Kinsale Capital Group (KNSL) Financials

$455.82 +7.02 (+1.56%)

Closing price 03:59 PM Eastern

Extended Trading

$444.24 -11.58 (-2.54%)

As of 06:05 PM Eastern

Annual Income Statements for Kinsale Capital Group

This table shows Kinsale Capital Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	22	26	25	34	63	88	153	159	308	415
Consolidated Net Income / (Loss)	22	26	25	34	63	88	153	159	308	415
Net Income / (Loss) Continuing Operations	22	26	25	34	63	88	153	159	308	415
Total Pre-Tax Income	34	40	39	40	76	100	189	196	384	515
Total Operating Income	34	40	39	40	76	101	190	200	394	525
Total Gross Profit	81	142	187	222	316	460	653	381	624	815
Total Revenue	81	142	187	222	316	460	653	839	1,224	1,588
Operating Revenue	81	141	187	222	316	460	653	839	1,225	1,587
Total Cost of Revenue	0.00	0.00	0.00	0.00	0.00	0.00	0.00	458	600	773
Operating Cost of Revenue	-	-	-	-	-	-	-	458	600	773
Total Operating Expenses	47	102	148	182	240	359	464	181	230	290
Selling, General & Admin Expense	1.99	2.57	0.43	0.17	0.06	1.21	0.67	0.72	0.94	3.97
Other Operating Expenses / (Income)	45	100	148	181	240	358	463	180	229	286
Total Other Income / (Expense), net	0.06	0.00	0.00	0.00	0.00	-0.17	-0.99	-4.28	-10	-10
Interest Expense	-	-	-	-	-	0.17	0.99	4.28	10	10
Income Tax Expense	11	13	14	6.69	13	12	36	36	76	100
Basic Earnings per Share	$2.37	$2.03	$1.19	$1.60	$2.94	$3.96	$6.73	$6.97	$13.37	$17.92
Weighted Average Basic Shares Outstanding	15.21M	36.26M	20.99M	21.09M	21.53M	22.32M	22.69M	22.82M	23.05M	23.15M
Diluted Earnings per Share	$2.34	$0.00	$1.16	$1.56	$2.86	$3.87	$6.62	$6.88	$13.22	$17.78
Weighted Average Diluted Shares Outstanding	15.25M	0.00	21.50M	21.69M	22.14M	22.85M	23.06M	23.13M	23.31M	23.33M
Weighted Average Basic & Diluted Shares Outstanding	-	45.90M	20.99M	21.09M	22.23M	22.77M	22.84M	23.10M	23.19M	23.28M
Cash Dividends to Common per Share	-	-	-	$0.28	$0.32	$0.36	$0.44	$0.52	$0.56	$0.60

This table shows Kinsale Capital Group's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025
Net Income / (Loss) Attributable to Common Shareholders	33	67	56	73	76	103	99	93	114	109	89
Consolidated Net Income / (Loss)	33	67	56	73	76	103	99	93	114	109	89
Net Income / (Loss) Continuing Operations	33	67	56	73	76	103	99	93	114	109	89
Total Pre-Tax Income	40	84	68	90	95	130	116	116	144	139	112
Total Operating Income	42	86	71	93	98	132	118	118	147	141	115
Total Gross Profit	222	-205	124	149	159	193	186	191	218	220	190
Total Revenue	222	253	263	296	314	351	373	385	418	412	423
Operating Revenue	222	253	263	296	315	351	373	385	418	412	423
Total Cost of Revenue	0.00	458	139	147	156	159	187	193	200	193	233
Operating Cost of Revenue	-	-	139	147	156	159	187	193	200	193	233
Total Operating Expenses	180	-291	53	56	61	60	68	73	71	78	76
Selling, General & Admin Expense	0.21	0.20	0.40	0.42	0.40	-0.28	1.96	0.80	0.69	0.52	0.66
Other Operating Expenses / (Income)	180	-292	53	55	60	60	66	72	70	78	75
Total Other Income / (Expense), net	-1.72	-1.98	-2.57	-2.72	-2.57	-2.43	-2.42	-2.56	-2.59	-2.56	-2.54
Interest Expense	1.72	1.98	2.57	2.72	2.57	2.43	2.42	2.56	2.59	2.56	2.54
Income Tax Expense	7.12	17	13	17	19	27	17	23	30	30	23
Basic Earnings per Share	$1.45	$2.93	$2.43	$3.16	$3.30	$4.48	$4.28	$4.00	$4.93	$4.71	$3.85
Weighted Average Basic Shares Outstanding	22.81M	22.82M	23.01M	23.04M	23.06M	23.05M	23.11M	23.17M	23.18M	23.15M	23.17M
Diluted Earnings per Share	$1.43	$2.90	$2.40	$3.12	$3.26	$4.44	$4.24	$3.97	$4.90	$4.67	$3.83
Weighted Average Diluted Shares Outstanding	23.11M	23.13M	23.29M	23.30M	23.32M	23.31M	23.34M	23.33M	23.34M	23.33M	23.31M
Weighted Average Basic & Diluted Shares Outstanding	22.93M	23.10M	23.15M	23.16M	23.17M	23.19M	23.28M	23.29M	23.29M	23.28M	23.31M

