About United Community Financial (NASDAQ:UCFC)
United Community Financial Corp. operates as the holding company for The Home Savings and Loan Company of Youngstown that provides consumer and business banking services. The company offers various deposit instruments, including checking accounts, regular savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. It provides commercial loans, such as multifamily loans; nonresidential real estate loans comprising retail centers, office buildings, and industrial buildings; land loans; loans for the construction of multifamily properties, nonresidential real estate projects, and to builders; and secured and unsecured loans, including traditional lines of credit, revolving lines of credit, and term loans. The company also offers residential mortgage loans consisting of one-to four-family loans; loans for the construction of one-to four-family residences; and consumer loans, such as home equity loans, home equity lines of credit, recreational vehicle loans, unsecured loans, and cash-secured loans. In addition, it provides insurance products for business and residential customers, including auto, homeowners, life-health, commercial, surety bonds, and aviation. The company offers services through its main office located in Youngstown, Ohio; and 35 retail banking offices, 3 wealth management offices, and 13 residential mortgage loan centers located in Ohio, Western Pennsylvania, and West Virginia.United Community Financial Corp. was founded in 1889 and is based in Youngstown, Ohio.
Industry, Sector and Symbol
Industry Savings institutions, except federal
Sub-IndustryN/A
SectorFinance
SymbolNASDAQ:UCFC
CUSIPN/A
Phone330-742-0500
Debt
Debt-to-Equity Ratio1.21%
Current Ratio1.08%
Quick Ratio1.04%
Price-To-Earnings
Trailing P/E Ratio18.56
Forward P/E Ratio14.69
P/E GrowthN/A
Sales & Book Value
Annual Sales$118.75 million
Price / Sales4.44
Cash Flow$0.7222 per share
Price / Cash14.65
Book Value$5.91 per share
Price / Book1.79
Profitability
EPS (Most Recent Fiscal Year)$0.57
Net Income$21.78 million
Net Margins23.20%
Return on Equity11.09%
Return on Assets1.24%
Miscellaneous
Employees503
Outstanding Shares49,870,000
United Community Financial (NASDAQ:UCFC) Frequently Asked Questions
What is United Community Financial's stock symbol?
United Community Financial trades on the NASDAQ under the ticker symbol "UCFC."
How often does United Community Financial pay dividends? What is the dividend yield for United Community Financial?
United Community Financial declared a quarterly dividend on Wednesday, April 18th. Shareholders of record on Friday, April 27th will be paid a dividend of $0.06 per share on Friday, May 11th. This represents a $0.24 dividend on an annualized basis and a yield of 2.27%. The ex-dividend date of this dividend is Thursday, April 26th. View United Community Financial's Dividend History.
How were United Community Financial's earnings last quarter?
United Community Financial Corp. (NASDAQ:UCFC) issued its quarterly earnings data on Wednesday, April, 18th. The savings and loans company reported $0.17 earnings per share (EPS) for the quarter, beating the Zacks' consensus estimate of $0.17 by $0.00. The savings and loans company earned $27.35 million during the quarter, compared to analyst estimates of $27.31 million. United Community Financial had a return on equity of 11.09% and a net margin of 23.20%. View United Community Financial's Earnings History.
When is United Community Financial's next earnings date?
What price target have analysts set for UCFC?
2 brokers have issued 12-month price objectives for United Community Financial's shares. Their forecasts range from $10.00 to $11.00. On average, they expect United Community Financial's stock price to reach $10.50 in the next year. View Analyst Ratings for United Community Financial.
Who are some of United Community Financial's key competitors?
Some companies that are related to United Community Financial include MainSource Financial Group (MSFG), Triumph Bancorp (TBK), Hercules Technology Growth Capital (HTGC), PJT Partners (PJT), RE/MAX (RMAX), Stewart Information Services (STC), CYS Investments (CYS), New Mountain Finance (NMFC), CareTrust REIT (CTRE), National Bank (NBHC), Live Oak Bank (LOB), Hanmi Financial (HAFC), Getty Realty (GTY), NEXT Co.,Ltd. (NXCLF), Brewin Dolphin (BRW), Compass Diversified (CODI), Ramco-Gershenson Properties Trust (RPT) and ARMOUR Residential REIT (ARR).
