Vericity (VERY) Competitors

Citizens (NYSE:CIA) and Vericity (NASDAQ:VERY) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, profitability, institutional ownership, earnings, media sentiment, valuation, community ranking, risk and analyst recommendations.

Is CIA or VERY more profitable?

Citizens has a net margin of 7.08% compared to Citizens' net margin of -9.87%. Vericity's return on equity of 15.01% beat Citizens' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Citizens	7.08%	15.01%	1.07%
Vericity	-9.87%	-13.88%	-2.16%

Do analysts prefer CIA or VERY?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citizens	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
Vericity	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Do institutionals & insiders hold more shares of CIA or VERY?

12.8% of Citizens shares are held by institutional investors. Comparatively, 1.5% of Vericity shares are held by institutional investors. 0.9% of Citizens shares are held by company insiders. Comparatively, 10.4% of Vericity shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Which has stronger earnings and valuation, CIA or VERY?

Citizens has higher revenue and earnings than Vericity.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Citizens	$232.52M	0.74	-$6.64M	$0.34	10.18
Vericity	$163.91M	1.00	-$20.46M	N/A	N/A

Does the MarketBeat Community favor CIA or VERY?

Citizens received 199 more outperform votes than Vericity when rated by MarketBeat users. However, 62.50% of users gave Vericity an outperform vote while only 59.61% of users gave Citizens an outperform vote.

Company	Underperform	Outperform
Citizens	Outperform Votes 214 59.61%	Underperform Votes 145 40.39%
Vericity	Outperform Votes 15 62.50%	Underperform Votes 9 37.50%

Does the media favor CIA or VERY?

In the previous week, Citizens had 10 more articles in the media than Vericity. MarketBeat recorded 12 mentions for Citizens and 2 mentions for Vericity. Citizens' average media sentiment score of 0.76 beat Vericity's score of -0.48 indicating that Vericity is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Citizens	0 Very Positive mention(s)	1 Positive mention(s)	6 Neutral mention(s)	1 Negative mention(s)	4 Very Negative mention(s)	Neutral
Vericity	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility & risk, CIA or VERY?

Citizens has a beta of 0.23, indicating that its share price is 77% less volatile than the S&P 500. Comparatively, Vericity has a beta of 0.15, indicating that its share price is 85% less volatile than the S&P 500.

Summary

Citizens beats Vericity on 9 of the 13 factors compared between the two stocks.