Sapiens International Corporation N.V. Company Profile (NASDAQ:SPNS)

About Sapiens International Corporation N.V. (NASDAQ:SPNS)

Sapiens International Corporation N.V. logoSapiens International Corporation N.V. (Sapiens) is a provider of software solutions for the insurance industry, with a focus on the financial services sector. The Company operates in provider of software solutions segment. Its software solutions portfolio consists of Life, Pension, Annuity and Retirement Solutions, including software solutions for the management of a range of products for life, pension, annuity and retirement; Property and Casualty/General Insurance Solutions, including a software suite of solutions, supporting a range of business lines, including personal, commercial and specialty lines, as well as a solution for the management of reinsurance contracts; Sapiens DECISION, which is a business decision management solution, and Technology-Based Solutions, such as Sapiens eMerge. Its services include project delivery and implementation, business and technical consulting related to its products, project and program management, training and user acceptance testing.

Industry, Sector and Symbol:
  • Sector: Computer and Technology
  • Industry: Enterprise Software
  • Sub-Industry: Application Software
  • Symbol: NASDAQ:SPNS
  • CUSIP: N7716A15
  • Web: www.sapiens.com
Capitalization:
  • Market Cap: $687.74 million
  • Outstanding Shares: 49,124,000
Average Prices:
  • 50 Day Moving Avg: $12.87
  • 200 Day Moving Avg: $12.22
  • 52 Week Range: $10.57 - $15.98
P/E:
  • Trailing P/E Ratio: 230.33
  • Foreward P/E Ratio: 22.22
  • P/E Growth: 2.53
Sales & Book Value:
  • Annual Revenue: $239.18 million
  • Price / Sales: 2.88
  • Book Value: $4.07 per share
  • Price / Book: 3.44
Profitability:
  • EBITDA: $14.79 million
  • Net Margins: 1.39%
  • Return on Equity: 6.77%
  • Return on Assets: 4.41%
Debt:
  • Debt-to-Equity Ratio: 0.15%
  • Current Ratio: 1.19%
  • Quick Ratio: 1.19%
Misc:
  • Average Volume: 47,308 shs.
  • Beta: 1.23
  • Short Ratio: 14.41
 

Frequently Asked Questions for Sapiens International Corporation N.V. (NASDAQ:SPNS)

What is Sapiens International Corporation N.V.'s stock symbol?

Sapiens International Corporation N.V. trades on the NASDAQ under the ticker symbol "SPNS."

How were Sapiens International Corporation N.V.'s earnings last quarter?

Sapiens International Corporation N.V. (NASDAQ:SPNS) announced its quarterly earnings data on Monday, August, 7th. The company reported $0.03 EPS for the quarter, hitting the Zacks' consensus estimate of $0.03. The company earned $69.20 million during the quarter, compared to the consensus estimate of $66.93 million. Sapiens International Corporation N.V. had a return on equity of 6.77% and a net margin of 1.39%. The company's quarterly revenue was up 30.6% on a year-over-year basis. During the same quarter last year, the company earned $0.13 EPS. View Sapiens International Corporation N.V.'s Earnings History.

When will Sapiens International Corporation N.V. make its next earnings announcement?

Sapiens International Corporation N.V. is scheduled to release their next quarterly earnings announcement on Thursday, November, 9th 2017. View Earnings Estimates for Sapiens International Corporation N.V..

Where is Sapiens International Corporation N.V.'s stock going? Where will Sapiens International Corporation N.V.'s stock price be in 2017?

4 analysts have issued 12 month price objectives for Sapiens International Corporation N.V.'s stock. Their predictions range from $14.00 to $16.00. On average, they expect Sapiens International Corporation N.V.'s share price to reach $15.00 in the next year. View Analyst Ratings for Sapiens International Corporation N.V..

What are analysts saying about Sapiens International Corporation N.V. stock?

