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Sapiens International (SPNS) Financials

Sapiens International logo
$28.72 +0.08 (+0.28%)
Closing price 04:00 PM Eastern
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$28.66 -0.05 (-0.19%)
As of 04:04 PM Eastern
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Annual Income Statements for Sapiens International

Annual Income Statements for Sapiens International

This table shows Sapiens International's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Net Income / (Loss) Attributable to Common Shareholders		 72 62 53 47 34 26 14 0.35 19 20 14
Consolidated Net Income / (Loss)		 72 63 53 47 34 26 14 0.56 20 20 15
Net Income / (Loss) Continuing Operations		 72 63 53 47 34 26 14 0.56 20 20 15
Total Pre-Tax Income 		90 77 66 57 41 35 19 -2.01 25 25 15
Total Operating Income		 86 79 66 57 45 38 23 1.00 25 24 15
Total Gross Profit		 238 220 200 188 156 130 110 94 86 74 58
Total Revenue		 542 515 475 461 383 326 290 269 216 186 157
Operating Revenue		 542 515 475 461 383 326 290 269 216 186 157
Total Cost of Revenue		 304 295 275 273 227 196 180 176 130 111 99
Operating Cost of Revenue		 304 295 275 273 227 196 180 176 130 111 99
Total Operating Expenses		 152 141 134 130 111 92 87 93 61 50 43
Selling, General & Admin Expense		 86 77 75 76 70 54 52 61 44 40 32
Research & Development Expense		 66 63 59 54 41 37 34 32 16 10 11
Total Other Income / (Expense), net		 3.98 -1.75 -0.94 -0.20 -3.81 -2.77 -3.99 -3.01 0.53 0.16 0.12
Other Income / (Expense), net		 3.98 -1.75 -0.94 -0.20 -3.81 -2.77 -3.99 -3.01 0.53 - 0.12
Income Tax Expense		 18 14 13 9.96 7.04 8.61 5.03 -2.56 5.77 4.21 0.45
Net Income / (Loss) Attributable to Noncontrolling Interest		 0.14 0.42 0.34 0.15 0.38 0.24 0.22 0.20 0.27 0.28 0.11
Basic Earnings per Share		 $1.29 $1.13 $0.95 $0.86 $0.67 $0.53 $0.28 $0.01 $0.40 $0.42 $0.31
Weighted Average Basic Shares Outstanding		 55.89M 55.73M 55.14M 55.07M 54.66M 50.16M 0.00 49.76M 49.04M 48.76M 47.68M
Diluted Earnings per Share		 $1.29 $1.12 $0.95 $0.85 $0.65 $0.52 $0.28 $0.01 $0.40 $0.41 $0.30
Weighted Average Diluted Shares Outstanding		 55.89M 55.73M 55.14M 55.07M 54.66M 50.16M 0.00 49.76M 49.04M 48.76M 47.68M
Weighted Average Basic & Diluted Shares Outstanding		 55.89M 55.73M 55.14M 55.07M 54.66M 50.16M 0.00 49.76M 49.04M 48.76M 47.68M

Quarterly Income Statements for Sapiens International

No quarterly income statements for Sapiens International are available.

