Free Trial
→ SpaceX eyes a 1.75 trillion valuation - here's what to know (From Brownstone Research) (Ad)tc pixel Free CB Stock Alerts

Chubb (CB) Financials

Chubb logo
$319.27 -2.01 (-0.63%)
Closing price 05/8/2026 03:59 PM Eastern
Extended Trading
$318.82 -0.45 (-0.14%)
As of 05/8/2026 07:56 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
Compare
Annual Income Statements for Chubb

Annual Income Statements for Chubb

This table shows Chubb's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 2,834 4,135 3,861 3,962 4,454 3,533 8,525 5,246 9,028 9,272 10,310
Consolidated Net Income / (Loss)		 2,834 4,135 3,861 3,962 4,454 3,533 8,525 5,246 9,015 9,640 10,622
Net Income / (Loss) Continuing Operations		 2,834 4,950 3,722 3,962 4,454 3,533 8,525 5,246 9,015 9,640 10,622
Total Pre-Tax Income 		3,296 4,950 3,722 4,657 5,249 4,162 9,794 6,485 9,526 11,455 13,044
Total Revenue		 18,738 31,086 32,036 32,510 34,230 36,472 40,869 43,097 49,735 55,753 59,402
Net Interest Income / (Expense)		 -300 -605 -607 -641 -552 -516 0.00 0.00 0.00 0.00 0.00
Total Interest Income		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense		 300 605 607 641 552 516 0.00 0.00 0.00 0.00 0.00
Total Non-Interest Income		 19,038 31,691 32,643 33,151 34,782 36,988 40,869 43,097 49,735 55,753 59,402
Net Realized & Unrealized Capital Gains on Investments		 1,774 2,720 3,209 2,653 2,896 2,877 4,486 2,657 4,330 6,047 6,676
Premiums Earned		 17,213 28,749 29,034 30,064 31,290 33,117 36,292 40,360 45,712 49,846 53,014
Other Non-Interest Income		 - - - - - - 91 80 -307 -140 -288
Total Non-Interest Expense		 15,442 26,136 28,314 27,853 28,981 32,310 31,075 36,612 40,209 44,298 46,358
Salaries and Employee Benefits		 - - - - - - 3,135 3,395 4,007 4,380 4,504
Property & Liability Insurance Claims		 9,484 16,052 18,454 18,067 18,730 21,710 21,030 22,572 24,100 26,022 26,700
Current and Future Benefits		 543 588 676 590 740 784 1,740 2,314 3,628 4,714 5,460
Other Operating Expenses		 2,270 3,081 2,833 2,886 3,030 2,979 -1,875 659 -164 -282 -533
Amortization Expense		 3,112 5,923 6,041 6,251 6,458 6,837 7,045 7,624 8,569 9,425 10,148
Restructuring Charge		 33 492 310 59 23 0.00 0.00 48 69 39 79
Income Tax Expense		 462 - - 695 795 629 1,269 1,239 511 1,815 2,422
Net Income / (Loss) Attributable to Noncontrolling Interest		 - - - - - - 0.00 0.00 -13 368 312
Basic Earnings per Share		 $8.71 $8.94 $8.26 $8.55 $9.77 $7.82 $19.38 $12.50 $21.97 $22.94 $25.93
Weighted Average Basic Shares Outstanding		 461.67M 465.78M 464.09M 458.38M 451.91M 450.22M 426.23M 413.51M 405.76M - 390.16M
Diluted Earnings per Share		 $8.62 $8.87 $8.19 $8.49 $9.71 $7.79 $19.24 $12.39 $21.80 $22.70 $25.68
Weighted Average Diluted Shares Outstanding		 461.67M 465.78M 464.09M 458.38M 451.91M 450.22M 426.23M 413.51M 405.76M - 390.16M
Weighted Average Basic & Diluted Shares Outstanding		 461.67M 465.78M 464.09M 458.38M 451.91M 450.22M 426.23M 413.51M 405.76M - 390.16M

Quarterly Income Statements for Chubb

This table shows Chubb's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 2,043 3,616 2,143 2,230 2,324 492 1,331 2,968 2,801 486 2,320
Consolidated Net Income / (Loss)		 2,040 3,300 2,294 2,216 2,490 1,365 1,343 2,999 3,107 -649 2,347
Net Income / (Loss) Continuing Operations		 2,040 3,616 2,294 2,216 2,490 609 1,343 2,999 3,107 486 2,347
Total Pre-Tax Income 		2,453 2,612 2,636 2,706 2,994 2,211 1,664 3,716 3,894 1,337 2,993
Total Revenue		 13,853 13,431 12,894 13,835 14,849 13,732 13,353 14,836 16,148 16,163 14,773
Net Interest Income / (Expense)		 0.00 - 0.00 0.00 0.00 -549 0.00 0.00 0.00 378 0.00
Total Interest Income		 0.00 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Total Interest Expense		 0.00 - 0.00 0.00 0.00 549 0.00 0.00 0.00 -378 0.00
Total Non-Interest Income		 13,853 13,431 12,894 13,835 14,849 14,281 13,353 14,836 16,148 15,785 14,773
Net Realized & Unrealized Capital Gains on Investments		 1,211 1,248 1,290 1,572 1,706 1,286 1,445 1,728 1,931 1,739 1,302
Premiums Earned		 12,674 11,897 11,583 12,292 13,373 12,598 12,000 13,125 14,359 13,530 13,457
Other Non-Interest Income		 -32 - 21 -29 -230 - -92 -17 -142 - 14
Total Non-Interest Expense		 11,400 10,493 10,258 11,129 11,855 12,140 11,689 11,120 12,254 13,972 11,780
Salaries and Employee Benefits		 1,060 - 1,070 1,094 1,094 - 1,080 1,125 1,138 - 1,149
Property & Liability Insurance Claims		 7,106 6,163 5,727 6,431 7,383 6,481 6,896 6,572 6,951 6,281 6,131
Current and Future Benefits		 938 1,063 1,180 1,219 1,099 - 1,227 1,406 1,372 - 1,785
Other Operating Expenses		 20 1,048 -13 72 -133 892 98 -474 154 927 37
Amortization Expense		 2,262 2,201 2,287 2,306 2,405 2,427 2,388 2,489 2,638 2,633 2,669
Restructuring Charge		 14 18 7.00 7.00 7.00 - 0.00 2.00 1.00 - 9.00
Income Tax Expense		 413 -678 342 490 504 - 321 717 787 - 646
Net Income / (Loss) Attributable to Noncontrolling Interest		 -3.00 - 151 -14 166 - 12 31 306 - 27
Basic Earnings per Share		 $4.99 $8.06 $5.28 $5.51 $5.75 $6.40 $3.32 $7.42 $7.05 $8.14 $5.94
Weighted Average Basic Shares Outstanding		 407.99M 405.76M 406.06M 403.93M - 400.41M 400.73M 398.69M 393.55M 390.16M 387.86M
Diluted Earnings per Share		 $4.95 $8.00 $5.23 $5.46 $5.70 $6.31 $3.29 $7.35 $6.99 $8.05 $5.88
Weighted Average Diluted Shares Outstanding		 407.99M 405.76M 406.06M 403.93M - 400.41M 400.73M 398.69M 393.55M 390.16M 387.86M
Weighted Average Basic & Diluted Shares Outstanding		 407.99M 405.76M 406.06M 403.93M - 400.41M 400.73M 398.69M 393.55M 390.16M 387.86M

