CoreCard Software, Inc. (NYSE: CCRD) is a financial technology company specializing in card management solutions for credit, debit, prepaid and loyalty programs. Its core platform delivers real-time transaction processing, account lifecycle management, fraud monitoring and customizable reward schemes. The software is designed to enable traditional banks, credit unions, fintech firms and non-bank payment providers to rapidly launch and manage card portfolios through scalable, modular architectures.
First established in the early 1980s, CoreCard has evolved from on-premises installations into a cloud-native, API-driven service that supports both issuing and processing requirements. Key features include flexible rules engines for authorization workflows, configurable billing and interchange management, plus integrated analytics to help clients optimize portfolios and manage risk. The company’s solutions also accommodate emerging payment formats such as tokenization and digital wallets.
CoreCard serves a global customer base across North America, Latin America, Europe and Asia-Pacific, partnering with major card networks including Visa, Mastercard and Discover. Its technology underpins a wide range of use cases—from consumer credit and private‐label programs to gift, fleet and rewards cards. The company maintains professional services teams to assist with implementation, regulatory compliance and ongoing support.
Headquartered in Atlanta, Georgia, CoreCard is backed by a seasoned management team with deep expertise in financial services and technology. The leadership group emphasizes continuous innovation, regulatory adherence and strategic partnerships to help clients accelerate time to market and adapt to evolving payment trends.
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