Should I buy or sell Sapiens International stock right now?

3 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Sapiens International in the last twelve months. There are currently 1 sell rating and 2 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" SPNS shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in SPNS, but not buy additional shares or sell existing shares. View SPNS analyst ratings or view top-rated stocks .

What is Sapiens International's stock price target for 2024?

3 Wall Street research analysts have issued 12 month target prices for Sapiens International's stock. Their SPNS share price targets range from $28.00 to $35.00. On average, they expect the company's share price to reach $32.33 in the next year. This suggests a possible upside of 26.9% from the stock's current price. View analysts price targets for SPNS or view top-rated stocks among Wall Street analysts .

How have SPNS shares performed in 2023?

Sapiens International's stock was trading at $18.48 at the beginning of 2023. Since then, SPNS stock has increased by 37.8% and is now trading at $25.47. View the best growth stocks for 2023 here .

When is Sapiens International's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Tuesday, February 20th 2024. View our SPNS earnings forecast .

How were Sapiens International's earnings last quarter?

Sapiens International Co. (NASDAQ:SPNS) released its quarterly earnings results on Wednesday, November, 8th. The technology company reported $0.32 EPS for the quarter, missing analysts' consensus estimates of $0.33 by $0.01. The technology company earned $130.71 million during the quarter, compared to analyst estimates of $130.33 million. Sapiens International had a trailing twelve-month return on equity of 16.84% and a net margin of 11.69%.

How often does Sapiens International pay dividends? What is the dividend yield for Sapiens International?

Sapiens International declared a Semi-Annual dividend on Wednesday, August 2nd. Investors of record on Wednesday, August 16th will be paid a dividend of $0.26 per share on Wednesday, August 30th. This represents a yield of 1.6%. The ex-dividend date of this dividend is Tuesday, August 15th. This is a boost from the stock's previous Semi-Annual dividend of $0.23. Read our dividend analysis for SPNS .

Is Sapiens International a good dividend stock?

Sapiens International (NASDAQ:SPNS) pays an annual dividend of $0.52 per share and currently has a dividend yield of 2.01%. The dividend payout ratio is 49.06%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, SPNS will have a dividend payout ratio of 38.81% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for SPNS .

What ETFs hold Sapiens International's stock?

ETFs with the largest weight of Sapiens International (NASDAQ:SPNS) stock in their portfolio include ARK Israel Innovative Technology ETF (IZRL) , Opus Small Cap Value Plus ETF (OSCV) , BlueStar Israel Technology ETF (ITEQ) and Global X FinTech Thematic ETF (FINX) . VanEck Israel ETF (ISRA) .

What is Roni Al-Dor's approval rating as Sapiens International's CEO?

152 employees have rated Sapiens International Chief Executive Officer Roni Al-Dor on Glassdoor.com . Roni Al-Dor has an approval rating of 83% among the company's employees.

What other stocks do shareholders of Sapiens International own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Sapiens International investors own include Digital Turbine (APPS) , Advanced Micro Devices (AMD) , Enphase Energy (ENPH) , Veeva Systems (VEEV) , Amarin (AMRN) , Apollo Global Management (APO) , PennyMac Financial Services (PFSI) , QUALCOMM (QCOM) , Taiwan Semiconductor Manufacturing (TSM) and Zoetis (ZTS) .

Who are Sapiens International's major shareholders?

Sapiens International's stock is owned by many different retail and institutional investors. Top institutional investors include Acadian Asset Management LLC (1.42%), Federated Hermes Inc. (0.52%), Royal Bank of Canada (0.47%), Robeco Institutional Asset Management B.V. (0.45%), Northern Trust Corp (0.44%) and Rhumbline Advisers (0.34%).

How do I buy shares of Sapiens International?

Shares of SPNS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull , Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here .

Sapiens International Stock Price, News & Analysis (NASDAQ:SPNS)

$25.78

+0.31 (+1.22%)

(As of 10:55 AM ET)

Compare

Today's Range: $25.59
▼
$25.78
50-Day Range: $24.47
▼
$28.78
52-Week Range: $17.83
▼
$30.81

Volume: 12,016 shs
Average Volume: 125,497 shs
Market Capitalization: $1.42 billion

P/E Ratio: 24.32
Dividend Yield: 2.02%
Price Target: $32.33

Sapiens International MarketRank™ Stock Analysis

Analyst Rating: Hold
2.33 Rating Score
Upside/Downside: 26.9% Upside
$32.33 Price Target
Short Interest: Healthy
0.61% of Float Sold Short
Dividend Strength: Moderate
Based on Four Factors
Sustainability: N/A
News Sentiment: 0.84
Based on 2 Articles This Week
Insider Trading: N/A
Proj. Earnings Growth: 6.35%
From $1.26 to $1.34 Per Share

Overall MarketRank^™

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.64 out of 5 stars

Computer And Technology Sector

75th out of 595 stocks

Prepackaged Software Industry

11th out of 175 stocks

3.2

Analyst's Opinion

Consensus Rating
Sapiens International has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 2 buy ratings, no hold ratings, and 1 sell rating.
Price Target Upside/Downside
According to analysts' consensus price target of $32.33, Sapiens International has a forecasted upside of 26.9% from its current price of $25.47.
Amount of Analyst Coverage
Sapiens International has received no research coverage in the past 90 days.