Here are some recent quotes from research analysts about Sapiens International Corporation N.V. stock:

  • 1. According to Zacks Investment Research, "SAPIENS INTL NV is a leading global provider of proven IT solutions that modernize business processes and enable insurance organizations and other leading companies to adapt quickly to change. Serving as consultants and advisors, Sapiens works with companies to analyze their current systems and develop a blueprint for aligning technology with business goals. The company focuses on delivering innovative solutions that allow companies to build on existing IT assets. " (10/11/2017)
  • 2. Needham & Company LLC analysts commented, " Sapiens delivered a solid 4Q, exceeding revenue estimates comfortably and generating EPS in line with expectations despite currency headwinds. Demand across offerings, regions, and from new and existing customers alike remained strong as insurance carriers continue to move to third-party software solutions. Management introduced guidance for FY17, which incorporates the recently announced acquisition of StoneRiver. The guidance calls for 25-30% Y/Y revenue growth, including organic revenue growth of 12-17%, which remains healthy. However, due to the acquisition, operating margin for the year is expected to be 13%, which is down from 13.7% in FY16. Still, we believe the medium- to long-term organic growth and margin expansion story is intact, and we maintain our BUY rating and raise our target to $17." (3/1/2017)

Who are some of Sapiens International Corporation N.V.'s key competitors?

Who are Sapiens International Corporation N.V.'s key executives?

Sapiens International Corporation N.V.'s management team includes the folowing people:

  • Guy Bernstein, Chairman of the Board
  • Roni Al Dor, President, Chief Executive Officer, Director
  • Roni Giladi, Chief Financial Officer
  • Scott Palmer, Executive Vice President - Retirement Services
  • Steve Rooney, Executive Vice President-Global Sales
  • Naamit Salomon, Director
  • Eyal Ben-Chelouche, Independent Director
  • Yacov Elinav, Independent Director
  • Uzi Netanel, Independent Director

Who owns Sapiens International Corporation N.V. stock?

Sapiens International Corporation N.V.'s stock is owned by a number of of retail and institutional investors. Top institutional investors include MIGDAL INSURANCE & FINANCIAL HOLDINGS LTD. (5.03%). View Institutional Ownership Trends for Sapiens International Corporation N.V..

How do I buy Sapiens International Corporation N.V. stock?

Shares of Sapiens International Corporation N.V. can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Sapiens International Corporation N.V.'s stock price today?

One share of Sapiens International Corporation N.V. stock can currently be purchased for approximately $14.00.


MarketBeat Community Rating for Sapiens International Corporation N.V. (NASDAQ SPNS)
Community Ranking:  2.5 out of 5 (star star half star)
Outperform Votes:  104 (Vote Outperform)
Underperform Votes:  102 (Vote Underperform)
Total Votes:  206
MarketBeat's community ratings are surveys of what our community members think about Sapiens International Corporation N.V. and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for Sapiens International Corporation N.V. (NASDAQ:SPNS) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 4 Buy Ratings
Consensus Rating:Buy (Score: 3.00)
Consensus Price Target: $15.00 (7.14% upside)
Consensus Price Target History for Sapiens International Corporation N.V. (NASDAQ:SPNS)
Price Target History for Sapiens International Corporation N.V. (NASDAQ:SPNS)
Analysts' Ratings History for Sapiens International Corporation N.V. (NASDAQ:SPNS)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
10/12/2017Cowen and CompanyReiterated RatingBuy$14.00N/AView Rating Details
5/15/2017William BlairReiterated RatingOutperformMediumView Rating Details
4/28/2017Needham & Company LLCLower Price TargetBuy -> Buy$17.00 -> $16.00HighView Rating Details
3/3/2017Barclays PLCReiterated RatingBuyN/AView Rating Details
10/19/2016Credit Suisse GroupInitiated CoverageOutperformN/AView Rating Details
7/10/2016Roth CapitalReiterated RatingSellN/AView Rating Details
(Data available from 10/20/2015 forward)