Annual Cash Flow Statements for Chubb

This table details how cash moves in and out of Chubb's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 1,120 -797 -237 489 306 190 -25 316 494 -72 -79
Net Cash From Operating Activities		 3,864 5,292 4,503 5,480 6,342 9,785 11,151 11,258 12,632 16,182 12,816
Net Cash From Continuing Operating Activities		 3,864 5,292 4,503 5,480 6,342 9,785 11,151 11,258 12,632 16,182 12,816
Net Income / (Loss) Continuing Operations		 2,834 4,135 3,861 3,962 4,454 3,533 8,525 5,246 9,015 9,640 10,622
Consolidated Net Income / (Loss)		 2,834 4,135 3,861 3,962 4,454 3,533 8,525 5,246 9,015 9,640 10,622
Amortization Expense		 329 2,315 954 931 700 657 619 474 162 -44 -108
Non-Cash Adjustments to Reconcile Net Income		 533 241 -611 652 -184 -854 -3,640 1,322 -1,077 -848 -736
Changes in Operating Assets and Liabilities, net		 168 -1,399 299 -65 1,372 6,449 5,647 4,216 4,532 7,434 3,038
Net Cash From Investing Activities		 -6,294 -5,322 -2,422 -2,935 -5,905 -7,521 -6,659 -5,654 -7,648 -13,923 -11,260
Net Cash From Continuing Investing Activities		 -6,294 -5,322 -2,422 -2,935 -5,905 -7,521 -6,659 -5,654 -7,648 -13,923 -11,260
Purchase of Investments		 -16,312 -31,964 -27,185 -26,719 -28,624 -34,956 -34,673 -32,090 -32,452 0.00 0.00
Acquisitions		 264 -14,248 0.00 - -29 0.00 -1,184 -5,166 -34 -538 -289
Sale and/or Maturity of Investments		 10,017 41,292 25,293 23,784 23,985 29,528 29,535 32,162 25,744 0.00 0.00
Other Investing Activities, net		 -263 -402 -530 0.00 -1,237 -2,093 -337 -560 -906 -1,385 0.00
Net Cash From Financing Activities		 3,695 -742 -2,319 -1,991 -151 -2,082 -4,411 -5,142 -4,489 -2,181 -1,850
Net Cash From Continuing Financing Activities		 3,695 -742 -2,319 -1,991 -151 -2,082 -4,411 -5,142 -4,489 -2,181 -1,850
Issuance of Debt		 8,119 2,310 2,353 4,200 5,645 3,342 3,434 4,510 0.00 6,913 8,721
Issuance of Common Equity		 131 167 151 115 204 145 300 264 212 356 327
Repayment of Debt		 -3,217 -2,315 -2,849 -4,020 -3,327 -3,742 -1,939 -5,614 -5,448 -6,521 -6,761
Repurchase of Common Equity		 -758 0.00 -801 -1,044 -1,530 -523 -4,861 -2,894 -2,411 -1,801 -3,694
Payment of Dividends		 -862 -1,173 -1,308 -1,337 -1,354 -1,388 -1,401 -1,375 -1,394 -1,436 -1,505
Other Financing Activities, Net		 282 269 135 95 211 84 56 -33 -432 308 1,062
Effect of Exchange Rate Changes		 -145 -25 1.00 -65 20 8.00 -106 -146 -1.00 -150 215
Cash Interest Paid		 259 642 644 621 512 524 492 552 -553 -599 -650

Quarterly Cash Flow Statements for Chubb

This table details how cash moves in and out of Chubb's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 403 -157 30 -83 110 -129 -299 121 83 16 164
Net Cash From Operating Activities		 4,680 3,186 3,220 4,079 4,318 4,565 1,566 3,551 3,639 4,060 3,947
Net Cash From Continuing Operating Activities		 4,680 3,186 3,220 4,079 4,318 4,565 1,566 3,551 3,639 4,060 3,947
Net Income / (Loss) Continuing Operations		 2,040 3,290 2,294 2,216 2,490 2,640 1,343 2,999 3,107 3,173 2,347
Consolidated Net Income / (Loss)		 2,040 3,290 2,294 2,216 2,490 2,640 1,343 2,999 3,107 3,173 2,347
Amortization Expense		 42 16 0.00 -18 -12 -14 -25 -22 -32 -29 -29
Non-Cash Adjustments to Reconcile Net Income		 -15 469 -532 344 -544 42 -507 -480 -1,051 -316 536
Changes in Operating Assets and Liabilities, net		 2,613 -589 1,458 1,537 2,384 1,897 755 1,054 1,615 1,232 1,093
Net Cash From Investing Activities		 -3,172 -2,214 -3,746 -2,320 -5,383 -2,474 -798 -2,827 -5,303 -2,332 -2,835
Net Cash From Continuing Investing Activities		 -3,172 -2,214 -3,746 -2,320 -5,383 -2,474 -798 -2,827 -5,303 -2,332 -2,835
Acquisitions		 - - -236 - - - 0.00 - - - 0.00
Purchase of Investment Securities		 -9,960 -8,475 -9,634 -8,054 -11,999 -10,955 -7,577 -8,619 -12,504 -11,563 -10,254
Sale and/or Maturity of Investments		 6,788 6,278 6,506 5,734 6,616 8,454 7,194 5,794 7,205 9,241 7,805
Other Investing Activities, net		 - - -382 - - - -415 -2.00 -4.00 -10 -386
Net Cash From Financing Activities		 -1,013 -1,164 562 -1,746 1,122 -2,119 -1,125 -762 1,698 -1,661 -950
Net Cash From Continuing Financing Activities		 -1,013 -1,164 562 -1,746 1,122 -2,119 -1,125 -762 1,698 -1,661 -950
Issuance of Debt		 4.00 1,206 2,058 1,600 2,589 666 810 1,807 4,166 1,938 2,418
Issuance of Common Equity		 38 72 163 79 60 54 98 91 21 117 118
Repayment of Debt		 -158 -896 -1,093 -2,134 -1,420 -1,721 -1,359 -1,625 -1,706 -1,915 -2,038
Repurchase of Common Equity		 -581 -563 -404 -652 -295 -450 -691 -746 -1,086 -1,171 -1,174
Payment of Dividends		 -356 -350 -349 -349 -371 -367 -366 -365 -390 -384 -380
Other Financing Activities, Net		 40 -633 187 -290 559 -301 383 76 693 -246 106
Effect of Exchange Rate Changes		 -92 35 -6.00 -96 53 -101 58 159 49 -51 2.00
Cash Interest Paid		 39 208 112 204 99 184 146 204 104 196 189

