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Everest Group (EG) Financials

Everest Group logo
$370.18 +1.82 (+0.49%)
As of 08/21/2026 03:58 PM Eastern
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Annual Income Statements for Everest Group

Annual Income Statements for Everest Group

This table shows Everest Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 978 996 514 89 1,009 514 1,379 597 2,517 1,373 1,591
Consolidated Net Income / (Loss)		 978 996 483 89 1,009 514 1,379 597 2,517 1,373 1,591
Net Income / (Loss) Continuing Operations		 978 996 514 89 1,009 514 1,379 597 2,517 1,373 1,591
Total Pre-Tax Income 		1,112 1,100 419 -242 1,099 585 1,546 588 2,154 1,493 1,887
Total Revenue		 5,677 5,794 6,622 7,361 8,231 9,598 11,866 12,060 14,587 17,281 17,496
Net Interest Income / (Expense)		 -36 -36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Income		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense		 36 36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Non-Interest Income		 5,677 5,794 6,622 7,361 8,231 9,610 11,866 12,060 14,587 17,262 17,639
Other Service Charges		 88 -11 -21 -24 -4.66 6.00 37 -102 -14 121 -45
Net Realized & Unrealized Capital Gains on Investments		 296 516 713 454 832 922 1,423 375 1,158 1,954 2,124
Premiums Earned		 5,293 5,320 5,938 6,932 7,404 8,682 10,406 11,787 13,443 15,187 15,560
Total Non-Interest Expense		 4,565 4,695 6,171 7,604 7,132 9,013 10,321 11,472 12,432 15,787 15,609
Marketing Expense		 1,184 1,189 1,304 1,519 1,704 1,873 2,209 2,528 2,952 3,300 3,461
Property & Liability Insurance Claims		 3,065 3,140 4,523 5,651 4,923 6,551 7,391 8,100 8,427 11,305 10,859
Insurance Policy Acquisition Costs		 257 303 319 372 441 511 583 682 846 938 1,029
Other Operating Expenses		 23 27 26 31 33 41 68 61 73 95 109
Amortization Expense		 - - - 31 32 36 70 101 134 149 151
Income Tax Expense		 134 104 -63 -331 90 71 167 -9.00 -363 120 296
Basic Earnings per Share		 $22.29 $23.85 $11.77 $2.18 $24.77 $12.81 $34.66 $15.19 $60.19 $31.78 $37.80
Weighted Average Basic Shares Outstanding		 43.90M 41.80M 41M 40.80M 40.81M 39.99M 39.27M 39.16M 43.38M 42.93M 40.39M
Diluted Earnings per Share		 $22.10 $23.68 $11.70 $2.17 $24.70 $12.78 $34.62 $15.19 $60.19 $31.78 $37.80
Weighted Average Diluted Shares Outstanding		 43.90M 41.80M 41M 40.80M 40.81M 39.99M 39.27M 39.16M 43.38M 42.93M 40.39M
Weighted Average Basic & Diluted Shares Outstanding		 43.90M 41.80M 41M 40.80M 40.81M 39.99M 39.27M 39.16M 43.38M 42.93M 40.39M
Cash Dividends to Common per Share		 $4.00 $4.70 $5.05 $5.30 $5.75 $6.20 $6.20 $6.50 $6.80 $7.75 $8.00