Annual Cash Flow Statements for Sapiens International

This table details how cash moves in and out of Sapiens International's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Net Change in Cash & Equivalents		 37 -34 -30 38 86 27 -6.84 11 5.16 6.95 -23
Net Cash From Operating Activities		 82 79 44 81 58 66 28 9.25 26 40 22
Net Cash From Continuing Operating Activities		 82 79 44 81 58 66 28 12 26 40 22
Net Income / (Loss) Continuing Operations		 72 63 53 47 34 26 14 0.56 20 20 15
Consolidated Net Income / (Loss)		 72 63 53 47 34 26 14 0.56 20 20 15
Depreciation Expense		 4.37 3.87 4.24 29 23 19 20 16 10 9.63 8.72
Amortization Expense		 0.04 18 0.09 0.11 - - - 0.51 -0.52 -0.45 -0.23
Non-Cash Adjustments To Reconcile Net Income		 15 3.82 14 6.09 4.52 1.54 2.29 2.04 1.72 1.19 1.07
Changes in Operating Assets and Liabilities, net		 -9.50 -8.76 -28 -1.65 -3.80 19 -8.30 -6.59 -4.79 9.78 -2.58
Net Cash From Investing Activities		 13 -73 -12 0.13 -128 -42 -26 -73 -9.71 -19 -43
Net Cash From Continuing Investing Activities		 13 -73 -13 0.13 -128 -19 -26 -73 -9.71 -19 -43
Purchase of Property, Plant & Equipment		 -3.00 -2.57 -3.03 -3.79 -2.63 -11 -1.91 -2.62 -10 -8.85 -7.56
Acquisitions		 -7.51 -15 -9.56 -7.08 -5.80 -5.67 -5.16 -106 -4.38 -2.93 -2.06
Sale of Property, Plant & Equipment		 0.20 0.05 0.05 1.11 0.01 0.83 0.00 0.00 - - -
Sale and/or Maturity of Investments		 -139 - -55 - - - - 35 14 1.50 1.54
Other Investing Activities, net		 162 60 55 9.88 20 -1.12 0.00 0.00 - -0.89 0.24
Net Cash From Financing Activities		 -56 -43 -58 -40 157 -21 -9.43 70 -11 -14 1.46
Net Cash From Continuing Financing Activities		 -56 -43 -58 -40 157 -21 -9.43 70 -11 -14 1.46
Repayment of Debt		 -20 -20 -20 -20 -30 -9.90 -0.24 -0.06 -0.82 0.00 0.00
Payment of Dividends		 -36 -28 -39 -21 -7.04 -11 -10 -9.85 -9.86 -7.26 -0.11
Other Financing Activities, net		 -0.53 4.81 0.00 1.11 4.37 0.41 0.83 1.69 -0.55 -6.91 1.57
Other Net Changes in Cash		 -2.75 - -6.39 - - - - - - - -
Cash Interest Paid		 1.04 0.75 1.47 3.50 5.44 2.48 2.07 0.71 0.05 0.01 0.01
Cash Income Taxes Paid		 26 30 13 9.05 16 6.40 2.85 2.71 1.20 2.23 0.67

Quarterly Cash Flow Statements for Sapiens International

No quarterly cash flow statements for Sapiens International are available.

Annual Balance Sheets for Sapiens International

This table presents Sapiens International's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Total Assets		 692 690 668 715 714 452 379 374 258 242 233
Total Current Assets		 335 315 285 300 267 147 130 131 120 98 83
Cash & Equivalents		 164 127 160 190 153 66 65 71 61 54 47
Short-Term Investments		 53 75 20 20 30 23 0.00 - 18 8.78 0.00
Accounts Receivable		 100 90 93 76 65 50 59 53 35 30 32
Prepaid Expenses		 19 23 12 14 19 7.82 6.22 6.28 6.39 5.46 3.96
Plant, Property, & Equipment, net		 11 13 12 14 17 17 8.52 11 9.81 5.68 5.01
Total Noncurrent Assets		 346 362 371 400 430 289 240 232 128 138 145
Goodwill		 252 256 252 261 264 171 166 159 74 70 68
Intangible Assets		 51 61 67 82 99 58 65 65 28 28 28
Noncurrent Deferred & Refundable Income Taxes		 13 11 9.42 3.12 - - - - - - -
Other Noncurrent Operating Assets		 30 34 42 54 66 60 8.99 8.22 8.66 9.80 16
Total Liabilities & Shareholders' Equity		 692 690 668 715 714 452 379 374 258 242 233
Total Liabilities		 212 240 265 306 330 227 176 171 63 60 55
Total Current Liabilities		 150 149 146 152 145 105 81 70 48 47 40
Short-Term Debt		 20 20 20 20 20 9.90 9.90 0.00 - - -
Accounts Payable		 8.41 6.29 9.42 5.01 5.39 5.11 6.15 7.04 6.56 4.72 3.31
Accrued Expenses		 28 29 35 33 35 34 25 24 14 15 12
Current Deferred Revenue		 38 39 31 40 35 21 18 17 9.14 10 9.27
Current Employee Benefit Liabilities		 49 49 42 43 40 27 22 23 18 17 15
Other Current Liabilities		 6.44 6.62 9.06 11 9.92 8.31 0.00 - - - -
Total Noncurrent Liabilities		 62 91 119 154 185 122 95 101 15 13 15
Long-Term Debt		 20 40 59 79 99 59 69 78 0.00 - -
Noncurrent Deferred & Payable Income Tax Liabilities		 6.90 11 11 15 16 5.08 12 9.17 2.17 - -
Other Noncurrent Operating Liabilities		 36 40 49 60 70 58 15 14 13 13 15
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 480 450 403 409 384 225 202 201 194 182 178
Total Preferred & Common Equity		 480 447 401 407 382 224 201 200 194 181 178
Total Common Equity		 480 447 401 407 382 224 201 200 194 181 178
Common Stock		 356 354 345 342 335 218 216 222 227 235 250
Retained Earnings		 160 120 86 72 45 18 2.67 -13 -13 -33 -53
Accumulated Other Comprehensive Income / (Loss)		 -27 -17 -21 2.82 11 -2.38 -7.82 0.53 -11 -12 -10
Other Equity Adjustments		 -9.42 -9.42 -9.42 - - - - - - - -
Noncontrolling Interest		 0.00 2.68 2.35 2.17 2.00 1.68 1.44 0.83 0.80 0.87 0.69

