Kinsale Capital Group (KNSL) Financials

$466.76 -2.25 (-0.48%)

Closing price 03:59 PM Eastern

Extended Trading

$466.64 -0.12 (-0.03%)

As of 07:44 PM Eastern

Annual Income Statements for Kinsale Capital Group

This table shows Kinsale Capital Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	415	308	159	153	88	63	34	25	26	22
Consolidated Net Income / (Loss)	415	308	159	153	88	63	34	25	26	22
Net Income / (Loss) Continuing Operations	415	308	159	153	88	63	34	25	26	22
Total Pre-Tax Income	515	384	196	189	100	76	40	39	40	34
Total Operating Income	525	394	200	190	101	76	40	39	40	34
Total Gross Profit	815	624	381	653	460	316	222	187	142	81
Total Revenue	1,588	1,224	839	653	460	316	222	187	142	81
Operating Revenue	1,587	1,225	839	653	460	316	222	187	141	81
Total Cost of Revenue	773	600	458	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cost of Revenue	773	600	458	-	-	-	-	-	-	-
Total Operating Expenses	290	230	181	464	359	240	182	148	102	47
Selling, General & Admin Expense	3.97	0.94	0.72	0.67	1.21	0.06	0.17	0.43	2.57	1.99
Other Operating Expenses / (Income)	286	229	180	463	358	240	181	148	100	45
Total Other Income / (Expense), net	-10	-10	-4.28	-0.99	-0.17	0.00	0.00	0.00	0.00	0.06
Interest Expense	10	10	4.28	0.99	0.17	-	-	-	-	-
Income Tax Expense	100	76	36	36	12	13	6.69	14	13	11
Basic Earnings per Share	$17.92	$13.37	$6.97	$6.73	$3.96	$2.94	$1.60	$1.19	$2.03	$2.37
Weighted Average Basic Shares Outstanding	23.15M	23.05M	22.82M	22.69M	22.32M	21.53M	21.09M	20.99M	36.26M	15.21M
Diluted Earnings per Share	$17.78	$13.22	$6.88	$6.62	$3.87	$2.86	$1.56	$1.16	$0.00	$2.34
Weighted Average Diluted Shares Outstanding	23.33M	23.31M	23.13M	23.06M	22.85M	22.14M	21.69M	21.50M	0.00	15.25M
Weighted Average Basic & Diluted Shares Outstanding	23.28M	23.19M	23.10M	22.84M	22.77M	22.23M	21.09M	20.99M	45.90M	-
Cash Dividends to Common per Share	$0.60	$0.56	$0.52	$0.44	$0.36	$0.32	$0.28	-	-	-

This table shows Kinsale Capital Group's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	89	109	114	93	99	103	76	73	56	67	33
Consolidated Net Income / (Loss)	89	109	114	93	99	103	76	73	56	67	33
Net Income / (Loss) Continuing Operations	89	109	114	93	99	103	76	73	56	67	33
Total Pre-Tax Income	112	139	144	116	116	130	95	90	68	84	40
Total Operating Income	115	141	147	118	118	132	98	93	71	86	42
Total Gross Profit	190	220	218	191	186	193	159	149	124	-205	222
Total Revenue	423	412	418	385	373	351	314	296	263	253	222
Operating Revenue	423	412	418	385	373	351	315	296	263	253	222
Total Cost of Revenue	233	193	200	193	187	159	156	147	139	458	0.00
Operating Cost of Revenue	233	193	200	193	187	159	156	147	139	-	-
Total Operating Expenses	76	78	71	73	68	60	61	56	53	-291	180
Selling, General & Admin Expense	0.66	0.52	0.69	0.80	1.96	-0.28	0.40	0.42	0.40	0.20	0.21
Other Operating Expenses / (Income)	75	78	70	72	66	60	60	55	53	-292	180
Total Other Income / (Expense), net	-2.54	-2.56	-2.59	-2.56	-2.42	-2.43	-2.57	-2.72	-2.57	-1.98	-1.72
Interest Expense	2.54	2.56	2.59	2.56	2.42	2.43	2.57	2.72	2.57	1.98	1.72
Income Tax Expense	23	30	30	23	17	27	19	17	13	17	7.12
Basic Earnings per Share	$3.85	$4.71	$4.93	$4.00	$4.28	$4.48	$3.30	$3.16	$2.43	$2.93	$1.45
Weighted Average Basic Shares Outstanding	23.17M	23.15M	23.18M	23.17M	23.11M	23.05M	23.06M	23.04M	23.01M	22.82M	22.81M
Diluted Earnings per Share	$3.83	$4.67	$4.90	$3.97	$4.24	$4.44	$3.26	$3.12	$2.40	$2.90	$1.43
Weighted Average Diluted Shares Outstanding	23.31M	23.33M	23.34M	23.33M	23.34M	23.31M	23.32M	23.30M	23.29M	23.13M	23.11M
Weighted Average Basic & Diluted Shares Outstanding	23.31M	23.28M	23.29M	23.29M	23.28M	23.19M	23.17M	23.16M	23.15M	23.10M	22.93M

