Sapiens International (SPNS) Financials

$28.72 +0.08 (+0.28%)

Closing price 05/30/2025 04:00 PM Eastern

Extended Trading

$28.66 -0.05 (-0.19%)

As of 05/30/2025 04:04 PM Eastern

Annual Income Statements for Sapiens International

This table shows Sapiens International's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015	12/31/2014
Net Income / (Loss) Attributable to Common Shareholders	72	62	53	47	34	26	14	0.35	19	20	14
Consolidated Net Income / (Loss)	72	63	53	47	34	26	14	0.56	20	20	15
Net Income / (Loss) Continuing Operations	72	63	53	47	34	26	14	0.56	20	20	15
Total Pre-Tax Income	90	77	66	57	41	35	19	-2.01	25	25	15
Total Operating Income	86	79	66	57	45	38	23	1.00	25	24	15
Total Gross Profit	238	220	200	188	156	130	110	94	86	74	58
Total Revenue	542	515	475	461	383	326	290	269	216	186	157
Operating Revenue	542	515	475	461	383	326	290	269	216	186	157
Total Cost of Revenue	304	295	275	273	227	196	180	176	130	111	99
Operating Cost of Revenue	304	295	275	273	227	196	180	176	130	111	99
Total Operating Expenses	152	141	134	130	111	92	87	93	61	50	43
Selling, General & Admin Expense	86	77	75	76	70	54	52	61	44	40	32
Research & Development Expense	66	63	59	54	41	37	34	32	16	10	11
Total Other Income / (Expense), net	3.98	-1.75	-0.94	-0.20	-3.81	-2.77	-3.99	-3.01	0.53	0.16	0.12
Other Income / (Expense), net	3.98	-1.75	-0.94	-0.20	-3.81	-2.77	-3.99	-3.01	0.53	-	0.12
Income Tax Expense	18	14	13	9.96	7.04	8.61	5.03	-2.56	5.77	4.21	0.45
Net Income / (Loss) Attributable to Noncontrolling Interest	0.14	0.42	0.34	0.15	0.38	0.24	0.22	0.20	0.27	0.28	0.11
Basic Earnings per Share	$1.29	$1.13	$0.95	$0.86	$0.67	$0.53	$0.28	$0.01	$0.40	$0.42	$0.31
Weighted Average Basic Shares Outstanding	55.89M	55.73M	55.14M	55.07M	54.66M	50.16M	0.00	49.76M	49.04M	48.76M	47.68M
Diluted Earnings per Share	$1.29	$1.12	$0.95	$0.85	$0.65	$0.52	$0.28	$0.01	$0.40	$0.41	$0.30
Weighted Average Diluted Shares Outstanding	55.89M	55.73M	55.14M	55.07M	54.66M	50.16M	0.00	49.76M	49.04M	48.76M	47.68M
Weighted Average Basic & Diluted Shares Outstanding	55.89M	55.73M	55.14M	55.07M	54.66M	50.16M	0.00	49.76M	49.04M	48.76M	47.68M

No quarterly income statements for Sapiens International are available.