Quarterly Income Statements for Everest Group

This table shows Everest Group's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Income / (Loss) Attributable to Common Shareholders		 804 733 724 509 -593 210 680 255 446 653 559
Consolidated Net Income / (Loss)		 804 733 724 509 -593 210 680 255 446 653 559
Net Income / (Loss) Continuing Operations		 804 733 724 509 -593 209 680 255 447 653 559
Total Pre-Tax Income 		271 832 832 577 -748 248 815 269 555 736 683
Total Revenue		 3,660 4,133 4,227 4,285 4,636 4,263 4,491 4,319 4,423 4,068 3,961
Net Interest Income / (Expense)		 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00 0.00
Total Interest Income		 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00 0.00
Total Interest Expense		 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00 0.00
Total Non-Interest Income		 3,638 4,140 4,244 4,312 4,566 4,270 4,496 4,319 4,554 4,078 3,968
Other Service Charges		 -76 31 23 -102 169 -73 -27 -29 84 -63 -45
Net Realized & Unrealized Capital Gains on Investments		 135 457 528 496 473 491 532 493 608 567 523
Premiums Earned		 3,579 3,652 3,693 3,918 3,924 3,852 3,991 3,855 3,862 3,574 3,490
Total Non-Interest Expense		 3,387 3,302 3,395 3,708 5,382 4,015 3,676 4,050 3,868 3,332 3,278
Marketing Expense		 853 782 790 826 902 824 880 890 867 825 814
Property & Liability Insurance Claims		 2,255 2,237 2,311 2,584 4,173 2,893 2,472 2,837 2,657 2,217 2,170
Insurance Policy Acquisition Costs		 226 224 234 236 244 238 254 258 279 216 225
Other Operating Expenses		 18 22 22 25 26 21 31 27 30 38 33
Amortization Expense		 35 37 37 38 37 38 38 38 37 36 36
Income Tax Expense		 -533 99 108 68 -155 39 135 14 108 83 124
Basic Earnings per Share		 $18.99 $16.87 $16.70 $11.80 ($13.59) $4.90 $16.10 $6.09 $10.71 $16.21 $14.22
Weighted Average Basic Shares Outstanding		 43.38M 43.46M 43.27M 42.98M 42.93M 42.53M 41.94M 41.98M 40.39M 39.57M 38.34M
Diluted Earnings per Share		 $18.99 $16.87 $16.70 $11.80 ($13.59) $4.90 $16.10 $6.09 $10.71 $16.21 $14.22
Weighted Average Diluted Shares Outstanding		 43.38M 43.46M 43.27M 42.98M 42.93M 42.53M 41.94M 41.98M 40.39M 39.57M 38.34M
Weighted Average Basic & Diluted Shares Outstanding		 43.38M 43.46M 43.27M 42.98M 42.93M 42.53M 41.94M 41.98M 40.39M 39.57M 38.34M

Annual Cash Flow Statements for Everest Group

This table details how cash moves in and out of Everest Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -154 198 153 21 152 -6.00 639 -42 38 112 -231
Net Cash From Operating Activities		 1,108 1,384 1,163 610 1,852 2,874 3,833 3,695 4,553 4,957 3,068
Net Cash From Continuing Operating Activities		 1,108 1,384 1,163 610 1,852 2,873 3,832 3,696 4,553 4,956 3,067
Net Income / (Loss) Continuing Operations		 978 996 483 89 1,009 514 1,379 597 2,517 1,373 1,591
Consolidated Net Income / (Loss)		 978 996 483 89 1,009 514 1,379 597 2,517 1,373 1,591
Amortization Expense		 51 49 46 29 31 50 76 55 -64 -167 -166
Non-Cash Adjustments to Reconcile Net Income		 246 58 -72 244 -70 -107 -4.00 680 445 207 399
Changes in Operating Assets and Liabilities, net		 -167 280 706 248 881 2,416 2,381 2,364 1,655 3,543 1,243
Net Cash From Investing Activities		 -681 -658 -733 -280 -1,412 -3,683 -3,869 -3,418 -5,902 -4,478 -2,096
Net Cash From Continuing Investing Activities		 -681 -658 -733 -280 -1,412 -3,683 -3,870 -3,418 -5,902 -4,476 -2,097
Purchase of Investment Securities		 -5,233 -9,452 -11,525 -10,206 -7,540 -9,101 -10,723 -9,898 -12,718 -15,092 -9,012
Sale and/or Maturity of Investments		 4,571 8,737 10,793 9,881 6,128 5,223 6,853 6,551 6,635 10,643 6,915
Net Cash From Financing Activities		 -573 -582 -275 -317 -276 800 674 -359 1,409 -383 -1,175
Net Cash From Continuing Financing Activities		 -573 -582 -275 -317 -276 799 674 -359 1,410 -383 -1,175
Issuance of Debt		 - - - 0.00 0.00 979 968 0.00 300 200 0.00
Issuance of Common Equity		 14 11 - - -3.13 -14 -14 -17 1,422 -24 -21
Repurchase of Common Equity		 -400 -386 -55 -83 -25 -200 -225 -61 0.00 -200 -797
Payment of Dividends		 -175 -195 -207 -216 -234 -249 -247 -255 -288 -334 -335
Other Financing Activities, Net		 -12 -11 -13 -17 -14 -16 -17 -20 -24 -25 -22
Effect of Exchange Rate Changes		 -7.78 54 -1.51 7.17 -12 3.00 1.00 39 -23 16 -28
Cash Interest Paid		 36 36 36 30 32 28 62 98 130 147 150
Cash Income Taxes Paid		 165 43 165 -65 -149 -170 98 171 196 397 150