Earnings

Earnings History for Sapiens International Corporation N.V. (NASDAQ:SPNS)
Earnings by Quarter for Sapiens International Corporation N.V. (NASDAQ:SPNS)
Earnings History by Quarter for Sapiens International Corporation N.V. (NASDAQ SPNS)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
11/9/2017$0.11N/AView Earnings Details
8/7/20176/30/2017$0.03$0.03$66.93 million$69.20 millionViewListenView Earnings Details
5/15/20173/31/2017$0.08$0.02$56.84 million$56.50 millionViewN/AView Earnings Details
2/28/201712/31/2016$0.12$0.12$55.90 million$57.11 millionViewListenView Earnings Details
11/7/2016Q316$0.12$0.12$55.16 million$565.00 millionViewListenView Earnings Details
8/4/2016Q216$0.13$0.13$50.78 million$53.00 millionViewN/AView Earnings Details
5/10/2016Q116$0.12$0.12$48.37 million$49.60 millionViewListenView Earnings Details
2/17/2016Q415$0.12$0.13$48.18 million$48.70 millionViewListenView Earnings Details
11/4/2015Q315$0.11$0.12$46.02 million$46.14 millionViewN/AView Earnings Details
8/5/2015Q215$0.09$0.11$43.20 million$43.40 millionViewN/AView Earnings Details
5/6/2015Q115$0.09$0.10$41.48 million$41.00 millionViewN/AView Earnings Details
2/25/2015Q414$0.09$0.10$41.68 million$41.77 millionViewN/AView Earnings Details
11/12/2014Q3 14$0.09$0.08$39.80 million$40.40 millionViewN/AView Earnings Details
8/12/2014Q214$0.07$0.07$38.20 million$38.70 millionViewN/AView Earnings Details
5/12/2014Q114$0.07$0.07$36.67 million$36.60 millionViewN/AView Earnings Details
2/26/2014Q213$0.08$0.07$35.83 million$36.20 millionViewN/AView Earnings Details
2/5/2014Q4$0.08$0.09ViewN/AView Earnings Details
8/13/2013Q2 2013$0.08$27.20 million$33.10 millionViewN/AView Earnings Details
3/5/2013Q4 2012$0.09$24.60 million$31.20 millionViewN/AView Earnings Details
11/13/2012Q312$0.10$17.80 million$29.60 millionViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Sapiens International Corporation N.V. (NASDAQ:SPNS)
2017 EPS Consensus Estimate: $0.51
2018 EPS Consensus Estimate: $0.50
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20172$0.11$0.11$0.11
Q2 20172$0.12$0.13$0.13
Q3 20172$0.10$0.14$0.12
Q4 20172$0.15$0.15$0.15
Q1 20181$0.11$0.11$0.11
Q2 20181$0.11$0.11$0.11
Q3 20181$0.14$0.14$0.14
Q4 20181$0.14$0.14$0.14
(Data provided by Zacks Investment Research)

Dividends

Dividend History by Quarter for Sapiens International Corporation N.V. (NASDAQ SPNS)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
4/1/2016$0.205/17/20165/19/20166/1/2016
4/20/2015annual$0.151.6%5/21/20155/21/20156/1/2015
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading History for Sapiens International Corporation N.V. (NASDAQ:SPNS)
No insider trades for this company have been tracked by MarketBeat.com

