OFG Bancorp Company Profile (NYSE:OFG)

About OFG Bancorp (NYSE:OFG)

OFG Bancorp logoOFG Bancorp is a financial holding company. The Company is engaged in providing banking and financial services through its subsidiaries. The Company operates through three segments: Banking, Wealth Management and Treasury. The Company provides banking and financial services to its clients through a range of banking and financial solutions, including commercial, consumer, auto, and mortgage lending; checking and savings accounts; financial planning, insurance, financial service, and investment brokerage, and corporate and individual trust and retirement services. The Company provides these services through various subsidiaries, including a commercial bank, Oriental Bank; a securities broker-dealer, Oriental Financial Services Corp. (Oriental Financial Services); an insurance agency, Oriental Insurance, LLC (Oriental Insurance), and a retirement plan administrator, Oriental Pension Consultants, Inc. (OPC).

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Banks
  • Sub-Industry: Regional Banks
  • Symbol: NYSE:OFG
  • CUSIP: 67103X10
  • Web: www.ofgbancorp.com
Capitalization:
  • Market Cap: $369.15 million
  • Outstanding Shares: 43,947,000
Average Prices:
  • 50 Day Moving Avg: $9.00
  • 200 Day Moving Avg: $9.95
  • 52 Week Range: $8.25 - $14.48
P/E:
  • Trailing P/E Ratio: 7.56
  • Foreward P/E Ratio: 7.37
  • P/E Growth: 0.93
Sales & Book Value:
  • Annual Revenue: $301.09 million
  • Price / Sales: 1.23
  • Book Value: $17.36 per share
  • Price / Book: 0.48
Dividend:
  • Annual Dividend: $0.24
  • Dividend Yield: 2.9%
Profitability:
  • Net Margins: 14.58%
  • Return on Equity: 8.36%
  • Return on Assets: 0.98%
Debt:
  • Debt-to-Equity Ratio: 0.23%
  • Current Ratio: 0.90%
  • Quick Ratio: 0.89%
Misc:
  • Average Volume: 226,197 shs.
  • Beta: 1.52
  • Short Ratio: 15.29
 

Frequently Asked Questions for OFG Bancorp (NYSE:OFG)

What is OFG Bancorp's stock symbol?

OFG Bancorp trades on the New York Stock Exchange (NYSE) under the ticker symbol "OFG."

How often does OFG Bancorp pay dividends? What is the dividend yield for OFG Bancorp?

OFG Bancorp announced a quarterly dividend on Thursday, August 24th. Shareholders of record on Friday, September 29th will be paid a dividend of $0.06 per share on Monday, October 16th. This represents a $0.24 dividend on an annualized basis and a yield of 2.86%. The ex-dividend date of this dividend is Thursday, September 28th. View OFG Bancorp's Dividend History.

How were OFG Bancorp's earnings last quarter?

OFG Bancorp (NYSE:OFG) posted its earnings results on Friday, July, 21st. The company reported $0.30 EPS for the quarter, beating the Zacks' consensus estimate of $0.26 by $0.04. The business earned $100.45 million during the quarter, compared to the consensus estimate of $90.95 million. OFG Bancorp had a return on equity of 8.36% and a net margin of 14.58%. During the same quarter in the previous year, the business earned $0.25 EPS. View OFG Bancorp's Earnings History.

When will OFG Bancorp make its next earnings announcement?

OFG Bancorp is scheduled to release their next quarterly earnings announcement on Friday, October, 20th 2017. View Earnings Estimates for OFG Bancorp.

Where is OFG Bancorp's stock going? Where will OFG Bancorp's stock price be in 2017?

2 equities research analysts have issued 12 month price objectives for OFG Bancorp's stock. Their predictions range from $11.50 to $14.00. On average, they expect OFG Bancorp's share price to reach $12.75 in the next twelve months. View Analyst Ratings for OFG Bancorp.

Who are some of OFG Bancorp's key competitors?

Who are OFG Bancorp's key executives?