Annual Balance Sheets for Chubb

This table presents Chubb's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 102,306 159,786 167,022 167,771 176,943 190,774 200,054 199,017 230,682 246,548 272,327
Cash and Due from Banks		 1,775 985 728 1,247 1,537 1,747 1,659 2,127 2,621 2,549 2,470
Trading Account Securities		 67,297 100,186 104,181 102,894 110,228 116,168 121,008 102,719 121,403 134,698 151,570
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Loans Held for Sale		 - - - - - - - - 2,553 2,628 2,411
Accrued Investment Income		 513 918 909 883 867 867 821 941 1,086 1,160 1,305
Unearned Premiums Asset		 7,405 11,418 11,863 12,619 28,185 28,841 31,716 33,928 36,832 37,870 40,442
Deferred Acquisition Cost		 2,873 4,314 4,723 4,922 5,242 5,402 5,513 6,031 7,152 8,358 10,008
Separate Account Business Assets		 - - - - - - - 5,190 5,573 6,231 6,925
Goodwill		 4,796 15,332 15,541 15,271 15,296 15,400 15,213 16,228 19,686 19,579 20,207
Intangible Assets		 887 6,763 6,513 6,143 6,063 5,811 5,455 5,441 6,775 6,377 6,241
Other Assets		 16,760 19,870 22,441 23,699 9,416 16,449 18,517 26,412 27,001 27,098 30,748
Total Liabilities & Shareholders' Equity		 102,306 159,786 167,022 167,771 176,943 190,774 200,054 199,017 230,682 246,548 272,327
Total Liabilities		 73,171 111,511 115,850 117,459 121,612 131,333 140,340 148,498 166,991 178,154 192,548
Short-Term Debt		 1,404 1,903 2,421 1,927 1,299 0.00 999 475 1,460 800 1,499
Other Short-Term Payables		 6,205 8,617 9,545 10,472 12,214 14,052 15,004 7,148 8,332 - 10,108
Long-Term Debt		 9,696 12,918 11,864 12,395 14,975 16,353 16,575 15,821 16,176 17,529 19,474
Claims and Claim Expense		 37,303 60,540 63,179 62,960 62,690 67,811 72,943 75,747 80,122 84,004 88,018
Future Policy Benefits		 4,807 5,036 5,321 5,506 5,373 5,713 5,947 10,476 13,888 16,121 18,420
Unearned Premiums Liability		 8,439 14,779 15,216 15,532 16,771 17,652 19,101 19,713 22,051 23,504 26,279
Participating Policy Holder Equity		 - - - - - - - 3,140 7,462 8,016 8,576
Separate Account Business Liabilities		 - - - - - - - 5,190 5,573 6,231 6,925
Other Long-Term Liabilities		 5,317 7,718 8,304 8,667 8,290 9,752 9,771 10,788 11,927 21,949 13,249
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 29,135 48,275 51,172 50,312 55,331 59,441 59,714 50,519 63,691 68,394 79,779
Total Preferred & Common Equity		 29,135 48,275 51,172 50,312 55,331 59,441 59,714 50,519 59,507 64,021 73,757
Total Common Equity		 29,135 48,275 51,172 50,312 55,331 59,441 59,714 50,519 59,507 64,021 73,757
Common Stock		 12,314 26,456 25,099 23,678 22,324 20,879 19,463 17,512 15,906 14,628 13,481
Retained Earnings		 19,478 23,613 27,474 31,700 36,142 39,337 47,365 48,305 54,810 61,561 69,950
Treasury Stock		 -1,922 -1,480 -1,944 -2,618 -3,754 -3,644 -7,464 -5,113 -4,400 -3,524 -4,699
Accumulated Other Comprehensive Income / (Loss)		 -735 -314 543 -2,448 619 2,869 350 -10,185 -6,809 -8,644 -4,975
Noncontrolling Interest		 - - - - - - - 0.00 4,184 4,373 6,022

Quarterly Balance Sheets for Chubb

This table presents Chubb's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 205,448 222,748 230,682 234,867 238,551 250,557 246,548 251,752 261,563 270,210 275,456
Cash and Due from Banks		 2,285 2,778 - - 2,568 - - 2,250 2,371 2,454 2,634
Trading Account Securities		 114,064 115,667 116,852 119,982 125,580 131,751 129,556 136,244 141,513 148,626 147,796
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Loans Held for Sale		 - - - - - - - 2,460 2,429 2,535 2,477
Accrued Investment Income		 983 1,040 1,086 1,090 1,130 1,165 1,160 1,196 1,324 1,427 1,351
Unearned Premiums Asset		 36,125 37,171 36,552 36,341 39,322 38,963 37,581 39,321 40,964 41,008 41,660
Deferred Acquisition Cost		 6,666 6,856 7,152 7,537 7,812 8,249 8,358 8,775 9,437 9,809 10,452
Separate Account Business Assets		 5,574 5,306 5,573 5,864 5,834 5,996 6,231 6,285 6,481 6,810 6,718
Goodwill		 16,322 19,554 19,686 19,696 19,833 19,990 19,579 19,716 20,184 20,237 20,370
Intangible Assets		 5,320 6,844 6,775 6,709 6,619 6,594 6,377 6,363 6,391 6,318 6,217
Other Assets		 18,019 27,532 34,105 34,725 29,853 34,879 34,868 29,142 30,469 30,986 35,781
Total Liabilities & Shareholders' Equity		 205,448 222,748 230,682 234,867 238,551 250,557 246,548 251,752 261,563 270,210 275,456
Total Liabilities		 152,573 165,244 166,991 170,436 173,976 180,437 178,154 180,997 187,116 192,399 195,544
Short-Term Debt		 699 700 1,460 2,265 1,553 1,571 800 0.00 1,499 1,499 1,500
Other Short-Term Payables		 6,864 8,422 8,332 8,357 8,047 8,967 10,192 9,213 9,450 9,582 9,881
Long-Term Debt		 15,300 16,353 15,868 16,270 16,327 17,608 17,110 18,051 16,956 19,508 20,131
Claims and Claim Expense		 76,480 79,705 80,122 80,341 82,191 84,326 84,004 85,471 86,376 88,439 88,915
Future Policy Benefits		 11,064 13,109 13,888 14,375 14,663 16,003 16,121 16,690 18,018 18,288 19,273
Unearned Premiums Liability		 21,860 22,684 22,051 22,728 24,102 24,498 23,504 24,487 26,519 26,961 27,180
Participating Policy Holder Equity		 3,215 7,178 7,462 7,560 7,787 8,136 8,016 8,129 8,344 8,539 8,782
Separate Account Business Liabilities		 5,574 5,306 5,573 5,864 5,834 5,996 6,231 6,285 6,481 6,810 6,718
Other Long-Term Liabilities		 11,517 11,787 11,927 12,676 13,472 13,332 11,757 12,671 13,473 12,773 13,164
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 52,875 57,504 63,691 64,431 64,575 70,120 68,394 70,755 74,447 77,811 79,912
Total Preferred & Common Equity		 52,875 52,373 59,507 60,535 61,038 65,757 64,021 65,726 69,395 71,855 73,788
Total Common Equity		 52,875 52,373 59,507 60,535 61,038 65,757 64,021 65,726 69,395 71,855 73,788
Common Stock		 16,404 16,128 15,906 15,429 15,161 14,878 14,628 14,207 13,994 13,707 13,180
Retained Earnings		 49,467 51,510 54,810 56,953 56,662 58,986 61,561 60,953 63,921 66,722 68,821
Treasury Stock		 -3,174 -3,747 -4,400 -4,461 -2,481 -2,837 -3,524 -1,799 -2,462 -3,682 -2,302
Accumulated Other Comprehensive Income / (Loss)		 -9,822 -11,518 -6,809 -7,386 -8,304 -5,270 -8,644 -7,635 -6,058 -4,892 -5,911
Noncontrolling Interest		 - 5,131 4,184 3,896 3,537 4,363 4,373 5,029 5,052 5,956 6,124