This table details how cash moves in and out of Kinsale Capital Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	-13	-30	35	44	-23	25	-6.66	31	26	0.59
Net Cash From Operating Activities	976	860	558	407	280	178	104	77	74	79
Net Cash From Continuing Operating Activities	976	860	558	407	280	178	104	77	74	79
Net Income / (Loss) Continuing Operations	415	308	159	153	88	63	34	25	26	22
Consolidated Net Income / (Loss)	415	308	159	153	88	63	34	25	26	22
Depreciation Expense	5.80	3.27	2.72	2.31	1.57	0.68	0.63	0.52	0.64	0.64
Non-Cash Adjustments To Reconcile Net Income	-5.87	124	53	6.84	17	25	20	2.26	61	-1.53
Changes in Operating Assets and Liabilities, net	562	425	343	245	173	90	50	50	-14	57
Net Cash From Investing Activities	-960	-861	-709	-352	-379	-231	-107	-42	-88	-80
Net Cash From Continuing Investing Activities	-960	-861	-709	-352	-379	-231	-107	-42	-88	-80
Purchase of Property, Plant & Equipment	-24	-6.61	-6.90	-5.92	-33	-20	-1.27	-0.18	-0.57	-0.23
Purchase of Investments	-1,714	-1,406	-840	-680	-568	-336	-208	-143	-152	-127
Sale and/or Maturity of Investments	778	489	138	334	216	125	102	101	64	47
Other Investing Activities, net	0.00	62	0.00	0.00	-	-	-	-	-	-
Net Cash From Financing Activities	-30	-29	186	-11	76	78	-4.10	-3.97	41	1.93
Net Cash From Continuing Financing Activities	-30	-29	186	-11	76	78	-4.10	-3.97	41	1.93
Repayment of Debt	0.00	-62	-45	0.00	0.00	-0.63	0.00	-0.01	-30	-0.16
Repurchase of Common Equity	-10	0.00	0.00	-	-	-	-	-	-	-
Payment of Dividends	-14	-13	-12	-10	-8.07	-6.93	-5.91	-5.04	-2.10	0.00
Issuance of Debt	0.00	50	198	0.00	26	17	0.00	0.00	-	2.00
Issuance of Common Equity	0.00	0.00	47	0.00	57	66	0.00	0.00	73	0.09
Other Financing Activities, net	-5.72	-3.41	-2.20	-1.12	1.82	2.13	1.81	1.08	0.00	0.00

This table details how cash moves in and out of Kinsale Capital Group's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	-201	765	-333	-244	-201	612	-187	-260	-195	487	-173
Net Cash From Operating Activities	230	213	274	279	210	212	225	226	198	101	178
Net Cash From Continuing Operating Activities	0.00	976	-	-	0.00	860	-	-	0.00	558	-
Net Income / (Loss) Continuing Operations	0.00	415	-	-	0.00	308	-	-	0.00	159	-
Net Cash From Investing Activities	-181	-198	-330	-240	-193	-245	-172	-254	-190	-189	-250
Net Cash From Continuing Investing Activities	-181	-198	-330	-240	-193	-245	-172	-254	-190	-189	-250
Purchase of Property, Plant & Equipment	-12	-11	-5.83	-3.82	-3.51	-1.11	-1.28	-1.56	-2.66	-2.16	-2.72
Purchase of Investments	-412	-334	-536	-497	-347	-394	-302	-445	-264	-239	-202
Sale and/or Maturity of Investments	228	147	212	261	158	151	70	193	76	52	-45
Other Investing Activities, net	15	-	-	-	-	-	-	-	-	-	-
Net Cash From Financing Activities	-20	-13	-3.43	-4.39	-8.41	-3.25	-15	-5.16	-5.02	118	77
Net Cash From Continuing Financing Activities	-20	-13	-3.43	-4.39	-8.41	-3.25	-15	-5.16	-5.02	118	77
Repurchase of Common Equity	-10.00	-	-	-	-	-	-	-	-	-	-
Payment of Dividends	-3.99	-3.48	-3.48	-3.49	-3.50	-3.23	-3.23	-3.26	-3.24	-2.99	-2.97
Other Financing Activities, net	-6.01	0.05	0.05	-0.90	-4.91	0.10	0.17	-1.90	-1.78	0.16	0.37

This table presents Kinsale Capital Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	4,887	3,773	2,747	2,026	1,547	1,091	773	668	614	545
Total Current Assets	478	396	391	252	177	178	79	85	53	26
Restricted Cash	113	127	156	121	-	-	-	-	-	-
Other Current Assets	365	270	235	131	100	77	3.78	3.08	2.29	1.84
Plant, Property, & Equipment, net	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Noncurrent Assets	4,408	3,377	2,356	1,774	1,370	913	694	583	561	519
Long-Term Investments	3,955	2,967	2,030	1,565	1,211	808	568	479	430	344
Intangible Assets	3.54	3.54	3.54	3.54	3.54	3.54	3.54	3.54	3.54	3.54
Noncurrent Deferred & Refundable Income Taxes	60	56	57	2.11	0.00	3.37	7.18	2.49	6.61	6.82
Other Noncurrent Operating Assets	390	351	265	133	155	98	116	98	122	164
Total Liabilities & Shareholders' Equity	4,887	3,773	2,747	2,026	1,547	1,091	773	668	614	545
Total Liabilities	3,403	2,686	2,002	1,326	971	685	509	430	404	432
Total Current Liabilities	3,213	2,487	1,801	1,268	923	667	509	429	367	313
Accounts Payable	55	45	31	23	14	12	7.09	6.52	8.75	7.41
Customer Deposits	2,286	1,693	1,238	881	636	460	369	316	265	220
Current Deferred Revenue	828	701	500	348	261	187	128	103	89	82
Other Current Liabilities	44	48	32	16	13	7.15	4.57	3.23	4.09	3.83
Total Noncurrent Liabilities	190	199	200	58	47	18	0.02	1.09	37	119
Long-Term Debt	184	184	196	43	43	17	0.00	-	-	30
Other Noncurrent Operating Liabilities	5.79	16	4.46	15	0.12	0.98	0.02	1.09	37	90
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	1,484	1,087	745	699	576	406	264	238	210	113
Total Preferred & Common Equity	1,484	1,087	745	699	576	406	264	238	210	113
Total Common Equity	1,484	1,087	745	699	576	406	264	238	210	113
Common Stock	362	353	347	295	292	229	159	155	154	80
Retained Earnings	1,229	828	533	386	243	163	107	74	54	30
Treasury Stock	-10	0.00	-	-	-	-	-	-	-	-
Accumulated Other Comprehensive Income / (Loss)	-97	-95	-135	18	41	14	-1.26	9.40	3.01	3.65

