Berkshire Hills Bancorp (BHLB) Stock Price, News & Analysis

Company Overview

Berkshire Hills Bancorp, Inc. is the bank holding company for Berkshire Bank, a community-focused financial institution serving customers across the northeastern United States. The company traces its roots to the First National Bank of North Adams in Massachusetts, dating back to the mid-19th century. Over time, a series of mergers and acquisitions led to the formation of Berkshire Hills Bancorp in the early 2000s, enabling the franchise to expand its footprint throughout Massachusetts, New York, Connecticut, Vermont and eastern Pennsylvania.

The company’s core operations center on commercial and retail banking services, including deposit accounts, business and consumer lending, mortgage origination and construction financing. In addition to traditional interest-earning products, Berkshire Hills Bancorp offers treasury and cash‐management solutions for small and middle-market enterprises, alongside digital banking platforms designed to support both individual and corporate customers. The institution also delivers wealth management, trust services and insurance products through its dedicated subsidiary businesses.

Berkshire Hills Bancorp is led by President and Chief Executive Officer Richard S. Marotta, supported by a senior management team with extensive experience in regional banking and financial services. Headquartered in Boston, Massachusetts, the company emphasizes community engagement and local decision-making, aiming to balance personalized service with the operational scale needed to compete in an expanding multi-state market.

Key Stats

• Today's Range: $25.90 to $26.62
• 50-Day Range: $23.99 to $26.72
• 52-Week Range: $22.27 to $32.36
• Volume: 2.58 million shs
• Average Volume: 509,286 shs
• Market Capitalization: $1.19 billion
• P/E Ratio: 10.02
• Dividend Yield: 2.81%
• Price Target: $32.75
• Consensus Rating: Buy

Berkshire Hills Bancorp Stock Analysis - MarketRank™

Berkshire Hills Bancorp scored higher than 88% of companies evaluated by MarketBeat, and ranked 225th out of 951 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

Berkshire Hills Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Berkshire Hills Bancorp has a consensus price target of $32.75, representing about 27.7% upside from its current price of $25.66.

Amount of Analyst Coverage

Berkshire Hills Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 50.00%

Earnings Growth

Earnings for Berkshire Hills Bancorp are expected to grow by 50.00% in the coming year, from $2.52 to $3.78 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Berkshire Hills Bancorp is 10.02, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.60.

Price to Earnings Ratio vs. Sector

The P/E ratio of Berkshire Hills Bancorp is 10.02, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 244.43.

Price to Book Value per Share Ratio

Berkshire Hills Bancorp has a P/B Ratio of 0.97. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

7.47% of the float of Berkshire Hills Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Berkshire Hills Bancorp has a short interest ratio ("days to cover") of 7.7.

Change versus previous month

Short interest in Berkshire Hills Bancorp has recently increased by 7.89%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Berkshire Hills Bancorp pays a meaningful dividend of 2.76%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Berkshire Hills Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Berkshire Hills Bancorp is 28.13%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Berkshire Hills Bancorp will have a dividend payout ratio of 19.05% next year. This indicates that Berkshire Hills Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.2 / 5
• Environmental Score: -0.75

Percentage of Shares Shorted

7.47% of the float of Berkshire Hills Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Berkshire Hills Bancorp has a short interest ratio ("days to cover") of 7.7.

Change versus previous month

Short interest in Berkshire Hills Bancorp has recently increased by 7.89%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

MarketBeat Follows

6 people have added Berkshire Hills Bancorp to their MarketBeat watchlist in the last 30 days. This is an increase of 50% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Berkshire Hills Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.02% of the stock of Berkshire Hills Bancorp is held by insiders.

Percentage Held by Institutions

83.07% of the stock of Berkshire Hills Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BHLB Stock Analysis - Frequently Asked Questions

How have BHLB shares performed this year?

Berkshire Hills Bancorp's stock was trading at $28.43 at the beginning of 2025. Since then, BHLB stock has decreased by 9.8% and is now trading at $25.6550.

How were Berkshire Hills Bancorp's earnings last quarter?

Berkshire Hills Bancorp, Inc. (NYSE:BHLB) issued its quarterly earnings data on Thursday, July, 24th. The savings and loans company reported $0.69 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.58 by $0.11. Berkshire Hills Bancorp's revenue was up 4.6% on a year-over-year basis.
Read the conference call transcript.

Who are Berkshire Hills Bancorp's major shareholders?

Berkshire Hills Bancorp's top institutional investors include Invesco Ltd. (3.24%), Adage Capital Partners GP L.L.C. (2.86%), Geode Capital Management LLC (2.35%) and Systematic Financial Management LP (2.22%). Insiders that own company stock include Nitin J Mhatre, Michael Zaitzeff, Mary Anne Callahan, William H Hughes III, Ellen Tulchiner and Baye Adofo-Wilson.
View institutional ownership trends.

How do I buy shares of Berkshire Hills Bancorp?

Shares of BHLB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Berkshire Hills Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Berkshire Hills Bancorp investors own include JPMorgan Chase & Co. (JPM), Netflix (NFLX), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), NVIDIA (NVDA) and Home Depot (HD).

Company Calendar

• Last Earnings: 7/24/2025
• Record date for 8/21 Dividend: 8/14/2025
• Ex-Dividend for 8/21 Dividend: 8/14/2025
• Dividend Payable: 8/21/2025
• Today: 9/17/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NYSE:BHLB
• CIK: 1108134
• Web: www.berkshirebank.com
• Phone: (617) 641-9206
• Fax: 413-443-3587
• Employees: 1,238
• Year Founded: 1846

Price Target and Rating

• Average Price Target for Berkshire Hills Bancorp: $32.75
• High Price Target: $34.50
• Low Price Target: $31.00
• Potential Upside/Downside: +27.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.56
• Trailing P/E Ratio: 10.02
• Forward P/E Ratio: 10.18
• P/E Growth: N/A
• Net Income: $61 million
• Net Margins: 15.93%
• Pretax Margin: 21.22%
• Return on Equity: 9.45%
• Return on Assets: 0.92%

Debt

• Debt-to-Equity Ratio: 0.18
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $696.05 million
• Price / Sales: 1.71
• Cash Flow: $2.35 per share
• Price / Cash Flow: 10.94
• Book Value: $26.35 per share
• Price / Book: 0.97

Miscellaneous

• Outstanding Shares: 46,390,000
• Free Float: 45,917,000
• Market Cap: $1.19 billion
• Optionable: Optionable
• Beta: 0.73