Annual Metrics And Ratios for Chubb

This table displays calculated financial ratios and metrics derived from Chubb's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 - - - - - - - - - - 393,550,859.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 393,550,859.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 26.20
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -1.80% 65.86% 3.08% 1.48% 5.29% 6.55% 18.30% -0.50% 18.52% 9.64% 9.33%
EBITDA Growth		 -1.36% 100.19% -35.57% 19.50% 6.46% -18.99% 124.40% -31.12% 43.20% 4.62% 25.34%
EBIT Growth		 -5.48% 49.94% -24.69% 25.12% 12.71% -20.71% 144.95% -31.58% 50.61% 6.65% 25.81%
NOPAT Growth		 -18.73% 45.91% -6.63% 20.62% -4.36% -20.68% 141.30% -38.46% 71.85% 6.93% 10.19%
Net Income Growth		 -0.67% 45.91% -6.63% 2.62% 12.42% -20.68% 141.30% -38.46% 72.09% 6.78% 6.95%
EPS Growth		 2.38% 2.90% -7.67% 3.66% 14.37% -19.77% 146.98% -35.60% 75.95% 4.13% 13.13%
Operating Cash Flow Growth		 -14.06% 36.96% -14.91% 21.70% 15.73% 54.29% 13.96% 0.96% 12.20% 28.10% -20.80%
Free Cash Flow Firm Growth		 -163.23% -1,073.31% 705.67% -193.85% 97.64% 73.94% 1,171.80% 123.57% -133.01% 183.93% -178.16%
Invested Capital Growth		 12.37% 56.82% -173.64% 239.11% 10.79% 5.85% 1.97% -13.55% 21.26% 6.52% 16.25%
Revenue Q/Q Growth		 -17.92% 11.94% -0.65% -1.10% 4.09% 4.28% 1.60% 2.50% 3.56% 0.54% 4.15%
EBITDA Q/Q Growth		 2.69% 20.59% -14.89% -10.38% 15.11% 40.66% 1.63% -10.50% 7.49% -10.98% 4.36%
EBIT Q/Q Growth		 -2.66% 29.00% -16.02% -12.03% 18.73% 51.24% 1.72% -10.19% 8.30% -10.73% 4.44%
NOPAT Q/Q Growth		 -5.05% 28.90% -1.96% -9.40% 0.75% 54.41% -3.30% -13.46% 28.13% -18.69% -23.68%
Net Income Q/Q Growth		 -18.14% 28.90% -1.96% -22.92% 22.50% 54.41% -3.30% -13.46% 28.26% -16.72% -16.34%
EPS Q/Q Growth		 -43.48% 28.74% -2.62% -22.54% 22.60% 54.87% -2.09% -12.56% 28.61% -6.93% 7.27%
Operating Cash Flow Q/Q Growth		 -27.67% 5.80% -7.46% 9.84% -2.37% 12.86% 0.52% 0.50% 4.36% 9.32% -3.79%
Free Cash Flow Firm Q/Q Growth		 -145.31% 22.95% 4,667.47% -2,413.37% -1,964.44% 72.49% -6.66% -1.96% -166.65% 250.90% -170.62%
Invested Capital Q/Q Growth		 12.72% -0.18% -171.74% -1.03% 2.89% 2.06% 2.30% 1.89% 8.67% -3.35% 1.96%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 19.35% 23.35% 14.60% 17.19% 17.38% 13.21% 25.06% 17.35% 20.97% 20.01% 22.94%
EBIT Margin		 17.59% 15.90% 11.62% 14.32% 15.33% 11.41% 23.63% 16.25% 20.65% 20.08% 23.11%
Profit (Net Income) Margin		 15.12% 13.31% 12.05% 12.19% 13.01% 9.69% 19.76% 12.22% 17.74% 17.28% 16.91%
Tax Burden Percent		 85.98% 83.54% 103.73% 85.08% 84.85% 84.89% 87.04% 80.89% 94.77% 84.16% 79.04%
Interest Burden Percent		 100.00% 100.16% 100.00% 100.00% 100.00% 100.00% 96.07% 92.97% 90.68% 102.24% 92.54%
Effective Tax Rate		 14.02% 16.46% -3.73% 0.00% 15.15% 15.11% 12.96% 19.11% 5.36% 15.84% 18.57%
Return on Invested Capital (ROIC)		 7.45% 8.00% 46.42% 51.25% 6.54% 4.79% 11.14% 7.28% 12.20% 11.52% 11.38%
ROIC Less NNEP Spread (ROIC-NNEP)		 7.45% 8.00% 46.42% 55.58% 6.54% 4.79% 11.14% 7.28% 12.27% 11.52% 9.76%
Return on Net Nonoperating Assets (RNNOA)		 2.20% 2.68% -30.42% -35.50% 1.89% 1.36% 3.17% 2.24% 3.61% 3.07% 2.53%
Return on Equity (ROE)		 9.65% 10.68% 16.00% 15.75% 8.43% 6.16% 14.31% 9.52% 15.81% 14.60% 13.92%
Cash Return on Invested Capital (CROIC)		 -4.20% -36.24% 0.00% -164.68% -3.70% -0.89% 9.19% 21.82% -7.02% 5.21% -3.65%
Operating Return on Assets (OROA)		 3.29% 3.77% 4.22% 5.05% 3.05% 2.26% 5.22% 3.50% 4.89% 4.70% 5.43%
Return on Assets (ROA)		 2.83% 3.16% 4.38% 4.30% 2.58% 1.92% 4.36% 2.63% 4.20% 4.04% 3.97%
Return on Common Equity (ROCE)		 9.65% 10.68% 16.00% 15.75% 8.43% 6.16% 14.31% 9.52% 15.23% 13.65% 12.94%
Return on Equity Simple (ROE_SIMPLE)		 9.73% 8.57% 0.00% 7.87% 8.05% 5.94% 14.28% 10.38% 15.17% 15.06% 13.98%
Net Operating Profit after Tax (NOPAT)		 2,834 4,135 3,861 4,657 4,454 3,533 8,525 5,246 9,015 9,640 10,622
NOPAT Margin		 15.12% 13.31% 12.05% 14.32% 13.01% 9.69% 19.76% 12.22% 17.72% 17.28% 17.42%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% -4.33% 0.00% 0.00% 0.00% 0.00% -0.08% 0.00% 1.62%
SG&A Expenses to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 82.41% 84.10% 88.38% 85.68% 84.67% 88.59% 76.37% 83.75% 79.35% 79.92% 76.89%
Earnings before Interest and Taxes (EBIT)		 3,296 4,942 3,722 4,657 5,249 4,162 10,195 6,975 10,505 11,204 14,096
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 3,625 7,257 4,676 5,588 5,949 4,819 10,814 7,449 10,667 11,160 13,988
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.09 1.09 0.00 1.06 1.16 1.09 1.33 1.75 1.54 1.78 1.75
Price to Tangible Book Value (P/TBV)		 1.35 2.01 0.00 1.84 1.89 1.70 2.03 3.07 2.78 2.99 2.73
Price to Revenue (P/Rev)		 1.69 1.70 1.85 1.64 1.88 1.78 1.84 2.06 1.81 2.04 2.12
Price to Earnings (P/E)		 11.21 12.74 15.36 13.43 14.44 18.39 8.88 15.44 9.20 12.28 11.06
Dividend Yield		 2.72% 2.42% 2.21% 3.13% 2.10% 2.15% 1.73% 1.54% 1.53% 1.30% 1.22%
Earnings Yield		 8.92% 7.85% 6.51% 7.45% 6.93% 5.44% 11.26% 6.48% 10.87% 8.14% 9.05%
Enterprise Value to Invested Capital (EV/IC)		 1.02 1.05 0.00 1.02 1.10 1.05 1.23 1.54 1.37 1.55 1.53
Enterprise Value to Revenue (EV/Rev)		 2.19 2.14 1.82 2.04 2.31 2.18 2.20 2.39 2.18 2.40 2.51
Enterprise Value to EBITDA (EV/EBITDA)		 11.33 9.17 12.50 11.84 13.27 16.49 8.79 13.79 10.39 11.97 10.95
Enterprise Value to EBIT (EV/EBIT)		 12.46 13.46 15.70 14.21 15.04 19.10 9.32 14.73 10.55 11.93 10.87
