About United Community Financial Corp. (NASDAQ:UCFC)
United Community Financial Corp. is financial services holding company. The Company's subsidiaries include The Home Savings and Loan Company of Youngstown, Ohio (Home Savings or the Bank), HSB Insurance, LLC and HSB Capital, LLC. The principal business of Home Savings is the origination of mortgage loans, including construction loans, on residential and nonresidential real estate located in Home Savings' primary market area. In addition to real estate lending, Home Savings originates commercial loans and various types of consumer loans. Funds for lending and other investment activities are obtained primarily from retail deposits. HSB Insurance, LLC is an insurance agency that offers a range of insurance products for business and residential customers, which include, auto, homeowners, life-health, commercial, surety bonds and aviation. HSB Capital, LLC provides mezzanine funding for customers. Mezzanine loans are offered to customers in United Community's market area.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Banks
- Sub-Industry: N/A
- Symbol: NASDAQ:UCFC
- CUSIP: N/A
- Web: www.ucfconline.com
Capitalization:- Market Cap: $485.94 million
- Outstanding Shares: 49,738,000
Average Prices:- 50 Day Moving Avg: $9.36
- 200 Day Moving Avg: $8.75
- 52 Week Range: $7.02 - $10.00
P/E:- Trailing P/E Ratio: 23.92
- Foreward P/E Ratio: 14.37
- P/E Growth: 0.00
Sales & Book Value:- Annual Revenue: $91.26 million
- Price / Sales: 5.32
- Book Value: $5.74 per share
- Price / Book: 1.70
Dividend:- Annual Dividend: $0.16
- Dividend Yield: 1.6%
Profitability:- Net Margins: 18.95%
- Return on Equity: 8.90%
- Return on Assets: 1.00%
Debt:- Debt-to-Equity Ratio: 1.15%
- Current Ratio: 1.05%
- Quick Ratio: 1.01%
Misc:- Average Volume: 69,639 shs.
- Beta: 0.51
- Short Ratio: 3.04
Frequently Asked Questions for United Community Financial Corp. (NASDAQ:UCFC)
What is United Community Financial Corp.'s stock symbol?
United Community Financial Corp. trades on the NASDAQ under the ticker symbol "UCFC."
How often does United Community Financial Corp. pay dividends? What is the dividend yield for United Community Financial Corp.?
United Community Financial Corp. declared a quarterly dividend on Wednesday, July 19th. Investors of record on Friday, July 28th will be given a dividend of $0.04 per share on Friday, August 11th. This represents a $0.16 dividend on an annualized basis and a yield of 1.64%. The ex-dividend date of this dividend is Wednesday, July 26th. This is an increase from United Community Financial Corp.'s previous quarterly dividend of $0.03. View United Community Financial Corp.'s Dividend History.
How were United Community Financial Corp.'s earnings last quarter?
United Community Financial Corp. (NASDAQ:UCFC) posted its earnings results on Tuesday, October, 17th. The company reported $0.15 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.15 by $0.00. United Community Financial Corp. had a return on equity of 8.90% and a net margin of 18.95%. View United Community Financial Corp.'s Earnings History.
Where is United Community Financial Corp.'s stock going? Where will United Community Financial Corp.'s stock price be in 2017?
3 analysts have issued 1 year target prices for United Community Financial Corp.'s shares. Their predictions range from $10.00 to $11.00. On average, they expect United Community Financial Corp.'s stock price to reach $10.50 in the next twelve months. View Analyst Ratings for United Community Financial Corp..
Who are some of United Community Financial Corp.'s key competitors?
Some companies that are related to United Community Financial Corp. include United Financial Bancorp (UBNK), MainSource Financial Group (MSFG), Flushing Financial (FFIC), TBC Bank Group PLC (TBCG), First Bancorp (FBNC), TrustCo Bank Corp NY (TRST), Republic Bancorp (RBCAA), Preferred Bank (PFBC), Community Trust Bancorp (CTBI), ConnectOne Bancorp (CNOB), CoBiz Financial (COBZ), Guaranty Bancorp (GBNK), HomeStreet (HMST), Bryn Mawr Bank Corporation (BMTC), Oritani Financial Corp. (ORIT), The First of Long Island Corporation (FLIC), Park Sterling Corporation (PSTB) and Camden National Corporation (CAC).