This table details how cash moves in and out of Kinsale Capital Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Change in Cash & Equivalents	0.59	26	31	-6.66	25	-23	44	35	-30	-13
Net Cash From Operating Activities	79	74	77	104	178	280	407	558	860	976
Net Cash From Continuing Operating Activities	79	74	77	104	178	280	407	558	860	976
Net Income / (Loss) Continuing Operations	22	26	25	34	63	88	153	159	308	415
Consolidated Net Income / (Loss)	22	26	25	34	63	88	153	159	308	415
Depreciation Expense	0.64	0.64	0.52	0.63	0.68	1.57	2.31	2.72	3.27	5.80
Non-Cash Adjustments To Reconcile Net Income	-1.53	61	2.26	20	25	17	6.84	53	124	-5.87
Changes in Operating Assets and Liabilities, net	57	-14	50	50	90	173	245	343	425	562
Net Cash From Investing Activities	-80	-88	-42	-107	-231	-379	-352	-709	-861	-960
Net Cash From Continuing Investing Activities	-80	-88	-42	-107	-231	-379	-352	-709	-861	-960
Purchase of Property, Plant & Equipment	-0.23	-0.57	-0.18	-1.27	-20	-33	-5.92	-6.90	-6.61	-24
Purchase of Investments	-127	-152	-143	-208	-336	-568	-680	-840	-1,406	-1,714
Sale and/or Maturity of Investments	47	64	101	102	125	216	334	138	489	778
Other Investing Activities, net	-	-	-	-	-	-	0.00	0.00	62	0.00
Net Cash From Financing Activities	1.93	41	-3.97	-4.10	78	76	-11	186	-29	-30
Net Cash From Continuing Financing Activities	1.93	41	-3.97	-4.10	78	76	-11	186	-29	-30
Repayment of Debt	-0.16	-30	-0.01	0.00	-0.63	0.00	0.00	-45	-62	0.00
Repurchase of Common Equity	-	-	-	-	-	-	-	0.00	0.00	-10
Payment of Dividends	0.00	-2.10	-5.04	-5.91	-6.93	-8.07	-10	-12	-13	-14
Issuance of Debt	2.00	-	0.00	0.00	17	26	0.00	198	50	0.00
Issuance of Common Equity	0.09	73	0.00	0.00	66	57	0.00	47	0.00	0.00
Other Financing Activities, net	0.00	0.00	1.08	1.81	2.13	1.82	-1.12	-2.20	-3.41	-5.72

This table details how cash moves in and out of Kinsale Capital Group's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025
Net Change in Cash & Equivalents	-173	487	-195	-260	-187	612	-201	-244	-333	765	-201
Net Cash From Operating Activities	178	101	198	226	225	212	210	279	274	213	230
Net Cash From Continuing Operating Activities	-	558	0.00	-	-	860	0.00	-	-	976	0.00
Net Income / (Loss) Continuing Operations	-	159	0.00	-	-	308	0.00	-	-	415	0.00
Net Cash From Investing Activities	-250	-189	-190	-254	-172	-245	-193	-240	-330	-198	-181
Net Cash From Continuing Investing Activities	-250	-189	-190	-254	-172	-245	-193	-240	-330	-198	-181
Purchase of Property, Plant & Equipment	-2.72	-2.16	-2.66	-1.56	-1.28	-1.11	-3.51	-3.82	-5.83	-11	-12
Purchase of Investments	-202	-239	-264	-445	-302	-394	-347	-497	-536	-334	-412
Sale and/or Maturity of Investments	-45	52	76	193	70	151	158	261	212	147	228
Other Investing Activities, net	-	-	-	-	-	-	-	-	-	-	15
Net Cash From Financing Activities	77	118	-5.02	-5.16	-15	-3.25	-8.41	-4.39	-3.43	-13	-20
Net Cash From Continuing Financing Activities	77	118	-5.02	-5.16	-15	-3.25	-8.41	-4.39	-3.43	-13	-20
Repurchase of Common Equity	-	-	-	-	-	-	-	-	-	-	-10.00
Payment of Dividends	-2.97	-2.99	-3.24	-3.26	-3.23	-3.23	-3.50	-3.49	-3.48	-3.48	-3.99
Other Financing Activities, net	0.37	0.16	-1.78	-1.90	0.17	0.10	-4.91	-0.90	0.05	0.05	-6.01

This table presents Kinsale Capital Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Total Assets	545	614	668	773	1,091	1,547	2,026	2,747	3,773	4,887
Total Current Assets	26	53	85	79	178	177	252	391	396	478
Restricted Cash	-	-	-	-	-	-	121	156	127	113
Other Current Assets	1.84	2.29	3.08	3.78	77	100	131	235	270	365
Plant, Property, & Equipment, net	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Noncurrent Assets	519	561	583	694	913	1,370	1,774	2,356	3,377	4,408
Long-Term Investments	344	430	479	568	808	1,211	1,565	2,030	2,967	3,955
Intangible Assets	3.54	3.54	3.54	3.54	3.54	3.54	3.54	3.54	3.54	3.54
Noncurrent Deferred & Refundable Income Taxes	6.82	6.61	2.49	7.18	3.37	0.00	2.11	57	56	60
Other Noncurrent Operating Assets	164	122	98	116	98	155	133	265	351	390
Total Liabilities & Shareholders' Equity	545	614	668	773	1,091	1,547	2,026	2,747	3,773	4,887
Total Liabilities	432	404	430	509	685	971	1,326	2,002	2,686	3,403
Total Current Liabilities	313	367	429	509	667	923	1,268	1,801	2,487	3,213
Accounts Payable	7.41	8.75	6.52	7.09	12	14	23	31	45	55
Customer Deposits	220	265	316	369	460	636	881	1,238	1,693	2,286
Current Deferred Revenue	82	89	103	128	187	261	348	500	701	828
Other Current Liabilities	3.83	4.09	3.23	4.57	7.15	13	16	32	48	44
Total Noncurrent Liabilities	119	37	1.09	0.02	18	47	58	200	199	190
Long-Term Debt	30	-	-	0.00	17	43	43	196	184	184
Other Noncurrent Operating Liabilities	90	37	1.09	0.02	0.98	0.12	15	4.46	16	5.79
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	113	210	238	264	406	576	699	745	1,087	1,484
Total Preferred & Common Equity	113	210	238	264	406	576	699	745	1,087	1,484
Total Common Equity	113	210	238	264	406	576	699	745	1,087	1,484
Common Stock	80	154	155	159	229	292	295	347	353	362
Retained Earnings	30	54	74	107	163	243	386	533	828	1,229
Treasury Stock	-	-	-	-	-	-	-	-	0.00	-10
Accumulated Other Comprehensive Income / (Loss)	3.65	3.01	9.40	-1.26	14	41	18	-135	-95	-97