Who are United Community Financial's key executives?
United Community Financial's management team includes the folowing people:
- Mr. Gary M. Small, Pres & CEO (Age 57)
- Mr. Timothy W. Esson, Exec. VP & Chief Financial Officer (Age 68)
- Zahid Afzal, Exec. VP & COO (Age 55)
- Mr. Jude J. Nohra, Gen. Counsel, Sec. & EVP of Corp Governance, Gen. Counsel & Sec. for Home Savings (Age 49)
- Mr. Matthew T. Garrity, Exec. VP of Commercial Lending and Credit Admin. -Home Savings (Age 52)
Has United Community Financial been receiving favorable news coverage?
Media stories about UCFC stock have trended somewhat positive this week, according to Accern Sentiment. Accern ranks the sentiment of press coverage by analyzing more than 20 million news and blog sources in real time. Accern ranks coverage of companies on a scale of negative one to positive one, with scores closest to one being the most favorable. United Community Financial earned a news impact score of 0.17 on Accern's scale. They also gave media stories about the savings and loans company an impact score of 45.36 out of 100, meaning that recent press coverage is somewhat unlikely to have an effect on the stock's share price in the next several days.
How do I buy shares of United Community Financial?
Shares of UCFC can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is United Community Financial's stock price today?
One share of UCFC stock can currently be purchased for approximately $10.58.
How big of a company is United Community Financial?
United Community Financial has a market capitalization of $522.60 million and generates $118.75 million in revenue each year. The savings and loans company earns $21.78 million in net income (profit) each year or $0.57 on an earnings per share basis. United Community Financial employs 503 workers across the globe.
How can I contact United Community Financial?
United Community Financial's mailing address is 275 WEST FEDERAL STREET, YOUNGSTOWN OH, 44503. The savings and loans company can be reached via phone at 330-742-0500 or via email at [email protected]
MarketBeat Community Rating for United Community Financial (UCFC)
MarketBeat's community ratings are surveys of what our community members think about United Community Financial and other stocks. Vote "Outperform" if you believe UCFC will outperform the S&P 500 over the long term. Vote "Underperform" if you believe UCFC will underperform the S&P 500 over the long term. You may vote once every thirty days.
United Community Financial (NASDAQ:UCFC) Price Target and Consensus Rating
(How are Consensus Ratings Calculated?) MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
2 Wall Street analysts have issued ratings and price targets for United Community Financial in the last 12 months. Their average twelve-month price target is $10.50, suggesting that the stock has a possible downside of 0.76%. The high price target for UCFC is $11.00 and the low price target for UCFC is $10.00. There are currently 1 hold rating and 1 buy rating for the stock, resulting in a consensus rating of "Buy."
| Today | 30 Days Ago | 90 Days Ago | 180 Days Ago |
| Consensus Rating: | Buy | Buy | Buy | Hold |
| Consensus Rating Score: | 2.50 | 2.50 | 2.50 | 2.00 |
| Ratings Breakdown: | 0 Sell Rating(s)
1 Hold Rating(s)
1 Buy Rating(s)
0 Strong Buy Rating(s) | 0 Sell Rating(s)
1 Hold Rating(s)
1 Buy Rating(s)
0 Strong Buy Rating(s) | 0 Sell Rating(s)
1 Hold Rating(s)
1 Buy Rating(s)
0 Strong Buy Rating(s) | 1 Sell Rating(s)
1 Hold Rating(s)
1 Buy Rating(s)
0 Strong Buy Rating(s) |
| Consensus Price Target: | $10.50 | $10.50 | $10.50 | $10.50 |
| Price Target Upside: | 0.76% downside | 7.14% upside | 7.47% upside | 7.47% upside |
United Community Financial (NASDAQ:UCFC) Consensus Price Target History
United Community Financial (NASDAQ:UCFC) Analyst Ratings History
Show:
(Data available from 4/21/2016 forward)
United Community Financial (NASDAQ:UCFC) Dividend Information
United Community Financial pays an annual dividend of $0.24 per share, with a dividend yield of 2.27%. UCFC's next quarterly dividend payment will be made on Friday, May 11. United Community Financial pays out 42.11% of its earnings out as a dividend.