5.0

Short Interest

Percentage of Shares Shorted
0.61% of the float of Sapiens International has been sold short.
Short Interest Ratio / Days to Cover
Sapiens International has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month
Short interest in Sapiens International has recently decreased by 15.05%, indicating that investor sentiment is improving significantly.

2.5

Dividend Strength

Dividend Yield
Sapiens International pays a meaningful dividend of 2.01%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
Sapiens International does not have a long track record of dividend growth.
Dividend Coverage
The dividend payout ratio of Sapiens International is 49.06%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Sapiens International will have a dividend payout ratio of 38.81% next year. This indicates that Sapiens International will be able to sustain or increase its dividend.

N/A

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
There is no current Upright™ data available for SPNS.

2.1

News and Social Media Coverage

News Sentiment
Sapiens International has a news sentiment score of 0.84. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.52 average news sentiment score of Computer and Technology companies.
News Coverage This Week
MarketBeat has tracked 2 news articles for Sapiens International this week, compared to 2 articles on an average week.
MarketBeat Follows
Only 62 people have added Sapiens International to their MarketBeat watchlist in the last 30 days. This is a decrease of -45% compared to the previous 30 days.

0.8

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Sapiens International insiders have not sold or bought any company stock.
Percentage Held by Insiders
16.00% of the stock of Sapiens International is held by insiders. A high percentage of insider ownership can be a sign of company health.
Percentage Held by Institutions
Only 27.24% of the stock of Sapiens International is held by institutions.

1.9

Earnings and Valuation

Earnings Growth
Earnings for Sapiens International are expected to grow by 6.35% in the coming year, from $1.26 to $1.34 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Sapiens International is 24.03, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 120.26.
Price to Earnings Ratio vs. Sector
The P/E ratio of Sapiens International is 24.03, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 249.22.
Price to Book Value per Share Ratio
Sapiens International has a P/B Ratio of 3.48. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

About Sapiens International Stock (NASDAQ:SPNS)

Sapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, the European Union, the United Kingdom, Israel, and internationally. It offers Sapiens CoreSuite and Sapiens IDITSuite for personal, commercial, and specialty lines; and Sapiens CoreSuite, Sapiens UnderwritingPro, Sapiens ApplicationPro, Sapiens IllustrationPro, and Sapiens ConsolidationMaster for life, pension, and annuities. The company also provides Sapiens DigitalSuite for customers, agents, brokers, risk managers, customer groups and third-party service providers; Sapiens ReinsuranceMaster and Sapiens ReinsurancePro reinsurance solutions; and Sapiens Platform, Sapiens CoreSuite, Sapiens PolicyPro, and Sapiens ClaimsPro, as well as Sapiens PolicyGo, and Sapiens ClaimsGo for workers' compensation. In addition, it offers financial and compliance solutions, which comprise Sapiens FinancialPro, Sapiens Financial GO, Sapiens StatementPro, Sapiens CheckPro, and Sapiens Reporting Tools; and Sapiens Decision, an enterprise-scale platform that enables institutions to centrally author, store, and manage various organizational business logics. Further, the company provides tailor-made solutions based on its Sapiens eMerge platform; and program delivery, business, and managed services. It markets and sells its products and services through direct and partner sales. The company was founded in 1982 and is headquartered in Holon, Israel.

SPNS Stock Price History

30 days | 90 days | 365 days | Advanced Chart

SPNS Stock News Headlines

December 7, 2023 | finance.yahoo.com

Sapiens to Participate in the 26th Annual Needham Growth Conference on January 17 & 18, 2024

December 4, 2023 | finance.yahoo.com

Sapiens Releases Latest Version of IllustrationPro and ApplicationPro with Enhanced Digital Engagement

December 7, 2023 | Financial Alphas (Ad)

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December 2, 2023 | americanbankingnews.com

Comparing Pulse Network (OTCMKTS:TPNI) and Sapiens International (NASDAQ:SPNS)

November 28, 2023 | finance.yahoo.com

Sapiens Wins Two Celent XCelent Awards and Recognized as ''Luminary" for IllustrationPro for Life & Annuities

November 20, 2023 | finance.yahoo.com

Declining Stock and Solid Fundamentals: Is The Market Wrong About Sapiens International Corporation N.V. (NASDAQ:SPNS)?

