Sapiens International Company Profile (NASDAQ:SPNS)

About Sapiens International (NASDAQ:SPNS)

Sapiens International logoSapiens International Corporation N.V. (Sapiens) is a provider of software solutions for the insurance industry, with a focus on the financial services sector. The Company operates in provider of software solutions segment. Its software solutions portfolio consists of Life, Pension, Annuity and Retirement Solutions, including software solutions for the management of a range of products for life, pension, annuity and retirement; Property and Casualty/General Insurance Solutions, including a software suite of solutions, supporting a range of business lines, including personal, commercial and specialty lines, as well as a solution for the management of reinsurance contracts; Sapiens DECISION, which is a business decision management solution, and Technology-Based Solutions, such as Sapiens eMerge. Its services include project delivery and implementation, business and technical consulting related to its products, project and program management, training and user acceptance testing.

Industry, Sector and Symbol:
  • Sector: Computer and Technology
  • Industry: Business Software & Services
  • Sub-Industry: Application Software
  • Symbol: NASDAQ:SPNS
  • CUSIP: N7716A15
  • Web: www.sapiens.com
Capitalization:
  • Market Cap: $615.05 million
  • Outstanding Shares: 49,047,000
Average Prices:
  • 50 Day Moving Avg: $12.83
  • 200 Day Moving Avg: $13.77
  • 52 Week Range: $11.35 - $15.98
P/E:
  • Trailing P/E Ratio: 51.67
  • Foreward P/E Ratio: 20.23
  • P/E Growth: 2.70
Sales & Book Value:
  • Annual Revenue: $223.16 million
  • Price / Sales: 2.76
  • Book Value: $4.05 per share
  • Price / Book: 3.10
Profitability:
  • EBIDTA: $23.06 million
  • Net Margins: 10.30%
  • Return on Equity: 12.29%
  • Return on Assets: 9.05%
Debt:
  • Current Ratio: 2.32%
  • Quick Ratio: 2.32%
Misc:
  • Average Volume: 69,994 shs.
  • Beta: 0.53
  • Short Ratio: 8.37
 

Frequently Asked Questions for Sapiens International (NASDAQ:SPNS)

What is Sapiens International's stock symbol?

Sapiens International trades on the NASDAQ under the ticker symbol "SPNS."

How were Sapiens International's earnings last quarter?

Sapiens International Co. (NASDAQ:SPNS) issued its earnings results on Monday, May, 15th. The company reported $0.02 EPS for the quarter, missing the Zacks' consensus estimate of $0.08 by $0.06. The business earned $56.50 million during the quarter, compared to analysts' expectations of $56.84 million. Sapiens International had a net margin of 10.30% and a return on equity of 12.29%. The business's revenue was up 13.9% on a year-over-year basis. During the same period in the prior year, the business posted $0.12 EPS. View Sapiens International's Earnings History.

Where is Sapiens International's stock going? Where will Sapiens International's stock price be in 2017?

6 brokerages have issued 1-year target prices for Sapiens International's shares. Their predictions range from $15.00 to $16.00. On average, they anticipate Sapiens International's share price to reach $15.50 in the next year. View Analyst Ratings for Sapiens International.

What are analysts saying about Sapiens International stock?

Here are some recent quotes from research analysts about Sapiens International stock:

  • 1. According to Zacks Investment Research, "SAPIENS INTL NV is a leading global provider of proven IT solutions that modernize business processes and enable insurance organizations and other leading companies to adapt quickly to change. Serving as consultants and advisors, Sapiens works with companies to analyze their current systems and develop a blueprint for aligning technology with business goals. The company focuses on delivering innovative solutions that allow companies to build on existing IT assets. " (3/11/2017)
  • 2. Needham & Company LLC analysts commented, " Sapiens delivered a solid 4Q, exceeding revenue estimates comfortably and generating EPS in line with expectations despite currency headwinds. Demand across offerings, regions, and from new and existing customers alike remained strong as insurance carriers continue to move to third-party software solutions. Management introduced guidance for FY17, which incorporates the recently announced acquisition of StoneRiver. The guidance calls for 25-30% Y/Y revenue growth, including organic revenue growth of 12-17%, which remains healthy. However, due to the acquisition, operating margin for the year is expected to be 13%, which is down from 13.7% in FY16. Still, we believe the medium- to long-term organic growth and margin expansion story is intact, and we maintain our BUY rating and raise our target to $17." (3/1/2017)

Who are some of Sapiens International's key competitors?