This table presents Kinsale Capital Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	5,215	4,732	4,395	4,031	3,443	3,270	2,998	2,464
Total Current Assets	692	591	670	589	576	2,355	693	423
Cash & Equivalents	142	112	171	136	163	125	159	126
Accounts Receivable	149	135	172	159	124	-	129	96
Other Current Assets	401	345	327	294	260	-	234	200
Plant, Property, & Equipment, net	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Noncurrent Assets	4,523	4,141	3,725	3,442	2,867	915	2,279	2,041
Long-Term Investments	4,203	3,848	3,412	3,161	2,587	216	2,048	1,821
Intangible Assets	3.54	3.54	3.54	3.54	3.54	3.54	3.54	3.54
Noncurrent Deferred & Refundable Income Taxes	50	35	57	56	69	58	53	59
Other Noncurrent Operating Assets	266	255	252	222	207	432	174	158
Total Liabilities & Shareholders' Equity	5,215	4,732	4,395	4,031	3,443	3,270	2,998	2,464
Total Liabilities	3,632	3,297	3,138	2,860	2,519	2,398	2,182	1,845
Total Current Liabilities	3,384	3,088	2,935	2,656	2,334	1,520	1,964	1,718
Accounts Payable	23	40	27	16	33	22	13	22
Customer Deposits	2,471	2,161	2,013	1,845	1,565	-	1,354	1,197
Current Deferred Revenue	846	845	847	747	690	-	564	472
Other Current Liabilities	45	43	48	48	46	1,498	33	26
Total Noncurrent Liabilities	248	209	203	204	185	878	219	127
Long-Term Debt	184	184	184	184	184	196	196	123
Other Noncurrent Operating Liabilities	64	25	19	20	1.13	682	23	4.02
Total Equity & Noncontrolling Interests	1,583	1,435	1,257	1,171	924	872	816	619
Total Preferred & Common Equity	1,583	1,435	1,257	1,171	924	872	816	619
Total Common Equity	1,583	1,435	1,257	1,171	924	872	816	619
Common Stock	359	358	355	352	351	348	347	298
Retained Earnings	1,314	1,124	1,013	924	728	655	586	469
Treasury Stock	-20	-	-	-	-	-	-	-
Accumulated Other Comprehensive Income / (Loss)	-71	-47	-110	-105	-155	-132	-117	-147

