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Cincinnati Financial (CINF) Financials

Cincinnati Financial logo
$150.86 +1.56 (+1.04%)
Closing price 05/16/2025 04:00 PM Eastern
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$150.86 +0.00 (+0.00%)
As of 05/16/2025 05:10 PM Eastern
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Annual Income Statements for Cincinnati Financial

Annual Income Statements for Cincinnati Financial

This table shows Cincinnati Financial's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Income / (Loss) Attributable to Common Shareholders		 2,292 1,843 -487 2,968 1,216 1,997 287 1,045 591 634
Consolidated Net Income / (Loss)		 2,292 1,843 -487 2,968 1,216 1,997 287 1,045 591 634
Net Income / (Loss) Continuing Operations		 2,292 1,843 -487 2,968 1,216 1,997 287 1,045 591 634
Total Pre-Tax Income 		2,858 2,276 -694 3,698 1,499 2,472 251 730 812 881
Total Revenue		 11,284 9,959 6,510 9,573 7,482 7,871 5,354 5,679 5,396 5,089
Net Interest Income / (Expense)		 -53 -54 -53 -53 -54 -53 -53 -53 -53 -53
Total Interest Income		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense		 53 54 53 53 54 53 53 53 53 53
Long-Term Debt Interest Expense		 53 54 53 53 54 53 53 53 53 53
Total Non-Interest Income		 11,337 10,013 6,563 9,626 7,536 7,924 5,407 5,732 5,449 5,142
Other Service Charges		 32 34 24 25 21 24 20 21 20 20
Net Realized & Unrealized Capital Gains on Investments		 2,416 2,021 -686 3,123 1,535 2,296 217 757 719 642
Premiums Earned		 8,889 7,958 7,225 6,478 5,980 5,604 5,170 4,954 4,710 4,480
Total Non-Interest Expense		 8,426 7,683 7,204 5,875 5,983 5,399 5,103 4,949 4,584 4,208
Property & Liability Insurance Claims		 5,737 5,274 5,019 3,909 4,134 3,638 3,490 3,390 3,107 2,808
Other Operating Expenses		 32 25 23 20 20 23 16 13 12 13
Restructuring Charge		 2,657 2,384 2,162 1,946 1,829 1,738 1,597 1,546 1,465 -
Income Tax Expense		 566 433 -207 730 283 475 -36 -315 221 247
Basic Earnings per Share		 $14.65 $11.74 ($3.06) $18.43 $7.55 $12.24 $1.76 $6.36 $3.59 $3.87
Weighted Average Basic Shares Outstanding		 156.52M 156.67M 157.24M 160.43M 161.20M 162.69M 163.20M 164.20M 164.50M 164M
Diluted Earnings per Share		 $14.53 $11.66 ($3.06) $18.24 $7.49 $12.10 $1.75 $6.29 $3.55 $3.83
Weighted Average Diluted Shares Outstanding		 156.52M 156.67M 157.24M 160.43M 161.20M 162.69M 163.20M 164.20M 164.50M 164M
Weighted Average Basic & Diluted Shares Outstanding		 156.52M 156.67M 157.24M 160.43M 161.20M 162.69M 163.20M 164.20M 164.50M 164M
Cash Dividends to Common per Share		 $3.24 $3.00 $2.76 $2.52 $2.40 $2.24 $2.12 $2.50 $1.92 $2.30

Quarterly Income Statements for Cincinnati Financial

This table shows Cincinnati Financial's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 -90 405 820 312 755 1,183 -99 534 225 1,013 -416
Consolidated Net Income / (Loss)		 -90 405 820 312 755 1,183 -99 534 225 1,013 -416
Net Income / (Loss) Continuing Operations		 -90 405 820 312 755 1,183 -99 534 225 1,013 -416
Total Pre-Tax Income 		-128 479 1,040 386 953 1,490 -148 666 268 1,287 -577
Total Revenue		 2,553 2,525 3,307 2,530 2,922 3,342 1,798 2,592 2,227 3,089 1,396
Net Interest Income / (Expense)		 -13 -13 -13 -14 -13 -14 -13 -13 -14 -13 -14
Total Interest Income		 0.00 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Total Interest Expense		 13 13 13 14 13 14 13 13 14 13 14
Long-Term Debt Interest Expense		 13 13 13 14 13 14 13 13 14 13 14
Total Non-Interest Income		 2,566 2,538 3,320 2,544 2,935 3,356 1,811 2,605 2,241 3,115 1,410
Other Service Charges		 9.00 9.00 7.00 9.00 7.00 10 9.00 8.00 7.00 5.00 7.00
Net Realized & Unrealized Capital Gains on Investments		 213 164 1,016 379 857 1,282 -231 654 316 1,235 -481
Premiums Earned		 2,344 2,365 2,297 2,156 2,071 2,064 2,033 1,943 1,918 1,875 1,884
Total Non-Interest Expense		 2,681 2,046 2,267 2,144 1,969 1,852 1,946 1,926 1,959 1,815 1,973
Property & Liability Insurance Claims		 1,968 1,330 1,578 1,480 1,349 1,204 1,332 1,340 1,398 1,247 1,418
Other Operating Expenses		 11 13 6.00 9.00 4.00 8.00 5.00 7.00 5.00 10 4.00
Restructuring Charge		 702 703 683 655 616 640 609 579 556 558 551
Income Tax Expense		 -38 74 220 74 198 307 -49 132 43 274 -161
Basic Earnings per Share		 ($0.57) $2.59 $5.25 $1.99 $4.82 $7.54 ($0.63) $3.40 $1.43 $6.35 ($2.63)
Weighted Average Basic Shares Outstanding		 156.30M 156.52M 156.32M 156.24M 156.56M 156.67M 156.91M 156.86M 157.21M 157.24M 157.18M
Diluted Earnings per Share		 ($0.57) $2.57 $5.20 $1.98 $4.78 $7.49 ($0.63) $3.38 $1.42 $6.35 ($2.63)
Weighted Average Diluted Shares Outstanding		 156.30M 156.52M 156.32M 156.24M 156.56M 156.67M 156.91M 156.86M 157.21M 157.24M 157.18M
Weighted Average Basic & Diluted Shares Outstanding		 156.30M 156.52M 156.32M 156.24M 156.56M 156.67M 156.91M 156.86M 157.21M 157.24M 157.18M
Cash Dividends to Common per Share		 $0.87 - $0.81 - - - $0.75 - - - -