Quarterly Balance Sheets for Sapiens International

No quarterly balance sheets for Sapiens International are available.

Annual Metrics And Ratios for Sapiens International

This table displays calculated financial ratios and metrics derived from Sapiens International's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 5.40% 8.39% 2.97% 20.41% 17.57% 12.42% 7.62% 24.52% 16.46% 17.90% 16.30%
EBITDA Growth		 -4.44% 41.14% -18.81% 33.26% 19.07% 39.46% 170.62% -58.79% 4.05% 42.51% 15.93%
EBIT Growth		 16.48% 17.65% 14.43% 39.05% 17.37% 84.44% 1,047.76% -107.91% 4.20% 62.01% 21.18%
NOPAT Growth		 7.50% 19.75% 13.06% 27.28% 30.55% 68.75% 2,314.59% -96.34% -4.84% 39.49% 30.16%
Net Income Growth		 15.04% 18.77% 11.85% 38.54% 28.94% 89.22% 2,417.99% -97.16% -3.44% 39.27% 25.74%
EPS Growth		 15.18% 17.89% 11.76% 30.77% 25.00% 85.71% 2,700.00% -97.50% -2.44% 36.67% 11.11%
Operating Cash Flow Growth		 3.53% 81.42% -45.64% 38.26% -11.94% 138.83% 199.52% -64.48% -35.61% 87.56% 24.88%
Free Cash Flow Firm Growth		 24.48% 19.32% -29.79% 190.36% -295.10% 313.13% 108.82% -1,396.44% -71.80% 80.32% 4,049.17%
Invested Capital Growth		 -1.35% 1.80% 1.47% -7.11% 56.11% -5.21% 3.49% 111.27% 12.19% -9.97% -2.14%
Revenue Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBITDA Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBIT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
NOPAT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Income Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Profitability Metrics		 - - - - - - - - - - -
Gross Margin		 43.90% 42.67% 42.16% 40.74% 40.73% 39.77% 37.82% 34.74% 39.68% 40.10% 37.06%
EBITDA Margin		 17.38% 19.17% 14.72% 18.67% 16.87% 16.65% 13.42% 5.34% 16.13% 18.06% 14.94%
Operating Margin		 15.83% 15.33% 14.01% 12.47% 11.75% 11.63% 7.95% 0.37% 11.49% 13.12% 9.47%
EBIT Margin		 16.56% 14.99% 13.81% 12.43% 10.76% 10.78% 6.57% -0.75% 11.74% 13.12% 9.55%
Profit (Net Income) Margin		 13.33% 12.22% 11.15% 10.26% 8.92% 8.13% 4.83% 0.21% 9.07% 10.94% 9.26%
Tax Burden Percent		 80.51% 81.52% 80.75% 82.61% 82.91% 75.47% 73.56% -27.69% 77.25% 82.81% 96.98%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.67% 100.00%
Effective Tax Rate		 19.49% 18.48% 19.25% 17.39% 17.09% 24.53% 26.44% 0.00% 22.75% 17.19% 3.02%
Return on Invested Capital (ROIC)		 22.65% 21.12% 17.92% 15.38% 14.21% 13.56% 7.96% 0.46% 20.51% 21.67% 14.60%
ROIC Less NNEP Spread (ROIC-NNEP)		 20.65% 22.29% 18.64% 15.57% 21.67% 76.96% -20.46% 0.78% 20.08% 21.51% 14.44%
Return on Net Nonoperating Assets (RNNOA)		 -7.09% -6.38% -4.88% -3.45% -3.00% -1.19% -1.04% -0.18% -10.12% -10.41% -6.24%
Return on Equity (ROE)		 15.56% 14.74% 13.04% 11.93% 11.20% 12.38% 6.92% 0.28% 10.38% 11.26% 8.36%
Cash Return on Invested Capital (CROIC)		 24.01% 19.33% 16.47% 22.75% -29.61% 18.91% 4.54% -71.04% 9.02% 32.15% 16.76%
