SR Bancorp (SRBK) Stock Price, News & Analysis

Company Overview

SR Bancorp, Inc. is a bank holding company that provides a broad array of banking and financial services through its wholly owned subsidiary. The firm focuses on serving community markets and maintaining close relationships with individuals, small businesses and local institutions.

Its product suite includes traditional deposit accounts such as checking and savings, certificates of deposit and money market accounts. On the lending side, SR Bancorp offers consumer, residential mortgage and commercial loans, as well as specialized lending solutions for small and mid-sized businesses. The company further supports its clients with treasury management services, digital and mobile banking platforms, and select wealth management and trust services.

SR Bancorp’s footprint is centered in its regional branch network, where it combines face-to-face service with online and ATM channels. The company is overseen by a board of directors and senior management team with deep experience in community banking and a commitment to local economic development.

Key Stats

• Today's Range: $15.05 to $15.17
• 50-Day Range: $13.90 to $15.36
• 52-Week Range: $10.54 to $15.45
• Volume: 17,604 shs
• Average Volume: 46,326 shs
• Market Capitalization: $136.12 million
• P/E Ratio: 34.39
• Dividend Yield: 1.32%
• Price Target: N/A
• Consensus Rating: N/A

SR Bancorp Stock Analysis - MarketRank™

SR Bancorp scored higher than 22% of companies evaluated by MarketBeat, and ranked 878th out of 950 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for SR Bancorp.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of SR Bancorp is 34.26, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.59.

Price to Earnings Ratio vs. Sector

The P/E ratio of SR Bancorp is 34.26, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 239.08.

Price to Book Value per Share Ratio

SR Bancorp has a P/B Ratio of 0.72. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.87% of the float of SR Bancorp has been sold short.

Short Interest Ratio / Days to Cover

SR Bancorp has a short interest ratio ("days to cover") of 5.9.

Change versus previous month

Short interest in SR Bancorp has recently increased by 3.18%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

SR Bancorp pays a meaningful dividend of 1.30%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

SR Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of SR Bancorp is 45.45%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

4.87% of the float of SR Bancorp has been sold short.

Short Interest Ratio / Days to Cover

SR Bancorp has a short interest ratio ("days to cover") of 5.9.

Change versus previous month

Short interest in SR Bancorp has recently increased by 3.18%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.58

News Sentiment

SR Bancorp has a news sentiment score of 0.58. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.07 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for SR Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, SR Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 3.60% of the stock of SR Bancorp is held by insiders.

Percentage Held by Institutions

Only 24.70% of the stock of SR Bancorp is held by institutions.

SRBK Stock Analysis - Frequently Asked Questions

How have SRBK shares performed this year?

SR Bancorp's stock was trading at $11.91 at the beginning of the year. Since then, SRBK stock has increased by 26.6% and is now trading at $15.0750.

How were SR Bancorp's earnings last quarter?

SR Bancorp, Inc. (NASDAQ:SRBK) posted its quarterly earnings data on Thursday, July, 31st. The company reported $0.06 earnings per share for the quarter. The firm earned $7.97 million during the quarter. SR Bancorp had a trailing twelve-month return on equity of 1.74% and a net margin of 7.70%.

When did SR Bancorp IPO?

SR Bancorp (SRBK) raised $91 million in an initial public offering on Wednesday, September 20th 2023. The company issued 9,055,172 shares at $10.00 per share.

Who are SR Bancorp's major shareholders?

Top institutional investors of SR Bancorp include Geode Capital Management LLC (2.08%), Mink Brook Asset Management LLC (1.08%), Arcus Capital Partners LLC (0.43%) and Marshall Wace LLP (0.36%). Insiders that own company stock include William P Taylor, Christopher J Pribula, Mary E Davey, Thomas Lupo, David M Orbach, Marc Lebovitz and James Castelletti.
View institutional ownership trends.

How do I buy shares of SR Bancorp?

Shares of SRBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of SR Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that SR Bancorp investors own include AutoZone (AZO), Intel (INTC), TJX Companies (TJX), Abacus Health Products (ABAHF), Avino Silver & Gold Mines (ASM), Bank of America (BAC) and Cal-Maine Foods (CALM).

Company Calendar

• Record date for 7/15 Dividend: 6/30/2025
• Ex-Dividend for 7/15 Dividend: 6/30/2025
• Dividend Payable: 7/15/2025
• Last Earnings: 7/31/2025
• Today: 9/25/2025
• Record date for 10/15 Dividend: 9/30/2025
• Ex-Dividend for 10/15 Dividend: 9/30/2025
• Dividend Payable: 10/15/2025
• Next Earnings (Estimated): 10/29/2025
• Fiscal Year End: 6/30/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:SRBK
• Previous Symbol: NASDAQ:SRBK
• CIK: 1951276
• Web: www.somersetsavings.com
• Phone: 732-560-1700
• Fax: N/A
• Employees: 65
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.44
• Trailing P/E Ratio: 34.39
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $3.75 million
• Net Margins: 7.70%
• Pretax Margin: 2.28%
• Return on Equity: 1.74%
• Return on Assets: 0.32%

Debt

• Debt-to-Equity Ratio: 0.15
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $31.81 million
• Price / Sales: 4.28
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $20.98 per share
• Price / Book: 0.72

Miscellaneous

• Outstanding Shares: 8,997,000
• Free Float: 8,673,000
• Market Cap: $136.12 million
• Optionable: Not Optionable
• Beta: 0.59