Annual Cash Flow Statements for Cincinnati Financial

This table details how cash moves in and out of Cincinnati Financial's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Change in Cash & Equivalents		 76 -357 125 239 133 -17 127 -120 233 -47
Net Cash From Operating Activities		 2,649 2,052 2,052 1,981 1,491 1,208 1,181 1,052 1,115 1,075
Net Cash From Continuing Operating Activities		 2,649 2,052 2,052 1,981 1,491 1,208 1,181 1,052 1,115 1,075
Net Income / (Loss) Continuing Operations		 2,292 1,843 -487 2,968 1,216 1,997 287 1,045 591 634
Consolidated Net Income / (Loss)		 2,292 1,843 -487 2,968 1,216 1,997 287 1,045 591 634
Depreciation Expense		 130 112 127 118 109 72 63 55 48 52
Non-Cash Adjustments to Reconcile Net Income		 -1,206 -840 1,181 -1,825 -672 -1,223 597 -518 -15 10
Changes in Operating Assets and Liabilities, net		 1,433 937 1,231 720 838 362 234 470 491 379
Net Cash From Investing Activities		 -1,696 -1,608 -933 -1,057 -560 -679 -451 -558 -456 -624
Net Cash From Continuing Investing Activities		 -1,696 -1,608 -933 -1,057 -560 -679 -451 -558 -456 -624
Purchase of Property, Leasehold Improvements and Equipment		 -22 -18 -15 -15 -20 -24 -20 -16 -13 -10
Purchase of Investment Securities		 -6,460 -2,917 -2,468 -2,637 -2,131 -2,230 -2,022 -2,283 -2,464 -2,228
Sale and/or Maturity of Investments		 4,801 1,342 1,543 1,597 1,591 1,575 1,591 1,741 2,021 1,614
Other Investing Activities, net		 -15 -15 7.00 -2.00 - - - - - -
Net Cash From Financing Activities		 -877 -801 -994 -685 -798 -546 -603 -614 -426 -498
Net Cash From Continuing Financing Activities		 -877 -801 -994 -685 -798 -546 -603 -614 -426 -498
Issuance of Debt		 0.00 -25 -4.00 0.00 15 7.00 8.00 4.00 - -14
Repurchase of Common Equity		 -126 -67 -410 -144 -261 -67 -125 -92 -39 -53
Payment of Dividends		 -490 -454 -423 -395 -375 -355 -336 -400 -306 -366
Other Financing Activities, Net		 -261 -255 -157 -146 -177 -131 -90 -126 -66 -65
Cash Interest Paid		 53 54 53 52 53 53 53 52 52 52
Cash Income Taxes Paid		 395 136 165 257 84 34 98 60 213 245

Quarterly Cash Flow Statements for Cincinnati Financial

This table details how cash moves in and out of Cincinnati Financial's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 27 -769 981 152 -288 8.00 151 -207 -309 181 -15
Net Cash From Operating Activities		 310 642 912 742 353 577 650 575 250 631 666
Net Cash From Continuing Operating Activities		 310 642 912 742 353 577 650 575 250 631 666
Net Income / (Loss) Continuing Operations		 -90 405 820 312 755 1,183 -99 534 225 1,013 -416
Consolidated Net Income / (Loss)		 -90 405 820 312 755 1,183 -99 534 225 1,013 -416
Depreciation Expense		 47 15 39 42 34 24 14 34 40 25 24
Non-Cash Adjustments to Reconcile Net Income		 89 60 -694 -112 -460 -806 363 -341 -56 -795 515
Changes in Operating Assets and Liabilities, net		 264 162 747 500 24 176 372 348 41 388 543
Net Cash From Investing Activities		 -58 -1,207 251 -385 -355 -370 -318 -558 -362 -287 -322
Net Cash From Continuing Investing Activities		 -58 -1,207 251 -385 -355 -370 -318 -558 -362 -287 -322
Purchase of Property, Leasehold Improvements and Equipment		 -3.00 -4.00 -6.00 -5.00 -7.00 -8.00 -2.00 -4.00 -4.00 -3.00 -4.00
Purchase of Investment Securities		 -739 -2,313 -2,268 -799 -1,080 -805 -621 -863 -628 -578 -683
Sale and/or Maturity of Investments		 687 1,115 2,531 425 730 448 309 312 273 299 364
Other Investing Activities, net		 -3.00 -5.00 -6.00 -6.00 2.00 -5.00 -4.00 -3.00 -3.00 -5.00 1.00
Net Cash From Financing Activities		 -225 -204 -182 -205 -286 -199 -181 -224 -197 -163 -359
Net Cash From Continuing Financing Activities		 -225 -204 -182 -205 -286 -199 -181 -224 -197 -163 -359
Repurchase of Common Equity		 -42 -5.00 - -46 -75 - -1.00 -41 -25 -11 -203
Payment of Dividends		 -125 -125 -124 -125 -116 -116 -115 -117 -106 -107 -108
Other Financing Activities, Net		 -58 -74 -58 -34 -95 -83 -65 -41 -66 -51 -48
Cash Income Taxes Paid		 2.00 174 47 68 106 42 15 3.00 76 21 2.00