Quarterly Cash Flow Statements for Everest Group

This table details how cash moves in and out of Everest Group's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Change in Cash & Equivalents		 -329 107 26 29 -50 17 335 -362 -221 134 -295
Net Cash From Operating Activities		 1,017 1,102 1,337 1,738 780 928 1,079 1,459 -398 649 290
Net Cash From Continuing Operating Activities		 1,016 1,103 1,336 1,737 780 928 1,077 1,461 -399 648 291
Net Income / (Loss) Continuing Operations		 804 733 724 509 -593 210 680 255 446 653 560
Consolidated Net Income / (Loss)		 804 733 724 509 -593 210 680 255 446 653 560
Amortization Expense		 -29 -30 -35 -48 -54 -46 -32 -44 -44 -29 -31
Non-Cash Adjustments to Reconcile Net Income		 306 54 63 88 2.00 35 124 118 169 62 85
Changes in Operating Assets and Liabilities, net		 -65 346 584 1,188 1,425 729 305 1,132 -970 -38 -323
Net Cash From Investing Activities		 -1,556 -849 -1,167 -1,529 -933 -569 -445 -1,745 663 -88 -111
Net Cash From Continuing Investing Activities		 -1,557 -849 -1,167 -1,528 -932 -569 -455 -1,736 663 -89 -111
Purchase of Investment Securities		 -5,621 -2,421 -2,738 -6,153 -3,780 -1,951 -22 -3,713 -1,522 -2,604 -1,807
Sale and/or Maturity of Investments		 4,085 1,288 1,837 4,322 3,196 1,459 -395 2,005 2,119 2,505 1,705
Other Investing Activities, net		 -21 284 -266 303 -348 -77 - -28 - 10 -9.00
Net Cash From Financing Activities		 221 -153 -152 -190 112 -324 -284 -85 -482 -454 -473
Net Cash From Continuing Financing Activities		 221 -153 -152 -190 112 -323 -285 -84 -483 -453 -475
Issuance of Common Equity		 -1.00 -21 - -2.00 -1.00 -19 - - -2.00 -20 -1.00
Repurchase of Common Equity		 - -35 -65 -100 - -200 -200 - -397 -330 -395
Payment of Dividends		 -76 -76 -87 -86 -85 -85 -84 -84 -82 -80 -78
Other Financing Activities, Net		 -2.00 -21 - -2.00 -2.00 -19 -1.00 - -2.00 -23 -1.00
Effect of Exchange Rate Changes		 -11 7.00 7.00 11 -9.00 -18 -14 8.00 -4.00 28 -2.00
Cash Interest Paid		 55 16 58 16 57 16 59 16 59 35 36
Cash Income Taxes Paid		 11 16 187 137 57 1.00 15 82 52 12 131

Annual Balance Sheets for Everest Group

This table presents Everest Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 20,551 21,322 23,592 24,751 27,324 32,712 38,185 39,966 49,399 56,341 62,514
Cash and Due from Banks		 16,676 482 635 656 808 802 1,441 1,398 1,437 1,549 1,318
Trading Account Securities		 0.00 16,570 17,482 17,536 19,526 23,525 27,054 27,441 33,577 35,274 41,116
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 0.00 96 98 105 117 141 149 217 324 368 436
Unearned Premiums Asset		 1,483 1,678 2,133 2,527 2,705 3,093 3,809 4,229 5,481 6,247 6,380
Deferred Acquisition Cost		 372 344 412 512 582 622 872 962 1,247 1,461 1,546
Other Assets		 2,016 2,152 2,833 3,416 3,587 4,529 4,859 5,718 7,333 11,441 11,717
Total Liabilities & Shareholders' Equity		 20,551 21,322 23,592 24,751 27,324 32,712 38,185 39,966 49,399 56,341 62,514
Total Liabilities		 12,942 13,246 15,223 16,890 18,191 22,985 28,046 31,525 36,197 42,466 47,054
Short-Term Debt		 0.00 28 39 51 31 207 17 1.00 137 84 0.00
Accrued Interest Payable		 0.00 3.54 2.73 3.09 2.88 10 17 19 22 22 21
Long-Term Debt		 0.00 633 633 634 634 1,910 3,089 3,084 3,386 3,587 3,589
Claims and Claim Expense		 - 10,312 11,884 13,119 13,611 16,322 19,009 22,065 24,604 29,889 34,312
Unearned Premiums Liability		 0.00 1,578 2,001 2,518 3,057 3,501 4,610 5,147 6,622 7,324 7,275
Other Long-Term Liabilities		 12,942 637 612 519 813 997 1,269 1,209 1,427 1,559 1,857
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 7,609 8,075 8,369 7,861 9,133 9,726 10,139 8,441 13,202 13,875 15,461
Total Preferred & Common Equity		 7,609 8,075 8,369 7,861 9,133 9,726 10,139 8,441 13,202 13,875 15,461
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 7,609 8,075 8,369 7,861 9,133 9,726 10,140 8,441 13,202 13,876 15,460
Common Stock		 7,609 2,141 2,166 2,189 2,220 2,246 2,275 2,303 3,774 3,813 3,853
Retained Earnings		 0.00 9,423 9,686 9,531 10,307 10,567 11,700 12,042 14,270 15,309 16,565
Treasury Stock		 0.00 -3,272 -3,322 -3,398 -3,422 -3,622 -3,847 -3,908 -3,908 -4,108 -4,906
Accumulated Other Comprehensive Income / (Loss)		 0.00 -217 -161 -463 28 535 12 -1,996 -934 -1,138 -52

