NASDAQ:ACIC American Coastal Insurance (ACIC) Stock Price, News & Analysis $10.27 -0.07 (-0.68%) Closing price 11/13/2026 04:00 PM EasternExtended Trading$10.27 0.00 (0.00%) As of 11/13/2026 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About American Coastal Insurance Stock (NASDAQ:ACIC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get ACIC alerts:Sign Up Key Stats Today's Range$10.23▼$10.4550-Day Range$9.04▼$11.3952-Week Range$9.01▼$13.06Volume150,658 shsAverage Volume249,275 shsMarket Capitalization$485.66 millionP/E Ratio5.84Dividend YieldN/APrice Target$13.00Consensus RatingHold Company Overview American Coastal Insurance Corporation is a property and casualty insurance holding company focused on commercial residential property coverage. Through its insurance subsidiary, American Coastal Insurance Company, it serves customers such as condominium and homeowners associations and owners of apartment buildings. The company’s business is centered primarily in Florida, where it provides property insurance for residential communities and buildings. Its products are designed for commercial residential property risks, including exposures common in coastal areas. American Coastal was formerly known as United Insurance Holdings Corp. and adopted its current name in 2023 as it shifted its focus toward commercial residential insurance and away from its former personal-lines operations.AI Generated. May Contain Errors. Read More American Coastal Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks84th Percentile Overall ScoreACIC MarketRank™: 4.19737704918 of 5 starsAmerican Coastal Insurance scored higher than 84% of companies evaluated by MarketBeat, and ranked 325th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.5 / 5Analyst RatingHold Consensus RatingAmerican Coastal Insurance has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.Upside PotentialAmerican Coastal Insurance has a consensus price target of $13.00, representing about 26.6% upside from its current price of $10.27.Amount of Analyst CoverageAmerican Coastal Insurance has only been the subject of 2 research reports in the past 90 days.Read more about American Coastal Insurance's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings Growth-0.79% Earnings GrowthEarnings for American Coastal Insurance are expected to decrease by -0.79% in the coming year, from $1.26 to $1.25 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of American Coastal Insurance is 5.84, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.40.Price to Earnings Ratio vs. SectorThe P/E ratio of American Coastal Insurance is 5.84, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.54.Price to Book Value per Share RatioAmerican Coastal Insurance has a P/B Ratio of 1.37. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted6.97% of the float of American Coastal Insurance has been sold short.Short Interest Ratio / Days to CoverAmerican Coastal Insurance has a short interest ratio ("days to cover") of 6.81.Change versus previous monthShort interest in American Coastal Insurance has recently decreased by 14.75%, indicating that investor sentiment is improving significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldAmerican Coastal Insurance does not currently pay a dividend.Dividend GrowthAmerican Coastal Insurance does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of American Coastal Insurance is 28.41%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, American Coastal Insurance will have a dividend payout ratio of 40.00% next year. This indicates that American Coastal Insurance will be able to sustain or increase its dividend.Read more about American Coastal Insurance's dividend. News and Social Media3.6 / 5News Sentiment1.83 News SentimentAmerican Coastal Insurance has a news sentiment score of 1.83. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for American Coastal Insurance this week, compared to 2 articles on an average week.MarketBeat FollowsOnly 1 people have added American Coastal Insurance to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership2.4 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, American Coastal Insurance insiders have sold 109.88% more of their company's stock than they have bought. Specifically, they have bought $91,500.00 in company stock and sold $192,036.00 in company stock.Percentage Held by Insiders49.20% of the stock of American Coastal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions22.11% of the stock of American Coastal Insurance is held by institutions.Read more about American Coastal Insurance's insider trading history. Receive ACIC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for American Coastal Insurance and its competitors with MarketBeat's FREE daily newsletter. 