Annual Balance Sheets for Cincinnati Financial

This table presents Cincinnati Financial's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Total Assets		 36,501 32,769 29,732 31,387 27,542 25,408 21,935 21,843 20,386 18,888
Cash and Due from Banks		 983 907 1,264 1,139 900 767 784 657 777 544
Trading Account Securities		 27,367 24,780 21,973 24,337 21,194 19,450 5,920 16,948 15,419 14,356
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 222 192 160 144 136 133 132 134 134 129
Premises and Equipment, Net		 214 208 202 205 213 207 195 185 183 185
Unearned Premiums Asset		 3,039 2,647 2,373 2,131 1,944 1,831 1,688 1,631 1,595 1,485
Deferred Acquisition Cost		 1,242 1,093 1,013 905 805 774 738 670 637 616
Separate Account Business Assets		 952 925 892 959 952 882 803 806 766 748
Other Assets		 2,482 2,017 1,763 1,469 1,303 1,287 11,604 751 824 763
Total Liabilities & Shareholders' Equity		 36,501 32,769 29,732 31,387 27,542 25,408 21,935 21,843 20,386 18,888
Total Liabilities		 22,566 20,671 19,170 18,282 16,753 15,544 14,102 13,600 13,326 12,461
Long-Term Debt		 875 874 891 897 899 885 866 851 846 856
Claims and Claim Expense		 10,003 9,050 8,400 7,305 6,746 6,147 5,707 5,273 5,085 4,718
Future Policy Benefits		 2,960 3,068 3,015 3,014 2,915 2,835 2,779 2,729 2,671 2,583
Unearned Premiums Liability		 4,813 4,119 3,689 3,271 2,960 2,788 2,516 2,404 2,307 2,201
Separate Account Business Liabilities		 952 925 892 959 952 882 803 806 766 748
Other Long-Term Liabilities		 2,963 2,635 2,283 2,836 2,281 2,007 1,431 1,537 1,651 1,355
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 13,935 12,098 10,562 13,105 10,789 9,864 7,833 8,243 7,060 6,427
Total Preferred & Common Equity		 13,935 12,098 10,562 13,105 10,789 9,864 7,833 8,243 7,060 6,427
Total Common Equity		 13,935 12,098 10,562 13,105 10,789 9,864 7,833 8,243 7,060 6,427
Common Stock		 1,899 1,834 1,789 1,753 1,725 1,703 1,678 1,662 1,649 1,629
Retained Earnings		 14,869 13,084 11,711 12,625 10,085 9,257 7,625 5,180 5,037 4,762
Treasury Stock		 -2,524 -2,385 -2,324 -1,921 -1,790 -1,544 -1,492 -1,387 -1,319 -1,308
Accumulated Other Comprehensive Income / (Loss)		 -309 -435 -614 648 769 448 22 2,788 1,693 1,344

Quarterly Balance Sheets for Cincinnati Financial

This table presents Cincinnati Financial's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Total Assets		 37,276 36,501 37,009 34,802 33,727 32,769 30,915 31,352 30,474 29,732 28,199
Cash and Due from Banks		 1,010 983 1,752 771 619 907 899 748 955 1,264 1,083
Trading Account Securities		 27,641 27,367 27,441 26,043 25,641 24,780 22,874 23,372 22,645 21,973 20,574
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 224 222 199 201 202 192 182 163 160 160 152
Premises and Equipment, Net		 216 214 215 213 211 208 199 198 199 202 204
Unearned Premiums Asset		 3,256 3,039 3,106 3,212 2,882 2,647 2,723 2,844 2,566 2,373 2,494
Deferred Acquisition Cost		 1,297 1,242 1,241 1,229 1,143 1,093 1,101 1,109 1,048 1,013 1,036
Separate Account Business Assets		 959 952 943 948 927 925 918 911 899 892 888
Other Assets		 2,673 2,482 1,996 2,074 1,996 2,017 1,916 1,909 1,908 1,763 1,681
Total Liabilities & Shareholders' Equity		 37,276 36,501 37,009 34,802 33,727 32,769 30,915 31,352 30,474 29,732 28,199
Total Liabilities		 23,558 22,566 23,205 22,025 21,073 20,671 20,291 20,322 19,733 19,170 18,768
Long-Term Debt		 878 875 874 874 873 874 869 867 895 891 887
Claims and Claim Expense		 10,780 10,003 9,928 9,555 9,246 9,050 9,077 8,873 8,693 8,400 8,113
Future Policy Benefits		 2,968 2,960 3,069 2,966 3,013 3,068 2,920 3,038 3,059 3,015 3,053
Unearned Premiums Liability		 5,068 4,813 4,874 4,826 4,398 4,119 4,195 4,222 3,890 3,689 3,798
Separate Account Business Liabilities		 959 952 943 948 927 925 918 911 899 892 888
Other Long-Term Liabilities		 2,905 2,963 3,517 2,856 2,616 2,635 2,312 2,411 2,297 2,283 2,029
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 13,718 13,935 13,804 12,777 12,654 12,098 10,624 11,030 10,741 10,562 9,431
Total Preferred & Common Equity		 13,718 13,935 13,804 12,777 12,654 12,098 10,624 11,030 10,741 10,562 9,431
Total Common Equity		 13,718 13,935 13,804 12,777 12,654 12,098 10,624 11,030 10,741 10,562 9,431
Common Stock		 1,908 1,899 1,879 1,863 1,843 1,834 1,819 1,807 1,795 1,789 1,776
Retained Earnings		 14,644 14,869 14,591 13,897 13,712 13,084 12,018 12,235 11,818 11,711 10,797
Treasury Stock		 -2,563 -2,524 -2,516 -2,513 -2,459 -2,385 -2,386 -2,386 -2,345 -2,324 -2,314
Accumulated Other Comprehensive Income / (Loss)		 -271 -309 -150 -470 -442 -435 -827 -626 -527 -614 -828