| Next Dividend: | 5/11/2018 |
| Annual Dividend: | $0.24 |
| Dividend Yield: | 2.27% |
| Payout Ratio: | 42.11% (Trailing 12 Months of Earnings)
33.33% (Based on This Year's Estimates)
30.77% (Based on Next Year's Estimates)
|
United Community Financial (NASDAQ:UCFC) Dividend History by Quarter
| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 4/18/2018 | quarterly | $0.06 | 2.29% | 4/26/2018 | 4/27/2018 | 5/11/2018 |
| 1/24/2018 | quarterly | $0.06 | 2.46% | 2/1/2018 | 2/2/2018 | 2/16/2018 |
| 10/18/2017 | quarterly | $0.04 | 1.68% | 11/2/2017 | 11/3/2017 | 11/17/2017 |
| 7/19/2017 | quarterly | $0.04 | 1.8% | 7/26/2017 | 7/28/2017 | 8/11/2017 |
| 4/26/2017 | Quarterly | $0.03 | 1.38% | 5/4/2017 | 5/8/2017 | 5/19/2017 |
| 1/25/2017 | quarterly | $0.03 | 1.35% | 2/8/2017 | 2/10/2017 | 2/22/2017 |
| 10/19/2016 | Quarterly | $0.03 | | 10/27/2016 | 10/31/2016 | 11/14/2016 |
| 7/19/2016 | Quarterly | $0.03 | | 7/28/2016 | 8/1/2016 | 8/12/2016 |
| 4/19/2016 | Quarterly | $0.0250 | | 4/29/2016 | 5/3/2016 | 5/13/2016 |
| 1/26/2016 | Quarterly | $0.0250 | | 2/4/2016 | 2/8/2016 | 2/19/2016 |
| 10/20/2015 | Quarterly | $0.0250 | | 10/29/2015 | 11/2/2015 | 11/13/2015 |
| 7/28/2015 | | $0.0250 | | 8/5/2015 | 8/7/2015 | 8/18/2015 |
| 4/22/2015 | quarterly | $0.01 | 0.73% | 4/29/2015 | 5/1/2015 | 5/15/2015 |
| 1/28/2015 | quarterly | $0.01 | 0.77% | 2/4/2015 | 2/6/2015 | 2/17/2015 |
| 10/22/2014 | quarterly | $0.01 | 0.85% | 10/30/2014 | 11/3/2014 | 11/14/2014 |
| 7/22/2014 | quarterly | $0.01 | 0.92% | 7/30/2014 | 8/1/2014 | 8/15/2014 |
(Data available from 1/1/2013 forward)
United Community Financial (NASDAQ UCFC) Insider Trading and Institutional Ownership History
Insider Ownership Percentage: 4.20%
Institutional Ownership Percentage: 59.24%
United Community Financial (NASDAQ UCFC) Insider Trading History
| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Shares Held After Transaction | Details |
|---|
| 12/15/2017 | Matthew T Garrity | EVP | Sell | 35,000 | $9.47 | $331,450.00 | 43,993 |  |
| 12/15/2017 | Patrick W Bevack | Director | Sell | 700 | $9.53 | $6,671.00 | 222,042 | |
| 12/13/2017 | Patrick W Bevack | Director | Sell | 500 | $9.55 | $4,775.00 | 222,442 | |
| 9/26/2017 | Jude J Nohra | General Counsel | Sell | 55,348 | $9.21 | $509,755.08 | 86,431 | |
| 9/25/2017 | Jude J Nohra | General Counsel | Sell | 22,260 | $9.15 | $203,679.00 | 86,431 | |
| 9/21/2017 | Timothy Esson | CFO | Sell | 3,500 | $9.30 | $32,550.00 | 57,192 | |
| 6/30/2017 | Jude J Nohra | General Counsel | Sell | 12,218 | $8.37 | $102,264.66 | 80,867 | |
| 6/30/2017 | Timothy Esson | CFO | Sell | 3,000 | $8.35 | $25,050.00 | 60,692 | |
| 6/28/2017 | Marty E Adams | Director | Buy | 404,000 | $8.00 | $3,232,000.00 | 3,382 | |
| 6/9/2017 | Timothy Esson | CFO | Sell | 2,500 | $8.67 | $21,675.00 | 63,692 | |