This table displays calculated financial ratios and metrics derived from Kinsale Capital Group's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	29.65%	45.98%	28.36%	42.09%	45.59%	42.22%	18.92%	31.89%	75.71%	26.97%
EBITDA Growth	33.47%	96.27%	5.45%	88.05%	33.13%	86.65%	5.32%	-2.83%	17.26%	69.89%
EBIT Growth	33.10%	97.31%	5.30%	88.70%	32.25%	87.87%	5.09%	-2.57%	17.61%	71.55%
NOPAT Growth	33.71%	94.56%	5.95%	73.27%	39.88%	87.40%	35.69%	-4.84%	17.48%	73.48%
Net Income Growth	34.65%	93.63%	4.23%	72.65%	39.65%	87.40%	35.69%	-4.84%	17.48%	71.69%
EPS Growth	34.49%	92.15%	3.93%	71.06%	35.31%	83.33%	34.48%	0.00%	-100.00%	148.94%
Operating Cash Flow Growth	13.55%	54.14%	37.04%	45.39%	56.97%	71.53%	34.34%	4.96%	-6.30%	-1.71%
Free Cash Flow Firm Growth	11.89%	92.54%	8.63%	56.73%	60.55%	88.80%	15.87%	9.87%	-71.49%	0.00%
Invested Capital Growth	-31.67%	-46.38%	-31.97%	-40.90%	-37.92%	-28.11%	-17.40%	-19.53%	-19.72%	0.00%
Revenue Q/Q Growth	3.99%	8.76%	34.56%	-13.53%	11.26%	12.82%	2.85%	5.89%	0.00%	0.00%
EBITDA Q/Q Growth	2.82%	14.25%	231.72%	-61.60%	29.12%	28.66%	-11.77%	3.83%	0.00%	0.00%
EBIT Q/Q Growth	1.70%	13.31%	229.95%	-62.06%	27.13%	27.52%	-13.13%	2.46%	0.00%	0.00%
NOPAT Q/Q Growth	1.39%	13.04%	229.34%	-63.08%	30.07%	26.86%	-4.19%	-3.66%	0.00%	0.00%
Net Income Q/Q Growth	1.39%	13.29%	13.50%	7.11%	29.85%	26.86%	-4.19%	-3.66%	0.00%	0.00%
EPS Q/Q Growth	1.31%	13.18%	13.34%	6.77%	29.43%	25.99%	-4.29%	248.72%	0.00%	0.00%
Operating Cash Flow Q/Q Growth	0.15%	14.73%	-0.72%	8.43%	5.37%	23.28%	13.94%	-5.25%	-45.50%	0.00%
Free Cash Flow Firm Q/Q Growth	-7.90%	19.70%	62.32%	-33.41%	63.19%	20.27%	2.55%	0.00%	0.00%	0.00%
Invested Capital Q/Q Growth	-2.56%	-9.06%	-3.39%	-19.03%	-18.20%	-3.85%	-0.74%	0.29%	0.00%	0.00%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	51.31%	50.98%	45.41%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
EBITDA Margin	33.43%	32.47%	24.15%	29.40%	22.21%	24.29%	18.51%	20.90%	28.37%	42.51%
Operating Margin	33.06%	32.20%	23.83%	29.04%	21.87%	24.08%	18.22%	20.62%	27.92%	41.64%
EBIT Margin	33.06%	32.20%	23.83%	29.04%	21.87%	24.08%	18.22%	20.62%	27.92%	41.71%
Profit (Net Income) Margin	26.13%	25.16%	18.97%	23.36%	19.23%	20.04%	15.21%	13.33%	18.48%	27.64%
Tax Burden Percent	80.60%	80.23%	81.36%	80.86%	88.06%	83.25%	83.47%	64.64%	66.19%	66.37%
Interest Burden Percent	98.07%	97.39%	97.86%	99.48%	99.83%	100.00%	100.00%	100.00%	100.00%	99.82%
Effective Tax Rate	19.40%	19.77%	18.64%	19.14%	11.94%	16.75%	16.53%	35.36%	33.81%	33.63%
Return on Invested Capital (ROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Net Nonoperating Assets (RNNOA)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Equity (ROE)	32.28%	33.63%	22.03%	23.94%	18.01%	18.90%	13.46%	11.11%	16.17%	19.63%
Cash Return on Invested Capital (CROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Return on Assets (OROA)	12.12%	12.10%	8.37%	10.63%	7.63%	8.16%	5.62%	6.01%	6.82%	6.16%
Return on Assets (ROA)	9.58%	9.45%	6.67%	8.55%	6.70%	6.80%	4.69%	3.88%	4.51%	4.08%
Return on Common Equity (ROCE)	32.28%	33.63%	22.03%	23.94%	18.01%	18.90%	13.46%	11.11%	16.17%	19.63%
Return on Equity Simple (ROE_SIMPLE)	27.96%	28.35%	21.34%	21.83%	15.34%	15.60%	12.80%	10.45%	12.45%	19.63%
Net Operating Profit after Tax (NOPAT)	423	316	163	153	89	63	34	25	26	22
NOPAT Margin	26.65%	25.84%	19.38%	23.48%	19.26%	20.04%	15.21%	13.33%	18.48%	27.64%
Net Nonoperating Expense Percent (NNEP)	-0.24%	-0.34%	-0.19%	-0.06%	-0.01%	0.00%	0.00%	0.00%	0.00%	0.00%
Return On Investment Capital (ROIC_SIMPLE)	25.37%	24.90%	17.28%	-	-	-	-	-	-	-
Cost of Revenue to Revenue	48.69%	49.02%	54.59%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	0.25%	0.08%	0.09%	0.10%	0.26%	0.02%	0.08%	0.23%	1.81%	2.47%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	18.25%	18.78%	21.58%	70.96%	78.13%	75.92%	81.78%	79.38%	72.08%	58.36%
Earnings before Interest and Taxes (EBIT)	525	394	200	190	101	76	40	39	40	34
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	531	398	203	192	102	77	41	39	40	34
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	7.30	7.13	8.02	7.73	7.82	5.50	4.41	3.90	3.31	0.00
Price to Tangible Book Value (P/TBV)	7.32	7.16	8.06	7.77	7.87	5.55	4.47	3.96	3.37	0.00
Price to Revenue (P/Rev)	6.82	6.33	7.13	8.27	9.80	7.07	5.24	4.98	4.91	0.00
Price to Earnings (P/E)	26.11	25.16	37.57	35.40	50.98	35.26	34.46	37.33	26.60	0.00
Dividend Yield	0.13%	0.17%	0.20%	0.19%	0.18%	0.32%	0.51%	0.54%	0.30%	0.00%
Earnings Yield	3.83%	3.97%	2.66%	2.82%	1.96%	2.84%	2.90%	2.68%	3.76%	0.00%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	4.38	3.95	4.75	5.76	7.09	4.25	2.35	1.97	1.52	0.00
Enterprise Value to EBITDA (EV/EBITDA)	13.09	12.18	19.68	19.58	31.92	17.48	12.68	9.44	5.37	0.00
Enterprise Value to EBIT (EV/EBIT)	13.24	12.28	19.95	19.82	32.42	17.63	12.88	9.57	5.45	0.00
Enterprise Value to NOPAT (EV/NOPAT)	16.43	15.30	24.52	24.51	36.82	21.18	15.43	14.80	8.24	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	7.12	5.63	7.15	9.24	11.65	7.52	5.01	4.76	2.92	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	6.95	5.42	8.59	8.80	11.96	7.89	5.80	4.75	3.05	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.12	0.17	0.26	0.06	0.07	0.04	0.00	0.00	0.00	0.26
Long-Term Debt to Equity	0.12	0.17	0.26	0.06	0.07	0.04	0.00	0.00	0.00	0.26
Financial Leverage	-2.64	-2.67	-2.52	-2.26	-2.18	-2.29	-2.40	-2.32	-2.53	-2.99
Leverage Ratio	3.37	3.56	3.30	2.80	2.69	2.78	2.87	2.86	3.58	4.81