This table presents Kinsale Capital Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024	Q1 2025
Period end date	9/30/2022	3/31/2023	6/30/2023	9/30/2023	3/31/2024	6/30/2024	9/30/2024	3/31/2025
Total Assets	2,464	2,998	3,270	3,443	4,031	4,395	4,732	5,215
Total Current Assets	423	693	2,355	576	589	670	591	692
Cash & Equivalents	126	159	125	163	136	171	112	142
Accounts Receivable	96	129	-	124	159	172	135	149
Other Current Assets	200	234	-	260	294	327	345	401
Plant, Property, & Equipment, net	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Noncurrent Assets	2,041	2,279	915	2,867	3,442	3,725	4,141	4,523
Long-Term Investments	1,821	2,048	216	2,587	3,161	3,412	3,848	4,203
Intangible Assets	3.54	3.54	3.54	3.54	3.54	3.54	3.54	3.54
Noncurrent Deferred & Refundable Income Taxes	59	53	58	69	56	57	35	50
Other Noncurrent Operating Assets	158	174	432	207	222	252	255	266
Total Liabilities & Shareholders' Equity	2,464	2,998	3,270	3,443	4,031	4,395	4,732	5,215
Total Liabilities	1,845	2,182	2,398	2,519	2,860	3,138	3,297	3,632
Total Current Liabilities	1,718	1,964	1,520	2,334	2,656	2,935	3,088	3,384
Accounts Payable	22	13	22	33	16	27	40	23
Customer Deposits	1,197	1,354	-	1,565	1,845	2,013	2,161	2,471
Current Deferred Revenue	472	564	-	690	747	847	845	846
Other Current Liabilities	26	33	1,498	46	48	48	43	45
Total Noncurrent Liabilities	127	219	878	185	204	203	209	248
Long-Term Debt	123	196	196	184	184	184	184	184
Other Noncurrent Operating Liabilities	4.02	23	682	1.13	20	19	25	64
Total Equity & Noncontrolling Interests	619	816	872	924	1,171	1,257	1,435	1,583
Total Preferred & Common Equity	619	816	872	924	1,171	1,257	1,435	1,583
Total Common Equity	619	816	872	924	1,171	1,257	1,435	1,583
Common Stock	298	347	348	351	352	355	358	359
Retained Earnings	469	586	655	728	924	1,013	1,124	1,314
Treasury Stock	-	-	-	-	-	-	-	-20
Accumulated Other Comprehensive Income / (Loss)	-147	-117	-132	-155	-105	-110	-47	-71