| 3/31/2017 | Timothy Esson | CFO | Sell | 4,000 | $8.48 | $33,920.00 | 70,017 | |
| 3/13/2017 | Richard J Schiraldi | Director | Buy | 5,000 | $8.50 | $42,500.00 | 7,399 | |
| 3/1/2017 | Jude J Nohra | General Counsel | Sell | 4,500 | $8.78 | $39,510.00 | 76,021 | |
| 12/5/2016 | Matthew T Garrity | EVP | Sell | 30,000 | $8.33 | $249,900.00 | 63,142 | |
| 11/9/2016 | Ellen J Tressel | Director | Buy | 4,000 | $7.65 | $30,600.00 | 4,141 | |
| 10/31/2016 | Gary M Small | CEO | Sell | 12,000 | $7.36 | $88,320.00 | 103,774 | |
| 9/30/2016 | Richard J Schiraldi | Director | Buy | 800 | $7.04 | $5,632.00 | 7,725 | |
| 9/14/2016 | Gary M Small | CEO | Sell | 5,500 | $6.91 | $38,005.00 | 115,774 | |
| 6/30/2016 | Gary M Small | CEO | Sell | 10,000 | $5.94 | $59,400.00 | 121,274 | |
| 2/4/2016 | Richard J Schiraldi | Director | Buy | 3,500 | $5.74 | $20,090.00 | 5,632 | |
| 12/29/2015 | Jude J Nohra | General Counsel | Sell | 4,700 | $6.18 | $29,046.00 | 63,573 | |
| 12/28/2015 | Gary M Small | CEO | Buy | 2,000 | $6.10 | $12,200.00 | 130,898 | |
| 8/31/2015 | Richard J Schiraldi | Director | Buy | 6,000 | $4.99 | $29,940.00 | 3,361 | |
| 7/31/2015 | Richard J Schiraldi | Director | Buy | 10,000 | $5.15 | $51,500.00 | | |
| 5/19/2014 | Timothy Esson | CFO | Buy | 4,884 | $3.44 | $16,800.96 | | |
| 5/9/2014 | Richard J Schiraldi | Director | Buy | 10,000 | $3.38 | $33,800.00 | | |
| 5/7/2014 | Zahid Afzal | Director | Buy | 3,309 | $3.35 | $11,085.15 | | |
| 5/6/2014 | Zahid Afzal | Director | Buy | 31,893 | $3.35 | $106,841.55 | | |
| 5/2/2014 | Zahid Afzal | Director | Buy | 4,600 | $3.38 | $15,548.00 | | |
| 5/1/2014 | Marty E Adams | Director | Buy | 30,000 | $3.38 | $101,400.00 | | |
| 3/25/2014 | Jude J Nohra | General Counsel | Buy | 7,370 | $4.05 | $29,848.50 | | |
| 8/16/2013 | Jude J Nohra | General Counsel | Sell | 37,500 | $4.00 | $150,000.00 | | |
| 5/17/2013 | Timothy Esson | CFO | Sell | 1,752 | $3.74 | $6,552.48 | | |
(Data available from 1/1/2013 forward)
United Community Financial (NASDAQ UCFC) News Headlines
| Source: |
|
| Date | Headline |
|---|
 | United Community Financial Corp. (UCFC) Expected to Post Q2 2018 Earnings of $0.19 Per Share
www.americanbankingnews.com - April 20 at 7:50 AM |
| United Community Financial Corp. (UCFC) Declares Quarterly Dividend of $0.06
www.americanbankingnews.com - April 18 at 5:54 PM |
 | United Community Financial Corp's (UCFC) CEO Gary Small on Q1 2018 Results - Earnings Call Transcript
seekingalpha.com - April 18 at 4:14 PM |
| United Community Financial EPS in-line, beats on revenue
seekingalpha.com - April 18 at 10:02 AM |
 | United Community Financial: 1Q Earnings Snapshot
www.cnbc.com - April 18 at 10:02 AM |
 | Is United Community Financial Corp’s (NASDAQ:UCFC) ROE Of 7.40% Sustainable?