Who owns Sapiens International stock?

Sapiens International's stock is owned by a variety of of institutional and retail investors. Top institutional investors include Denver Investment Advisors LLC (1.44%), Renaissance Technologies LLC (1.36%), Clal Insurance Enterprises Holdings Ltd (0.50%), Goldman Sachs Group Inc. (0.34%), Sphera Funds Management LTD. (0.30%) and PNC Financial Services Group Inc. (0.24%). View Institutional Ownership Trends for Sapiens International.

Who sold Sapiens International stock? Who is selling Sapiens International stock?

Sapiens International's stock was sold by a variety of institutional investors in the last quarter, including Morgan Stanley, Wells Fargo & Company MN, JPMorgan Chase & Co., UBS Group AG, Russell Investments Group Ltd., Credit Suisse AG, TIAA CREF Investment Management LLC and First Quadrant L P CA. View Insider Buying and Selling for Sapiens International.

Who bought Sapiens International stock? Who is buying Sapiens International stock?

Sapiens International's stock was purchased by a variety of institutional investors in the last quarter, including Goldman Sachs Group Inc., Renaissance Technologies LLC, Sphera Funds Management LTD., Eagle Global Advisors LLC, Jane Street Group LLC, Congress Asset Management Co. MA, Clal Insurance Enterprises Holdings Ltd and Westwood Management Corp IL. View Insider Buying and Selling for Sapiens International.

How do I buy Sapiens International stock?

Shares of Sapiens International can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

How much does a share of Sapiens International stock cost?

One share of Sapiens International stock can currently be purchased for approximately $12.54.

Analyst Ratings

Consensus Ratings for Sapiens International (NASDAQ:SPNS) (?)
Ratings Breakdown: 2 Sell Ratings, 4 Buy Ratings
Consensus Rating:Hold (Score: 2.33)
Consensus Price Target: $15.50 (23.60% upside)

Analysts' Ratings History for Sapiens International (NASDAQ:SPNS)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
5/23/2017ValuEngineDowngradeHold -> SellLowView Rating Details
5/15/2017William BlairReiterated RatingOutperformMediumView Rating Details
4/28/2017Needham & Company LLCLower Price TargetBuy -> Buy$17.00 -> $16.00HighView Rating Details
3/3/2017Barclays PLCReiterated RatingBuyN/AView Rating Details
10/19/2016Credit Suisse Group AGInitiated CoverageOutperformN/AView Rating Details
7/10/2016Roth CapitalReiterated RatingSellN/AView Rating Details
(Data available from 5/26/2015 forward)