OFG Bancorp's management team includes the folowing people:

  • Julian S. Inclan, Independent Chairman of the Board
  • Jose Rafael Fernandez, Vice Chairman of the Board, President, Chief Executive Officer
  • Maritza Arizmendi, Chief Financial Officer, Executive Vice President
  • Ganesh Kumar, Chief Operating Officer, Senior Executive Vice President
  • Cesar A. Ortiz CPA, J.D., Esq, Senior Vice President, Chief Risk Officer
  • Ramon Rosado Esq, Senior Vice President, Treasurer
  • Nestor De Jesus, Director
  • Juan Carlos Aguayo, Independent Director
  • Francisco J. Arrivi, Independent Director
  • Jorge Colon Gerena, Independent Director

How do I buy OFG Bancorp stock?

Shares of OFG Bancorp can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is OFG Bancorp's stock price today?

One share of OFG Bancorp stock can currently be purchased for approximately $8.40.


MarketBeat Community Rating for OFG Bancorp (NYSE OFG)
Community Ranking:  2.5 out of 5 (star star half star)
Outperform Votes:  94 (Vote Outperform)
Underperform Votes:  97 (Vote Underperform)
Total Votes:  191
MarketBeat's community ratings are surveys of what our community members think about OFG Bancorp and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for OFG Bancorp (NYSE:OFG) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 2 Hold Ratings
Consensus Rating:Hold (Score: 2.00)
Consensus Price Target: $12.75 (51.79% upside)
Consensus Price Target History for OFG Bancorp (NYSE:OFG)
Price Target History for OFG Bancorp (NYSE:OFG)
Analysts' Ratings History for OFG Bancorp (NYSE:OFG)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
10/6/2017Piper Jaffray CompaniesReiterated RatingHold$11.50N/AView Rating Details
4/13/2017Keefe, Bruyette & WoodsReiterated RatingHold$14.00HighView Rating Details
4/25/2016Merion Capital GroupBoost Price TargetOutperform$6.75 -> $9.75N/AView Rating Details
(Data available from 10/17/2015 forward)

Earnings

Earnings History for OFG Bancorp (NYSE:OFG)
Earnings by Quarter for OFG Bancorp (NYSE:OFG)
Earnings History by Quarter for OFG Bancorp (NYSE OFG)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/20/2017$0.28N/AView Earnings Details
7/21/20176/30/2017$0.26$0.30$90.95 million$100.45 millionViewN/AView Earnings Details
4/21/20173/31/2017$0.26$0.26$87.50 million$93.69 millionViewN/AView Earnings Details
1/31/2017Q416$0.26$0.27$79.00 million$92.16 millionViewN/AView Earnings Details
10/21/2016Q316$0.25$0.26$72.66 million$97.14 millionViewListenView Earnings Details
7/22/2016Q2$0.25$0.25$89.20 million$88.47 millionViewListenView Earnings Details
4/22/2016Q116$0.24$0.24$92.60 million$88.48 millionViewListenView Earnings Details
2/1/2016Q415$0.28$0.21$94.70 million$89.89 millionViewN/AView Earnings Details
10/23/2015Q315$0.08$0.03$98.80 million$95.03 millionViewListenView Earnings Details
7/24/2015Q2$0.28($0.15)$95.60 million$77.64 millionViewListenView Earnings Details
4/24/2015Q115$0.39$0.21$95.40 million$96.52 millionViewN/AView Earnings Details
1/30/2015Q414$0.35$0.36$101.30 million$106.22 millionViewN/AView Earnings Details
10/23/2014Q314$0.38$0.34$102.50 million$104.36 millionViewN/AView Earnings Details
7/23/2014Q214$0.38$0.38$103.20 million$106.59 millionViewN/AView Earnings Details
4/28/2014Q114$0.34$0.42$109.76 million$108.68 millionViewN/AView Earnings Details
2/3/2014Q413$0.40$0.35$94.35 millionViewN/AView Earnings Details
10/28/2013Q313$0.40$0.34$93.98 millionViewN/AView Earnings Details
7/22/2013Q2 2013$0.37$0.68$89.16 millionViewN/AView Earnings Details
4/25/2013Q1 2013$0.38$0.37$81.19 millionViewN/AView Earnings Details
2/7/2013Q4 2012$0.12$0.35$36.54 millionViewN/AView Earnings Details
10/24/2012$0.17$0.35ViewN/AView Earnings Details
7/23/2012$0.29$0.34ViewN/AView Earnings Details
4/23/2012$0.19$0.23ViewN/AView Earnings Details
10/25/2011$0.27$0.35ViewN/AView Earnings Details
4/29/2011$0.13$0.04ViewN/AView Earnings Details
2/3/2011$0.28$0.08ViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for OFG Bancorp (NYSE:OFG)
Current Year EPS Consensus Estimate: $1.12 EPS
Next Year EPS Consensus Estimate: $1.14 EPS