finance.yahoo.com - April 18 at 10:02 AM |
| UCFC Announces Robust First Quarter Earnings
finance.yahoo.com - April 18 at 10:02 AM |
| United Community Financial (UCFC) Posts Quarterly Earnings Results, Meets Expectations
www.americanbankingnews.com - April 17 at 6:46 PM |
| United Community Financial (UCFC) Set to Announce Quarterly Earnings on Tuesday
www.americanbankingnews.com - April 10 at 1:46 AM |
| United Community Financial (UCFC) Upgraded at ValuEngine
www.americanbankingnews.com - April 2 at 10:52 PM |
| United Community Financial (UCFC) Stock Rating Upgraded by Zacks Investment Research
www.americanbankingnews.com - March 28 at 2:40 PM |
| United Community Financial (UCFC) Raised to Buy at BidaskClub
www.americanbankingnews.com - March 27 at 4:34 PM |
| United Community Financial (UCFC) Raised to "Hold" at BidaskClub
www.americanbankingnews.com - March 25 at 1:58 PM |
| United Community Financial (UCFC) Stock Rating Upgraded by BidaskClub
www.americanbankingnews.com - March 24 at 12:06 PM |
 | Realtor.com® Launches "Local Pride" College Scholarship
www.bizjournals.com - March 8 at 4:43 PM |
| Home Savings Attracts Top Talent as COO
finance.yahoo.com - February 26 at 9:54 AM |
| Victory Capital Management Inc. Has $1.63 Million Position in United Community Financial Corp (UCFC)
www.americanbankingnews.com - February 24 at 4:52 AM |
| United Community Financial (UCFC) Cut to "Sell" at Zacks Investment Research
www.americanbankingnews.com - February 21 at 12:03 PM |
| United Community Financial (UCFC) Lowered to Sell at BidaskClub
www.americanbankingnews.com - February 17 at 9:54 PM |
| Boenning Scattergood Weighs in on United Community Financial Corp's FY2019 Earnings (UCFC)
www.americanbankingnews.com - January 29 at 8:04 AM |
| United Community Financial Corp (UCFC) Increases Dividend to $0.06 Per Share
www.americanbankingnews.com - January 24 at 4:52 PM |
| Boenning Scattergood Reaffirms Hold Rating for United Community Financial (UCFC)
www.americanbankingnews.com - January 24 at 4:44 PM |
| UCFC Announces Strong Earnings and Dividend Increase
finance.yahoo.com - January 23 at 4:26 PM |
| Zacks Investment Research Downgrades United Community Financial (UCFC) to Hold
www.americanbankingnews.com - January 20 at 9:40 PM |
| United Community Financial (UCFC) to Release Quarterly Earnings on Tuesday
www.americanbankingnews.com - January 19 at 9:28 PM |
| United Community Financial (UCFC) Lowered to Hold at Zacks Investment Research
www.americanbankingnews.com - January 13 at 8:46 AM |
| ETFs with exposure to United Community Financial Corp. : December 21, 2017
finance.yahoo.com - December 21 at 3:49 PM |
| FY2017 EPS Estimates for United Community Financial Corp Decreased by Boenning Scattergood (UCFC)
www.americanbankingnews.com - December 21 at 8:00 AM |
| United Community Financial Corp. :UCFC-US: Earnings Analysis: Q3, 2017 By the Numbers : December 20, 2017
finance.yahoo.com - December 20 at 11:21 AM |
| Matthew T. Garrity Sells 35,000 Shares of United Community Financial Corp (UCFC) Stock