Operating Return on Assets (OROA)		 13.01% 11.36% 9.48% 8.02% 7.06% 8.45% 5.06% -0.64% 10.15% 10.24% 6.60%
Return on Assets (ROA)		 10.47% 9.26% 7.65% 6.62% 5.86% 6.37% 3.72% 0.18% 7.84% 8.54% 6.40%
Return on Common Equity (ROCE)		 15.52% 14.65% 12.97% 11.86% 11.13% 12.29% 6.86% 0.28% 10.30% 11.19% 8.32%
Return on Equity Simple (ROE_SIMPLE)		 15.08% 14.06% 13.22% 11.64% 8.95% 11.84% 6.96% 0.28% 10.12% 11.22% 8.21%
Net Operating Profit after Tax (NOPAT)		 69 64 54 47 37 29 17 0.70 19 20 14
NOPAT Margin		 12.74% 12.49% 11.31% 10.30% 9.74% 8.78% 5.85% 0.26% 8.88% 10.86% 9.18%
Net Nonoperating Expense Percent (NNEP)		 2.01% -1.17% -0.71% -0.19% -7.46% -63.40% 28.42% -0.32% 0.43% 0.15% 0.16%
Return On Investment Capital (ROIC_SIMPLE)		 13.31% 12.62% 11.14% - - - - - - - -
Cost of Revenue to Revenue		 56.10% 57.33% 57.84% 59.26% 59.27% 60.23% 62.18% 65.26% 60.32% 59.90% 62.94%
SG&A Expenses to Revenue		 15.85% 15.01% 15.80% 16.56% 18.18% 16.67% 18.00% 22.50% 20.57% 21.47% 20.39%
R&D to Revenue		 12.22% 12.34% 12.36% 11.72% 10.80% 11.48% 11.88% 11.87% 7.63% 5.51% 7.21%
Operating Expenses to Revenue		 28.07% 27.35% 28.16% 28.27% 28.98% 28.14% 29.87% 34.37% 28.19% 26.99% 27.60%
Earnings before Interest and Taxes (EBIT)		 90 77 66 57 41 35 19 -2.01 25 24 15
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 94 99 70 86 65 54 39 14 35 34 24
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 3.09 3.51 2.45 4.41 3.78 4.78 2.52 2.57 3.23 2.36 1.65
Price to Tangible Book Value (P/TBV)		 8.36 12.08 12.13 28.31 79.80 0.00 0.00 0.00 6.81 5.12 3.57
Price to Revenue (P/Rev)		 2.73 3.05 2.07 3.88 3.77 3.29 1.75 1.91 2.89 2.30 1.86
Price to Earnings (P/E)		 20.53 25.13 18.64 37.97 42.75 40.77 36.78 1,457.81 32.30 21.33 20.26
Dividend Yield		 2.12% 1.79% 3.93% 1.56% 1.25% 1.95% 3.93% 1.91% 1.56% 1.68% 0.00%
Earnings Yield		 4.87% 3.98% 5.36% 2.63% 2.34% 2.45% 2.72% 0.07% 3.10% 4.69% 4.94%
Enterprise Value to Invested Capital (EV/IC)		 4.31 4.65 2.92 5.66 4.32 5.13 2.41 2.50 5.36 3.79 2.18
Enterprise Value to Revenue (EV/Rev)		 2.41 2.78 1.86 3.65 3.61 3.23 1.80 1.94 2.45 1.80 1.36
Enterprise Value to EBITDA (EV/EBITDA)		 13.85 14.49 12.62 19.54 21.40 19.38 13.43 36.33 15.19 9.97 9.07
Enterprise Value to EBIT (EV/EBIT)		 14.53 18.53 13.45 29.36 33.55 29.95 27.44 0.00 20.88 13.73 14.19
Enterprise Value to NOPAT (EV/NOPAT)		 18.88 22.23 16.42 35.41 37.04 36.78 30.84 744.43 27.61 16.57 14.76
Enterprise Value to Operating Cash Flow (EV/OCF)		 15.87 17.99 20.14 20.88 23.73 15.89 18.86 56.46 20.35 8.26 9.89
Enterprise Value to Free Cash Flow (EV/FCFF)		 17.81 24.28 17.88 23.94 0.00 26.38 54.15 0.00 62.80 11.17 12.85
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.08 0.13 0.20 0.24 0.31 0.30 0.39 0.39 0.00 0.00 0.00