This table displays calculated financial ratios and metrics derived from Kinsale Capital Group's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	26.97%	75.71%	31.89%	18.92%	42.22%	45.59%	42.09%	28.36%	45.98%	29.65%
EBITDA Growth	69.89%	17.26%	-2.83%	5.32%	86.65%	33.13%	88.05%	5.45%	96.27%	33.47%
EBIT Growth	71.55%	17.61%	-2.57%	5.09%	87.87%	32.25%	88.70%	5.30%	97.31%	33.10%
NOPAT Growth	73.48%	17.48%	-4.84%	35.69%	87.40%	39.88%	73.27%	5.95%	94.56%	33.71%
Net Income Growth	71.69%	17.48%	-4.84%	35.69%	87.40%	39.65%	72.65%	4.23%	93.63%	34.65%
EPS Growth	148.94%	-100.00%	0.00%	34.48%	83.33%	35.31%	71.06%	3.93%	92.15%	34.49%
Operating Cash Flow Growth	-1.71%	-6.30%	4.96%	34.34%	71.53%	56.97%	45.39%	37.04%	54.14%	13.55%
Free Cash Flow Firm Growth	0.00%	-71.49%	9.87%	15.87%	88.80%	60.55%	56.73%	8.63%	92.54%	11.89%
Invested Capital Growth	0.00%	-19.72%	-19.53%	-17.40%	-28.11%	-37.92%	-40.90%	-31.97%	-46.38%	-31.67%
Revenue Q/Q Growth	0.00%	0.00%	5.89%	2.85%	12.82%	11.26%	-13.53%	34.56%	8.76%	3.99%
EBITDA Q/Q Growth	0.00%	0.00%	3.83%	-11.77%	28.66%	29.12%	-61.60%	231.72%	14.25%	2.82%
EBIT Q/Q Growth	0.00%	0.00%	2.46%	-13.13%	27.52%	27.13%	-62.06%	229.95%	13.31%	1.70%
NOPAT Q/Q Growth	0.00%	0.00%	-3.66%	-4.19%	26.86%	30.07%	-63.08%	229.34%	13.04%	1.39%
Net Income Q/Q Growth	0.00%	0.00%	-3.66%	-4.19%	26.86%	29.85%	7.11%	13.50%	13.29%	1.39%
EPS Q/Q Growth	0.00%	0.00%	248.72%	-4.29%	25.99%	29.43%	6.77%	13.34%	13.18%	1.31%
Operating Cash Flow Q/Q Growth	0.00%	-45.50%	-5.25%	13.94%	23.28%	5.37%	8.43%	-0.72%	14.73%	0.15%
Free Cash Flow Firm Q/Q Growth	0.00%	0.00%	0.00%	2.55%	20.27%	63.19%	-33.41%	62.32%	19.70%	-7.90%
Invested Capital Q/Q Growth	0.00%	0.00%	0.29%	-0.74%	-3.85%	-18.20%	-19.03%	-3.39%	-9.06%	-2.56%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	45.41%	50.98%	51.31%
EBITDA Margin	42.51%	28.37%	20.90%	18.51%	24.29%	22.21%	29.40%	24.15%	32.47%	33.43%
Operating Margin	41.64%	27.92%	20.62%	18.22%	24.08%	21.87%	29.04%	23.83%	32.20%	33.06%
EBIT Margin	41.71%	27.92%	20.62%	18.22%	24.08%	21.87%	29.04%	23.83%	32.20%	33.06%
Profit (Net Income) Margin	27.64%	18.48%	13.33%	15.21%	20.04%	19.23%	23.36%	18.97%	25.16%	26.13%
Tax Burden Percent	66.37%	66.19%	64.64%	83.47%	83.25%	88.06%	80.86%	81.36%	80.23%	80.60%
Interest Burden Percent	99.82%	100.00%	100.00%	100.00%	100.00%	99.83%	99.48%	97.86%	97.39%	98.07%
Effective Tax Rate	33.63%	33.81%	35.36%	16.53%	16.75%	11.94%	19.14%	18.64%	19.77%	19.40%
Return on Invested Capital (ROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Net Nonoperating Assets (RNNOA)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Equity (ROE)	19.63%	16.17%	11.11%	13.46%	18.90%	18.01%	23.94%	22.03%	33.63%	32.28%
Cash Return on Invested Capital (CROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Return on Assets (OROA)	6.16%	6.82%	6.01%	5.62%	8.16%	7.63%	10.63%	8.37%	12.10%	12.12%
Return on Assets (ROA)	4.08%	4.51%	3.88%	4.69%	6.80%	6.70%	8.55%	6.67%	9.45%	9.58%
Return on Common Equity (ROCE)	19.63%	16.17%	11.11%	13.46%	18.90%	18.01%	23.94%	22.03%	33.63%	32.28%
Return on Equity Simple (ROE_SIMPLE)	19.63%	12.45%	10.45%	12.80%	15.60%	15.34%	21.83%	21.34%	28.35%	27.96%
Net Operating Profit after Tax (NOPAT)	22	26	25	34	63	89	153	163	316	423
NOPAT Margin	27.64%	18.48%	13.33%	15.21%	20.04%	19.26%	23.48%	19.38%	25.84%	26.65%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	-0.01%	-0.06%	-0.19%	-0.34%	-0.24%
Return On Investment Capital (ROIC_SIMPLE)	-	-	-	-	-	-	-	17.28%	24.90%	25.37%
Cost of Revenue to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	54.59%	49.02%	48.69%
SG&A Expenses to Revenue	2.47%	1.81%	0.23%	0.08%	0.02%	0.26%	0.10%	0.09%	0.08%	0.25%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	58.36%	72.08%	79.38%	81.78%	75.92%	78.13%	70.96%	21.58%	18.78%	18.25%
Earnings before Interest and Taxes (EBIT)	34	40	39	40	76	101	190	200	394	525
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	34	40	39	41	77	102	192	203	398	531
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.00	3.31	3.90	4.41	5.50	7.82	7.73	8.02	7.13	7.30
Price to Tangible Book Value (P/TBV)	0.00	3.37	3.96	4.47	5.55	7.87	7.77	8.06	7.16	7.32
Price to Revenue (P/Rev)	0.00	4.91	4.98	5.24	7.07	9.80	8.27	7.13	6.33	6.82
Price to Earnings (P/E)	0.00	26.60	37.33	34.46	35.26	50.98	35.40	37.57	25.16	26.11
Dividend Yield	0.00%	0.30%	0.54%	0.51%	0.32%	0.18%	0.19%	0.20%	0.17%	0.13%
Earnings Yield	0.00%	3.76%	2.68%	2.90%	2.84%	1.96%	2.82%	2.66%	3.97%	3.83%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	0.00	1.52	1.97	2.35	4.25	7.09	5.76	4.75	3.95	4.38
Enterprise Value to EBITDA (EV/EBITDA)	0.00	5.37	9.44	12.68	17.48	31.92	19.58	19.68	12.18	13.09
Enterprise Value to EBIT (EV/EBIT)	0.00	5.45	9.57	12.88	17.63	32.42	19.82	19.95	12.28	13.24
Enterprise Value to NOPAT (EV/NOPAT)	0.00	8.24	14.80	15.43	21.18	36.82	24.51	24.52	15.30	16.43
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	2.92	4.76	5.01	7.52	11.65	9.24	7.15	5.63	7.12
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	3.05	4.75	5.80	7.89	11.96	8.80	8.59	5.42	6.95
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.26	0.00	0.00	0.00	0.04	0.07	0.06	0.26	0.17	0.12
Long-Term Debt to Equity	0.26	0.00	0.00	0.00	0.04	0.07	0.06	0.26	0.17	0.12
Financial Leverage	-2.99	-2.53	-2.32	-2.40	-2.29	-2.18	-2.26	-2.52	-2.67	-2.64