Enterprise Value to NOPAT (EV/NOPAT)		 14.50 16.09 15.14 14.21 17.72 22.49 11.15 19.58 12.29 13.86 14.42
Enterprise Value to Operating Cash Flow (EV/OCF)		 10.63 12.57 12.98 12.08 12.45 8.12 8.52 9.12 8.77 8.26 11.95
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.52 0.00 0.00 0.00 13.51 6.54 0.00 30.68 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.38 0.31 0.00 0.28 0.29 0.28 0.29 0.32 0.27 0.26 0.26
Long-Term Debt to Equity		 0.33 0.27 0.00 0.25 0.27 0.28 0.28 0.31 0.25 0.25 0.24
Financial Leverage		 0.29 0.33 -0.66 -0.64 0.29 0.28 0.28 0.31 0.29 0.27 0.26
Leverage Ratio		 3.42 3.39 3.66 3.67 3.26 3.20 3.28 3.62 3.76 3.61 3.50
Compound Leverage Factor		 3.42 3.39 3.66 3.67 3.26 3.20 3.15 3.37 3.41 3.69 3.24
Debt to Total Capital		 27.59% 23.49% 0.00% 22.16% 22.73% 21.58% 22.74% 24.39% 21.39% 20.75% 20.48%
Short-Term Debt to Total Capital		 3.49% 3.02% 0.00% 2.98% 1.81% 0.00% 1.29% 0.71% 1.80% 0.93% 1.49%
Long-Term Debt to Total Capital		 24.10% 20.47% 0.00% 19.18% 20.91% 21.58% 21.45% 23.68% 19.59% 19.83% 18.99%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 5.16% 5.07% 6.00%
Common Equity to Total Capital		 72.41% 76.51% 0.00% 77.84% 77.27% 78.42% 77.26% 75.61% 73.45% 74.18% 73.51%
Debt to EBITDA		 3.06 2.04 0.00 2.56 2.74 3.39 1.63 2.19 1.62 1.60 1.47
Net Debt to EBITDA		 2.57 1.91 0.00 2.32 2.46 3.01 1.46 1.90 1.38 1.38 1.29
Long-Term Debt to EBITDA		 2.67 1.78 0.00 2.22 2.52 3.39 1.53 2.12 1.49 1.53 1.36
Debt to NOPAT		 3.92 3.58 0.00 3.08 3.65 4.63 2.06 3.11 1.92 1.86 1.93
Net Debt to NOPAT		 3.29 3.35 0.00 2.79 3.28 4.11 1.85 2.70 1.63 1.59 1.70
Long-Term Debt to NOPAT		 3.42 3.12 0.00 2.66 3.36 4.63 1.94 3.02 1.76 1.77 1.79
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 3.66% 6.48% 7.02%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -1,596 -18,726 113,418 -106,438 -2,517 -656 7,031 15,719 -5,189 4,355 -3,404
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 -5.32 -30.95 186.85 -166.05 -4.56 -1.27 0.00 0.00 0.00 5.88 0.00
Operating Cash Flow to Interest Expense		 12.88 8.75 7.42 8.55 11.49 18.96 0.00 0.00 0.00 21.84 0.00
Operating Cash Flow Less CapEx to Interest Expense		 12.88 8.75 7.42 8.55 11.49 18.96 0.00 0.00 0.00 21.84 0.00
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.19 0.24 0.36 0.35 0.20 0.20 0.22 0.22 0.24 0.23 0.24
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 40,235 63,096 -46,461 64,634 71,605 75,794 77,288 66,815 81,019 86,304 100,330
Invested Capital Turnover		 0.49 0.60 3.85 3.58 0.50 0.49 0.56 0.60 0.69 0.67 0.65
Increase / (Decrease) in Invested Capital		 4,430 22,861 -109,557 111,095 6,971 4,189 1,494 -10,473 14,204 5,285 14,026
Enterprise Value (EV)		 41,080 66,524 58,447 66,173 78,941 79,474 95,013 102,728 110,823 133,625 153,167
Market Capitalization		 31,755 52,688 59,298 53,191 64,313 64,957 79,250 88,559 91,932 113,891 129,064
Book Value per Share		 $128.32 $103.74 $0.00 $109.18 $122.09 $131.69 $138.63 $121.72 $145.85 $158.82 $187.41
Tangible Book Value per Share		 $103.29 $56.26 ($33.48) $62.71 $74.96 $84.70 $90.65 $69.51 $81.00 $94.43 $120.21
Total Capital		 40,235 63,096 0.00 64,634 71,605 75,794 77,288 66,815 81,019 86,304 100,330
Total Debt		 11,100 14,821 0.00 14,322 16,274 16,353 17,574 16,296 17,328 17,910 20,551
Total Long-Term Debt		 9,696 12,918 0.00 12,395 14,975 16,353 16,575 15,821 15,868 17,110 19,052
Net Debt		 9,325 13,836 -851 12,982 14,628 14,517 15,763 14,169 14,707 15,361 18,081
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 695 0.00 0.00 0.00 0.00 -13 0.00 312
Net Nonoperating Obligations (NNO)		 11,100 14,821 -46,461 14,322 16,274 16,353 17,574 16,296 17,328 17,910 20,551
Total Depreciation and Amortization (D&A)		 329 2,315 954 931 700 657 619 474 162 -44 -108
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $8.71 $8.94 $8.26 $8.55 $9.77 $7.82 $19.41 $12.66 $21.97 $22.94 $25.93
Adjusted Weighted Average Basic Shares Outstanding		 461.67M 465.78M 464.09M 458.38M 451.91M 450.22M 426.23M 413.51M 405.76M 400.41M 390.16M
Adjusted Diluted Earnings per Share		 $8.62 $8.87 $8.19 $8.49 $9.71 $7.79 $19.27 $12.55 $21.80 $22.70 $25.68
Adjusted Weighted Average Diluted Shares Outstanding		 461.67M 465.78M 464.09M 458.38M 451.91M 450.22M 426.23M 413.51M 405.76M 400.41M 390.16M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $9.77 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 461.67M 465.78M 464.09M 458.38M 451.91M 450.22M 426.23M 413.51M 405.76M 400.41M 390.16M
Normalized Net Operating Profit after Tax (NOPAT)		 2,862 4,546 2,822 3,301 4,474 3,533 8,525 5,285 9,080 9,673 10,686
Normalized NOPAT Margin		 15.28% 14.63% 8.81% 10.15% 13.07% 9.69% 19.76% 12.31% 17.85% 17.34% 17.52%
Pre Tax Income Margin		 17.59% 15.93% 11.62% 14.32% 15.33% 11.41% 22.70% 15.11% 18.72% 20.53% 21.39%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 10.99 8.17 6.13 7.27 9.51 8.07 0.00 0.00 0.00 15.12 0.00
NOPAT to Interest Expense		 9.45 6.83 6.36 7.27 8.07 6.85 0.00 0.00 0.00 13.01 0.00
EBIT Less CapEx to Interest Expense		 10.99 8.17 6.13 7.27 9.51 8.07 0.00 0.00 0.00 15.12 0.00
NOPAT Less CapEx to Interest Expense		 9.45 6.83 6.36 7.27 8.07 6.85 0.00 0.00 0.00 13.01 0.00
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 30.42% 28.37% 33.88% 33.75% 30.40% 39.29% 16.43% 26.21% 15.44% 14.90% 14.60%
Augmented Payout Ratio		 57.16% 28.37% 54.62% 60.10% 64.75% 54.09% 73.45% 81.38% 42.15% 33.58% 50.43%