Earnings

Earnings History for Sapiens International (NASDAQ:SPNS)
Earnings by Quarter for Sapiens International (NASDAQ:SPNS)
Earnings History by Quarter for Sapiens International (NASDAQ:SPNS)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
5/15/20173/31/2017$0.08$0.02$56.84 million$56.50 millionViewN/AView Earnings Details
2/28/201712/31/2016$0.12$0.12$55.90 million$57.11 millionViewListenView Earnings Details
11/7/2016Q316$0.12$0.12$55.16 million$565.00 millionViewListenView Earnings Details
8/4/2016Q216$0.13$0.13$50.78 million$53.00 millionViewN/AView Earnings Details
5/10/2016Q116$0.12$0.12$48.37 million$49.60 millionViewListenView Earnings Details
2/17/2016Q415$0.12$0.13$48.18 million$48.70 millionViewListenView Earnings Details
11/4/2015Q315$0.11$0.12$46.02 million$46.14 millionViewN/AView Earnings Details
8/5/2015Q215$0.09$0.11$43.20 million$43.40 millionViewN/AView Earnings Details
5/6/2015Q115$0.09$0.10$41.48 million$41.00 millionViewN/AView Earnings Details
2/25/2015Q414$0.09$0.10$41.68 million$41.77 millionViewN/AView Earnings Details
11/12/2014Q3 14$0.09$0.08$39.80 million$40.40 millionViewN/AView Earnings Details
8/12/2014Q214$0.07$0.07$38.20 million$38.70 millionViewN/AView Earnings Details
5/12/2014Q114$0.07$0.07$36.67 million$36.60 millionViewN/AView Earnings Details
2/26/2014Q213$0.08$0.07$35.83 million$36.20 millionViewN/AView Earnings Details
2/5/2014Q4$0.08$0.09ViewN/AView Earnings Details
8/13/2013Q2 2013$0.08$27.20 million$33.10 millionViewN/AView Earnings Details
3/5/2013Q4 2012$0.09$24.60 million$31.20 millionViewN/AView Earnings Details
11/13/2012Q312$0.10$17.80 million$29.60 millionViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Sapiens International (NASDAQ:SPNS)
2017 EPS Consensus Estimate: $0.53
2018 EPS Consensus Estimate: $0.51
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20172$0.11$0.11$0.11
Q2 20172$0.12$0.13$0.13
Q3 20172$0.14$0.14$0.14
Q4 20172$0.15$0.15$0.15
Q1 20181$0.10$0.10$0.10
Q2 20181$0.13$0.13$0.13
Q3 20181$0.14$0.14$0.14
Q4 20181$0.14$0.14$0.14
(Data provided by Zacks Investment Research)

Dividends

Current Dividend Information for Sapiens International (NASDAQ:SPNS)
Most Recent Dividend:6/1/2016
Annual Dividend:$0.20
Dividend Yield:1.59%
Payout Ratio:45.46% (Trailing 12 Months of Earnings)
55.56% (Based on This Year's Estimates)
32.26% (Based on Next Year's Estimates)
Dividend Payments by Quarter for Sapiens International (NASDAQ:SPNS)

Dividend History by Quarter for Sapiens International (NASDAQ:SPNS)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
4/1/2016$0.205/17/20165/19/20166/1/2016
4/20/2015annual$0.151.6%5/21/20155/21/20156/1/2015
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading History for Sapiens International (NASDAQ:SPNS)
No insider trades for this company have been tracked by MarketBeat.com

