Bar Harbor Bankshares (BHB) Stock Price, News & Analysis

Company Overview

Bar Harbor Bankshares (NYSEAMERICAN:BHB) is a bank holding company headquartered in Bar Harbor, Maine. Through its primary subsidiary, Bar Harbor Bank & Trust, the company delivers a full spectrum of financial services to individual, business and institutional clients. Its offerings include personal and business checking and savings accounts, money market funds, certificates of deposit, IRAs, and cash management solutions.

On the lending side, Bar Harbor Bankshares provides commercial and residential mortgages, construction loans, agricultural and equipment financing, and commercial real estate lending. The company also supports small and medium-sized enterprises with lines of credit, term loans and treasury management services designed to help businesses manage liquidity and growth. In addition, its wealth management division offers trust and estate administration, investment advisory services, retirement planning and private banking solutions.

Serving communities across coastal and inland Maine as well as parts of southeastern New Hampshire, Bar Harbor Bankshares emphasizes a community banking model that combines personalized service with regional expertise. The company maintains a network of full-service branches in key markets such as Portland, Bangor and Portsmouth, and leverages digital banking platforms to provide customers with online and mobile access to their accounts.

Founded in 1875, Bar Harbor Bankshares has expanded its footprint through a mix of organic growth and strategic acquisitions, while maintaining its commitment to local decision-making and community involvement. The institution is overseen by a seasoned board of directors and led by an executive management team with decades of combined experience in banking, finance and risk management. Its leadership continues to focus on sustainable growth, risk discipline and strengthening customer relationships throughout its New England footprint.

Key Stats

• Today's Range: $31.57 to $32.44
• 50-Day Range: $28.46 to $32.23
• 52-Week Range: $25.64 to $38.47
• Volume: 54,676 shs
• Average Volume: 41,032 shs
• Market Capitalization: $485.18 million
• P/E Ratio: 11.11
• Dividend Yield: 4.04%
• Price Target: $33.00
• Consensus Rating: Hold

Bar Harbor Bankshares Stock Analysis - MarketRank™

Bar Harbor Bankshares scored higher than 60% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Bar Harbor Bankshares has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Bar Harbor Bankshares has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 4.23%

Earnings Growth

Earnings for Bar Harbor Bankshares are expected to grow by 4.23% in the coming year, from $2.84 to $2.96 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Bar Harbor Bankshares is 11.11, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.97.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bar Harbor Bankshares is 11.11, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 18.80.

Price to Book Value per Share Ratio

Bar Harbor Bankshares has a P/B Ratio of 1.05. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.60% of the float of Bar Harbor Bankshares has been sold short.

Short Interest Ratio / Days to Cover

Bar Harbor Bankshares has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bar Harbor Bankshares has recently decreased by 7.40%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

Bar Harbor Bankshares is a leading dividend payer. It pays a dividend yield of 3.97%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Bar Harbor Bankshares has been increasing its dividend for 22 years.

Dividend Coverage

The dividend payout ratio of Bar Harbor Bankshares is 44.91%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Bar Harbor Bankshares will have a dividend payout ratio of 43.24% next year. This indicates that Bar Harbor Bankshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.60% of the float of Bar Harbor Bankshares has been sold short.

Short Interest Ratio / Days to Cover

Bar Harbor Bankshares has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Bar Harbor Bankshares has recently decreased by 7.40%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: N/A

News Sentiment

Bar Harbor Bankshares has a news sentiment score of 0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.74 average news sentiment score of Finance companies.

Search Interest

1 people have searched for BHB on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Bar Harbor Bankshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 2.55% of the stock of Bar Harbor Bankshares is held by insiders.

Percentage Held by Institutions

54.49% of the stock of Bar Harbor Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BHB Stock Analysis - Frequently Asked Questions

How have BHB shares performed this year?

Bar Harbor Bankshares' stock was trading at $29.83 at the beginning of 2025. Since then, BHB stock has increased by 6.2% and is now trading at $31.67.

How were Bar Harbor Bankshares' earnings last quarter?

Bar Harbor Bankshares, Inc. (NYSEAMERICAN:BHB) posted its quarterly earnings data on Tuesday, October, 22nd. The financial services provider reported $0.80 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.68 by $0.12. The financial services provider earned $58.23 million during the quarter, compared to the consensus estimate of $37.30 million. Bar Harbor Bankshares had a trailing twelve-month return on equity of 9.59% and a net margin of 19.15%.

When did Bar Harbor Bankshares' stock split?

Bar Harbor Bankshares shares split on the morning of Tuesday, May 20th 2014.The 3-2 split was announced on Tuesday, April 22nd 2014. The newly issued shares were issued to shareholders after the closing bell on Monday, May 19th 2014. An investor that had 100 shares of stock prior to the split would have 150 shares after the split.

How do I buy shares of Bar Harbor Bankshares?

Shares of BHB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Bar Harbor Bankshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Bar Harbor Bankshares investors own include American Water Works (AWK), Waste Connections (WCN), Humana (HUM), The RMR Group (RMR), Voyager Therapeutics (VYGR), AU Optronics (AUOTY) and DiamondRock Hospitality (DRH).

Company Calendar

• Last Earnings: 10/22/2024
• Record date for 6/13 Dividend: 5/15/2025
• Ex-Dividend for 6/13 Dividend: 5/15/2025
• Dividend Payable: 6/13/2025
• Today: 7/07/2025
• Next Earnings (Estimated): 7/17/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSEAMERICAN
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NYSEAMERICAN:BHB
• Previous Symbol: NYSE:BHB
• CIK: 743367
• Web: www.bhbt.com
• Phone: (207) 669-6784
• Fax: 207-288-2626
• Employees: 490
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $33.00
• High Stock Price Target: $33.00
• Low Stock Price Target: $33.00
• Potential Upside/Downside: +4.2%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.85
• Trailing P/E Ratio: 11.11
• Forward P/E Ratio: 11.15
• P/E Growth: N/A
• Net Income: $43.54 million
• Net Margins: 19.15%
• Pretax Margin: 23.09%
• Return on Equity: 9.59%
• Return on Assets: 1.08%

Debt

• Debt-to-Equity Ratio: 0.51
• Current Ratio: 0.97
• Quick Ratio: 0.97

Sales & Book Value

• Annual Sales: $225.61 million
• Price / Sales: 2.15
• Cash Flow: $3.16 per share
• Price / Cash Flow: 10.02
• Book Value: $30.03 per share
• Price / Book: 1.05

Miscellaneous

• Outstanding Shares: 15,320,000
• Free Float: 14,926,000
• Market Cap: $485.18 million
• Optionable: Not Optionable
• Beta: 0.65