Quarterly Metrics And Ratios for Chubb

This table displays calculated financial ratios and metrics derived from Chubb's official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 - - - - - - - - - 393,550,859.00 390,156,552.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - 393,550,859.00 390,156,552.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - -1.65 6.02
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 19.28% 14.98% 13.92% 17.04% 6.94% 2.24% 3.05% 10.98% 5.59% 17.70% 10.63%
EBITDA Growth		 132.64% 33.60% 94.71% 20.64% 44.02% -46.58% -41.30% 34.25% 27.30% 37.01% 80.84%
EBIT Growth		 152.04% 37.74% 9.49% 23.76% 46.75% -45.81% 7.66% 34.18% 27.73% 37.63% 79.87%
NOPAT Growth		 157.58% 150.95% 21.25% 23.59% 91.27% -32.80% 31.08% 35.33% 27.73% -39.53% 74.76%
Net Income Growth		 157.95% 151.72% 13.27% 24.37% 90.99% -58.64% 40.32% 33.09% 27.73% -147.55% 74.76%
EPS Growth		 161.90% 153.97% 15.45% 26.39% 15.15% -21.13% -37.09% 34.62% 22.63% 27.58% 78.72%
Operating Cash Flow Growth		 36.28% 19.86% 43.05% 62.19% -7.74% 43.28% -51.37% -12.94% -15.72% -11.06% 152.04%
Free Cash Flow Firm Growth		 -164.49% -192.62% -266.29% -400.50% -56.15% 71.83% 79.16% 38.16% 62.05% -312.78% -131.04%
Invested Capital Growth		 13.70% 21.26% 20.08% 19.72% 19.77% 6.52% 6.53% 12.16% 10.19% 16.25% 14.34%
Revenue Q/Q Growth		 17.58% -4.33% -2.73% 6.97% 7.44% -8.54% -1.96% 15.19% 2.22% 1.96% -1.94%
EBITDA Q/Q Growth		 12.40% 9.37% 71.97% -42.93% 34.18% -59.43% 88.97% 30.52% 27.24% -56.34% -20.77%
EBIT Q/Q Growth		 12.81% 10.49% -4.94% 4.44% 33.77% -59.20% 88.88% 30.16% 27.34% -56.04% -20.61%
NOPAT Q/Q Growth		 13.78% 61.27% -30.27% -3.40% 76.08% -43.34% 36.00% -0.27% 66.19% -73.17% -26.03%
Net Income Q/Q Growth		 13.94% 61.53% -35.06% 4.06% 74.98% -65.02% 120.29% -1.30% 67.92% -113.02% -26.03%
EPS Q/Q Growth		 14.58% 61.62% -34.63% 4.40% 4.40% 10.70% -47.86% 123.40% -4.90% 15.16% -26.96%
Operating Cash Flow Q/Q Growth		 86.08% -31.92% 1.07% 26.68% 5.86% 5.72% -65.70% 126.76% 2.48% 11.57% -2.78%
Free Cash Flow Firm Q/Q Growth		 -283.55% -57.22% -6.12% 1.87% 4.62% 71.64% 21.47% -191.14% 41.46% -208.43% 4.29%
Invested Capital Q/Q Growth		 8.25% 8.67% 2.40% -0.62% 8.30% -3.35% 2.41% 4.63% 6.40% 1.96% 0.79%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 19.24% 21.99% 38.89% 20.75% 25.91% 11.49% 22.15% 25.10% 31.24% 13.38% 20.06%
EBIT Margin		 18.94% 21.87% 21.38% 20.87% 25.99% 11.59% 22.34% 25.24% 31.44% 13.56% 20.26%
Profit (Net Income) Margin		 14.55% 24.57% 16.40% 15.96% 25.99% 9.94% 22.34% 19.14% 31.44% -4.02% 15.89%
Tax Burden Percent		 83.29% 126.34% 81.30% 82.41% 100.00% 61.74% 100.00% 79.87% 100.00% -48.54% 78.42%
Interest Burden Percent		 92.25% 88.90% 94.38% 92.77% 100.00% 138.88% 100.00% 94.94% 100.00% 61.02% 100.00%
Effective Tax Rate		 16.84% -25.96% 12.97% 18.11% 0.00% 0.00% 0.00% 19.29% 0.00% 0.00% 21.58%
Return on Invested Capital (ROIC)		 10.19% 16.86% 12.12% 11.42% 17.60% 10.74% 14.65% 12.76% 19.62% 5.41% 10.15%
ROIC Less NNEP Spread (ROIC-NNEP)		 10.21% 16.92% 11.25% 11.51% 17.60% 5.93% 14.65% 12.59% 19.62% -4.92% 10.15%
Return on Net Nonoperating Assets (RNNOA)		 3.40% 4.98% 3.32% 3.32% 5.00% 1.58% 3.92% 3.25% 5.27% -1.28% 2.67%
Return on Equity (ROE)		 13.58% 21.84% 15.44% 14.74% 22.60% 12.32% 18.57% 16.01% 24.89% 4.13% 12.83%
Cash Return on Invested Capital (CROIC)		 -2.78% -7.02% -5.86% -4.94% -3.52% 5.21% 7.48% 3.21% 5.14% -3.65% -1.17%
Operating Return on Assets (OROA)		 4.42% 5.18% 5.14% 5.13% 6.09% 2.71% 5.16% 5.83% 7.07% 3.19% 4.67%
Return on Assets (ROA)		 3.40% 5.82% 3.95% 3.92% 6.09% 2.32% 5.16% 4.42% 7.07% -0.94% 3.67%
Return on Common Equity (ROCE)		 12.92% 21.04% 14.93% 14.30% 20.92% 11.52% 17.34% 15.02% 23.15% 3.84% 11.88%
Return on Equity Simple (ROE_SIMPLE)		 13.44% 0.00% 15.33% 15.92% 17.60% 0.00% 15.98% 16.20% 17.15% 0.00% 15.76%
Net Operating Profit after Tax (NOPAT)		 2,040 3,290 2,294 2,216 3,902 2,211 3,007 2,999 4,984 1,337 2,347
NOPAT Margin		 14.53% 24.50% 17.56% 15.86% 25.99% 16.10% 22.34% 19.34% 31.44% 8.27% 15.89%
Net Nonoperating Expense Percent (NNEP)		 -0.02% -0.06% 0.87% -0.08% 0.00% 4.80% 0.00% 0.17% 0.00% 10.33% 0.00%
SG&A Expenses to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 7.78%
Operating Expenses to Revenue		 81.06% 78.13% 78.62% 79.13% 74.01% 88.41% 77.66% 74.76% 68.56% 86.44% 79.74%
Earnings before Interest and Taxes (EBIT)		 2,659 2,938 2,793 2,917 3,902 1,592 3,007 3,914 4,984 2,191 2,993
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 2,701 2,954 5,080 2,899 3,890 1,578 2,982 3,892 4,952 2,162 2,964
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.61 1.54 1.75 1.71 1.80 1.78 1.90 1.73 1.62 1.75 1.83
Price to Tangible Book Value (P/TBV)		 3.25 2.78 3.10 3.02 3.02 2.99 3.15 2.80 2.58 2.73 2.86
Price to Revenue (P/Rev)		 1.72 1.81 2.02 1.92 2.14 2.04 2.22 2.08 1.99 2.12 2.22
Price to Earnings (P/E)		 10.31 9.20 10.29 9.73 9.56 12.28 12.71 11.30 9.99 11.06 11.93
Dividend Yield		 1.66% 1.53% 1.35% 1.38% 1.24% 1.30% 1.21% 1.28% 1.33% 1.22% 1.19%
Earnings Yield		 9.70% 10.87% 9.72% 10.28% 10.46% 8.14% 7.87% 8.85% 10.01% 9.05% 8.38%
Enterprise Value to Invested Capital (EV/IC)		 1.39 1.37 1.51 1.50 1.56 1.55 1.64 1.52 1.43 1.53 1.57
Enterprise Value to Revenue (EV/Rev)		 2.11 2.18 2.39 2.26 2.51 2.40 2.59 2.43 2.40 2.51 2.63
Enterprise Value to EBITDA (EV/EBITDA)		 10.46 10.39 11.57 10.87 11.12 11.97 12.80 11.39 10.50 10.95 11.21
Enterprise Value to EBIT (EV/EBIT)		 10.70 10.55 11.68 10.91 11.10 11.93 12.72 11.32 10.43 10.87 11.12