Who are United Community Financial Corp.'s key executives?
United Community Financial Corp.'s management team includes the folowing people:
- Gary M. Small, President, Chief Executive Officer, Director
- Timothy W. Esson, Chief Financial Officer, Treasurer of UCFC; Executive Vice President, Chief Financial Officer and Treasurer of Home Savings
- Jude J. Nohra CPA, General Counsel, Secretary
- Matthew T. Garrity, Executive Vice President, Commercial Lending and Credit Administration
- Richard J. Schiraldi CPA, Independent Non-Executive Chairman of the Board
- Marty E. Adams, Director
- Zahid Afzal, Director
- Louis Michael Altman, Director
- Patrick W. Bevack CPA, Outside Director
How do I buy United Community Financial Corp. stock?
Shares of United Community Financial Corp. can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is United Community Financial Corp.'s stock price today?
One share of United Community Financial Corp. stock can currently be purchased for approximately $9.77.
MarketBeat Community Rating for United Community Financial Corp. (NASDAQ UCFC)MarketBeat's community ratings are surveys of what our community members think about United Community Financial Corp. and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Consensus Ratings for United Community Financial Corp. (NASDAQ:UCFC) (How are Consensus Ratings Calculated?) MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
| Ratings Breakdown: | 1 Sell Rating, 2 Buy Ratings |
| Consensus Rating: | Hold (Score: 2.33) |
| Consensus Price Target: | $10.50 (7.47% upside) |
Consensus Price Target History for United Community Financial Corp. (NASDAQ:UCFC)
Analysts' Ratings History for United Community Financial Corp. (NASDAQ:UCFC)
Show:
| Date | Firm | Action | Rating | Price Target | Impact on Share Price | Details |
|---|
| 7/21/2017 | Keefe, Bruyette & Woods | Reiterated Rating | Buy | $11.00 | Low |  |
| 7/19/2017 | Boenning Scattergood | Set Price Target | Buy | $10.00 | High | |
| 12/15/2016 | KLR Group | Downgrade | Hold -> Reduce | | N/A | |
| 6/25/2016 | Seaport Global Securities | Reiterated Rating | Buy | $22.00 | N/A | |
| 5/9/2016 | Raymond James Financial, Inc. | Upgrade | Strong-Buy | | N/A | |
| 12/17/2015 | SunTrust Banks, Inc. | Reiterated Rating | Buy | | N/A | |
(Data available from 10/18/2015 forward)
Earnings History for United Community Financial Corp. (NASDAQ:UCFC)Earnings History by Quarter for United Community Financial Corp. (NASDAQ UCFC)| Date | Quarter | Consensus Estimate | Actual EPS | Revenue Estimate | Actual Revenue | Release Link | Conference Call | Details |
|---|
| 10/17/2017 | Q3 2017 | $0.15 | $0.15 | | | View | N/A | |
| 7/20/2017 | Q2 2017 | $0.14 | $0.16 | $26.20 million | $27.58 million | View | N/A | |
| 1/24/2017 | Q416 | $0.11 | $0.12 | $22.28 million | $21.97 million | View | N/A | |
| 10/18/2016 | Q316 | $0.11 | $0.11 | $21.44 million | $21.76 million | View | N/A | |
| 7/19/2016 | Q216 | $0.10 | $0.11 | $21.28 million | $21.11 million | View | N/A | |
| 4/19/2016 | Q116 | $0.10 | $0.07 | $20.63 million | $19.53 million | View | N/A | |