Compound Leverage Factor	3.30	3.47	3.23	2.79	2.68	2.78	2.87	2.86	3.58	4.80
Debt to Total Capital	11.04%	14.47%	20.80%	5.75%	6.88%	3.96%	0.00%	0.00%	0.00%	20.69%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	11.04%	14.47%	20.80%	5.75%	6.88%	3.96%	0.00%	0.00%	0.00%	20.69%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	88.96%	85.53%	79.20%	94.25%	93.12%	96.04%	100.00%	100.00%	100.00%	79.31%
Debt to EBITDA	0.35	0.46	0.97	0.22	0.42	0.22	0.00	0.00	0.00	0.86
Net Debt to EBITDA	-7.32	-7.32	-9.83	-8.55	-12.20	-11.62	0.00	0.00	0.00	-9.90
Long-Term Debt to EBITDA	0.35	0.46	0.97	0.22	0.42	0.22	0.00	0.00	0.00	0.86
Debt to NOPAT	0.44	0.58	1.20	0.28	0.48	0.26	0.00	0.00	0.00	1.33
Net Debt to NOPAT	-9.18	-9.20	-12.24	-10.71	-14.07	-14.08	0.00	0.00	0.00	-15.22
Long-Term Debt to NOPAT	0.44	0.58	1.20	0.28	0.48	0.26	0.00	0.00	0.00	1.33
Altman Z-Score	2.27	2.04	1.99	2.74	2.94	2.15	1.36	1.30	0.99	0.00
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	0.15	0.16	0.22	0.20	0.19	0.27	0.15	0.20	0.14	0.08
Quick Ratio	0.00	0.00	0.00	0.00	0.08	0.15	0.15	0.19	0.14	0.08
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	1,000	894	464	427	273	170	90	78	71	248
Operating Cash Flow to CapEx	4,077.61%	13,014.00%	8,083.10%	6,875.71%	1,007.17%	908.96%	8,168.11%	43,239.11%	13,051.50%	34,070.13%
Free Cash Flow to Firm to Interest Expense	98.70	86.78	108.38	429.98	1,623.24	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow to Interest Expense	96.34	83.47	130.21	409.50	1,666.51	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	93.98	82.83	128.60	403.54	1,501.05	0.00	0.00	0.00	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.37	0.38	0.35	0.37	0.35	0.34	0.31	0.29	0.24	0.15
Accounts Receivable Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover	15.45	15.74	16.77	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Sales Outstanding (DSO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	23.63	23.19	21.77	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash Conversion Cycle (CCC)	-23.63	-23.19	-21.77	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	-2,400	-1,823	-1,245	-944	-670	-486	-379	-323	-270	-226
Invested Capital Turnover	-0.75	-0.80	-0.77	-0.81	-0.80	-0.73	-0.63	-0.63	-0.57	-0.71
Increase / (Decrease) in Invested Capital	-577	-578	-302	-274	-184	-107	-56	-53	-45	-226
Enterprise Value (EV)	6,948	4,841	3,987	3,761	3,261	1,341	521	369	216	0.00
Market Capitalization	10,832	7,751	5,978	5,404	4,507	2,232	1,164	930	696	0.00
Book Value per Share	$63.71	$46.90	$32.52	$30.65	$25.41	$18.32	$12.44	$11.33	$10.03	$7.46
Tangible Book Value per Share	$63.55	$46.75	$32.36	$30.49	$25.25	$18.16	$12.27	$11.16	$9.86	$7.23
Total Capital	1,668	1,271	941	742	619	423	264	238	210	143
Total Debt	184	184	196	43	43	17	0.00	0.00	0.00	30
Total Long-Term Debt	184	184	196	43	43	17	0.00	0.00	0.00	30
Net Debt	-3,884	-2,910	-1,991	-1,643	-1,246	-891	-643	-561	-480	-339
Capital Expenditures (CapEx)	24	6.61	6.90	5.92	28	20	1.27	0.18	0.57	0.23
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-2,848	-2,217	-1,567	-1,138	-823	-590	-505	-425	-365	-311
Debt-free Net Working Capital (DFNWC)	-2,735	-2,091	-1,410	-1,017	-746	-489	-430	-344	-314	-286
Net Working Capital (NWC)	-2,735	-2,091	-1,410	-1,017	-746	-489	-430	-344	-314	-286
Net Nonoperating Expense (NNE)	8.17	8.26	3.49	0.80	0.15	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	-3,884	-2,910	-1,991	-1,643	-1,246	-891	-643	-561	-480	-339
Total Depreciation and Amortization (D&A)	5.80	3.27	2.72	2.31	1.57	0.68	0.63	0.52	0.64	0.64
Debt-free, Cash-free Net Working Capital to Revenue	-179.40%	-181.08%	-186.76%	-174.12%	-179.06%	-186.66%	-227.48%	-227.81%	-257.53%	-385.55%
Debt-free Net Working Capital to Revenue	-172.27%	-170.73%	-168.13%	-155.59%	-162.30%	-154.87%	-193.68%	-184.04%	-221.69%	-355.10%
Net Working Capital to Revenue	-172.27%	-170.73%	-168.13%	-155.59%	-162.30%	-154.87%	-193.68%	-184.04%	-221.69%	-355.10%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$17.92	$13.37	$6.97	$6.73	$3.96	$2.94	$1.60	$1.19	$2.03	$0.00
Adjusted Weighted Average Basic Shares Outstanding	23.15M	23.05M	22.82M	22.69M	22.32M	21.53M	21.09M	20.99M	36.26M	0.00
Adjusted Diluted Earnings per Share	$17.78	$13.22	$6.88	$6.62	$3.87	$2.86	$0.00	$1.16	$2.00	$0.00
Adjusted Weighted Average Diluted Shares Outstanding	23.33M	23.31M	23.13M	23.06M	22.85M	22.14M	0.00	21.50M	36.56M	0.00
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	23.28M	23.19M	23.10M	22.84M	22.77M	22.23M	21.25M	21.05M	20.97M	0.00
Normalized Net Operating Profit after Tax (NOPAT)	423	316	163	153	89	63	34	25	26	22
Normalized NOPAT Margin	26.65%	25.84%	19.38%	23.48%	19.26%	20.04%	15.21%	13.33%	18.48%	27.64%
Pre Tax Income Margin	32.42%	31.36%	23.31%	28.89%	21.83%	24.08%	18.22%	20.62%	27.92%	41.64%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	51.79	38.28	46.65	190.94	598.70	0.00	0.00	0.00	0.00	0.00
NOPAT to Interest Expense	41.74	30.71	37.96	154.39	527.18	0.00	0.00	0.00	0.00	0.00
EBIT Less CapEx to Interest Expense	49.43	37.64	45.04	184.98	433.23	0.00	0.00	0.00	0.00	0.00
NOPAT Less CapEx to Interest Expense	39.38	30.07	36.34	148.43	361.72	0.00	0.00	0.00	0.00	0.00
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	3.36%	4.20%	7.50%	6.56%	9.13%	10.94%	17.48%	20.24%	8.01%	0.00%
Augmented Payout Ratio	5.77%	4.20%	7.50%	6.56%	9.13%	10.94%	17.48%	20.24%	8.01%	0.00%