Long-Term Debt to Equity		 0.04 0.09 0.15 0.19 0.26 0.26 0.34 0.39 0.00 0.00 0.00
Financial Leverage		 -0.34 -0.29 -0.26 -0.22 -0.14 -0.02 0.05 -0.23 -0.50 -0.48 -0.43
Leverage Ratio		 1.49 1.59 1.70 1.80 1.91 1.94 1.86 1.59 1.32 1.32 1.31
Compound Leverage Factor		 1.49 1.59 1.70 1.80 1.91 1.94 1.86 1.59 1.32 1.33 1.31
Debt to Total Capital		 7.62% 11.65% 16.40% 19.46% 23.57% 23.36% 27.93% 27.91% 0.00% 0.00% 0.00%
Short-Term Debt to Total Capital		 3.81% 3.89% 4.11% 3.90% 3.94% 3.36% 3.52% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 3.81% 7.76% 12.30% 15.56% 19.63% 20.00% 24.41% 27.91% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.53% 0.51% 0.45% 0.50% 0.57% 0.51% 0.78% 0.87% 0.69% 0.48%
Common Equity to Total Capital		 92.38% 87.82% 83.09% 80.09% 75.93% 76.07% 71.56% 71.31% 99.13% 99.31% 99.52%
Debt to EBITDA		 0.42 0.60 1.13 1.15 1.83 1.27 2.02 5.45 0.00 0.00 0.00
Net Debt to EBITDA		 -1.87 -1.45 -1.45 -1.30 -0.99 -0.38 0.36 0.47 0.00 0.00 0.00
Long-Term Debt to EBITDA		 0.21 0.40 0.85 0.92 1.53 1.09 1.76 5.45 0.00 0.00 0.00
Debt to NOPAT		 0.57 0.92 1.47 2.08 3.18 2.41 4.63 111.61 0.00 0.00 0.00
Net Debt to NOPAT		 -2.56 -2.22 -1.89 -2.35 -1.72 -0.72 0.82 9.71 0.00 0.00 0.00
Long-Term Debt to NOPAT		 0.29 0.62 1.10 1.66 2.64 2.06 4.05 111.61 0.00 0.00 0.00
Altman Z-Score		 6.05 5.58 3.68 4.81 3.65 3.97 2.82 2.65 7.42 5.43 4.01
Noncontrolling Interest Sharing Ratio		 0.29% 0.60% 0.58% 0.60% 0.69% 0.73% 0.90% 0.98% 0.78% 0.58% 0.43%
Liquidity Ratios		 - - - - - - - - - - -
Current Ratio		 2.24 2.11 1.95 1.98 1.85 1.40 1.60 1.87 2.52 2.09 2.10
Quick Ratio		 2.11 1.96 1.88 1.89 1.71 1.33 1.53 1.78 2.38 1.98 2.00
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 73 59 49 70 -78 40 9.65 -109 8.44 30 17
Operating Cash Flow to CapEx		 2,937.66% 3,144.30% 1,473.58% 3,010.92% 2,222.63% 621.78% 1,447.23% 352.71% 255.06% 457.10% 285.12%
Free Cash Flow to Firm to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.79 0.76 0.69 0.65 0.66 0.78 0.77 0.85 0.86 0.78 0.69
Accounts Receivable Turnover		 5.71 5.60 5.60 6.51 6.62 5.95 5.16 6.12 6.71 6.03 5.67
Inventory Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover		 46.52 41.70 35.86 29.34 22.81 25.93 30.16 26.26 27.93 34.74 30.65
Accounts Payable Turnover		 41.38 37.56 38.07 52.55 43.24 34.85 27.31 25.82 23.11 27.69 20.17
Days Sales Outstanding (DSO)		 63.89 65.13 65.21 56.08 55.11 61.29 70.80 59.60 54.40 60.55 64.33
Days Inventory Outstanding (DIO)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)		 8.82 9.72 9.59 6.95 8.44 10.47 13.37 14.13 15.79 13.18 18.10
Cash Conversion Cycle (CCC)		 55.07 55.42 55.63 49.13 46.67 50.82 57.43 45.46 38.61 47.37 46.23
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 303 307 302 297 320 205 216 209 99 88 98
Invested Capital Turnover		 1.78 1.69 1.58 1.49 1.46 1.55 1.36 1.75 2.31 1.99 1.59