November 9, 2023 | finance.yahoo.com

Sapiens International Corporation N.V. (NASDAQ:SPNS) Q3 2023 Earnings Call Transcript

November 9, 2023 | markets.businessinsider.com

Sapiens International Corp. Earns Buy Rating: Strong Growth in North America and Anticipated Returns in APAC Drive Positive Outlook

December 7, 2023 | Financial Alphas (Ad)

Lithium Discovery So BIG You Can't Miss it, Even From Space

November 9, 2023 | finance.yahoo.com

Saskatchewan Workers' Compensation Board Selects Sapiens to Transform its Core Workers' Compensation System

November 8, 2023 | seekingalpha.com

Sapiens International Corporation N.V. 2023 Q3 - Results - Earnings Call Presentation

November 8, 2023 | finance.yahoo.com

Sapiens (SPNS) Meets Q3 Earnings Estimates

November 8, 2023 | msn.com

Sapiens Non-GAAP EPS of $0.34 in-line, revenue of $130.7M beats by $0.65M

November 8, 2023 | markets.businessinsider.com

Sapiens Q3 Earnings Rise, In Line With View; Confirms FY23 Outlook

November 8, 2023 | finance.yahoo.com

Sapiens Reports Third Quarter 2023 Financial Results

October 30, 2023 | finance.yahoo.com

Sapiens Hosted Annual North America Customer Summit in Tucson, Arizona

October 26, 2023 | finance.yahoo.com

SAPIENS TO ANNOUNCE THIRD QUARTER 2023 FINANCIAL RESULTS ON NOVEMBER 8, 2023

October 25, 2023 | finance.yahoo.com

Sapiens Introduces Decision Model.AI, a Generative AI Solution to Enhance Automation Speeds, Integrating Microsoft Azure OpenAI Service

October 23, 2023 | finance.yahoo.com

Calculating The Intrinsic Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

October 9, 2023 | finance.yahoo.com

Unveiling Sapiens International NV (SPNS)'s Value: Is It Really Priced Right? A Comprehensive Guide

October 9, 2023 | finance.yahoo.com

Investors in Sapiens International (NASDAQ:SPNS) have seen impressive returns of 164% over the past five years

October 9, 2023 | msn.com

Sapiens International: Only Around 10% Exposure To Israel

September 19, 2023 | finance.yahoo.com

AAFMAA Selects Sapiens to Modernize Customer Acquisition Processes

September 7, 2023 | finance.yahoo.com

Tier-One Bank in South Africa Extends Relationship with Sapiens CoreSuite for Life & Pensions for New Line of Business

August 31, 2023 | nasdaq.com

Sapiens International (SPNS) Price Target Increased by 20.77% to 32.03

August 24, 2023 | finance.yahoo.com

Do Sapiens International's (NASDAQ:SPNS) Earnings Warrant Your Attention?

August 23, 2023 | finance.yahoo.com

Tier-One South African Bank Goes Live Extending its Sapiens Relationship into New Territory

See More Headlines

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Company Calendar

Last Earnings: 11/08/2023
Today: 12/07/2023
Fiscal Year End: 12/31/2023
Next Earnings (Estimated): 2/20/2024

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NASDAQ
Industry: Prepackaged software
Sub-Industry: Application Software
Sector: Computer and Technology
Current Symbol: NASDAQ:SPNS
CUSIP: N7716A15
CIK: 885740
Web: www.sapiens.com
Phone: (723) 790-2000
Fax: 972-3790-2942
Employees: 4,754
Year Founded: N/A

Price Target and Rating

Average Stock Price Target: $32.33
High Stock Price Target: $35.00
Low Stock Price Target: $28.00
Potential Upside/Downside: +25.4%
Consensus Rating: Hold
Rating Score (0-4): 2.33
Research Coverage: 3 Analysts

Profitability

EPS (Most Recent Fiscal Year): $1.06
Trailing P/E Ratio: 24.32
Forward P/E Ratio: 20.46
P/E Growth: N/A
Net Income: $52.60 million
Net Margins: 11.69%
Pretax Margin: 14.55%
Return on Equity: 16.84%
Return on Assets: 10.61%

Debt

Debt-to-Equity Ratio: 0.09
Current Ratio: 2.08
Quick Ratio: 2.08

Sales & Book Value

Annual Sales: $503.19 million
Price / Sales: 2.83
Cash Flow: $1.56 per share
Price / Cash Flow: 16.51
Book Value: $7.31 per share
Price / Book: 3.53

Miscellaneous

Outstanding Shares: 55,140,000
Free Float: 46,318,000
Market Cap: $1.42 billion
Optionable: Optionable
Beta: 1.15