Enterprise Value to NOPAT (EV/NOPAT)		 14.75 12.29 13.33 12.53 11.75 13.86 12.29 10.95 10.12 14.42 13.75
Enterprise Value to Operating Cash Flow (EV/OCF)		 8.57 8.77 9.23 8.13 9.41 8.26 10.00 10.04 10.57 11.95 10.52
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 0.00 30.68 22.68 50.02 29.21 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.30 0.27 0.29 0.28 0.27 0.26 0.25 0.24 0.26 0.26 0.27
Long-Term Debt to Equity		 0.28 0.25 0.25 0.25 0.25 0.25 0.25 0.22 0.25 0.24 0.25
Financial Leverage		 0.33 0.29 0.30 0.29 0.28 0.27 0.27 0.26 0.27 0.26 0.26
Leverage Ratio		 4.00 3.76 3.72 3.78 3.71 3.61 3.60 3.60 3.52 3.50 3.50
Compound Leverage Factor		 3.69 3.34 3.51 3.51 3.71 5.02 3.60 3.42 3.52 2.14 3.50
Debt to Total Capital		 22.87% 21.39% 22.34% 21.68% 21.48% 20.75% 19.95% 19.50% 20.92% 20.48% 21.30%
Short-Term Debt to Total Capital		 0.94% 1.80% 2.73% 1.88% 1.76% 0.93% 0.00% 1.62% 1.52% 1.49% 1.48%
Long-Term Debt to Total Capital		 21.93% 19.59% 19.61% 19.80% 19.72% 19.83% 19.95% 17.88% 19.40% 18.99% 19.83%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 6.88% 5.16% 4.70% 4.29% 4.89% 5.07% 5.69% 5.46% 6.05% 6.00% 6.03%
Common Equity to Total Capital		 70.25% 73.45% 72.96% 74.03% 73.64% 74.18% 74.36% 75.04% 73.03% 73.51% 72.67%
Debt to EBITDA		 1.72 1.62 1.71 1.58 1.53 1.60 1.55 1.46 1.54 1.47 1.52
Net Debt to EBITDA		 1.44 1.38 1.46 1.35 1.32 1.38 1.36 1.27 1.35 1.29 1.33
Long-Term Debt to EBITDA		 1.65 1.49 1.50 1.44 1.40 1.53 1.55 1.34 1.42 1.36 1.41
Debt to NOPAT		 2.42 1.92 1.97 1.82 1.62 1.86 1.49 1.41 1.48 1.93 1.86
Net Debt to NOPAT		 2.03 1.63 1.69 1.56 1.39 1.59 1.30 1.22 1.30 1.70 1.63
Long-Term Debt to NOPAT		 2.32 1.76 1.73 1.66 1.49 1.77 1.49 1.29 1.37 1.79 1.73
Noncontrolling Interest Sharing Ratio		 4.88% 3.66% 3.32% 3.01% 7.44% 6.48% 6.60% 6.18% 6.98% 7.02% 7.40%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -6,942 -10,914 -11,582 -11,365 -10,840 -3,074 -2,414 -7,028 -4,114 -12,689 -10,390
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 0.00 0.00 0.00 0.00 -56.46 -5.60 -13.34 0.00 -20.88 0.00 0.00
Operating Cash Flow to Interest Expense		 0.00 0.00 0.00 0.00 22.49 8.32 8.65 0.00 18.47 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 22.49 8.32 8.65 0.00 18.47 0.00 0.00
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.23 0.24 0.24 0.25 0.23 0.23 0.23 0.23 0.22 0.24 0.23
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 74,557 81,019 82,966 82,455 89,299 86,304 88,387 92,482 98,397 100,330 101,543
Invested Capital Turnover		 0.70 0.69 0.69 0.72 0.68 0.67 0.66 0.66 0.62 0.65 0.64
Increase / (Decrease) in Invested Capital		 8,982 14,204 13,876 13,581 14,742 5,285 5,421 10,027 9,098 14,026 12,737
Enterprise Value (EV)		 103,767 110,823 125,538 123,316 139,346 133,625 145,286 140,517 140,800 153,167 159,895
Market Capitalization		 84,361 91,932 105,758 104,467 118,482 113,891 124,875 119,801 116,712 129,064 134,774
Book Value per Share		 $127.51 $145.85 $149.08 $150.32 $162.79 $158.82 $164.15 $173.17 $180.23 $187.41 $189.12
Tangible Book Value per Share		 $63.24 $81.00 $84.05 $85.17 $96.98 $94.43 $99.02 $106.86 $113.62 $120.21 $120.98
Total Capital		 74,557 81,019 82,966 82,455 89,299 86,304 88,387 92,482 98,397 100,330 101,543
Total Debt		 17,053 17,328 18,535 17,880 19,179 17,910 17,632 18,035 20,586 20,551 21,631
Total Long-Term Debt		 16,353 15,868 16,270 16,327 17,608 17,110 17,632 16,536 19,087 19,052 20,131
Net Debt		 14,275 14,707 15,884 15,312 16,501 15,361 15,382 15,664 18,132 18,081 18,997
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 -3.00 -10 151 -14 0.00 846 0.00 31 0.00 1,986 0.00
Net Nonoperating Obligations (NNO)		 17,053 17,328 18,535 17,880 19,179 17,910 17,632 18,035 20,586 20,551 21,631
Total Depreciation and Amortization (D&A)		 42 16 2,287 -18 -12 -14 -25 -22 -32 -29 -29
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $4.99 $8.06 $5.28 $5.51 $5.75 $6.40 $3.32 $7.42 $7.05 $8.14 $5.94
Adjusted Weighted Average Basic Shares Outstanding		 407.99M 405.76M 406.06M 403.93M 403.10M 400.41M 400.73M 398.69M 393.55M 390.16M 387.86M
Adjusted Diluted Earnings per Share		 $4.95 $8.00 $5.23 $5.46 $5.70 $6.31 $3.29 $7.35 $6.99 $8.05 $5.88
Adjusted Weighted Average Diluted Shares Outstanding		 407.99M 405.76M 406.06M 403.93M 403.10M 400.41M 400.73M 398.69M 393.55M 390.16M 387.86M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 407.99M 405.76M 406.06M 403.93M 403.10M 400.41M 400.73M 398.69M 393.55M 390.16M 387.86M
Normalized Net Operating Profit after Tax (NOPAT)		 2,052 1,841 2,300 2,222 2,731 1,548 2,105 3,001 3,489 936 2,354
Normalized NOPAT Margin		 14.61% 13.71% 17.61% 15.90% 18.19% 11.27% 15.63% 19.35% 22.01% 5.79% 15.93%
Pre Tax Income Margin		 17.47% 19.45% 20.18% 19.36% 25.99% 16.10% 22.34% 23.96% 31.44% 8.27% 20.26%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.00 0.00 0.00 0.00 20.32 2.90 16.61 0.00 25.30 0.00 0.00
NOPAT to Interest Expense		 0.00 0.00 0.00 0.00 20.32 4.03 16.61 0.00 25.30 0.00 0.00
EBIT Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 20.32 2.90 16.61 0.00 25.30 0.00 0.00
NOPAT Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 20.32 4.03 16.61 0.00 25.30 0.00 0.00
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 19.73% 15.44% 15.07% 14.45% 12.26% 14.90% 13.83% 13.07% 12.07% 14.60% 13.07%
Augmented Payout Ratio		 47.56% 42.15% 39.53% 37.09% 28.79% 33.58% 33.71% 32.48% 36.20% 50.43% 48.99%