This table details how cash moves in and out of Sapiens International's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015	12/31/2014
Net Change in Cash & Equivalents	37	-34	-30	38	86	27	-6.84	11	5.16	6.95	-23
Net Cash From Operating Activities	82	79	44	81	58	66	28	9.25	26	40	22
Net Cash From Continuing Operating Activities	82	79	44	81	58	66	28	12	26	40	22
Net Income / (Loss) Continuing Operations	72	63	53	47	34	26	14	0.56	20	20	15
Consolidated Net Income / (Loss)	72	63	53	47	34	26	14	0.56	20	20	15
Depreciation Expense	4.37	3.87	4.24	29	23	19	20	16	10	9.63	8.72
Amortization Expense	0.04	18	0.09	0.11	-	-	-	0.51	-0.52	-0.45	-0.23
Non-Cash Adjustments To Reconcile Net Income	15	3.82	14	6.09	4.52	1.54	2.29	2.04	1.72	1.19	1.07
Changes in Operating Assets and Liabilities, net	-9.50	-8.76	-28	-1.65	-3.80	19	-8.30	-6.59	-4.79	9.78	-2.58
Net Cash From Investing Activities	13	-73	-12	0.13	-128	-42	-26	-73	-9.71	-19	-43
Net Cash From Continuing Investing Activities	13	-73	-13	0.13	-128	-19	-26	-73	-9.71	-19	-43
Purchase of Property, Plant & Equipment	-3.00	-2.57	-3.03	-3.79	-2.63	-11	-1.91	-2.62	-10	-8.85	-7.56
Acquisitions	-7.51	-15	-9.56	-7.08	-5.80	-5.67	-5.16	-106	-4.38	-2.93	-2.06
Sale of Property, Plant & Equipment	0.20	0.05	0.05	1.11	0.01	0.83	0.00	0.00	-	-	-
Sale and/or Maturity of Investments	-139	-	-55	-	-	-	-	35	14	1.50	1.54
Other Investing Activities, net	162	60	55	9.88	20	-1.12	0.00	0.00	-	-0.89	0.24
Net Cash From Financing Activities	-56	-43	-58	-40	157	-21	-9.43	70	-11	-14	1.46
Net Cash From Continuing Financing Activities	-56	-43	-58	-40	157	-21	-9.43	70	-11	-14	1.46
Repayment of Debt	-20	-20	-20	-20	-30	-9.90	-0.24	-0.06	-0.82	0.00	0.00
Payment of Dividends	-36	-28	-39	-21	-7.04	-11	-10	-9.85	-9.86	-7.26	-0.11
Other Financing Activities, net	-0.53	4.81	0.00	1.11	4.37	0.41	0.83	1.69	-0.55	-6.91	1.57
Other Net Changes in Cash	-2.75	-	-6.39	-	-	-	-	-	-	-	-
Cash Interest Paid	1.04	0.75	1.47	3.50	5.44	2.48	2.07	0.71	0.05	0.01	0.01
Cash Income Taxes Paid	26	30	13	9.05	16	6.40	2.85	2.71	1.20	2.23	0.67

No quarterly cash flow statements for Sapiens International are available.

This table presents Sapiens International's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015	12/31/2014
Total Assets	692	690	668	715	714	452	379	374	258	242	233
Total Current Assets	335	315	285	300	267	147	130	131	120	98	83
Cash & Equivalents	164	127	160	190	153	66	65	71	61	54	47
Short-Term Investments	53	75	20	20	30	23	0.00	-	18	8.78	0.00
Accounts Receivable	100	90	93	76	65	50	59	53	35	30	32
Prepaid Expenses	19	23	12	14	19	7.82	6.22	6.28	6.39	5.46	3.96
Plant, Property, & Equipment, net	11	13	12	14	17	17	8.52	11	9.81	5.68	5.01
Total Noncurrent Assets	346	362	371	400	430	289	240	232	128	138	145
Goodwill	252	256	252	261	264	171	166	159	74	70	68
Intangible Assets	51	61	67	82	99	58	65	65	28	28	28
Noncurrent Deferred & Refundable Income Taxes	13	11	9.42	3.12	-	-	-	-	-	-	-
Other Noncurrent Operating Assets	30	34	42	54	66	60	8.99	8.22	8.66	9.80	16
Total Liabilities & Shareholders' Equity	692	690	668	715	714	452	379	374	258	242	233
Total Liabilities	212	240	265	306	330	227	176	171	63	60	55
Total Current Liabilities	150	149	146	152	145	105	81	70	48	47	40
Short-Term Debt	20	20	20	20	20	9.90	9.90	0.00	-	-	-
Accounts Payable	8.41	6.29	9.42	5.01	5.39	5.11	6.15	7.04	6.56	4.72	3.31
Accrued Expenses	28	29	35	33	35	34	25	24	14	15	12
Current Deferred Revenue	38	39	31	40	35	21	18	17	9.14	10	9.27
Current Employee Benefit Liabilities	49	49	42	43	40	27	22	23	18	17	15
Other Current Liabilities	6.44	6.62	9.06	11	9.92	8.31	0.00	-	-	-	-
Total Noncurrent Liabilities	62	91	119	154	185	122	95	101	15	13	15
Long-Term Debt	20	40	59	79	99	59	69	78	0.00	-	-
Noncurrent Deferred & Payable Income Tax Liabilities	6.90	11	11	15	16	5.08	12	9.17	2.17	-	-
Other Noncurrent Operating Liabilities	36	40	49	60	70	58	15	14	13	13	15
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	480	450	403	409	384	225	202	201	194	182	178
Total Preferred & Common Equity	480	447	401	407	382	224	201	200	194	181	178
Total Common Equity	480	447	401	407	382	224	201	200	194	181	178
Common Stock	356	354	345	342	335	218	216	222	227	235	250
Retained Earnings	160	120	86	72	45	18	2.67	-13	-13	-33	-53
Accumulated Other Comprehensive Income / (Loss)	-27	-17	-21	2.82	11	-2.38	-7.82	0.53	-11	-12	-10
Other Equity Adjustments	-9.42	-9.42	-9.42	-	-	-	-	-	-	-	-
Noncontrolling Interest	0.00	2.68	2.35	2.17	2.00	1.68	1.44	0.83	0.80	0.87	0.69