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Key Executives

Mr. Roni Al-Dor (Age 62)
President, CEO & Director
Mr. Roni Giladi (Age 52)
Chief Financial Officer
Mr. Ilan Buganim
Chief Technology & Information Officer
Ms. Yaffa Cohen-Ifrah
Chief Marketing Officer & Head of Investor Relations
Ms. Osnat Segev-Harel (Age 61)
Head of Corporate Development
Mr. Rodrigo Rueda
Sales Director
Ms. Noa Brummer
Chief Human Resources Officer
Mr. Raj Ghuman
Senior Vice President of Business Development EMEA & APAC
Ms. Hagit Ashkenazi
Executive VP & Head of Professional Services
Mr. Gary J. Sherne
EVP & Chief Revenue Officer of North America

Key Competitors

View All Competitors

Institutional Ownership

View All Institutional Transactions

SPNS Stock Analysis - Frequently Asked Questions

Should I buy or sell Sapiens International stock right now?: 3 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Sapiens International in the last twelve months. There are currently 1 sell rating and 2 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" SPNS shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in SPNS, but not buy additional shares or sell existing shares.
View SPNS analyst ratings or view top-rated stocks.
What is Sapiens International's stock price target for 2024?: 3 Wall Street research analysts have issued 12 month target prices for Sapiens International's stock. Their SPNS share price targets range from $28.00 to $35.00. On average, they expect the company's share price to reach $32.33 in the next year. This suggests a possible upside of 26.9% from the stock's current price.
View analysts price targets for SPNS or view top-rated stocks among Wall Street analysts.
How have SPNS shares performed in 2023?: Sapiens International's stock was trading at $18.48 at the beginning of 2023. Since then, SPNS stock has increased by 37.8% and is now trading at $25.47.
View the best growth stocks for 2023 here.
When is Sapiens International's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Tuesday, February 20th 2024.
View our SPNS earnings forecast.
How were Sapiens International's earnings last quarter?: Sapiens International Co. (NASDAQ:SPNS) released its quarterly earnings results on Wednesday, November, 8th. The technology company reported $0.32 EPS for the quarter, missing analysts' consensus estimates of $0.33 by $0.01. The technology company earned $130.71 million during the quarter, compared to analyst estimates of $130.33 million. Sapiens International had a trailing twelve-month return on equity of 16.84% and a net margin of 11.69%.
How often does Sapiens International pay dividends? What is the dividend yield for Sapiens International?: Sapiens International declared a Semi-Annual dividend on Wednesday, August 2nd. Investors of record on Wednesday, August 16th will be paid a dividend of $0.26 per share on Wednesday, August 30th. This represents a yield of 1.6%. The ex-dividend date of this dividend is Tuesday, August 15th. This is a boost from the stock's previous Semi-Annual dividend of $0.23.
Read our dividend analysis for SPNS.

Is Sapiens International a good dividend stock?: Sapiens International (NASDAQ:SPNS) pays an annual dividend of $0.52 per share and currently has a dividend yield of 2.01%. The dividend payout ratio is 49.06%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, SPNS will have a dividend payout ratio of 38.81% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for SPNS.
What ETFs hold Sapiens International's stock?: ETFs with the largest weight of Sapiens International (NASDAQ:SPNS) stock in their portfolio include ARK Israel Innovative Technology ETF (IZRL), Opus Small Cap Value Plus ETF (OSCV), BlueStar Israel Technology ETF (ITEQ) and Global X FinTech Thematic ETF (FINX).VanEck Israel ETF (ISRA).
What is Roni Al-Dor's approval rating as Sapiens International's CEO?: 152 employees have rated Sapiens International Chief Executive Officer Roni Al-Dor on Glassdoor.com. Roni Al-Dor has an approval rating of 83% among the company's employees.
What other stocks do shareholders of Sapiens International own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Sapiens International investors own include Digital Turbine (APPS), Advanced Micro Devices (AMD), Enphase Energy (ENPH), Veeva Systems (VEEV), Amarin (AMRN), Apollo Global Management (APO), PennyMac Financial Services (PFSI), QUALCOMM (QCOM), Taiwan Semiconductor Manufacturing (TSM) and Zoetis (ZTS).
Who are Sapiens International's major shareholders?: Sapiens International's stock is owned by many different retail and institutional investors. Top institutional investors include Acadian Asset Management LLC (1.42%), Federated Hermes Inc. (0.52%), Royal Bank of Canada (0.47%), Robeco Institutional Asset Management B.V. (0.45%), Northern Trust Corp (0.44%) and Rhumbline Advisers (0.34%).
How do I buy shares of Sapiens International?: Shares of SPNS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.

This page (NASDAQ:SPNS) was last updated on 12/7/2023 by MarketBeat.com Staff

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