Quarterly Balance Sheets for Everest Group

This table presents Everest Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026 Q2 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026 6/30/2026
Total Assets		 46,318 49,399 50,937 52,560 55,864 56,341 58,132 60,519 62,240 62,342 62,167
Cash and Due from Banks		 1,765 1,437 1,544 1,570 1,599 1,549 1,567 1,902 1,539 1,415 1,117
Trading Account Securities		 30,467 33,577 34,207 35,031 36,560 35,274 38,112 39,894 40,402 41,381 41,242
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 298 324 327 360 380 368 391 430 421 389 411
Unearned Premiums Asset		 5,182 5,481 5,803 6,209 6,324 6,247 6,464 7,242 6,943 6,090 6,305
Deferred Acquisition Cost		 1,156 1,247 1,331 1,422 1,475 1,461 1,494 1,576 1,542 1,540 1,454
Other Assets		 7,451 7,333 7,725 7,968 9,524 11,441 10,103 9,475 11,392 11,526 11,637
Total Liabilities & Shareholders' Equity		 46,318 49,399 50,937 52,560 55,864 56,341 58,132 60,519 62,240 62,342 62,167
Total Liabilities		 35,092 36,197 37,308 38,378 40,529 42,466 43,993 45,500 46,864 47,051 46,737
Short-Term Debt		 200 137 403 175 434 84 7.00 45 17 217 5.00
Accrued Interest Payable		 41 22 43 22 43 22 43 22 43 42 21
Long-Term Debt		 3,085 3,386 3,386 3,386 3,387 3,587 3,587 3,588 3,588 3,589 3,589
Claims and Claim Expense		 23,833 24,604 25,211 25,853 27,480 29,889 31,512 32,476 33,742 34,649 34,735
Unearned Premiums Liability		 6,295 6,622 6,826 7,313 7,462 7,324 7,253 7,643 7,489 6,697 6,436
Other Long-Term Liabilities		 1,612 1,427 1,438 1,629 1,723 1,559 1,591 1,727 1,986 1,856 1,950
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 11,226 13,202 13,628 14,182 15,335 13,875 14,140 15,019 15,375 15,291 15,430
Total Preferred & Common Equity		 11,226 13,202 13,628 14,182 15,335 13,875 14,140 15,019 15,375 15,291 15,430
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 11,226 13,202 13,628 14,183 15,336 13,876 14,140 15,020 15,376 15,291 15,430
Common Stock		 3,763 3,774 3,769 3,786 3,800 3,813 3,800 3,819 3,836 3,850 3,872
Retained Earnings		 13,542 14,270 14,927 15,565 15,988 15,309 15,434 16,030 16,202 17,139 17,620
Treasury Stock		 -3,908 -3,908 -3,943 -4,008 -4,108 -4,108 -4,308 -4,508 -4,508 -5,236 -5,630
Accumulated Other Comprehensive Income / (Loss)		 -2,171 -934 -1,125 -1,160 -344 -1,138 -786 -321 -154 -462 -432

Annual Metrics And Ratios for Everest Group

This table displays calculated financial ratios and metrics derived from Everest Group's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 - - - - - - - - - - 41,978,058.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 41,978,058.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 37.90
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $22.29 $23.85 $11.43 $2.54 $24.77 $12.81 $34.66 $15.19 $60.19 $31.78 $37.80
Adjusted Weighted Average Basic Shares Outstanding		 42.69M 40.91M 40.84M 40.68M 40.81M 39.99M 39.27M 39.16M 43.38M 42.93M 40.39M
Adjusted Diluted Earnings per Share		 $22.10 $23.68 $11.36 $2.53 $24.70 $12.78 $34.62 $15.19 $60.19 $31.78 $37.80
Adjusted Weighted Average Diluted Shares Outstanding		 42.69M 40.91M 40.84M 40.68M 40.81M 39.99M 39.27M 39.16M 43.38M 42.93M 40.39M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $24.77 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 42.69M 40.91M 40.84M 40.68M 40.81M 39.99M 39.27M 39.16M 43.38M 42.93M 40.39M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Quarterly Metrics And Ratios for Everest Group