Dividends

Current Dividend Information for OFG Bancorp (NYSE:OFG)
Most Recent Dividend:10/16/2017
Annual Dividend:$0.24
Dividend Yield:2.86%
Dividend Growth:-9.10% (3 Year Average)
Payout Ratio:22.02% (Trailing 12 Months of Earnings)
21.43% (Based on This Year's Estimates)
21.05% (Based on Next Year's Estimates)
Track Record:3 Years of Consecutive Dividend Growth
Dividend Payments by Quarter for OFG Bancorp (NYSE:OFG)

Dividend History by Quarter for OFG Bancorp (NYSE OFG)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
8/24/2017quarterly$0.062.65%9/28/20179/29/201710/16/2017
5/25/2017quarterly$0.062.47%6/28/20176/30/20177/17/2017
2/24/2017quarterly$0.061.81%3/29/20173/31/20174/17/2017
12/1/2016quarterly$0.061.76%12/28/201612/30/20161/17/2017
8/25/2016quarterly$0.062.2%9/28/20169/30/201610/17/2016
5/26/2016quarterly$0.062.69%6/28/20166/30/20167/15/2016
2/25/2016quarterly$0.064.55%3/24/20163/29/20164/15/2016
11/19/2015quarterly$0.062.72%12/29/201512/31/20151/15/2016
9/2/2015quarterly$0.104.52%9/28/20159/30/201510/15/2015
5/28/2015quarterly$0.103.01%6/26/20156/30/20157/15/2015
2/27/2015quarterly$0.102.29%3/27/20153/31/20154/15/2015
11/19/2014quarterly$0.102.08%12/29/201412/31/20141/15/2015
8/27/2014quarterly$0.082.02%9/26/20149/30/201410/15/2014
5/28/2014quarterly$0.081.78%6/26/20146/30/20147/15/2014
2/26/2014quarterly$0.081.99%3/26/20143/28/20144/15/2014
12/5/2013quarterly$0.081.9%12/27/201312/31/20131/15/2014
8/29/2013quarterly$0.061.4%9/26/20139/30/201310/15/2013
5/23/2013quarterly$0.061.37%6/26/20136/28/20137/15/2013
2/25/2013quarterly$0.061.57%3/26/20133/28/20134/15/2013
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for OFG Bancorp (NYSE:OFG)
Insider Ownership Percentage: 2.56%
Institutional Ownership Percentage: 97.00%
Insider Trades by Quarter for OFG Bancorp (NYSE:OFG)
Institutional Ownership by Quarter for OFG Bancorp (NYSE:OFG)
Insider Trades by Quarter for OFG Bancorp (NYSE:OFG)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
3/20/2017Radames PenaDirectorSell6,000$23.72$142,320.00View SEC Filing  
3/2/2017Carlos SouffrontGeneral CounselSell10,000$13.49$134,900.00View SEC Filing  
3/2/2017Ganesh KumarCFOSell17,036$13.12$223,512.32View SEC Filing  
3/2/2017Jose Rafael FernandezCEOSell21,700$13.38$290,346.00View SEC Filing  
2/14/2017Radames PenaDirectorSell10,000$13.42$134,200.00View SEC Filing  
2/3/2017Julian InclanDirectorSell5,000$13.38$66,900.00View SEC Filing  
12/27/2016Carlos SouffrontGeneral CounselSell18,702$13.68$255,843.36View SEC Filing  
12/21/2016Jose Rafael FernandezCEOSell32,980$13.86$457,102.80View SEC Filing  
4/1/2016Rafael MartinezDirectorBuy7,000$6.99$48,930.00View SEC Filing  
2/16/2016Radames PenaDirectorBuy5,000$5.55$27,750.00View SEC Filing  
2/11/2016Radames PenaDirectorBuy5,000$4.69$23,450.00View SEC Filing  
2/4/2016Maritza ArizmendiCAOBuy4,000$5.65$22,600.00View SEC Filing  
1/29/2016Pedro MorazzaniDirectorBuy1,370$5.40$7,398.00View SEC Filing  
