Berkshire Hills Bancorp (BHLB) Stock Price, News & Analysis

Company Overview

Berkshire Hills Bancorp, Inc. operates as the bank holding company for Berkshire Bank that provides various banking products and services in the United States. The company provides various deposit accounts, including demand deposit, interest-bearing checking, regular savings, money market savings, time certificates of deposit, and retirement deposit accounts. It offers loans, such as commercial real estate, commercial and industrial, residential mortgage, and consumer loans. In addition, the company provides wealth management services comprising investment management, trust administration, tax return preparation, and financial planning; and investment products and brokerage services. Further, it offers commercial cash management, online banking and mobile banking, small business banking, and asset based lending services; and debit cards and other electronic fee producing payment services to transaction account customers. It serves its products to personal, commercial, non-profit, and municipal deposit customers. Berkshire Hills Bancorp, Inc. was founded in 1846 and is headquartered in Boston, Massachusetts.

Key Stats

• Today's Range: $26.63 to $27.10
• 50-Day Range: $23.84 to $27.04
• 52-Week Range: $22.03 to $32.36
• Volume: 423,159 shs
• Average Volume: 408,232 shs
• Market Capitalization: $1.25 billion
• P/E Ratio: 10.95
• Dividend Yield: 2.66%
• Price Target: $31.13
• Consensus Rating: Moderate Buy

Berkshire Hills Bancorp Stock Analysis - MarketRank™

Berkshire Hills Bancorp scored higher than 88% of companies evaluated by MarketBeat, and ranked 553rd out of 2,763 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Berkshire Hills Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.83, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Berkshire Hills Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 50.00%

Earnings Growth

Earnings for Berkshire Hills Bancorp are expected to grow by 50.00% in the coming year, from $2.52 to $3.78 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Berkshire Hills Bancorp is 10.95, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of Berkshire Hills Bancorp is 10.95, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.06.

Price to Book Value per Share Ratio

Berkshire Hills Bancorp has a P/B Ratio of 1.00. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

7.66% of the float of Berkshire Hills Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Berkshire Hills Bancorp has a short interest ratio ("days to cover") of 7.

Change versus previous month

Short interest in Berkshire Hills Bancorp has recently decreased by 4.89%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Berkshire Hills Bancorp pays a meaningful dividend of 2.72%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Berkshire Hills Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Berkshire Hills Bancorp is 29.15%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Berkshire Hills Bancorp will have a dividend payout ratio of 19.05% next year. This indicates that Berkshire Hills Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.2 / 5
• Environmental Score: -0.75

Percentage of Shares Shorted

7.66% of the float of Berkshire Hills Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Berkshire Hills Bancorp has a short interest ratio ("days to cover") of 7.

Change versus previous month

Short interest in Berkshire Hills Bancorp has recently decreased by 4.89%, indicating that investor sentiment is improving.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

Search Interest

4 people have searched for BHLB on MarketBeat in the last 30 days. This is an increase of 33% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Berkshire Hills Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.02% of the stock of Berkshire Hills Bancorp is held by insiders.

Percentage Held by Institutions

83.07% of the stock of Berkshire Hills Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BHLB Stock Analysis - Frequently Asked Questions

How have BHLB shares performed this year?

Berkshire Hills Bancorp's stock was trading at $28.43 at the beginning of 2025. Since then, BHLB stock has decreased by 4.9% and is now trading at $27.04.

How were Berkshire Hills Bancorp's earnings last quarter?

Berkshire Hills Bancorp, Inc. (NYSE:BHLB) released its earnings results on Thursday, April, 24th. The savings and loans company reported $0.60 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.54 by $0.06. The business's revenue for the quarter was up 4.7% compared to the same quarter last year.
Read the conference call transcript.

How do I buy shares of Berkshire Hills Bancorp?

Shares of BHLB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Berkshire Hills Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Berkshire Hills Bancorp investors own include JPMorgan Chase & Co. (JPM), Netflix (NFLX), Meta Platforms (META), Tesla (TSLA), Advanced Micro Devices (AMD), NVIDIA (NVDA) and Home Depot (HD).

Company Calendar

• Last Earnings: 4/24/2025
• Record date for 5/29 Dividend: 5/15/2025
• Ex-Dividend for 5/29 Dividend: 5/15/2025
• Dividend Payable: 5/29/2025
• Today: 7/04/2025
• Next Earnings (Estimated): 7/17/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NYSE:BHLB
• CIK: 1108134
• Web: www.berkshirebank.com
• Phone: (617) 641-9206
• Fax: 413-443-3587
• Employees: 1,238
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $31.13
• High Stock Price Target: $34.50
• Low Stock Price Target: $28.00
• Potential Upside/Downside: +15.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.83
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.47
• Trailing P/E Ratio: 10.95
• Forward P/E Ratio: 10.73
• P/E Growth: N/A
• Net Income: $61 million
• Net Margins: 15.02%
• Pretax Margin: 19.75%
• Return on Equity: 9.13%
• Return on Assets: 0.84%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $696.05 million
• Price / Sales: 1.80
• Cash Flow: $2.44 per share
• Price / Cash Flow: 11.10
• Book Value: $27.17 per share
• Price / Book: 1.00

Miscellaneous

• Outstanding Shares: 46,310,000
• Free Float: 45,840,000
• Market Cap: $1.25 billion
• Optionable: Optionable
• Beta: 0.61