Headlines

Headline Trends for Sapiens International Corporation N.V. (NASDAQ:SPNS)
Latest Headlines for Sapiens International Corporation N.V. (NASDAQ:SPNS)
Source:
DateHeadline
finance.yahoo.com logoSapiens to Announce Third Quarter 2017 Financial Results on November 9, 2017
finance.yahoo.com - October 19 at 9:10 AM
finance.yahoo.com logoSapiens Hosts Global Client Conference in Portugal
finance.yahoo.com - October 19 at 9:10 AM
finance.yahoo.com logoSapiens Announces Cash Dividend of $0.20 Per Share and $9.8 Million in Total
finance.yahoo.com - October 18 at 8:51 AM
americanbankingnews.com logo$0.12 EPS Expected for Sapiens International Corporation N.V. (SPNS) This Quarter
www.americanbankingnews.com - October 17 at 10:30 AM
americanbankingnews.com logoSapiens International Corporation N.V. (SPNS) Receives Consensus Recommendation of "Buy" from Brokerages
www.americanbankingnews.com - October 15 at 10:44 AM
americanbankingnews.com logoSapiens International Corporation N.V.'s (SPNS) Buy Rating Reiterated at Cowen and Company
www.americanbankingnews.com - October 14 at 11:58 PM
fool.com logoWhy Sapiens International Corporation N.V. Gained 19.7% in September
www.fool.com - October 12 at 1:26 PM
americanbankingnews.com logoZacks Investment Research Upgrades Sapiens International Corporation N.V. (SPNS) to Hold
www.americanbankingnews.com - October 11 at 12:16 PM
americanbankingnews.com logoSapiens International Corporation N.V. (SPNS) Expected to Post Quarterly Sales of $71.28 Million
www.americanbankingnews.com - September 30 at 3:56 AM
americanbankingnews.com logoSapiens International Corporation N.V. (SPNS) Receives Consensus Rating of "Buy" from Brokerages
www.americanbankingnews.com - September 20 at 10:46 AM
finance.yahoo.com logoSapiens Enters into Agreements for Israeli Private Placement of Additional Series B Debentures
finance.yahoo.com - September 19 at 7:55 AM
finance.yahoo.com logoSapiens Consummates Israeli Public Offering of Series B Debentures
finance.yahoo.com - September 15 at 9:13 AM
thestreet.com logoSapiens International Reaches Analyst Target Price
www.thestreet.com - September 14 at 10:37 AM
finance.yahoo.com logoSapiens Announces Enhancements to its Property and Casualty Insurance Suite
finance.yahoo.com - September 14 at 10:37 AM
finance.yahoo.com logoSapiens International Corp. NV :SPNS-US: Earnings Analysis: Q2, 2017 By the Numbers : September 13, 2017
finance.yahoo.com - September 14 at 10:37 AM
americanbankingnews.com logoSapiens International Corporation N.V. (SPNS) & its Competitors Head to Head Review
www.americanbankingnews.com - September 10 at 6:26 PM
americanbankingnews.com logoCowen and Company Begins Coverage on Sapiens International Corporation N.V. (SPNS)
www.americanbankingnews.com - September 6 at 8:38 AM
americanbankingnews.com logoComparing Apptio (APTI) & Sapiens International Corporation N.V. (SPNS)
www.americanbankingnews.com - August 29 at 8:40 AM
finance.yahoo.com logoBudget Direct Insurance Singapore Goes Live With Sapiens' General Insurance Software Suite
finance.yahoo.com - August 28 at 6:39 AM
americanbankingnews.com logo$71.28 Million in Sales Expected for Sapiens International Corporation N.V. (SPNS) This Quarter
www.americanbankingnews.com - August 24 at 8:06 AM
finance.yahoo.com logoSapiens International Corp. NV is trading below its 50 day moving average : SPNS-US : August 11, 2017
finance.yahoo.com - August 11 at 8:44 AM
americanbankingnews.com logoQ3 2017 EPS Estimates for Sapiens International Corporation N.V. Decreased by Analyst (NASDAQ:SPNS)
www.americanbankingnews.com - August 10 at 9:20 AM
americanbankingnews.com logoHead to Head Analysis: Sapiens International Corporation N.V. (SPNS) and MaxPoint Interactive (MXPT)
www.americanbankingnews.com - August 9 at 10:50 PM
finance.yahoo.com logoSapiens International Corp. NV breached its 50 day moving average in a Bullish Manner : SPNS-US : August 8, 2017
finance.yahoo.com - August 9 at 7:41 AM
finance.yahoo.com logoETFs with exposure to Sapiens International Corp. NV : August 8, 2017
