net Changes in Cash	-	-	-	-	-	-	-	-	-6.39	-	-2.75
Cash Interest Paid	0.01	0.01	0.05	0.71	2.07	2.48	5.44	3.50	1.47	0.75	1.04
Cash Income Taxes Paid	0.67	2.23	1.20	2.71	2.85	6.40	16	9.05	13	30	26

No quarterly cash flow statements for Sapiens International are available.

This table presents Sapiens International's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Total Assets	233	242	258	374	379	452	714	715	668	690	692
Total Current Assets	83	98	120	131	130	147	267	300	285	315	335
Cash & Equivalents	47	54	61	71	65	66	153	190	160	127	164
Short-Term Investments	0.00	8.78	18	-	0.00	23	30	20	20	75	53
Accounts Receivable	32	30	35	53	59	50	65	76	93	90	100
Prepaid Expenses	3.96	5.46	6.39	6.28	6.22	7.82	19	14	12	23	19
Plant, Property, & Equipment, net	5.01	5.68	9.81	11	8.52	17	17	14	12	13	11
Total Noncurrent Assets	145	138	128	232	240	289	430	400	371	362	346
Goodwill	68	70	74	159	166	171	264	261	252	256	252
Intangible Assets	28	28	28	65	65	58	99	82	67	61	51
Noncurrent Deferred & Refundable Income Taxes	-	-	-	-	-	-	-	3.12	9.42	11	13
Other Noncurrent Operating Assets	16	9.80	8.66	8.22	8.99	60	66	54	42	34	30
Total Liabilities & Shareholders' Equity	233	242	258	374	379	452	714	715	668	690	692
Total Liabilities	55	60	63	171	176	227	330	306	265	240	212
Total Current Liabilities	40	47	48	70	81	105	145	152	146	149	150
Short-Term Debt	-	-	-	0.00	9.90	9.90	20	20	20	20	20
Accounts Payable	3.31	4.72	6.56	7.04	6.15	5.11	5.39	5.01	9.42	6.29	8.41
Accrued Expenses	12	15	14	24	25	34	35	33	35	29	28
Current Deferred Revenue	9.27	10	9.14	17	18	21	35	40	31	39	38
Current Employee Benefit Liabilities	15	17	18	23	22	27	40	43	42	49	49
Other Current Liabilities	-	-	-	-	0.00	8.31	9.92	11	9.06	6.62	6.44
Total Noncurrent Liabilities	15	13	15	101	95	122	185	154	119	91	62
Long-Term Debt	-	-	0.00	78	69	59	99	79	59	40	20
Noncurrent Deferred & Payable Income Tax Liabilities	-	-	2.17	9.17	12	5.08	16	15	11	11	6.90
Other Noncurrent Operating Liabilities	15	13	13	14	15	58	70	60	49	40	36
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	178	182	194	201	202	225	384	409	403	450	480
Total Preferred & Common Equity	178	181	194	200	201	224	382	407	401	447	480
Total Common Equity	178	181	194	200	201	224	382	407	401	447	480
Common Stock	250	235	227	222	216	218	335	342	345	354	356
Retained Earnings	-53	-33	-13	-13	2.67	18	45	72	86	120	160
Accumulated Other Comprehensive Income / (Loss)	-10	-12	-11	0.53	-7.82	-2.38	11	2.82	-21	-17	-27
Other Equity Adjustments	-	-	-	-	-	-	-	-	-9.42	-9.42	-9.42
Noncontrolling Interest	0.69	0.87	0.80	0.83	1.44	1.68	2.00	2.17	2.35	2.68	0.00

No quarterly balance sheets for Sapiens International are available.