No quarterly balance sheets for Sapiens International are available.

This table displays calculated financial ratios and metrics derived from Sapiens International's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015	12/31/2014
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	5.40%	8.39%	2.97%	20.41%	17.57%	12.42%	7.62%	24.52%	16.46%	17.90%	16.30%
EBITDA Growth	-4.44%	41.14%	-18.81%	33.26%	19.07%	39.46%	170.62%	-58.79%	4.05%	42.51%	15.93%
EBIT Growth	16.48%	17.65%	14.43%	39.05%	17.37%	84.44%	1,047.76%	-107.91%	4.20%	62.01%	21.18%
NOPAT Growth	7.50%	19.75%	13.06%	27.28%	30.55%	68.75%	2,314.59%	-96.34%	-4.84%	39.49%	30.16%
Net Income Growth	15.04%	18.77%	11.85%	38.54%	28.94%	89.22%	2,417.99%	-97.16%	-3.44%	39.27%	25.74%
EPS Growth	15.18%	17.89%	11.76%	30.77%	25.00%	85.71%	2,700.00%	-97.50%	-2.44%	36.67%	11.11%
Operating Cash Flow Growth	3.53%	81.42%	-45.64%	38.26%	-11.94%	138.83%	199.52%	-64.48%	-35.61%	87.56%	24.88%
Free Cash Flow Firm Growth	24.48%	19.32%	-29.79%	190.36%	-295.10%	313.13%	108.82%	-1,396.44%	-71.80%	80.32%	4,049.17%
Invested Capital Growth	-1.35%	1.80%	1.47%	-7.11%	56.11%	-5.21%	3.49%	111.27%	12.19%	-9.97%	-2.14%
Revenue Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EBITDA Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EBIT Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
NOPAT Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Income Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EPS Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Cash Flow Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow Firm Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Invested Capital Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	43.90%	42.67%	42.16%	40.74%	40.73%	39.77%	37.82%	34.74%	39.68%	40.10%	37.06%
EBITDA Margin	17.38%	19.17%	14.72%	18.67%	16.87%	16.65%	13.42%	5.34%	16.13%	18.06%	14.94%
Operating Margin	15.83%	15.33%	14.01%	12.47%	11.75%	11.63%	7.95%	0.37%	11.49%	13.12%	9.47%
EBIT Margin	16.56%	14.99%	13.81%	12.43%	10.76%	10.78%	6.57%	-0.75%	11.74%	13.12%	9.55%
Profit (Net Income) Margin	13.33%	12.22%	11.15%	10.26%	8.92%	8.13%	4.83%	0.21%	9.07%	10.94%	9.26%
Tax Burden Percent	80.51%	81.52%	80.75%	82.61%	82.91%	75.47%	73.56%	-27.69%	77.25%	82.81%	96.98%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.67%	100.00%
Effective Tax Rate	19.49%	18.48%	19.25%	17.39%	17.09%	24.53%	26.44%	0.00%	22.75%	17.19%	3.02%
Return on Invested Capital (ROIC)	22.65%	21.12%	17.92%	15.38%	14.21%	13.56%	7.96%	0.46%	20.51%	21.67%	14.60%
ROIC Less NNEP Spread (ROIC-NNEP)	20.65%	22.29%	18.64%	15.57%	21.67%	76.96%	-20.46%	0.78%	20.08%	21.51%	14.44%
Return on Net Nonoperating Assets (RNNOA)	-7.09%	-6.38%	-4.88%	-3.45%	-3.00%	-1.19%	-1.04%	-0.18%	-10.12%	-10.41%	-6.24%
Return on Equity (ROE)	15.56%	14.74%	13.04%	11.93%	11.20%	12.38%	6.92%	0.28%	10.38%	11.26%	8.36%