This table displays calculated financial ratios and metrics derived from Kinsale Capital Group's official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	13.57%	17.36%	32.98%	30.02%	41.67%	39.05%	41.57%	60.85%	45.93%	580.38%	34.68%
EBITDA Growth	-2.91%	6.61%	49.89%	27.50%	66.69%	53.79%	134.52%	183.21%	81.38%	132.20%	-8.94%
EBIT Growth	-2.91%	6.61%	49.89%	27.50%	66.69%	53.79%	134.52%	183.21%	81.38%	132.20%	-8.94%
NOPAT Growth	-9.67%	5.49%	48.76%	26.19%	74.46%	53.02%	127.26%	173.98%	80.94%	131.99%	-6.58%
Net Income Growth	-9.82%	5.52%	50.07%	27.18%	77.31%	53.74%	130.76%	168.70%	75.52%	39.17%	-9.94%
EPS Growth	-9.67%	5.18%	50.31%	27.24%	76.67%	53.10%	127.97%	166.67%	73.91%	38.76%	-10.06%
Operating Cash Flow Growth	9.23%	0.69%	21.94%	23.44%	6.45%	109.19%	26.22%	44.18%	62.06%	-3.85%	66.50%
Free Cash Flow Firm Growth	11.98%	0.80%	44.03%	23.01%	21.69%	84.31%	22.19%	33.45%	57.04%	530.44%	69.62%
Invested Capital Growth	-32.76%	-31.67%	-40.01%	-37.19%	-39.37%	-46.38%	-38.77%	-43.58%	-51.86%	-31.97%	-51.93%
Revenue Q/Q Growth	2.74%	-1.42%	8.71%	3.16%	6.16%	11.71%	6.29%	12.40%	4.20%	13.73%	20.77%
EBITDA Q/Q Growth	-18.67%	-3.93%	24.18%	0.06%	-10.70%	35.07%	5.64%	30.82%	-17.61%	105.97%	27.57%
EBIT Q/Q Growth	-18.67%	-3.93%	24.18%	0.06%	-10.70%	35.07%	5.64%	30.82%	-17.61%	105.97%	27.57%
NOPAT Q/Q Growth	-17.88%	-4.45%	22.88%	-6.32%	-4.10%	34.74%	4.23%	29.53%	-15.88%	100.11%	25.66%
Net Income Q/Q Growth	-18.21%	-4.50%	23.39%	-6.43%	-4.30%	35.83%	4.57%	30.45%	-17.02%	103.88%	21.76%
EPS Q/Q Growth	-17.99%	-4.69%	23.43%	-6.37%	-4.50%	36.20%	4.49%	30.00%	-17.24%	102.80%	22.22%
Operating Cash Flow Q/Q Growth	7.89%	-22.28%	-1.76%	32.60%	-0.55%	-5.88%	-0.55%	14.36%	95.42%	-43.21%	13.60%
Free Cash Flow Firm Q/Q Growth	5.67%	-12.33%	16.27%	3.95%	-4.88%	25.28%	-0.69%	2.84%	44.06%	-16.95%	8.47%
Invested Capital Q/Q Growth	-7.41%	-2.56%	-9.26%	-10.30%	-6.53%	-9.06%	-7.06%	-12.06%	-11.89%	-3.39%	-10.77%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	44.97%	53.28%	52.10%	49.73%	49.90%	54.84%	50.52%	50.28%	47.16%	-81.32%	100.00%
EBITDA Margin	27.13%	34.26%	35.16%	30.78%	31.73%	37.72%	31.19%	31.39%	26.97%	34.10%	18.83%
Operating Margin	27.13%	34.26%	35.16%	30.78%	31.73%	37.72%	31.19%	31.39%	26.97%	34.10%	18.83%
EBIT Margin	27.13%	34.26%	35.16%	30.78%	31.73%	37.72%	31.19%	31.39%	26.97%	34.10%	18.83%
Profit (Net Income) Margin	21.07%	26.47%	27.32%	24.07%	26.54%	29.44%	24.21%	24.61%	21.21%	26.63%	14.85%
Tax Burden Percent	79.45%	78.68%	79.11%	79.95%	85.39%	79.52%	79.71%	80.78%	81.59%	79.92%	82.25%
Interest Burden Percent	97.79%	98.19%	98.24%	97.83%	97.95%	98.16%	97.38%	97.07%	96.38%	97.70%	95.90%
Effective Tax Rate	20.55%	21.32%	20.89%	20.05%	14.61%	20.48%	20.29%	19.22%	18.41%	20.08%	17.75%
Return on Invested Capital (ROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Net Nonoperating Assets (RNNOA)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Equity (ROE)	29.42%	32.28%	34.69%	34.85%	35.36%	33.63%	35.25%	30.39%	24.72%	22.03%	21.93%
Cash Return on Invested Capital (CROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Return on Assets (OROA)	9.61%	12.56%	13.13%	11.43%	12.04%	14.17%	11.89%	11.86%	9.72%	11.99%	5.38%
Return on Assets (ROA)	7.47%	9.71%	10.21%	8.94%	10.07%	11.06%	9.23%	9.30%	7.65%	9.36%	4.24%
Return on Common Equity (ROCE)	29.42%	32.28%	34.69%	34.85%	35.36%	33.63%	35.25%	30.39%	24.72%	22.03%	21.93%
Return on Equity Simple (ROE_SIMPLE)	25.59%	0.00%	28.51%	29.51%	30.00%	0.00%	29.44%	26.25%	22.45%	0.00%	22.63%
Net Operating Profit after Tax (NOPAT)	91	111	116	95	101	105	78	75	58	69	34
NOPAT Margin	21.55%	26.96%	27.81%	24.61%	27.10%	29.99%	24.86%	25.36%	22.00%	27.25%	15.49%
Net Nonoperating Expense Percent (NNEP)	-0.06%	-0.06%	-0.06%	-0.07%	-0.08%	-0.08%	-0.09%	-0.11%	-0.11%	-0.09%	-0.09%
Return On Investment Capital (ROIC_SIMPLE)	5.16%	6.66%	-	-	-	8.29%	-	-	-	7.31%	-
Cost of Revenue to Revenue	55.03%	46.72%	47.90%	50.27%	50.10%	45.16%	49.48%	49.72%	52.84%	181.32%	0.00%
SG&A Expenses to Revenue	0.16%	0.13%	0.17%	0.21%	0.53%	-0.08%	0.13%	0.14%	0.15%	0.08%	0.10%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	17.85%	19.02%	16.94%	18.95%	18.16%	17.12%	19.32%	18.90%	20.20%	-115.42%	81.17%
Earnings before Interest and Taxes (EBIT)	115	141	147	118	118	132	98	93	71	86	42
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	115	141	147	118	118	132	98	93	71	86	42
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	7.16	7.30	7.56	7.13	10.38	7.13	10.37	9.92	8.48	8.02	9.42
Price to Tangible Book Value (P/TBV)	7.17	7.32	7.57	7.15	10.41	7.16	10.41	9.96	8.52	8.06	9.47
Price to Revenue (P/Rev)	6.92	6.82	7.10	6.30	9.11	6.33	8.51	8.37	7.51	7.13	9.36
Price to Earnings (P/E)	27.96	26.11	26.50	24.17	34.61	25.16	35.22	37.81	37.79	37.57	44.67
Dividend Yield	0.13%	0.13%	0.13%	0.15%	0.11%	0.17%	0.13%	0.14%	0.18%	0.20%	0.20%
Earnings Yield	3.58%	3.83%	3.77%	4.14%	2.89%	3.97%	2.84%	2.64%	2.65%	2.66%	2.24%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	4.38	4.38	4.63	3.91	6.78	3.95	6.20	6.07	5.14	4.75	6.43
Enterprise Value to EBITDA (EV/EBITDA)	13.75	13.09	13.69	11.92	20.47	12.18	20.07	21.51	20.45	19.68	0.00
Enterprise Value to EBIT (EV/EBIT)	13.75	13.24	13.69	11.92	20.47	12.28	20.07	21.51	20.45	19.95	0.00
Enterprise Value to NOPAT (EV/NOPAT)	17.35	16.43	16.94	14.69	25.15	15.30	24.95	26.58	25.13	24.52	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	7.20	7.12	7.25	6.02	10.36	5.63	9.32	8.93	7.48	7.15	7.14
Enterprise Value to Free Cash Flow (EV/FCFF)	6.83	6.95	6.51	5.80	9.96	5.42	9.35	8.84	7.13	8.59	14.02
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.12	0.12	0.13	0.15	0.16	0.17	0.20	0.22	0.24	0.26	0.20
Long-Term Debt to Equity	0.12	0.12	0.13	0.15	0.16	0.17	0.20	0.22	0.24	0.26	0.20
Financial Leverage	-2.64	-2.64	-2.70	-2.74	-2.68	-2.67	-2.86	-2.76	-2.56	-2.52	-2.56
Leverage Ratio	3.36	3.37	3.47	3.60	3.54	3.56	3.83	3.63	3.45	3.30	3.41
Compound Leverage Factor	3.28	3.31	3.40	3.52	3.47	3.49	3.73	3.52	3.33	3.23	3.27
