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UnitedHealth Group (UNH) Stock Forecast & Price Target

UnitedHealth Group logo
$378.82 +7.88 (+2.12%)
Closing price 10/9/2026 03:59 PM Eastern
Extended Trading
$380.04 +1.22 (+0.32%)
As of 10/9/2026 07:59 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

UnitedHealth Group - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Sell
0
Hold
8
Buy
20

Based on 28 Wall Street analysts who have issued ratings for UnitedHealth Group in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 28 analysts, 8 have given a hold rating, and 20 have given a buy rating for UNH.

Consensus Price Target

$462.59
22.11% Upside
According to the 28 analysts' twelve-month price targets for UnitedHealth Group, the average price target is $462.59. The highest price target for UNH is $529.00, while the lowest price target for UNH is $255.00. The average price target represents a forecasted upside of 22.11% from the current price of $378.83.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
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UNH Analyst Ratings Over Time

TypeCurrent Forecast
10/10/25 to 10/10/26
1 Month Ago
9/10/25 to 9/10/26
3 Months Ago
7/12/25 to 7/12/26
1 Year Ago
10/10/24 to 10/10/25
Strong Buy
0 Strong Buy rating(s)
1 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
20 Buy rating(s)
20 Buy rating(s)
22 Buy rating(s)
16 Buy rating(s)
Hold
8 Hold rating(s)
7 Hold rating(s)
5 Hold rating(s)
7 Hold rating(s)
Sell
0 Sell rating(s)
0 Sell rating(s)
1 Sell rating(s)
2 Sell rating(s)
Consensus Price Target$462.59$465.75$406.23$383.09
Forecasted Upside22.11% Upside20.14% Upside-4.43% Downside8.13% Upside
Consensus RatingModerate BuyModerate BuyModerate BuyModerate Buy

UNH Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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UNH Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

UnitedHealth Group Stock vs. The Competition

TypeUnitedHealth GroupHealthcare CompaniesBroader Market
Consensus Rating Score
2.71
2.32
2.53
Consensus RatingModerate BuyHoldModerate Buy
Predicted Upside22.11% Upside928.09% Upside19.60% Upside
News Sentiment Rating
Positive News

See Recent UNH News
Neutral News
Positive News
Report Date
0 Results
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
10/9/2026 Set Target$402.00+8.49%
10/9/2026
TD Cowen logo
TD Cowen
3 of 5 stars
Ryan Langston
Ryan Langston
Not Rated
Lower TargetHold$430.00 ➝ $402.00+8.49%
10/8/2026
Weiss Ratings logo
Weiss Ratings
3 of 5 stars
 UpgradeHold (C-) ➝ Hold (C)
9/14/2026 DowngradeStrong-Buy ➝ Hold
9/2/2026Reiterated RatingOutperform$492.00 ➝ $512.00+28.12%
8/27/2026 DowngradeBuy ➝ Hold
7/21/2026 Set Target$512.00+18.68%
7/21/2026 Set Target$512.00+18.68%
7/21/2026Boost TargetOverweight$466.00 ➝ $516.00+19.23%
7/20/2026Boost TargetOutperform$470.00 ➝ $493.00+16.87%
7/20/2026Reiterated RatingBuy$450.00+6.68%
7/20/2026Boost TargetBuy$400.00 ➝ $470.00+26.41%
7/20/2026Boost TargetOverweight$429.00 ➝ $441.00+4.52%
7/17/2026 Boost TargetBuy$435.00 ➝ $490.00+31.80%
7/17/2026 Boost TargetOverweight$440.00 ➝ $495.00+33.14%
7/17/2026Boost TargetBuy$401.00 ➝ $490.00+31.79%
7/17/2026 Boost TargetHold$370.00 ➝ $467.00+25.61%
7/17/2026Boost TargetOverweight$477.00 ➝ $499.00+34.21%
7/17/2026Boost TargetOutperform$462.00 ➝ $472.00+26.95%
7/17/2026Boost TargetOverweight$468.00 ➝ $529.00+21.54%
7/17/2026Boost TargetOutperform$420.00 ➝ $500.00+15.96%
7/17/2026Boost TargetOutperform$463.00 ➝ $478.00+10.04%
7/17/2026Boost TargetBuy$460.00 ➝ $490.00+15.77%
7/16/2026UpgradeUnderperform ➝ Neutral$287.00 ➝ $453.00+4.98%
7/14/2026Boost TargetOutperform$370.00 ➝ $460.00+23.73%
7/14/2026Boost TargetBuy$440.00 ➝ $480.00+11.38%
7/14/2026Boost TargetOverweight$400.00 ➝ $475.00+10.63%
7/13/2026Boost TargetOverweight$397.00 ➝ $485.00+12.82%
7/7/2026 Boost TargetOutperform$400.00 ➝ $480.00+29.11%
7/6/2026Boost TargetHold$300.00 ➝ $380.00-8.56%
5/27/2026 Set Target$492.00+30.34%
3/10/2026 Lower TargetOutperform$400.00 ➝ $350.00-5.88%
5/19/2025Reiterated RatingBuy ➝ Hold$520.00 ➝ $308.00-1.39%
12/5/2024 Boost TargetOverweight$605.00 ➝ $675.00+10.54%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Saturday at 05:48 PM ET.