Increase / (Decrease) in Invested Capital		 -4.14 5.44 4.37 -23 115 -11 7.29 110 11 -9.76 -2.14
Enterprise Value (EV)		 1,305 1,429 882 1,682 1,382 1,051 522 522 530 334 213
Market Capitalization		 1,482 1,569 980 1,791 1,444 1,070 507 513 625 427 293
Book Value per Share		 $8.58 $8.11 $7.27 $7.44 $7.61 $4.46 $4.04 $4.08 $3.97 $3.80 $3.86
Tangible Book Value per Share		 $3.17 $2.36 $1.47 $1.16 $0.36 ($0.10) ($0.61) ($0.48) $1.88 $1.75 $1.78
Total Capital		 519 509 482 508 503 294 281 281 195 182 178
Total Debt		 40 59 79 99 118 69 78 78 0.00 0.00 0.00
Total Long-Term Debt		 20 40 59 79 99 59 69 78 0.00 0.00 0.00
Net Debt		 -177 -143 -101 -111 -64 -20 14 6.81 -96 -94 -80
Capital Expenditures (CapEx)		 2.80 2.53 2.97 2.68 2.62 11 1.91 2.62 10 8.85 7.56
Debt-free, Cash-free Net Working Capital (DFCFNWC)		 -11 -17 -21 -42 -40 -37 -5.82 -11 -6.68 -12 -3.74
Debt-free Net Working Capital (DFNWC)		 205 186 159 168 142 52 59 61 72 51 44
Net Working Capital (NWC)		 186 166 139 149 123 42 49 61 72 51 44
Net Nonoperating Expense (NNE)		 -3.20 1.43 0.76 0.17 3.15 2.09 2.94 0.15 -0.41 -0.13 -0.12
Net Nonoperating Obligations (NNO)		 -177 -143 -101 -111 -64 -20 14 6.81 -96 -94 -80
Total Depreciation and Amortization (D&A)		 4.42 22 4.33 29 23 19 20 16 9.51 9.17 8.49
Debt-free, Cash-free Net Working Capital to Revenue		 -2.00% -3.21% -4.45% -9.07% -10.49% -11.35% -2.01% -3.96% -3.09% -6.35% -2.37%
Debt-free Net Working Capital to Revenue		 37.86% 36.06% 33.52% 36.54% 37.18% 16.03% 20.30% 22.59% 33.51% 27.66% 27.73%
Net Working Capital to Revenue		 34.21% 32.22% 29.35% 32.24% 32.01% 12.99% 16.88% 22.59% 33.51% 27.66% 27.73%
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.29 $1.13 $0.95 $0.86 $0.67 $0.53 $0.28 $0.01 $0.40 $0.42 $0.31
Adjusted Weighted Average Basic Shares Outstanding		 55.89M 55.73M 55.14M 55.07M 54.66M 50.16M 0.00 49.76M 49.04M 48.76M 47.68M
Adjusted Diluted Earnings per Share		 $1.29 $1.12 $0.95 $0.85 $0.65 $0.52 $0.28 $0.01 $0.40 $0.41 $0.30
Adjusted Weighted Average Diluted Shares Outstanding		 55.89M 55.73M 55.14M 55.07M 54.66M 50.16M 0.00 49.76M 49.04M 48.76M 47.68M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 55.89M 55.73M 55.14M 55.07M 54.66M 50.16M 0.00 49.76M 49.04M 48.76M 47.68M
Normalized Net Operating Profit after Tax (NOPAT)		 69 64 54 47 37 29 17 0.70 19 20 14
Normalized NOPAT Margin		 12.74% 12.49% 11.31% 10.30% 9.74% 8.78% 5.85% 0.26% 8.88% 10.86% 9.18%
Pre Tax Income Margin		 16.56% 14.99% 13.81% 12.43% 10.76% 10.78% 6.57% -0.75% 11.74% 13.20% 9.55%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EBIT Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 49.72% 45.10% 72.89% 44.96% 20.62% 42.12% 71.61% 1,771.76% 50.30% 35.78% 0.73%
Augmented Payout Ratio		 49.72% 45.10% 72.89% 44.96% 20.62% 42.12% 71.61% 1,771.76% 50.30% 35.78% 0.73%