Leverage Ratio	4.81	3.58	2.86	2.87	2.78	2.69	2.80	3.30	3.56	3.37
Compound Leverage Factor	4.80	3.58	2.86	2.87	2.78	2.68	2.79	3.23	3.47	3.30
Debt to Total Capital	20.69%	0.00%	0.00%	0.00%	3.96%	6.88%	5.75%	20.80%	14.47%	11.04%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	20.69%	0.00%	0.00%	0.00%	3.96%	6.88%	5.75%	20.80%	14.47%	11.04%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	79.31%	100.00%	100.00%	100.00%	96.04%	93.12%	94.25%	79.20%	85.53%	88.96%
Debt to EBITDA	0.86	0.00	0.00	0.00	0.22	0.42	0.22	0.97	0.46	0.35
Net Debt to EBITDA	-9.90	0.00	0.00	0.00	-11.62	-12.20	-8.55	-9.83	-7.32	-7.32
Long-Term Debt to EBITDA	0.86	0.00	0.00	0.00	0.22	0.42	0.22	0.97	0.46	0.35
Debt to NOPAT	1.33	0.00	0.00	0.00	0.26	0.48	0.28	1.20	0.58	0.44
Net Debt to NOPAT	-15.22	0.00	0.00	0.00	-14.08	-14.07	-10.71	-12.24	-9.20	-9.18
Long-Term Debt to NOPAT	1.33	0.00	0.00	0.00	0.26	0.48	0.28	1.20	0.58	0.44
Altman Z-Score	0.00	0.99	1.30	1.36	2.15	2.94	2.74	1.99	2.04	2.27
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	0.08	0.14	0.20	0.15	0.27	0.19	0.20	0.22	0.16	0.15
Quick Ratio	0.08	0.14	0.19	0.15	0.15	0.08	0.00	0.00	0.00	0.00
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	248	71	78	90	170	273	427	464	894	1,000
Operating Cash Flow to CapEx	34,070.13%	13,051.50%	43,239.11%	8,168.11%	908.96%	1,007.17%	6,875.71%	8,083.10%	13,014.00%	4,077.61%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	0.00	0.00	1,623.24	429.98	108.38	86.78	98.70
Operating Cash Flow to Interest Expense	0.00	0.00	0.00	0.00	0.00	1,666.51	409.50	130.21	83.47	96.34
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	1,501.05	403.54	128.60	82.83	93.98
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.15	0.24	0.29	0.31	0.34	0.35	0.37	0.35	0.38	0.37
Accounts Receivable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	16.77	15.74	15.45
Days Sales Outstanding (DSO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	21.77	23.19	23.63
Cash Conversion Cycle (CCC)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-21.77	-23.19	-23.63
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	-226	-270	-323	-379	-486	-670	-944	-1,245	-1,823	-2,400
Invested Capital Turnover	-0.71	-0.57	-0.63	-0.63	-0.73	-0.80	-0.81	-0.77	-0.80	-0.75
Increase / (Decrease) in Invested Capital	-226	-45	-53	-56	-107	-184	-274	-302	-578	-577
Enterprise Value (EV)	0.00	216	369	521	1,341	3,261	3,761	3,987	4,841	6,948
Market Capitalization	0.00	696	930	1,164	2,232	4,507	5,404	5,978	7,751	10,832
Book Value per Share	$7.46	$10.03	$11.33	$12.44	$18.32	$25.41	$30.65	$32.52	$46.90	$63.71
Tangible Book Value per Share	$7.23	$9.86	$11.16	$12.27	$18.16	$25.25	$30.49	$32.36	$46.75	$63.55
Total Capital	143	210	238	264	423	619	742	941	1,271	1,668
Total Debt	30	0.00	0.00	0.00	17	43	43	196	184	184
Total Long-Term Debt	30	0.00	0.00	0.00	17	43	43	196	184	184
Net Debt	-339	-480	-561	-643	-891	-1,246	-1,643	-1,991	-2,910	-3,884
Capital Expenditures (CapEx)	0.23	0.57	0.18	1.27	20	28	5.92	6.90	6.61	24
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-311	-365	-425	-505	-590	-823	-1,138	-1,567	-2,217	-2,848
Debt-free Net Working Capital (DFNWC)	-286	-314	-344	-430	-489	-746	-1,017	-1,410	-2,091	-2,735
Net Working Capital (NWC)	-286	-314	-344	-430	-489	-746	-1,017	-1,410	-2,091	-2,735
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.15	0.80	3.49	8.26	8.17
Net Nonoperating Obligations (NNO)	-339	-480	-561	-643	-891	-1,246	-1,643	-1,991	-2,910	-3,884
Total Depreciation and Amortization (D&A)	0.64	0.64	0.52	0.63	0.68	1.57	2.31	2.72	3.27	5.80
Debt-free, Cash-free Net Working Capital to Revenue	-385.55%	-257.53%	-227.81%	-227.48%	-186.66%	-179.06%	-174.12%	-186.76%	-181.08%	-179.40%
Debt-free Net Working Capital to Revenue	-355.10%	-221.69%	-184.04%	-193.68%	-154.87%	-162.30%	-155.59%	-168.13%	-170.73%	-172.27%
Net Working Capital to Revenue	-355.10%	-221.69%	-184.04%	-193.68%	-154.87%	-162.30%	-155.59%	-168.13%	-170.73%	-172.27%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.00	$2.03	$1.19	$1.60	$2.94	$3.96	$6.73	$6.97	$13.37	$17.92
Adjusted Weighted Average Basic Shares Outstanding	0.00	36.26M	20.99M	21.09M	21.53M	22.32M	22.69M	22.82M	23.05M	23.15M
Adjusted Diluted Earnings per Share	$0.00	$2.00	$1.16	$0.00	$2.86	$3.87	$6.62	$6.88	$13.22	$17.78
Adjusted Weighted Average Diluted Shares Outstanding	0.00	36.56M	21.50M	0.00	22.14M	22.85M	23.06M	23.13M	23.31M	23.33M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	0.00	20.97M	21.05M	21.25M	22.23M	22.77M	22.84M	23.10M	23.19M	23.28M
Normalized Net Operating Profit after Tax (NOPAT)	22	26	25	34	63	89	153	163	316	423
Normalized NOPAT Margin	27.64%	18.48%	13.33%	15.21%	20.04%	19.26%	23.48%	19.38%	25.84%	26.65%
Pre Tax Income Margin	41.64%	27.92%	20.62%	18.22%	24.08%	21.83%	28.89%	23.31%	31.36%	32.42%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	0.00	0.00	0.00	598.70	190.94	46.65	38.28	51.79
NOPAT to Interest Expense	0.00	0.00	0.00	0.00	0.00	527.18	154.39	37.96	30.71	41.74
EBIT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	433.23	184.98	45.04	37.64	49.43
NOPAT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	361.72	148.43	36.34	30.07	39.38
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	8.01%	20.24%	17.48%	10.94%	9.13%	6.56%	7.50%	4.20%	3.36%
Augmented Payout Ratio	0.00%	8.01%	20.24%	17.48%	10.94%	9.13%	6.56%	7.50%	4.20%	5.77%