This table displays calculated financial ratios and metrics derived from Everest Group's official financial filings.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
DEI Shares Outstanding		 - - - - - - - - 41,978,058.00 40,390,151.00 40,390,151.00
DEI Adjusted Shares Outstanding		 - - - - - - - - 41,978,058.00 40,390,151.00 40,390,151.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - 10.62 16.17 13.84
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 11.55% 25.78% 15.81% 7.37% 26.67% 3.15% 6.25% 0.79% - 0.00% -11.80%
EBITDA Growth		 -57.42% 96.81% 7.85% -24.54% -427.87% -74.78% -1.76% -57.47% - 250.00% -23.56%
EBIT Growth		 -51.85% 103.68% 11.08% -20.41% -373.26% -70.16% -2.04% -53.38% - 196.77% -16.20%
NOPAT Growth		 62.42% 100.82% 8.06% -24.93% -165.12% -71.49% -6.08% -49.90% - 212.44% -17.79%
Net Income Growth		 62.42% 100.82% 8.06% -24.93% -173.76% -71.35% -6.08% -49.90% - 0.00% -17.79%
EPS Growth		 49.06% 81.20% 2.71% -24.50% -171.56% -70.95% -3.59% -48.39% - 0.00% -11.68%
Operating Cash Flow Growth		 0.20% 3.57% 22.21% 26.12% -23.30% -15.79% -19.30% -16.05% - 0.00% 0.00%
Free Cash Flow Firm Growth		 -298.51% -685.23% -126.45% -39.45% 69.41% 97.58% 92.39% 110.40% - -570.75% 181.66%
Invested Capital Growth		 45.11% 41.61% 26.66% 32.01% 4.91% 1.81% 5.12% -0.91% - 7.69% 1.99%
Revenue Q/Q Growth		 -8.29% 17.22% 2.27% 1.37% 8.19% -8.05% 5.35% -3.83% - -8.03% -2.63%
EBITDA Q/Q Growth		 -65.19% 228.28% -0.50% -33.63% -251.23% 125.25% 287.62% -71.26% - 38.36% -7.78%
EBIT Q/Q Growth		 -62.34% 204.40% 0.12% -30.65% -229.29% 133.24% 228.63% -66.99% - 32.61% -7.20%
NOPAT Q/Q Growth		 18.58% -8.83% -1.23% -29.70% -202.87% 139.92% 225.36% -62.50% - 46.09% -14.40%
Net Income Q/Q Growth		 18.58% -8.83% -1.23% -29.70% -216.50% 135.41% 223.81% -62.50% - 46.41% -14.40%
EPS Q/Q Growth		 21.50% -11.16% -1.01% -29.34% -215.17% 136.06% 228.57% -62.17% - 51.35% -12.28%
Operating Cash Flow Q/Q Growth		 -26.20% 8.36% 21.32% 29.99% -55.12% 18.97% 16.27% 35.22% - 263.07% -55.32%
Free Cash Flow Firm Q/Q Growth		 -48.18% 0.23% 31.33% -37.36% 67.49% 92.12% -116.04% 287.77% - 32.67% 126.30%
Invested Capital Q/Q Growth		 15.26% 4.14% 1.87% 7.96% -8.40% 1.07% 5.18% 1.76% - 0.25% -0.38%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 6.67% 19.38% 18.86% 12.35% -17.26% 4.74% 17.43% 5.21% - 17.38% 16.46%
EBIT Margin		 7.46% 20.11% 19.68% 13.47% -16.09% 5.82% 18.15% 6.23% - 18.09% 17.24%
Profit (Net Income) Margin		 21.97% 17.74% 17.13% 11.88% -12.79% 4.93% 15.14% 5.90% - 16.05% 14.11%
Tax Burden Percent		 296.68% 88.10% 87.02% 88.21% 79.28% 84.68% 83.44% 94.80% - 88.72% 81.84%
Interest Burden Percent		 99.27% 100.12% 100.00% 100.00% 100.27% 100.00% 100.00% 100.00% - 100.00% 100.00%
Effective Tax Rate		 -196.68% 11.90% 12.98% 11.79% 0.00% 15.73% 16.56% 5.20% - 11.28% 18.16%
Return on Invested Capital (ROIC)		 22.68% 18.26% 17.13% 11.41% -11.39% 4.86% 14.71% 5.48% - 0.00% 0.00%
ROIC Less NNEP Spread (ROIC-NNEP)		 22.68% 18.26% 17.13% 11.41% -13.32% 4.88% 14.71% 5.48% - 0.00% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 6.93% 5.71% 4.55% 3.05% -3.54% 1.30% 3.62% 1.33% - 0.00% 0.00%
Return on Equity (ROE)		 29.61% 23.97% 21.68% 14.46% -14.93% 6.16% 18.33% 6.81% - 0.00% 0.00%
Cash Return on Invested Capital (CROIC)		 -18.99% -15.03% -5.01% -11.14% 3.22% 3.04% -0.57% 3.81% - -7.41% -1.97%