Quarterly Metrics And Ratios for Sapiens International

No quarterly metrics and ratios for Sapiens International are available.

Frequently Asked Questions About Sapiens International's Financials

When does Sapiens International's fiscal year end?

According to the most recent income statement we have on file, Sapiens International's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Sapiens International's net income changed over the last 10 years?

Sapiens International's net income appears to be on an upward trend, with a most recent value of $72.32 million in 2024, rising from $14.58 million in 2014. The previous period was $62.87 million in 2023. View Sapiens International's forecast to see where analysts expect Sapiens International to go next.

What is Sapiens International's operating income?
Sapiens International's total operating income in 2024 was $85.85 million, based on the following breakdown:
  • Total Gross Profit: $238.11 million
  • Total Operating Expenses: $152.26 million
How has Sapiens International revenue changed over the last 10 years?

Over the last 10 years, Sapiens International's total revenue changed from $157.45 million in 2014 to $542.38 million in 2024, a change of 244.5%.

How much debt does Sapiens International have?

Sapiens International's total liabilities were at $212.08 million at the end of 2024, a 11.5% decrease from 2023, and a 287.3% increase since 2014.

How much cash does Sapiens International have?

In the past 10 years, Sapiens International's cash and equivalents has ranged from $47.40 million in 2014 to $190.24 million in 2021, and is currently $163.69 million as of their latest financial filing in 2024.

How has Sapiens International's book value per share changed over the last 10 years?

Over the last 10 years, Sapiens International's book value per share changed from 3.86 in 2014 to 8.58 in 2024, a change of 122.4%.


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This page (NASDAQ:SPNS) was last updated on 5/30/2025 by MarketBeat.com Staff
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