www.americanbankingnews.com - December 19 at 11:28 AM |
| BidaskClub Downgrades United Community Financial (UCFC) to Sell
www.americanbankingnews.com - December 19 at 6:04 AM |
| United Community Financial Corp. – Value Analysis (NASDAQ:UCFC) : December 13, 2017
finance.yahoo.com - December 13 at 3:48 PM |
| United Way hits $38 million campaign goal
www.bizjournals.com - December 12 at 11:57 AM |
| United Community Financial Corp. breached its 50 day moving average in a Bearish Manner : UCFC-US : December 12, 2017
finance.yahoo.com - December 12 at 11:57 AM |
| United Community Financial Corp. breached its 50 day moving average in a Bullish Manner : UCFC-US : November 21, 2017
finance.yahoo.com - November 22 at 2:28 PM |
| United Community Financial Corp. : UCFC-US: Dividend Analysis : November 03rd, 2017 (record date) : By the numbers : November 3, 2017
finance.yahoo.com - November 5 at 7:49 AM |
| United Community Financial Corp. breached its 50 day moving average in a Bearish Manner : UCFC-US : October 31, 2017
finance.yahoo.com - October 31 at 11:25 AM |
| ETFs with exposure to United Community Financial Corp. : October 23, 2017
finance.yahoo.com - October 23 at 3:39 PM |
| United Community Financial Corp. (UCFC) to Post Q1 2018 Earnings of $0.15 Per Share, Boenning Scattergood Forecasts
www.americanbankingnews.com - October 20 at 3:26 PM |
 | BRIEF-UCFC Q3 earnings per share $0.151
www.reuters.com - October 19 at 10:15 AM |
| United Community Financial's (UCFC) CEO Gary Small on Q3 2017 Results - Earnings Call Transcript
seekingalpha.com - October 19 at 10:15 AM |
| Edited Transcript of UCFC earnings conference call or presentation 18-Oct-17 2:00pm GMT
finance.yahoo.com - October 19 at 10:15 AM |
| United Community Financial Corp. (UCFC) Declares Quarterly Dividend of $0.04
www.americanbankingnews.com - October 18 at 5:57 PM |
| United Community Financial Corp. (UCFC) Lowered to "Neutral" at Boenning Scattergood
www.americanbankingnews.com - October 18 at 4:32 PM |
| UCFC Announces Third Quarter Earnings and Dividend
finance.yahoo.com - October 18 at 9:59 AM |
| United Community Financial Corp. (UCFC) Issues Earnings Results
www.americanbankingnews.com - October 17 at 6:52 PM |
| Analyzing United Community Financial Corp. (UCFC) & Its Competitors
www.americanbankingnews.com - October 11 at 8:10 PM |
| ETFs with exposure to United Community Financial Corp. : October 11, 2017
finance.yahoo.com - October 11 at 4:21 PM |
| United Community Financial Corp. (UCFC) to Release Quarterly Earnings on Tuesday
www.americanbankingnews.com - October 10 at 2:16 AM |
| United Community Financial Corp. (UCFC) Downgraded by ValuEngine
www.americanbankingnews.com - October 7 at 10:34 PM |
United Community Financial (NASDAQ:UCFC) SEC Filings
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United Community Financial (NASDAQ:UCFC) Income Statement, Balance Sheet and Cash Flow Statement
United Community Financial (NASDAQ UCFC) Stock Chart for Saturday, April, 21, 2018
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