Zions Bancorporation, National Association is the principal banking subsidiary of Zions Bancorporation, Inc., a financial services organization headquartered in Salt Lake City, Utah. Chartered in 1873, the bank has grown through strategic acquisitions and an expanded branch network to serve a diverse customer base. As a nationally chartered institution regulated by the Office of the Comptroller of the Currency and the FDIC, Zions National Association plays a central role in delivering banking and financial services to individuals, businesses and government entities.
The bank’s core offerings encompass commercial and retail banking, including deposit accounts, lending solutions and treasury management services. It provides business loans, lines of credit, equipment financing and real estate lending tailored to small and middle-market companies. On the retail side, customers have access to checking and savings accounts, credit and debit cards, home mortgages, consumer loans and digital banking platforms designed for convenient self-service and account management.
Beyond traditional banking, Zions National Association supports wealth management and trust services through its affiliate network, offering investment advisory, fiduciary and estate planning solutions. It also addresses the specialized needs of public finance clients, municipalities and not-for-profit organizations with bond underwriting, public-sector financing and government banking expertise. The bank has cultivated industry-specific teams that focus on sectors such as healthcare, technology and energy.
Operating primarily in the Western United States, Zions National Association maintains branches and lending offices across Utah, Idaho, Nevada, Arizona, California, Colorado, New Mexico and Texas. The institution is led by President and Chief Executive Officer Harris H. Simmons, supported by a team of senior executives responsible for risk management, operations and customer service. Through its regional footprint and diversified product lineup, Zions National Association aims to deliver community-focused banking alongside sophisticated financial solutions.
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