This table displays calculated financial ratios and metrics derived from Kinsale Capital Group's official financial filings.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	34.68%	580.38%	45.93%	60.85%	41.57%	39.05%	41.67%	30.02%	32.98%	17.36%	13.57%
EBITDA Growth	-8.94%	132.20%	81.38%	183.21%	134.52%	53.79%	66.69%	27.50%	49.89%	6.61%	-2.91%
EBIT Growth	-8.94%	132.20%	81.38%	183.21%	134.52%	53.79%	66.69%	27.50%	49.89%	6.61%	-2.91%
NOPAT Growth	-6.58%	131.99%	80.94%	173.98%	127.26%	53.02%	74.46%	26.19%	48.76%	5.49%	-9.67%
Net Income Growth	-9.94%	39.17%	75.52%	168.70%	130.76%	53.74%	77.31%	27.18%	50.07%	5.52%	-9.82%
EPS Growth	-10.06%	38.76%	73.91%	166.67%	127.97%	53.10%	76.67%	27.24%	50.31%	5.18%	-9.67%
Operating Cash Flow Growth	66.50%	-3.85%	62.06%	44.18%	26.22%	109.19%	6.45%	23.44%	21.94%	0.69%	9.23%
Free Cash Flow Firm Growth	69.62%	530.44%	57.04%	33.45%	22.19%	84.31%	21.69%	23.01%	44.03%	0.80%	11.98%
Invested Capital Growth	-51.93%	-31.97%	-51.86%	-43.58%	-38.77%	-46.38%	-39.37%	-37.19%	-40.01%	-31.67%	-32.76%
Revenue Q/Q Growth	20.77%	13.73%	4.20%	12.40%	6.29%	11.71%	6.16%	3.16%	8.71%	-1.42%	2.74%
EBITDA Q/Q Growth	27.57%	105.97%	-17.61%	30.82%	5.64%	35.07%	-10.70%	0.06%	24.18%	-3.93%	-18.67%
EBIT Q/Q Growth	27.57%	105.97%	-17.61%	30.82%	5.64%	35.07%	-10.70%	0.06%	24.18%	-3.93%	-18.67%
NOPAT Q/Q Growth	25.66%	100.11%	-15.88%	29.53%	4.23%	34.74%	-4.10%	-6.32%	22.88%	-4.45%	-17.88%
Net Income Q/Q Growth	21.76%	103.88%	-17.02%	30.45%	4.57%	35.83%	-4.30%	-6.43%	23.39%	-4.50%	-18.21%
EPS Q/Q Growth	22.22%	102.80%	-17.24%	30.00%	4.49%	36.20%	-4.50%	-6.37%	23.43%	-4.69%	-17.99%
Operating Cash Flow Q/Q Growth	13.60%	-43.21%	95.42%	14.36%	-0.55%	-5.88%	-0.55%	32.60%	-1.76%	-22.28%	7.89%
Free Cash Flow Firm Q/Q Growth	8.47%	-16.95%	44.06%	2.84%	-0.69%	25.28%	-4.88%	3.95%	16.27%	-12.33%	5.67%
Invested Capital Q/Q Growth	-10.77%	-3.39%	-11.89%	-12.06%	-7.06%	-9.06%	-6.53%	-10.30%	-9.26%	-2.56%	-7.41%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	100.00%	-81.32%	47.16%	50.28%	50.52%	54.84%	49.90%	49.73%	52.10%	53.28%	44.97%
EBITDA Margin	18.83%	34.10%	26.97%	31.39%	31.19%	37.72%	31.73%	30.78%	35.16%	34.26%	27.13%
Operating Margin	18.83%	34.10%	26.97%	31.39%	31.19%	37.72%	31.73%	30.78%	35.16%	34.26%	27.13%
EBIT Margin	18.83%	34.10%	26.97%	31.39%	31.19%	37.72%	31.73%	30.78%	35.16%	34.26%	27.13%
Profit (Net Income) Margin	14.85%	26.63%	21.21%	24.61%	24.21%	29.44%	26.54%	24.07%	27.32%	26.47%	21.07%
Tax Burden Percent	82.25%	79.92%	81.59%	80.78%	79.71%	79.52%	85.39%	79.95%	79.11%	78.68%	79.45%
Interest Burden Percent	95.90%	97.70%	96.38%	97.07%	97.38%	98.16%	97.95%	97.83%	98.24%	98.19%	97.79%
Effective Tax Rate	17.75%	20.08%	18.41%	19.22%	20.29%	20.48%	14.61%	20.05%	20.89%	21.32%	20.55%
Return on Invested Capital (ROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Net Nonoperating Assets (RNNOA)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Equity (ROE)	21.93%	22.03%	24.72%	30.39%	35.25%	33.63%	35.36%	34.85%	34.69%	32.28%	29.42%
Cash Return on Invested Capital (CROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Return on Assets (OROA)	5.38%	11.99%	9.72%	11.86%	11.89%	14.17%	12.04%	11.43%	13.13%	12.56%	9.61%
Return on Assets (ROA)	4.24%	9.36%	7.65%	9.30%	9.23%	11.06%	10.07%	8.94%	10.21%	9.71%	7.47%
Return on Common Equity (ROCE)	21.93%	22.03%	24.72%	30.39%	35.25%	33.63%	35.36%	34.85%	34.69%	32.28%	29.42%
Return on Equity Simple (ROE_SIMPLE)	22.63%	0.00%	22.45%	26.25%	29.44%	0.00%	30.00%	29.51%	28.51%	0.00%	25.59%
Net Operating Profit after Tax (NOPAT)	34	69	58	75	78	105	101	95	116	111	91
NOPAT Margin	15.49%	27.25%	22.00%	25.36%	24.86%	29.99%	27.10%	24.61%	27.81%	26.96%	21.55%
Net Nonoperating Expense Percent (NNEP)	-0.09%	-0.09%	-0.11%	-0.11%	-0.09%	-0.08%	-0.08%	-0.07%	-0.06%	-0.06%	-0.06%
Return On Investment Capital (ROIC_SIMPLE)	-	7.31%	-	-	-	8.29%	-	-	-	6.66%	5.16%
Cost of Revenue to Revenue	0.00%	181.32%	52.84%	49.72%	49.48%	45.16%	50.10%	50.27%	47.90%	46.72%	55.03%
SG&A Expenses to Revenue	0.10%	0.08%	0.15%	0.14%	0.13%	-0.08%	0.53%	0.21%	0.17%	0.13%	0.16%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	81.17%	-115.42%	20.20%	18.90%	19.32%	17.12%	18.16%	18.95%	16.94%	19.02%	17.85%
Earnings before Interest and Taxes (EBIT)	42	86	71	93	98	132	118	118	147	141	115
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	42	86	71	93	98	132	118	118	147	141	115
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	9.42	8.02	8.48	9.92	10.37	7.13	10.38	7.13	7.56	7.30	7.16
Price to Tangible Book Value (P/TBV)	9.47	8.06	8.52	9.96	10.41	7.16	10.41	7.15	7.57	7.32	7.17
Price to Revenue (P/Rev)	9.36	7.13	7.51	8.37	8.51	6.33	9.11	6.30	7.10	6.82	6.92
Price to Earnings (P/E)	44.67	37.57	37.79	37.81	35.22	25.16	34.61	24.17	26.50	26.11	27.96
Dividend Yield	0.20%	0.20%	0.18%	0.14%	0.13%	0.17%	0.11%	0.15%	0.13%	0.13%	0.13%
Earnings Yield	2.24%	2.66%	2.65%	2.64%	2.84%	3.97%	2.89%	4.14%	3.77%	3.83%	3.58%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	6.43	4.75	5.14	6.07	6.20	3.95	6.78	3.91	4.63	4.38	4.38
Enterprise Value to EBITDA (EV/EBITDA)	0.00	19.68	20.45	21.51	20.07	12.18	20.47	11.92	13.69	13.09	13.75
Enterprise Value to EBIT (EV/EBIT)	0.00	19.95	20.45	21.51	20.07	12.28	20.47	11.92	13.69	13.24	13.75
Enterprise Value to NOPAT (EV/NOPAT)	0.00	24.52	25.13	26.58	24.95	15.30	25.15	14.69	16.94	16.43	17.35
Enterprise Value to Operating Cash Flow (EV/OCF)	7.14	7.15	7.48	8.93	9.32	5.63	10.36	6.02	7.25	7.12	7.20
Enterprise Value to Free Cash Flow (EV/FCFF)	14.02	8.59	7.13	8.84	9.35	5.42	9.96	5.80	6.51	6.95	6.83
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.20	0.26	0.24	0.22	0.20	0.17	0.16	0.15	0.13	0.12	0.12
Long-Term Debt to Equity	0.20	0.26	0.24	0.22	0.20	0.17	0.16	0.15	0.13	0.12	0.12
Financial Leverage	-2.56	-2.52	-2.56	-2.76	-2.86	-2.67	-2.68	-2.74	-2.70	-2.64	-2.64
Leverage Ratio	3.41	3.30	3.45	3.63	3.83	3.56	3.54	3.60	3.47	3.37	3.36
Compound Leverage Factor	3.27	3.23	3.33	3.52	3.73	3.49	3.47	3.52	3.40	3.31	3.28