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ACIC Stock News HeadlinesAmerican Coastal Insurance Corporation 2026 Q3 - Results - Earnings Call PresentationNovember 3, 2026 | seekingalpha.comAmerican Coastal Insurance (ACIC) Q3 Results Highlight Margin Pressure Beneath ProfitOctober 31, 2026 | finance.yahoo.comTop Trader Reveals Stunning Black Friday DealOthers paid $500 for the Snapback Indicator. This Black Friday, it's available for just $7. Base Camp Trading's Thomas Wood calls it one of the firm's most powerful proprietary trading indicators, and says the company has never run a deal like this before. There are no strings attached, just a steep Black Friday discount on a tool built for traders.November 15 at 1:00 AM | Base Camp Trading (Ad)ACIC (ACIC) Q3 2026 Earnings Call TranscriptOctober 30, 2026 | finance.yahoo.comTranscript : American Coastal Insurance Corporation, Q3 2026 Earnings Call, Oct 29, 2026October 30, 2026 | marketscreener.comMAmerican Coastal Insurance Corporation Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2026October 30, 2026 | marketscreener.comMACIC plans to bind new E&S business in December while advancing ACES Specialty rolloutOctober 30, 2026 | seekingalpha.comAmerican Coastal Insurance Corporation (ACIC) Q3 2026 Earnings Call TranscriptOctober 30, 2026 | seekingalpha.comSee More Headlines ACIC Stock Analysis - Frequently Asked Questions How have ACIC shares performed this year? American Coastal Insurance's stock was trading at $12.63 on January 1st, 2026. Since then, ACIC stock has decreased by 18.7% and is now trading at $10.27. How were American Coastal Insurance's earnings last quarter? American Coastal Insurance Corporation (NASDAQ:ACIC) released its quarterly earnings results on Thursday, October, 29th. The company reported $0.42 earnings per share for the quarter, missing analysts' consensus estimates of $0.47 by $0.05. The firm earned $70.70 million during the quarter. American Coastal Insurance had a net margin of 28.02% and a trailing twelve-month return on equity of 24.36%. Read the conference call transcript. Who are American Coastal Insurance's major shareholders? Top institutional shareholders of American Coastal Insurance include State Street Corp (1.07%), Empowered Funds LLC (0.61%), Ballast Asset Management LP (0.39%) and Ritholtz Wealth Management (0.39%). Insiders that own company stock include Brad Martz, Christopher Griffith, Brooke Adler and Kern Michael Davis. View institutional ownership trends. How do I buy shares of American Coastal Insurance? Shares of ACIC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of American Coastal Insurance own? Based on aggregate information from My MarketBeat watchlists, some other companies that American Coastal Insurance investors own include Palantir Technologies (PLTR), NVIDIA (NVDA), Tesla (TSLA), Plug Power (PLUG), Advanced Micro Devices (AMD), Skillz (FIRY) and NIO (NIO). Company Calendar Last Earnings10/29/2026Today11/15/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Red Zone (2m+) 1-Year History Nov 25 Feb 26 May 26 Aug 26 Nov 26 ACIC's financial health is in the Red zone, according to TradeSmith. ACIC has been in this zone for over 2 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Insurance Sub-IndustryProperty & Casualty Insurance Current SymbolNASDAQ:ACIC Previous SymbolNYSE:ACIC CIK1401521 Webwww.amcoastal.com Phone(727) 633-0851FaxN/AEmployees68Year Founded1999Price Target and Rating Average Price Target for American Coastal Insurance$13.00 High Price Target$13.00 Low Price Target$13.00 Potential Upside/Downside+26.6%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$1.76 Trailing P/E Ratio5.84 Forward P/E Ratio8.22 P/E GrowthN/ANet Income$106.84 million Net Margins28.02% Pretax Margin37.55% Return on Equity24.36% Return on Assets7.40% Debt Debt-to-Equity RatioN/A Current Ratio0.91 Quick Ratio0.91 Sales & Book Value Annual Sales$310.47 million Price / Sales1.56 Cash Flow$2.26 per share Price / Cash Flow4.54 Book Value$7.52 per share Price / Book1.37Miscellaneous Outstanding Shares47,289,000Free Float24,023,000Market Cap$485.66 million OptionableOptionable Beta-0.55 Social Links The 7 Best High-Yield Dividend Stocks for 2027Looking for higher dividend income in 2027? Discover seven high-yield dividend stocks with attractive payouts, proven dividend histories and growth potential.Get This Free Report This page (NASDAQ:ACIC) was last updated on 11/13/2026 by MarketBeat.com Staff. 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