Cash Return on Invested Capital (CROIC)	24.01%	19.33%	16.47%	22.75%	-29.61%	18.91%	4.54%	-71.04%	9.02%	32.15%	16.76%
Operating Return on Assets (OROA)	13.01%	11.36%	9.48%	8.02%	7.06%	8.45%	5.06%	-0.64%	10.15%	10.24%	6.60%
Return on Assets (ROA)	10.47%	9.26%	7.65%	6.62%	5.86%	6.37%	3.72%	0.18%	7.84%	8.54%	6.40%
Return on Common Equity (ROCE)	15.52%	14.65%	12.97%	11.86%	11.13%	12.29%	6.86%	0.28%	10.30%	11.19%	8.32%
Return on Equity Simple (ROE_SIMPLE)	15.08%	14.06%	13.22%	11.64%	8.95%	11.84%	6.96%	0.28%	10.12%	11.22%	8.21%
Net Operating Profit after Tax (NOPAT)	69	64	54	47	37	29	17	0.70	19	20	14
NOPAT Margin	12.74%	12.49%	11.31%	10.30%	9.74%	8.78%	5.85%	0.26%	8.88%	10.86%	9.18%
Net Nonoperating Expense Percent (NNEP)	2.01%	-1.17%	-0.71%	-0.19%	-7.46%	-63.40%	28.42%	-0.32%	0.43%	0.15%	0.16%
Return On Investment Capital (ROIC_SIMPLE)	13.31%	12.62%	11.14%	-	-	-	-	-	-	-	-
Cost of Revenue to Revenue	56.10%	57.33%	57.84%	59.26%	59.27%	60.23%	62.18%	65.26%	60.32%	59.90%	62.94%
SG&A Expenses to Revenue	15.85%	15.01%	15.80%	16.56%	18.18%	16.67%	18.00%	22.50%	20.57%	21.47%	20.39%
R&D to Revenue	12.22%	12.34%	12.36%	11.72%	10.80%	11.48%	11.88%	11.87%	7.63%	5.51%	7.21%
Operating Expenses to Revenue	28.07%	27.35%	28.16%	28.27%	28.98%	28.14%	29.87%	34.37%	28.19%	26.99%	27.60%
Earnings before Interest and Taxes (EBIT)	90	77	66	57	41	35	19	-2.01	25	24	15
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	94	99	70	86	65	54	39	14	35	34	24
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	3.09	3.51	2.45	4.41	3.78	4.78	2.52	2.57	3.23	2.36	1.65
Price to Tangible Book Value (P/TBV)	8.36	12.08	12.13	28.31	79.80	0.00	0.00	0.00	6.81	5.12	3.57
Price to Revenue (P/Rev)	2.73	3.05	2.07	3.88	3.77	3.29	1.75	1.91	2.89	2.30	1.86
Price to Earnings (P/E)	20.53	25.13	18.64	37.97	42.75	40.77	36.78	1,457.81	32.30	21.33	20.26
Dividend Yield	2.12%	1.79%	3.93%	1.56%	1.25%	1.95%	3.93%	1.91%	1.56%	1.68%	0.00%
Earnings Yield	4.87%	3.98%	5.36%	2.63%	2.34%	2.45%	2.72%	0.07%	3.10%	4.69%	4.94%
Enterprise Value to Invested Capital (EV/IC)	4.31	4.65	2.92	5.66	4.32	5.13	2.41	2.50	5.36	3.79	2.18
Enterprise Value to Revenue (EV/Rev)	2.41	2.78	1.86	3.65	3.61	3.23	1.80	1.94	2.45	1.80	1.36
Enterprise Value to EBITDA (EV/EBITDA)	13.85	14.49	12.62	19.54	21.40	19.38	13.43	36.33	15.19	9.97	9.07
Enterprise Value to EBIT (EV/EBIT)	14.53	18.53	13.45	29.36	33.55	29.95	27.44	0.00	20.88	13.73	14.19
Enterprise Value to NOPAT (EV/NOPAT)	18.88	22.23	16.42	35.41	37.04	36.78	30.84	744.43	27.61	16.57	14.76
Enterprise Value to Operating Cash Flow (EV/OCF)	15.87	17.99	20.14	20.88	23.73	15.89	18.86	56.46	20.35	8.26	9.89
Enterprise Value to Free Cash Flow (EV/FCFF)	17.81	24.28	17.88	23.94	0.00	26.38	54.15	0.00	62.80	11.17	12.85
