Lument Finance Trust (LFT) Stock Price, News & Analysis

Company Overview

Lument Finance Trust is a publicly traded real estate finance company that focuses on originating, acquiring, and managing commercial real estate debt and related securities. As a specialty finance real estate investment trust, the company provides financing solutions to middle‐market borrowers through first mortgages, mezzanine loans, bridge loans and construction financing. Lument Finance Trust’s platform delivers flexible capital tailored to a range of property types, including office, industrial, multifamily, retail and hospitality assets.

The firm’s primary activities include loan origination, portfolio acquisition and active asset management. Lument Finance Trust employs a data‐driven approach to underwriting and monitors credit performance throughout the life of each loan. In addition to originating new debt facilities, the company invests in commercial mortgage‐backed securities, whole loans and other structured real estate credit instruments, seeking to generate attractive risk-adjusted returns.

Operating across major U.S. markets, Lument Finance Trust serves borrowers in key coastal and Sun Belt regions as well as secondary and tertiary markets. The company’s geographic footprint enables it to capitalize on shifting tenant demand and regional growth trends. By maintaining a diversified portfolio of loans secured by properties in metropolitan and growth markets, LFT aims to balance yield with prudent risk management.

Since its initial public offering in early 2022, Lument Finance Trust has been externally managed by Lument Capital LLC. Its senior leadership team comprises seasoned real estate finance professionals with decades of experience in underwriting, portfolio management and capital markets. An independent board of trustees oversees governance and strategic direction, ensuring alignment with long‐term shareholder interests.

Key Stats

• Today's Range: $2.06 to $2.12
• 50-Day Range: $2.11 to $2.68
• 52-Week Range: $2.05 to $2.84
• Volume: 102,907 shs
• Average Volume: 132,838 shs
• Market Capitalization: $110.14 million
• P/E Ratio: 10.02
• Dividend Yield: 11.40%
• Price Target: N/A
• Consensus Rating: Hold

Lument Finance Trust Stock Analysis - MarketRank™

Lument Finance Trust scored higher than 41% of companies evaluated by MarketBeat, and ranked 668th out of 901 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Lument Finance Trust.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: -4.76%

Earnings Growth

Earnings for Lument Finance Trust are expected to decrease by -4.76% in the coming year, from $0.42 to $0.40 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Lument Finance Trust is 10.05, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.87.

Price to Earnings Ratio vs. Sector

The P/E ratio of Lument Finance Trust is 10.05, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.95.

Price to Book Value per Share Ratio

Lument Finance Trust has a P/B Ratio of 0.61. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.26% of the float of Lument Finance Trust has been sold short.

Short Interest Ratio / Days to Cover

Lument Finance Trust has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Lument Finance Trust has recently increased by 86.96%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Lument Finance Trust is a leading dividend payer. It pays a dividend yield of 10.96%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Lument Finance Trust has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Lument Finance Trust is 114.29%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Lument Finance Trust will have a dividend payout ratio of 60.00% next year. This indicates that Lument Finance Trust will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.26% of the float of Lument Finance Trust has been sold short.

Short Interest Ratio / Days to Cover

Lument Finance Trust has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Lument Finance Trust has recently increased by 86.96%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: N/A

News Sentiment

Lument Finance Trust has a news sentiment score of 1.02. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.74 average news sentiment score of Finance companies.

Search Interest

Only 3 people have searched for LFT on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Lument Finance Trust insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 2.80% of the stock of Lument Finance Trust is held by insiders.

Percentage Held by Institutions

Only 19.45% of the stock of Lument Finance Trust is held by institutions.

LFT Stock Analysis - Frequently Asked Questions

How have LFT shares performed this year?

Lument Finance Trust's stock was trading at $2.58 at the beginning of the year. Since then, LFT shares have decreased by 18.4% and is now trading at $2.1050.

How were Lument Finance Trust's earnings last quarter?

Lument Finance Trust, Inc. (NYSE:LFT) announced its earnings results on Monday, May, 12th. The technology company reported $0.08 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.10 by $0.02. The technology company had revenue of $9.32 million for the quarter, compared to analysts' expectations of $9.21 million. Lument Finance Trust had a trailing twelve-month return on equity of 13.45% and a net margin of 13.99%.
Read the conference call transcript.

How do I buy shares of Lument Finance Trust?

Shares of LFT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Lument Finance Trust own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Lument Finance Trust investors own include Enterprise Products Partners (EPD), NVIDIA (NVDA), Energy Transfer (ET), Rithm Capital (RITM), CrowdStrike (CRWD), AbbVie (ABBV) and Broadcom (AVGO).

Company Calendar

• Record date for 4/15 Dividend: 3/31/2025
• Ex-Dividend for 4/15 Dividend: 3/31/2025
• Dividend Payable: 4/15/2025
• Last Earnings: 5/12/2025
• Record date for 7/15 Dividend: 6/30/2025
• Today: 7/08/2025
• Dividend Payable: 7/15/2025
• Next Earnings (Estimated): 8/11/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Trading
• Current Symbol: NYSE:LFT
• CIK: 1547546
• Web: www.longtop.com
• Phone: (212) 317-5700
• Fax: N/A
• Employees: 600
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.21
• Trailing P/E Ratio: 10.10
• Forward P/E Ratio: 5.05
• P/E Growth: N/A
• Net Income: $22.65 million
• Net Margins: 13.99%
• Pretax Margin: 14.01%
• Return on Equity: 13.45%
• Return on Assets: 2.06%

Debt

• Debt-to-Equity Ratio: 4.69
• Current Ratio: 6.98
• Quick Ratio: 6.98

Sales & Book Value

• Annual Sales: $31.09 million
• Price / Sales: 3.57
• Cash Flow: $0.51 per share
• Price / Cash Flow: 4.15
• Book Value: $3.45 per share
• Price / Book: 0.61

Miscellaneous

• Outstanding Shares: 52,324,000
• Free Float: 50,859,000
• Market Cap: $110.93 million
• Optionable: Not Optionable
• Beta: 0.74