Annual Metrics And Ratios for Cincinnati Financial

This table displays calculated financial ratios and metrics derived from Cincinnati Financial's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 13.30% 52.98% -32.00% 27.95% -4.94% 47.01% -5.72% 5.24% 6.03% 4.03%
EBITDA Growth		 25.13% 521.16% -114.86% 137.31% -36.79% 710.19% -60.00% -8.72% -7.82% 20.85%
EBIT Growth		 25.57% 427.95% -118.77% 146.70% -39.36% 884.86% -65.62% -10.10% -7.83% 22.19%
NOPAT Growth		 24.36% 479.37% -116.37% 144.08% -39.11% 595.82% -72.54% 76.82% -6.78% 20.76%
Net Income Growth		 24.36% 478.44% -116.41% 144.08% -39.11% 595.82% -72.54% 76.82% -6.78% 20.76%
EPS Growth		 24.61% 481.05% -116.78% 143.52% -38.10% 591.43% -72.18% 77.18% -7.31% 20.44%
Operating Cash Flow Growth		 29.09% 0.00% 3.58% 32.86% 23.43% 2.29% 12.26% -5.65% 3.72% 23.14%
Free Cash Flow Firm Growth		 40.12% -84.30% 215.47% 136.10% 622.64% -107.77% 576.92% -346.88% -104.03% 783.33%
Invested Capital Growth		 14.17% 13.26% -18.20% 19.80% 8.74% 23.57% -4.34% 15.03% 8.55% -2.16%
Revenue Q/Q Growth		 -6.75% 2.61% -3.27% 6.98% 7.79% 22.43% -11.56% 1.77% 0.90% 0.02%
EBITDA Q/Q Growth		 -25.45% 9.89% -2,055.17% 17.20% 54.02% 115.78% -71.25% 9.79% -9.19% -2.10%
EBIT Q/Q Growth		 -26.13% 10.49% -468.85% 17.77% 55.50% 122.70% -75.61% 10.44% -9.78% -2.22%
NOPAT Q/Q Growth		 -25.34% 10.16% -414.07% 17.54% 53.34% 117.30% -79.22% 107.75% -8.66% -1.71%
Net Income Q/Q Growth		 -25.34% 10.16% -1,523.33% 17.54% 53.34% 117.30% -79.22% 107.75% -8.66% -1.71%
EPS Q/Q Growth		 -25.30% 10.84% -705.26% 17.68% 54.12% 118.41% -79.12% 108.28% -8.97% -1.54%
Operating Cash Flow Q/Q Growth		 2.52% -2.56% 8.92% 4.81% 3.04% -2.19% 4.33% 2.53% -3.46% 8.04%
Free Cash Flow Firm Q/Q Growth		 494.78% -34.94% -11.55% 32.93% -17.80% 62.94% 23.33% -236.19% 70.91% 15.55%
Invested Capital Q/Q Growth		 0.90% 12.87% 11.00% 9.86% 9.11% 4.81% -5.38% 8.70% -0.78% 1.00%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 26.48% 23.98% -8.71% 39.86% 21.49% 32.32% 5.86% 13.82% 15.94% 18.33%
EBIT Margin		 25.33% 22.85% -10.66% 38.63% 20.03% 31.41% 4.69% 12.85% 15.05% 17.31%
Profit (Net Income) Margin		 20.31% 18.51% -7.48% 31.00% 16.25% 25.37% 5.36% 18.40% 10.95% 12.46%
Tax Burden Percent		 80.20% 80.98% 70.17% 80.26% 81.12% 80.78% 114.34% 143.15% 72.78% 71.96%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 19.80% 19.02% 0.00% 19.74% 18.88% 19.22% -14.34% -43.15% 27.22% 28.04%
Return on Invested Capital (ROIC)		 16.50% 15.09% -3.82% 23.11% 10.84% 20.54% 3.23% 12.29% 7.78% 8.61%
ROIC Less NNEP Spread (ROIC-NNEP)		 16.50% 15.09% -3.95% 23.11% 10.84% 20.54% 3.23% 12.29% 7.78% 8.61%
Return on Net Nonoperating Assets (RNNOA)		 1.11% 1.18% -0.30% 1.74% 0.94% 2.03% 0.34% 1.36% 0.98% 1.14%
Return on Equity (ROE)		 17.61% 16.27% -4.12% 24.84% 11.78% 22.57% 3.57% 13.66% 8.76% 9.75%
Cash Return on Invested Capital (CROIC)		 3.27% 2.65% 16.21% 5.09% 2.47% -0.55% 7.67% -1.68% -0.42% 10.80%
Operating Return on Assets (OROA)		 8.25% 7.28% -2.27% 12.55% 5.66% 10.44% 1.15% 3.46% 4.14% 4.68%
Return on Assets (ROA)		 6.62% 5.90% -1.59% 10.07% 4.59% 8.44% 1.31% 4.95% 3.01% 3.37%
Return on Common Equity (ROCE)		 17.61% 16.27% -4.12% 24.84% 11.78% 22.57% 3.57% 13.66% 8.76% 9.75%
Return on Equity Simple (ROE_SIMPLE)		 16.45% 15.23% -4.61% 22.65% 11.27% 20.25% 3.66% 12.68% 8.37% 9.86%
Net Operating Profit after Tax (NOPAT)		 2,292 1,843 -486 2,968 1,216 1,997 287 1,045 591 634
NOPAT Margin		 20.31% 18.51% -7.46% 31.00% 16.25% 25.37% 5.36% 18.40% 10.95% 12.46%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.13% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 74.67% 77.15% 110.66% 61.37% 79.97% 68.59% 95.31% 87.15% 84.95% 82.69%
Earnings before Interest and Taxes (EBIT)		 2,858 2,276 -694 3,698 1,499 2,472 251 730 812 881
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 2,988 2,388 -567 3,816 1,608 2,544 314 785 860 933
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.61 1.31 1.44 1.33 1.21 1.56 1.41 1.27 1.46 1.21
Price to Tangible Book Value (P/TBV)		 1.61 1.31 1.44 1.33 1.21 1.56 1.41 1.27 1.46 1.21
Price to Revenue (P/Rev)		 1.99 1.59 2.34 1.82 1.74 1.96 2.07 1.85 1.91 1.53
Price to Earnings (P/E)		 9.80 8.59 0.00 5.86 10.72 7.72 38.54 10.04 17.42 12.28
Dividend Yield		 2.25% 2.97% 2.85% 2.33% 2.96% 2.37% 3.12% 3.91% 3.07% 5.81%
Earnings Yield		 10.20% 11.65% 0.00% 17.05% 9.33% 12.95% 2.59% 9.96% 5.74% 8.14%
Enterprise Value to Invested Capital (EV/IC)		 1.51 1.22 1.30 1.23 1.12 1.45 1.28 1.18 1.31 1.11
Enterprise Value to Revenue (EV/Rev)		 1.98 1.59 2.28 1.79 1.74 1.97 2.08 1.88 1.92 1.59
Enterprise Value to EBITDA (EV/EBITDA)		 7.48 6.61 0.00 4.50 8.11 6.11 35.49 13.62 12.05 8.68
Enterprise Value to EBIT (EV/EBIT)		 7.82 6.94 0.00 4.64 8.70 6.29 44.39 14.64 12.77 9.19
Enterprise Value to NOPAT (EV/NOPAT)		 9.75 8.57 0.00 5.78 10.72 7.78 38.83 10.23 17.54 12.77