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.08	0.13	0.20	0.24	0.31	0.30	0.39	0.39	0.00	0.00	0.00
Long-Term Debt to Equity	0.04	0.09	0.15	0.19	0.26	0.26	0.34	0.39	0.00	0.00	0.00
Financial Leverage	-0.34	-0.29	-0.26	-0.22	-0.14	-0.02	0.05	-0.23	-0.50	-0.48	-0.43
Leverage Ratio	1.49	1.59	1.70	1.80	1.91	1.94	1.86	1.59	1.32	1.32	1.31
Compound Leverage Factor	1.49	1.59	1.70	1.80	1.91	1.94	1.86	1.59	1.32	1.33	1.31
Debt to Total Capital	7.62%	11.65%	16.40%	19.46%	23.57%	23.36%	27.93%	27.91%	0.00%	0.00%	0.00%
Short-Term Debt to Total Capital	3.81%	3.89%	4.11%	3.90%	3.94%	3.36%	3.52%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	3.81%	7.76%	12.30%	15.56%	19.63%	20.00%	24.41%	27.91%	0.00%	0.00%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.53%	0.51%	0.45%	0.50%	0.57%	0.51%	0.78%	0.87%	0.69%	0.48%
Common Equity to Total Capital	92.38%	87.82%	83.09%	80.09%	75.93%	76.07%	71.56%	71.31%	99.13%	99.31%	99.52%
Debt to EBITDA	0.42	0.60	1.13	1.15	1.83	1.27	2.02	5.45	0.00	0.00	0.00
Net Debt to EBITDA	-1.87	-1.45	-1.45	-1.30	-0.99	-0.38	0.36	0.47	0.00	0.00	0.00
Long-Term Debt to EBITDA	0.21	0.40	0.85	0.92	1.53	1.09	1.76	5.45	0.00	0.00	0.00
Debt to NOPAT	0.57	0.92	1.47	2.08	3.18	2.41	4.63	111.61	0.00	0.00	0.00
Net Debt to NOPAT	-2.56	-2.22	-1.89	-2.35	-1.72	-0.72	0.82	9.71	0.00	0.00	0.00
Long-Term Debt to NOPAT	0.29	0.62	1.10	1.66	2.64	2.06	4.05	111.61	0.00	0.00	0.00
Altman Z-Score	6.05	5.58	3.68	4.81	3.65	3.97	2.82	2.65	7.42	5.43	4.01
Noncontrolling Interest Sharing Ratio	0.29%	0.60%	0.58%	0.60%	0.69%	0.73%	0.90%	0.98%	0.78%	0.58%	0.43%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	2.24	2.11	1.95	1.98	1.85	1.40	1.60	1.87	2.52	2.09	2.10
Quick Ratio	2.11	1.96	1.88	1.89	1.71	1.33	1.53	1.78	2.38	1.98	2.00
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	73	59	49	70	-78	40	9.65	-109	8.44	30	17
Operating Cash Flow to CapEx	2,937.66%	3,144.30%	1,473.58%	3,010.92%	2,222.63%	621.78%	1,447.23%	352.71%	255.06%	457.10%	285.12%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.79	0.76	0.69	0.65	0.66	0.78	0.77	0.85	0.86	0.78	0.69
Accounts Receivable Turnover	5.71	5.60	5.60	6.51	6.62	5.95	5.16	6.12	6.71	6.03	5.67
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	46.52	41.70	35.86	29.34	22.81	25.93	30.16	26.26	27.93	34.74	30.65
Accounts Payable Turnover	41.38	37.56	38.07	52.55	43.24	34.85	27.31	25.82	23.11	27.69	20.17
Days Sales Outstanding (DSO)	63.89	65.13	65.21	56.08	55.11	61.29	70.80	59.60	54.40	60.55	64.33
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	8.82	9.72	9.59	6.95	8.44	10.47	13.37	14.13	15.79	13.18	18.10
Cash Conversion Cycle (CCC)	55.07	55.42	55.63	49.13	46.67	50.82	57.43	45.46	38.61	47.37	46.23
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	303	307	302	297	320	205	216	209	99	88	98
Invested Capital Turnover	1.78	1.69	1.58	1.49	1.46	1.55	1.36	1.75	2.31	1.99	1.59