This table displays calculated financial ratios and metrics derived from Sapiens International's official financial filings.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	16.30%	17.90%	16.46%	24.52%	7.62%	12.42%	17.57%	20.41%	2.97%	8.39%	5.40%
EBITDA Growth	15.93%	42.51%	4.05%	-58.79%	170.62%	39.46%	19.07%	33.26%	-18.81%	41.14%	-4.44%
EBIT Growth	21.18%	62.01%	4.20%	-107.91%	1,047.76%	84.44%	17.37%	39.05%	14.43%	17.65%	16.48%
NOPAT Growth	30.16%	39.49%	-4.84%	-96.34%	2,314.59%	68.75%	30.55%	27.28%	13.06%	19.75%	7.50%
Net Income Growth	25.74%	39.27%	-3.44%	-97.16%	2,417.99%	89.22%	28.94%	38.54%	11.85%	18.77%	15.04%
EPS Growth	11.11%	36.67%	-2.44%	-97.50%	2,700.00%	85.71%	25.00%	30.77%	11.76%	17.89%	15.18%
Operating Cash Flow Growth	24.88%	87.56%	-35.61%	-64.48%	199.52%	138.83%	-11.94%	38.26%	-45.64%	81.42%	3.53%
Free Cash Flow Firm Growth	4,049.17%	80.32%	-71.80%	-1,396.44%	108.82%	313.13%	-295.10%	190.36%	-29.79%	19.32%	24.48%
Invested Capital Growth	-2.14%	-9.97%	12.19%	111.27%	3.49%	-5.21%	56.11%	-7.11%	1.47%	1.80%	-1.35%
Revenue Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EBITDA Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EBIT Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
NOPAT Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Income Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EPS Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Cash Flow Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow Firm Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Invested Capital Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	37.06%	40.10%	39.68%	34.74%	37.82%	39.77%	40.73%	40.74%	42.16%	42.67%	43.90%
EBITDA Margin	14.94%	18.06%	16.13%	5.34%	13.42%	16.65%	16.87%	18.67%	14.72%	19.17%	17.38%
Operating Margin	9.47%	13.12%	11.49%	0.37%	7.95%	11.63%	11.75%	12.47%	14.01%	15.33%	15.83%
EBIT Margin	9.55%	13.12%	11.74%	-0.75%	6.57%	10.78%	10.76%	12.43%	13.81%	14.99%	16.56%
Profit (Net Income) Margin	9.26%	10.94%	9.07%	0.21%	4.83%	8.13%	8.92%	10.26%	11.15%	12.22%	13.33%
Tax Burden Percent	96.98%	82.81%	77.25%	-27.69%	73.56%	75.47%	82.91%	82.61%	80.75%	81.52%	80.51%
Interest Burden Percent	100.00%	100.67%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	3.02%	17.19%	22.75%	0.00%	26.44%	24.53%	17.09%	17.39%	19.25%	18.48%	19.49%
Return on Invested Capital (ROIC)	14.60%	21.67%	20.51%	0.46%	7.96%	13.56%	14.21%	15.38%	17.92%	21.12%	22.65%
ROIC Less NNEP Spread (ROIC-NNEP)	14.44%	21.51%	20.08%	0.78%	-20.46%	76.96%	21.67%	15.57%	18.64%	22.29%	20.65%
Return on Net Nonoperating Assets (RNNOA)	-6.24%	-10.41%	-10.12%	-0.18%	-1.04%	-1.19%	-3.00%	-3.45%	-4.88%	-6.38%	-7.09%
Return on Equity (ROE)	8.36%	11.26%	10.38%	0.28%	6.92%	12.38%	11.20%	11.93%	13.04%	14.74%	15.56%
Cash Return on Invested Capital (CROIC)	16.76%	32.15%	9.02%	-71.04%	4.54%	18.91%	-29.61%	22.75%	16.47%	19.33%	24.01%
Operating Return on Assets (OROA)	6.60%	10.24%	10.15%	-0.64%	5.06%	8.45%	7.06%	8.02%	9.48%	11.36%	13.01%
Return on Assets (ROA)	6.40%	8.54%	7.84%	0.18%	3.72%	6.37%	5.86%	6.62%	7.65%	9.26%	10.47%
Return on Common Equity (ROCE)	8.32%	11.19%	10.30%	0.28%	6.86%	12.29%	11.13%	11.86%	12.97%	14.65%	15.52%
Return on Equity Simple (ROE_SIMPLE)	8.21%	11.22%	10.12%	0.28%	6.96%	11.84%	8.95%	11.64%	13.22%	14.06%	15.08%
Net Operating Profit after Tax (NOPAT)	14	20	19	0.70	17	29	37	47	54	64	69
NOPAT Margin	9.18%	10.86%	8.88%	0.26%	5.85%	8.78%	9.74%	10.30%	11.31%	12.49%	12.74%
Net Nonoperating Expense Percent (NNEP)	0.16%	0.15%	0.43%	-0.32%	28.42%	-63.40%	-7.46%	-0.19%	-0.71%	-1.17%	2.01%
Return On Investment Capital (ROIC_SIMPLE)	-	-	-	-	-	-	-	-	11.14%	12.62%	13.31%
Cost of Revenue to Revenue	62.94%	59.90%	60.32%	65.26%	62.18%	60.23%	59.27%	59.26%	57.84%	57.33%	56.10%