finance.yahoo.com - August 9 at 7:41 AM
seekingalpha.com logoSapiens International's (SPNS) CEO Roni Al-Dor on Q2 2017 Results - Earnings Call Transcript
seekingalpha.com - August 8 at 7:04 AM
finance.yahoo.com logoSapiens is Considering a Public Offering in Israel of a New Series of Debentures
finance.yahoo.com - August 8 at 7:04 AM
finance.yahoo.com logoEdited Transcript of SPNS earnings conference call or presentation 7-Aug-17 1:30pm GMT
finance.yahoo.com - August 8 at 7:04 AM
finance.yahoo.com logoSapiens International Corp. NV – Value Analysis (NASDAQ:SPNS) : August 7, 2017
finance.yahoo.com - August 8 at 7:04 AM
finance.yahoo.com logoSapiens reports 2Q loss
finance.yahoo.com - August 8 at 7:04 AM
americanbankingnews.com logoSapiens International Corporation N.V. (SPNS) Posts Quarterly Earnings Results, Beats Estimates By $0.01 EPS
www.americanbankingnews.com - August 7 at 8:50 AM
americanbankingnews.com logo$67.25 Million in Sales Expected for Sapiens International Corporation N.V. (SPNS) This Quarter
www.americanbankingnews.com - August 6 at 7:34 AM
americanbankingnews.com logoSapiens International Corporation N.V. (NASDAQ:SPNS) & TubeMogul (TUBE) Critical Review
www.americanbankingnews.com - August 3 at 8:08 AM
finance.yahoo.com logoSapiens Establishes Local Office in South Africa
finance.yahoo.com - August 3 at 7:27 AM
americanbankingnews.com logoSapiens International Corporation N.V. (SPNS) Given Consensus Rating of "Buy" by Analysts
www.americanbankingnews.com - August 1 at 12:34 PM
americanbankingnews.com logoSapiens International Corporation N.V. (SPNS) to Release Earnings on Monday
www.americanbankingnews.com - July 31 at 10:40 AM
finance.yahoo.com logoSapiens International Corp. NV breached its 50 day moving average in a Bullish Manner : SPNS-US : July 26, 2017
finance.yahoo.com - July 27 at 7:46 AM
finance.yahoo.com logoSapiens to Announce Second Quarter 2017 Financial Results on August 7, 2017
finance.yahoo.com - July 26 at 8:12 AM
finance.yahoo.com logoSapiens International Corp. NV :SPNS-US: Earnings Analysis: Q1, 2017 By the Numbers : July 25, 2017
finance.yahoo.com - July 26 at 8:12 AM
finance.yahoo.com logoSapiens Announces Enhancement of its Life and Annuities Insurance Suite
finance.yahoo.com - July 26 at 8:12 AM
finance.yahoo.com logoSapiens Intends to Leverage Microsoft's Two New Data Centres for its Cloud-Based Services in South Africa
finance.yahoo.com - July 25 at 6:54 AM
americanbankingnews.com logoSapiens International Corporation N.V. (NASDAQ:SPNS) Expected to Post Quarterly Sales of $67.25 Million
www.americanbankingnews.com - July 14 at 11:50 AM
americanbankingnews.com logo$0.03 EPS Expected for Sapiens International Corporation N.V. (NASDAQ:SPNS) This Quarter
www.americanbankingnews.com - July 12 at 10:38 PM
zacks.com logoNew Strong Sell Stocks for July 7th
www.zacks.com - July 7 at 12:49 PM
finance.yahoo.com logoETFs with exposure to Sapiens International Corp. NV : July 6, 2017
finance.yahoo.com - July 7 at 12:49 PM
americanbankingnews.com logoSapiens International Corporation N.V. (NASDAQ:SPNS) Receives Average Recommendation of "Hold" from Brokerages
www.americanbankingnews.com - July 7 at 12:27 PM
finance.yahoo.com logoA Specialty Program Manager is now in Production with StoneRiver’s CompSuite® Policy System, Following a Six-Week Implementation
finance.yahoo.com - July 6 at 10:06 AM
streetinsider.com logoForm 6-K SAPIENS INTERNATIONAL For: Jun 01
www.streetinsider.com - June 2 at 12:03 AM
seekingalpha.com logoSapiens in partnership with Alexander forbes
seekingalpha.com - April 7 at 12:44 PM
seekingalpha.com logoSapiens International Corporation's (SPNS) CEO Roni Al-Dor on Q2 2014 Results - Earnings Call Transcript
seekingalpha.com - March 1 at 9:48 AM

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Chart

Sapiens International Corporation N.V. (SPNS) Chart for Friday, October, 20, 2017

This page was last updated on 10/20/2017 by MarketBeat.com Staff

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