Headlines

Headline Trends for Sapiens International (NASDAQ:SPNS)
Latest Headlines for Sapiens International (NASDAQ:SPNS)
Source:
DateHeadline
americanbankingnews.com logoSapiens International Co. (SPNS) Cut to "Sell" at ValuEngine
www.americanbankingnews.com - May 23 at 3:08 PM
finance.yahoo.com logoSapiens International Corp. NV – Value Analysis (NASDAQ:SPNS) : May 18, 2017
finance.yahoo.com - May 19 at 10:05 AM
americanbankingnews.com logoAnalysts Set Expectations for Sapiens International Co.'s Q1 2018 Earnings (SPNS)
www.americanbankingnews.com - May 18 at 12:52 PM
americanbankingnews.com logoSapiens International Co. (SPNS) Given Consensus Recommendation of "Hold" by Brokerages
www.americanbankingnews.com - May 18 at 8:32 AM
americanbankingnews.com logoWilliam Blair Reaffirms "Outperform" Rating for Sapiens International Co. (SPNS)
www.americanbankingnews.com - May 18 at 7:44 AM
finance.yahoo.com logoSapiens International Corp. NV breached its 50 day moving average in a Bullish Manner : SPNS-US : May 17, 2017
finance.yahoo.com - May 17 at 9:31 AM
finance.yahoo.com logoEuroLife Goes Live with Sapiens ALIS for All Life, Investment and Health Lines of Business
finance.yahoo.com - May 17 at 9:31 AM
finance.yahoo.com logoEdited Transcript of SPNS earnings conference call or presentation 15-May-17 1:30pm GMT
finance.yahoo.com - May 16 at 9:02 AM
finance.yahoo.com logoSapiens International Corp. NV breached its 50 day moving average in a Bullish Manner : SPNS-US : May 16, 2017
finance.yahoo.com - May 16 at 9:02 AM
americanbankingnews.com logoSapiens International Co. (SPNS) Announces Quarterly Earnings Results, Misses Estimates By $0.06 EPS
www.americanbankingnews.com - May 15 at 10:58 AM
finance.yahoo.com logoSapiens Reports Q1 2017 Financial Results
finance.yahoo.com - May 15 at 9:13 AM
finance.yahoo.com logoSapiens reports 1Q loss
finance.yahoo.com - May 15 at 9:13 AM
finance.yahoo.com logoStoneRiver Recognized Among 2017's "Top 10 Policy Administration Solution Providers" by Insurance CIO Outlook
finance.yahoo.com - May 8 at 11:10 AM
finance.yahoo.com logoA Leading Nordic Insurer Selects Sapiens for Modernization Project Worth $30 Million
finance.yahoo.com - May 3 at 10:41 AM
finance.yahoo.com logoSapiens to Announce First Quarter 2017 Financial Results on May 15, 2017
finance.yahoo.com - May 3 at 10:41 AM
finance.yahoo.com logoSapiens Files Annual Report on Form 20-F for the Year Ended December 31, 2016
finance.yahoo.com - April 30 at 3:29 PM
americanbankingnews.com logoZacks: Brokerages Anticipate Sapiens International Co. (SPNS) Will Announce Quarterly Sales of $56.65 Million
www.americanbankingnews.com - April 30 at 7:56 AM
americanbankingnews.com logoNegative Press Coverage Unlikely to Impact Sapiens International (SPNS) Stock Price
www.americanbankingnews.com - April 29 at 7:40 AM
americanbankingnews.com logoSapiens International Co. (SPNS) Expected to Post Earnings of $0.10 Per Share
www.americanbankingnews.com - April 29 at 1:14 AM
americanbankingnews.com logoSapiens International Co. (SPNS) Price Target Cut to $16.00
www.americanbankingnews.com - April 28 at 9:58 AM
finance.yahoo.com logoWhy Shares of Sapiens International Plunged Today
finance.yahoo.com - April 27 at 8:35 PM
finance.yahoo.com logoSapiens Announces Halt of a Software Development Project, Revises 2017 Outlook
finance.yahoo.com - April 27 at 3:34 PM
finance.yahoo.com logoCatholic Order of Foresters Selects StoneRiver LifeApply and LifeSuite
finance.yahoo.com - April 25 at 9:43 AM
finance.yahoo.com logoSapiens Unveils Full Life Insurance Transformation Suite at 2017 Life Insurance Conference
finance.yahoo.com - April 24 at 11:27 AM
americanbankingnews.com logoSomewhat Positive Media Coverage Somewhat Likely to Impact Sapiens International (SPNS) Share Price
www.americanbankingnews.com - April 23 at 9:17 PM
finance.yahoo.com logoHallmark Financial Services in Production with StoneRiver Reinsurance System