SG&A Expenses to Revenue	20.39%	21.47%	20.57%	22.50%	18.00%	16.67%	18.18%	16.56%	15.80%	15.01%	15.85%
R&D to Revenue	7.21%	5.51%	7.63%	11.87%	11.88%	11.48%	10.80%	11.72%	12.36%	12.34%	12.22%
Operating Expenses to Revenue	27.60%	26.99%	28.19%	34.37%	29.87%	28.14%	28.98%	28.27%	28.16%	27.35%	28.07%
Earnings before Interest and Taxes (EBIT)	15	24	25	-2.01	19	35	41	57	66	77	90
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	24	34	35	14	39	54	65	86	70	99	94
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.65	2.36	3.23	2.57	2.52	4.78	3.78	4.41	2.45	3.51	3.09
Price to Tangible Book Value (P/TBV)	3.57	5.12	6.81	0.00	0.00	0.00	79.80	28.31	12.13	12.08	8.36
Price to Revenue (P/Rev)	1.86	2.30	2.89	1.91	1.75	3.29	3.77	3.88	2.07	3.05	2.73
Price to Earnings (P/E)	20.26	21.33	32.30	1,457.81	36.78	40.77	42.75	37.97	18.64	25.13	20.53
Dividend Yield	0.00%	1.68%	1.56%	1.91%	3.93%	1.95%	1.25%	1.56%	3.93%	1.79%	2.12%
Earnings Yield	4.94%	4.69%	3.10%	0.07%	2.72%	2.45%	2.34%	2.63%	5.36%	3.98%	4.87%
Enterprise Value to Invested Capital (EV/IC)	2.18	3.79	5.36	2.50	2.41	5.13	4.32	5.66	2.92	4.65	4.31
Enterprise Value to Revenue (EV/Rev)	1.36	1.80	2.45	1.94	1.80	3.23	3.61	3.65	1.86	2.78	2.41
Enterprise Value to EBITDA (EV/EBITDA)	9.07	9.97	15.19	36.33	13.43	19.38	21.40	19.54	12.62	14.49	13.85
Enterprise Value to EBIT (EV/EBIT)	14.19	13.73	20.88	0.00	27.44	29.95	33.55	29.36	13.45	18.53	14.53
Enterprise Value to NOPAT (EV/NOPAT)	14.76	16.57	27.61	744.43	30.84	36.78	37.04	35.41	16.42	22.23	18.88
Enterprise Value to Operating Cash Flow (EV/OCF)	9.89	8.26	20.35	56.46	18.86	15.89	23.73	20.88	20.14	17.99	15.87
Enterprise Value to Free Cash Flow (EV/FCFF)	12.85	11.17	62.80	0.00	54.15	26.38	0.00	23.94	17.88	24.28	17.81
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.00	0.00	0.00	0.39	0.39	0.30	0.31	0.24	0.20	0.13	0.08
Long-Term Debt to Equity	0.00	0.00	0.00	0.39	0.34	0.26	0.26	0.19	0.15	0.09	0.04
Financial Leverage	-0.43	-0.48	-0.50	-0.23	0.05	-0.02	-0.14	-0.22	-0.26	-0.29	-0.34
Leverage Ratio	1.31	1.32	1.32	1.59	1.86	1.94	1.91	1.80	1.70	1.59	1.49
Compound Leverage Factor	1.31	1.33	1.32	1.59	1.86	1.94	1.91	1.80	1.70	1.59	1.49
Debt to Total Capital	0.00%	0.00%	0.00%	27.91%	27.93%	23.36%	23.57%	19.46%	16.40%	11.65%	7.62%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	3.52%	3.36%	3.94%	3.90%	4.11%	3.89%	3.81%
Long-Term Debt to Total Capital	0.00%	0.00%	0.00%	27.91%	24.41%	20.00%	19.63%	15.56%	12.30%	7.76%	3.81%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.48%	0.69%	0.87%	0.78%	0.51%	0.57%	0.50%	0.45%	0.51%	0.53%	0.00%
Common Equity to Total Capital	99.52%	99.31%	99.13%	71.31%	71.56%	76.07%	75.93%	80.09%	83.09%	87.82%	92.38%
Debt to EBITDA	0.00	0.00	0.00	5.45	2.02	1.27	1.83	1.15	1.13	0.60	0.42
Net Debt to EBITDA	0.00	0.00	0.00	0.47	0.36	-0.38	-0.99	-1.30	-1.45	-1.45	-1.87
Long-Term Debt to EBITDA	0.00	0.00	0.00	5.45	1.76	1.09	1.53	0.92	0.85	0.40	0.21
Debt to NOPAT	0.00	0.00	0.00	111.61	4.63	2.41	3.18	2.08	1.47	0.92	0.57
Net Debt to NOPAT	0.00	0.00	0.00	9.71	0.82	-0.72	-1.72	-2.35	-1.89	-2.22	-2.56
Long-Term Debt to NOPAT	0.00	0.00	0.00	111.61	4.05	2.06	2.64	1.66	1.10	0.62	0.29
Altman Z-Score	4.01	5.43	7.42	2.65	2.82	3.97	3.65	4.81	3.68	5.58	6.05
Noncontrolling Interest Sharing Ratio	0.43%	0.58%	0.78%	0.98%	0.90%	0.73%	0.69%	0.60%	0.58%	0.60%	0.29%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	2.10	2.09	2.52	1.87	1.60	1.40	1.85	1.98	1.95	2.11	2.24
Quick Ratio	2.00	1.98	2.38	1.78	1.53	1.33	1.71	1.89	1.88	1.96	2.11
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	17	30	8.44	-109	9.65	40	-78	70	49	59	73
