Berkshire Hills Bancorp (BHLB) Competitors

Radian Group (NYSE:RDN) and Berkshire Hills Bancorp (NYSE:BHLB) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, valuation, risk, dividends, earnings, analyst recommendations, institutional ownership, community ranking and media sentiment.

Does the MarketBeat Community favor RDN or BHLB?

Radian Group received 202 more outperform votes than Berkshire Hills Bancorp when rated by MarketBeat users. Likewise, 64.98% of users gave Radian Group an outperform vote while only 49.91% of users gave Berkshire Hills Bancorp an outperform vote.

Company	Underperform	Outperform
Radian Group	Outperform Votes 475 64.98%	Underperform Votes 256 35.02%
Berkshire Hills Bancorp	Outperform Votes 273 49.91%	Underperform Votes 274 50.09%

Do insiders & institutionals have more ownership in RDN or BHLB?

95.3% of Radian Group shares are held by institutional investors. Comparatively, 83.1% of Berkshire Hills Bancorp shares are held by institutional investors. 2.0% of Radian Group shares are held by company insiders. Comparatively, 1.0% of Berkshire Hills Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Is RDN or BHLB more profitable?

Radian Group has a net margin of 46.85% compared to Berkshire Hills Bancorp's net margin of 8.56%. Radian Group's return on equity of 13.96% beat Berkshire Hills Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Radian Group	46.85%	13.96%	7.72%
Berkshire Hills Bancorp	8.56%	8.91%	0.79%

Is RDN or BHLB a better dividend stock?

Radian Group pays an annual dividend of $1.02 per share and has a dividend yield of 3.0%. Berkshire Hills Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 2.9%. Radian Group pays out 26.0% of its earnings in the form of a dividend. Berkshire Hills Bancorp pays out 29.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Radian Group has increased its dividend for 6 consecutive years. Radian Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility & risk, RDN or BHLB?

Radian Group has a beta of 0.71, suggesting that its stock price is 29% less volatile than the S&P 500. Comparatively, Berkshire Hills Bancorp has a beta of 0.53, suggesting that its stock price is 47% less volatile than the S&P 500.

Does the media refer more to RDN or BHLB?

In the previous week, Radian Group had 8 more articles in the media than Berkshire Hills Bancorp. MarketBeat recorded 13 mentions for Radian Group and 5 mentions for Berkshire Hills Bancorp. Berkshire Hills Bancorp's average media sentiment score of 1.75 beat Radian Group's score of 1.54 indicating that Berkshire Hills Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Radian Group	9 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Berkshire Hills Bancorp	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has preferable earnings & valuation, RDN or BHLB?

Radian Group has higher revenue and earnings than Berkshire Hills Bancorp. Radian Group is trading at a lower price-to-earnings ratio than Berkshire Hills Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Radian Group	$1.29B	3.51	$604.44M	$3.93	8.57
Berkshire Hills Bancorp	$438.66M	2.65	$61M	$2.47	10.16

Do analysts recommend RDN or BHLB?

Radian Group currently has a consensus price target of $36.80, indicating a potential upside of 9.30%. Berkshire Hills Bancorp has a consensus price target of $31.13, indicating a potential upside of 23.97%. Given Berkshire Hills Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Berkshire Hills Bancorp is more favorable than Radian Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Radian Group	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
Berkshire Hills Bancorp	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	2 Strong Buy rating(s)	2.83

Summary

Radian Group beats Berkshire Hills Bancorp on 17 of the 22 factors compared between the two stocks.