Debt to Total Capital	10.42%	11.04%	11.37%	12.77%	13.57%	14.47%	16.59%	18.35%	19.36%	20.80%	16.58%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	10.42%	11.04%	11.37%	12.77%	13.57%	14.47%	16.59%	18.35%	19.36%	20.80%	16.58%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	89.58%	88.96%	88.63%	87.23%	86.43%	85.53%	83.41%	81.65%	80.64%	79.20%	83.42%
Debt to EBITDA	0.35	0.35	0.36	0.39	0.42	0.46	0.53	0.67	0.85	0.97	-0.80
Net Debt to EBITDA	-7.98	-7.32	-7.32	-7.28	-7.05	-7.32	-7.46	-8.14	-9.42	-9.83	11.86
Long-Term Debt to EBITDA	0.35	0.35	0.36	0.39	0.42	0.46	0.53	0.67	0.85	0.97	-0.80
Debt to NOPAT	0.45	0.44	0.44	0.49	0.51	0.58	0.66	0.83	1.04	1.20	-0.98
Net Debt to NOPAT	-10.07	-9.18	-9.05	-8.97	-8.66	-9.20	-9.27	-10.06	-11.58	-12.24	14.51
Long-Term Debt to NOPAT	0.45	0.44	0.44	0.49	0.51	0.58	0.66	0.83	1.04	1.20	-0.98
Altman Z-Score	1.99	2.01	2.10	1.83	2.68	1.81	2.39	3.16	2.05	1.86	1.84
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	0.20	0.15	0.19	0.23	0.22	0.16	0.25	1.55	0.35	0.22	0.25
Quick Ratio	0.09	0.00	0.08	0.12	0.11	0.00	0.14	1.55	0.23	0.00	0.13
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	727	688	785	675	650	683	545	549	534	371	446
Operating Cash Flow to CapEx	1,892.90%	1,974.57%	4,701.97%	7,305.76%	5,991.43%	19,125.41%	17,529.72%	14,494.74%	7,428.72%	4,687.81%	6,543.37%
Free Cash Flow to Firm to Interest Expense	286.59	268.99	303.25	263.35	268.19	280.57	211.87	201.51	207.69	187.32	259.99
Operating Cash Flow to Interest Expense	90.54	83.23	105.84	108.79	86.85	86.91	87.34	82.96	76.89	51.12	103.76
Operating Cash Flow Less CapEx to Interest Expense	85.75	79.01	103.59	107.30	85.40	86.45	86.84	82.38	75.85	50.03	102.17
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.35	0.37	0.37	0.37	0.38	0.38	0.38	0.38	0.36	0.35	0.29
Accounts Receivable Turnover	10.65	0.00	11.79	0.00	9.27	0.00	10.23	0.00	8.57	0.00	7.80
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover	41.72	15.45	3.82	3.79	3.31	15.74	16.07	15.05	12.98	16.77	8.62
Days Sales Outstanding (DSO)	34.28	0.00	30.97	0.00	39.39	0.00	35.69	0.00	42.61	0.00	46.79
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	8.75	23.63	95.43	96.35	110.11	23.19	22.72	24.25	28.12	21.77	42.37
Cash Conversion Cycle (CCC)	25.53	-23.63	-64.46	-96.35	-70.72	-23.19	12.97	-24.25	14.49	-21.77	4.42
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	-2,578	-2,400	-2,340	-2,142	-1,942	-1,823	-1,672	-1,561	-1,393	-1,245	-1,205
Invested Capital Turnover	-0.72	-0.75	-0.76	-0.77	-0.80	-0.80	-0.78	-0.78	-0.80	-0.77	-0.62
Increase / (Decrease) in Invested Capital	-636	-577	-669	-581	-549	-578	-467	-474	-476	-302	-412
Enterprise Value (EV)	7,168	6,948	7,066	5,569	9,042	4,841	6,984	6,276	4,737	3,987	4,010
Market Capitalization	11,329	10,832	10,841	8,968	12,155	7,751	9,579	8,652	6,920	5,978	5,834
Book Value per Share	$68.00	$63.71	$61.62	$54.01	$50.67	$46.90	$39.88	$37.65	$35.32	$32.52	$27.05
Tangible Book Value per Share	$67.85	$63.55	$61.47	$53.86	$50.52	$46.75	$39.73	$37.50	$35.16	$32.36	$26.89
Total Capital	1,767	1,668	1,619	1,441	1,355	1,271	1,108	1,068	1,012	941	743
Total Debt	184	184	184	184	184	184	184	196	196	196	123
Total Long-Term Debt	184	184	184	184	184	184	184	196	196	196	123
Net Debt	-4,161	-3,884	-3,775	-3,399	-3,113	-2,910	-2,595	-2,376	-2,182	-1,991	-1,824
Capital Expenditures (CapEx)	12	11	5.83	3.82	3.51	1.11	1.28	1.56	2.66	2.16	2.72
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-2,834	-2,848	-2,609	-2,436	-2,203	-2,217	-1,950	-1,520	-1,601	-1,567	-1,421
Debt-free Net Working Capital (DFNWC)	-2,692	-2,735	-2,497	-2,265	-2,067	-2,091	-1,758	835	-1,271	-1,410	-1,295
Net Working Capital (NWC)	-2,692	-2,735	-2,497	-2,265	-2,067	-2,091	-1,758	835	-1,271	-1,410	-1,295
Net Nonoperating Expense (NNE)	2.02	2.01	2.05	2.05	2.07	1.94	2.05	2.20	2.10	1.58	1.41
Net Nonoperating Obligations (NNO)	-4,161	-3,884	-3,775	-3,399	-3,113	-2,910	-2,595	-2,433	-2,209	-1,991	-1,824
Total Depreciation and Amortization (D&A)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt-free, Cash-free Net Working Capital to Revenue	-173.02%	-179.40%	-170.89%	-171.22%	-165.14%	-181.08%	-173.20%	-147.10%	-173.71%	-186.76%	-227.96%
Debt-free Net Working Capital to Revenue	-164.35%	-172.27%	-163.58%	-159.20%	-154.93%	-170.73%	-156.14%	80.78%	-137.90%	-168.13%	-207.71%
Net Working Capital to Revenue	-164.35%	-172.27%	-163.58%	-159.20%	-154.93%	-170.73%	-156.14%	80.78%	-137.90%	-168.13%	-207.71%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$3.85	$4.71	$4.93	$4.00	$4.28	$4.48	$3.30	$3.16	$2.43	$2.93	$1.45
Adjusted Weighted Average Basic Shares Outstanding	23.17M	23.15M	23.18M	23.17M	23.11M	23.05M	23.06M	23.04M	23.01M	22.82M	22.81M
Adjusted Diluted Earnings per Share	$3.83	$4.67	$4.90	$3.97	$4.24	$4.44	$3.26	$3.12	$2.40	$2.90	$1.43
Adjusted Weighted Average Diluted Shares Outstanding	23.31M	23.33M	23.34M	23.33M	23.34M	23.31M	23.32M	23.30M	23.29M	23.13M	23.11M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	23.31M	23.28M	23.29M	23.29M	23.28M	23.19M	23.17M	23.16M	23.15M	23.10M	22.93M
Normalized Net Operating Profit after Tax (NOPAT)	91	111	116	95	101	105	78	75	58	69	34
Normalized NOPAT Margin	21.55%	26.96%	27.81%	24.61%	27.10%	29.99%	24.86%	25.36%	22.00%	27.25%	15.49%
Pre Tax Income Margin	26.53%	33.64%	34.54%	30.11%	31.08%	37.03%	30.38%	30.47%	25.99%	33.32%	18.06%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	45.25	55.18	56.77	46.16	48.84	54.42	38.11	34.08	27.61	43.54	24.37
NOPAT to Interest Expense	35.95	43.42	44.91	36.91	41.70	43.27	30.38	27.53	22.53	34.80	20.04
EBIT Less CapEx to Interest Expense	40.47	50.97	54.52	44.67	47.39	53.96	37.62	33.51	26.58	42.45	22.78
NOPAT Less CapEx to Interest Expense	31.17	39.20	42.66	35.42	40.26	42.82	29.88	26.96	21.49	33.71	18.46
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	3.56%	3.36%	3.35%	3.62%	3.76%	4.20%	4.67%	5.44%	6.66%	7.50%	8.16%
Augmented Payout Ratio	8.50%	5.77%	3.35%	3.62%	3.76%	4.20%	4.67%	5.44%	6.66%	7.50%	8.16%