Operating Return on Assets (OROA)		 2.44% 6.63% 6.43% 4.26% -5.26% 1.86% 5.67% 1.87% - 0.00% 0.00%
Return on Assets (ROA)		 7.17% 5.85% 5.59% 3.76% -4.18% 1.57% 4.73% 1.77% - 0.00% 0.00%
Return on Common Equity (ROCE)		 29.61% 23.97% 21.68% 14.46% -14.93% 6.16% 18.33% 6.81% - 0.00% 0.00%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 21.17% 20.72% 18.06% 0.00% 6.01% 5.37% 3.59% - 0.00% 0.00%
Net Operating Profit after Tax (NOPAT)		 804 733 724 509 -524 209 680 255 - 653 559
NOPAT Margin		 21.97% 17.74% 17.13% 11.88% -11.29% 4.90% 15.14% 5.90% - 16.05% 14.11%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 1.93% -0.03% 0.00% 0.00% - 0.00% 0.00%
SG&A Expenses to Revenue		 23.31% 18.92% 18.69% 19.28% 19.46% 19.33% 19.59% 20.61% - 20.28% 20.55%
Operating Expenses to Revenue		 92.54% 79.89% 80.32% 86.53% 116.09% 94.18% 81.85% 93.77% - 81.91% 82.76%
Earnings before Interest and Taxes (EBIT)		 273 831 832 577 -746 248 815 269 - 736 683
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 244 801 797 529 -800 202 783 225 - 707 652
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.14 1.27 1.17 1.11 1.12 1.10 0.96 0.96 - 0.86 0.94
Price to Tangible Book Value (P/TBV)		 1.14 1.27 1.17 1.11 1.12 1.10 0.96 0.96 - 0.86 0.94
Price to Revenue (P/Rev)		 1.03 1.13 1.04 1.05 0.90 0.90 0.82 0.83 - 0.00 0.00
Price to Earnings (P/E)		 5.97 5.98 5.63 6.12 11.35 18.35 17.93 26.61 - 0.00 0.00
Dividend Yield		 1.96% 1.74% 1.90% 1.91% 2.14% 2.20% 2.35% 2.86% - 2.46% 2.24%
Earnings Yield		 16.74% 16.73% 17.75% 16.34% 8.81% 5.45% 5.58% 3.76% - 0.00% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 1.02 1.12 1.05 1.00 1.01 0.99 0.87 0.88 - 0.81 0.89
Enterprise Value to Revenue (EV/Rev)		 1.17 1.27 1.17 1.19 1.02 1.01 0.92 0.95 - 0.00 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 8.19 7.84 7.29 8.09 13.34 24.21 22.67 40.87 - 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)		 7.95 7.56 6.97 7.63 11.85 19.35 18.11 28.59 - 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 6.80 6.76 6.31 6.92 12.89 20.76 20.11 30.41 - 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 3.76 4.25 3.84 3.69 3.57 3.69 3.58 3.95 - 0.00 8.45
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 32.07 33.01 0.00 23.08 - 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.27 0.28 0.25 0.25 0.26 0.25 0.24 0.23 - 0.25 0.23
Long-Term Debt to Equity		 0.26 0.25 0.24 0.22 0.26 0.25 0.24 0.23 - 0.23 0.23
Financial Leverage		 0.31 0.31 0.27 0.27 0.27 0.27 0.25 0.24 - 0.25 0.24
Leverage Ratio		 4.13 4.10 3.88 3.85 3.91 3.93 3.87 3.85 - 4.09 4.03
Compound Leverage Factor		 4.10 4.10 3.88 3.85 3.92 3.93 3.87 3.85 - 4.09 4.03
Debt to Total Capital		 21.06% 21.75% 20.07% 19.95% 20.92% 20.27% 19.48% 18.99% - 19.93% 18.89%
Short-Term Debt to Total Capital		 0.82% 2.31% 0.99% 2.27% 0.48% 0.04% 0.24% 0.09% - 1.14% 0.03%
Long-Term Debt to Total Capital		 20.25% 19.44% 19.08% 17.68% 20.44% 20.23% 19.24% 18.90% - 18.79% 18.87%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Common Equity to Total Capital		 78.94% 78.25% 79.94% 80.06% 79.08% 79.73% 80.53% 81.01% - 80.07% 81.11%
Debt to EBITDA		 1.68 1.52 1.40 1.61 2.77 4.94 5.09 8.79 - 0.00 -24.28
Net Debt to EBITDA		 1.00 0.90 0.78 0.94 1.60 2.78 2.42 5.04 - 0.00 -16.74