Should I Buy UnitedHealth Group Stock? UNH Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Tuesday, October 6, 2026. Please send any questions or comments about these UnitedHealth Group pros and cons to contact@marketbeat.com.

UnitedHealth Group
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in UnitedHealth Group:

  • UnitedHealth Group recently reported a significant earnings beat in its most recent quarter, posting $6.38 per share in earnings compared to the consensus estimate of $4.94, which demonstrates the company's ability to generate strong profits even in a challenging healthcare environment.
  • The stock currently trades at $375.85, which is well below the average analyst price target of $456.56, suggesting that the market may be undervaluing the company relative to Wall Street's expectations for its future performance.
  • UnitedHealth Group offers a dividend yield of 2.50%, providing investors with a steady income stream that is supported by a payout ratio of 59.72%, indicating that the company retains a healthy portion of its earnings for reinvestment while still rewarding shareholders.
  • Analysts have recently raised their price targets for the stock, with firms like Oppenheimer and Cantor Fitzgerald boosting their targets to $500.00 and $495.00 respectively, reflecting a growing consensus that the company's fundamental recovery and margin improvements are undervalued.
  • The company has a low beta of 0.60, meaning its stock price tends to be less volatile than the overall market, which can make it a more stable holding for investors looking to reduce portfolio risk during periods of market uncertainty.

UnitedHealth Group
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in UnitedHealth Group for these reasons:

  • UnitedHealth Group is facing regulatory scrutiny, as the Texas Attorney General has launched an investigation into the company regarding potential violations of the Texas Deceptive Trade Practices Act, which could lead to legal costs and reputational damage.
  • The company is exiting select Medicare Advantage plans for 2027 due to rising medical costs, which signals that profitability in this key segment is under pressure and may limit future growth opportunities in a major part of its business.
  • CEO Patrick Conway has been selling shares of UnitedHealth Group stock, including a recent sale of 1,169 shares at an average price of $390.00, which some investors may interpret as a lack of confidence in the stock's near-term upside.
  • Some analysts, such as those from Seeking Alpha, argue that the stock's upside is limited because the market has already priced in the company's recovery and future growth, leaving little margin of safety for investors at current valuations.
  • UnitedHealth Group has a debt-to-equity ratio of 0.66, which, while not excessive, indicates that the company carries a significant amount of debt relative to its equity, potentially limiting its financial flexibility in a rising interest rate environment.

UNH Forecast - Frequently Asked Questions

According to the research reports of 28 Wall Street equities research analysts, the average twelve-month stock price forecast for UnitedHealth Group is $462.59, with a high forecast of $529.00 and a low forecast of $255.00.

28 Wall Street analysts have issued "buy," "hold," and "sell" ratings for UnitedHealth Group in the last year. There are currently 8 hold ratings and 20 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "moderate buy" UNH shares.

According to analysts, UnitedHealth Group's stock has a predicted upside of 22.11% based on their 12-month stock forecasts.

Over the previous 90 days, UnitedHealth Group's stock had 3 upgrades and 3 downgrades by analysts.

Analysts like UnitedHealth Group more than other "healthcare" companies. The consensus rating for UnitedHealth Group is Moderate Buy while the average consensus rating for "healthcare" companies is Hold. Learn more on how UNH compares to other companies.


MarketBeat monitors more than a dozen sources for UnitedHealth Group analyst ratings, with the most recent rating issued on 10/9/2026.
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