Increase / (Decrease) in Invested Capital	-4.14	5.44	4.37	-23	115	-11	7.29	110	11	-9.76	-2.14
Enterprise Value (EV)	1,305	1,429	882	1,682	1,382	1,051	522	522	530	334	213
Market Capitalization	1,482	1,569	980	1,791	1,444	1,070	507	513	625	427	293
Book Value per Share	$8.58	$8.11	$7.27	$7.44	$7.61	$4.46	$4.04	$4.08	$3.97	$3.80	$3.86
Tangible Book Value per Share	$3.17	$2.36	$1.47	$1.16	$0.36	($0.10)	($0.61)	($0.48)	$1.88	$1.75	$1.78
Total Capital	519	509	482	508	503	294	281	281	195	182	178
Total Debt	40	59	79	99	118	69	78	78	0.00	0.00	0.00
Total Long-Term Debt	20	40	59	79	99	59	69	78	0.00	0.00	0.00
Net Debt	-177	-143	-101	-111	-64	-20	14	6.81	-96	-94	-80
Capital Expenditures (CapEx)	2.80	2.53	2.97	2.68	2.62	11	1.91	2.62	10	8.85	7.56
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-11	-17	-21	-42	-40	-37	-5.82	-11	-6.68	-12	-3.74
Debt-free Net Working Capital (DFNWC)	205	186	159	168	142	52	59	61	72	51	44
Net Working Capital (NWC)	186	166	139	149	123	42	49	61	72	51	44
Net Nonoperating Expense (NNE)	-3.20	1.43	0.76	0.17	3.15	2.09	2.94	0.15	-0.41	-0.13	-0.12
Net Nonoperating Obligations (NNO)	-177	-143	-101	-111	-64	-20	14	6.81	-96	-94	-80
Total Depreciation and Amortization (D&A)	4.42	22	4.33	29	23	19	20	16	9.51	9.17	8.49
Debt-free, Cash-free Net Working Capital to Revenue	-2.00%	-3.21%	-4.45%	-9.07%	-10.49%	-11.35%	-2.01%	-3.96%	-3.09%	-6.35%	-2.37%
Debt-free Net Working Capital to Revenue	37.86%	36.06%	33.52%	36.54%	37.18%	16.03%	20.30%	22.59%	33.51%	27.66%	27.73%
Net Working Capital to Revenue	34.21%	32.22%	29.35%	32.24%	32.01%	12.99%	16.88%	22.59%	33.51%	27.66%	27.73%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.29	$1.13	$0.95	$0.86	$0.67	$0.53	$0.28	$0.01	$0.40	$0.42	$0.31
Adjusted Weighted Average Basic Shares Outstanding	55.89M	55.73M	55.14M	55.07M	54.66M	50.16M	0.00	49.76M	49.04M	48.76M	47.68M
Adjusted Diluted Earnings per Share	$1.29	$1.12	$0.95	$0.85	$0.65	$0.52	$0.28	$0.01	$0.40	$0.41	$0.30
Adjusted Weighted Average Diluted Shares Outstanding	55.89M	55.73M	55.14M	55.07M	54.66M	50.16M	0.00	49.76M	49.04M	48.76M	47.68M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	55.89M	55.73M	55.14M	55.07M	54.66M	50.16M	0.00	49.76M	49.04M	48.76M	47.68M
Normalized Net Operating Profit after Tax (NOPAT)	69	64	54	47	37	29	17	0.70	19	20	14
Normalized NOPAT Margin	12.74%	12.49%	11.31%	10.30%	9.74%	8.78%	5.85%	0.26%	8.88%	10.86%	9.18%
Pre Tax Income Margin	16.56%	14.99%	13.81%	12.43%	10.76%	10.78%	6.57%	-0.75%	11.74%	13.20%	9.55%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBIT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	49.72%	45.10%	72.89%	44.96%	20.62%	42.12%	71.61%	1,771.76%	50.30%	35.78%	0.73%
Augmented Payout Ratio	49.72%	45.10%	72.89%	44.96%	20.62%	42.12%	71.61%	1,771.76%	50.30%	35.78%	0.73%

