TC Bancshares (TCBC) Stock Price, News & Analysis

Company Overview

TC Bancshares, Inc. (NASDAQ:TCBC) is the bank holding company for TC Bank, a regional community bank headquartered in Sallisaw, Oklahoma. Through its subsidiary, the company provides a full suite of banking products and services, including commercial and consumer lending, deposit accounts, treasury management, and cash management solutions tailored to meet the needs of businesses and individuals in its markets.

With a network of branches across eastern Oklahoma and western Arkansas, TC Bancshares focuses on relationship-driven banking, emphasizing local decision-making and personalized service. The company serves a diverse customer base that includes small and mid-sized businesses, agricultural operations, and retail clients, leveraging its regional expertise to support economic development and growth in the communities it serves.

In addition to traditional branch-based services, TC Bancshares offers digital banking platforms that allow customers to access accounts, initiate transfers, and manage payments via online and mobile channels. Looking ahead, the company aims to expand its market presence, enhance its technology offerings, and grow its core loan and deposit portfolios, all while maintaining strong asset quality and capital levels.

Key Stats

• Today's Range: $20.20 to $20.60
• 50-Day Range: $16.17 to $20.61
• 52-Week Range: $14.87 to $20.72
• Volume: 4,100 shs
• Average Volume: 11,236 shs
• Market Capitalization: $81.39 million
• P/E Ratio: N/A
• Dividend Yield: 0.49%
• Price Target: N/A
• Consensus Rating: N/A

TC Bancshares Stock Analysis - MarketRank™

TC Bancshares scored higher than 12% of companies evaluated by MarketBeat, and ranked 937th out of 958 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for TC Bancshares.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Book Value per Share Ratio

TC Bancshares has a P/B Ratio of 1.17. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.03% of the float of TC Bancshares has been sold short.

Short Interest Ratio / Days to Cover

TC Bancshares has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in TC Bancshares has recently decreased by 50.00%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: Weak

Dividend Yield

TC Bancshares has a dividend yield of 0.49%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

TC Bancshares has only been increasing its dividend for 1 years.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.03% of the float of TC Bancshares has been sold short.

Short Interest Ratio / Days to Cover

TC Bancshares has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in TC Bancshares has recently decreased by 50.00%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: N/A

News Sentiment

TC Bancshares has a news sentiment score of 1.05. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for TC Bancshares this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, TC Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 9.60% of the stock of TC Bancshares is held by insiders.

Percentage Held by Institutions

Only 23.56% of the stock of TC Bancshares is held by institutions.

TCBC Stock Analysis - Frequently Asked Questions

How have TCBC shares performed this year?

TC Bancshares' stock was trading at $16.9450 on January 1st, 2025. Since then, TCBC stock has increased by 20.6% and is now trading at $20.43.

When did TC Bancshares IPO?

TC Bancshares (TCBC) raised $62 million in an initial public offering on Wednesday, July 21st 2021. The company issued 6,215,750 shares at $10.00 per share.

How do I buy shares of TC Bancshares?

Shares of TCBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of TC Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that TC Bancshares investors own include Bridge Investment Group (BRDG), Blend Labs (BLND), Blue Foundry Bancorp (BLFY), Couchbase (BASE), ARYA Sciences Acquisition Corp V (ARYE), Argo Blockchain (ARBK) and a.k.a. Brands (AKA).

Company Calendar

• Ex-Dividend for 7/18 Dividend: 7/03/2025
• Record date for 7/18 Dividend: 7/04/2025
• Dividend Payable: 7/18/2025
• Today: 9/15/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:TCBC
• CIK: 1850398
• Web: www.tcfederal.com
• Phone: 229-226-3221
• Fax: 229-226-3459
• Employees: 50
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $14.76 million
• Price / Sales: 5.51
• Cash Flow: $0.27 per share
• Price / Cash Flow: 75.99
• Book Value: $17.50 per share
• Price / Book: 1.17

Miscellaneous

• Outstanding Shares: 3,984,000
• Free Float: 3,779,000
• Market Cap: $81.39 million
• Optionable: Not Optionable
• Beta: 0.18