finance.yahoo.com - April 19 at 9:09 AM
americanbankingnews.com logoSapiens International (SPNS) Getting Somewhat Negative News Coverage, Study Shows
www.americanbankingnews.com - April 18 at 9:59 AM
americanbankingnews.com logo Brokerages Expect Sapiens International Co. (SPNS) Will Post Quarterly Sales of $56.65 Million
www.americanbankingnews.com - April 9 at 8:14 AM
americanbankingnews.com logoSapiens International Co. (SPNS) Sees Large Increase in Short Interest
www.americanbankingnews.com - April 8 at 9:32 AM
americanbankingnews.com logoSapiens International Co. (SPNS) Expected to Announce Earnings of $0.10 Per Share
www.americanbankingnews.com - April 7 at 8:03 PM
seekingalpha.com logoSapiens in partnership with Alexander forbes
seekingalpha.com - April 7 at 12:44 PM
finance.yahoo.com logoAlexander Forbes in Partnership with Sapiens
finance.yahoo.com - April 7 at 12:44 PM
finance.yahoo.com logoStoneRiver Adds New State Compliance Manager Software
finance.yahoo.com - April 7 at 12:44 PM
finance.yahoo.com logoSapiens International Corp. NV breached its 50 day moving average in a Bullish Manner : SPNS-US : April 7, 2017
finance.yahoo.com - April 7 at 12:44 PM
americanbankingnews.com logoSapiens International Co. (SPNS) Rating Lowered to Sell at Zacks Investment Research
www.americanbankingnews.com - March 11 at 10:54 AM
seekingalpha.com logoSapiens International Corporation's (SPNS) CEO Roni Al-Dor on Q2 2014 Results - Earnings Call Transcript
seekingalpha.com - March 1 at 9:48 AM
finance.yahoo.com logoEdited Transcript of SPNS earnings conference call or presentation 28-Feb-17 2:30pm GMT
finance.yahoo.com - March 1 at 9:48 AM
us.rd.yahoo.com logo6:05 am Sapiens Int'l reports EPS in-line, beats on revs; guides FY17 revs above consensus
us.rd.yahoo.com - February 28 at 7:35 PM
biz.yahoo.com logoQ4 2016 Sapiens International Corporation NV Earnings Release - Time Not Supplied
biz.yahoo.com - February 28 at 11:50 AM
streetinsider.com logoSapiens (SPNS) to Acquire StoneRiver for Approximately $102M
www.streetinsider.com - February 16 at 7:42 PM
finance.yahoo.com logoSapiens to Acquire U.S.-based StoneRiver, Inc. for Approximately $102 Million
finance.yahoo.com - February 16 at 7:42 PM
finance.yahoo.com logoSapiens to Acquire U.S.-based StoneRiver, Inc. for Approximately $102 Million
finance.yahoo.com - February 16 at 7:42 PM
finance.yahoo.com logoSapiens to Acquire U.S.-based StoneRiver, Inc. for Approximately $102 Million
finance.yahoo.com - February 16 at 7:42 PM
finance.yahoo.com logo7:04 am Sapiens Int'l acquires privately held StoneRiver for approx. $102 million in cash; expects transaction to be accretive to EPS starting in 3Q17
finance.yahoo.com - February 16 at 7:42 PM
finance.yahoo.com logo7:04 am Sapiens Int'l acquires privately held StoneRiver for approx. $102 million in cash; expects transaction to be accretive to EPS starting in 3Q17
finance.yahoo.com - February 16 at 7:42 PM
finance.yahoo.com logo7:04 am Sapiens Int'l acquires privately held StoneRiver for approx. $102 million in cash; expects transaction to be accretive to EPS starting in 3Q17
finance.yahoo.com - February 16 at 7:42 PM
finance.yahoo.com logoSapiens to Announce Fourth Quarter 2016 Financial Results on February 28, 2017
finance.yahoo.com - February 10 at 4:47 AM
finance.yahoo.com logoSapiens Announces General Availability of Upgraded DECISION Suite
finance.yahoo.com - February 2 at 3:42 AM
finance.yahoo.com logoSapiens to Present at the 19th Annual Needham Growth Conference
finance.yahoo.com - December 20 at 2:47 PM
finance.yahoo.com logoSapiens Recognized as "Top 10 Core Systems Solution Provider" of 2016 by Insurance CIO Outlook
finance.yahoo.com - December 19 at 11:32 AM

Social

Chart

Sapiens International (SPNS) Chart for Friday, May, 26, 2017

This page was last updated on 5/26/2017 by MarketBeat.com Staff