1/15/2016Pedro MorazzaniDirectorBuy3,000$5.98$17,940.00View SEC Filing  
1/12/2016Ganesh KumarCFOBuy3,734$6.04$22,553.36View SEC Filing  
1/11/2016Julian InclanDirectorBuy5,000$6.20$31,000.00View SEC Filing  
1/7/2016Jose Rafael FernandezCEOBuy3,000$6.82$20,460.00View SEC Filing  
12/16/2015Cesar A. OrtizSVPBuy600$6.54$3,924.00View SEC Filing  
12/11/2015Ganesh KumarCFOBuy5,000$6.73$33,650.00View SEC Filing  
12/11/2015Jorge ColonDirectorBuy6,000$6.74$40,440.00View SEC Filing  
12/9/2015Jose Rafael FernandezCEOBuy5,000$6.64$33,200.00View SEC Filing  
12/7/2015Ganesh KumarCFOSell1,100$18.01$19,811.00View SEC Filing  
9/2/2015Cesar A OrtizSVPBuy1,000$7.75$7,750.00View SEC Filing  
8/27/2015Josen RossiDirectorBuy7,000$6.90$48,300.00View SEC Filing  
3/4/2015Rafael MartinezDirectorBuy1,000$16.95$16,950.00View SEC Filing  
2/24/2015Josen RossiDirectorSell6,829$17.40$118,824.60View SEC Filing  
2/12/2015Josen RossiDirectorSell5,000$17.50$87,500.00View SEC Filing  
6/19/2014Rafael MartinezDirectorBuy1,065$18.85$20,075.25View SEC Filing  
6/18/2014Radames PenaDirectorBuy5,000$18.48$92,400.00View SEC Filing  
6/3/2014Norberto GonzalezEVPSell3,500$18.36$64,260.00View SEC Filing  
5/1/2014Norberto GonzalezEVPSell2,000$17.25$34,500.00View SEC Filing  
4/30/2014Rafael MartinezDirectorBuy2,965$16.85$49,960.25View SEC Filing  
3/13/2014Norberto GonzalezEVPSell4,000$17.05$68,200.00View SEC Filing  
11/1/2013Rafael MartinezDirectorBuy1,000$14.86$14,860.00View SEC Filing  
12/24/2012Julian InclanDirectorBuy5,000$12.93$64,650.00View SEC Filing  
12/12/2012Ganesh KumarCFOBuy2,645$12.37$32,718.65View SEC Filing  
11/30/2012Jose Rafael FernandezCEOBuy3,000$11.72$35,160.00View SEC Filing  
11/23/2012Jose Rafael FernandezCEOBuy5,000$11.64$58,200.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Headline Trends for OFG Bancorp (NYSE:OFG)
Latest Headlines for OFG Bancorp (NYSE:OFG)
Source:
DateHeadline
americanbankingnews.com logoOFG Bancorp (OFG) to Release Quarterly Earnings on Friday
www.americanbankingnews.com - October 13 at 1:45 AM
finance.yahoo.com logoOFG Bancorp : OFG-US: Dividend Analysis : September 29th, 2017 (record date) : By the numbers : October 11, 2017
finance.yahoo.com - October 12 at 7:52 AM
finance.yahoo.com logoOriental Bank says under central bank 'corrective action' over bad loans
finance.yahoo.com - October 8 at 1:03 AM
americanbankingnews.com logoContrasting OFG Bancorp (OFG) & The Competition
www.americanbankingnews.com - October 7 at 6:52 AM
americanbankingnews.com logoOFG Bancorp (OFG) Earns "Hold" Rating from Piper Jaffray Companies
www.americanbankingnews.com - October 6 at 9:44 PM
finance.yahoo.com logoOFG Bancorp :OFG-US: Earnings Analysis: Q2, 2017 By the Numbers : October 3, 2017
finance.yahoo.com - October 5 at 1:36 PM
finance.yahoo.com logoETFs with exposure to OFG Bancorp : October 4, 2017
finance.yahoo.com - October 5 at 1:36 PM
