Jernigan Capital (JCAP) Stock Price, News & Analysis

Company Overview

Jernigan Capital, Inc. was a real estate investment company focused on the self-storage industry. The company provided capital to self-storage developers and operators, primarily through structured investments intended to fund the development, redevelopment, acquisition and expansion of storage facilities.

Its investment activities included construction financing and equity-oriented investments in self-storage properties across the United States. Jernigan Capital generally sought to participate in the growth and value creation of these properties while maintaining exposure to the operating performance of the underlying facilities.

The company was founded by Dean Jernigan, a longtime self-storage industry executive, and was headquartered in Memphis, Tennessee. Jernigan Capital operated as a publicly traded real estate investment company under the symbol JCAP before later becoming part of a privately held transaction involving affiliates of NexPoint Advisors. Its historical business and investment portfolio were concentrated in the U.S. self-storage market.

Key Stats

• Today's Range: $19.16 to $19.89
• 50-Day Range: $19.08 to $24.00
• 52-Week Range: $15.50 to $24.44
• Volume: 373,794 shs
• Average Volume: 242,600 shs
• Market Capitalization: $1.11 billion
• P/E Ratio: 7.86
• Dividend Yield: 4.99%
• Price Target: $27.50
• Consensus Rating: Moderate Buy

Jernigan Capital Stock Analysis - MarketRank™

Jernigan Capital scored higher than 89% of companies evaluated by MarketBeat, and ranked 188th out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Jernigan Capital has received a consensus rating of Moderate Buy. The company's average rating score is 2.71, and is based on 1 strong buy rating, 4 buy ratings, 1 hold rating, and 1 sell rating.

Upside Potential

Jernigan Capital has a consensus price target of $27.50, representing about 42.9% upside from its current price of $19.25.

Amount of Analyst Coverage

Jernigan Capital has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 7.95%

Earnings Growth

Earnings for Jernigan Capital are expected to grow by 7.95% in the coming year, from $2.39 to $2.58 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Jernigan Capital is 7.86, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.90.

Price to Earnings Ratio vs. Sector

The P/E ratio of Jernigan Capital is 7.86, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.49.

Price to Book Value per Share Ratio

Jernigan Capital has a P/B Ratio of 2.36. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.99% of the float of Jernigan Capital has been sold short.

Short Interest Ratio / Days to Cover

Jernigan Capital has a short interest ratio ("days to cover") of 4.78.

Change versus previous month

Short interest in Jernigan Capital has recently increased by 6.95%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Jernigan Capital is a leading dividend payer. It pays a dividend yield of 5.02%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Jernigan Capital does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Jernigan Capital is 39.18%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Jernigan Capital will have a dividend payout ratio of 37.21% next year. This indicates that Jernigan Capital will be able to sustain or increase its dividend.

News and Social Media

• Score: 0.8 / 5
• News Sentiment: -0.71

News Sentiment

Jernigan Capital has a news sentiment score of -0.71. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.63 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Jernigan Capital this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.0 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Jernigan Capital insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $5,422.00 in company stock.

Percentage Held by Insiders

8.33% of the stock of Jernigan Capital is held by insiders.

Percentage Held by Institutions

Jernigan Capital has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 8/13/2026
• Record date for 9/3 Dividend: 8/24/2026
• Ex-Dividend for 9/3 Dividend: 8/24/2026
• Dividend Payable: 9/03/2026
• Today: 10/03/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:JCAP
• CIK: 1622353
• Web: www.jernigancapital.com
• Phone: 901-567-9510
• Fax: N/A
• Employees: 1,120
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Jernigan Capital: $27.50
• High Price Target: $30.00
• Low Price Target: $24.00
• Potential Upside/Downside: +42.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.71
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.45
• Trailing P/E Ratio: 7.86
• Forward P/E Ratio: 8.05
• P/E Growth: N/A
• Net Income: $187.96 million
• Net Margins: 23.50%
• Pretax Margin: 29.41%
• Return on Equity: 35.87%
• Return on Assets: 8.16%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.03
• Quick Ratio: 0.03

Sales & Book Value

• Annual Sales: $659.62 million
• Price / Sales: 1.68
• Cash Flow: $3.44 per share
• Price / Cash Flow: 5.59
• Book Value: $8.17 per share
• Price / Book: 2.36

Miscellaneous

• Outstanding Shares: 57,426,000
• Free Float: 52,642,000
• Market Cap: $1.11 billion
• Optionable: Not Optionable
• Beta: -0.02