| 1/26/2016 | Q415 | $0.09 | $0.09 | $20.17 million | $19.94 million | View | Listen | |
| 10/20/2015 | Q315 | $0.08 | $0.09 | $20.05 million | $19.17 million | View | Listen | |
| 7/21/2015 | Q215 | $0.08 | $0.08 | $14.20 million | $19.13 million | View | Listen | |
| 4/21/2015 | Q115 | $0.06 | $0.07 | $17.14 million | $18.00 million | View | N/A | |
| 1/27/2015 | | $0.08 | $0.06 | $17.40 million | $16.26 million | View | N/A | |
| 10/22/2014 | Q3 | $0.03 | $0.06 | | $16.90 million | View | N/A | |
| 11/8/2013 | Q3 13 | | $0.03 | | | View | N/A | |
| 11/13/2012 | Q312 | | ($0.82) | | | View | N/A | |
(Data available from 1/1/2011 forward)
Earnings Estimates for United Community Financial Corp. (NASDAQ:UCFC)2017 EPS Consensus Estimate: $0.56
| Quarter | Number of Estimates | Low Estimate | High Estimate | Average Estimate |
|---|
| Q1 2017 | 1 | $0.12 | $0.12 | $0.12 |
| Q2 2017 | 1 | $0.14 | $0.14 | $0.14 |
| Q3 2017 | 1 | $0.15 | $0.15 | $0.15 |
| Q4 2017 | 1 | $0.15 | $0.15 | $0.15 |
(Data provided by Zacks Investment Research)
Current Dividend Information for United Community Financial Corp. (NASDAQ:UCFC)| Most Recent Dividend: | 8/11/2017 |
| Annual Dividend: | $0.16 |
| Dividend Yield: | 1.64% |
| Payout Ratio: | 39.02% (Trailing 12 Months of Earnings)
28.07% (Based on This Year's Estimates)
23.53% (Based on Next Year's Estimates)
|
Dividend History by Quarter for United Community Financial Corp. (NASDAQ UCFC)| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 7/19/2017 | quarterly | $0.04 | 1.8% | 7/26/2017 | 7/28/2017 | 8/11/2017 |
| 4/26/2017 | Quarterly | $0.03 | 1.38% | 5/4/2017 | 5/8/2017 | 5/19/2017 |
| 1/25/2017 | quarterly | $0.03 | 1.35% | 2/8/2017 | 2/10/2017 | 2/22/2017 |
| 10/19/2016 | Quarterly | $0.03 | | 10/27/2016 | 10/31/2016 | 11/14/2016 |
| 7/19/2016 | Quarterly | $0.03 | | 7/28/2016 | 8/1/2016 | 8/12/2016 |
| 4/19/2016 | Quarterly | $0.03 | | 4/29/2016 | 5/3/2016 | 5/13/2016 |
| 1/26/2016 | Quarterly | $0.03 | | 2/4/2016 | 2/8/2016 | 2/19/2016 |
| 10/20/2015 | Quarterly | $0.03 | | 10/29/2015 | 11/2/2015 | 11/13/2015 |
| 7/28/2015 | | $0.03 | | 8/5/2015 | 8/7/2015 | 8/18/2015 |
| 4/22/2015 | quarterly | $0.01 | 0.73% | 4/29/2015 | 5/1/2015 | 5/15/2015 |
| 1/28/2015 | quarterly | $0.01 | 0.77% | 2/4/2015 | 2/6/2015 | 2/17/2015 |
| 10/22/2014 | quarterly | $0.01 | 0.85% | 10/30/2014 | 11/3/2014 | 11/14/2014 |
| 7/22/2014 | quarterly | $0.01 | 0.92% | 7/30/2014 | 8/1/2014 | 8/15/2014 |
(Data available from 1/1/2013 forward)
Insider Trading and Institutional Ownership History for United Community Financial Corp. (NASDAQ:UCFC)Insider Ownership Percentage: 3.56%
Institutional Ownership Percentage: 58.20%
Insider Trades by Quarter for United Community Financial Corp. (NASDAQ:UCFC)| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Details |
|---|
| 9/26/2017 | Jude J Nohra | General Counsel | Sell | 55,348 | $9.21 | $509,755.08 | |
| 9/25/2017 | Jude J Nohra | General Counsel | Sell | 22,260 | $9.15 | $203,679.00 | |
| 9/21/2017 | Timothy Esson | CFO | Sell | 3,500 | $9.30 | $32,550.00 | |