Enterprise Value to Operating Cash Flow (EV/OCF)		 8.44 7.70 7.25 8.66 8.74 12.86 9.44 10.16 9.30 7.53
Enterprise Value to Free Cash Flow (EV/FCFF)		 49.24 48.74 7.21 26.24 47.07 0.00 16.34 0.00 0.00 10.19
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.06 0.07 0.08 0.07 0.08 0.09 0.11 0.10 0.12 0.13
Long-Term Debt to Equity		 0.06 0.07 0.08 0.07 0.08 0.09 0.11 0.10 0.12 0.13
Financial Leverage		 0.07 0.08 0.08 0.08 0.09 0.10 0.11 0.11 0.13 0.13
Leverage Ratio		 2.66 2.76 2.58 2.47 2.56 2.68 2.72 2.76 2.91 2.90
Compound Leverage Factor		 2.66 2.76 2.58 2.47 2.56 2.68 2.72 2.76 2.91 2.90
Debt to Total Capital		 5.91% 6.74% 7.78% 6.41% 7.69% 8.23% 9.96% 9.36% 10.70% 11.75%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 5.91% 6.74% 7.78% 6.41% 7.69% 8.23% 9.96% 9.36% 10.70% 11.75%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 94.09% 93.26% 92.22% 93.59% 92.31% 91.77% 90.04% 90.64% 89.30% 88.25%
Debt to EBITDA		 0.29 0.37 -1.57 0.24 0.56 0.35 2.76 1.08 0.98 0.92
Net Debt to EBITDA		 -0.04 -0.01 0.66 -0.06 0.00 0.05 0.26 0.25 0.08 0.33
Long-Term Debt to EBITDA		 0.29 0.37 -1.57 0.24 0.56 0.35 2.76 1.08 0.98 0.92
Debt to NOPAT		 0.38 0.47 -1.83 0.30 0.74 0.44 3.02 0.81 1.43 1.35
Net Debt to NOPAT		 -0.05 -0.02 0.77 -0.08 0.00 0.06 0.29 0.19 0.12 0.49
Long-Term Debt to NOPAT		 0.38 0.47 -1.83 0.30 0.74 0.44 3.02 0.81 1.43 1.35
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 454 324 2,063 654 277 -53 682 -143 -32 795
Operating Cash Flow to CapEx		 12,040.91% 11,400.00% 13,680.00% 13,206.67% 7,455.00% 5,033.33% 5,905.00% 6,575.00% 8,576.92% 10,750.00%
Free Cash Flow to Firm to Interest Expense		 8.57 6.00 38.93 12.34 5.13 -1.00 12.87 -2.70 -0.60 15.00
Operating Cash Flow to Interest Expense		 49.98 38.00 38.72 37.38 27.61 22.79 22.28 19.85 21.04 20.28
Operating Cash Flow Less CapEx to Interest Expense		 49.57 37.67 38.43 37.09 27.24 22.34 21.91 19.55 20.79 20.09
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.33 0.32 0.21 0.32 0.28 0.33 0.24 0.27 0.27 0.27
Fixed Asset Turnover		 53.48 48.58 31.99 45.80 35.63 39.16 28.18 30.86 29.33 26.85
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 14,810 12,972 11,453 14,002 11,688 10,749 8,699 9,094 7,906 7,283
Invested Capital Turnover		 0.81 0.82 0.51 0.75 0.67 0.81 0.60 0.67 0.71 0.69
Increase / (Decrease) in Invested Capital		 1,838 1,519 -2,549 2,314 939 2,050 -395 1,188 623 -161
Enterprise Value (EV)		 22,354 15,792 14,870 17,162 13,038 15,539 11,143 10,689 10,367 8,098
Market Capitalization		 22,462 15,825 15,243 17,404 13,039 15,421 11,061 10,495 10,298 7,786
Book Value per Share		 $89.15 $77.10 $67.20 $81.33 $67.06 $60.38 $48.13 $50.24 $42.85 $39.22
Tangible Book Value per Share		 $89.15 $77.10 $67.20 $81.33 $67.06 $60.38 $48.13 $50.24 $42.85 $39.22
Total Capital		 14,810 12,972 11,453 14,002 11,688 10,749 8,699 9,094 7,906 7,283
Total Debt		 875 874 891 897 899 885 866 851 846 856
Total Long-Term Debt		 875 874 891 897 899 885 866 851 846 856
Net Debt		 -108 -33 -373 -242 -1.00 118 82 194 69 312
Capital Expenditures (CapEx)		 22 18 15 15 20 24 20 16 13 10
Net Nonoperating Expense (NNE)		 0.00 0.00 1.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 875 874 891 897 899 885 866 851 846 856
Total Depreciation and Amortization (D&A)		 130 112 127 118 109 72 63 55 48 52
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $14.65 $11.74 ($3.06) $18.29 $7.55 $12.24 $1.76 $6.36 $3.59 $3.87
Adjusted Weighted Average Basic Shares Outstanding		 156.52M 156.67M 157.24M 160.43M 161.20M 162.69M 162.94M 163.99M 164.72M 164.34M
Adjusted Diluted Earnings per Share		 $14.53 $11.66 ($3.06) $18.10 $7.49 $12.10 $1.75 $6.29 $3.55 $3.83
Adjusted Weighted Average Diluted Shares Outstanding		 156.52M 156.67M 157.24M 160.43M 161.20M 162.69M 162.94M 163.99M 164.72M 164.34M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 156.52M 156.67M 157.24M 160.43M 161.20M 162.69M 162.94M 163.99M 164.72M 164.34M
Normalized Net Operating Profit after Tax (NOPAT)		 4,423 3,773 1,028 4,530 2,700 3,401 1,294 1,593 1,657 634
Normalized NOPAT Margin		 39.20% 37.89% 15.78% 47.32% 36.08% 43.21% 24.16% 28.05% 30.71% 12.46%
Pre Tax Income Margin		 25.33% 22.85% -10.66% 38.63% 20.03% 31.41% 4.69% 12.85% 15.05% 17.31%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 53.92 42.15 -13.09 69.77 27.76 46.64 4.74 13.77 15.32 16.62
NOPAT to Interest Expense		 43.25 34.13 -9.17 56.00 22.52 37.68 5.42 19.72 11.15 11.96
EBIT Less CapEx to Interest Expense		 53.51 41.81 -13.38 69.49 27.39 46.19 4.36 13.47 15.08 16.43
NOPAT Less CapEx to Interest Expense		 42.83 33.80 -9.45 55.72 22.15 37.23 5.04 19.42 10.91 11.77
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 21.38% 24.63% -86.86% 13.31% 30.84% 17.78% 117.07% 38.28% 51.78% 57.73%
Augmented Payout Ratio		 26.88% 28.27% -171.05% 18.16% 52.30% 21.13% 160.63% 47.08% 58.38% 66.09%