No quarterly metrics and ratios for Sapiens International are available.

Frequently Asked Questions About Sapiens International's Financials

When does Sapiens International's fiscal year end?

According to the most recent income statement we have on file, Sapiens International's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Sapiens International's net income changed over the last 10 years?

Sapiens International's net income appears to be on an upward trend, with a most recent value of $72.32 million in 2024, rising from $14.58 million in 2014. The previous period was $62.87 million in 2023. Check out Sapiens International's forecast to explore projected trends and price targets.

What is Sapiens International's operating income?

Sapiens International's total operating income in 2024 was $85.85 million, based on the following breakdown:

Total Gross Profit: $238.11 million
Total Operating Expenses: $152.26 million

How has Sapiens International revenue changed over the last 10 years?

Over the last 10 years, Sapiens International's total revenue changed from $157.45 million in 2014 to $542.38 million in 2024, a change of 244.5%.

How much debt does Sapiens International have?

Sapiens International's total liabilities were at $212.08 million at the end of 2024, a 11.5% decrease from 2023, and a 287.3% increase since 2014.

How much cash does Sapiens International have?

In the past 10 years, Sapiens International's cash and equivalents has ranged from $47.40 million in 2014 to $190.24 million in 2021, and is currently $163.69 million as of their latest financial filing in 2024.

How has Sapiens International's book value per share changed over the last 10 years?

Over the last 10 years, Sapiens International's book value per share changed from 3.86 in 2014 to 8.58 in 2024, a change of 122.4%.

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This page (NASDAQ:SPNS) was last updated on 5/31/2025 by MarketBeat.com Staff

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Sapiens International (SPNS) Financials

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