Operating Cash Flow to CapEx	285.12%	457.10%	255.06%	352.71%	1,447.23%	621.78%	2,222.63%	3,010.92%	1,473.58%	3,144.30%	2,937.66%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.69	0.78	0.86	0.85	0.77	0.78	0.66	0.65	0.69	0.76	0.79
Accounts Receivable Turnover	5.67	6.03	6.71	6.12	5.16	5.95	6.62	6.51	5.60	5.60	5.71
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	30.65	34.74	27.93	26.26	30.16	25.93	22.81	29.34	35.86	41.70	46.52
Accounts Payable Turnover	20.17	27.69	23.11	25.82	27.31	34.85	43.24	52.55	38.07	37.56	41.38
Days Sales Outstanding (DSO)	64.33	60.55	54.40	59.60	70.80	61.29	55.11	56.08	65.21	65.13	63.89
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	18.10	13.18	15.79	14.13	13.37	10.47	8.44	6.95	9.59	9.72	8.82
Cash Conversion Cycle (CCC)	46.23	47.37	38.61	45.46	57.43	50.82	46.67	49.13	55.63	55.42	55.07
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	98	88	99	209	216	205	320	297	302	307	303
Invested Capital Turnover	1.59	1.99	2.31	1.75	1.36	1.55	1.46	1.49	1.58	1.69	1.78
Increase / (Decrease) in Invested Capital	-2.14	-9.76	11	110	7.29	-11	115	-23	4.37	5.44	-4.14
Enterprise Value (EV)	213	334	530	522	522	1,051	1,382	1,682	882	1,429	1,305
Market Capitalization	293	427	625	513	507	1,070	1,444	1,791	980	1,569	1,482
Book Value per Share	$3.86	$3.80	$3.97	$4.08	$4.04	$4.46	$7.61	$7.44	$7.27	$8.11	$8.58
Tangible Book Value per Share	$1.78	$1.75	$1.88	($0.48)	($0.61)	($0.10)	$0.36	$1.16	$1.47	$2.36	$3.17
Total Capital	178	182	195	281	281	294	503	508	482	509	519
Total Debt	0.00	0.00	0.00	78	78	69	118	99	79	59	40
Total Long-Term Debt	0.00	0.00	0.00	78	69	59	99	79	59	40	20
Net Debt	-80	-94	-96	6.81	14	-20	-64	-111	-101	-143	-177
Capital Expenditures (CapEx)	7.56	8.85	10	2.62	1.91	11	2.62	2.68	2.97	2.53	2.80
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-3.74	-12	-6.68	-11	-5.82	-37	-40	-42	-21	-17	-11
Debt-free Net Working Capital (DFNWC)	44	51	72	61	59	52	142	168	159	186	205
Net Working Capital (NWC)	44	51	72	61	49	42	123	149	139	166	186
Net Nonoperating Expense (NNE)	-0.12	-0.13	-0.41	0.15	2.94	2.09	3.15	0.17	0.76	1.43	-3.20
Net Nonoperating Obligations (NNO)	-80	-94	-96	6.81	14	-20	-64	-111	-101	-143	-177
Total Depreciation and Amortization (D&A)	8.49	9.17	9.51	16	20	19	23	29	4.33	22	4.42
Debt-free, Cash-free Net Working Capital to Revenue	-2.37%	-6.35%	-3.09%	-3.96%	-2.01%	-11.35%	-10.49%	-9.07%	-4.45%	-3.21%	-2.00%
Debt-free Net Working Capital to Revenue	27.73%	27.66%	33.51%	22.59%	20.30%	16.03%	37.18%	36.54%	33.52%	36.06%	37.86%
Net Working Capital to Revenue	27.73%	27.66%	33.51%	22.59%	16.88%	12.99%	32.01%	32.24%	29.35%	32.22%	34.21%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.31	$0.42	$0.40	$0.01	$0.28	$0.53	$0.67	$0.86	$0.95	$1.13	$1.29
Adjusted Weighted Average Basic Shares Outstanding	47.68M	48.76M	49.04M	49.76M	0.00	50.16M	54.66M	55.07M	55.14M	55.73M	55.89M
Adjusted Diluted Earnings per Share	$0.30	$0.41	$0.40	$0.01	$0.28	$0.52	$0.65	$0.85	$0.95	$1.12	$1.29
Adjusted Weighted Average Diluted Shares Outstanding	47.68M	48.76M	49.04M	49.76M	0.00	50.16M	54.66M	55.07M	55.14M	55.73M	55.89M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	47.68M	48.76M	49.04M	49.76M	0.00	50.16M	54.66M	55.07M	55.14M	55.73M	55.89M
Normalized Net Operating Profit after Tax (NOPAT)	14	20	19	0.70	17	29	37	47	54	64	69
Normalized NOPAT Margin	9.18%	10.86%	8.88%	0.26%	5.85%	8.78%	9.74%	10.30%	11.31%	12.49%	12.74%
Pre Tax Income Margin	9.55%	13.20%	11.74%	-0.75%	6.57%	10.78%	10.76%	12.43%	13.81%	14.99%	16.56%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBIT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.73%	35.78%	50.30%	1,771.76%	71.61%	42.12%	20.62%	44.96%	72.89%	45.10%	49.72%
Augmented Payout Ratio	0.73%	35.78%	50.30%	1,771.76%	71.61%	42.12%	20.62%	44.96%	72.89%	45.10%	49.72%