Quarterly Metrics And Ratios for Cincinnati Financial

This table displays calculated financial ratios and metrics derived from Cincinnati Financial's official financial filings.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -12.63% -24.45% 83.93% -2.39% 31.21% 8.19% 28.80% 216.10% 84.81% -6.54% -21.22%
EBITDA Growth		 -108.21% -67.37% 905.22% -38.86% 220.45% 16.55% 75.77% 170.07% 198.09% -32.45% -367.15%
EBIT Growth		 -113.43% -67.85% 802.70% -42.04% 255.60% 16.95% 74.35% 164.04% 176.35% -32.02% -413.59%
NOPAT Growth		 -111.87% -65.77% 891.51% -41.57% 235.56% 16.78% 74.35% 172.45% 191.58% -32.10% -363.99%
Net Income Growth		 -111.92% -65.77% 928.28% -41.57% 235.56% 16.78% 76.20% 165.28% 184.59% -32.10% -371.90%
EPS Growth		 -111.92% -65.69% 925.40% -41.42% 236.62% 17.95% 76.05% 166.02% 185.54% -30.75% -379.79%
Operating Cash Flow Growth		 -12.18% 11.27% 40.31% 29.04% 41.20% -8.56% -2.40% 3.23% 26.26% 36.29% 10.82%
Free Cash Flow Firm Growth		 -1.99% -326.49% -84.97% -2,022.67% -172.31% -109.43% -163.20% -87.29% 232.61% 533.33% 207.61%
Invested Capital Growth		 7.90% 14.17% 27.71% 14.74% 16.25% 13.26% 11.39% 4.01% -10.37% -18.20% -19.04%
Revenue Q/Q Growth		 1.11% -23.65% 30.71% -13.42% -12.57% 85.87% -30.63% 16.39% -27.91% 121.28% 70.24%
EBITDA Q/Q Growth		 -116.40% -54.22% 152.10% -56.64% -34.81% 1,229.85% -119.14% 127.27% -76.29% 334.90% 44.64%
EBIT Q/Q Growth		 -126.72% -53.94% 169.43% -59.50% -36.04% 1,106.76% -122.22% 148.51% -78.96% 320.80% 44.52%
NOPAT Q/Q Growth		 -122.12% -50.61% 162.82% -58.68% -36.18% 1,241.89% -119.40% 137.33% -77.79% 350.80% 45.20%
Net Income Q/Q Growth		 -122.22% -50.61% 162.82% -58.68% -36.18% 1,294.95% -118.54% 137.33% -77.79% 343.51% 49.14%
EPS Q/Q Growth		 -122.18% -50.58% 162.63% -58.58% -36.18% 1,288.89% -118.64% 138.03% -77.64% 341.44% 48.63%
Operating Cash Flow Q/Q Growth		 -51.71% -29.61% 22.91% 110.20% -38.82% -11.23% 13.04% 130.00% -60.38% -5.26% 19.57%
Free Cash Flow Firm Q/Q Growth		 19.15% 39.41% -64.01% -26.94% -238.10% 73.72% -1,804.80% -95.23% -55.90% 76.07% 242.96%
Invested Capital Q/Q Growth		 -1.45% 0.90% 7.52% 0.92% 4.28% 12.87% -3.40% 2.24% 1.60% 11.00% -9.79%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 -3.17% 19.56% 32.63% 16.92% 33.78% 45.30% -7.45% 27.01% 13.83% 42.05% -39.61%
EBIT Margin		 -5.01% 18.97% 31.45% 15.26% 32.61% 44.58% -8.23% 25.69% 12.03% 41.24% -41.33%
Profit (Net Income) Margin		 -3.53% 16.04% 24.80% 12.33% 25.84% 35.40% -5.51% 20.60% 10.10% 32.79% -29.80%
Tax Burden Percent		 70.31% 84.55% 78.85% 80.83% 79.22% 79.40% 66.89% 80.18% 83.96% 78.71% 72.10%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 101.02% 100.00%
Effective Tax Rate		 0.00% 15.45% 21.15% 19.17% 20.78% 20.60% 0.00% 19.82% 16.04% 21.29% 0.00%
Return on Invested Capital (ROIC)		 -2.72% 13.03% 22.93% 10.23% 21.88% 28.87% -5.13% 16.43% 6.18% 16.77% -16.89%
ROIC Less NNEP Spread (ROIC-NNEP)		 -2.77% 13.03% 22.93% 10.23% 21.88% 28.87% -4.60% 16.43% 6.18% 16.77% -18.24%
Return on Net Nonoperating Assets (RNNOA)		 -0.18% 0.88% 1.64% 0.75% 1.65% 2.25% -0.40% 1.33% 0.48% 1.27% -1.54%
Return on Equity (ROE)		 -2.91% 13.90% 24.57% 10.97% 23.53% 31.11% -5.53% 17.76% 6.67% 18.04% -18.42%
Cash Return on Invested Capital (CROIC)		 2.69% 3.27% -0.88% 3.11% 3.83% 2.65% 4.57% 7.69% 10.51% 16.21% 20.23%
Operating Return on Assets (OROA)		 -1.54% 6.18% 11.21% 4.89% 10.82% 14.21% -2.70% 7.90% 2.99% 8.79% -9.57%
Return on Assets (ROA)		 -1.08% 5.23% 8.84% 3.95% 8.58% 11.28% -1.81% 6.33% 2.51% 6.99% -6.90%
Return on Common Equity (ROCE)		 -2.91% 13.90% 24.57% 10.97% 23.53% 31.11% -5.53% 17.76% 6.67% 18.04% -18.42%
Return on Equity Simple (ROE_SIMPLE)		 10.55% 0.00% 22.24% 16.83% 18.75% 0.00% 15.75% 12.29% 0.04% 0.00% -0.32%
Net Operating Profit after Tax (NOPAT)		 -90 405 820 312 755 1,183 -104 534 225 1,013 -404
NOPAT Margin		 -3.51% 16.04% 24.80% 12.33% 25.84% 35.40% -5.76% 20.60% 10.10% 32.79% -28.93%
Net Nonoperating Expense Percent (NNEP)		 0.05% 0.00% 0.00% 0.00% 0.00% 0.00% -0.52% 0.00% 0.00% 0.00% 1.35%
SG&A Expenses to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 105.01% 81.03% 68.55% 84.74% 67.39% 55.42% 108.23% 74.31% 87.97% 58.76% 141.33%
Earnings before Interest and Taxes (EBIT)		 -128 479 1,040 386 953 1,490 -148 666 268 1,274 -577
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -81 494 1,079 428 987 1,514 -134 700 308 1,299 -553
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.69 1.61 1.54 1.45 1.54 1.31 1.47 1.35 1.59 1.44 1.46
Price to Tangible Book Value (P/TBV)		 1.69 1.61 1.54 1.45 1.54 1.31 1.47 1.35 1.59 1.44 1.46
Price to Revenue (P/Rev)		 2.12 1.99 1.76 1.75 1.83 1.59 1.61 1.60 2.27 2.34 2.05
Price to Earnings (P/E)		 15.98 9.80 6.93 8.60 8.21 8.59 9.33 10.97 4,281.68 0.00 0.00
Dividend Yield		 2.23% 2.25% 2.34% 2.64% 2.46% 2.97% 2.95% 3.04% 2.59% 2.85% 3.12%
Earnings Yield		 6.26% 10.20% 14.44% 11.63% 12.18% 11.65% 10.71% 9.12% 0.02% 0.00% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 1.58 1.51 1.39 1.36 1.46 1.22 1.36 1.26 1.47 1.30 1.32
Enterprise Value to Revenue (EV/Rev)		 2.11 1.98 1.68 1.76 1.85 1.59 1.61 1.61 2.27 2.28 2.02
Enterprise Value to EBITDA (EV/EBITDA)		 11.97 7.48 5.09 6.65 6.44 6.61 7.17 8.55 310.30 0.00 467.88
