Texas Community Bancshares (TCBS) Stock Price, News & Analysis

Company Overview

Texas Community Bancshares, Inc. operates as the bank holding company for Mineola Community Bank, S.S.B. that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. It generates a selection of deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts. The company also originates primarily one- to four-family residential mortgage loans, commercial real estate loans, and construction and land loans; and car, boat, share, unsecured loans, etc., as well as agricultural loans, commercial loans, and consumer and other loans. In addition, it invests in securities; and offers sweep account, safe deposit boxes, e-statement, cards, online banking, and mobile banking services. Texas Community Bancshares, Inc. was founded in 1934 and is headquartered in Mineola, Texas.

Key Stats

• Today's Range: $16.15 to $16.30
• 50-Day Range: $15.75 to $16.85
• 52-Week Range: $13.80 to $19.40
• Volume: 8,368 shs
• Average Volume: 3,340 shs
• Market Capitalization: $48.29 million
• P/E Ratio: 20.71
• Dividend Yield: 0.98%
• Price Target: N/A
• Consensus Rating: N/A

TCBS Stock Analysis - Frequently Asked Questions

How have TCBS shares performed this year?

Texas Community Bancshares' stock was trading at $15.25 at the beginning of the year. Since then, TCBS shares have increased by 6.6% and is now trading at $16.26.

How were Texas Community Bancshares' earnings last quarter?

Texas Community Bancshares, Inc. (NASDAQ:TCBS) posted its quarterly earnings data on Thursday, August, 7th. The company reported $0.23 EPS for the quarter. The company earned $3.75 million during the quarter. Texas Community Bancshares had a trailing twelve-month return on equity of 4.47% and a net margin of 9.50%.

When did Texas Community Bancshares IPO?

Texas Community Bancshares (TCBS) raised $32 million in an initial public offering (IPO) on Thursday, July 15th 2021. The company issued 3,207,759 shares at $10.00 per share.

Who are Texas Community Bancshares' major shareholders?

Texas Community Bancshares' top institutional investors include Fourthstone LLC (0.79%) and Geode Capital Management LLC (0.62%). Insiders that own company stock include Anthony Scavuzzo, James H Herlocker III, Jason Sobel, Sheree A Mize, Julie Sharff, Terri Baucum, Haskell Strange, Kraig Yarbrough and Brittany Bessonett.
View institutional ownership trends.

How do I buy shares of Texas Community Bancshares?

Shares of TCBS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Texas Community Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Texas Community Bancshares investors own include Dutch Bros (BROS), Nutriband (NTRB), TScan Therapeutics (TCRX), Annexon (ANNX), Aemetis (AMTX), Akari Therapeutics (AKTX) and a.k.a. Brands (AKA).

Company Calendar

• Record date for 6/20 Dividend: 6/05/2025
• Ex-Dividend for 6/20 Dividend: 6/05/2025
• Dividend Payable: 6/20/2025
• Last Earnings: 8/07/2025
• Today: 8/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:TCBS
• CIK: 1849466
• Web: www.mineolacb.com
• Phone: 903-569-2602
• Fax: N/A
• Employees: 60
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.78
• Trailing P/E Ratio: 20.85
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$1.30 million
• Net Margins: 9.50%
• Pretax Margin: 11.24%
• Return on Equity: 4.47%
• Return on Assets: 0.53%

Debt

• Debt-to-Equity Ratio: 0.93
• Current Ratio: 0.95
• Quick Ratio: 0.95

Sales & Book Value

• Annual Sales: $20.55 million
• Price / Sales: 2.35
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $17.82 per share
• Price / Book: 0.91

Miscellaneous

• Outstanding Shares: 2,970,000
• Free Float: 2,388,000
• Market Cap: $48.29 million
• Optionable: Not Optionable
• Beta: 0.06