American Integrity Insurance Group (AII) Stock Price, News & Analysis

Company Overview

American Integrity Insurance Group, Ltd. is a specialized provider of personal lines residential property insurance based in Jacksonville Beach, Florida. The company underwrites a variety of policies including homeowners multiple peril, condominium unitowners, dwelling fire, wind-only, personal umbrella and renters insurance. Its product suite is designed to protect against hurricane, windstorm, hail and other weather-related risks common to Florida’s coastal and inland regions.

Founded in 2004, American Integrity operates primarily through a network of independent insurance agents across the state of Florida. The company employs targeted underwriting guidelines and risk-management strategies tailored to the unique exposures of its regional markets. To support its capacity for large storm events and maintain financial stability, American Integrity also utilizes reinsurance arrangements with leading global reinsurers.

Headquartered in Jacksonville Beach, American Integrity is led by a team of seasoned insurance executives with extensive experience in property and casualty underwriting, claims management and customer service. As a publicly traded company on the New York Stock Exchange under the ticker AII, it remains focused on refining its product offerings, enhancing its claims handling processes and reinforcing its position in Florida’s competitive residential insurance landscape.

Key Stats

• Today's Range: $19.62 to $20.49
• 50-Day Range: $16.35 to $20.23
• 52-Week Range: $16.19 to $26.36
• Volume: 158,699 shs
• Average Volume: 74,666 shs
• Market Capitalization: $394.56 million
• P/E Ratio: 4.60
• Dividend Yield: N/A
• Price Target: $25.75
• Consensus Rating: Moderate Buy

American Integrity Insurance Group Stock Analysis - MarketRank™

American Integrity Insurance Group scored higher than 94% of companies evaluated by MarketBeat, and ranked 91st out of 877 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.1 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

American Integrity Insurance Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no strong buy ratings, 5 buy ratings, no hold ratings, and 1 sell rating.

Upside Potential

American Integrity Insurance Group has a consensus price target of $25.75, representing about 27.8% upside from its current price of $20.14.

Amount of Analyst Coverage

American Integrity Insurance Group has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 8.79%

Earnings Growth

Earnings for American Integrity Insurance Group are expected to grow by 8.79% in the coming year, from $2.73 to $2.97 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of American Integrity Insurance Group is 4.60, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.89.

Price to Earnings Ratio vs. Sector

The P/E ratio of American Integrity Insurance Group is 4.60, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.10.

Price to Book Value per Share Ratio

American Integrity Insurance Group has a P/B Ratio of 1.17. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.89% of the float of American Integrity Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

American Integrity Insurance Group has a short interest ratio ("days to cover") of 3.72, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in American Integrity Insurance Group has recently increased by 71.66%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

American Integrity Insurance Group does not currently pay a dividend.

Dividend Growth

American Integrity Insurance Group does not have a long track record of dividend growth.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.34

News Sentiment

American Integrity Insurance Group has a news sentiment score of 0.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.80 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for American Integrity Insurance Group this week, compared to 2 articles on an average week.

Search Interest

Only 1 people have searched for AII on MarketBeat in the last 30 days. This is a decrease of -75% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added American Integrity Insurance Group to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 4.2 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

3 insiders have purchased shares of American Integrity Insurance Group in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $2,400,973.00 in company stock, which represents 0.6085% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, American Integrity Insurance Group insiders have bought more of their company's stock than they have sold. Specifically, they have bought $2,400,973.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

16.40% of the stock of American Integrity Insurance Group is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

American Integrity Insurance Group has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 5/12/2026
• Today: 7/30/2026
• Next Earnings (Confirmed): 8/11/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Insurance
• Current Symbol: NYSE:AII
• Previous Symbol: NYSE:AII
• CIK: 2007587
• Web: N/A
• Phone: (813) 880-7000
• Fax: N/A
• Employees: 294
• Year Founded: 2025

Price Target and Rating

• Average Price Target for American Integrity Insurance Group: $25.75
• High Price Target: $28.00
• Low Price Target: $23.00
• Potential Upside/Downside: +27.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.38
• Trailing P/E Ratio: 4.60
• Forward P/E Ratio: 7.38
• P/E Growth: N/A
• Net Income: $99.62 million
• Net Margins: 27.56%
• Pretax Margin: 33.63%
• Return on Equity: 27.04%
• Return on Assets: 6.43%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $276.48 million
• Price / Sales: 1.43
• Cash Flow: $5.44 per share
• Price / Cash Flow: 3.70
• Book Value: $17.22 per share
• Price / Book: 1.17

Miscellaneous

• Outstanding Shares: 19,590,000
• Free Float: 16,378,000
• Market Cap: $394.56 million
• Optionable: N/A
• Beta: -0.14