Enterprise Value to EBIT (EV/EBIT)		 12.94 7.82 5.27 6.93 6.67 6.94 7.57 9.19 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 15.89 9.75 6.64 8.64 8.32 8.57 9.32 11.06 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 8.82 8.44 7.89 8.01 9.16 7.70 7.40 7.07 8.11 7.25 7.20
Enterprise Value to Free Cash Flow (EV/FCFF)		 60.82 49.24 0.00 46.83 40.95 48.74 31.29 16.72 13.19 7.21 5.82
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.06 0.06 0.06 0.07 0.07 0.07 0.08 0.08 0.08 0.08 0.09
Long-Term Debt to Equity		 0.06 0.06 0.06 0.07 0.07 0.07 0.08 0.08 0.08 0.08 0.09
Financial Leverage		 0.07 0.07 0.07 0.07 0.08 0.08 0.09 0.08 0.08 0.08 0.08
Leverage Ratio		 2.69 2.66 2.78 2.78 2.74 2.76 2.95 2.81 2.66 2.58 2.73
Compound Leverage Factor		 2.69 2.66 2.78 2.78 2.74 2.76 2.95 2.81 2.66 2.61 2.73
Debt to Total Capital		 6.02% 5.91% 5.95% 6.40% 6.45% 6.74% 7.56% 7.29% 7.69% 7.78% 8.60%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 6.02% 5.91% 5.95% 6.40% 6.45% 6.74% 7.56% 7.29% 7.69% 7.78% 8.60%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 93.98% 94.09% 94.05% 93.60% 93.55% 93.26% 92.44% 92.71% 92.31% 92.22% 91.40%
Debt to EBITDA		 0.46 0.29 0.22 0.31 0.28 0.37 0.40 0.49 16.27 -1.57 30.59
Net Debt to EBITDA		 -0.07 -0.04 -0.22 0.04 0.08 -0.01 -0.01 0.07 -1.09 0.66 -6.76
Long-Term Debt to EBITDA		 0.46 0.29 0.22 0.31 0.28 0.37 0.40 0.49 16.27 -1.57 30.59
Debt to NOPAT		 0.61 0.38 0.28 0.41 0.37 0.47 0.52 0.64 -17.05 -1.83 -9.39
Net Debt to NOPAT		 -0.09 -0.05 -0.29 0.05 0.11 -0.02 -0.02 0.09 1.14 0.77 2.07
Long-Term Debt to NOPAT		 0.61 0.38 0.28 0.41 0.37 0.47 0.52 0.64 -17.05 -1.83 -9.39
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -1,159 -1,433 -2,365 -1,442 -1,136 -336 -1,279 75 1,571 3,562 2,023
Operating Cash Flow to CapEx		 10,333.33% 16,050.00% 15,200.00% 14,840.00% 5,042.86% 7,212.50% 32,500.00% 14,375.00% 6,250.00% 21,033.33% 16,650.00%
Free Cash Flow to Firm to Interest Expense		 -89.12 -110.23 -181.92 -103.00 -87.38 -24.00 -98.35 5.77 112.21 274.00 144.51
Operating Cash Flow to Interest Expense		 23.85 49.38 70.15 53.00 27.15 41.21 50.00 44.23 17.86 48.54 47.57
Operating Cash Flow Less CapEx to Interest Expense		 23.62 49.08 69.69 52.64 26.62 40.64 49.85 43.92 17.57 48.31 47.29
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.31 0.33 0.36 0.32 0.33 0.32 0.33 0.31 0.25 0.21 0.23
Fixed Asset Turnover		 51.12 53.48 58.46 51.54 51.97 48.58 48.17 46.64 37.47 31.99 32.59
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 14,596 14,810 14,678 13,651 13,527 12,972 11,493 11,897 11,636 11,453 10,318
Invested Capital Turnover		 0.78 0.81 0.92 0.83 0.85 0.82 0.89 0.80 0.61 0.51 0.58
Increase / (Decrease) in Invested Capital		 1,069 1,838 3,185 1,754 1,891 1,519 1,175 459 -1,346 -2,549 -2,427
Enterprise Value (EV)		 22,990 22,354 20,389 18,593 19,737 15,792 15,584 14,993 17,067 14,870 13,569
Market Capitalization		 23,122 22,462 21,267 18,490 19,483 15,825 15,614 14,874 17,127 15,243 13,765
Book Value per Share		 $87.64 $89.15 $88.35 $81.61 $80.83 $77.10 $67.73 $70.16 $68.31 $67.20 $59.24
Tangible Book Value per Share		 $87.64 $89.15 $88.35 $81.61 $80.83 $77.10 $67.73 $70.16 $68.31 $67.20 $59.24
Total Capital		 14,596 14,810 14,678 13,651 13,527 12,972 11,493 11,897 11,636 11,453 10,318
Total Debt		 878 875 874 874 873 874 869 867 895 891 887
Total Long-Term Debt		 878 875 874 874 873 874 869 867 895 891 887
Net Debt		 -132 -108 -878 103 254 -33 -30 119 -60 -373 -196
Capital Expenditures (CapEx)		 3.00 4.00 6.00 5.00 7.00 8.00 2.00 4.00 4.00 3.00 4.00
Net Nonoperating Expense (NNE)		 0.40 0.00 0.00 0.00 0.00 0.00 -4.60 0.00 0.00 0.00 12
Net Nonoperating Obligations (NNO)		 878 875 874 874 873 874 869 867 895 891 887
Total Depreciation and Amortization (D&A)		 47 15 39 42 34 24 14 34 40 25 24
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 ($0.57) $2.59 $5.25 $1.99 $4.82 $7.54 ($0.63) $3.40 $1.43 $6.35 ($2.64)
Adjusted Weighted Average Basic Shares Outstanding		 156.30M 156.52M 156.32M 156.24M 156.56M 156.67M 156.91M 156.86M 157.21M 157.24M 157.18M
Adjusted Diluted Earnings per Share		 ($0.57) $2.57 $5.20 $1.98 $4.78 $7.49 ($0.63) $3.38 $1.42 $6.35 ($2.64)
Adjusted Weighted Average Diluted Shares Outstanding		 156.30M 156.52M 156.32M 156.24M 156.56M 156.67M 156.91M 156.86M 157.21M 157.24M 157.18M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 156.30M 156.52M 156.32M 156.24M 156.56M 156.67M 156.91M 156.86M 157.21M 157.24M 157.18M
Normalized Net Operating Profit after Tax (NOPAT)		 402 999 1,359 841 1,243 1,691 323 998 692 1,452 -18
Normalized NOPAT Margin		 15.74% 39.58% 41.08% 33.26% 42.54% 50.60% 17.95% 38.51% 31.06% 47.01% -1.30%
Pre Tax Income Margin		 -5.01% 18.97% 31.45% 15.26% 32.61% 44.58% -8.23% 25.69% 12.03% 41.66% -41.33%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 -9.85 36.85 80.00 27.57 73.31 106.43 -11.38 51.23 19.14 98.00 -41.21
NOPAT to Interest Expense		 -6.89 31.15 63.08 22.29 58.08 84.50 -7.97 41.08 16.07 77.92 -28.85
EBIT Less CapEx to Interest Expense		 -10.08 36.54 79.54 27.21 72.77 105.86 -11.54 50.92 18.86 97.77 -41.50
NOPAT Less CapEx to Interest Expense		 -7.12 30.85 62.62 21.93 57.54 83.93 -8.12 40.77 15.79 77.69 -29.14
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 34.49% 21.38% 15.67% 21.94% 19.55% 24.63% 26.60% 32.30% 10,750.00% -86.86% -1,386.67%
Augmented Payout Ratio		 40.91% 26.88% 19.61% 27.62% 24.48% 28.27% 31.26% 52.95% 20,500.00% -171.05% -3,063.33%