Long-Term Debt to EBITDA		 1.62 1.36 1.33 1.43 2.70 4.93 5.03 8.75 - 0.00 -24.25
Debt to NOPAT		 1.40 1.31 1.21 1.38 2.67 4.23 4.51 6.54 - 0.00 0.00
Net Debt to NOPAT		 0.83 0.78 0.68 0.80 1.55 2.39 2.15 3.75 - 0.00 0.00
Long-Term Debt to NOPAT		 1.35 1.17 1.15 1.22 2.61 4.23 4.46 6.51 - 0.00 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% -0.01% 0.00% 0.00% 0.00% -0.01% -0.01% - 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -4,395 -4,385 -3,011 -4,136 -1,345 -106 -229 430 - -711 187
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
Operating Cash Flow to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.33 0.33 0.33 0.32 0.33 0.32 0.31 0.30 - 0.00 0.00
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 16,725 17,418 17,743 19,156 17,546 17,733 18,652 18,981 - 19,097 19,024
Invested Capital Turnover		 1.03 1.03 1.00 0.96 1.01 0.99 0.97 0.93 - 0.00 0.00
Increase / (Decrease) in Invested Capital		 5,199 5,118 3,735 4,645 821 315 909 -175 - 1,364 372
Enterprise Value (EV)		 17,124 19,493 18,549 19,178 17,700 17,626 16,186 16,756 - 15,514 16,906
Market Capitalization		 15,038 17,248 16,558 16,956 15,578 15,599 14,455 14,690 - 13,123 14,429
Book Value per Share		 $304.26 $313.59 $326.36 $354.40 $322.86 $329.34 $353.12 $366.59 - $378.58 $402.42
Tangible Book Value per Share		 $304.26 $313.59 $326.36 $354.40 $322.86 $329.34 $353.12 $366.59 - $378.58 $402.42
Total Capital		 16,725 17,417 17,743 19,156 17,546 17,734 18,652 18,980 - 19,097 19,024
Total Debt		 3,523 3,789 3,561 3,821 3,671 3,594 3,633 3,605 - 3,806 3,594
Total Long-Term Debt		 3,386 3,386 3,386 3,387 3,587 3,587 3,588 3,588 - 3,589 3,589
Net Debt		 2,086 2,245 1,991 2,222 2,122 2,027 1,731 2,066 - 2,391 2,477
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 69 -1.00 0.00 0.00 - 0.00 0.00
Net Nonoperating Obligations (NNO)		 3,523 3,790 3,561 3,821 3,671 3,593 3,633 3,606 - 3,806 3,594
Total Depreciation and Amortization (D&A)		 -29 -30 -35 -48 -54 -46 -32 -44 - -29 -31
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $18.99 $16.87 $16.70 $11.80 ($13.59) $4.90 $16.10 $6.09 $10.71 $16.21 $14.22
Adjusted Weighted Average Basic Shares Outstanding		 43.38M 43.46M 43.27M 42.98M 42.93M 42.53M 41.94M 41.98M 40.39M 39.57M 38.34M
Adjusted Diluted Earnings per Share		 $18.99 $16.87 $16.70 $11.80 ($13.59) $4.90 $16.10 $6.09 $10.71 $16.21 $14.22
Adjusted Weighted Average Diluted Shares Outstanding		 43.38M 43.46M 43.27M 42.98M 42.93M 42.53M 41.94M 41.98M 40.39M 39.57M 38.34M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 43.38M 43.46M 43.27M 42.98M 42.93M 42.53M 41.94M 41.98M 40.39M 39.57M 38.34M
Normalized Net Operating Profit after Tax (NOPAT)		 190 733 724 509 -524 209 680 255 - 653 559
Normalized NOPAT Margin		 5.18% 17.74% 17.13% 11.88% -11.29% 4.90% 15.14% 5.90% - 16.05% 14.11%
Pre Tax Income Margin		 7.40% 20.13% 19.68% 13.47% -16.13% 5.82% 18.15% 6.23% - 18.09% 17.24%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
NOPAT to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
EBIT Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
NOPAT Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 11.44% 10.36% 10.72% 11.73% 24.33% 40.35% 42.18% 61.23% - 0.00% 0.00%
Augmented Payout Ratio		 11.44% 12.37% 14.90% 19.78% 38.89% 83.29% 104.22% 133.70% - 0.00% 0.00%