| 6/30/2017 | Jude J Nohra | General Counsel | Sell | 12,218 | $8.37 | $102,264.66 | |
| 6/30/2017 | Timothy Esson | CFO | Sell | 3,000 | $8.35 | $25,050.00 | |
| 6/28/2017 | Marty E Adams | Director | Buy | 404,000 | $8.00 | $3,232,000.00 | |
| 6/9/2017 | Timothy Esson | CFO | Sell | 2,500 | $8.67 | $21,675.00 | |
| 3/31/2017 | Timothy Esson | CFO | Sell | 4,000 | $8.48 | $33,920.00 | |
| 3/13/2017 | Richard J Schiraldi | Director | Buy | 5,000 | $8.50 | $42,500.00 | |
| 3/1/2017 | Jude J Nohra | General Counsel | Sell | 4,500 | $8.78 | $39,510.00 | |
| 12/5/2016 | Matthew T Garrity | EVP | Sell | 30,000 | $8.33 | $249,900.00 | |
| 11/9/2016 | Ellen J Tressel | Director | Buy | 4,000 | $7.65 | $30,600.00 | |
| 10/31/2016 | Gary M Small | CEO | Sell | 12,000 | $7.36 | $88,320.00 | |
| 9/30/2016 | Richard J Schiraldi | Director | Buy | 800 | $7.04 | $5,632.00 | |
| 9/14/2016 | Gary M Small | CEO | Sell | 5,500 | $6.91 | $38,005.00 | |
| 6/30/2016 | Gary M Small | CEO | Sell | 10,000 | $5.94 | $59,400.00 | |
| 2/4/2016 | Richard J Schiraldi | Director | Buy | 3,500 | $5.74 | $20,090.00 | |
| 12/29/2015 | Jude J Nohra | General Counsel | Sell | 4,700 | $6.18 | $29,046.00 | |
| 12/28/2015 | Gary M Small | CEO | Buy | 2,000 | $6.10 | $12,200.00 | |
| 8/31/2015 | Richard J Schiraldi | Director | Buy | 6,000 | $4.99 | $29,940.00 | |
| 7/31/2015 | Richard J Schiraldi | Director | Buy | 10,000 | $5.15 | $51,500.00 | |
| 5/19/2014 | Timothy Esson | CFO | Buy | 4,884 | $3.44 | $16,800.96 | |
| 5/9/2014 | Richard J Schiraldi | Director | Buy | 10,000 | $3.38 | $33,800.00 | |
| 5/7/2014 | Zahid Afzal | Director | Buy | 3,309 | $3.35 | $11,085.15 | |
| 5/6/2014 | Zahid Afzal | Director | Buy | 31,893 | $3.35 | $106,841.55 | |
| 5/2/2014 | Zahid Afzal | Director | Buy | 4,600 | $3.38 | $15,548.00 | |
| 5/1/2014 | Marty E Adams | Director | Buy | 30,000 | $3.38 | $101,400.00 | |
| 3/25/2014 | Jude J Nohra | General Counsel | Buy | 7,370 | $4.05 | $29,848.50 | |
| 8/16/2013 | Jude J Nohra | General Counsel | Sell | 37,500 | $4.00 | $150,000.00 | |
| 5/17/2013 | Timothy Esson | CFO | Sell | 1,752 | $3.74 | $6,552.48 | |
(Data available from 1/1/2013 forward)
Headline Trends for United Community Financial Corp. (NASDAQ:UCFC)
Latest Headlines for United Community Financial Corp. (NASDAQ:UCFC)
| Source: |
|
| Date | Headline |
|---|
 | United Community Financial Corp. (UCFC) Issues Earnings Results
www.americanbankingnews.com - October 17 at 6:52 PM |
| Analyzing United Community Financial Corp. (UCFC) & Its Competitors
www.americanbankingnews.com - October 11 at 8:10 PM |
 | ETFs with exposure to United Community Financial Corp. : October 11, 2017
finance.yahoo.com - October 11 at 4:21 PM |
| United Community Financial Corp. (UCFC) to Release Quarterly Earnings on Tuesday
www.americanbankingnews.com - October 10 at 2:16 AM |
| United Community Financial Corp. (UCFC) Downgraded by ValuEngine
www.americanbankingnews.com - October 7 at 10:34 PM |
| Is It Time To Sell United Community Financial Corp (UCFC) Based Off Its PE Ratio?
