Ralliant (NYSE: RAL) is a specialty finance company focused on providing debt financing solutions to middle-market businesses across the United States. The firm offers a diversified suite of lending products that includes senior secured loans, subordinated debt, equipment financing, asset-based lending and real estate financing. Through its multiple operating platforms, Ralliant addresses a range of borrower needs—spanning working capital lines, acquisition funding, growth capital and refinancing—for companies operating in industries such as manufacturing, distribution, healthcare, business services and retail.
Founded as a credit-focused division of Lead Bank in 2018, Ralliant has since evolved into an independent public company with a presence in more than 30 U.S. markets. The platform’s real estate finance arm provides bridge loans, construction financing and recapitalizations for commercial property owners, while its equipment finance business supports asset acquisitions across manufacturing, transportation and energy sectors. Ralliant’s asset-based lending team extends secured revolving lines of credit against accounts receivable and inventory, and its factoring unit offers liquidity solutions through invoice purchase arrangements.
Headquartered in Louisville, Kentucky, Ralliant also maintains regional offices in key commercial centers, including Dallas, Charlotte, Atlanta and Philadelphia, enabling it to serve clients in both major metropolitan areas and smaller regional markets. The company’s geographic reach allows it to curate local underwriting expertise and cultivate industry-specific knowledge that supports tailored financing structures for its borrowers. This decentralized model is complemented by a centralized credit team that ensures consistent risk management and compliance standards across all platforms.
Ralliant’s leadership team is led by President and Chief Executive Officer Stephen D. Loeb, whose more than 25 years of experience in commercial lending underpins the firm’s strategic direction. The executive management group also includes seasoned professionals overseeing credit, operations, capital markets and investor relations. Together, they guide Ralliant’s ongoing efforts to expand its product offerings, deepen borrower relationships and deliver flexible financing solutions that help middle-market companies achieve their growth objectives.
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