Sapiens International (SPNS) Stock Price, News & Analysis

Company Overview

Sapiens International Corporation is a leading global provider of software solutions for the insurance industry. The company offers core platforms for property and casualty (P&C), life insurance and annuities, and reinsurance, alongside digital and analytics tools that help carriers streamline operations, enhance customer engagement and accelerate product launches. Its modular architecture covers policy administration, billing, claims management, distribution and risk management, supporting both traditional and emerging lines of business.

Founded in 1982 and headquartered in Holon, Israel, Sapiens serves insurers, reinsurers and brokers in more than 30 countries across North America, Europe, Latin America and Asia-Pacific. The company has grown through a combination of internal development and strategic acquisitions, most notably the purchase of StoneRiver Group in 2019. With a global network of delivery centers, Sapiens provides implementation, consulting and managed services for both on-premises and cloud-based deployments.

Sapiens’ flagship offerings include CoreSuite for P&C and CoreSuite for Life & Annuities, a Digital Suite featuring client and agent portals, a Business Process Management platform and advanced analytics and AI-driven decision support. These solutions are designed to improve underwriting accuracy, automate claims workflows, enable omnichannel distribution and deliver data-driven insights that support compliance, customer retention and profitability objectives.

The company is led by President and Chief Executive Officer Roni Al-Dor, who brings over two decades of experience in enterprise software and insurance technology. Under his leadership, Sapiens continues to invest in innovation areas such as cloud migration, open architecture and next-generation underwriting models, helping insurers adapt to evolving market dynamics and regulatory requirements.

Key Stats

• Today's Range: $43.43 to $43.49
• 50-Day Range: $43.01 to $43.47
• 52-Week Range: $26.14 to $43.52
• Volume: 1.33 million shs
• Average Volume: 572,959 shs
• Market Capitalization: $2.43 billion
• P/E Ratio: 38.11
• Dividend Yield: 0.69%
• Price Target: $35.00
• Consensus Rating: Moderate Buy

Sapiens International Stock Analysis - MarketRank™

Sapiens International scored higher than 27% of companies evaluated by MarketBeat, and ranked 526th out of 625 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Sapiens International has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.

Downside Risk

Sapiens International has a consensus price target of $35.00, representing about 19.4% downside from its current price of $43.45.

Amount of Analyst Coverage

Sapiens International has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.97%

Earnings Growth

Earnings for Sapiens International are expected to grow by 11.97% in the coming year, from $1.42 to $1.59 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Sapiens International is 38.11, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.52.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sapiens International is 38.11, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 171.35.

Price to Book Value per Share Ratio

Sapiens International has a P/B Ratio of 5.06. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for SPNS.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Sapiens International has a dividend yield of 0.69%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Sapiens International has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of Sapiens International is 26.32%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Sapiens International will have a dividend payout ratio of 18.87% next year. This indicates that Sapiens International will be able to sustain or increase its dividend.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Sapiens International this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.9 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Sapiens International insiders have not sold or bought any company stock.

Percentage Held by Insiders

16.00% of the stock of Sapiens International is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

30.73% of the stock of Sapiens International is held by institutions.

Company Calendar

• Last Earnings: 11/13/2025
• Today: 6/07/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Computer and Technology
• Industry: COMP - SOFTWARE
• Sub-Industry: Application Software
• Current Symbol: NASDAQ:SPNS
• CIK: 885740
• Web: www.sapiens.com
• Phone: (723) 790-2000
• Fax: 972-3790-2942
• Employees: 4,850
• Year Founded: 1982

Price Target and Rating

• Average Price Target for Sapiens International: $35.00
• High Price Target: $35.00
• Low Price Target: $35.00
• Potential Upside/Downside: -19.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.14
• Trailing P/E Ratio: 38.11
• Forward P/E Ratio: 30.60
• P/E Growth: N/A
• Net Income: $72.18 million
• Net Margins: 11.40%
• Pretax Margin: 14.51%
• Return on Equity: 16.08%
• Return on Assets: 10.86%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.52
• Quick Ratio: 1.52

Sales & Book Value

• Annual Sales: $542.38 million
• Price / Sales: 4.49
• Cash Flow: $1.81 per share
• Price / Cash Flow: 24.04
• Book Value: $8.58 per share
• Price / Book: 5.06

Miscellaneous

• Outstanding Shares: 56,000,000
• Free Float: 47,037,000
• Market Cap: $2.43 billion
• Optionable: Optionable
• Beta: 0.89