Financials Breakdown Chart

Key Financial Trends

Everest Group (NYSE: EG) delivered a much stronger 2025 than the prior year, with profitability rebounding sharply after a difficult 2024. Revenue growth was modest, but earnings, operating cash flow, and balance sheet equity all improved meaningfully year over year. The quarter also showed continued heavy capital returns to shareholders, which is positive for investors but also keeps pressure on cash balances.

  • Profitability recovered strongly in 2025. Q4 2025 net income was $446 million versus a loss of $593 million in Q4 2024, showing a major turnaround from the prior-year catastrophe-driven weakness.
  • Full-year revenue momentum improved. Q4 2025 total revenue was $4.42 billion, up from $4.27 billion in Q1 2025 and above the comparable 2024 quarter, supported by premiums earned of $3.86 billion.
  • Underwriting and investment income were both solid in 2025. Q4 2025 included $608 million of net realized and unrealized capital gains on investments, helping offset insurance claims and support earnings.
  • Book value improved. Total common equity rose to $15.38 billion at Q3 2025 from $13.88 billion at year-end 2024, reflecting retained earnings growth and a stronger capital base.
  • The company generated strong quarterly earnings per share. Q4 2025 basic and diluted EPS were both $10.71, up sharply from a loss per share in the 2024 fourth quarter.
  • Premiums continued to expand year over year. Premiums earned increased from $3.10 billion in Q1 2023 to $3.86 billion in Q4 2025, showing a multi-year upward trend in the core insurance business.
  • Cash and equivalents remained sizable. Cash and due from banks were $1.54 billion at Q3 2025, providing liquidity support despite quarterly cash outflows.
  • Operating cash flow was positive for most of the period. In Q3 2025, Everest generated $1.46 billion of operating cash flow, indicating the business can still produce strong cash in favorable quarters.
  • Investment portfolio activity was large. The company bought and sold significant amounts of investment securities, which is normal for an insurer but makes cash flow more volatile and harder to read quarter to quarter.
  • Share count stayed relatively stable. Weighted average diluted shares were about 40.4 million in Q4 2025 versus 42.9 million in Q4 2024, suggesting only modest dilution pressure and some support from buybacks.
  • Q4 2025 operating cash flow was negative. Net cash from operating activities was -$398 million, driven by a large negative change in operating assets and liabilities, which is a reminder that quarterly cash flow can be lumpy.
  • Claims costs remain the biggest expense pressure. Property and liability insurance claims were $2.66 billion in Q4 2025, still the largest cost line and the key driver of earnings volatility.
  • Capital returns are consuming cash. Q4 2025 included $397 million of share repurchases and $82 million of dividends, which is shareholder-friendly but reduces flexibility when operating cash flow weakens.
  • Net cash declined in Q4 2025. Cash and equivalents fell by $221 million during the quarter, and that followed a much weaker Q4 2024 cash trend as well.
  • There was a sharp swing in 2024. Full-year 2024 ended with a Q4 net loss of $593 million, showing how exposed Everest can be to underwriting and market-related volatility.

Bottom line: Everest Group looks materially healthier in 2025 than it did in late 2024, with a strong rebound in earnings and a higher equity base. The main things investors should watch are claims severity, the sustainability of investment gains, and whether operating cash flow can stay consistently positive while the company continues buybacks and dividends.

08/23/26 05:17 AM ETAI Generated. May Contain Errors.

Everest Group Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Everest Group's financial year ends in December. Their financial year 2025 ended on December 31, 2025.

Everest Group's net income appears to be on an upward trend, with a most recent value of $1.59 billion in 2025, rising from $977.87 million in 2015. The previous period was $1.37 billion in 2024. View Everest Group's forecast to see where analysts expect Everest Group to go next.

Over the last 10 years, Everest Group's total revenue changed from $5.68 billion in 2015 to $17.50 billion in 2025, a change of 208.2%.

Everest Group's total liabilities were at $47.05 billion at the end of 2025, a 10.8% increase from 2024, and a 263.6% increase since 2015.

In the past 10 years, Everest Group's cash and equivalents has ranged from $481.92 million in 2016 to $16.68 billion in 2015, and is currently $1.32 billion as of their latest financial filing in 2025.


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Financial statements for NYSE:EG last updated on 8/3/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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