Debt to Total Capital	16.58%	20.80%	19.36%	18.35%	16.59%	14.47%	13.57%	12.77%	11.37%	11.04%	10.42%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	16.58%	20.80%	19.36%	18.35%	16.59%	14.47%	13.57%	12.77%	11.37%	11.04%	10.42%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	83.42%	79.20%	80.64%	81.65%	83.41%	85.53%	86.43%	87.23%	88.63%	88.96%	89.58%
Debt to EBITDA	-0.80	0.97	0.85	0.67	0.53	0.46	0.42	0.39	0.36	0.35	0.35
Net Debt to EBITDA	11.86	-9.83	-9.42	-8.14	-7.46	-7.32	-7.05	-7.28	-7.32	-7.32	-7.98
Long-Term Debt to EBITDA	-0.80	0.97	0.85	0.67	0.53	0.46	0.42	0.39	0.36	0.35	0.35
Debt to NOPAT	-0.98	1.20	1.04	0.83	0.66	0.58	0.51	0.49	0.44	0.44	0.45
Net Debt to NOPAT	14.51	-12.24	-11.58	-10.06	-9.27	-9.20	-8.66	-8.97	-9.05	-9.18	-10.07
Long-Term Debt to NOPAT	-0.98	1.20	1.04	0.83	0.66	0.58	0.51	0.49	0.44	0.44	0.45
Altman Z-Score	1.84	1.86	2.05	3.16	2.39	1.81	2.68	1.83	2.10	2.01	1.99
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	0.25	0.22	0.35	1.55	0.25	0.16	0.22	0.23	0.19	0.15	0.20
Quick Ratio	0.13	0.00	0.23	1.55	0.14	0.00	0.11	0.12	0.08	0.00	0.09
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	446	371	534	549	545	683	650	675	785	688	727
Operating Cash Flow to CapEx	6,543.37%	4,687.81%	7,428.72%	14,494.74%	17,529.72%	19,125.41%	5,991.43%	7,305.76%	4,701.97%	1,974.57%	1,892.90%
Free Cash Flow to Firm to Interest Expense	259.99	187.32	207.69	201.51	211.87	280.57	268.19	263.35	303.25	268.99	286.59
Operating Cash Flow to Interest Expense	103.76	51.12	76.89	82.96	87.34	86.91	86.85	108.79	105.84	83.23	90.54
Operating Cash Flow Less CapEx to Interest Expense	102.17	50.03	75.85	82.38	86.84	86.45	85.40	107.30	103.59	79.01	85.75
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.29	0.35	0.36	0.38	0.38	0.38	0.38	0.37	0.37	0.37	0.35
Accounts Receivable Turnover	7.80	0.00	8.57	0.00	10.23	0.00	9.27	0.00	11.79	0.00	10.65
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover	8.62	16.77	12.98	15.05	16.07	15.74	3.31	3.79	3.82	15.45	41.72
Days Sales Outstanding (DSO)	46.79	0.00	42.61	0.00	35.69	0.00	39.39	0.00	30.97	0.00	34.28
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	42.37	21.77	28.12	24.25	22.72	23.19	110.11	96.35	95.43	23.63	8.75
Cash Conversion Cycle (CCC)	4.42	-21.77	14.49	-24.25	12.97	-23.19	-70.72	-96.35	-64.46	-23.63	25.53
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	-1,205	-1,245	-1,393	-1,561	-1,672	-1,823	-1,942	-2,142	-2,340	-2,400	-2,578
Invested Capital Turnover	-0.62	-0.77	-0.80	-0.78	-0.78	-0.80	-0.80	-0.77	-0.76	-0.75	-0.72
Increase / (Decrease) in Invested Capital	-412	-302	-476	-474	-467	-578	-549	-581	-669	-577	-636
Enterprise Value (EV)	4,010	3,987	4,737	6,276	6,984	4,841	9,042	5,569	7,066	6,948	7,168
Market Capitalization	5,834	5,978	6,920	8,652	9,579	7,751	12,155	8,968	10,841	10,832	11,329
Book Value per Share	$27.05	$32.52	$35.32	$37.65	$39.88	$46.90	$50.67	$54.01	$61.62	$63.71	$68.00
Tangible Book Value per Share	$26.89	$32.36	$35.16	$37.50	$39.73	$46.75	$50.52	$53.86	$61.47	$63.55	$67.85
Total Capital	743	941	1,012	1,068	1,108	1,271	1,355	1,441	1,619	1,668	1,767
Total Debt	123	196	196	196	184	184	184	184	184	184	184
Total Long-Term Debt	123	196	196	196	184	184	184	184	184	184	184
Net Debt	-1,824	-1,991	-2,182	-2,376	-2,595	-2,910	-3,113	-3,399	-3,775	-3,884	-4,161
Capital Expenditures (CapEx)	2.72	2.16	2.66	1.56	1.28	1.11	3.51	3.82	5.83	11	12
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-1,421	-1,567	-1,601	-1,520	-1,950	-2,217	-2,203	-2,436	-2,609	-2,848	-2,834
Debt-free Net Working Capital (DFNWC)	-1,295	-1,410	-1,271	835	-1,758	-2,091	-2,067	-2,265	-2,497	-2,735	-2,692
Net Working Capital (NWC)	-1,295	-1,410	-1,271	835	-1,758	-2,091	-2,067	-2,265	-2,497	-2,735	-2,692
Net Nonoperating Expense (NNE)	1.41	1.58	2.10	2.20	2.05	1.94	2.07	2.05	2.05	2.01	2.02
Net Nonoperating Obligations (NNO)	-1,824	-1,991	-2,209	-2,433	-2,595	-2,910	-3,113	-3,399	-3,775	-3,884	-4,161
Total Depreciation and Amortization (D&A)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt-free, Cash-free Net Working Capital to Revenue	-227.96%	-186.76%	-173.71%	-147.10%	-173.20%	-181.08%	-165.14%	-171.22%	-170.89%	-179.40%	-173.02%
Debt-free Net Working Capital to Revenue	-207.71%	-168.13%	-137.90%	80.78%	-156.14%	-170.73%	-154.93%	-159.20%	-163.58%	-172.27%	-164.35%
Net Working Capital to Revenue	-207.71%	-168.13%	-137.90%	80.78%	-156.14%	-170.73%	-154.93%	-159.20%	-163.58%	-172.27%	-164.35%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.45	$2.93	$2.43	$3.16	$3.30	$4.48	$4.28	$4.00	$4.93	$4.71	$3.85
Adjusted Weighted Average Basic Shares Outstanding	22.81M	22.82M	23.01M	23.04M	23.06M	23.05M	23.11M	23.17M	23.18M	23.15M	23.17M
Adjusted Diluted Earnings per Share	$1.43	$2.90	$2.40	$3.12	$3.26	$4.44	$4.24	$3.97	$4.90	$4.67	$3.83
Adjusted Weighted Average Diluted Shares Outstanding	23.11M	23.13M	23.29M	23.30M	23.32M	23.31M	23.34M	23.33M	23.34M	23.33M	23.31M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	22.93M	23.10M	23.15M	23.16M	23.17M	23.19M	23.28M	23.29M	23.29M	23.28M	23.31M
Normalized Net Operating Profit after Tax (NOPAT)	34	69	58	75	78	105	101	95	116	111	91
Normalized NOPAT Margin	15.49%	27.25%	22.00%	25.36%	24.86%	29.99%	27.10%	24.61%	27.81%	26.96%	21.55%
Pre Tax Income Margin	18.06%	33.32%	25.99%	30.47%	30.38%	37.03%	31.08%	30.11%	34.54%	33.64%	26.53%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	24.37	43.54	27.61	34.08	38.11	54.42	48.84	46.16	56.77	55.18	45.25
NOPAT to Interest Expense	20.04	34.80	22.53	27.53	30.38	43.27	41.70	36.91	44.91	43.42	35.95
EBIT Less CapEx to Interest Expense	22.78	42.45	26.58	33.51	37.62	53.96	47.39	44.67	54.52	50.97	40.47
NOPAT Less CapEx to Interest Expense	18.46	33.71	21.49	26.96	29.88	42.82	40.26	35.42	42.66	39.20	31.17
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	8.16%	7.50%	6.66%	5.44%	4.67%	4.20%	3.76%	3.62%	3.35%	3.36%	3.56%
Augmented Payout Ratio	8.16%	7.50%	6.66%	5.44%	4.67%	4.20%	3.76%	3.62%	3.35%	5.77%	8.50%