finance.yahoo.com logoOFG Bancorp breached its 50 day moving average in a Bearish Manner : OFG-US : September 26, 2017
finance.yahoo.com - October 2 at 8:06 PM
finance.yahoo.com logoWhy OFG Bancorp (OFG) May Not Be As Efficient As Its Industry
finance.yahoo.com - October 2 at 8:06 PM
americanbankingnews.com logo Brokerages Anticipate OFG Bancorp (OFG) to Post $0.28 EPS
www.americanbankingnews.com - October 1 at 12:10 AM
nasdaq.com logoOFG Bancorp (OFG) Ex-Dividend Date Scheduled for September 28, 2017 - Nasdaq
www.nasdaq.com - September 29 at 10:55 PM
finance.yahoo.com logoOFG Bancorp – Value Analysis (NYSE:OFG) : September 19, 2017
finance.yahoo.com - September 19 at 6:10 AM
finance.yahoo.com logoOFG Bancorp breached its 50 day moving average in a Bullish Manner : OFG-US : September 15, 2017
finance.yahoo.com - September 16 at 7:19 AM
finance.yahoo.com logoOFG’s Oriental Responds to Client Needs after Irma: No Late Fees for September Loan Payments
finance.yahoo.com - September 14 at 8:44 AM
reuters.com logoBRIEF-OFG Bancorp reports operations normal
www.reuters.com - September 9 at 6:57 AM
finance.yahoo.com logoOFG Bancorp Reports Operations Normal
finance.yahoo.com - September 9 at 6:57 AM
americanbankingnews.com logoOFG Bancorp Plans Quarterly Dividend of $0.06 (OFG)
www.americanbankingnews.com - August 24 at 6:26 PM
thestreet.com logoOFG Bancorp Becomes Oversold
www.thestreet.com - August 17 at 5:02 PM
finance.yahoo.com logoOFG Bancorp breached its 50 day moving average in a Bullish Manner : OFG-US : August 7, 2017
finance.yahoo.com - August 8 at 3:42 AM
seekingalpha.com logoOFG Bancorp (OFG) Presents At KBW Community Bank Investor Conference - Slideshow
seekingalpha.com - August 4 at 6:39 AM
finance.yahoo.com logoOFG Bancorp to Present at KBW 2017 Community Bank Investor Conference
finance.yahoo.com - July 27 at 5:55 AM
seekingalpha.com logoOFG Bancorp 2017 Q2 - Results - Earnings Call Slides
seekingalpha.com - July 22 at 7:16 AM
reuters.com logoBRIEF-OFG Bancorp qtrly earnings per share $0.30
www.reuters.com - July 22 at 7:16 AM
finance.yahoo.com logoOFG Bancorp Reports 2Q17 Results
finance.yahoo.com - July 22 at 7:16 AM
finance.yahoo.com logoEdited Transcript of OFG earnings conference call or presentation 21-Jul-17 2:00pm GMT
finance.yahoo.com - July 22 at 7:16 AM
finance.yahoo.com logoOFG posts 2Q profit
finance.yahoo.com - July 22 at 7:16 AM
americanbankingnews.com logoPiper Jaffray Companies Reiterates Hold Rating for OFG Bancorp (NYSE:OFG)
www.americanbankingnews.com - July 21 at 10:28 PM
americanbankingnews.com logoOFG Bancorp (NYSE:OFG) Issues Earnings Results
www.americanbankingnews.com - July 21 at 9:10 PM
finance.yahoo.com logoOFG Bancorp breached its 50 day moving average in a Bullish Manner : OFG-US : July 20, 2017
finance.yahoo.com - July 21 at 5:26 AM
americanbankingnews.com logo$0.26 Earnings Per Share Expected for OFG Bancorp (NYSE:OFG) This Quarter