No quarterly metrics and ratios for Sapiens International are available.

Frequently Asked Questions About Sapiens International's Financials

When does Sapiens International's fiscal year end?

According to the most recent income statement we have on file, Sapiens International's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Sapiens International's net income changed over the last 10 years?

Sapiens International's net income appears to be on an upward trend, with a most recent value of $72.32 million in 2024, rising from $14.58 million in 2014. The previous period was $62.87 million in 2023. Find out what analysts predict for Sapiens International in the coming months.

What is Sapiens International's operating income?

Sapiens International's total operating income in 2024 was $85.85 million, based on the following breakdown:

Total Gross Profit: $238.11 million
Total Operating Expenses: $152.26 million

How has Sapiens International revenue changed over the last 10 years?

Over the last 10 years, Sapiens International's total revenue changed from $157.45 million in 2014 to $542.38 million in 2024, a change of 244.5%.

How much debt does Sapiens International have?

Sapiens International's total liabilities were at $212.08 million at the end of 2024, a 11.5% decrease from 2023, and a 287.3% increase since 2014.

How much cash does Sapiens International have?

In the past 10 years, Sapiens International's cash and equivalents has ranged from $47.40 million in 2014 to $190.24 million in 2021, and is currently $163.69 million as of their latest financial filing in 2024.

How has Sapiens International's book value per share changed over the last 10 years?

Over the last 10 years, Sapiens International's book value per share changed from 3.86 in 2014 to 8.58 in 2024, a change of 122.4%.

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This page (NASDAQ:SPNS) was last updated on 5/5/2025 by MarketBeat.com Staff

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Sapiens International (SPNS) Financials

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