Frequently Asked Questions About Cincinnati Financial's Financials

When does Cincinnati Financial's financial year end?

According to the most recent income statement we have on file, Cincinnati Financial's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Cincinnati Financial's net income changed over the last 9 years?

Cincinnati Financial's net income appears to be on an upward trend, with a most recent value of $2.29 billion in 2024, rising from $634 million in 2015. The previous period was $1.84 billion in 2023. Check out Cincinnati Financial's forecast to explore projected trends and price targets.

How has Cincinnati Financial revenue changed over the last 9 years?

Over the last 9 years, Cincinnati Financial's total revenue changed from $5.09 billion in 2015 to $11.28 billion in 2024, a change of 121.7%.

How much debt does Cincinnati Financial have?

Cincinnati Financial's total liabilities were at $22.57 billion at the end of 2024, a 9.2% increase from 2023, and a 81.1% increase since 2015.

How much cash does Cincinnati Financial have?

In the past 9 years, Cincinnati Financial's cash and equivalents has ranged from $544 million in 2015 to $1.26 billion in 2022, and is currently $983 million as of their latest financial filing in 2024.

How has Cincinnati Financial's book value per share changed over the last 9 years?

Over the last 9 years, Cincinnati Financial's book value per share changed from 39.22 in 2015 to 89.15 in 2024, a change of 127.3%.


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This page (NASDAQ:CINF) was last updated on 5/17/2025 by MarketBeat.com Staff
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