Financials Breakdown Chart

Key Financial Trends

Here is a concise, investor-focused look at Chubb Ltd (NYSE: CB) using the last four years of quarterly results. The focus is on key trends in revenue, profitability, cash flow, and balance sheet developments that are most relevant to retail investors.

  • Revenue growth driven by higher premiums and strong non-interest income. Total revenue for the latest Q4 rose to about $16.16B, up from roughly $13.73B in Q4 2024. This marks a solid expansion in top-line activity over the period.
  • Premiums earned trend shows steady core growth. Premiums earned climbed from about $11.90B in Q4 2023 to ~$12.60B in Q4 2024 and ~${13.53}B in Q4 2025, signaling ongoing underwriting activity and pricing resilience.
  • Non-interest income strength supports earnings mix. Total non-interest income rose to ~$15.79B in Q4 2025 from ~$13.43B in Q4 2024, with net realized and unrealized capital gains on investments contributing meaningfully (about $1.74B in Q4 2025 vs $1.29B in Q4 2023).
  • Earnings to common shareholders improved over the four-year window and remain robust. Net income attributable to common shareholders reached about $486M in Q4 2025, up from $361.6M in Q4 2023 and $492M in Q4 2024, illustrating durable earnings power.
  • Earnings per share trend favorable in the latest period. Diluted EPS is $8.05 in Q4 2025, up meaningfully from $6.31 in Q4 2024, supported by a roughly similar share count (weighted average diluted shares around 390–400M).
  • Balance sheet scale expands with higher asset levels. Total assets rose to about $270.2B by late 2025, up from roughly $246.5B in 2024, signaling increased scale and capacity.
  • Operating cash flow remains solid, underscoring cash generation ability. Net cash from continuing operating activities hovered around $4.0B in late-2025 quarters, highlighting continued cash flow strength alongside the premium and investment income growth.
  • Capital deployment and liquidity actions continue to be visible. The company shows ongoing activity in debt and equity issuance and consistent dividend payments, pointing to steady capital allocation and shareholder returns.
  • Total non-interest expense jumps in Q4 2025, pressuring margins. Total non-interest expense rose to about $13.97B in Q4 2025, up from roughly $9.55B in Q4 2024, marking a meaningful step up in cost structure that can temper earnings growth unless offset by revenue gains.
  • Bottom-line margin shows some compression despite higher revenue. Net income to common shares declined slightly in Q4 2025 (486M) versus Q4 2024 (492M), indicating margin pressure from the higher expense base even as revenue and EPS rose.
05/09/26 04:41 AM ETAI Generated. May Contain Errors.

Chubb Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Chubb's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

Chubb's net income appears to be on an upward trend, with a most recent value of $10.62 billion in 2025, rising from $2.83 billion in 2015. The previous period was $9.64 billion in 2024. See where experts think Chubb is headed by visiting Chubb's forecast page.

Over the last 10 years, Chubb's total revenue changed from $18.74 billion in 2015 to $59.40 billion in 2025, a change of 217.0%.

Chubb's total liabilities were at $192.55 billion at the end of 2025, a 8.1% increase from 2024, and a 163.1% increase since 2015.

In the past 10 years, Chubb's cash and equivalents has ranged from $728 million in 2017 to $2.62 billion in 2023, and is currently $2.47 billion as of their latest financial filing in 2025.

Over the last 10 years, Chubb's book value per share changed from 128.32 in 2015 to 187.41 in 2025, a change of 46.1%.


Related Companies

Financial statements for NYSE:CB last updated on 5/3/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
From Our Partners
Your book attached
Your Download Link (Expiring) If you still haven't downloaded the free Simple Options Trading For Beginners...
Profits Run | Sponsoredtc pixel
My feud with Zohran Mamdani
Emmy-winning analyst releases his next big story Whitney Tilson shocked the nation on 60 Minutes when he ac...
Stansberry Research | Sponsoredtc pixel
Trade this between 9:30 and 10:45 am EST
The first 75 minutes of the trading day may be the most overlooked window for consistent opportunities.If you ...
Base Camp Trading | Sponsoredtc pixel
Iran War Shock: What I Was Told In That Private Meeting
You’re Being LIED To About The Iran War Forget EVERYTHING you’ve heard about the Iran war. Especially th...
Banyan Hill Publishing | Sponsoredtc pixel
Elon Unveils AI Passive Income Stream for Millions of Americans
During Tesla's last earnings call, Elon Musk outlined a new AI-driven approach he says could generate $30,000-...
InvestorPlace | Sponsoredtc pixel
Satellite Images Spot Potential $10 Trillion Discovery
'Dark Energy': Elon Musk's Next Potential $10 Trillion Move A highly secure site in West Texas now houses a...
Altimetry | Sponsoredtc pixel
Invest in SpaceX Before IPO
SpaceX is already one of the most valuable private companies on Earth, and some analysts believe its valuation...
NXT Wave Research | Sponsoredtc pixel
Why this tiny stock may move before the SpaceX IPO drops
The projected SpaceX and xAI S-1 filing hits the SEC on June 1st - and analyst Dylan Jovine says $1.75 trillio...
Behind the Markets | Sponsoredtc pixel