Frequently Asked Questions About Kinsale Capital Group's Financials

When does Kinsale Capital Group's fiscal year end?

According to the most recent income statement we have on file, Kinsale Capital Group's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Kinsale Capital Group's net income changed over the last 9 years?

Kinsale Capital Group's net income appears to be on an upward trend, with a most recent value of $414.84 million in 2024, rising from $22.27 million in 2015. The previous period was $308.09 million in 2023. See Kinsale Capital Group's forecast for analyst expectations on what’s next for the company.

What is Kinsale Capital Group's operating income?

Kinsale Capital Group's total operating income in 2024 was $524.85 million, based on the following breakdown:

Total Gross Profit: $814.63 million
Total Operating Expenses: $289.78 million

How has Kinsale Capital Group revenue changed over the last 9 years?

Over the last 9 years, Kinsale Capital Group's total revenue changed from $80.60 million in 2015 to $1.59 billion in 2024, a change of 1,869.7%.

How much debt does Kinsale Capital Group have?

Kinsale Capital Group's total liabilities were at $3.40 billion at the end of 2024, a 26.7% increase from 2023, and a 688.1% increase since 2015.

How has Kinsale Capital Group's book value per share changed over the last 9 years?

Over the last 9 years, Kinsale Capital Group's book value per share changed from 7.46 in 2015 to 63.71 in 2024, a change of 754.0%.

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This page (NYSE:KNSL) was last updated on 5/29/2025 by MarketBeat.com Staff

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Kinsale Capital Group (KNSL) Financials

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