finance.yahoo.com - October 3 at 2:06 PM |
| United Community Financial Corp. (UCFC) General Counsel Sells $203,679.00 in Stock
www.americanbankingnews.com - September 27 at 8:06 PM |
| Comparing United Community Financial Corp. (UCFC) & Farmers & Merchants Bancorp (FMAO)
www.americanbankingnews.com - September 27 at 10:40 AM |
| United Community Financial Corp. (UCFC) General Counsel Sells $509,755.08 in Stock
www.americanbankingnews.com - September 26 at 10:32 PM |
| United Community Financial Corp. (UCFC) CFO Sells $32,550.00 in Stock
www.americanbankingnews.com - September 25 at 10:37 AM |
| United Community Financial Corp. (UCFC) and Lloyds Banking Group PLC (LYG) Critical Analysis
www.americanbankingnews.com - September 25 at 10:28 AM |
| United Financial Bancorp (UBNK) versus United Community Financial Corp. (UCFC) Head to Head Contrast
www.americanbankingnews.com - September 18 at 12:54 PM |
| United Community Financial Corp. – Value Analysis (NASDAQ:UCFC) : September 14, 2017
finance.yahoo.com - September 14 at 12:05 PM |
| United Community Financial Corp. breached its 50 day moving average in a Bullish Manner : UCFC-US : September 12, 2017
finance.yahoo.com - September 12 at 11:30 AM |
 | 3 Reasons to Buy United Community Financial (UCFC) Stock Now
www.zacks.com - September 7 at 10:28 AM |
| United Community Financial Corp. : UCFC-US: Dividend Analysis : July 28th, 2017 (record date) : By the numbers : August 28, 2017
finance.yahoo.com - August 29 at 9:11 AM |
| United Community Financial Corp. (NASDAQ:UCFC) & Brookline Bancorp (BRKL) Head to Head Analysis
www.americanbankingnews.com - August 14 at 8:06 PM |
 | United Community Financial (UCFC) Presents At KBW Community Bank Investor Conference - Slideshow
seekingalpha.com - August 4 at 9:30 AM |
 | United Community Financial Corp. (UCFC) Ex-Dividend Date Scheduled for July 26 ...