www.americanbankingnews.com - July 17 at 10:48 AM
americanbankingnews.com logoOFG Bancorp (NYSE:OFG) to Release Earnings on Friday
www.americanbankingnews.com - July 14 at 8:10 AM
thestreet.com logoOFG Bancorp's 7.125% Non-cumulative Monthly Income Preferred Stock, Series A About To Put More Money In Your Pocket
www.thestreet.com - July 11 at 6:16 AM
nasdaq.com logoOFG Bancorp's 7.0% Noncumulative Monthly Income Preferred Stock, Series B About To Put More Money In Your Pocket
www.nasdaq.com - July 11 at 6:16 AM
finance.yahoo.com logoOFG Bancorp to Report 2Q17 Results and Hold Conference Call on Friday, July 21, 2017
finance.yahoo.com - July 6 at 7:40 AM
finance.yahoo.com logoOFG Bancorp – Value Analysis (NYSE:OFG) : July 5, 2017
finance.yahoo.com - July 6 at 7:40 AM
finance.yahoo.com logoOFG Bancorp breached its 50 day moving average in a Bullish Manner : OFG-US : July 4, 2017
finance.yahoo.com - July 5 at 9:13 AM
nasdaq.com logoCash Dividend On The Way From OFG Bancorp's 7.125% Non-cumulative Monthly Income Preferred Stock, Series A
www.nasdaq.com - May 10 at 11:53 AM
reuters.com logoBRIEF-OFG BANCORP Q1 EARNINGS PER SHARE $0.26
www.reuters.com - April 22 at 12:31 PM
seekingalpha.com logoOFG Bancorp's (OFG) CEO Jose Rafael Fernandez on Q1 2017 Results - Earnings Call Transcript
seekingalpha.com - April 21 at 6:52 PM
nasdaq.com logoEx-Div Reminder for OFG Bancorp's 7.0% Noncumulative Monthly Income Preferred Stock, Series B
www.nasdaq.com - April 7 at 7:23 PM
seekingalpha.com logoPuerto Rico's Bonds Continue To Slump
seekingalpha.com - March 30 at 7:16 PM
thestreet.com logoEx-Div Reminder For OFG Bancorp (OFG)
www.thestreet.com - March 28 at 9:59 AM
thestreet.com logoNovember 17th Options Now Available For OFG Bancorp (OFG)
www.thestreet.com - March 21 at 11:18 AM
biz.yahoo.com logoOFG BANCORP Files SEC form 10-K, Annual Report
biz.yahoo.com - March 10 at 8:47 PM
streetinsider.com logoOFG Bancorp (OFG) Names Ganesh Kumar as COO; Maritza Arizmendi as CFO
www.streetinsider.com - March 9 at 2:35 AM
biz.yahoo.com logoOFG BANCORP Files SEC form 8-K, Termination of a Material Definitive Agreement, Financial Statements and Exhibits
biz.yahoo.com - February 8 at 7:55 PM
reuters.com logoBRIEF-OFG Bancorp says Oriental Bank entered into a termination agreement with Federal Deposit Insurance Corp
www.reuters.com - February 8 at 1:07 AM
reuters.com logoBRIEF-OFG Bancorp reports Q4 EPS $0.27
www.reuters.com - February 1 at 8:07 PM
biz.yahoo.com logoQ4 2016 OFG Bancorp Earnings Release - Before Market Open
us.rd.yahoo.com - February 1 at 1:02 AM
businesswire.com logoOFG Bancorp Reports 4Q16 & 2016 Results
www.businesswire.com - January 31 at 8:00 PM

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Chart

OFG Bancorp (OFG) Chart for Tuesday, October, 17, 2017

This page was last updated on 10/17/2017 by MarketBeat.com Staff

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