OFG Bancorp (OFG) Stock Price, News & Analysis

Company Overview

OFG Bancorp is a financial holding company headquartered in San Juan, Puerto Rico. Through its principal subsidiary, Oriental Bank, the company provides banking and financial services to individuals, businesses and government entities in Puerto Rico.

Oriental Bank offers a range of products and services, including checking and savings accounts, commercial and consumer loans, residential mortgage lending, credit cards, cash management, online and mobile banking, and investment and trust services. The company also provides wealth management, brokerage and insurance-related services through affiliated businesses.

OFG Bancorp traces its history to 1964 and has built a regional banking franchise focused primarily on Puerto Rico. José Rafael Fernández serves as the company’s president and chief executive officer, as well as chief executive officer of Oriental Bank.

Key Stats

• Today's Range: $51.41 to $52.27
• 50-Day Range: $49.98 to $53.88
• 52-Week Range: $35.71 to $54.47
• Volume: 50,621 shs
• Average Volume: 323,419 shs
• Market Capitalization: $2.20 billion
• P/E Ratio: 10.23
• Dividend Yield: 2.69%
• Price Target: $55.20
• Consensus Rating: Hold

OFG Bancorp Stock Analysis - MarketRank™

OFG Bancorp scored higher than 76% of companies evaluated by MarketBeat, and ranked 308th out of 835 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.7 / 5
• Analyst Rating: Hold

Consensus Rating

OFG Bancorp has received a consensus rating of Hold. The company's average rating score is 2.29, and is based on no strong buy ratings, 2 buy ratings, 5 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for OFG Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

OFG Bancorp has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 3.37%

Earnings Growth

Earnings for OFG Bancorp are expected to grow by 3.37% in the coming year, from $5.05 to $5.22 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of OFG Bancorp is 10.18, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.13.

Price to Earnings Ratio vs. Sector

The P/E ratio of OFG Bancorp is 10.18, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.32.

Price to Book Value per Share Ratio

OFG Bancorp has a P/B Ratio of 1.64. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.94% of the float of OFG Bancorp has been sold short.

Short Interest Ratio / Days to Cover

OFG Bancorp has a short interest ratio ("days to cover") of 7.24.

Change versus previous month

Short interest in OFG Bancorp has recently increased by 10.04%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

OFG Bancorp pays a meaningful dividend of 2.68%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

OFG Bancorp has been increasing its dividend for 5 years.

Dividend Coverage

The dividend payout ratio of OFG Bancorp is 27.56%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, OFG Bancorp will have a dividend payout ratio of 26.82% next year. This indicates that OFG Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 0.58

News Sentiment

OFG Bancorp has a news sentiment score of 0.58. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 11 news articles for OFG Bancorp this week, compared to 3 articles on an average week.

Search Interest

2 people have searched for OFG on MarketBeat in the last 30 days.

MarketBeat Follows

2 people have added OFG Bancorp to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, OFG Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,491,362.00 in company stock.

Percentage Held by Insiders

1.23% of the stock of OFG Bancorp is held by insiders.

Percentage Held by Institutions

92.73% of the stock of OFG Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 7/15 Dividend: 6/30/2026
• Ex-Dividend for 7/15 Dividend: 6/30/2026
• Dividend Payable: 7/15/2026
• Last Earnings: 7/21/2026
• Today: 9/23/2026
• Record date for 10/15 Dividend: 9/30/2026
• Ex-Dividend for 10/15 Dividend: 9/30/2026
• Dividend Payable: 10/15/2026
• Next Earnings (Estimated): 10/21/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:OFG
• CIK: 1030469
• Web: www.ofgbancorp.com
• Phone: (787) 771-6800
• Fax: 787-771-6770
• Employees: 2,185
• Year Founded: 1964

Price Target and Rating

• Average Price Target for OFG Bancorp: $55.20
• High Price Target: $58.00
• Low Price Target: $50.00
• Potential Upside/Downside: +5.9%
• Consensus Rating: Hold
• Rating Score (0-4): 2.29
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.08
• Trailing P/E Ratio: 10.26
• Forward P/E Ratio: 10.32
• P/E Growth: N/A
• Net Income: $205.10 million
• Net Margins: 24.08%
• Pretax Margin: 27.53%
• Return on Equity: 15.92%
• Return on Assets: 1.80%

Debt

• Debt-to-Equity Ratio: 0.32
• Current Ratio: 0.88
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $902.28 million
• Price / Sales: 2.44
• Cash Flow: $5.22 per share
• Price / Cash Flow: 9.98
• Book Value: $31.62 per share
• Price / Book: 1.65

Miscellaneous

• Outstanding Shares: 42,260,000
• Free Float: 41,745,000
• Market Cap: $2.20 billion
• Optionable: Optionable
• Beta: 0.68