www.nasdaq.com - July 27 at 8:54 AM |
 | Ex-Div Reminder For United Community Financial (UCFC)
www.thestreet.com - July 25 at 8:01 AM |
| United Community Financial Corp. (UCFC) Given a $10.00 Price Target by Boenning Scattergood Analysts
www.americanbankingnews.com - July 23 at 3:49 PM |
| United Community Financial Corp. to Present at KBW 2017 Community Bank Investor Conference
finance.yahoo.com - July 22 at 10:05 AM |
| Keefe, Bruyette & Woods Reiterates "Buy" Rating for United Community Financial Corp. (NASDAQ:UCFC)
www.americanbankingnews.com - July 21 at 1:44 PM |
| United Community Financial Corp. (UCFC) Posts Earnings Results, Beats Estimates By $0.02 EPS
www.americanbankingnews.com - July 21 at 10:22 AM |
| Research Analysts Issue Forecasts for United Community Financial Corp.'s FY2017 Earnings (UCFC)
www.americanbankingnews.com - July 21 at 9:46 AM |
| United Community Financial's (UCFC) CEO Gary Small on Q2 2017 Results - Earnings Call Transcript
seekingalpha.com - July 20 at 9:14 AM |
| Edited Transcript of UCFC earnings conference call or presentation 19-Jul-17 2:00pm GMT
finance.yahoo.com - July 20 at 9:14 AM |
| United Community Financial Corp. (NASDAQ:UCFC) & Sierra Bancorp (BSRR) Critical Survey
www.americanbankingnews.com - July 19 at 10:10 PM |
| United Community Financial Corp. (UCFC) Raises Dividend to $0.04 Per Share
www.americanbankingnews.com - July 19 at 4:20 PM |
| UCFC Announces Record Second Quarter Earnings and Increases Dividend
finance.yahoo.com - July 19 at 8:44 AM |
| United Community Financial posts 2Q profit
finance.yahoo.com - July 19 at 8:44 AM |
| Investor Network: United Community Financial Corp. to Host Earnings Call
finance.yahoo.com - July 19 at 8:44 AM |
| United Community Financial Corp. (NASDAQ:UCFC) to Release Earnings on Monday
www.americanbankingnews.com - July 13 at 9:22 PM |
| United Community Financial Corp. breached its 50 day moving average in a Bullish Manner : UCFC-US : July 4, 2017
finance.yahoo.com - July 5 at 11:00 AM |
| United Community Financial Corp. Announces Second Quarter Earnings Conference Call
finance.yahoo.com - July 5 at 11:00 AM |
| United Community Financial Corp. (UCFC) CFO Timothy Esson Sells 3,000 Shares
www.americanbankingnews.com - July 5 at 10:32 AM |
| Jude J. Nohra Sells 12,218 Shares of United Community Financial Corp. (UCFC) Stock
www.americanbankingnews.com - July 3 at 1:20 PM |
| ETFs with exposure to United Community Financial Corp. : June 30, 2017
finance.yahoo.com - July 1 at 8:37 AM |
| United Community Financial goes ex-dividend tomorrow
seekingalpha.com - May 3 at 10:03 AM |
 | BRIEF-UCFC announces Q1 earnings per share $0.032
www.reuters.com - April 25 at 7:21 PM |
| United Community Financial misses by $0.01, misses on net interest income
seekingalpha.com - April 25 at 7:21 PM |
 | United Community Financial posts 1Q profit
marketbeat.com - April 25 at 5:28 PM |
| UNITED COMMUNITY FINANCIAL CORP Files SEC form 8-K, Completion of Acquisition or Disposition of Assets, Change in Dir
biz.yahoo.com - February 8 at 8:15 AM |
 | United Community Financial Corp. :UCFC-US: Earnings Analysis: 2016 By the Numbers : January 31, 2017
us.rd.yahoo.com - February 2 at 6:19 AM |
| United Community Financial's (UCFC) CEO Bill Crawford on Q4 2016 Results - Earnings Call Transcript
seekingalpha.com - January 25 at 9:01 PM |
| Q4 2016 United Community Financial Corp Earnings Release - After Market Close
us.rd.yahoo.com - January 25 at 3:59 PM |
| UCFC Announces Strong Performance Results and Declares Dividend
www.nasdaq.com - January 25 at 8:05 AM |
| UNITED COMMUNITY FINANCIAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits
biz.yahoo.com - January 18 at 4:29 AM |
| UNITED COMMUNITY FINANCIAL CORP Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements a
biz.yahoo.com - January 7 at 6:16 AM |
| UNITED COMMUNITY FINANCIAL CORP Files SEC form 10-Q, Quarterly Report
biz.yahoo.com - November 8 at 8:01 PM |
United Community Financial Corp. (UCFC) Chart for Wednesday, October, 18, 2017