Frequently Asked Questions About Kinsale Capital Group's Financials

When does Kinsale Capital Group's fiscal year end?

According to the most recent income statement we have on file, Kinsale Capital Group's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Kinsale Capital Group's net income changed over the last 9 years?

Kinsale Capital Group's net income appears to be on an upward trend, with a most recent value of $414.84 million in 2024, rising from $22.27 million in 2015. The previous period was $308.09 million in 2023. See Kinsale Capital Group's forecast for analyst expectations on what’s next for the company.

What is Kinsale Capital Group's operating income?

Kinsale Capital Group's total operating income in 2024 was $524.85 million, based on the following breakdown:

Total Gross Profit: $814.63 million
Total Operating Expenses: $289.78 million

How has Kinsale Capital Group revenue changed over the last 9 years?

Over the last 9 years, Kinsale Capital Group's total revenue changed from $80.60 million in 2015 to $1.59 billion in 2024, a change of 1,869.7%.

How much debt does Kinsale Capital Group have?

Kinsale Capital Group's total liabilities were at $3.40 billion at the end of 2024, a 26.7% increase from 2023, and a 688.1% increase since 2015.

How has Kinsale Capital Group's book value per share changed over the last 9 years?

Over the last 9 years, Kinsale Capital Group's book value per share changed from 7.46 in 2015 to 63.71 in 2024, a change of 754.0%.

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This page (NYSE:KNSL) was last updated on 5/5/2025 by MarketBeat.com Staff

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Kinsale Capital Group (KNSL) Financials

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